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Presents ihio t vinm,Q cerii icale to
Freda Defosse
Payroll Essentials
June 73, 7013
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ACKNOWLEDGEMENT OF RECEIPT
PALM BEACH COUNTY CODE OF ETHICS
TRAINING FOR MUNICIPAL
EMPLOYEESAND OFFICIALS*
Check those items that apply
I acknowledge that I have read a copy of the Palm Beach County Code of Ethics
(printed or posted on the intranet/intemet) and completed additional training by:
E✓J Watching the Code of Ethics Training Program on the Intranet/Internet.
❑ Watching the Code of Ethics Training Program on DVD.
❑ Attending a live presentation given on 20_.
I understand that I am responsible for understanding and abiding by the Palm Beach
County Code of Ethics as I conduct my assigned duties during my term of employment.
I also understand that the information in this policy is subject to change. Policy changes
will be communicated to me by my supervisor or through official notices.
laton jn
-�PLJ -P
(Clearly Print the Name of Your Department)
(Date)
Employees: Submit signed form to your Department Head
Department Heads: Submit signed forms to Records, Human Resources
Advisory Board Members: Submit signed forms to appropriate municipal representative
*This Form is for Municipal Employees and
Elected/Appointed Officials
2633 Vista Parkway, West Palm Beach, FL 33411 561.233.0724 FAX: 561.233.0735
Hotline: 877.766.5920 E-mail: ethics@palmbeachcountyethics.com
Website: www.paimbeachcountyethics.com
PUBLIC EMPLOYEE'S OATH
and
OATH OF OFFICE
I�2sru� �,55� a citizen of the State of
Florida and of the United States of America, and being employed
by or being an officer of the Town of Gulf Stream, Florida and
a recipient of public funds as such employee or officer, do
hereby solemny swear (or affirm) that I will support the
Constitution of the United States and of the State of Florida.
I do solemnly swear (or affirm) that I will support,
protect, and defend the Constitution and Government of the
United States and of the State of Florida against all enemies,
domestic or foreign, and that I will bear true faith, loyalty,
and allegiance to the same, and that I am entitled to hold office
under the Constitution of the United States and the Constitution
of the State of 'Florida, and h t I wihj� fa^io fully perform all
the duties of the office of �M,\� V�SSj of the Town of
Gulf Stream, Florida, on which I am about to enter, so help
me God.
Attested:
n
Dated this Z day of
4A Va'�
(Witness)
Town ofGulf Stream
�.. Ir.
• Participation Agreement
www.benefitsworkshop.com/gulfstream • (888) 537-3539 • info@benefitsworkshop.com
The Town of Gulf Stream sponsors a Health Reimbursement Account (HRA) Plan governed by the Internal Revenue
Code. Employes eligible to participate in the Town's medical insurance plan are automatically participants in the HRA
You are not required to enroll in the medical insurance plan to use the HRA.
HRA participants will receive a debit card to use to pay eligible expenses under this plan. You must sign this form,
agree to the following statement, and give this form to the Town Manager before you use the debit card.
Name -(-
Social Security Number
Mailing Address (D
City, State, ZIP
Daytime Phone Number
Order addltonal cards (ootionall.
3S2
ID #
'1,-) - j' jC f,)& Is this//anew address? c3 Yes �o
Email Address 4 PIPSSP_j-I �G (1.( 0_1 Q • CO 11L
A BenefitsWorkshop Debit Card will be ordered in the employee's name only. A card can be ordered for your
spouseldependents for a $5.00 handling fee. This fee will be deducted from your account balance. By providing
the requested information, you are authorizing BenefitsWorkshop to deduct this fee from your account. Individual
cards are not required to access the account.
Name SS# ❑ spouse ❑ child
Name SS# ❑ spouse ❑ child
I hereby agree on behalf of myself, my spouse (if any) and any eligible dependents that:
• My eligible dependents (if any) and I will only use the Town of Gulf Stream HRA debit card to pay for medical
expenses as defined by the Plan for myself, my spouse (if any) or dependents (if any).
• My dependents and I will not use the debit card or seek reimbursement from the HRA for any medical expense
that has been reimbursed or that is reimbursible by any other plan.
• I will obtain sufficient documentation (including invoices and/or receipts showing the date of service, the nature
of the services and the amount paid) required by the IRS for any expense paid with the debit card.
• I will submit such documentation to the Town's HRA administrator within ten (10) days of the date the debit card
was used.
