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Home My Public Portal About11-0695 Petrea_1of3Permit No. City o± - 403 Butler Phone ,bee Island • Community Develo ,_.iient Dept. Inspection Report Ave. • P.O. Box 2749 • Tybee Island, GA 31328 912.786.4573 ext. 114 • Fax 912.786.9539 Owner's Name Te-4-rea_ Gen. Contractor rIrlSOI. 5 rUe_S. Contact Information �1 )L7'+ . ea 20J H Project Address Scope of Work Date Requested Date Needed Subcontractor Mak manwilk INTERNATIONAL CODE COUNCIL MEMBER D 0 r (o5 7239 bail fie. Adds,-k DA Inspector I/1 Inspection , n of h i d Date of Inspection /'`7 Pass Fee Inspection Pass ❑ Fail u Fee Inspection Pass Fail ❑ Fee Inspection Pass ❑ Fail ❑ Fee City of •_ ,Jee Island • Community Develoi. _ant Dept. Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 IU.-w mak INTERNATIONAL CODE COUNCIL MEMBER Permit No. 1 1 - D(O 1 Date Requested 4-- 3aI2- Owner's Name ?e 1 r 2a. Date Needed - 2 - -il 2 ' Gen. ContractorLO S 4 sQr ✓. 4 Subcontractor Contact Information 1 O,' CoS -c's---723q Project Address 1(D 6Q I ` 4) ' Scope of Work 2' :11 J 0 r Add : -- c i Inspector /iv Inspection . ,n Q I Q\ e L • Pass Date of Inspection, 1 r_ JIJ) Inspection : n a\ (Y\-0 Inspection C n t� Inspection nr n Q \0! C v‘i N. 4 ()• Pass Er Pass Fee • Fal Fee Fee A Pass ID Fail D Fee City of Tybee Island • Community Development Dept. ),2:1" o�G Inspection Report C 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328] H2c Phone 912.786.4573 ext. 114 • Fax 912.786.9539 ��I Permit No. Owner's Name T e Date Requested Date Needed 2 2? -iz 3.1_2. Wki INTERNATIONAL CODE COUNCIL MEMBER Gen. ContractorO3 n < �l . CS- '1/4/ C5 . Subcontractor Contact Information 1 At 03 -'7239 Project Address V, �-I e, M 1044 A b II Scope of Work I-- 0- `- `+'b r, Inspector j f Inspection SJ l �'� o �'1 ^ �1 r� G. I" j Pass Date of Inspection/ Fee Inspection Pass ❑ Fail ❑ Fee Inspection Pass El Fail EJ Fee Inspection Pass ❑ Fail ❑ Fee Permit No. City o► 403 Butler Phone bee Island • Community Develt., ent Dept. Inspection Report Ave. P.O. Box 2749 • Tybee Island, GA 31328 912.786.4573 ext. 114 • Fax 912.786.9539 Owner's Name • i =A Gen. Contractor GUS )I . INTERNATIONAL CODECDUNCIC MEMBER Date Requested 2? '-24/ !.L• Date Needed Subcontractor Contact Information A,)c.7 Z= `)) -77 5/ Project Address I b4 Scope of Work . i- -4:3 -' Inspector )!�j Inspection I.c 1 • Inspection Inspection Date of Inspection 4- V 1 1,1 (_, Pass Fee Fee Pass ,1alit=1 Fee Inspection Pass ❑ Fail ❑ Fee Permit No. Owner's Name Gen. Contractor ,1\ City of , bee Island • Community Develo, gent Dept. O. Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 1-0(0qc 'Pe r e ons 1. SQrJ.�rS Contact Information Project Address Scope of Work Inspector Inspection If Date Requested Date Needed Subcontractor 221 -Iz 2, 23 -►� Emma INTERNATIONAL CODE COUNCIL` MEMBER LoS --723 / l OL- V Lo S. (avvpbt 4E. . 2rJ -floor Date of Inspection Zi 2 ; / 1 1, Pass Fail Eff Fee Inspection v J Inspection Inspection \JP p ✓��i� ,<,,{N()ILI:. Pass r"j Fail IZ) is) l Pass ❑ Fail CC/Y";‘' (Y A- C . ( Pass Fee ENERGY STAR' Qualified in Highlighted Regions s ® Qualified MW Pro Classic Series ENERGY STAR' Qualified in All 50 States M Qualified MW Pro Classic Series NFRC National Fenestration Rating Council® PWG Vinyl Vinyl Frame Double Glaze GBG 7/8 Low -E Not Gas Filled Double Flung CERTIFIED ENERGY PERFORMANCE RATINGS ■ 35 U- Factor ■ O 2 (U.S. /I -P) (Metric /SI) Solar Heat Gain Coefficient -25 ADDITIONAL PERFORMANCE RATINGS Visible Transmittance .47 ADDITIONAL PERFORMANCE RATINGS Visible Transmittance .55 fd:r.::x:�r�r s:iwl �s Gat � asa :. gs caa:a.- ;:.:pr::a:b:a product performance. NFRC ratings are determined fo product size. NFRC does not recommend any product and any specific use. Consult manufacturer's literature for other www.nfrc.org t:FRC rraaa:.urzs far Cx:a_:_:_a .:;,gala a fixed set of environmental conditions and a specific does not warrant the suitability of any product for product performance information. r• •;• • NFRC 1• trii National Fenestration Rating Council® PWG PWG-M-060 Vinyl Fr /Vinyl Al .Sill Double Glaze No Grilles Low -E Tempered Argon Gas Patio Door CERTIFIED ENERGY PERFORMANCE RATINGS ■ 2n U- Factor (U.S. /1 -P) (Metric /SI) Solar Heat Gain Coefficient ' 2" in ADDITIONAL PERFORMANCE RATINGS Visible Transmittance .55 Manufacturer stipulates that these ratings conform to applicable NFRC procedures for determining whole product performance. NFRC ratings are determined fo a fixed set of environmental conditions and a specific product size. NFRC does not recommend any produce and does not warrant the suitability of any product for any specific use. Consult manufacturer's literature for other product performance information. www. n frc. org Structural Rating: DP + 50/ -50 Rated in accordance with ASTM E90/413/1332 for acoustical performance. STC Rating: 27 Rated in accordance with ASTM E90/413/1332 for acoustical performance. c STC Rating: 26 Meets or exceeds ASTM E1300 2.5mm Annealed / 2.5mm Annealed 3/4" OA IGU • SO 2515017 1.000 Structural Rating: DP + 50/ -59 Rated in accordance with ASTM E90/413/1332 for acoustical performance. STC Rating: 27 Meets or exceeds ASTM E1300 flmm Tomnorort I 3.0mm Tempered 3/4" OA IGU SO 2521676 1.000 Dianne Otto From: Dianne Otto Sent: Friday, February 03, 2012 9:04 AM To: 'Tony Petrea Sr.' Subject: 164 S. Campbell Ave. Tony, Below are the calculations for 164 S. Campbell Avenue. Please let me know if you have any questions. Appraisal $102,806 PERMIT PROJECT COST 11- cabinets /countertops $3,800 0019 1 1- discovery/tearout -- 0670 11- addition $48,1 19 0695 TOTAL $51,919 $51,403 50% Appraisal $51,919 Permitted - $516 Available Dianne K. Otto, CFM City of Tybee Island phone 912.786.4573 ext. 136 fax 912.786.9539 Permit No. City of 11.,ee Island • Community Developn _nt Dept. Inspection Report 403 Butler Ave. • P.O. Box 2749 Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 f Date Requested arm\ miunk Li ma tra INTERNATIONAL CODE COUNCIL` MEMBER Owner's Name j 7 :- Date Needed Gen. Contractor -, ,%;:�._� > - -tit% Subcontractor Si Contact Information � -7 2) i / Project Address 1AAC/ 5. 44'07 ) af Scope of Work Si- Inspector 1/41 Inspection A. ? Date of Inspection Pass Fee Inspection Pass Fail El Fee Inspection Pass ❑ Fail El Fee Inspection Pass ❑ Fail Fee Permit No. VAJ. 4.7 co!1 City of gee Island • Community Develop._.e!lt Dept. k , m Inspection Report 403 Butler Ave. • P.O. Box 2749 • Tybee Island, GA 31328 Phone 912.786.4573 ext. 114 • Fax 912.786.9539 Owner's Name --Pp /11e6 o n Gen. Contractor e O el Sa I . S Q r d . L -e_c Contact Information Project Address Scope of Work salak nom- sonalk INTERNATIONAL CODE COUNCIL MEMBER Date Requested Date Needed Subcontractor --TOn (0S -1 2391 Lo S. Corb,p62 t Ave_ 'Seco c) o r" /add:4- ,IJ►'1 Inspector Date of Inspection s,E. Inspection Pass _" I- / l ); Fee Inspection Pass ❑ Fail ❑ Fee Inspection Pass ❑ Fail ❑ Fee Inspection Pass ❑ Fail ❑ Fee DATE ISSUED: 12 -28 -2011 WORK DESCRIPTION WORK LOCATION CITY OF TYBEE ISLAND BUILDING PERMIT SECOND FLOOR ADDITION 164 S CAMPBELL OWNER NAME TONY PETREA ADDRESS PO BOX 2500 CITY, ST, ZIP TYBEE ISLAND GA 31328 -2500 PHONE NUMBER CONTRACTOR NAME CONSOLIDATED SERVICES ADDRESS PO BOX 60593 CITY STATE ZIP SAVANNAH GA 31420 FLOOD ZONE BUILDING VALUATION SQUARE FOOTAGE OCCUPANCY TYPE TOTAL FEES CHARGED PROPERTY IDENTIFICATION # 426 P. $ 593.00 PROJECT VALUATION $48,119.00 PERMIT #: 110695 TOTAL BALANCE DUE: $ 593.00 It is understood that if this permit is granted the builder will at all times comply with the zoning, subdivision, flood control, building, fire, soil and sedimentation, wetlands, marshlands protection and shore protection ordinances and codes whether local, state or federal, including all environmental laws and regulations when applicable, subsequent owners should be informed that any alterations to the property must be approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction covered by this permit. This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided unless work has begun within six months of the date of issuance. Signature of Building Inspector or Authorized Agent: C.„.) P. 0. Box 2749 - 403 Butler Avenue, Tybee Island, Georgia 31328 (912) 786 -4573 - FAX (912) 786 -9539 www.cityoftybee.org CITY OF TYBEE ISLAND, GEORGIA APPLICATION FOR BUILDING PERMIT Il -0(09S Location: / Lo 4 5 . «-gyp b.e./ / NAME ADDRESS PIN# 5k-Db /G -02 -0Z / TELEPHONE Owner A.:fr.ea- zee a- (r0 il .~4ddo r(r+�.dc�. rvi r. c.. (3ox Zsoo T`1 b Ts 1 awtd i C 3 13 . k cirz- c.s43.7z39 Architect or Engineer C. Aa••1A-sa...i vSa,a// / Pv, 3oac 30443 5 16■✓A-N 1.61.