HomeMy Public PortalAboutORD11305 BILL NO. 89-106
SPONSORED BY COUNCILMAN MASON
ORDINANCE NO. Z13 err
AN ORDINANCE OF THE CITY OF JEFFERSON, MISSOURI, AUTHORIZING THE
MAYOR AND CITY CLERK TO EXECUTE AN AGREEMENT WITH DON SCHNIEDERS
EXCAVATING COMPANY, INC. , FOR THE 1989 KNIGHT VALLEY-CIMARRON
STORMWATER DETENTION PROJECT.
BE IT ENACTED BY THE COUNCIL OF THE CITY OF JEFFERSON, MISSOURI,
AS FOLLOWS:
Section 1. The Mayor and City Clerk are hereby authorized and
directed to execute an agreement with Don Schnieders Excavating
Company, Inc. , for the 1989 Knight Valley-Cimarron Stormwater
Detention Project for a sum not to exceed $67, 144.00.
Section 2. The agreement shall be substantially the same in
form and content as that agreement attached hereto as Exhibit A.
Section 3 . This Ordinance shall be in full force and effect
from and after the date of its passage and app oval.
® Passed ,, l�T/S�� Approved
esid' Officer or
ATTEST:
City Clerk
® CITY 07 J$PPBRSON
CONSTRUCTION CONTRRCT
THIS CONTRACT, made and entered into this day of
_, 199, by and between Don Sahni®der® Excavating
Com any, Inc. , here Wafter called "Contractor", and the City of
Jefferson, Missouri, a municipal corporation, hereinafter called
"City".
WITNESSETH: That Whereas, the Contractor has become the lowest
responsible bidder for furnishing the supervision, labor, tools,
equipment, materials and supplies and for constructing the
following City improvements: 111989 Knight Valley-Cimarron
Stormwater Detention Project".
NOW THEREFORE, the parties to this contract agree to the following:
1. Manner and time for Commotion. The Contractor agrees
with the City to furnish all supervision, labor, tools, equipment,
materials and supplies necessary to perform, and to perform, said
work at Contractor's own expense in accordance with the contract
documents and any applicable City ordinances and state and federal
laws, within forty-five (45) working days from the date Contractor
is ordered to proceed, which order shall be issued by the Director
of Public Works within ten (10) days after the date of this
contract.
2. Prevailing Wages.. All labor utilized in the construction
of the aforementioned improvements shall be paid a wage of no less
than the "prevailing hourly rate of wages" for work of a similar
character in this locality, as established by Department of Labor
and Industrial Relations of the State of Missouri, and as
established by the Federal Employment Standards of the Department
of Labor. Contractor acknowledges that Contractor knows the
prevailing hourly rate of wages for this project because Contractor
has obtained the prevailing hourly rate of wages from the contents
of Special Wage Determination No. 89-026-0100 in which the rate of
wages is set forth. The Contractor further agrees that Contractor
will keep an accurate record showing the names and occupations of
all workmen employed in connection with the work to be performed
under the terms of this contract. The record shall show the actual
wages paid to the workmen in connection with the work to be
performed under the terms of this contract. A copy of the record
shall be delivered to the Director of Public Works each week. In
accordance with Section 290.250 RSMo, Contractor shall forfeit to
the City Ten Dollars ($10.00) for each workman employed, for each
calendar day or portion thereof that the workman is paid less than
the stipulated rates for any work done under this contract, by the
Contractor or any subcontractor under the Contractor.
3. ineurance. Contractor shall procure and maintain at its
• own expense during the life of this contract:
(a) Workmen's Compensation Ineurance for all of its employees
® to be engaged in work under this contract.
(b) contractor's Publ ig Liability Insurance in an amount not
less than $1,000,000 for all claims arising out of a single
occurrence and $100, 000 for any one person in a single accident or
occurrence, except for those claims governed by the provisions of
the Missouri workmen's Compensation Law, Chapter 287, RSMo. , and
Contractor's Property Damage Insurance in an amount not less than
$1,000,000 for all claims arising out of a single accident or
occurrence and $100,000 for any one person in a single accident or
occurrence.
(c) Automobile Liability Insurance in an amount not less than
d $1,000,000 for all claims arising out of a single accident or
occurrence and $100, 000 for any one person in a single accident or
occurrence.
(d) Owner's Protective Liability Insurance - The Contractor
shall also obtain at its own expense and deliver to the City an
owner's Protective Liability Insurance Policy naming the City of
Jefferson as the insured, in an amount not less than $1, 000, 000 for
CjW all claims arising out of a single accident or occurrence and
$100,000 for any one person in a single accident or occurrence,
except for those claims governed by the provisions of the Missouri
Workmen's Compensation Law, Chapter 287, RSMo. No policy will be
accepted which excludes liability for damage to underground
structures or by reason of blasting., explosion or collapse.
(e) Subcontracts - In case any or all of this work is sublet,
the Contractor shall require the Subcontractor to procure and
maintain all insurance required in Subparagraphs (a) , (b) , and (c)
hereof and in like amounts.
(f) Scope of Insurance and Special Hazard. The insurance
required under sub-paragraphs (b) and (c) hereof shall provide
adequate protection for the Contractor and its subcontractors,
respectively, against damage claims which may arise from operations
under this contract, whether such operations be by the insured or
by anyone directly or indirectly employed by it, and also against
any special hazards which may be encountered in the performance of
this contract.
NOTES Paragraph (f) is construed to tequire the procurement of
Contractor's protective insurance (or contingent public liability
and contingent property damage policies) by a general contractor
whose subcontractor has employees working on the project, unless
the general public liability and property damage policy (or rider
attached thereto) of the general contractor provides adequate
protection against claims arising from operations by anyone
directly or indirectly employed by the Contractor.
4. gontract wa Reagongibil ty for Subcontractors. It is
further agreed that Contractor shall be as fully responsible to
the City for the acts and omissions of its subcontractors, and of
persons either directly or indirectly employed by them, as
Contractor is for the acts and omissions of persons it directly
employs. Contractor shall cause appropriate provisions to be
inserted in all subcontracts relating to this work, to bind all
subcontractors to Contractor by all the terms herein setforth,
insofar as applicable to the work of subcontractors and to give
Contractor the same power regarding termination of any subcontract
as the City may exercise over Contractor under any provisions of
this contract. Nothing contained in this contract shall create any
contractual relations between any subcontractor and the City or
between any subcontractors.