• I understand that the ability to use the debit card may be suspended for failure to submit documentation in a
timely mea rr, and I may be required to repay any undocumented or ineligible expenses.
Participant Signature Date '
Entry Receipt
Receipt of New Hire Entries
Below Is a list of confirmed New Hires.
New Hire Entries for: Town of Gulf Stream
Date: 4/2/2013 11:22:50 AM
Page 1 of 1
geho—
Table of Contents _R-1 Forms
L
SSN
Name
Hire Date
Birth
Work
Address
City
State
Zip
Country
Date
State
•••,•
Freda
03252013
03241959
FL
658 SW
Boynton
FL
33426
US
DeFosse
1 Court
Beach
Print I Fleinilshed
Please print a copy for your receipt.
Sm,, Us I prm.ev Derv.
Matralned by me Florida Department pr Revenue's Cbild Support Enticement Prpgram.
P.O. Baa 6500 - Tallalussee. FL - 32314-6500 - 6eee/Jwww.mMmblf.mm1deN
htti3s:Hnewhire.state.fl.us/fl-newhire/NewHireReceit)t.ast)x 4/2/2013
(DO NOT STAPLE)
UnitedHealthcare
Employee Enrollment Form
To speed the enrollment process, please be thorough and fill out all sections that apply.
Requested Effective Date of Coverage/Date of Change S" / / / /3
Group Name/Policy Number
Date of Hire
PositionRtle
Hours Worked per
Salary $ Required only if Life, STD, or LTD
Plan based on salary
Reason for Application
11New Groupp Plan
eNew Hire
❑ Life Event/Date
❑ Annual
❑ Status Change
Open
❑ Dependent Add/Delete
Enrollment
❑ Change Name/Address
❑ Late
❑ Waiving Coverage
Enrollee
❑ Termination
Stat
❑ Other
Language preference, 'd not English
Employee Type
(Check all that apply)
WActive ❑ COBRA ❑ State Continuation
Start dt _/ j
End dt--/ —1
❑ Hourly o Salary
o Union ❑ Non -Union ❑ Retired
❑ Other
If you are waiving all coverage, please complete sections A and F.
Las a
First Name
MI
Social Security NNuftr
Home/Cell Phone %1810 )3G/
15
}
Work Phones S
Address
Apt #
'ty
Stat
Zip ode
Language preference, 'd not English
^' L
/the
Date of Birt
Sex
Heigh j
Weight
Used tobacco in last
Em I dress
/ /
❑ M F
�#
12 months? ❑ Yes pQNo
cOy2
Mar• al Status Physician* (First & Last Name)/ ID # Primary Care Dentist** (First & Last Name)/ ID #
Ingle ❑ Married
❑ Divorced ❑ Widowed
• 1 List All Enrolling (Attach sheet If necessary)
Last Name First Name MI
Sex
Relationship*"
Birthdate
Height
Weight
Physician* (Name/[D#)
Tobacco
Social Security Number
Primary Care Dentist** Name/ID#
Used
Spouse
ci Yes
— —
F
❑ No
M
Dependent
❑ Yes
— —
F
❑ No
M
Dependent
❑ Yes
— —
F
❑ No
M
Dependent
❑ Yes
— —
F
❑ No
M
Dependent
❑ Yes
F
ii No
*Important: For UnitedHealthcare products requiring you to choose a Primary Care Physician, you must use the UnitedHeafthcare directory of
providers to choose a Primary Care Physician for yourself and each of your covered dependents. **Please see employer representative as
some dental plans require a Primary Care Dentist (PCD) selection. ***For court ordered dependent, legal documentation must be attached. If
dependent does not reside with eligible employee, please provide address an a separate sheet.
Coverage Provided by "UnitedHealthcare and Affiliates":
UnitedHealthcare Insurance Company or UnitedHealthcare of Florida, Inc. or Neighborhood Health Partnership, Inc.
Dental coverage provided by UnitedHealthcare Insurance or UnitedHealthcare of Florida, Inc. or Neighborhood Health Partnership, Inc.
Life, Short -Term Disability (STD), Long -Term Disability (LTD) Insurance coverage provided by UnitedHealthcare Insurance Company or Unimerica
Insurance Company
Vision coverage provided by UnitedHealthcare Insurance Company or Unimerica Insurance Company
Sa.EE.10.FL 07/10 213-2184 1/11
Page t of 3
C
Employee Name
Please check the box for each coverage you or your dependents are enrolling in.