-t-1 , ton 31 V 1 o 91.2_-34q- 1 too o Building Contractor �..,.,sol' +�d. s :rv,�es /p�lre. �.o. Z3�x cQOs93 5a-�* evA -fel. ()4 ?ryzo cYlz_ cva't3 72 5 4 ,i- 3s-r -�zzZ (Check all that apply) ❑ Repair F'Residential tenovation 1-4.-Single Family L Minor Addition ❑ Duplex ❑ Substantial Addition ❑ Multi- Family ❑ Other ❑ Commercial Details of Project: Pdd S e c.oWd 5#c, -1 t3 2 4. ea- t t d.A o f 1,1u v. to , t•) , L 1 sLr! r • c Q \ 1 c (L,tPM i.-1 . Fc7o�k • rri S n Footprint Changes ❑ Discovery n Demolition !1/4•4d--1 11 0 O t -r o .-. (% L. 13 L (2_00^-1, f3A+- 1?leL (Z Estimated Cost of Construction: $ 46 f / (Enter appropriate number) (4) Masonry (5) Steel & Masonry Construction Type L. (1) Wood Frame (2) Wood & Masonry (3) Brick Veneer Proposed use: Remarks: 11..o04 (r,a4. s« P 4.-# 16,3 A-re (1c A1 s D (6) Other (please specify) ATTACH A COPY OF THE CERTIFIED ELEVATION SURVEY OF LOT and complete the following information based on the construction drawings and site plan: # Units Lot Area # Off - street parking spaces Trees located & listed on site plan Access: Driveway Setbacks: Front (ft.) # Bedrooms Living space (total s With culvert? Rear ooms With swale? Sides (L) (R) # Stories Height Vertical distance measured from the average adjacent grade of the building to the extreme high point of the building, exclusive of chimneys, heating units, ventilation ducts, air conditioning units, elevators, and similar appurtances. 25.2x Ito : 4.03 S. •s x 4.3- 2 3.S During construction: On -site restroom facilities will be provided through On -site waste and debris containers will be provided by Construction debris will be disposed by '1 Qs 1 s 2 by meals of ? o' S.1 c: - . ' • c2 I Cop., . Lrkik -* I understand that I must comply with zoning, flood damage control, building, fire, shore protections and wetlands ordinances, FEMA regulations and all applicable codes and regulations. I understand that the lot must be staked out and that the stakes will be inspected to ensure that the setback requirements are met. I understand also that a certified plot plan showing elevation must be attached to this application and that an as -built elevation certification is due as soon as the habitable floor level is established. Drainage: I realize that I must ensure the adequacy of drainage of this property so that surrounding property is in no way adversely affected. I accept responsibility for any corrective action that may be necessary to restore drainage impaired by this permitted construction. 4S1 ANL__ Date: 11.- ' `t - ‘I Signature of Applicant: Note: A permit normally takes 7 to 10 days to process. The following is to be completed by City personnel: Zoning certification Approved rezoning /variance? Street address and number: New Is it in compliance with City map? If not, has street name and/or number been reported to MPC? FEMA Certification attached State Energy Code Affidavit attached Utilities and Public Works: Describe any unusual finding(s) NFIP Flood Zone Existing Access to building site Distance to water main tap site Distance to sewer stub site Water meter size Storm drainage Approvals: Zoning Administrator Code Enforcement Officer Water /Sewer Storm/Drainage Inspections City Manager Signature Date �.Sc�Jv t t (010 FEES Permit Inspections Water Tap Sewer Stub / Aid to Const.�, (043 TOTAL 59 3 LEAD -BASED PAINT Adapted from http: / /www.epa.gov/lead /pubs /renovation.htm. Please use that site to access the following information. Information for Property Owners of Rental Housing, Child- Occupied Facilities Property owners who renovate, repair, or prepare surfaces for painting in pre -1978 rental housing or space rented by child -care facilities must, before beginning work, provide tenants with a copy of EPA's lead hazard information pamphlet Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools. Owners of these rental properties must document compliance with this requirement. EPA's sample pre- renovation disclosure form may be used for this purpose. After April 22, 2010, property owners who perform these projects in pre -1978 rental housing or space rented by child -care facilities must be certified and follow the lead -safe work practices required by EPA's Renovation, Repair and Remodeling rule. To become certified, property owners must submit an application for firm certification and fee payment to EPA. The Agency has up to 90 days after receiving a complete request for certification to approve or disapprove the application. Property owners who perform renovation, repairs, and painting jobs in rental property should also: • Take training to learn how to perform lead -safe work practices. • Learn the lead laws that apply regarding certification and lead -safe work practices beginning in April 2010. • Keep records to demonstrate that you and your workers have been trained in lead -safe work practices and that you followed lead - safe work practices on the job. To make recordkeeping easier, you may use the sample recordkeeping checklist that EPA has developed to help contractors comply with the renovation recordkeeping requirements that took effect April 2010. • Read about how to comply with EPA's rule in the EPA Small Entity Compliance Guide to Renovate Right. • Read about how to use lead -safe work practices in EPA's Steps to Lead Safe Renovation, Repair and Painting. Information for Homeowners Working at Home If you are a homeowner performing renovation, repair, or painting work in your own home, EPA's RRP rule does not cover your project. However, you have the ultimate responsibility for the safety of your family or children in your care. If you are living in a pre -1978 home and planning to do painting or repairs, please read a copy of EPA's Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools lead hazard information pamphlet. You may also want to call the National Lead Information Center at 1 -800- 424 -LEAD (5323) and ask for more information on how to work safely in a home with lead -based paint. Information for Tenants and Families of Children under Age 6 in Child Care Facilities and Schools As a tenant or a parent or guardian of children in a child care facility or school, you should know your rights when a renovation job is performed in your home, or in the child care facility or school that your child attends. • Before starting a renovation in residential buildings built before 1978, the contractor or property owner is required to have tenants sign a pre- renovation disclosure form, which indicates that the tenant received the Renovate Right lead hazard information pamphlet. • Beginning in December 2008, the contractor must also make renovation information available to the parents or guardians of children under age six that attend child care facilities and schools, and to provide to owners and administrators of pre -1978 child care facilities and schools to be renovated a copy of EPA's Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools lead hazard information pamphlet. Information for Contractors As a contractor, you play an important role in helping to prevent lead exposure. Ordinary renovation and maintenance activities can create dust that contains lead. By following the lead -safe work practices, you can prevent lead hazards. Contractors who perform renovation, repairs, and painting jobs in pre -1978 housing and child- occupied facilities must, before beginning work, provide owners, tenants, and child -care facilities with a copy of EPA's lead hazard information pamphlet Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools. Contractors must document compliance with this requirement. EPA's pre- renovation disclosure form may be used for this purpose. Understand that after April 22, 2010, federal law will require you to be certified and to use lead -safe work practices. To become certified, renovation contractors must submit an application and fee payment to EPA. See: Application for firm certification. The Agency has up to 90 days after receiving a complete request for certification to approve or disapprove the application. Contractors who perform renovation, repairs, and painting jobs should also: • Take training to learn how to perform lead -safe work practices. • Find a training provider that has been accredited by EPA to provide training for renovators under EPA's Renovation, Repair, and Painting (RRP) Program. Please note that if you previously completed an eligible renovation training course you may take the 4 -hour refresher course instead of the 8 -hour