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11-0090 Vaughn
City of , bee Island • Community Develo, lent Dept. C G Inspection Report 403 Butler Ave. • P.O. Box 2749 Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 / Permit No. I / , o . Owner's Name 11 6-41 Date Requested Date Needed C ice`` i1■11111 1 INTERNATIONAL 0 Y'"' CODE COUNCIL 12, MEMBER 04-03 // Gen. Contractor �-7 Subcontractor Contact Information ( 5-0'1- 4'02 () atO Project Address Scope of Work Inspector Inspection Inspection Inspection Inspection -1I Date of Inspection ass a Fail Fee eASS�Pass I""'�°° Fail Fee Fee Pass 0,,--`Fail 0 Fee J-11 1 ti City of tree Island • Community Develc ent Dept. Inspection Report '7 t) 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 INTERNATIONAL CODE COUNCIL MEMBER Permit No. )0 �`) (� Date Requested 44 - 7 - 11 Owner's Name \J () Q\ n Date Needed - 1 i Permit No. City of bee Island • Community Develc dent Dept. V Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 0 0 0 Date Requested Owner's Name �� L,{ iti f Date Needed ,3- 3 D- I Gen. Contractor ---P V" a `(°+, Subcontractor :e J ✓V-1 01/A4" Lie c Contact Information -Th) 0, n h-) kie 1,J �- v r'► (q I . ) 3 3 CI 'S' 44 4 Project Address 1 .`c13 - S Ave Scope of Work i e . P P ^� , e.L,1 1 Inspector �1- Inspection < re-a_ p—c--- Pass F 'I Fee ,,.../r173 / „7:,,,,w,A)/,;,-/4.7-. a1161‘ Ems* INTERNATIONAL CODE COUNCIL MEMBER Date of Inspection Inspection Pass ❑ Fail ❑ Fee Inspection Pass ❑ Fail ❑ Fee Inspection Pass o Fail ❑ Fee TX Result Report P 1 03/30/2011 13:06 Serial No. CM35228060004 TC: 242904 Destination Start Time Time Prints Result Note Georgia Power 03 -30 13:05 00:00:45 001/001 OK Note MIX: Mixed Original_TX11CALL:OManual1TX. Original Size FUWD:FForwar'd. PC:aPC -Fax. BND: Double -Sided Binding Direction. SP: Special original. FCODE: F -code. RTX: Re -TX. RLY: Relay. MBX: Confidential. BUL: Bulletin. SIP: SIP Fax. IPADR: IP Address Fax. I -FAX: Internet Fax Result OK: Communication OK, S -OK: Stop Communication, PW -OFF: Power Switch OFF, TEL: RX from TEL, NG: Other Error, Cont: Continue, No Ans: No Answer, Refuse: Receipt Refused, Busy: Busy, M- Full:Memory Full, LOUR :Receiving length Over, POVER:Receiving page Over, FIL:File Error, DC :Decode Error, MDN:MDN Response Error, DSN :DSN Response Error. FOR RELEASES FOR ELECTRIC SERVICE FROM TYR;EE ISLAND _ FAX TO: Lynn Brennan 9 .2 9 - - - --7 Plzoae 912 -5 - '_(W -e.1.41=4-1P v oS CQ -+t.y 3- Z62S rgleory • di. 1?• •■ w-- I c =. *9 a t 5 --� J� Location Address: 15 i J S. O r-N-e--S Lot # Release Date. Type of Release: Temporary ✓Permanent Subd Name: Electrician: ; p d ` r,, . ` __ Electrician. Phone Number= (q -7 S)33S O 44 wne>EI Ltilder: /V\ Qr S ca - e--i- LA. 3 k n Phone Number: C4 7 5)39 .2 3S"3 Location Address: Type of Release: Temporary Permanent Subd Name: Electrician: Lot # Release Date: Electrician Phone Number: Owaer/Builder: Phone Number: Location Address: Type of Release: Temporary Permanent Electrician: Owner /Builder: Lot # Release Date: Subd Name: Electrician Phone Number: Phone Number: FOR RELEASES FOR ELECTRIC SERVICE FROM TYBEE ISLAND . FAX TO: Lynn Brennan 91-37 Phone 9124 3 0 2 6. w 306 -2803— C''+ 306.. 2 to2 r jdorg gat Po we r f1 -occi o G Location Address: 513 J o S A Te . Lot # Release Date: 3 -3 t7 - H Type of Release: Temporary 4ZPermanent Subd Name: Electrician: e. a nn � � t c . Electrician Phone Number: t 4 7 g)335-- ' 44 , o . Qr o�,re-� Va 0.311r> g Phone Number: (41)3'?42 3.S-3 Location Address: Type of Release: Temporary Permanent Subd Name: Electrician: Lot # Release Date: Owner/Builder: Electrician Phone Number: Phone Number: Location Address: Lot # Release Date: Type of Release: Temporary Permanent Subd Name: Electrician: Owner/Builder: Electrician Phone Number: Phone Number: (i5trtiv. City of ;bee Island • Community Devel( `lent Dept. Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 ionmi INTERNATIONAL CODE COUNCIL MEMBER Permit No. 9 1 - 6-20y0 Date Requested 5f' Owner's Name Vai/A-f-ik) Date Needed /ff _` Gen. Contractor 1--I s4- T17'1 Subcontractor Contact Information ( 1-1/\ �x.L)`7 •n Project Address ! ') �. a , j(y,)! . _. Scope of Work. ? - -', ! i M I Inspector -`21- ) Date of Inspection / . s� (+j Inspection ItY1,� -- Pass ® Fail Fee i I 1-E47-7f:. _, --- ;_.;_J Inspection ) Pass Inspection rf.T1 Fee Pass Ea F Fee Inspection Pass ❑ Fail ❑ Fee 0,1C_ wals CCA 1( City c /bee Island • Community Devel nent Dept. .„C-) Inspection Report a r L esS 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 INTERNATIONAL CODECOUNCIE MEMBER Permit No. i I _ 13' 1 i - 11 1 D t� 1 0 Date Requested Owner's Name V ('A 9 Date Needed (11 -Is- --(1 -CT Gen. Contractor T s4- a • Subcontractor Contact Information ! 0 rr' 501- 02 (v Project Address 1 5 `.J o n..2 S A v' C.- - ` Scope of Work G 5. I Q On (* 1 Inspector ' r"j Date of Inspection BA 7 SS �/ / <,/ / 1 Inspection OJLS rn I Pass Fail ❑ Fee Inspection '1 D J Sj tm V a C. tpIL Pass ❑ Fail L))) ,. ^\I} 4c 4/11 Jv br Inspection f tD ) 3 k P_ I e G Pass Fail' Fee Inspection ?Rot) -\-1-./0 f tr�X 1 �pIL Pass ❑ Fail r b 17&1:1), City oi' bee Island • Community Develd }ent Dept. Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 Permit No. l 70 Owner's Name \ /40�s1- -4r,ra Date Requested Date Needed Gen. Contractor J 5 ` (-., 1,, Subcontractor Contact Information I L> 'd .?41.1!. ) < - -' )0/\.)