S. Ligmidgted Damages, The Director of Public Works m ay ,
at his discretion, deduct $100.00 from any amount otherwise due
under this contract for every day Contractor fails or refuses to
prosecute the work, or any separable part thereof, with such
diligence as will insure the completion by the time above
specified, or any extension thereof, or fails to complete the work
by such time, as long as the City does not terminate the right of
Contractor to proceed. It is further provided that Contractor
shall not be charged with liquidated damages because of delays in
the completion of the work due to unforeseeable causes beyond
Contractor's control and without fault or negligence on
Contractor's part or the part of its agents.
6. Termination. The City reserves the right to terminate
this contract by giving at least five (5) days prior written notice
to the Contractor, without prejudice to any other rights or
remedies of the City should the Contractor be adjudged a bankrupt,
or if Contractor should make a general assignment for the benefit
of its creditors, or if a receiver should be appointed for
Contractor or for any of its property, or if Contractor should
persistently or repeatedly refuse or fail to supply enough properly
skilled workmen or proper material, or if Contractor should refuse
or fail to make prompt payment to any person supplying labor or
materials for the work under the contract, or persistently
disregard instructions of the City or fail to observe or perform
any provisions of the contract.
7. City'e Right to Paroceed. In the event this contract is
terminated pursuant to Paragraph 6, then the City may take over
the work and prosecute the same to completion, by contract or
otherwise, and Contractor and its sureties shall be liable to the
City for any costs over the amount of this contract thereby
occasioned by the City. In any such case the City may take
possession of, and utilize in completing the work, such materials,
appliances and structures as may be on the work site and are
necessary for completion of the work. The foregoing provisions are
in addition to, and not in limitation of, the rights of the City
under any other provisions of the contract, city ordinances, and
state and federal laws.
8. Znqemnity, The Contractor agrees to defend, indemnify,
and save the City harmless from and against all claims, suits and
actions of every description, brought against the City and from
all damage and costs by reason or on account of any injuries or
damages received or sustained by any person or persons, or their
property, by Contractor, its servants, agents or subcontractors in
the construction of said work, or by any negligence or carelessness
in the performance of the same, or on account of any act or
omission of Contractor, its servants, agents, or subcontractors,
or arising out of the award of this contract to Contractor.
9. Payment for Labor and Materials. The Contractor agrees
and binds itself to pay for all labor done, and for all the
materials used in the construction of the work to be completed
pursuant to this contract. Contractor shall furnish to the City
a bond to insure the payment of all materials and labor used in
the performance of this contract.
10. PaMont, The City hereby agrees to pay the Contractor
the work done pursuant to this contract according to the payment
schedule setforth in the Contract Documents upon acceptance of said
work by the Director of Public Works and in accordance with the
rates and/or amounts stated in the bid of Contractor dated
September 7, 1989, which are by reference made a part hereof. No
partial payment to the Contractor shall operate as approval or
acceptance of work done or materials furnished hereunder.
11. Contract Documents. The contract documents shall consist
of the following:
a. This Contract e. General Conditions
b. Addenda f. Special Provisions
c. Notice to Contractors g. Technical Specifications
d. Signed Copy of Bid h. Drawings and/or sketches
This contract and the other documents enumerated in this
paragraph, form the Contract between the parties. These documents
are as fully a part of the contract as if attached hereto or
repeated herein. i
12. Nondiscrimination, The Contractor agrees in the
performance of this contract not to discriminate on the ground or
because of race, creed, color, national origin or ancestry, sex,
religion, handicap, age, or political opinion or affiliation,
against any employee of Contractor or applicant for employment and
shall include a similar provision in all subcontracts let or
awarded hereunder.
13. Notices. All notices required to be in writing may be
given by first class mail addressed to the City of Jefferson, 320
East McCarty, Jefferson City, Missouri 65101, and Contractor at
1309 Fairgrounds Road, Jefferson City, Missouri 65109. The date
of delivery of any notice shall be the second full day after the
day of its mailing.
® 14. Jurisdiction. This agreement and every question arising
hereunder shall be interpreted according to the laws and statutes
of the State of Missouri.
15. IN TESTIMONY MMREOF, the parties have hereunto set their
hands and seals this 1gth day of ntPmbPr ,
19 Rq
CITY OF JEFFERSON, MISSOURI
By
r
ATTEST:
YL
Deputy CITV CLERK
CO xT cT R
By.
Title
ATTES
i
1. y ./Q
f
COMMERCIAL INSURANCE
PROTECTION
HEART of AMERICA FIRE and CASUALTY COMPANY
215 WEST PERSHING ROAD, P.O. BOX 419333
KANSAS CITY, MO 64141-6333
THIS POLICY CONSISTS OF:
- DECLARATIONS
-COMMON POLICY CONDITIONS
- ONE OR MORE COVERAGE PARTS. A COVERAGE PART CONSISTS OF:
• ONE OR MORE COVERAGE FORMS
•APPLICABLE FORMS AND ENDORSEMENTS
HAI 0001(Ed.6.87)
SCHEDULE OF APPLICABLE FORMS AND ENDORSEMENTS
Policy Number: CLP 2 60 01 35
Effective Date: September 19, 1989
Form Number(Ed. Date): Form Title:
CD 0000 (11/85) Common Policy Declarations
GU 266 (11/85) Calculation of Premium
GU 276a (11/85) Nuclear Energy Liability Endorsement
CL 152 (11/85) Owners & Contractors Protective Liab Cov Part
CL 102 (11/85) Owners & Contractors Protective Liab Cov Form
CL 405 (5/86) Amendment of Pollution Exclusion
IL 9000(12187)
GU 266
(11.85)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
IL 00 03 11 85
CALCULATION OF PREMIUM
This endorsement modifies insurance provided under the following:
BOILER AND MACHINERY COVERAGE PART
BUSINESS AUTO COVERAGE PART
COMMERCIAL CRIME COVERAGE PART
COMMERCIAL GENERAL LIABILITY COVERAGE PART
COMMERCIAL INLAND MARINE COVERAGE PART
COMMERCIAL PROPERTY COVERAGE PART
FARM COVERAGE PART
LIQUOR LIABILITY COVERAGE PART
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART
POLLUTION LIABILITY COVERAGE PART
PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
RAILROAD PROTECTIVE LIABILITY COVERAGE PART
SPECIAL PROTECTIVE AND HIGHWAY LIABILITY POLICY—NEW YORK
The following is added:
The premium shown in the Declarations was computed based on rates in effect at the time the policy was issued.On
each renewal, continuation, or anniversary of the effective date of this policy, we will compute the premium in
accordance with our rates and rules then in effect.
