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Co.ncal Presentation
Resident
Home owner
Beath Task Force me r ber
Tybee Island lies within the 100 years flood plain. We are all aware that we accept risks
living on a barrier island, and as a community we face these risks together.
We also have responsibilities to one another to mitigate these risks, calling for
community support and legislative actions that will protect ourselves now and for
generations to come.
Many of these protective measures have been laid out by FEMA Risk abatement and
subsequent tiered insurance reductions exist in the CRS, or Community Rating System.
FEMA has a pamphlet outlining the parameters necessary to define and achieve a
lower CRS. The City's website also has a clear explanation of how this National Flood
Insurance works, and what it has done as our governing body to lower our Community
Rating.
We are currently at a CRS Class 7, which means a 15% reduction in our FEMA flood
insurances. By achieving a Class 6, this reduction will be 20%. There are 500 points
between rating classes. We as individuals must step up and become involved in the
process of understanding how this is done. I would like to present three ways we as
residents can become aware and involved — learning about freeboard, open spaces,
and our dunes.
"Freeboard" is a safety factor term which refers to the number of feet a structure is built
above flood level. Tybee currently has a 1 foot freeboard ordinance. This gives us 100
credit points toward a lower CRS rating. If we have a 2' freeboard we will have 225
points and 3' will give us 375 points. We are scheduled for evaluation this October, in a
5 year evaluation cycle.
Preservation of open space in the floodplain can also allow us to garner CRS points, as
seen by activities 420 and 430. This is evaluated by FEMA by such indicators as
repetitive loss properties, maintaining flood insurance on municipal buildings, providing
flood and elevation maps and information and realtor disclosure of flooding histories.
The City has done well with these activities. Of particular interest are the green space
activities. Credited open space includes public parks, athletic fields, golf courses,
church camps, hunting clubs, and other green space that will be preserved as open
space. There is no credit for open water greater than 10 acres, areas with buildings on
them (other than rest rooms and th- like), street rights of way, or amen where filling is
allowed (e.g., a storage yard). The percentage entered is multiplied times the maximum
score for the element, 1,450, to get the actu ,l points for preserving floodplain open
space. We also get credit if any of these areas are presently in, or have been restored
to their natural states, if we have municipal codes reg ulatino building density, for % of
lot sizes >5 acres, codes regulating building and repetitive repair in thefood zone,
erosion control, and dumping in drainageways.
Constuotion is marsh setbacks is an issue with Georgia's E ash Day repeal of setback
protection. FE MA clearly urges that "prohibiting development makes sense in nigh
hazard areas, where people are exposed is a life-threatening situation even though
buildings could be protected from flood damage. For
example, it would be appropriate to prohibit development at the apex of an alluvial fan
or along a
narrow floodplain in a stream valley th,t is susceptible to dash flooring." The
Community Rtting System credits setbacks that prevent disruption to shorelines,
stream channels and their hanks also under Activity 430.
Dune protection and possible construction and new construction are permissible by
FEMA standards. A second dune system was constructed in pans of lrrJ ore afforded
protection against Hurricane Sandy. Within strict FEMA guidelines, construction is
permitted and CRC points awarded.
As residents and as part of a community, what can we do to preserve our beach and to
work toward keeping our flood insurance premiums low? Clearly the first step is to
understand that accruing CRS points is an ongoing process, always keeping our eye on
the xf cycle and the next, for moneta , and safety reasons. We can voice our
concerns to neighbors and to Council members about raising the freeboard limit,
preserving green spa c- and maintain the setback limit wheth,-r the State chases to do
so or not. Keeping the drainage areas permeable and free of construction benefits all of
us as a marine community.
Of greatest concern, in my opinion, is the harbor deepening project. We have already
seen increased traffic and tonnage in our channel, and I urge all of you to walk between
Byers Street and the point at North Beach to observe an erosional escarpment. This
may be the beginning of a continued intense erosional cycle due to the increase of
commerce, and we as lovers of our island need to keep an eye on this. We are
scheduled for beach renourishment next yea and the BTF is actively researching dune
reconstruction and preservation for our present system, and possible construction of a
second set. Again, as residents we can lobby our officials for fencing and stabilizing
elements. We can research what has been done in this area in other communities, and
speak about the benefits to our neighbors.
That which benefits our dynamic coastline will ultimate benefit our wallets. I urge you to
acquaint yourselves with ways to help yourself, your neighbors and your beach.
•
RM (Y \
http://www.cityoftybee.orgl/EmergencyMgmt.aspx#139
National Flood Insurance Program Community Rating System
September 23, 2013
Tybee Island is presently a Class 7 ISO Rated Community in which property
owners receive a 15% discount on their Flood Insurance Policies. There are
500 credit points between each of the 10 class ratings. A Community
Recertification is required annually and a Cycle Visit every 5 Years, both are
required as part of the CRS Program, our next Cycle Visit is scheduled for
October 2014.
Class 10 - 0 — 499 Credit Points
Class 9 — 500 — 999 Credit Points
Class 8 - 1,000 — 1,499 Credit Points
Class 7 - 1,500 -1,999 Credit Points
Class 6 — 2.000 — 2,499 Credit Points
• Activity 420 — We continue to preserve open space in the floodplain.
• Activity 430 — We continue to enforce the flood plain management
provision of our zoning, subdivision and building code ordinances. We
continue to employ those staff credited for attaining their CFM and
those who have attended the credited training courses.
• Activity 430 — Higher Regulatory Standards — We did not receive the
100 credit points for requiring 1 foot of free board at our last cycle
visit. These points will be received at our next cycle visit in 2014.
O 1 foot of freeboard = 100 credit points — Presently required by
ordinance
O 2 feet of free board = 225 credit points
O 3 feet of freeboard = 375 credit points
2013 Progress Report for Tybee Island Tybee Island Action Steps
13.2.1 - Protect existing Sand Dunes
Status — This is an ongoing project
13.2.2 - Build additional sand dunes
Status -- This is an ongoing project