/7-_. Project Address I ` : (. `,, // INTERNATIONAL CODE COUNCIL MEMBER Scope of Work . i,�� =, (`-7,+! /DJ,% .:I Inspector Date of Inspection i Inspection I 1°'` - IL.. Pass F Fee Inspection Pass ❑ Fail ❑ Fee Inspection Pass Fail ❑ Fee Inspection Pass ❑ Fail ❑ Fee / • City of ?ee Island • Community Develq ent Dept. Inspection Report 403 Butler Ave. P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 Permit No. / /2X° Date Requested Owner's Name \40141 Date Needed 2, Gen. Contractor 6T- Subcontractor Contact Information kCt(.... i6113- 87/0 Project Address Scope of Work Inspector Inspection 141 T4i-177/2-0— :talk% sunk* INTERNATIONAL CODE COUNCIL MEMBER 01- -Too] <=7/ Date of Inspection Pass Fail D Inspection Pass El Fail Fee Inspection ° Pass 0 Fail Fee Inspection Pass 1---1 L_I Fail r--1 Fee L_I DATE ISSUED: 02 -28 -2011 WORK DESCRIPTION WORK LOCATION OWNER NAME ADDRESS CITY, ST, ZIP PHONE NUMBER CONTRACTOR NAME ADDRESS CITY STATE ZIP FLOOD ZONE BUILDING VALUATION SQUARE FOOTAGE OCCUPANCY TYPE TOTAL FEES CHARGED PROPERTY IDENTIFICATION # PROJECT VALUATION CITY OF TYBEE ISLAND BUILDING PERMIT RENOVATIONS 1513 JONES MARGARET VAUGHN 1513 JONES AVENUE TYBEE ISLAND GA 31328 FIRST CITY ENTERPRISES TYBEE ISLAND GA 31328 P $ 197.00 $25,200.00 PERMIT #: 110090 S07- gOzc TOTAL BALANCE DUE: $ 197.00 It is understood that if this permit is granted the builder will at all times comply with the zoning, subdivision, flood control, building, fire, soil and sedimentation, wetlands, marshlands protection and shore protection ordinances and codes whether local, state or federal, including all environmental laws and regulations when applicable, subsequent owners should be informed that any alterations to the property must be approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction covered by this permit. This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided unless work has begun within six months of the date of issuance. Signature of Building Inspector or Authorized Agent: P. 0. Box 2749 - 403 Butler Avenue, Tybee Island, Georgia 31328 (912) 786 -4573 - FAX (912) 786 -9539 www.cityoftybee.org CITY OF TYBEE ISLAND, GEORGIA APPLICATION FOR BUILDING PERMIT !LooSo Location: I S )3 sis/i�' NAME PIN # TELEPHONE Owner tR 341 Vii,,J 11 / i_ e s V 7 9/2.3 Architect or Engineer '% — Building Contractor F 161 (11�) . �1 j Y 1.z p U go..A.0) I) ''11,, 7 - 5.2_41) (Check all that apply) ❑ Repair Renovation Minor Addition ❑ Substantial Addition ❑ Other Details of Project: 2g Residential sisi Single Family ❑ Duplex ❑ Multi - Family ❑ Commercial u ))J VA(7 ) CP SMQ $ (21 ., area / Estimated Cost of Construction: $ ..5� 2-0 0 0-0 Construction Type (1) Wood Frame (2) Wood & Masonry (3) Brick Veneer Proposed use: Remarks: ❑ Footprint Changes ❑ Discovery ❑ Demolition (Enter appropriate number) (4) Masonry (5) Steel & Masonry 7 ri or cbepplui Color,Actit, (6) Other (please specify) ATTACH A COPY OF THE CERTIFIED ELEVATION SURVEY OF LOT and complete the following information based on the construction drawings and site plan: # Units Lot Area # Off - street parking spaces Trees located & listed on site plan Access: Driveway (ft.) Setbacks: Front # Bedrooms Living space (total sq. ft.) With culvert? Rear # Bathrooms With swale? Sides (L) (R) # Stories Height Vertical distance measured from the average adjacent grade of the building to the extreme high point of the building, exclusive of chimneys, heating units, ventilation ducts, air conditioning units, elevators, and similar appurtances. During construction: On -site restroom facilities will be provided through O(nliJQr— On -site waste and debris containers will be provided by Construction debris will be disposed by 0 (,).Ney by means of 1,0A QCa J L J r . I understand that I must comply with zoning, flood damage control, building, fire, shore protections and wetlands ordinances, FEMA regulations and all applicable codes and regulations. I understand that the lot must be staked out and that the stakes will be inspected to ensure that the setback requirements are met. I understand also that a certified plot plan showing elevation must be attached to this application and that an as -built elevation certification is due as soon as the habitable floor level is established. Drainage: I realize that I must ensure the adequacy of drainage of this property so that surrounding property is in no way adversely affected. I accept responsibility for any corrective action that may be necessary to restore drainage impaired by this permitted construction. Date: Z Signature of Applicant:/ Note: A permit normally takes 7 to 10 days to process. The following is to be completed by City personnel: Zoning certification Approved rezoning/variance? Street address and number: New Is it in compliance with City map? If not, has street name and /or number been reported to MPC? FEMA Certification attached State Energy Code Affidavit attached Utilities and Public Works: Describe any unusual finding(s) NFIP Flood Zone Existing Access to building site Distance to water main tap site Distance to sewer stub site Water meter size Storm drainage Approvals: Zoning Administrator Code Enforcement Officer Water /Sewer Stoiui/Drainage Inspections City Manager Signature Date FEES Permit Inspections ? Co Water Tap Sewer Stub Aid to Const. TOTAL 2141 lR1 LEAD -BASED PAINT Adapted from http: / /www.eca.gov /lead /pubs /renovation.htm. Please use that site to access the following information. Information for Property Owners of Rental Housing, Child- Occupied Facilities Property owners who renovate, repair, or prepare surfaces for painting in pre -1978 rental housing or space rented by child -care facilities must, before beginning work, provide tenants with a copy of EPA's lead hazard information pamphlet Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools. Owners of these rental properties must document compliance with this requirement. EPA's sample pre- renovation disclosure form may be used for this purpose. After April 22, 2010, property owners who perform these projects in pre -1978 rental housing or space rented by child -care facilities must be certified and follow the lead -safe work practices required by EPA's Renovation, Repair and Remodeling rule. To become certified, property owners must