Copyright, Insurance Services Office, Inc„ 1983
Copyright, ISO Commercial Risk Services, Inc., 1983
GU 276a
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
IL 00 21 1185
AIL
NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT (Broad Form)
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS POLICY
COMMERCIAL AUTO COVERAGE PART
COMMERCIAL GENERAL LIABILITY COVERAGE PART
FARM COVERAGE PART
PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
LIQUOR LIABILITY COVERAGE PART
POLLUTION LIABILITY COVERAGE PART
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART
RAILROAD PROTECTIVE LIABILITY COVERAGE PART
SPECIAL PROTECTIVE AND HIGHWAY LIABILITY POLICY NEW YORK DEPARTMENT OF TRANSPORTATION
1. The insurance does not apply: (1) The"nuclear material"(a)is at any"nuclear
A. Under any Liability Coverage, to bodily injury' facility" owned by, or operated by or on be-
half of, an "insured" or (b) has been dis-
charged or dispersed therefroin;
(1) With respect to which an "insured" under (2) The "nuclear material" is contained in
the policy is also an insured under a nuclear "spent fuel" or "waste" at any time
energy liability policy issued by Nuclear En- possessed, handled, used, processed,
ergy Liability Insurance Association, Mutual stored, transported or disposed of by or on
Atomic Energy Liability Underwriters, Nu- behalf of an "insured"; or
clear Insurance Association of Canada or
any of their successors, or would be an in- (3) The "bodily injury" or "property damage"
sured under any such policy but for its ter- arises out of the furnishing by an "insured"
mination upon exhaustion of its limit of lia- of services, materials, parts or equipment in
bility; or connection with the planning,construction,
(2) Resulting from the "hazardous properties" maintenance, operation or use of any"nu-
clear facility , but if such facility is located
which (a) any person or organization is re- within the United States of America, its ter-
quired to maintain financial protection pur- ritoriesorpossessionsorCanada,thisexclu-
suant to the Atomic Energy Act of 1954, or sion (3) applies only to property damage"
to such "nuclear facility" and any property
any law amendatory thereof, or (b) the "in-
sured" is,or had this policy not been issued thereat.
would be, entitled to indemnity from the 2. As used in this endorsement:
United States of America, or any agency "Hazardous properties" include radioactive, toxic or
thereof, under any agreement entered into explosive properties;
by the United States of America, or any
agency thereof,with any person or organiza- "Nuclear material"means"source material", "Spe-
tion. cial nuclear material" or "by-product material";
"Source material", "special nuclear material", and
B. Under any Medical Payments coverage, to ex- "by-product material" have the meanings given
penses incurred with respect to "bodily injury" them in the Atomic Energy Act of 1954 or in any law
resulting from the "hazardous properties" of amendatory thereof;
"nuclear material" and arising out of the opera- "Spent fuel"means any fuel element or fuel compo-
tion of a "nuclear facility" by any person or nent,solid or liquid,which has been used or exposed
organization. to radiation in a "nuclear reactor";
e C. Under any Liability Coverage, to "bodily injury" "Waste" means any waste material (a) containing
or "property damage" resulting from the "haz- "by-product material" other than the tailings or
ardous properties" of "nuclear material", if: wastes produced by the extraction or concentration
(over)
`�".�'• Copyright, Insurance Services Office, Inc., 1983, 1984
of uranium or thorium from any ore processed pri- premises where s..ch equipment or device is
marily for its "source material" content, and (b) located consists cf or contains more than 25
resulting from the operation by any person or organi- grams of pl•.►tonium or uranium 233 or any com-
zation of any "nuclear facility" included under the bination thereof, ar more than 250 grams of
first two paragraphs of the definition of "nuclear uranium 235;
facility". (d) Any structure, basin, excavation, premises or
"Nuclear facility" means: place prepared or used for the storage or dis.
(a) Any "nuclear reactor"; posal of "waste";
(b) Any equipment or device designed or used for and includes the site on wh;-1 h any of the foref oin};
(1) separating the isotopes of uranium or plu- located, all operations conducted on such site anc
tonium, (2) processing or utilizing"spent fuel", all premises us(-.,d for such operations;
or (3) handling, processing or packaging "Nuclear reactor" means any apparatus designed cr
"waste"; used to sustain nuclear fission in a self-supporting
(c) Any equipment or device used for the process- chain reaction or to contain a critical mass of fis-
ing, fabricating or alloying of "special nuclear sionable material;
material" if at any time the total amount of such "Property damage" includes all forms of radioactive
material in the custody of the "insured" at the contamination of property.
Aft
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART
DECLARATIONS
Policy No. CLP 2 60 01 35 Effective Date: September 19, 1989,**
12:01 A.M., Standard Time
DESIGNATION OF CONTRACTOR
Designation of Contractor and Mailing Address
Don Scheiders Excavating Co. , Inc.
Don and Ruth Ann Schneiders
1309 Fairground Road
Jefferson City, MO 65101
LOCATION OF COVERED OPERATIONS
1989 Knight Valley — Cimarron Storm Water Detention Project
LIMITS OF INSURANCE
Aggregate Limit $1000,000
Each Occurrence Limit $ 100,000
BUSINESS DESCRIPTION
Form of Business:
❑ Individual ❑ Joint Venture ❑ Partnership ® Organization (Other than Partnership or Joint Venture)
Business Description*:
PREMIUM
Rate per
Classification Code No. Premium Basis $1000 of Cost Advance Premium
c)cost $
Construction Operations 16292 c)67144 2.204 148
owner (not railroads)
excluding operations
onboard ships
Total Advance Premium $ 148
FORMS AND ENDORSEMENTS (other than applicable Forms and Endorsements shown elsewhere in the policy)
Forms and Endorsements applying to this Coverage Part and made part of this policy at time of issue:
See IL 9000 (12/87)
*Information omitted if shown elsewhere in the policy. **Inclusion of date optional.