If your employer offers a choice of plans, Indicate which plan you are selecting. Indicate the dollar amount
selected for the Life and Accidental Death & Dismemberment (AD&D), Supplemental Life, Short -Term Disability
IRTM and I nnn-Term nicnhilihi 11 Tm nlane nanafit nffarinne oro danandant ,mnn amnlnvar mlartinn
.-•-„ -.._ --. .-....
Person Medical
_._.._....i .-• .. r........
Dental
........ ..... ...y.....
Vision
Basic Life/AD&D
I Supp Life/AD&D
Employee
Spouse ❑
Dependent ❑
❑
❑
13
❑
❑$
$
❑ $
❑ $
❑ $
❑ $
13
❑
Person STD
STD Buy Up
LTD
LTD Buy U
Dependent Name:
Employee ❑ $
❑ $
❑ $
❑ $
Dependent Name:
Life Insurance Beneficiary's Full Name and Address
Relationship
'I
This section must be completed to receive credit for prior medical coverage.
Within the last 12 months, have you, your spouse, or your dependents had any other medical coverage?
❑ NO f KES (if yes, please complete this (section.)
Prior medical carrier name ��� �� Effective dateLii1 End date) /�a
Prior coverage type: dr>`mployee ❑ Spouse ❑ ChIld(ren) ❑ Family
This section must be completed. (Attach sheet if
On the day this coverage begins, will you, your spouse or any of your dependents be covered under any other medical health plan or policy,
including another UnitedHealthcare plan or Medicare? ❑ YES (continue completing this section) p RO (skip the rest of this section)
Name of other carrier
Other Group Medical Coverage Information
(only list those covered by other plan)
Type
(B/S/F)'
Effective Date
MM/DD/YY
End Date
MM/DD/YY
Name and date of birth of policyholder
for other coverage
Employee:
Spouse Name:
Dependent Name:
Dependent Name:
Dependent Name:
*B.Enter'B' when this dependent is covered under both you and your spouse's insurance plan (married)
S. Enter'S' if you are the parent awarded custody of this dependent and no other individual is required to pay for this dependent's medical expenses.
F. Enter 'P if this dependent is covered by another individual (not a member of your household) required to pay for this dependent's medical expenses.
Medicare — Employee Information: If enrolled in Medicare, please attach a copy of your Medicare ID card.
❑ Enrolled in Part A: Effective Date ❑ Ineligible for Part A* ❑ Not Enrolled In Part A (chose not to enroll)*'
Li Enrolled in Part B: Effective Date ❑ Ineligible for Part B* ❑ Not Enrolled in Part B (chose not to enroll)*'
❑ Enrolled in Part D: Effective Date ❑ Ineligible for Part D* ❑ Not Enrolled in Part D (chose not to enroll)**
Reason for Medicare eligibility: ❑ Over 65 ❑ Kidney Disease ❑ Disabled ❑ Disabled but actively at work
Are you receiving Social Security Disability Insurance (SSDI)? ❑ YES ❑ NO Start Date
Medicare — Spouse/Dependent Name:
❑ Enrolled in Part A: Effective Date ❑ Ineligible for Part A' if Not Enrolled in Part A (chose not to enroll)**
❑ Enrolled in Part B: Effective Date ❑ Ineligible for Part B* ❑ Not Enrolled in Part B (chose not to enroll)**
❑ Enrolled in Part D: Effective Date ❑ Ineligible for Part D* ❑ Not Enrolled in Part D (chose not to enroll)**
Reason for Medicare eligibility: ❑ Over 65 ❑ Kidney Disease ❑ Disabled ❑ Disabled but actively at work
*Only check "Ineligible" if you have received documentation from your Social Security benefits that indicate that you are not eligible for Medicare.
** If you are eligible for Medicare on a primary basis (Medicare pays before benefits under the group policy), you should enroll in and maintain
coverage under Medicare Part A, Part B, and/or Part D as applicable.