submit an application for firm certification and fee payment to EPA. The Agency has up to 90 days after receiving a complete request for certification to approve or disapprove the application. Property owners who perform renovation, repairs, and painting jobs in rental property should also: • Take training to learn how to perform lead -safe work practices. • Learn the lead laws that apply regarding certification and lead -safe work practices beginning in April 2010. • Keep records to demonstrate that you and your workers have been trained in lead -safe work practices and that you followed lead - safe work practices on the job. To make recordkeeping easier, you may use the sample recordkeeping checklist that EPA has developed to help contractors comply with the renovation recordkeeping requirements that took effect April 2010. • Read about how to comply with EPA's rule in the EPA Small Entity Compliance Guide to Renovate Right. • Read about how to use lead -safe work practices in EPA's Steps to Lead Safe Renovation, Repair and Painting. Information for Homeowners Working at Home If you are a homeowner performing renovation, repair, or painting work in your own home, EPA's RRP rule does not cover your project. However, you have the ultimate responsibility for the safety of your family or children in your care. If you are living in a pre -1978 home and planning to do painting or repairs, please read a copy of EPA's Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools lead hazard information pamphlet. You may also want to call the National Lead Information Center at 1 -800- 424 -LEAD (5323) and ask for more information on how to work safely in a home with lead -based paint. Information for Tenants and Families of Children under Age 6 in Child Care Facilities and Schools As a tenant or a parent or guardian of children in a child care facility or school, you should know your rights when a renovation job is performed in your home, or in the child care facility or school that your child attends. • Before starting a renovation in residential buildings built before 1978, the contractor or property owner is required to have tenants sign a pre- renovation disclosure form, which indicates that the tenant received the Renovate Right lead hazard information pamphlet. • Beginning in December 2008, the contractor must also make renovation information available to the parents or guardians of children under age six that attend child care facilities and schools, and to provide to owners and administrators of pre -1978 child care facilities and schools to be renovated a copy of EPA's Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools lead hazard information pamphlet. Information for Contractors As a contractor, you play an important role in helping to prevent lead exposure. Ordinary renovation and maintenance activities can create dust that contains lead. By following the lead -safe work practices, you can prevent lead hazards. Contractors who perform renovation, repairs, and painting jobs in pre -1978 housing and child- occupied facilities must, before beginning work, provide owners, tenants, and child -care facilities with a copy of EPA's lead hazard information pamphlet Renovate Right: Important Lead Hazard Information for Families Child Care Providers, and Schools. Contractors must document compliance with this requirement. EPA's pre- renovation disclosure form may be used for this purpose. Understand that after April 22, 2010, federal law will require you to be certified and to use lead -safe work practices. To become certified, renovation contractors must submit an application and fee payment to EPA. See: Application for firm certification. The Agency has up to 90 days after receiving a complete request for certification to approve or disapprove the application. Contractors who perform renovation, repairs, and painting jobs should also: • Take training to learn how to perform lead -safe work practices. • Find a training provider that has been accredited by EPA to provide training for renovators under EPA's Renovation, Repair, and Painting (RRP) Program. Please note that if you previously completed an eligible renovation training course you may take the 4 -hour refresher course instead of the 8 -hour initial course from an accredited training provider to become a certified renovator. Click here for a list of eligible courses. • Provide a copy of your EPA or state lead training certificate to your client. • Tell your client what lead -safe methods you will use to perform the job. • Learn the lead laws that apply to you regarding certification and lead -safe work practices beginning in April 2010. • Ask your client to share the results of any previously conducted lead tests. • Provide your client with references from at least three recent jobs involving homes built before 1978. • Keep records to demonstrate that you and your workers have been trained in lead -safe work practices and that you followed lead - safe work practices on the job. To make recordkeeping easier, you may use the sample recordkeeping checklist that EPA has developed to help contractors comply with the renovation recordkeeping requirements. • Read about how to comply with EPA's rule in the EPA Small Entity Compliance Guide to Renovate Right. Read about how to u e led -safe work practices in EPA's Steps to Lead Safe Renovation, Repair and Painting. FYOU'R NOT LEAD-SAFE CERTIFIED, ISTURBING JUST SIX SQUARE FEET COULD COSI YOU BIG TIME. Printed Name Date Permit Acknowledgement of Asbestos /Environmental Notification to Georgia EPD for Projects Involving Demolition, Wrecking, or Renovation The undersigned hereby acknowledges that the issuance of this permit does not in any way grant permission to the owner, owner's representative, or permit holder to proceed with demolition, wrecking, or