THESE DECLARATIONS ARE PART OF THE POLICY DECLARATIONS CONTAINING THE NAME OF THE INSURED AND THE POLICY PERIOD.
CL 152 (Ed. 11.85) Includes copyrighted material of Insurance Services Office, Inc„ with its permission. Copyright, Insurance Services Office, Inc., 1984
CL 102
CG 00 09 1185
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM
COVERAGE FOR OPERATIONS OF DESIGNATED CONTRACTOR
Various provisions of this policy restrict coverage. Read the entire policy carefully to determine rights,duties and what is
and is not covered,
Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words
"we", "us" and "our" refer to the Company providing this insurance.
The word "insured" means any person or organization qualifying as such under SECTION II—WHO IS AN INSURED,
Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION V—DEFINITIONS.
SECTION I—COVERAGES or intended from the standpoint of the insured.
BODILY INJURY AND PROPERTY DAMAGE LIABILITY This exclusion does not apply to "bodily injury"
resulting from the use of reasonable force to
1. Insuring Agreement. protect persons or property.
a. We will paythose sums that the insured becomes b. "Bodily injury" or "property damage" for which
legally obligated to pay as damages because of the insured is obligated to pay damages by rea-
"bodily, injury" or "property damage" to which son of the assumption of liability in a contract or
this insurance applies. No other obligation or agreement. This exclusion does not apply to
liabi lity to pay sums or perform acts or services is liability for damages:
covered unless explicitly provided for under
SUPPLEMENTARY PAYMENTS. This insurance (1) Assumed in a contract or agreement that is
applies only to "bodily injury" and "property an "insured contract"; or
damage"which occurs during the policy period. (2) That the insured would have in the absence
The "bodily injury" or "property damage" must of the contract or agreement.
be caused by an "occurrence" and arise out of: c. "Bodily injury"or"property damage"which oc-
(1) Operations performed for you by the curs after the earliest of the following times:
"contractor"at the location specified in the (1) When all "work" on the project (other than
Declarations; or service, maintenance or repairs) to be per-
(2) Your acts or omissions in connection with formed for you by the "contractor" at the
the general supervision of such operations. site of the covered operations has been com-
We will have the right and duty to defend any pleted; or
"suit" seeking those damages. But: (2) When that portion of the "contractor's"
(1) The amount we will pay for damages is lim- "work", out of which the injury or damage
ited as described in SECTION III—LIMITS arises, has been put to its intended use by
OF INSURANCE; any person or organization. This exclusion
does not apply to any contractor or sub-
(2) We may investigate and settle any claim or contractor working directly or indirectly for
It at our discretion; and the "contractor" or as part of the same
(3) Our right and duty to defend end when we project.
have used up the applicable limit of insur- d. "Bodily injury"or"property damage"arising out
ance in the payment of judgments or settle- of your, or your employees' acts or omissions
ments. other than general supervision of "work" per-
b. Damages because of "bodily injury" include formed for you by the "contractor".
damages claimed by any person or organization e. Any obligation of the insured under a workers
for care, loss of services or death resulting at any compensation, disability benefits or unemploy-
time from the bodily injury". ment compensation law or any similar law.
c. "Property damage"that is loss of use of tangible L "Bodily injury" to:
property that is not physically injured shall be
deemed to occur at the time of the"occurrence" (1) An employee of the insured arising out of
that caused it, and in the course of his employment by the
2. Exclusions.
insured;
(2) The spouse, child, parent, brother, or sister
This insurance does not apply to: of that employee as a consequence of (1)
a. "Bodily injury" or"property damage" expected above.
0,
Copyright Insurance Services Offices, Inc., 1984
This exclusion applies: (2) Any loss, cost, or expense arising out of any
(1) Whether the insured may be liable as an governmental direction or request that you
employer or in any other capacity; and test for, monitor, clean up, remove, contain,
(2) To any obligation to share damages with or treat, detoxify or neutralize the pollutants,
repay someone else who must pay damages Pollutants means any solid, liquid, gaseous or
because of the injury. thermal irritant or contaminant, including
smoke,vapor, soot,fumes,acids,alkalis, chem-
This exclusion does not apply to liability as- icals and waste. Waste includes materials to be
sumed by the insured under an "insured con- recycled, reconditioned or reclaimed.
tract .
g. "Property damage" to: k. "Property damage" to "Impaired property" or
property that has not been physically injured,
(1) Property you own, rent, or occupy; arising out of:
(2) Property loaned to you; (1) A defect, deficiency, inadequacy or dan-
(3) Personal property in your care, custody or gerous condition in "work" performed for
control; or you by the "contractor"; or
(4) "Work" performed for you by the "con- (2) A delay or failure by you or anyone acting on
tractor". your behalf to perform a contract or agree-
h. "Bodily injury"or"property damage"due to war, ment in accordance with its terms,
whether or not declared, or any act or condition This exclusion does not apply to the loss of use of
incident to war. War includes civil war, insurrec- other property arising out of sudden and acci-
tion, rebellion or revolution. This exclusion ap- dental physical injury to "work" performed for
plies only to liability assumed under: you by the "contractor".
(1) An "insured contract"; or SUPPLEMENTARY PAYMENTS
(2) Expenses for first aid. We will pay, with respect to any claim or "suit" we de-
fend:
I. "Bodily injury"or"property damage"arising out
of the use of "mobile equipment" in, or while in 1. All expenses we incur.
practice or preparation for,a prearranged racing, 2. Up to$250 for cost of bail bonds required because of
speed or demolition contest or in any stunting accidents or traffic law violations arising out of the
activity. use of any vehicle to which this insurance applies.
j. (1) "Bodily injury" or "property damage" aris- We do not have to furnish these bonds.
ing out of the actbal, alleged or threatened 3. The costs of-bonds to release attachments, but only
discharge, dispersal, release or escape of for bond amounts within the applicable limit of in-
pollutants. surance. We do not have to furnish these bonds.
(a) at or from premises you own, rent or 4. All reasonable expenses incurred by the insured at
occupy; our request to assist us in the investigation or de-
b) at or from any site or location used by or fense of the claim or "suit", including actual loss of
for you or others for handling, storage,
earnings up to $100 a day because of time off from
work.
disposal, processing or treatment of
waste; 5. All costs taxed against the insured in the "suit".