Page 2 of 3
if waiving coverage
I authorize UnftedHealthcare Insurance Company and its affiliates ('UnitedHealthcare and Affiliates') to obtain,
use and disclose my medical, claim or benefit records, including any individually identifiable health information contained in these records. I
understand these records may contain information created by other persons or entitles (including health care providers) as well as information
regarding the use of drug, alcohol, mental health (other than psychotherapy notes), sexually transmitted disease and reproductive health
services. I authorize any health care provider, pharmacy benefit manager, other insurer or reinsurer, hospital, clinic or other medical facility,
health care clearinghouse, and any of their affiliates, representatives or business associates, to disclose my information to UnitedHealthcare
and Affiliates. I understand the purpose of the disclosure and use of my information is to allow UnitedHealthcare and Affiliates to make
decisions regarding underwriting and premium risk rating. I understand this authorization is voluntary and I may refuse to sign the
authorization. My refusal may, however, affect my ability to enroll in the health plan or receive benefits, if permitted by law. I understand I may
revoke this authorization at any time by notifying my UnitedHealthcare and Affiliates representative in writing, except to the extent that action
has already been taken in reliance on this authorization. As required by HIPAA, UnitedHealthcare and Affiliates also request that I acknowledge
the following, which I do: I understand that information I authorize a person or entity to obtain and use may be re -disclosed and no longer
protected by federal privacy regulations. This authorization, unless revoked earlier, expires 30 months after the date it is signed.
I understand that I am completing a joint life and health application and that each response must be complete and accurate. I (we) request the
Indicated group medical coverage for myself and, if the plan provides, for my dependents. I authorize any required premium contributions to
be deducted from earnings. I (we) have not given the agent or any other persons any health information not Included on the application. I (we)
understand that UnitedHealthcare and Affiliates is not bound by any statements I (we) have made to any agent or to any other persons, if
those statements are not written or printed on this application and any attachments. I have a continuing obligation to report changes in health
status (e.g. received medical advice, diagnosis, care or treatment) after I sign the enrollment form and before receipt of my Identification card.
UnitedHealthcare is only seeking to collect information about the current health status of those persons listed on the application. You should
not include any genetic information. Please do not include any family medical history information or any Information related to genetic
services or genetic diseases for which you believe you or your dependents may be at risk.
Please maintain a copy of this authorization for your records.
Any person who knowingly and with intent to Injure, defraud or deceive any insurer, files a statement of claim or an application containing any
false, Incomplete or misleading information is guilty of a felony of the third degree.
NOTE: Responding to this question is optional and is not required. Data collected in this section will be used only to help communicate with
enrollees and inform them of specific programs to enhance their well-being. This information will not be used in the eligibility process.
1. Race, check all that apply: ❑ White ❑ Black, African-American ❑ American Indian/Alaska Native ❑ Asian
❑ Native Hawalian/Paciffc Islander ❑ Other Race, please specify
2. Are you of Hispanic or Latino origin? ❑ Yes ❑ No
Page 3 of 3
Declining coverage due to existence of other coverage:
I understand that by waiving coverage at this time, I will
I decline all coverage for:
Spouse's Employer's Plan ❑Individual Plan
not be allowed to participate unless I qualify at a special
o Myself
13 Covered by Medicare ❑ Medicaid
enrollment period or as a late enrollee, if applicable, or at
❑S Pouse
13 COBRA from Prior Employer iiVA Eligibility
11 Tri -Care
the next open enrollment period. i also understand that
❑ Dependent Children
p
❑ Myself and all dependents
❑ Iwer
have no other coverage at this time
g
Pre-existing Imitations may apply as explained in the
Rights and Responsibilities brochure which I have
13 Other
received with this form.
if waiving coverage
I authorize UnftedHealthcare Insurance Company and its affiliates ('UnitedHealthcare and Affiliates') to obtain,
use and disclose my medical, claim or benefit records, including any individually identifiable health information contained in these records. I
understand these records may contain information created by other persons or entitles (including health care providers) as well as information
regarding the use of drug, alcohol, mental health (other than psychotherapy notes), sexually transmitted disease and reproductive health
services. I authorize any health care provider, pharmacy benefit manager, other insurer or reinsurer, hospital, clinic or other medical facility,
health care clearinghouse, and any of their affiliates, representatives or business associates, to disclose my information to UnitedHealthcare
and Affiliates. I understand the purpose of the disclosure and use of my information is to allow UnitedHealthcare and Affiliates to make
decisions regarding underwriting and premium risk rating. I understand this authorization is voluntary and I may refuse to sign the
authorization. My refusal may, however, affect my ability to enroll in the health plan or receive benefits, if permitted by law. I understand I may
revoke this authorization at any time by notifying my UnitedHealthcare and Affiliates representative in writing, except to the extent that action
has already been taken in reliance on this authorization. As required by HIPAA, UnitedHealthcare and Affiliates also request that I acknowledge
the following, which I do: I understand that information I authorize a person or entity to obtain and use may be re -disclosed and no longer
protected by federal privacy regulations. This authorization, unless revoked earlier, expires 30 months after the date it is signed.