renovation of a structure prior to the filing of any required ten (10) day "Project Notification for Asbestos Renovation Encapsulation or Demolition" form in accordance with the Georgia Asbestos Rules. The Georgia Environmental Protection Division administers the rules. In most cases, the rules require both the owner and the involved contractors to assure the portion of the building involved in the project is thoroughly inspected by an Accredited Asbestos Inspector for materials that contain asbestos; and the removal of the asbestos before renovation, wrecking, or demolition begins almost without exemption. Georgia EPD requires a completed demolition notification from be submitted 10 workings days in advance even if no asbestos is present in the building. Further guidance for regulatory compliance and contact telephone numbers are provided by the brochures entitled Asbestos & Renovation and Asbestos and Demolition. Other environmental issues such as asbestos removal techniques, lead abatement, ground contamination, or unusual site conditions may have EPD regulations that could affect the project. Undersign � 11 'WAS Printed Name I l ' 2/13A ) Date Office Use Only: Project Address: Permit Number: EXTERIOR SHEAR W" SSTD 10 -99 SECT. 305.4.3. Windows anA doors shad ,it be instailekl ear corners w thin f�h_ ee wa e • ht ft,o., 4 aches for 10 0 feet Doubt - tucts at each end. v./ 1 10 dam? -t 0 0 0 Q An Approved Set .f Pions st &in on Job Sit at All Ti .w s" r WIND E S, D00%S 1 �S�I�YLtGH STD :•9.9 TABLES 602A1, 602A2, 602A3, SE IRC 30 2,1.2 DOWS, GLA"S DOORS AND SKYLIGHTS SHA APPROVED AN INSTALLED} fG' COMPLY WITH °)SITIVE AND ..__ 'VIEW FOR CO O : COMPLIANCE v ry e rdrf has r rr mods to identity co e violations, no overs.; tht by the ■ rev ewer sihali be construed as authority to 'clue, cancel', ta r or set aside any applicable ccc:i t f.;tr nances The revl w and perm t w }!0.«ld n =t a construei as warranty or guarantee. wed By AZIA Data 2 2 rt S .604 L BE 0TH to C 0ra`1 -For pc.c i1ck..j..1N1 I rw IC 1-i c- G 1 , a G`71'1 1 C MECHANIaAL EQ14IPMENT IN ATTIC Shall be cessIb a by pull -down stairs or permanent Ceps thr t I minimum of 20" x 30" opening an floored t2 passageway to the unn and a 30" w pia orm at the unit with 30" hsadr m. A witched light, outlet and *enemy : densa pan with a 314" drain line to utatds are lie req i +lai?4, ALL CONSTRUCTION MUST CORNY SSTD � 0 - g AND THE 1 WITH THE FAMILY DWELLING CODE !RC Ay TWO AND STATE OF GEORGIA AM M E lTlplit NrS :Ail Insulations must comply with The Georg ri tats EnirY .ads 2.r1t7'Il Eel and State of Georgia Amendments All Electrical Ins comply with The Code zoob Edi cf Georgia Amen O' l IIt I Ration must ationa Electric for and State manta mg Installations must comply with he In`cernet4nal Plumbing Edition and Etaim ;seat gin Amendments CONTRACTOR RECONSTRUCTION / IMPROVEMENT AFFIDAVIT Name of Company F� SST G / FjJ IQ1Y rJ Telephone rg j c2 1 D Contractor Address l 7-k r‹i 'r-' t2/ ' 81327 Name of Property Owner I t IN9 \/p Uq /1„0 Location of Property )� S l 3 Td j I hereby attest to the fact that I, or a member of my staff, inspected the above mentioned property and produced the attached itemized list of the Estimated Cost of Reconstruction and /or Improvements. Further, all of the repairs and /or reconstruction and /or improvements proposed on the subject building for the attached Building Permit Application are included in this estimate. I understand that I am subject to enforcement action and /or penalties and /or fines if inspection of the property reveals repairs and /or reconstruction and /or improvements not included on the attached list of the Estimated Cost of Reconstruction and /or Improvements as well as the Building Permit Application. I understand that any Building Permit issued by the City of Tybee Island pursuant to this Affidavit does not authorize the repair and /or reconstruction and /or improvement and /or maintenance of any illegal additions, fences, sheds, or non - conforming uses or structures on the subject property. Total Labor & Materials Overhead & Profit Total Cost $ b, OD $ 25)2Lobab STATE OF GEORGIA COUNTY OF CHATHAM Before me this day personally appeared ♦ i1 Q • S Q 4.a k who, by his /her signature belo states that the information provided on this Affidavit s correct and that he /she has read, understands, ' d agrees to comply with all the aforementioned conditions. /4914 Contractor's r 22 � Lam' y Sworn to and subscribed before me this 2 J day of r G j'cJl ar , 20 I . Signature of Notary Public My Commission expires DU = (01 2 DIANNE OTTO Notary Public, Chatham County, GA My Commission Expires November 6, 2014 OWNER RECONSTRUCTION / IMPROVEMENT AFFIDAVIT Name of Company Telephone X11 b 52) C p y �� �(LS� ������/./ ��� r 1 �� Tele hone Contractor Address . 0 G 101 ( l j %. S)hNr) C 3/32S Name of Property Owner MA (2-7 A'k. VA 0711, 9'i Location of Property I J 13 To,t' S /jQ) I hereby attest to the fact that the attached itemized list of the Estimated Cost of Reconstruction and /or Improvements are all of the repairs and /or reconstruction and /or improvements proposed on the subject building for the attached Building Permit Application included with the estimate. Listed below are the date(s) and details of the last occurrence(s) of any repairs and /or reconstruction and /or additions and /or remodeling at this property: I understand that I am subject to enforcement action and /or penalties and /or fines if inspection of the property reveals repairs and /or reconstruction and /or improvements not included on the attached list of the Estimated Cost of Reconstruction and /or Improvements as well as the Building Permit Application as well as the list of the last occurrence(s) of any repairs and /or reconstruction and /or additions and /or remodeling. I understand that any Building Permit issued by the City of Tybee Island pursuant to this Affidavit does not authorize the repair and /or reconstruction and /or improvement and /or maintenance of any illegal additions, fences, sheds, or non - conforming uses or structures on the subject property. Total Labor & Materials Overhead & Profit Total Cost STATE OF GEORGIA COUNTY OF CHATHAM Before me this day personally appeared his /her signature below, states that the information p 'ded on this Affidavit is coect and that he /she has read, understands, and agrees to comply with all the aforementioned conditions. $ _ ! 