(c) which are at any time transported, han- 6. Pre-judgement interest awarded against the insured
dled, stored, treated, disposed of, or on that part of the judgment we pay. If we make an
processed as waste by or for you or any offer to pay the applicable limit of insurance, we will
person or organization for whom you not pay any pre-judgment interest based on that
may be legally responsible; or period of time after the offer.
(d) at or from any site or location on which 7. All interest on the full amount of any judgment that
you or any contractors or subcontractors accrues after entry of the judgment and before we
working directly or indirectly on your have paid, offered to pay, or deposited in court the
behalf or performing operations: part of the judgment that is within the applicable
limit of insurance.
(i) if the pollutants are brought on or to
the site or location in connection 8. Expenses incurred by the insured for first aid to
with such operations; or others at the time of an accident, for "bodily injury"
to which this insurance applies.
(ii) if the operations are to test for,
monitor,cleanup, remove,contain, These payments will not reduce the limits of insurance.treat, detoxify or neutralize the pol-
SECTION II—WHO IS AN INSURED
lutants. 1. If you are designated in the Declarations as:
2
a. An individual,you and your spouse are insureds. period for purposes of determining the Limits of Insur-
b. A partnership or joint venture, you are an in- ance.
sured. Your members, your partners, and their SECTION IV—CONDITIONS
spouses are also insureds, but only with respect
to their duties as partners or members of a joint 1• Bankruptcy.
venture. Bankruptcy or insolvency of the insured will not re-
v. An organization other than a partnership or joint lieve us of our obligation under this Coverage Part.
venture, you are an insured. Your executive of- 2. Cancellation.
ficers and directors are insureds, but only with
respect to their duties as your officers or direc- a. The first Named Insured shown in the Declara-
tory. Your stockholders are also insureds, but tions may cancel this policy by mailing or deliv-
only with respect to their liability as stock- ering to us advance written notice of cancella-
holders. ticn.
2. Each of the following is also an insured: b. We may cancel this policy by mailing or deliver-
a. Any person (other than your employee) or any ing to the first Named Insured and the "con-
organization while acting as your real estate tractor written notice of cancellation at least:
manager. (1) 10 days before the effective date of can-
cellation if we cancel for non-payment of
b. Any person ororganization having propertempo- premium; or
rary custody of your property if you die, but only:
(1) With respect to liability arising out of the (2) 30 days before the effective date of can-
maintenance or use of that property; and cellation if we cancel for any other reason.
(2) Until your legal representative has been ap- c. We will mail or deliver our notices to the first
pointed. Named Insured's and the "contractor's" last
c. Your legal representative if you die, but only with mailing address known to us.
respect to duties as such. That representative d. Notice of cancellation will state the effective
will have all rights and duties under this Cover- date of cancellation. The policy period will end
age Part. on that date.
No person or organization is an insured with respect e. If this policy is cancelled, we will send the
to the conduct of any current or past partnership or "contractor" any premium refund due. If we
joint venture that is not shown as a Named Insured in cancel, the refund will be pro rata. If the first
the Declarations. Named Insured or the "contractor"cancels, the
SECTION III—LIMITS OF INSURANCE refund may be less than pro rata. The cancella-
tion will be effective even if we have not made or
1. The Limits of Insurance shown in the Declarations offered a refund.
and the rules below fix the most we will pay re- f. If notice is mailed, proof of mailing will be suffi-
gardless of the number of: cient proof of notice.
a. Insureds; 3. Changes.
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or bring- This policy contains all the agreements between you,
ing "suits". the "contractor" and us concerning the insurance
afforded.The first Named Insured shown in the Dec-
2. The Aggregate Limit is the most we will pay for the larations and the "contractor" are authorized to
sum of damages because of all "bodily injury" and make changes in the terms of this policy with our
"property damage". consent. This policy's terms can be amended or
3. Subject to 2. above, the Each Occurrence Limit is waived only by endorsement issued by us and made a
the most we will pay for the sum of damages because part of this policy.
of"bodily injury"and "property damage"arising out 4, Duties In The Event Of Occurrence,Claim Or Suit.
of any one "occurrence". a. You must see to it that we are notified promptly
If you designate more than one project in the Declara- of an "occurrence"which may result in a claim.
tions, the Aggregate Limit shall apply separately to each Notice should include:
project. (1) How, when and where the "occurrence"
The limits of this Coverage Part apply separately to each took place; and
consecutive annual period and to any remaining period of
• less than 12 months, starting with the beginning of the (2) The names and addresses of any injured
policy period shown in the Declarations, unless the pol-
icy period is extended after issuance for an additional b. If a claim is made or "suit" is brought against
period of less than 12 months. In that case, the addi- any insured, you must see to it that we receive
tional period will be deemed part of the last preceding prompt written notice of the claim or "suit".
3
c. You and any other involved insured must: applicable limit of insurance. An agreed settlement
(1) Immediately send us copies of any de- means a settlement and release of liability signed by
mands, notices, summonses or legal papers us, the insured and the claimant or the claimant's
received in connection with the claim or legal representative.
"suit"; 8. Other Insurance.
(2) Authorize us to obtain records and other The insurance afforded by this Coverage Part is pri-
information; mary insurance and we will not seek contribution
(3) Cooperate with us in the investigation, set- from any other insurance available to you unless the
tlement, or defense of the claim or "suit"; other insurance is provided by a "contractor" other
and than the designated"contractor"for the same opera-
(4) Assist us, upon our request, in the enforce- tion and job location designated in the Declarations.
ment of any right against any person or orga- Then we will share with that other insurance by the
nization which may be liable to the insured method described below.
because of injury or damage to which this If all of the other insurance permits contribution by
insurance may also apply. equal shares, we will follow this method also. Under
this approach, each insurer contributes equal
d. No insureds will,except attheirown cost,volun- amounts until it has paid its applicable limit of insur-
tarily make a payment, assume any obligation, ance or none of the foss remains, whichever comes
or incur any expense without our consent. first.
S. Examination Of Your Books And Records. If any of the other insurance does not permit contri-
We may examine and audit your books and records as bution by equal shares, we will contribute by limits.
well as the "contractor's" books and records as they Under this method, each insurer's share is based on
relate to this policy at any time during the policy the ratio of its applicable limit of insurance to the
period and up to three years afterward. total applicable limits of insurance of all insurers.
6. inspections And Surveys. 9. Premiums.