initial course from an accredited training provider to become a certified renovator. Click here for a list of eligible courses. • Provide a copy of your EPA or state lead training certificate to your client. • Tell your client what lead -safe methods you will use to perform the job. • Learn the lead laws that apply to you regarding certification and lead -safe work practices beginning in April 2010. • Ask your client to share the results of any previously conducted lead tests. • Provide your client with references from at least three recent jobs involving homes built before 1978. • Keep records to demonstrate that you and your workers have been trained in lead -safe work practices and that you followed lead - safe work practices on the job. To make recordkeeping easier, you may use the sample recordkeepinq checklist that EPA has developed to help contractors comply with the renovation recordkeeping requirements. • Read about how to comply with EPA's rule in the EPA Small Entity Compliance Guide to Renovate Right. • R eaad abo w to use lead -safe work practices in EPA's Steps to Lead Safe Renovation, Repair and Painting. \Vv� 1/V 1 - ti IF YOU'RE NOT LEAD SAP E(FAMED .DISTURBING JUST SIX SQUARE FEET COULD COST YOU BIG TIME: Signature Date -Z. et.P Printed Name Permit Acknowledgement of Asbestos /Environmental Notification to Georgia EPD for Projects Involving Demolition, Wrecking, or Renovation The undersigned hereby acknowledges that the issuance of this permit does not in any way grant permission to the owner, owner's representative, or permit holder to proceed with demolition, wrecking, or renovation of a structure prior to the filing of any required ten (10) day "Project Notification for Asbestos Renovation Encapsulation or Demolition" form in accordance with the Georgia Asbestos Rules. The Georgia Environmental Protection Division administers the rules. In most cases, the rules require both the owner and the involved contractors to assure the portion of the building involved in the project is thoroughly inspected by an Accredited Asbestos Inspector for materials that contain asbestos; and the removal of the asbestos before renovation, wrecking, or demolition begins almost without exemption. Georgia EPD requires a completed demolition notification from be submitted 10 workings days in advance even if no asbestos is present in the building. Further guidance for regulatory compliance and contact telephone numbers are provided by the brochures entitled Asbestos & Renovation and Asbestos and Demolition. Other environmental issues such as asbestos removal techniques, lead abatement, ground contamination, or unusual site conditions may have EPD regulations that could affect the project. Undersigned - r 'i C-- gt--T Printed Name Date Office Use Only: Project Address: Permit Number: BOSWELL DESIGN SERVICES, INC. 103 NASSAU DRIVE SAVANNAH, GEORGIA 31410 972 --897 6932 LAHBOS@BELLSOUTH. NET December 27, 2011 Ray Hord Tybee Island Inspections RE : Toney Petrea Project South Campbell Tybee Island, Georgia Ray, We are proposing to revise the approved footings so that we incorporate the new footings and the existing footings into one footing. To accomplish this, we propose to use a hilti epoxy system to drill and anchor new #5 rebars into the existing footing. The placement of the rebars is to be determined in the field by the contractor as conditions vary from location to location. The new combined footing will be 12 to 16 inches above the existing footings as determined by the contractor in the field. Proposed changes will be adequate for supporting the existing and new construction loads. All other footing detail will be followed including thickness, compaction, etc. The engineer will assume no liability for these changes. Thank you for your assistance and should you require more information please feel free to contact us at Boswell Design Services, Inc. 897 -6932, e -mail to lahbos @bellsouth.net or fax to 897 -2287. Sincerely, Mark Boswell 0RG No. 28372 PROFESSIONAL tz•28 -►2 ■A■13o RECzlElyi December 27, 2011 Ray Hord Tybee Island Inspections RE : Ray. BOSWELL DESIGN SERVICES, INC. 103 NASSAU DRIVE SAVANNAH, GEORGIA 31410 912 - 897 -6932 LAHBOS @BELLSOUTH. NET Toney Petrea Project South Campbell Tybee Island, Georgia RECEIVED 12- .2-741 We are proposing to revise the approved footings so that we incorporate the new footings and the existing footings into one footing. To accomplish this, we propose to use a hilti epoxy system to drill and anchor new #5 rebars into the existing footing. The placement of the rebars is to be determined in the field by the contractor as conditions vary from location to location. The new combined footing will be 12 to 16 inches above the existing footings as determined by the contractor in the field. All other footing detail will be followed including thickness, compaction, etc. The engineer will assume no liability for these changes. Thank you for your assistance and should you require more information please feel free to contact us at Boswell Design Services, Inc. 897 -6932, e-mail to lahbos,a:bellsouth.net or fax to 897 -2287. Sincerely, Mark Boswell 0 q�GISTFR�l No. 2 &372 * PROFESSIONAL A. BOS"1'y to 0 a co Lo WIRE FENCE 90.01' MAGNETIC SOUTH CAMPBELL AVENUE 60' R/W r ROPE FENCE WITH CONC. POST —X—X—X—X—X—x—X—X—X—X—X—X—X—x- 90.18' N 11°00'00" E / 5/8" R.B.F N 11'42'52" E 4I -- Ox Lot 28 OLD ONE STORY FRAME RESIDENCE FRAME PUMP HOUSE WOOD FENCE' 2'± SURVEY LIN 5/8" R.B.F. 93.24 J STATE OF GEORGIA CHATHAM COUNTY 27 TOP OF BANK 3.60 R.B.F. = REBAR FOUND R.B.S. = REBAR SET 1 /2" R.B.F. W 89.98' 9. ,59 S 10'53'01" ' O I X O Lt-c)/ �1x I co fr, /2" P.B.S. L16 s 01 31" W DOCK H_ORSE PEN .CREEK =, ,- __ REFERENCE: P.R.B. C PAGE 28 26 W u: m WOOD FENCE NOTE: ACCORDING TO 'FIRM' 135164 0001 C DATED 6/17/86 THIS SITE IS IN AN 'A -8' FLOOD ZONE. PLAT OF LOT 27, HORSE PEN HAMMOCK SUBDIVISION, FORT WARD, KNOWN AS No. 164 SOUTH CAMPBELL AVENUE, TYBEE ISLAND, GEORGIA. FOR: TONY PETREA, SR. DATE OF SURVEY: MAY 23, 2005 DATE OF PLAT: MAY 28, 2005 IN MY OPINION THIS PLAT IS A CORRECT REPRESENTATION OF THE LAND PLATTED E.O.C. FIELD < ERROR /POINT ADJ. METHOD E.O.C. PLAT TOTAL STATION 1/ 20,684 NONE 1/ 31,194 GEODIMETER 610 0' SCALE: 1"= 20' 20' 40' BERT BARRETT, JR. LAND SURVEYING, P.C. 145 RUNNER ROAD SAVANNAH, GA. 31410 (912) 897 -0661 (F.B. 012 -29) CONTRACTOR RECONSTRUCTION / IMPROVEMENT AFFIDAVIT Name of Company a vn+So 1 <d a -1 t-ck Ser u I Ces Telephone Q t.2 - 3 5 S- 722 Z (2 - Ctsg --7zs 9 Contractor Address P -o • (, c9 x lQ o 59 3 5 to u p- sa-A C. 4- 31‘42-c) Name of Property Owner 01/4,,A% o r — C- Soki►ti,•4- sC , Location of Property l (o 4 S • c A-' -k p b.e l ( `1 b �'S l,a i.-4 1 b4 3 (3 2, I hereby attest to the fact that I, or a member of my staff, inspected the above mentioned property and produced the attached itemized list of the Estimated Cost of Reconstruction and /or Improvements. Further, all of the repairs and /or reconstruction and /or improvements proposed on the subject building for the attached Building Permit Application are included in this estimate. I understand that I am subject to enforcement action and /or penalties and /or fines if inspection of the property reveals repairs and /or reconstruction and /or improvements not included on the attached list of the Estimated Cost of Reconstruction and /or Improvements as well as the Building Permit Application. I understand that any Building Permit issued by the City of Tybee Island pursuant to this Affidavit does not authorize the repair and /or reconstruction and /or improvement and /or maintenance of any illegal additions, fences, sheds, or non - conforming uses or structures on the subject property. Total Labor & Materials $ •1-13/ j 1 9 Overhead & Profit $ Total Cost $ 1% 8) 1 1 9 STATE OF GEORGIA COUNTY OF CHATHAM Before me this day personally appeared O ✓1 e.--re:a. who, by his /her signature below, states that the information pro\ '(D• on this Affidavit is correct and that he /she has read, underst. 1 • and agrees to comply with all the a orementioned conditions. Contractor's Signature I I Sworn to and subscribed before me this 154�' day of , 20 ` ` . Signature of Notary Pu is g �' My Commission expires 2z DIANNE OTTO Notary. Panel Chatham County, GA My Commitsidti E ipft % November 6, 2014 OWNER RECONSTRUCTION / IMPROVEMENT AFFIDAVIT Name of Company eo►-s° t` d c,t lc-AS Telephone al2-3s5 -7?