1)- op $ ISO), t b $ 2_52ooV6o w-e-4 •VOW h. who, by Vag wner's Sig I!) re n to and subscribed before me this Signature of Notary Public My Commission expires 1\1 - - day of re- brow-) , 20 bU,(pi "Zal4 DIANNE OTTO Notary Public, Chatham County, GA My Commission Expires November 6, 2014 l� . Pane #11 APPRAISAL OF REAL PROPERTY LOCATED AT: 1513 Jones Ave E Pt Lt 99 Wd 4 Tybee Tybee Island, GA 31328 -9638 FOR: Mrs. Margaret Vaughn 1513 Jones Avenue, Tybee Island, GA 1328 AS OF: 12/30/2010 BY: Michael Ulman Leggett Appraisal Company P.O. Box 14394 Savannah, Georgia 31416 Leggett Appraisal Company Form GA2 — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Leggett Appraisal Company Uniform Residential Aaaraisal Resort I Pau #21 The purpose of this summary appraisal report is to provide the lender /client with an accurate, and adequately supported, opinion of the market value of the subject propety. Property Address 1513 Jones Ave City Tybee Island State GA Zip Code 31328 -9638 Borrower N/A Owner of Public Record Margaret Vaughn County Chatham Legal Description E Pt Lt 99 Wd 4 Tybee Assessor's Parcel # 4- 0008 - 10-011 Tax Year 2010 R.E. Taxes $ est, $2,478 .- Neighborhood Name Tybee Island Map Reference Tybee Census Tract 0111.03 w Occupant ❑ Owner ❑ Tenant ® Vacant Special Assessments $ 0.00 ❑ PUD HOA $ ❑ per year ❑ per month Property Rights Appraised ® Fee Simple ❑ Leasehold ❑ Other (describe) °' Assignment Type ❑ Purchase Transaction ❑ Refinance Transaction ® Other (describe) Determine market value Lender/Client Mrs. Margaret Vaughn Address 1513 Jones Avenue, Tybee Island, GA 1328 Is the subject properly currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ® Yes ❑ No Report data source(s) used, offering price(s), and date(s). The subject was listed from 04/27/2009 until sale on 12/30/2010. The last listed price was $235,000. I ❑ did ❑ did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed. N/A r V rr Contract Price $ N/A Date of Contract N/A Is the property seller the owner of public record? ❑ Yes ❑ No Data Source(s) N/A z Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? ❑ Yes ❑ No ° If Yes, re, ort the total dollar amount and describe the items to be . aid. N/A N/A Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood Characteristics One -Unit Housing Trends One -Unit Housing Present Land Use % Location ❑ Urban ® Suburban ❑ Rural Property Values ❑ Increasing ❑ Stable ® Declining PRICE AGE One -Unit 80 % o Built-Up ❑ Over 75% ® 25 -75% ❑ Under 25% Demand/Supply ❑ Shortage ❑ In Balance ® Over Supply $ (000) (yrs) 2-4 Unit % °o Growth ❑ Rapid ® Stable ❑ Slow Marketing Time ❑ Under 3 mths ❑ 3 -6 mites ® Over 6 mths 175 Low 0 Multi-Family % § Neighborhood Boundaries The subject is located on Tybee Island, a barrier island on the coast east of 1,900+ High 110 Commercial % °m Savannah. 450 Pred. 60 Other 20 % Neighborhood Description The subject is located on Tybee Island. The area is comprised primarily of single family homes of average to good quality. Z Homes in the area are generally well kept. Access to area amenities and employment centers is considered good. Market appeal is considered good. No negative influences were noted. Market Conditions (including support for the above conclusions) Conventional and FHANA financing are prevalent in this market Sellers typically pay closing costs. The Savannah market has softened with the national economy. Dimensions See attached plat Area 0.07 Acre Shape Irregular Mew Interior Specific Zoning Classification R -2 Zoning Description Planned Unit Development Zoning Compliance ® Legal ❑ Legal Nonconforming (Grandfaticered Use) ❑ No Zoning ❑ Illegal (describe) Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use? ® Yes ❑ No If No, describe Utilities Public Other (describe) Public Other (describe) Off -site Improvements - Type Public Private Electricity ® ❑ Water N ❑ Street Paved ® ❑ N Gas ® n Sanitary Sewer N n Alley None n n FEMA Special Flood Hazard Area N Yes ❑ No FEMA Flood Zone AE FEMA Map # 13051 C0326F FEMA Map Date 9/26/2008 Are the utilities and off -site improvements typical for the market area? X Yes ❑ No If No, describe Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? ❑ Yes N No If Yes, describe The site is typical in size in relation to others in the area. No adverse conditions were noted. General Description Foundation Exterior Description materials /condition Interior materials /condition Units ® One ❑ One with Accessory Unit X Concrete Slab X Crawl Space Foundation Walls Piers /Avg Floors CarpetNinyllAvg Walls Wd /Avg # of Stories 1 n Full Basement n Partial Basement Exterior Walls Siding/Avg Type ® DeL ❑ Att. n S- Det./End Unit Basement Area None sq.ft. Root Surface Shingle /Avg Trim/Flnish Base /Cm/Avg N Existing n Proposed n Under Const Basement Finish % Gutters & Downspouts None /N /A Bath Floor Vinyl/Avg Design (Style) 1 Story ❑ Outside Entry/Exit ❑ Sump Pump Window Type Sash/Avg Bath Wainscot Tile /Good Year Built 1940 Evidence of n Infestation Storm Sash/Insulated NonelA Car Storage n None Effective Age (Yrs) 20 ❑ Dampness Settlement Screens Yes/Avg ® Driveway # of Cars 4 Attic F I None Heating ® FWA HWBB lU Radiant Amenities ❑ Woodstove(s) # Driveway Surface Natural - typical N Drop Stair n Stairs N Other Space (Fuel Gas ❑ Flreplace(s) # ❑ Fence n Garage # of Cars Floor n Scuttle Cooling n Central Air Conditioning N Patio/Deck N Porch n Carport # of Cars L ❑ Finished ❑ Heated III Individual IN Other Window ❑ Pool ❑ Other 0 At ❑ Det ❑ Built-in W Appliances ❑ Refrigerator ❑ Range/Oven ® Dishwasher ❑ Disposal ❑ Microwave ❑ Washer /Dryer ❑ Other (describe) w Finished area above grade contains: 5 Rooms 3 Bedrooms 1 Bath(s) 768 Square Feet of Gross Living Area Above Grade o Additional features (special energy efficient items, etc.). Tongue and groove paneling throughout. rr a a Describe the condition of the property (including needed repairs, deterioration, renovations, remodeing, etc.). The dwelling is in average condition relative to the other homes in the subject's area. Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? ❑ Yes N No If Yes, describe None apparent; however, appraiser is not an expert. Does the property generally conform to the neighborhood (functional utility , style, condition, use, construction, etc.)? ® Yes ❑ No If No, describe No external or functional obsolescence was noted. Freddie Mac Form 70 March 2005 Page 1 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. — 1 -800- ALAMODE Fannie Mae Form 1004 March 2005 Page #31 Uniform Residential Appraisal Resort Freddie Mac Form 70 March 2005 Page 2 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE Fannie Mae Form 1004 March 2005 There are 52 comparable properties currently offered fe sale in the subject neighborhood ranging in price from $ 115,000 to $ 9,900,000 There are 11 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from $ 191,250 to $ 1,305,000 FEATURE I SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3 Address 1513 Jones Ave Tybee Island, GA 31328 -9638 301 10th Street Tybee Island GA 31328 1504 Jones Avenue Tybee Island, GA 31328 1416 2nd Avenue Tybee Island, GA 31328 Prodmity to Subject 0.58 miles NE 0.06 miles NE 0.17 miles NE Sale Price $ N/A $ 219 000 $ 248,000 $ 265,000 Sale Price /Gross Liv. Area $ sq.ft. $ 305.87 sq.ft. $ 165.55 sq.ft. $ 408.95 sq.ft. Data Source(s) MLS /Public Records MLS /Public Records MLS /Public Records Verification Source(s) Pub Recs /Exterior Inspection Pub Recs/Ehderior Inspection Pub Recs /Exterior Inspection VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment Sales or Financing Concessions Cash to Seller Conventional Cash to Seller Date of Sale/Time 12/17/2010 05/24/2010 11/01/2010 Location Tybee Tybee Island Tybee Island Tybee Island Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Fee Simple Site 0.07 Acre .10 Acre .22 Acre .09 Acre View Interior Interior Interior Interior Design (Style) 1 Story 1 Story 2 Story 1 Story Quality of Construction Siding /Avg Siding /Avg Siding/Good Siding /Good Actual Age 1940 1953 1947 1941 Condition Average Averse Average Good - renovated - 50,000 Above Grade Room Count Gross Living Area Total Bdnns. Baths Total Bdmhs. Baths Total Bdrms. Baths Total Bdmis. Baths 5 3 1 4 2 1 5 2 2 -5,000 5 2 2 -5,000 768 sq.ft. 716 sq.ft. 0 1,498 sq.ft. - 54,750 648 sq.ft . +9,000 Basement &Finished Rooms Below Grade None None None None = Functional Utility_ Typical Average Average Average Window Window Window Central -5,000 RHeating/Cooing Energy Efficient items Typical Typical Typical Typical g Garage /Carport Off Street Off Street Off Street 2 Garage -6,000 Porch/Patio /Deck Porch /Scr Pch Porch/Patio Porch/Patio Porch/Patio o F/P No F/P No F/P No F/P No F/P DOW N/A 173/75157 136/68902 98/76806 a. E N u Net Adjustment (Total) ❑ + ❑ - $ ❑ + ®- $ - 59,750 ❑ + ® - $ - 57,000 Adjusted Sale Price of Comparables Net Adj. % Gross Adj. % $ 219,000 Net Adj. 24.1 % Gross Adj. 24.1 % $ 188,250 Net Adj. 21.5 % Gross Adj. 28.3 % $ 208,000 I ►,1 did U did not research the sale or transfer history of the subject property and comparable sales. If not, explain My research ® did ❑ did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal . Data Source(s) Tax Assessor/Public Records My research ® did ❑ did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale. Data Source(s) Tax Assessor /Public Records Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional pnor sales on page 3). ITEM SUBJECT COMPARABLE SALE #1 COMPARABLE SALE #2 COMPARABLE SALE #3 Date of Prior Sale/Transfer N/A N/A N/A 07/06/2010 Price of Prior Sale/Transfer 0 0 0 Foreclosure Data Source(s) Public Records Public Recs Public Recs Public Recs Effective Date of Data Source(s) 02/21/2011 02/21/2011 02/21/2011 02/21/2011 Analysis of prior sale or transfer history of the subject property and comparable sales Prior sales are as indicated above. As of the effective date of the appraisal, the subject was under contract for $170,000, and did in fact close that day, 12/30/2010 Summary of Sales Comparison Approach The subject is an unrenovated Tybee cottage located near the south end of Tybee Island. A dilligent review of tha available data sources fated to reveal many pertinent sales in the subject's market area in the previous 12 months. The comparables chosen are the most similar to the subject to have closed in that time. Comparable 2 was an estate sale, and Comparable 3 was an REO property. Indicated Value by Sales Comparison Approach $ 200,000 Indicated Value by: Sales Comparison Approach $ 200,000 Cost Approach (if developed) $ 187,600 Income Approach (if developed) $ N/A The Income Approach is not applicable as this is typically an owner - occupied neighborhood. The Cost Approach receives moderate weight. o Greatest weight is given the Sales Comparison Approach due to the availability of recent comparable sales in the subject's market area. F z o This appraisal is made ® "as is ", ❑ subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, ❑ subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or ❑ subject to the following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: w et Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is $ 200,000 , as of 12/30/2010 , which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 Page 2 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Appraisal R Freddie Mac Form 70 March 2005 Page 3 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. —1. 