We have the right but are not obligated to: The "contractor":
a. Make inspections and surveys at any time; a. Is responsible for the payment of all premiums;
b. Give you reports on the conditions we find; and and
c. Recommend changes. b. Will be the payee for any return premiums we
Any inspections, surveys, reports or recommend- pay
ations relate onlyto insurabilityand the premiums to 10. Premium Audit.
be charged. We do not make safety inspections. We a. We will compute all premiums for this Coverage
do not undertake to perform the duty of any person or Part in accordance with our rules and rates.
organization to provide for the health or safety of b. Premium shown in this Coverage Part as ad-
workers or the public. And we do not warrant that vance premium isa deposit premium only.Atthe
conditions: close of each audit period we will compute the
a. Are safe or healthful; or earned premium for that period. Audit pre-
b. Comply with laws, regulations, codes or stan- miums are due and payable on notice to the
dards. "contractor". If the sum of the advance and
This condition applies not only to us, but also to any audit premiums paid for the policy term is
rating, advisory, rate service or similar organization greater than the earned premium, we will return the excess to the "contractor".
which makes insurance inspections, surveys, re-
ports or recommendations. e. The"contractor" must keep records of the infor-
mation we need for premium computation, and
7. Legal Action Against Us. send us copies at such times as we may request.
No person or organization has a right under this 11. Separation Of Insureds.
Coverage Part:
a. To join us as a party or otherwise bring us into a Except with respect to the Limits of Insurance, and
"suit" asking for damages from an insured; or any rights or duties specifically assigned in this Cov-
b. To sue us on this Coverage Part unless all of its
erage Part to the first Named Insured,this insurance
applies:
terms have been fully complied with. a. As if each Named Insured were the only Named
A person or organization may sue us to recover on an Insured; and
agreed settlement or on a Tinal judgment against an b, Separately to each insured against whom claim
insured obtained after an actual trial; but we will not
be liable for damages that are not payable under the is made or "suit" is brought.
terms of this Coverage Part or that are in excess of the 12. Transfer Of Rights Of Recovery Against Others To Us.
4
r
If the insured has rights to recover all or part of any tained primarily to provide mobility to perma-
payment we have made under this Coverage Part nently mounted:
those rights are transferred to us. The insured must (1) Power cranes, shovels, loaders, diggers or
do nothing after loss to impair them. At our request, drills; or
the insured will bring "suit" or transfer those rights
to us and help us to enforce them. (2) Road construction or resurfacing equipment
such as graders, scrapers or rollers;
SECTION V—DEFINITIONS
1. "Auto" means a land motor vehicle, trailer or semi- e. Vehicles not described in a., b., c. or d. above
trailer designed for travel on public roads, including that are not self-propelled and are maintained
any attached machinery or equipment. But "auto" primarily to provide mobility to permanently at-
does not include "mobile equipment". tached equipment of the following types:
(1) Air compressors, pumps and generators, in-
2. "Bodily injury" means bodily injury, sickness or dis- eluding spraying, welding, building clean-
ease sustained by a person, including death result- ing, geophysical exploration, lighting and
ing from any of these at any time.
well servicing equipment; or
3. "Contractor"means the contractor designated in the (2) Cherry pickers and similar devices used to
Declarations. raise or lower workers;
4. "Impaired property" means tangible property, other f. Vehicles not described in a., b., c. or d. above
than work performed for you, that cannot be used or maintained primarily for purposes other than the
is less useful because: transportation of persons or cargo.
a. It incorporates work performed for you that is However,self-propelled vehicles with the follow-
known or thought to be defective, deficient, in-
ing types of permanently attached equipment
adequate or dangerous; or are not "mobile equipment" but will be consid-
b. You have failed to fulfill the terms of a contractor ered "autos":
agreement; (1) Equipment designed primarily for:
if such property can be restored to use by: (a) Snow removal;
a. The repair, replacement, adjustment or removal (b) Road maintenance, but not construc-
of the work performed for you; or tion or resurfacing;
b. Your fulfilling the terms of the contract or agree- (c) Street cleaning;
ment.
5. "Insured contract" means: (2) Cherry pickers and similar devices mounted
on automobile or truck chassis and used to
a. A lease of premises; raise or lower workers; and
b. A sidetrack agreement; (3) Air compressors, pumps and generators, in-
c. An easement or license agreement in connection eluding spraying, welding, building clean-
with vehicle or pedestrian private railroad cross- ing, geophysical exploration, lighting and
ings at grade; well servicing equipment.
d. Any other easement agreement, except in con- 7• "Occurrence"means an accident, including contin-
nection with construction or demolition opera- uous or repeated exposure to substantially the same
tions on or within 50 feet of a railroad; general harmful conditions.
e. An indemnification of a municipalityas required 8. "Property damage" means:
byordinance,except in connection with work for a. Physical injury to tangible property,includingall
a municipality; resulting loss of use of that property; or
f. An elevator maintenance agreement. b. Loss of use of tangible property that is not phys-
6. "Mobile equipment" means any of the following ically injured.
types of land vehicles, including any attached ma- 9. "Suit" means a civil proceeding, brought in the
chinery or equipment: United States of America (including its territories
a. Bulldozers, farm machinery, forklifts and other and possessions), Puerto Rico and Canada, in which
vehicles designed for use principally off public damages because of "bodily injury" or "property
roads; damage"to which this insurance applies are alleged.
b. Vehicles maintained for use solely on or next to "Suit" includes an arbitration proceeding alleging such damages to which you must submit or submit
premises you own or rent; with our consent.
c. Vehicles that travel on crawler treads; 10. "Work" includes materials, parts or equipment fur-
d. Vehicles, whether self-propelled or not, main- nished in connection with the operations.
5
CL 102
CG 00 09 1185 (11.85)
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM
COVERAGE FOR OPERATIONS OF DESIGNATED CONTRACTOR
Various provisions of this policy restrict coverage. Read the entire policy carefully to determine rights,duties and what is
and is not covered.
Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words
"we", "us" and "our" refer to the Company providing this insurance.
The word "insured" means any person or organization qualifying as such under SECTION II—WHO IS AN INSURED.
Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION V—DEFINITIONS.
SECTION I—COVERAGES or intended from the standpoint of the insured.