- 71.1. Contractor Contractor Address 9- o • C3 ak l¢ o S 41--/ S44' p Asti, -l1 3 t 44. Z o Name of Property Owner t7QArf IMF o r c a 3-01•1 A./ 4r SC� Location of Property I hereby attest to the fact that the attached itemized list of the Estimated Cost of Reconstruction and /or Improvements are all of the repairs and /or reconstruction and /or improvements proposed on the subject building for the attached Building Permit Application included with the estimate. Listed below are the date(s) and details of the last occurrence(s) of any repairs and /or reconstruction and /or additions and /or remodeling at this property: .S2p-1 200 5 - br to or ke-0 , If 5 f u.sket.� tn4Q C- / t,by -- A Q -4'et / .Q, I understand that I am subject to enforcement action and /or penalties and /or fines if inspection of the property reveals repairs and /or reconstruction and /or improvements not included on the attached list of the Estimated Cost of Reconstruction and /or Improvements as well as the Building Permit Application as well as the list of the last occurrence(s) of any repairs and /or reconstruction and /or additions and /or remodeling. I understand that any Building Permit issued by the City of Tybee Island pursuant to this Affidavit does not authorize the repair and /or reconstruction and /or improvement and /or maintenance of any illegal additions, fences, sheds, or non - conforming uses or structures on the subject property. Total Labor & Materials $ 4 62,, t t 9 Overhead & Profit $ Total Cost $ 4 8/ STATE OF GEORGIA COUNTY OF CHATHAM Before me this day personally appeared n �e 4-reo.. who, by his /her signature below, states that the information provi on this Affidavit is correct and that he /she has read, understands, and agrees to comply with all the aforementioned conditions. Owner's Signatu Sworn to and subscribed before me this JU Signature of Notary Public DIANNE 0TT0 Notary Public, Chatham County, GA My Commission expires Nov • (.a 2eu 4. My Commission Expires November 6, 2014 l day of."—bP_C2m b 43— ,20 11 . 1 Pane #11 Form NIV5 — 'WinTOTAL" appraisal software by a la mode, inc. — 1- 800 - ALAMODE Javetz Appraisals, LLC FROM: Scott Javetz Javetz Appraisals, LLC 1 Oglethorpe Professional Blvd Suite 203 Savannah, Ga 31406 Telephone Number: 912 - 544 -0036 Fax Number: 912- 544 -0037 INVOICE INVOICE NUMBER J04211111 DATE 04/21/2011 REFERENCE TO: SANDRA MAJOR SANDRA J. MAJOR P.O BOX 2891 TYBEE ISLAND, GA 31328 Telephone Number: Fax Number: Alternate Number: E -Mail: IntemalOrder #: J04211111 Lender Case #: Client File #: Main File # on form: J04211111 Other File # on form: Federal Tax ID: Employer ID: DESCRIPTION Lender: SANDRA J. MAJOR Client: SANDRA J. MAJOR Purchaser /Borrower: SANDRA J. DAVIS Property Address: 164 SOUTH CAMPBELL AVENUE City: TYBEE ISLAND County: CHATHAM State: GA Zip: 31328 -9314 Legal Description: LOT 27 HORSE PEN HAMMOCK FEES AMOUNT APPRAISAL FEE - 4/21/2011 SUBTOTAL PAYMENTS AMOUNT Check #: Date: Description: Check #: Date: Description: Check #: Date: Description: SUBTOTAL TOTAL DUE $ o Form NIV5 — 'WinTOTAL" appraisal software by a la mode, inc. — 1- 800 - ALAMODE Javetz Appraisals, LLC I PaQe #21 APPRAISAL OF REAL PROPERTY fp • ■ Vol lor- at ;e 410r. ' '-" Mgt LOCATED AT 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND, GA 31328 -9314 LOT 27 HORSE PEN HAMMOCK FOR SANDRA J. MAJOR P.O BOX 2891 TYBEE ISLAND, GA 31328 AS OF APRIL 8, 2011 BY Scott Javetz 1 Oglethorpe Professional Blvd, Suite 203 Savannah, Ga. 31406 (912) 544 -0036 scott@javetzappraisals.com Form GA1NV— 'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE I Pane #31 JAVETZ APPRAISALS LLC 1 OGLETHORPE PROFESSIONAL BLVD, SUITE 203 SAVANNAH, GA. 31406 912 -544 -0036 APRIL 21, 2011 SANDRA J. MAJOR P.O BOX 2891 TYBEE ISLAND, GA 31328 Re: Property: 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND, GA 31328 -9314 Borrower: SANDRA J. DAVIS File No.: J04211111 In accordance with your request, we have appraised the above referenced property. The report of that appraisal is attached. The purpose of this appraisal is to estimate the market value of the property described in this appraisal report, as improved, in unencumbered fee simple title of ownership. This report is based on a physical analysis of the site and improvements, a locational analysis of the neighborhood and city, and an economic analysis of the market for properties such as the subject. The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and limiting conditions attached. It has been a pleasure to assist you. Please do not hesitate to contact me or any of my staff if we can be of additional service to you. Sincerely, Scott Javetz Javetz Appraisals, LLC Uniform Residential Appraisal Report File # J04211111 The purpose of this summary appraisal report is to provide the lender /client with an accurate, and adequately supported, opinion of the market value of the subject property. Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND State GA Zip Code 31328 -9314 Borrower SANDRA J. DAVIS Owner of Public Record See Addenda. County CHATHAM Leal Description LOT 27 HORSE PEN HAMMOCK Assessor's Parcel # 4- 16 -2 -21 Tax Year 2010 R.E. Taxes $ 2,947 /EST 1- Neighborhood Name TYBEE ISLAND Map Reference 50B Census Tract 0111.03 W Occupant ❑ Owner ® Tenant ❑ Vacant Special Assessments $ N/A ❑ PUD HOA $ ❑ per year ❑ per month Property Rights Appraised ® Fee Simple ❑ Leasehold ❑ Other (describe) u) Assignment Type ❑ Purchase Transaction ❑ Refinance Transaction ® Other (describe) MARKET VALUE PURPOSES Lender /Client SANDRA J. MAJOR Address P.O BOX 2891, TYBEE ISLAND, GA 31328 Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ❑ Yes X No Report data source(s) used, offering price(s), and date(s). MLX/OWNER. THE SUBJECT HAS NO LISTINGS OVER THE PAST 12 MONTHS ON THE LOCAL MLX SERVICE. I ❑ did ❑ did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed. N /A. THE SUBJECT IS NOT CURRENTLY UNDER CONTRACT AT THIS TIME. iContract Price $ N/A Date of Contract N/A Is the property seller the owner of public record? ❑ Yes ❑ No Data Source(s) N/A z Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any parry on behalf of the borrower? ❑ Yes ❑ No ° If Yes, report the total dollar amount and describe the items to be paid. N/A N /A. THE SUBJECT IS NOT UNDER CONTRACT THEREFORE NO SALES DATA OR ANY INFORMATION RELATING TO A SALES AGREEMENT IS APPLICABLE WITHIN THIS APPRAISAL REPORT. Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood Characteristics One-Unit Housing Trends One -Unit Housing Present Land Use % Location ❑ Urban 1Z Suburban ❑ Rural Property Values ❑ Increasing ❑ Stable ® Declining PRICE AGE One -Unit 70 % o Built-Up ® Over 75% ❑ 25 -75% ❑ Under 25% Demand/Supply ❑ Shortage ❑ In Balance ® Over Supply $ (000) (yrs) 2 -4 Unit 10 % °o Growth ❑ Rapid ® Stable ❑ Slow Marketing Time ❑ Under 3 nib n 3 -6 mths ® Over 6 mths 150 Low NEW Multi- Family % d Neighborhood Boundaries THE NEIGHBORHOOD BOUNDARIES ARE THE GEOGRAPHICAL 3,300 High 100 Commercial 10 % °m BOUNDARIES OF TYBEE ISLAND. 400 Pred. 35 Other 10 % Neighborhood Description THE SUBJECT IS LOCATED ON TYBEE ISLAND, THE EASTERNMOST ISLAND OF CHATHAM COUNTY. TYBEE IS A 20 MINUTE DRIVE TO DOWNTOWN SAVANNAH. ALL SERVICES ARE AVAILABLE. POLICE AND FIRE PROTECTION ARE CONSIDERED TO BE ADEQUATE. SCHOOLS, SHOPPING, BANKING, RECREATION AND EMPLOYMENT CENTERS ARE ALL NEARBY. Market Conditions (including support for the above conclusions) NO ABNORMAL MARKETING EXIST IN THE AREA. THE DEMAND FOR HOUSING IN THE AREA IS GOOD. NO UNUSUAL SALES CONCESSIONS APPEAR TO BE NECESSARY. Dimensions SEE ATTACHED TAX MAP Area 3,048 Sq.Ft. Shape IRREGULAR/WETLANDS Yew CREEK/MARSH Specific Zoning Classification R -2 Zoning Description SINGLE /MULTI - FAMILY RESIDENTIAL Zoning Compliance ® Legal ❑ Legal Nonconforming (Grandfathered Use) ❑ No Zoning ❑ Illegal (describe) Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use? ® Yes ❑ No If No, describe Utilities Public Other(describe) Public Other(describe) Off -site Improvements -Type Public Private F Electricity ® n Water ® ❑ Street ASPHALT 1g ❑ rn Gas ❑ ® PROPANE Sanitary Sewer ® ❑ Alley NONE ❑ ❑ FEMA Special Flood Hazard Area ® Yes ❑ No FEMA Flood Zone AE FEMA Map # 13051CO213F FEMA Map Date 9/26/2008 Are the utilities and off -site improvements typical for the market area? ® Yes ❑ No li No, describe Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? ❑ Yes X No If Yes, describe NO APPARENT ADVERSE EASEMENTS OR ENCROACHMENTS WERE NOTED THAT SHOULD AFFECT MARKET VALUE. THE SUBJECT IS IDENTIFIED AS BEING IN THE FLOOD HAZARD AREA. SUBJECT TO SURVEY. SEE ATTACHED FLOOD MAP. General Description Foundation Exterior Description materials /condition Interior materials /condition Units ® One ❑ One with Accessory Unit ❑ Concrete Slab ® Crawl Space Foundation Walls CON BLOCK/GOOD Floors HPN,WDLM,CPV /G # of Stories 1 -STORY n Full Basement n Partial Basement Exterior Walls FRAME/GOOD Walls DWLL,PNUGOOD Type X Det. ❑ Att. ❑ S- Det./End Unit Basement Area N/A sq.ft. Roof Surface COMP SHNG /GD Trim/Finish CROWN /GOOD X Existing n Proposed n Under Const. Basement Finish N/A % Gutters & Downspouts DIVERTERS /AVG Bath Floor CERTLE,VNUGD Design (Style) 1- STY /AVG n Outside Entry/Exit ❑ Sump Pump Window Type DH WD,VNUAV -GD Bath Wainscot CRTL,FBGLS /GD Year Built 1940 Evidence of n Infestation NONE NT Stoma Sash/Insulated VNL INSLTD /GOOD Car Storage N None Effective Age (Yrs) 25 ❑ Da ness ❑ Settlement Screens SOME SCRNS /GD g Driveway # of Cars 1+ Attic I I None Heating l FWA HWBB In Radiant Amenities 1 1 Woodstove(s) # Driveway Surface CONCRETE • Dro■ Stair • Stairs • Other Fuel ELECTRIC • Firei lace s # • Fence ■ Gera.e # of Cars Floor Scuttle Cooling PI Central Air Conditioning IA Patio/Deck PATIO Porch ENTRY n Carport # of Cars ❑ Finished ❑ Heated ❑ Individual 10 Other ❑ Pool ® Other FXD DCK ❑ Att. ❑ Det. ❑ Built-in Appliances ❑ Refrigerator ® Range /Oven ® Dishwasher ❑ Disposal ® Microwave ❑ Washer /Dryer ❑ Other (describe) w it Finished area above grade contains: 4 Rooms 2 Bedrooms 2 Bath(s) 978 Square Feet of Gross Living Area Above Grade oAdditional features (special energy efficient items, etc.). See attached addenda. D. a Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.). THERE WAS NO FUNCTIONAL OR EXTERNAL OBSOLESCENCE TO BE CONSIDERED. THE SUBJECT IS EXISTING CONSTRUCTION AND IN OVERALL GOOD CONDITION. SEE PRIOR COMMENTS ON CONDITION OF THE SUBJECT PROPERTY. Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity al the property? ❑ Yes ® No If Yes, describe Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)? ® Yes ❑ No If No, describe Freddie Mac Form 70 March 2005 Page 1 of 6 Form 1004 — 'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Appraisal Report File# J04211111 1 Page #51 There are 29 comparable properties currently offered for sale in the subject neighborhood ranging in price from $ 169900 to $ 400,000 There are 16 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from $ 191,250 to $ 362,900 FEATURE 1 SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3 Address 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND, GA 31328 -9314 301 10TH STREET TYBEE ISLAND, GA 31328 1416 2ND AVENUE TYBEE ISLAND, GA 31328 168 SOUTH CAMPBELL AVE. TYBEE ISLAND, GA 31328 Proximity to Subject 0.60 miles SE 0.95 miles S 0.03 miles S Sale Price $ N/A $ 219,000 $ 265,000 $ 195,000 Sale Price/Gross Liv. Area $ sq.ft. $ 305.87 sq.ft. $ 408.95 sq.ft. $ 272.73 sq.ft. Data Source(s) APPRAISER DATA, MLS APPRAISER DATA, MLS APPRAISER DATA, MLS Verification Source(s) TAX CARD /DEED TAX CARD /DEED TAX CARD /DEED VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment Sales or Financing Concessions CASH SALE CASH SALE CONV LOAN Date of Sale/Time 12/17/2010 11/10/2010 9/1/2010 Location TYBEE ISLAND TYBEE ISLAND TYBEE ISLAND TYBEE ISLAND Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Fee Simple Site 3,048 Sq.Ft. 4,734 SF /SIM 4,187 SF /SIM 6,970 SF /SIM View CREEK/MARSH SIMILAR HOMES +15,000 SIMILAR HOMES +15,000 CREEK/MARSH Design (Style) 1- STY /AVG 1- STY /AVG 1- STY /AVG 1- STY /AVG Quality of Constroction AVG /FRAME AVG /BLOCK AVG /FRAME AVG /FRAME Actual Age 1940 1953 1941 1940 Condition GOOD GOOD GOOD AVG TO GOOD +19,500 Above Grade Room Count Gross Living Area Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths 4 2 2 4 2 1 +6,000 4 2 2 4 2 1 +6,000 978 sq.tt. 716 sq.ft. +13,100 648 sq.ft. +16,500 715 stilt. +13 150 Basement & Finished Rooms Below Grade N/A NONE NONE NONE = Functional Utility AVERAGE AVERAGE AVERAGE AVERAGE g Healing/Cooling FWA/CAC WALL UNITS +3,000 FWA/CAC FWA/CAC Energy Efficient Items STANDARD STANDARD STANDARD STANDARD E ai Garage/Carport OFF STREET OFF STREET OFF STREET OFF STREET Z Porch/Patio/Deck COV ENTRY COV ENTRY COV ENTRY COV ENTRY PORCHES,DECKS,ERC. PATIO SCR PORCH -2,000 DECK DECK a FIREPLACES ETC. NONE NONE NONE NONE a EXTRAS DOCK NONE +2,000 NONE +2,000 DOCK E Net Adjustment (Total) IN + ❑ - $ 37,100 ® + ❑ - $ 33,500 ® + ❑ - $ 38,650 N Adjusted Sale Price UJ of Comparables Net Adj. 16.9 % Gross Adj. 18.8 % $ 256,100 Net Adj. 12.6 % Gross Adj. 12.6 % $ 298,500 Net Adj. 19.8 % Gross Adj. 19.8 % $ 233,650 cn I M did ❑ did not research the sale or transfer history of the subject p operty and comparable sales. It not, explain My research ❑ did ® did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data Source(s) TAX ASSESSOR,GSCCCA,MLS,DAILY RECORD My research ® did ❑ did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale. Data Source(s) TAX ASSESSOR,GSCCCA,MLS,DAILY RECORD Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional pnor sales on page 3). ITEM SUBJECT COMPARABLE SALE #1 COMPARABLE SALE #2 COMPARABLE SALE #3 Date of Prior Sale/Transfer NO SALE WITHIN NO SALE WITHIN 7/6/2010 FORECLOSED NO SALE WITHIN Price of Prior Sale/Transfer PAST 3 YEARS PAST 3 YEARS $0 PAST 3 YEARS Data Source(s) TAX ASSESSOR/DEED TAX ASSESSOR/DEED TAX ASSESSOR/DEED TAX ASSESSOR/DEED Effective Date of Data Source(s) 4/15/2011 4/15/2011 4/15/2011 4/15/2011 Analysis of prior sale or transfer history of the subject property and comparable sales THERE HAS NOT BEEN ANY PRIOR SALES HISTORY FOR THE SUBJECT PROPERTY FOR THE PAST 36 MONTHS. THE COMPARABLES' SALES HISTORY WAS ANALYZED FOR THE PAST 12 MONTHS WITH RESEARCH REVEALING THAT NONE OF THE COMPS PROVIDED HAD BEEN SOLD WITHIN 12 MONTHS OF THE CURRENT SALE PROVIDED. COMP #2 HAD A PRIOR FORECLOSURE NOTED ABOVE. Summary of Sales Comparison Approach See attached addenda. Indicated Value by Sales Comparison Approach $ 250,000 Indicated Value by: Sales Comparison Approach $ 250,000 Cost Approach (if developed) $ 262,806 Income Approach (if developed) $ N/A THE SALES COMPARISON APPROACH WAS GIVEN MOST WEIGHT IN ESTABLISHING THE SUBJECTS MARKET VALUE, SINCE IT BEST z REPRESENTS THE ACTIONS OF BOTH BUYERS AND SELLERS. THE INCOME APPROACH IS NOT APPLICABLE DUE TO THE LACK OF P VERIFIABLE RENTAL DATA. THE COST APPROACH IS WEIGHED LIGHTLY DUE TO AGE AND CONDITION OF IMPROVEMENTS. 7, This appraisal is made [S) 'as is", ❑ subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been z completed, 111 subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or III subject to the o following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: w CL Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is $ 250,000 , as of APRIL 8, 2011 , which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 Page 2 of 6 Form 1004- 'WinTOTAL" appraisal software by a la mode, inc. -1- 800 - ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Appraisal Report File # J04211111 I Paae #61 Freddie Mac Form 70 March 2005 Page 3 of 6 Form 1004 — "WinTOTAL' appraisal software by a la mode, inc. — 1.800-ALAMODE Fannie Mae Form 1004 March 2005 EXPANDED "SCOPE OF WORK" COMMENTS (THE APPRAISER IS PERMITTED TO EXPAND THE "SCOPE OF WORK" FOR CLARIFICATION PURPOSES OF WHICH THE FOLLOWING IS PROVIDED FOR SAID PURPOSES): A "COMPLETE VISUAL INSPECTION OF THE INTERIOR AND EXTERIOR AREAS OF THE SUBJECT PROPERTY" WAS PERFORMED BY THE APPRAISER BASED ON CONDITIONS READILY OBSERVABLE EXCLUDING ALL HIDDEN OR OBSTRUCTED AREAS AND NOT AS A PROFESSIONAL HOME INSPECTOR. THE TERM "COMPLETE" IS NOT AN ALL INCLUSIVE TERM RELATIVE TO THE ENTIRE ATTIC OTHER NON - HABITABLE AREAS AS A COMPLETE DETAILED PHYSICAL INSPECTION OF EVERY PART OF THE AFOREMENTIONED AREAS IS NOT A FUNTION OF THE THE INSPECTION PROCESS RELATIVE TO RESIDENTIAL APPRAISING BUT IS RELATIVE TO THE INSPECTION PROCESS BY A PROFESSIONAL HOME INSPECTOR. IMPROVEMENT RATINGS AND COMMENTS REGARDING IMPROVEMENTS, SYSTEMS, EQUIPMENT AND REAL PROPERTY DO NOT REPRESENT ANY GUARANTEES AND /OR WARRANTIES EXPRESSED OR IMPLIED AS GUARANTEES AND /OR WARRANTIES ARE NOT A PART OF THE SCOPE OF THE APPRAISAL. IT IS NOT PART OF THE SCOPE OF THE APPRAISAL FOR THE APPRAISER TO PERFORM DUTIES RELATIVE TO THAT OF AN ATTORNEY -AT -LAW REGARDING ABSOLUTE VERIFICATION OF ALL LEGAL ASPECTS PERTAINING TO THE SUBJECT PROPERTY. IT IS NOT PART OF THE SCOPE OF THE APPRAISAL FOR THE APPRAISER TO PERFORM DUTIES RELATIVE TO THAT OF A PROFESSIONAL SURVEYOR REGARDING ABSOLUTE VERIFICATION OF ALL ASPECTS CONSIDERED AND DISCOVERIES MADE BY A PROFESSIONAL SURVEYOR RELATED TO F THE SITE AND IMPROVEMENTS OF THE SUBJECT PROPERTY. ATTEMPT OF DISCOVERY OF POTENTIAL ADVERSE INFLUENCES AS A w RESULT OF HUMAN BEHAVIOR IS NOT PART OF THE SCOPE OF THIS APPRAISAL. 