I understand that I am completing a joint life and health application and that each response must be complete and accurate. I (we) request the
Indicated group medical coverage for myself and, if the plan provides, for my dependents. I authorize any required premium contributions to
be deducted from earnings. I (we) have not given the agent or any other persons any health information not Included on the application. I (we)
understand that UnitedHealthcare and Affiliates is not bound by any statements I (we) have made to any agent or to any other persons, if
those statements are not written or printed on this application and any attachments. I have a continuing obligation to report changes in health
status (e.g. received medical advice, diagnosis, care or treatment) after I sign the enrollment form and before receipt of my Identification card.
UnitedHealthcare is only seeking to collect information about the current health status of those persons listed on the application. You should
not include any genetic information. Please do not include any family medical history information or any Information related to genetic
services or genetic diseases for which you believe you or your dependents may be at risk.
Please maintain a copy of this authorization for your records.
Any person who knowingly and with intent to Injure, defraud or deceive any insurer, files a statement of claim or an application containing any
false, Incomplete or misleading information is guilty of a felony of the third degree.
NOTE: Responding to this question is optional and is not required. Data collected in this section will be used only to help communicate with
enrollees and inform them of specific programs to enhance their well-being. This information will not be used in the eligibility process.
1. Race, check all that apply: ❑ White ❑ Black, African-American ❑ American Indian/Alaska Native ❑ Asian
❑ Native Hawalian/Paciffc Islander ❑ Other Race, please specify
2. Are you of Hispanic or Latino origin? ❑ Yes ❑ No
Page 3 of 3
HUMANA.
Specialty Benefits
Benefits Enrollment Form
TOWN OF GULF STREAM
Please complete the following informab "'
VI Vision
Social Security No.
Last Name
first
Middle
Date -of Birth
►
Employee + Family
❑
Home Address 3
Home Phone
Gender
City
h
5 to
�i
ZIP C -de
Bflness Phone
Facility Number
nc�tnx
oyr'E)tguble Deprtdgnts Tt1re Ta6egat#ed
First MI Last
Facility Number
Sex
Birth Date
Spouse:
M ❑ F ❑
M❑ F❑
Child:
M❑ F❑
Child:
M❑ F❑
Child:
M❑ F❑
Child:
M❑ F❑
Child:
M❑ F❑
Child:
Effective Date:
Plan Code:
Group Number
Your E-mail Address
Agent Number
VS6730
.4S}: (IIF('h 1 OIR
(11010 .
VI Vision
Employee Only
Employee One
Employee + Child(ren)
F1
Employee + Family
❑
1 wish to enroll in the plan indicated above as offered through my employer. l understand that this is a minimum one(]) year contract 1 hereby authorize
my employer to deduct all applicable contribution amounts from my salary orother compensation for the plan year, and for figure renewal period(s). I
understand that such contribution tate is subject: to change on the anniversary date ofthe plan.
I hereby represent that
alllii�nffirmtaattion ffiuniisshedd by me hereon is true and complete to the best of my laawledge.
th
Signature: X . Air ,f 4l sC.-4Cn eL* Date: 4 I01,3
MetLife
Metropolitan Life Insurance Company, New York, NY
ENROLLMENT• CHANGE FORM
GROUP CUSTOMER INFORMATION (To be Completed by the Recordkeeper)
Name of Group Customer/Employer
TOWN OF GULF STREAM
Group Customer #
05721403
Division Class
Dept Code
Date of Hire M /DD
c20 2')�
Coverage Effecti a Dat (MWDDNYYY)
��0 t�
Original COBRA Effective Date if applicable (MMIDDNYYY)
COBRA Termination Date if applicable (MM/DDNYYY)
YOUR ENROLLMENT INFORMATION (To be Completed by the Employee in blue or black ink)
Name (First, M' dle, Last)
F0
Social Security #
�%
❑ Male �ingle
f � . 55�—
(—% —
Female u Married
Addr�$(Stree�ity, State, �p�de) r� �n `� �
-1
Date of Birth
MM/DD/YYYY)
5 � �
a�
1
® Employee Job Title::
n
Hours W rked Per Week:
❑ Retiree � 1 Nv - % r\ S
°1%
New Enrollment ❑ Change in Enrollment ❑ COBRA Continuation If due to a Qualifying Event, enter date (MM/DD/YYYY)
I have read my enrollment materials and I request coverage for the benefits for which I am or may become eligible. I understand the amounts
of Insurance I request must comply with and are limited by the plan design described in my enrollment materials.