BODILY INJURY AND PROPERTY DAMAGE LIABILITY This exclusion does not apply to "bodily injury"
1. insuring Agreement. resulting from the use of reasonable force to
B g . protect persons or property.
a. We will pay those sums that the insured becomes b. "Bodily injury"or "property damage"for which
legally obligated to pay as damages because of the insured is obligated to pay damages by rea-
"bodily injury" or "property damage" to which son of the assumption of liability in a contract or
this insurance applies. No other obligation or agreement. This exclusion does not apply to
liabilityto paysumsor perform acts or services is liability for damages:
covered unless explicitly provided for under
(1) Assumed in a contract or agreement that is
SUPPLEMENTARY PAYMENTS. This insurance
applies only to "bodily injury" and "property an "insured contract"; or
damage"which occurs during the policy period. (2) That the insured would have in the absence
The "bodily injury" or "property damage" must of the contract or agreement.
be caused by an "occurrence" and arise out of: c. "Bodily injury"or "property damage"which oc-
(1) Operations performed for you by the curs after the earliest of the following times:
"contractor"at the location specified in the (1) When all "work" on the project (other than
Declarations; or service, maintenance or repairs) to be per-
(2) Your acts or omissions in connection with formed for you by the "contractor" at the
the general supervision of such operations. site of the covered operations has been com-
We will have the right and duty to defend any pleted; or
"suit" seeking those damages. But: (2) When that portion of the "contractor's"
(1) The amount we will pay for damages is lim- "work", out of which the injury or damage
ited as described in SECTION III—LIMITS arises, has been put to its intended use by
OF INSURANCE; any person or organization. This exclusion
(2) We may investigate and settle any claim or does not apply to any contractor or sub-
contractor working directly or indirectly for
"suit" at our discretion; and the "contractor" or as part of the same
(3) Our right and duty to defend end when we project.
have used up the applicable limit of insur- d. "Bodily injury"or"property damage"arisingout
ante in the payment of judgments or settle- of your, or your employees' acts or omissions
ments, other than general supervision of "work" per-
b. Damages because of "bodily injury" include formed for you by the "contractor".
damages claimed by any person or organization e. Any obligation of the insured under a workers
for care,loss of services or death resulting at any compensation, disability enefits or unem to
time from the "bodily injury". p y p y
ment compensation law or any similar law.
c. "Property damage"that is loss of use of tangible f. "Bodily injury" to:
property that is not physically injured shall be
deemed to occur at the time of the"occurrence" (1) An employee of the insured arising out of
that caused it. and in the course of his employment by the
insured;
2. Exclusions.
This insurance does not apply to: (2) The spouse, child, parent, brother, or sister
of that employee as a consequence of (1)
a. "Bodily injury" or"property damage" expected above.
DAMIEN Q1
Copyright Insurance Services Offices, Inc., 1984
This exclusion applies: (2) Any loss, cost, or expense arising out of any
(1) Whether the insured may be liable as an governmental direction or request that you
employer or in any other capacity; and test for, monitor, clean up, remove, contain,
treat, detoxify or neutralize the pollutants.
(2) To any obligation to share damages with or Pollutants means any solid, liquid, gaseous or
repay someone else who must pay damages thermal irritant or contaminant, including
because of the injury, smoke,vapor,soot,fumes, acids,alkalis, chem-
This exclusion does not apply to liability as- icals and waste. Waste includes materials to be
sumed by the insured under an "insured con- recycled, reconditioned or reclaimed.
tract". y
k. "Property damage" to "impaired property" or
g. "Property damage" to: property that has not been physically injured,
(1) Property you own, rent, or occupy; arising out of:
(2) Property loaned to you; (1) A defect, deficiency, inadequacy or dan-
(3) Personal property in your care, custody or gerous condition in "work" performed for
control; or you by the "contractor"; or
(4) "Work" performed for you by the "con- (2) A delay or failure by you or anyone acting on
tractor".. your behalf to perform a contract or agree-
ment in accordance with its terms.
h. "Bodily injury"or"property damage"due to war,
whether or not declared, or any act or condition This exclusion does not applyto the loss of use of
incident to war.War includes civil war, insurrec- other property arising out of sudden and acci-
tion, rebellion or revolution. This exclusion ap- dental physical injury to "work" performed for
plies only to liability assumed under: you by the "contractor".
(1) An "insured contract"; or SUPPLEMENTARY PAYMENTS
(2) Expenses for first aid. We will pay, with respect to any claim or "suit" we de-
fend:
L "Bodily injury"or"property damage"arisingout 1. All expenses we incur.
of the use of"mobile equipment"in, or while in
practice or preparation for,a prearranged racing, 2. Up to$250 for cost of bail bonds required because of
speed or demolition contest or in any stunting accidents or traffic law violations arising out of the
activity. use of any vehicle to which this insurance applies.
j. (1) "Bodily injury" or "property damage" aris-
We do not have to furnish these bonds.
ing out of the actual, alleged or threatened 3. The costs of-bonds to release attachments, but only
discharge, dispersal, release or escape of for bond amounts within the applicable limit of in-
pollutants: surance. We do not have to furnish these bonds.
(a) at or from premises you own, rent or 4. All reasonable expenses incurred by the insured at
occupy; our request to assist us in the investigation or de-
b) at or from any site or location used by or fense of the claim or "suit", including actual loss of
for you or others for handling, storage, earnings up to $100 a day because of time off from
disposal, processing or treatment of
work.
waste; 5. All costs taxed against the insured in the "suit".
(c) which are at any time transported, han- 6. Pre-judgement interest awarded against the insured
dled, stored, treated, disposed of, or on that part of the judgment we pay. If we make an
processed as waste by or for you or any offer to pay the applicable limit of insurance,we will
person or organization for whom you riot pay any pre-judgment interest based on that
may be legally responsible; or period of time after the offer.
(d) at or from any site or location on which 7. All interest on the full amount of any judgment that
you or any contractors or subcontractors accrues after entry of the judgment and before we
working directly or indirectly on your have paid, offered to pay, or deposited in court the
behalf or performing operations: part of the judgment that is within the applicable
limit of insurance.
(i) if the pollutants are,brought on or to 8. Expenses incurred by the insured for first aid to
the site or location in connection others at the time of an accident, for"bodily injury"
with such operations; or to which this insurance applies.