2 E 0 0 -J a Z 0 1- 0 0 COST APPROACH TO VALUE (not required by Fannie Mae) Provide adequate information for the lender /client to replicate the below cost figures and calculations. Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value) THE SITE VALUE WAS DERIVED FROM THE MOST RECENT LAND SALES THAT HAVE OCCURRED ON TYBEE ISLAND. THESE MAY INCLUDE VACANT LOTS OR PROPERTIES WHERE NO VALUE CONSIDERATION WAS PLACED ON DETERIORATED HOMES THAT WERE RAZED FOR NEW CONSTRUCTION. 5 ESTIMATED ❑ REPRODUCTION OR ® REPLACEMENT COST NEW OPINION OF SITE VALUE________________________ =$ 160,000 o Source of cost data MARSHALL & SWIFT DWELLING 978 Sq.F1. @ $ 120.00 ___ __..___ =$ 117,360 SE Quality rating from cost service GOOD Effective date of cost data CURRENT Sq.Ft. @ $ ____ =$ a Comments on Cost Approach (gross living area calculations, depreciation, etc.) APPL,DOCK,PATIO,ETC. — _ =$ 25,000 N THE COST APPROACH IS INAPPLICABLE DUE TO SUBJECTS AGE, Garage/Carport Sq.Ft. @ $ _ _ _$ o o AND IS NOT NECESSARY TO FORM A CREDIBLE OPINION OF Total Estimate of Cost -New _ =$ 142,360 VALUE, HOWEVER, IT WAS DEVELOPED FOR THIS VALUATION Less Physical Functional External PROCESS PER CLIENT INSTRUCTIONS. Depreciation 39,554 =$( 39,554) Depreciated Cost of Improvements =$ 102,806 'As -is' Value of Site Improvements __--- _-- _ -__.- =$ Estimated Remaining Economic Life (HUD and VA only) 35 Years INDICATED VALUE BY COST APPROACH =E 262,806 INCOME APPROACH TO VALUE (not required by Fannie Mae) 0 Estimated Monthly Market Rent $ N/A X Gross Rent Multiplier N/A = $ N/A Indicated Value by Income Approach z Summary of Income Approach (including support for market rent and GRM) N/A PROJECT INFORMATION FOR PUDs (if applicable) Is the developer /builder in control of the Homeowners' Association (HOA)? ❑ Yes ❑ No Unit type(s) ❑ Detached ❑ Attached Provide the following information for PUDs ONLY if the developer /builder is in control of the HOA and the subject property is an attached dwelling unit. Legal Name of Project o Total number of phases Total number of units Total number of units sold Total number of units rented Total number of units for sale Data source(s) a Was the project created b the conversion of existing building s into a PUD? ❑ Yes ❑ No If Yes, date of conversion. o Does the project contain any multi- dwelling units? ❑ Yes ❑ No Data Source Are the units, common elements, and recreation facilities complete? ❑ Yes ❑ No If No, describe the status of completion. 0 m Q. Are the common elements leased to or by the Homeowners' Association? ❑ Yes ❑ No 8 Yes, describe the rental terms and options. Describe common elements and recreational facilities. Freddie Mac Form 70 March 2005 Page 3 of 6 Form 1004 — "WinTOTAL' appraisal software by a la mode, inc. — 1.800-ALAMODE Fannie Mae Form 1004 March 2005 1 Paae #71 Uniform Residential Appraisal Report File # J04211111 This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and /or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender /client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender /client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Freddie Mac Form 70 March 2005 Page 4 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Appraisal Report File # J04211111 1 Paae #81 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and /or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and /or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or ipdividuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender /client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 Page 5 of 6 Form 1004 — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 1 Paae #91 Uniform Residential Appraisal Report File# J04211111 21. The lender /client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender /client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and /or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub - contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Signature Name Scott Javetz Name Company Name Company Name Company Address 1 Oglethorpe Professional Blvd, Suite 203, Company Address SAVANNAH, GA 31406 Telephone Number (912) 544 -0036 Email Address scott@javetzappraisals.com Date of Signature and Report December 16, 2011 Effective Date of Appraisal APRIL 8, 2011 State Certification # CR257409 or State License # or Other (describe) State # Expiration Date of Certification or License State GA Expiration Date of Certification or License 3/31/2012 SUBJECT PROPERTY Telephone Number Email Address Date of Signature State Certification # or State License # State ADDRESS OF PROPERTY APPRAISED 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND, GA 31328 -9314 APPRAISED VALUE OF SUBJECT PROPERTY $ 250,000 LENDER/CLIENT Name SANDRA MAJOR Company Name SANDRA J. MAJOR Company Address P.O BOX 2891, TYBEE ISLAND, GA 31328 Email Address ❑ Did not inspect subject property ❑ Did inspect exterior of subject property from street Date of Inspection ❑ Did inspect interior and exterior of subject property Date of Inspection COMPARABLE SALES ❑ Did not inspect exterior of comparable sales from street ❑ Did inspect exterior of comparable sales from street Date of Inspection Freddie Mac Form 70 March 2005 Page 6 of 6 Form 1004 — °WinTOTAL` appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 Uniform Residential Aaaraisal Resort File # J04211111 1 Paoe #101 FEATURE 1 SUBJECT COMPARABLE SALE #4 COMPARABLE SALE #5 COMPARABLE SALE #6 Address 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND�GA31328 -9314 8 6TH AVENUE TYBEE ISLAND, GA31328 Prmdmityto Subject 0.63 miles NE Sale Price $ N/A $ 265,179 $ $ Sale Price/Gross Liv. Area $ sq.ft. $ 318.72 sq.R. $ sq.ft. $ sq.ft. Data Source(s) APPRAISER DATA, MLS Verification Source(s) TAX CARD/DEED VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment Sales or Financing Concessions CONV LOAN Date of Sale/Time 4/5/2011 i Location TYBEE ISLAND TYBEE ISLAND a Leasehold/Fee Simple Fee Simple Fee Simple a Site 3,048 Sq.Ft. 6,600 SF /SIM a View CREEK/MARSH SIMILAR HOMES +15,000 Design (Style) 1- STY /AVG 1- STY /AVG re Quality of Construction AVG /FRAME AVG /FRAME a Actual Age 1940 1959 s Condition GOOD GOOD Above Grade N Room Count a Gross Living Area Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths Total Bdnns. Baths 4 2 2 4 2 2 978 sq.ft. 832 sq.ft. +7,300 sq.ft. sq.ft. "' Basement & Finished Rooms Below Grade N/A NONE Functional Utility AVERAGE AVERAGE Heating/Cooling FWA/CAC FWA/CAC Energy Efficient Items STANDARD STANDARD Garage/Carport OFF STREET OFF STREET Porch/Patio/Deck COV ENTRY COV ENTRY PORCHES,DECKS,ERC. PATIO DECK FIREPLACES,ETC. NONE NONE EXTRAS DOCK NONE +2,000 Net Adjustment (Total) ® + ❑ - $ 24,300 ❑ + ❑ - $ n + n - $ Adjusted Sale Price of Comparables Net Adj. 9.2 % Gross Adj. 9.2 % $ 289,479 Net Adj. % Gross Adj. % $ Net Adj. % Gross Adj. % $ Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional poor sales on page 3). ITEM SUBJECT COMPARABLE SALE #4 COMPARABLE SALE #5 COMPARABLE SALE # 6 Date of Prior Sale/Transfer NO SALE WITHIN NO SALE WITHIN >- Price of Prior Sale/Transfer PAST 3 YEARS PAST 3 YEARS ¢o Data Source(s) TAX ASSESSOR/DEED TAX ASSESSOR/DEED ai Effective Date of Data Source(s) 4/15/2011 4/15/2011 T Analysis of prior sale or transfer history of the subject property and comparable sales J Q 0 Analysis /Comments W r z w i 0 0 vi W } QJ 2 Freddie Mac Form 70 March 2005 Form 1004.