Dental Insurance
Select your level of coverage
bM Employee Only
ff Employee + Spouse
❑ Employee +Child(ren)
❑ Employee + Spouse + Child(ren)
Dependent Information
If you are applying for coverage for your Spouse and/or Child(ren), please provide the Information requested below:
Name of your Spouse (First, Middle, Last) Date of Birth (MM/DD/YYYY)
❑ Male ❑ Female
Name(s) of your Child(ren) (First, Middle, Last) Date of Birth (MM/DD/YYYY)
❑ Male ❑ Female
❑ Male ❑ Female
❑ Male ❑ Female
❑ Male ❑ Female
❑ Check here If you need more lines. Provide the additional information on a separate piece of paper and return it with your enrollment form.
GEF02-1
ADM
SUBMISSION INSTRUCTIONS
After completion, make a copy for your records and return the original to
MetLife Administration, P.O. Box 14593, Lexington, KY 40512-4593
Fax MetLife at 1-888-505-7446
Page 1 of 3 EF-XDP201S-NW (01/11)
FRAUD WARNINGS..,,.:'
Before signing this enrollment form, please read the warning for the state where you reside and for the state where the insurance policy under which you are
applying for coverage was issued.
Arkansas, District of Columbia, Louisiana, Massachusetts, New Mexico, Ohio, Rhode Island and West Virginia: Any person who knowingly presents
a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may
be subject to fines and confinement in prison.
Colorado: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purpose of defrauding or
attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of
an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of
defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to
the Colorado Division of Insurance within the Department of Regulatory Agencies.
Florida: A person who knowingly and with intent to injure, defraud or deceive any insurance company files a statement of claim or an application containing
false, incomplete or misleading information is guilty of a felony of the third degree.
Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files an application containing any materially false
information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.
Maine, Tennessee, Virginia and Washington: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for
the purposes of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.
Maryland: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and willfully
presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
New Jersey: Any person who files an application containing any false or misleading information is subject to criminal and civil penalties.
New York: [only applies to Accident and Health Benefits (AD&D/Disability/Dental)]: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of
misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to civil penalty
not to exceed five thousand dollars and the stated value of the claim for each violation.
Oklahoma: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an
insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Oregon and Vermont: Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject
to penalties under state law.
Puerto Rico: Any person who knowingly and with the intention to defraud includes false information in an application for insurance or files, assists or abets
in the filing of a fraudulent claim to obtain payment of a loss or other benefit, or files more than one claim for the same loss or damage, commits a felony and
if found guilty shall be punished for each violation with a fine of no less than five thousand dollars ($5,000), not to exceed ten thousand dollars ($10,000); or
imprisoned for a fixed term of three (3) years, or both. If aggravating circumstances exist, the fixed jail term may be increased to a maximum of five (5)
years; and if mitigating circumstances are present, the jail term may be reduced to a minimum of two (2) years.
Pennsylvania and all other states: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact
material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
GEF09-1
Page 2 of 3 EF-XDP201S-NW (01/11)
DECLARATIONS AND SIGNATURE
By signing below, I acknowledge:
1. 1 have read this enrollment form and declare that all information I have given is true and complete to the best of my knowledge and belief.
2. 1 declare that I am actively at work on the date I am enrolling.
3. 1 understand that if I do not enroll for dental coverage during the initial enrollment period, a waiting period may be required before I can enroll for such
coverage after the initial enrollment period has expired.
4. 1 authorize my employer to deduct the required contributions from my earnings for my coverage. This authorization applies to such coverage until I rescind
it in writing.
5. 1 affirmatively decline coverage for any benefits for which I am eligible which I do not request on this enrollment form.
6. 1 have read the applicable Fraud Waming(s) provided in this enrollment form.
GEF09-1
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Signature of Employee Print Name Date Sfgned (MMIDD/YYYY)
Page 3 of 3 EF-XDP201S-NW (01/11)
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U n d e r w r i t t e n b y F o r t D e a r b o r n L i f e I n s u r a n c e
E n r o l l m e n t a n d C h a n g e F o r m
A d m i n i s t r a t i v e O f f i c e s : D o w n e r s G r o v e , I l l i n o i s I D a l l a s , T e x a s
Q I M e w E n r o l l m e n t Q' C h a n g e Q' O p e n E n r o l l m e n t Q' C O B R A Q' R e t i r e e
E m p l o y e r / E m p l o y e e S e c t i o n
E n r o l l m e n t f o r m s m u s t b e s u b m i t t e d d i r e c t l y t o D e a
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1 0 L o n g - T e r m D i s a b i l i t y ( L T D )
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