800 - ALAMODE Fannie Mae Form 1004 March 2005 INTENDED USE The Intended User of this appraisal report is the Lender /Client. The Intended Use is to evaluate the property that is the subject of this appraisal for a mortgage finance transaction, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. SCOPE OF WORK Comparable sales were searched through either the Multiple Listing Service, the Daily Record (public records database provided by the Savannah Chapter of the Appraisal Institute), The Crumpton Report (public records database) public records (warranty deeds) or the tax assessor's office and /or website. EFFECTIVE DATE: U, w E The appraiser has been asked to perform a retropsective appraisal based on the condition of the home as of the date of purchase, 12/30/2010. The condition of the property as of the effective date is based on conversation with the purchaser and the photos available in the MLS. These o a z 0 photos are included as part of this appraisal. The actual date of inspection is 02/21/2011. 0 0 0 a COST APPROACH TO VALUE (not required by Fannie Mae) Provide adequate information for the lender /client to replicate the below cost figures and calculations. Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value) A review of recent land sales in the subject's area was used to develop the site value. The structure incorporates some elements difficult to replicate today, i.e, tongue and groove paneling in wags and ceilings, true hardwood floors, etc. ESTIMATED ❑ REPRODUCTION OR ® REPLACEMENT COST NEW OPINION OF SITE VALUE 4 125,000 o Source of cost data Marshall Valuation Service/Appraiser Data DWELLING 768 Sq.Ft @ $ 100.00 =$ 76,800 a Quality rating from cost service Good Effective date of cost data Current None Sq.Ft @ $ =$ a Comments on Cost Approach (gross living area calculations, depreciation, etc.) _$ t- N Garage/Carport Sq.FL @ $ 4 o Total Estimate of Cost -New =$ 76,800 See attached sketch for GLA calculations. Less Physical Functional Edema! Depreciation 19,200 4( 19,200) Depreciated Costotimprovements ___.__ _$ 57,600 As -is" Value of Site Improvements 4 5,000 Estimated Remaining Economic Life (HUD and VA only) 60 Years INDICATED VALUE BY COST APPROACH =S 187,600 INCOME APPROACH TO VALUE (not required by Fannie Mae) o Estimated Monthly Market Rent $ N/A X Gross Rent Multiplier N/A = $ N/A Indicated Value by Income Approach (±' Summary of Income Approach (including support for market rent and GRM) PROJECT INFORMATION FOR PUDs Of applicable) Is the developer/builder in control of the Homeowners' Association (HOA)? ❑ Yes n No Unit type(s) ❑ Detached n Attached Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit. Legal Name of Project o Total number of phases Total number of units Total number of units sold R Total number of units rented Total number of units for sale Data source(s) z Was the project created by the conversion of misting building(s) into a PUD? ❑ Yes n No If Yes, date of conversion. o Does the project contain any murtl- dweging units? ❑ Yes ❑ No Data Source Are the units, common elements, and recreation facilities complete? n Yes n No If No, describe the status of completion. o 0 a Are the common elements leased to or by the Homeowners Association? ❑ Yes ❑ No If Yes, describe the rental terms and options. Describe common elements and recreational facilities. Freddie Mac Form 70 March 2005 Page 3 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. —1. 800 - ALAMODE Fannie Mae Form 1004 March 2005 ( Page #51 Uniform Residential Appraisal Report Fde # This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender /client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender /client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Freddie Mac Form 70 March 2005 Page 4 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Appraisal Report Flee# I Paae #6j APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and /or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and /or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender /client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 Page 5 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. — 1- 800 - ALAMODE Fannie Mae Form 1004 March 2005 Page #71 Uniform Residential Appraisal Report File# 21. The lender /client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender /client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and /or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub - contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signaturex Signature Name Michael Ulman Name Company Name Leggett Appraisal Company Company Name Company Address 800 Commercial Court, Savannah, GA 31406 Company Address Telephone Number (912) 354 -3765 Email Address Mike Ulman@yahoo.com Date of Signature and Report February 21, 2011 Effective Date of Appraisal 12/30/2010 State Certification # or State License # 246445 or Other (describe) State # State GA Expiration Date of Certification or License 1/31/2012 ADDRESS OF PROPERTY APPRAISED 1513 Jones Ave Tybee Island, GA 31328 -9638 APPRAISED VALUE OF SUBJECT PROPERTY $ 200,000 LENDER /CLIENT Name Company Name Mrs. Margaret Vaughn Company Address 1513 Jones Avenue, Tybee Island, GA 1328 Email Address Telephone Number Email Address Date of Signature State Certification # or State License # State Expiration Date of Certification or License SUBJECT PROPERTY ❑ Did not inspect subject property ❑ Did inspect exterior of