(AC) — 'WinTOTAL• appraisal software by a la mode, inc. — 1-800-ALAMODE Fannie Mae Form 1004 March 2005 Supplemental Addendum File No. J04211111 1 Pane #11 Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR OWNER PER PUBLIC RECORD: TONY C. PETREA & JOHN R. MAJOR SR. & SANDRA J. MAJOR • URAR : Improvements - Additional Features THE SUBJECT IS A ONE LEVEL FRAME STRUCTURE WITH FRONTAGE ALONG THE MARSH AND NEIGHBORHOOD CREEK. THE INTERIOR IS UPDATED WITH CORIAN COUNTERS IN KITCHEN; HEARTPINE FLOORING IN LIVING ROOM; 2 THREE FIXTURE BATHROOMS; 2 BEDROOMS. THE SITE HAS A FRONT COVERED PORCH; REAR BRICK PATIO; SMALL FIXED DOCK ON THE CREEK AND A PAVED DRIVEWAY. • URAR : Sales Comparison Analysis - Summary of Sales Comparison Approach ALL COMPARABLE SALES WERE TAKEN FROM THE SUBJECTS IMMEDIATE MARKETING AREA WITHIN TYBEE ISLAND AND WERE CONSIDERED TO BE THE MOST COMPATIBLE WITH THE SUBJECT PROPERTY. THEY GIVE A VALID INDICATION OF VALUE AFTER ADJUSTMENTS. ALL SALES WERE VERIFIED TO BE CLOSED TRANSACTIONS. GLA ADJUSTED AT $50 PSF DIFFERENCE. FULL BATHS WERE ADJUSTED $6,000. THE APPRAISER SEARCHED FOR SINGLE FAMILY HOMES WITH 2 BEDROOM LIKE THE SUBJECT. THIS SEARCH REVEALED SEVERAL CURRENT SALES OF 2 BEDROOM HOMES NEAR THE SUBJECT ON THE ISLAND. COMPS ON INTERIOR LOTS WERE ADJUSTED SLIGHTLY AS THE SUBJECT HAS A SUPERIOR MARSH /CREEK SITE. THESE HOMES ARE CONSIDERED COMPETITVE WITH THE SUBJECT GIVEN THE SIMILARITIES IN SIZE, AGE AND CONDITION. COMP #3 WAS ADJUSTED 10% FOR CONDITION AS IT DOESN'T HAVE THE UPGRADES THE SUBJECT DOES LIKE NEW KITCHEN, BATHS, ETC. AFTER ALLOWING FOR DIFFERENCES WHICH EXIST, A RANGE OF VALUE IS INDICATED BETWEEN $233,650 TO $298,500. THEREFORE, GIVEN THIS RANGE OF ADJUSTED VALUES AND WITH MOST WEIGHT PLACED ON THE SALES IN SIMILAR RENOVATED CONDITION AS THE SUBJECT, THE APPRAISER HAS RECONCILED HIS OPINION OF VALUE FOR THE SUBJECT PROPERTY TO BE $250,000. THE SUBJECT PROPERTY, BY THE COST APPROACH, IS VALUED AT $262,806 OF WHICH $160,000 IS ATTRIBUTED TO THE SITE VALUE. THEREFORE, THE REMAINING VALUE IS PLACED ON THE SUBJECTS DEPRECIATED IMPROVEMENTS WHICH IS ESTIMATED AT $102,806. Form TADD — 'WinTOTAL' appraisal software by a la mode, inc. —1- 800 - ALAMODE Supplemental Addendum File No. J04211111 I Pam #121 Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR DISCLAIMERS: THE EXISTENCE OF HAZARDOUS MATERIALS INCLUDING, BUT NOT LIMITED TO TOXIC WASTE, ASBESTOS, RADON GAS OR UREA FORMALDEHYDE FOAM INSULATION, WHICH MAY OR MAY NOT BE PRESENT ON THE PROPERTY, WAS NOT RECOGNIZED BY THE APPRAISER. THE APPRAISER HAS NO KNOWLEDGE OF THE EXISTENCE OF SUCH MATERIALS ON OR IN THE PROPERTY. THE APPRAISER, HOWEVER, IS NOT QUALIFIED TO DETECT SUCH SUBSTANCES. THE CONCLUSIONS AND VALUE ESTIMATES, HEREIN ARE PREDICATED ON THE ASSUMPTION THAT THERE IS NO SUCH SUBSTANCE ON OR IN THE PROPERTY THAT WOULD CONTRIBUTE TO OR CAUSE A LOSS IN VALUE. NO RESPONSIBILITY IS ASSUMED FOR ANY SUCH CONDITION OR FOR THE EXPERTISE REQUIRED TO DISCOVER THEM. THE CLIENT IS URGED TO RETAIN AN EXPERT IN THIS FIELD, IF DESIRED. THE APPRAISAL CONFORMS TO THE UNIFORM STANDARDS OF PROFESSIONAL PRACTICE (USPAP) ADOPTED BY THE APPRAISAL STANDARDS BOARD OF THE APPRAISAL FOUNDATION, EXCEPT THAT THE DEPARTURE PROVISION OF THE USPAP SHALL NO APPLY. THE APPRAISAL CONTAINS A SIGNED CERTIFICATE REQUIRED BY THE USPAP, AND AN ADDITIONAL STATEMENT THAT THE APPRAISAL ASSIGNMENT WAS NOT BASED ON A REQUESTED MINIMUM VALUATION, A SPECIFIC VALUATION OR THE APPROVAL OF A LOAN. THE DIGITAL SIGNATURE ON MY APPRAISALS ARE ENCRYPTED AND SECURED BY A SECRET CODE KNOWN ONLY TO ME. ALSO, THE CODE IS CHANGED FROM TIME TO TIME TO INSURE THE SAFENESS OF THE ENCRYPTION. THIS METHOD IS IN COMPLIANCE WITH THE USPAP STATEMENT 8. THIS APPRAISAL INSPECTION SHOULD NOT BE CONSIDERED A HOME INSPECTION. THE FEATURES AND DEFECTS NOTED IN OUR INSPECTION ARE SPECIFIED FOR COMPARISON PURPOSES AGAINST THE MARKET WHICH IS PART AND PARCEL OF THE APPRAISAL PROCESS. "My analysis, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Georgia Real Estate Appraiser Classifications and Regulation Act and the Rules and Regulations of the Georgia Real Estate Appraisers Board." [Real Estate Appraiser Classification and Regulation Act paragraph 539- 3.02(1)(m) as amended August 1, 2006]. The undersigned appraiser(s) responsible for preparing the above referenced appraisal report hereby certify that the report was completed and the opinion of value developed in accordance with USPAP standards; And, at no time did any employee, director, officer, or agent of the lender, or any other third party acting as joint venture partner, independent contractor, appraisal company, appraisal management company, or partner on behalf of the lender, influence or attempt to influence the development, reporting, result, or review of the report. The appraiser(s) further certify that at no time were they provided with or informed of any estimate regarding the Subject Property's value including but not limited to a borrower estimate of value, proposed loan amount, or loan to value ratio (LTV), except in the case of purchase transactions where according to USPAP Standards Rule 1 -5(a) the appraiser is required to analyze all agreements of sale, options, and listings of the subject property as of the effective date of the appraisal. The Intended User of this appraisal report is the Lender /Client. The Intended Use is to evaluate the property that is the subject of this appraisal for market value purposes, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. 1 HAVE NO CURRENT OR PROSPECTIVE INTEREST IN THE SUBJECT PROPERTY OR PARTIES INVOLVED; AND NO SERVICES WERE PERFORMED BY THE APPRAISER WITHIN THE 3 YEAR PERIOD IMMEDIATELY PRECEDING ACCEPTANCE OF THIS ASSIGNMENT, AS AN APPRAISER OR IN ANY CAPACITY. NO PERSONAL PROPERTY IS INCLUDED IN THE FAIR MARKET VALUE OF THE SUBJECT. TITLE X DISCLOSURE WARNING STATEMENT THE SUBJECT DWELLING WAS BUILT PRIOR TO 1978 AND MAY PRESENT EXPOSURE TO LEAD FROM LEAD -BASED PAINT *LEAD POISONING *. THE SELLER OF ANY INTEREST IN RESIDENTIAL PROPERTY IS REQUIRED BY LAW TO PROVIDE BUYERS WITH ANY INFORMATION ON LEAD BASED PAINT HAZARDS FROM RISK ASSESSMENT IN THE SELLER'S POSSESSIONS. A RISK ASSESSMENT IS RECOMMENDED PRIOR TO PURCHASE OR OCCUPANCY. Form TADD — "WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE I Paae #131 Subject Photo Page Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR l ; 1 c !27 �! r I, Subject Front 164 SOUTH CAMPBELL AVENUE Sales Price N/A Gross Living Area 978 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 2 Location TYBEE ISLAND View CREEK/MARSH Site 3,048 Sq.Ft. Quality AVG /FRAME Age 1940 Form PIC3x5.SR — 'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE Subject Rear Subject Street 1 Paae #141 Photograph Addendum Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR moisa __ '" F• Y. 441o. r•• *M ," t r.'' ti �It• fY` YL�t MARSH /CREEK VIEW LEFT SIDE EXTERIOR RIGHT SIDE EXTERIOR Form GPIC3X5 — 'WinTOTAL' appraisal software by a la mode, Inc. —1- 800 - ALAMODE 1 Pam #151 Photograph Addendum Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR PATIO CREEK VIEW DOCK Form GPIC3X5 — 'WinTOTAL' appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Paae #161 Photograph Addendum Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR BATHROOM LIVING ROOM KITCHEN Form GPIC3X5 — 'WinTOTAL' appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Paae #171 Photograph Addendum Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM Slate GA Zip Code 31328 -9314 Client SANDRA J. MAJOR BATHROOM BEDROOM LAUNDRY ROOM Form GPIC3X5 — 'WinTOTAL' appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Page #181 Comparable Photo Page Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR Comparable 1 301 10TH STREET Prox. to Subject 0.60 miles SE Sales Price 219,000 Gross Living Area 716 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location TYBEE ISLAND View SIMILAR HOMES Site 4,734 SF /SIM Quality AVG /BLOCK Age 1953 Comparable 2 1416 2ND AVENUE Prox. to Subject 0.95 miles S Sales Price 265,000 Gross Living Area 648 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 2 Location TYBEE ISLAND View SIMILAR HOMES Site 4,187 SF /SIM Quality AVG /FRAME Age 1941 Comparable 3 168 SOUTH CAMPBELL AVE. Prox. to Subject 0.03 miles S Sales Price 195,000 Gross Living Area 715 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location TYBEE ISLAND View CREEK/MARSH Site 6,970 SF /SIM Quality AVG /FRAME Age 1940 Form PIC3x5.CR — 'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Paae #191 Comparable Photo Page Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR Comparable 4 8 6TH AVENUE Prox. 10 Subject 0.63 miles NE Sales Price 265,179 Gross Living Area 832 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 2 Location TYBEE ISLAND View SIMILAR HOMES Site 6,600 SF /SIM Quality AVG /FRAME Age 1959 Comparable 5 Prox. to Subject Sales Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms Location View Site Quality Age Comparable 6 Prox. to Subject Sales Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms Location Mew Site Quality Age Form PIC3x5.CR — 'WinTOTAL' appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Paae #20I TAX MAP Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR MapItd - Savannah Area GIS Savannah Area GIS vcwe:ea G EwryS, Page 1 of 2 http :I /sagis.orgiapp%default.htm 4/21 /2011 Form MAP.PLAT — 'WinTOTAL" appraisal software by a la mode, inc. —1- 800 - ALAMODE 1 Pam #21I Building Sketch Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR 0 vnl 16.2ft Bedroom Bath 6.1ft Kitchen 07 PATIO 32.1ft First Floor Laundry [977.52 Sq ft] Living Room Foyer Bath Bedroom 0..c! by " Y mode, nc. 54.4ft Area Calculations Summary Living Area Rrst Floor 977.5 Sq ft Total Living Area (Rounded): 978 Sq R Cakulation Details 10.2 x 6.1 = 62.22 24.4 x 16.2 = 395.28 16.2 x 32.1 = 520.02 Form SKT.BIdSkI — "WinTOTAL' appraisal software by a la mode, inc.