subject property from street Date of Inspection ❑ Did inspect interior and exterior of subject property Date of Inspection COMPARABLE SALES ❑ Did not inspect exterior of comparable sales from street ❑ Did inspect exterior of comparable sales from street Date of Inspection Freddie Mac Form 70 March 2005 Page 6 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 Pane #81 Building Sketch Borrower /Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA 3p Code 31328 -9638 Lender Mrs. Margaret Vaughn Unable to provide interior room labels as the subject property has been gutted preparatory to renovation. NJ Oh navind by a b made, inc. 14.8ft 5.3ft 22ft Area Calculations Summary Living Area First floor 768,5 Sq ft Total Living Area (Rounded): 7685q ft Calculation Details 22 an 26.2 = 576.4 5.8 an 5.3 = 30.74 10.9 x 14.8 = 161.32 For SKT.BIdSkI — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE I Pane #91 Flood Map Borrower /Client N/A Property Address 1513 Jones Ave ..,.rr.ulterflrwod.c.orrt • 1 -800 -252 -6633 q4 yy ",i`" ii: -.v. ' ....N4.-...0...z. .lt-'� City Tybee Island County Chatham State GA Lp Code 31328 -9638 Lender Mrs. Margaret Vaughn _ / . -ZONE Flood Hazards ... -:_ :s _.4 .1 /- ZONE ZONE VE Fr VE Map ::,. InterFlood P,epared fQ' . - _.._.. _ -- _ :_ -- –. :,= - ; : -- _ : -- ..,.rr.ulterflrwod.c.orrt • 1 -800 -252 -6633 q4 yy ",i`" ii: -.v. ' ....N4.-...0...z. .lt-'� x : - . _ / . -ZONE Flood Hazards ... -:_ :s _.4 .1 /- ZONE ZONE VE Fr VE Map ::,. ,•i _ .:n'.° p r" f e FLOOD HAZARD] INFO'. IS NOT SHOWN ON Th+. ivsar , 1 7t J err= r= ... -. ,._ .- :....1-:-:, .. - " . t_. _. -. —. , .., ._ _ :.... to , . -t-:', -. _ ._ :: Form MAP.FLOOD — "WinTOTAL" appraisal software by a la mode, inc. —1- 800- ALAMODE Site Map Borrower /Clierd N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA Lp Code 31328 -9638 Lender Mrs. Margaret Vaughn Form MAP.Site — "WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE Page #101 Location Map Borrower/Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA 3p Code 31328-9638 Lender Mrs. Margaret Vaughn a la mode, inc. 6 -5 . . ' no 80 25 $0 Tybee Island Form MAP.LOC — "WinTOTAL" appraisal software by a la mode, inc. —1-600-ALAMODE Page #11 Subject Photo Page Borrower /Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA Lp Code 31328 -9638 Lender Mrs. Margaret Vaughn Subject Front 1513 Jones Ave Sales Price N/A Gross Living Area 768 Total Rooms 5 Total Bedrooms 3 Total Bathrooms 1 Location Tybee View Interior Site 0.07 Acre Quality Siding /Avg Age 1940 Form PICPIX.SR — "WinTOTAL" appraisal software by a la mode, inc. — 1- B00- ALAMODE Subject Rear Subject Street 1 Page #121 Subject Photo Page Borrower /Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA by Code 31328 -9638 Lender Mrs. Margaret Vaughn Subject Front 1513 Jones Ave Sales Price N/A Gross Living Area 768 Total Rooms 5 Total Bedrooms 3 Total Bathrooms 1 Location Tybee View Interior Site 0.07 Acre Quality Siding /Avg Age 1940 Form PICPIX.SR — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE FROM MLS Subject Rear FROM MLS Subject Street FROM MLS 1 Page #131 Subject Photo Page Borrower /Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA Lp Code 31328 -9638 Lender Mrs. Margaret Vaughn Subject Front 1513 Jones Ave Sales Price N/A Gross Living Area 768 Total Rooms 5 Total Bedrooms 3 Total Bathrooms 1 Location Tybee View Interior Site 0.07 Acre Quality Siding /Avg Age 1940 Form PICPIX.SR — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE FROM MLS [Pane #14I Comparable Photo Page Borrower /Client N/A Property Address 1513 Jones Ave City Tybee Island County Chatham State GA Li) Code 31328 -9638 Lender Mrs. Margaret Vaughn Comparable 1 301 10th Street Prox. to Subject 0.58 miles NE Sale Price 219,000 Gross Living Area 716 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location Tybee Island View Interior Site .10 Acre Quality Siding /Avg Age 1953 Comparable 2 1504 Jones Avenue Prox. to Subject 0.06 miles NE Sale Price 248,000 Gross Living Area 1,498 Total Rooms 5 Total Bedrooms 2 Total Bathrooms 2 Location Tybee Island View Interior Site .22 Acre Quality Siding /Good Age 1947 Comparable 3 1416 2nd Avenue Prox. to Subject 0.17 miles NE Sale Price 265,000 Gross Living Area 648 Total Rooms 5 Total Bedrooms 2 Total Bathrooms 2 Location Tybee Island View Interior Site .09 Acre Quality Siding /Good Age 1941 Form PICPIX.CR — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE PROPERTY ADDRESS ESTIMATED COST OF RECONSTRUCTION / IMPROVEMENT I 13 J& J , v u Total Square Footage of the Structure t7 C,`,7? SF ITEM QUANTITY DEMOLITION & REMOVAL FOUNDATION, REPAIR & ADDITION slab convential pier dimensions CARPENTRY MATERIAL (ROUGH) floor sf ceiling joist sf wall stud sf CARPENTRY, LABOR (ROUGH) sf ROOFING sf INSULATION sf EXTERIOR FINISH lap siding sf vinyl sf siding sf stucco sf brick sf other sf DOOR ea WINDOW ea SHUTTER ea LUMBER FINISH base mold If shoe mold If chair rail If other If CARPENTER, LABOR, FINISH paneling/bead board sf HARDWARE (FINISH) HARDWARE (ROUGH) CABINETS (BUILT -1N) base wall If If FLOOR COVERING tile sy vinyl sy carpet sy wood sy F /fJ /Sal IN 5' other sy WALL PREPARATION sheetrock sf paneling sf tile sf other PLUMBING (ROUGH) * * does not include sprinkler system PLUMBING FIXTURES shower tub toilet vanity ELECTRICAL (SERVICE/WIRING) "" "" does not include alarm system y ELECTRICAL FIXTURES outlets lights other HVAC (UNIT & DUCT WORK INSTALLED) *" "" does not include commercial hood system WASHER/DRYER INSTALLATION PAINT OR SPECIAL COATINGS interior exterior OVERHEAD & PROFIT TOTAL ////'' CONTRACTOR F �. . CONTRACTOR ADDRESS CONTRACTOR'S SIGNATURE ea ea ea ea ea ea ea sf sf COST (LABOR + MATERIALS) OFFICIAL USE 71-)i) .0 19 m r) 1 C)11.ntl Son. uD j 00 -on /Como 2.E)00 .00 5l DO- bO in 0- 60 r5UQ.©0 2, S00 .b0 PHONE