— 1-800-ALAMODE 1 Pam #221 Location Map Borrower/Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328-9314 Client SANDRA J. MAJOR a la mode, inc: t oen,,T; •-• ("flannel Tybcc Island 26 no Comparable # 4 8 6TH AVENUE TYBEE ISLAND, GA 31328 0.63 miles NE Subject 164 SOUTH CAMPBELL AVENUE o' Chimney d Crook cfr' Tytee Creei craven .80 Comparable # 3 168 SOUTH CAMPBELL AVE. TYBEE ISLAND, GA 31328 0.03 miles S Comparable # 1 301 10T11 STREET TYBEE ISLAND, GA 31328 0.60 miles SE Comparable # 2 1416 2ND AVENUE TYBEE ISLAND, GA 31328 0.95 miles S A I 0.7 mile_ Form MAP.LOC — VinTOTAL• appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Paae #231 Flood Map Borrower /Client SANDRA J. DAVIS Property Address 164 SOUTH CAMPBELL AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 -9314 Client SANDRA J. MAJOR a InterFloode d hr • I., m?d� www.interflood.com • 1- 800 -252 -6633 Prepared for: Javetz Appraisals. LLC 164 SOUTH CAMPBELL AVENUE TYBEE ISLAND, GA 31328 -9314 et 1999-2010 Sotro&Prose andior AoodSource Corporations. M rights reserved. Patents 8031,329 and 0.878,815. Other patents pending. For info: into09oodsouroe.00m. Form MAP.FL00D — 'WinTOTAL' appraisal software by a la mode, inc. — 1-800-ALAMODE 1 Pa fie #241 STATE OF GEORGIA REAL ESTATE APPRAISERS BOARD SCOTT D JAVETZ 257409 IS AUTHORIZED TO TRANSACT BUSINESS IN GEORGIA AS A CERTIFIED RESIDENTIAL REAL PROPERTY APPRAISER THE PRIVILEGE AND RESPONSIBILITIES OF THIS APPRAISER CLASSIFICATION SHALL CONTINUE IN EFFECT AS LONG AS THE APPRAISER PAYS REQUIRED APPRAISER FEES AND COMPLIES WITH ALL OTHER REQUIREMENTS OF THE OFFICIAL CODE OF GEORGIA ANNOTATED, CHAPTER 43 -39 -A. THE APPRAISER IS SOLELY RESPONSIBLE FOR THE PAYMENT OF ALL FEES ON A TIMELY BASIS CHARLES B. BRAMLETT WILLIAM R COLEMAN, JR. Chairperson D. SCOTT MURPHY MARILYN R WATTS SANDRA MCALISTER WINTER Vice Chairperson SCOTT D JAVETZ Status 257409 ACTIVE CERTIFIED RESIDENTIAL REAL PROPERTY APPRAISER T•05 -ICE %SE 770/RE S IF YOJ FAIL TO PAY RENEWAL HE 0711/ VOJ FAIL TOCOEWLETE ANY REWIRED EDUCATICF, 15 A TIMELY MANNER SIAM of G.ope RW ENAM Comrwswo Sub 1000 • W.nmrorW Tow 229 Pee .me Slr.et. N E AWrea GA 3020111905 SCOTT DJAVETZ I 257109 SUM. ACTIVE CERTIFIED RESIDENTIAL REAL PROPERTY APPRAISER THIS LICENSE EXPIRES IF YOU FAIL TO PAY RENEWAL FEES OR IF YOU FAA- TO COMPLETE ANY REQUIRED EDUCATION IN A TIMELY MANNER 5:14 71 Georg. RW E.tele Comnwwn Soho 1000 - Wernseor1To+.r 229 P.e0X4. Str.N. N E AWN.. GA 393011605 ORIGINALLY LICENSED 12/13)2002 END OF RENEWAL 01]1/2012 WILLIAM'. ROGERS J•• Reei EPre ConV4sso!+e 1','77,,5: ORIGINALLY LICENSED 12/112002 END OF RENEWAL 01312012 WILLIAM'. ROGERS. JR RW E*Y. Can2wer# 1717776* Form SCA — "WinTOTAL" appraisal software by a la mode, inc. — 1- 800 - ALAMODE 1 Page #251 GeneralStar M GE Box 10354R NATIONAL INSURANCE COMPANY Stamford, Connecticut 06904 REAL ESTATE ERRORS & OMISSIONS LIABILITY INSURANCE POLICY DECLARATIONS PAGE This is a claims made and reported policy. Please read this policy and all endorsements and attachments carefully. Policy Number: NJA8239668 Renewal of Number: N.1A823966A Javetz Appraisals, LLC 1 Oglethorpe Professional Blvd Unit 203 Savannah, GA 31406 1. NAMED INSURED: MAILING ADDRESS: 2. POLICY PERIOD: Inception Date: 11/06/2010 Expiration Date: I110612011 Effective 12:01 a.m. Standard Time at the mailing address of the Named Insured. 3. LIMIT OF LIABILITY: Each Claim: 5 1,000,000 Aggregate: 51,000,000 Lock Box Liability: See Above 4. CLAIM EXPENSES: a. Are incinded within the limits of liability. 5. STATUS OF INSURED: Corporation 6. DEDUCTIBLE: $ 1,000 Each Claim: a. the deductible amount specified above applies only to Damages. 7. PRIOR ACTS DATE: 11106/2008 It a date Is Indicated, thls insurance will not apply to any regular act erns, omission or personal injury which occurred before such date. 8. PREMIUM: S 1,093.00 9. ENDORSEMENTS: This policy Is made and accepted such to the printed conditions in this policy together with the provisions, stipulations and aglssments contained in ale following form(s) or endorsement(s). GSN- 06- 1(1:-I24GA (10/2003) GS'. 06- PI:012GA (05/2■04) Oh- RE. 854CA (108003) ()1N 07- RF:283 (06/2008) Ob -Re: -288 (07/20N) 044RL350103/I0041 GSN47•PL- 375(022006) 10. MANAGING AGENT Herbert H. Landy Insurance Agency, Inc. 75 Second Avenue, Suite 410 Needham, Massachusetts 02494.2876 Producer Code: 00026230 Date: 10128/2010 GSN -06 -RE -720 (04/2004) Authorized Representative Class Code: 73127 SI.AO: Form SCA — "WinTOTAL' appraisal software by a la mode, Inc. — 1- 800- ALAMODE Chatham County Board of As sors: 2011 Property Record Card 4 -00" 02 -021 2011 Chatham County Board of Assessors Property Record Card APPRAISER gdwhiddo LOT 27 HORSE PEN HAMMOCK LAST INSP 06/11/2007 APPR ZONE 000008 SALES BOOK/ INS VI QU RSN PRICE PAGE 31 Aug 363X 764 GD I U UR 2010 GRANTER:PETREA & MAJOR TONY C SR & GRANTEE:PETREA & MAJOR TONY C SR & JOHN R & SANDRA J ET AL' 26 Aug 363N 399 GD I U UG 2010 GRANTOR:PETREA & MAJOR TONY C SR & JOHN R & SANDRA JET AL' GRANTEE:PETREA & MAJOR TONY C & JOHN R & SANDRA JAS TRUSTEES* 23 Jun 290D 0293 WD V U UE 360,000 2005 GRANTOR:HILBURN EVELYN C GRANTEE:PETREA & MAJOR TONY C SR 18 Jan 281Z 0652 NA V U UE 2005 GRANTOR:HILBURN JOHN J EST GRANTEE:HILBURN EVELYN C PERMITS TYPE DATE AMOUNT 05 -0408 RN 13 Sep 2005 Issued 22,000 COMMENTS: 29 Sep 2010 TY11 REC CORR DEED 363X/764 TO 363N/397 17 Sep 2010 TY11 TONY 1/2 INT - 1/4 INT JOHN & SANDRA - 1/4 INT JOHN & SANDRA AS TRUSTEES OF THE SANDRA J MAJOR REVOCABLE TRUST (CORRECTS 363N/397) 17 Sep 2010 TY11 TONY 1/2 - JOHN R MAJOR REVOCABLE TRUST 1/4 - SANDRA J MAJOR REVOCABLE TRUST 1/4 22 Jun 2007 ADD CHG PER FAX 6/22/07 LL 18 Oct 2005 "TONY 1/2 - JOHN & SANDRA 1/2 12 May 2003 2003 NEW PIN; SPLIT OUT OF 4- 16 -2 -14 5/12/03 PL Page 1 of 2 4- 0016 -02 -021 164 S CAMPBELL ST TYBEE ISLAND PETREA & MAJOR TONY C & JOHN R & SANDRA J AS TRUSTEES' CAMA ASMT P 0 BOX 2981 124,000 124,000 LAND 2 TYBEE ISLAND GA 31328 66,900 66,900 BLDG 1 2,700 2,700 OBXF 3 193,600 193,600 Cost - MS [Click for larger picture 4944;;i4g.r- CODES PROPERTY 0006 RESIDENTIAL USE UTA NBHD EXEMPTIONS 0004 Tybee Island 020222.00 T222 TYBEE HORSE PEN HISTORY LAND IMPR TOTAL 2011 124,000 69,600 193,600 2010 152,500 58,000 210,500 2009 152,500 58,000 210,500 2008 235,000 58,500 293,500 2007 392,000 2006 423,000 28,500 451,500 2005 123,000 41,500 164,500 2004 108,000 52,500 160,500 2003 97,000 42,000 139,000 Cama MAV ' Over Cama NC Cama Cama Cama Cama EXTRA FEATURES ID# BLDG # SYSTEM DESC 141364 86730 WOOD DECK AV 141365 86730 OPEN SLAB GD PAVERS,NOT ATTACHED 2 BLD 141366 86730 MISC BUILD. AV ON THE RIGHT SIDE, DIM 1 DIM 2 UNITS QL UNIT PRICE 12 12 144.00 A 12.14 10 32 320.00 G 4.88 10 8 80.00 A 15.05 RCN AYB EYB DT ECON FUNC SP SP% RCNLD MKT VALUE 1,748 1990 1990 2R 367 400 1,562 2006 2006 2R 1,328 1,300 1,204 2006 2006 2R 1,023 1,000 LAND ID# USE DESC 111442 CREEK/MARSH ACCESS 111443 CREEK/MARSH ACCESS FRONT DEPTH UNITS / TYPE PRICE ZONING LCTN TOPO OTHER ADJ1 ADJ2 ADJ3 ADJ4 MKT VALUE 60 45 60.00 -FF 5400.00 R2 SH -25 DP -30 90200 30 45 30.00 -FF 5400.00 R2 SZ -25 SH -25 DP -30 33800 httn:// boa. chathamcounty. ors/ DesktopModules/ ChathamCounty /BoardofAssessors /Pronertv... 8/3/2011 Chatham County Board of As sors: 2011 Property Record Card 4 -00" 02 -021 Page 2 of 2 2011 Chatham County Board of Assessors 4- 0016 -02 -021 Property Record Card 164 S CAMPBELL ST TYBEE ISLAND BUILDING SECTION CONSTRUCTION TYPE RCN AYB EYB DEP TYPE PHYS ECON FUNC OBSV / % TOTAL DEP % RCNLD U.FACTOR MKT VAL 86730 -1 Residential 73,527 1940 2000 MS 9.00 0.00 0.00 0.00 9.00 66,910 66,900 14' 16' ■ . b Port "u 100 Boor Living Area "56 Slab Porch .rich Rnof 15 32 ' •SLAB Slab 32o' 10' [Click for larger picture] HOUSE LOOKS GREAT. SECTION TYPE 1 - Main AREA 956 TYPE 1 - Single- family Residence FRAME 1 - Stud Frame STYLE 1 - One Story QUALITY 3.00 CONDITION 3.00 # UNITS 0 # OF BEDS / BATHS 2 /2.00 COMPONENTS Units % QUAL R1 108 Frame, Siding, Wood 100.00 R2 208 Composition Shingle 100.00 R3 352 Heat Pump 100.00 R4 402 Automatic Floor Cover Allowance R6 601 Plumbing Fixtures ( #) 8.00 R6 602 Plumbing Rough -ins ( #) 1.00 R6 622 Raised Subfloor (% or SF) 100.00 R11 904 Slab Porch (SF) with Roof 64.00 R11 904 Slab Porch (SF) with Roof 15.00 http: //boa. chathamcounty. org/DesktopModules /ChathamCounty /BoardofAssessors /Property... 8/3/2011