(ii) if the operations are to test for, These payments will not reduce the limits of insurance.
monitor,clean up, remove,contain,
treat, detoxify or neutralize the pol- SECTION II--WHO IS AN INSURED
lutants. 1. If you are designated in the Declarations as:
2
a. An individual, you and your spouse are insureds. period for purposes of determining the Limits of Insur-
b. A partnership or joint venture, you are an in- ante.
sured. Your members, your partners, and their SECTION IV—CONDITIONS
spouses are also insureds, but only with respect
to their duties as partners or members of a joint 1. Bankruptcy.
venture. Bankruptcy or insolvency of the insured will not re-
v. An organization other than a partnership or joint lieve us of our obligation under this Coverage Part.
venture, you are an insured. Your executive of- 2. Cancellation.
ficers and directors are insureds, but only with
respect to their duties as your officers or direc- a. The first Named Insured shown in the Declara-
tors. Your stockholders are also insureds, but tions may cancel this policy by mailing or deliv-
only with respect to their liability as stock- eying to us advance written notice of cancella-
holders. ticn.
2. Each of the following is also an insured: b. We may cancel this policy by mailing or deliver-
ing to the first Named Insured and the "con-
organization while acting as your real estate s. Any person (other than your employee) or any tractor" written notice of cancellation at least:
manager. (1) 10 days before the effective date of can-
b. Any person or organization having proper tempo- cellation if we cancel for non-payment of
rary custody of your property if you die, but only: premium; or
(1) With respect to liability arising out of the (2) 30 days before the effective date of can-
maintenance or use of that property; and cellation if we cancel for any other reason.
(2) Until your legal representative has been ap- c. We will mail or deliver our notices to the first
pointed. Named Insured's and the "contractor's" last
c. Your legal representative if you die, but only with mailing address known to us.
respect to duties as such. That representative d. Notice of cancellation will state the effective
will have all rights and duties under this Cover- date of cancellation. The policy period will end
age Part. on that date.
No person or organization is an insured with respect e. If this policy is cancelled, we will send the
to the conduct of any current or past partnership or "contractor" any premium refund due. If we
joint venture that is not shown as a Named Insured in cancel, the refund will be pro rata. If the first
the Declarations. Named Insured or the"contractor"cancels, the
SECTION III—LIMITS OF INSURANCE refund may be less than pro rata. The cancella-
tion will be effective even if we have not made or
1. The Limits of Insurance shown in the Declarations offered a refund.
and the rules below fix the most we will pay re-
gardless of the number of: f. If notice is mailed, proof of mailing will be suffi-
cient proof of notice.
a. Insureds; 3. Changes.
b. Claims made or "suits" brought; or
C. Persons or organizations making claims or bring- This policy contains all the agreements between you,
ing "suits", the "contractor" and us concerning the insurance
afforded.The first Named Insured shown in the Dec-
2. The Aggregate Limit is the most we will pay for the larations and the "contractor" are authorized to
sum of damages because of all "bodily injury" and make changes in the terms of this policy with our
"property damage". consent. This policy's terms can be amended or
3. Subject to 2. above, the Each Occurrence Limit is waived only byendorsement issued by usand made a
the most we will pay for the sum of damages because part of this policy.
of"bodily injury"and"property damage"arising out 4. Duties In The Event Of Occurrence, Claim Or Suit.
of any one "occurrence".
a. You must see to it that we are notified promptly
.if you designate more than one project in the Declara- of an "occurrence"which may result in a claim.
tions, the Aggregate Limit shall apply separately to each Notice should include:
project. (1) How, when and where the "occurrence"
The limits of this Coverage Part apply separately to each took place; and
consecutive annual period and to any remaining period of (2) The names and addresses of any injured
less than 12 months, starting with the beginning of the persons and witnesses.
policy period shown in the Declarations, unless the pol-
icy period is extended after issuance for an additional b. If a claim is made or "suit" is brought against
period of less than 12 months. In that case, the addi- any insured, you must see to it that we receive
tional period will be deemed part of the last preceding prompt written notice of the claim or "suit".
3
c. You and any other involved insured must: applicable limit of insurance. An agreed settlement
(1) Immediately send us copies of any de- means a settlement and release of liability signed by
mands, notices,summonses or legal papers us, the insured and the claimant or the claimant's
received in connection with the claim or legal representative.
"suit"; 8. Other Insurance.
(2) Authorize us to obtain records and other The insurance afforded by this Coverage Part is pri-
information; mary insurance and we will not seek contribution
(3) Cooperate with us in the investigation, set- from any other insurance available to you unless the
tlement, or defense of the claim or "suit"; other insurance is provided by a "contractor" other
and than the designated"contractor"for the same opera-
(4) Assist us, upon our request, in the enforce- tion and job location designated in the Declarations.
ment of an y right ri a Then we will share with that other insurance by the
against any person or orga-
nization which may be liable to the insured method described below.
because of injury or damage to which this If all of the other insurance permits contribution by
insurance may also apply. equal shares, we will follow this method also. Under
d. No insureds will,except at their own cost,volun- this approach, each insurer contributes equal
tarily make a payment, assume any obligation, amounts until it has paid its applicable limit of insur-
ance or none of the loss remains, whichever comes
or incur any expense without our consent, first.
5. Examination Of Your Books And Records. If any of the other insurance does not permit contri-
We may examine and audit your books and records as bution by equal shares, we will contribute by limits.
well as the"contractor's" books and records as they Under this method, each insurer's share is based on
relate to this policy at any time during the policy the ratio of its applicable limit of insurance to the
period and up to three years afterward. total applicable limits of insurance of all insurers.
6. Inspecti-ons And Surveys. 9. Premiums.
We have the right but are not obligated to: The "contractor":
a. Make inspections and surveys at any time; a. Is responsible for the payment of all premiums;
b. Give you reports on the conditions we find; and and
c. Recommend changes. b. Will be the payee for any return premiums we
Any inspections, surveys, reports or recommend- pay.
ations relate only to insurability and the premiums to 10. Premium Audit.
be charged. We do not make safety inspections. We a. We will compute all premiums for this Coverage
do not undertake to perform the duty of any person or Part in accordance with our rules and rates,
organization to provide for the health or safety of b. Premium shown in this Coverage Part as ad-
workers or the public. And we do not warrant that vance premium is a deposit premium only.Atthe
conditions: close of each audit period we will compute the
a. Are safe or healthful; or earned premium for that period. Audit pre-
b. Comply with laws, regulations, codes or stan- miums are due and payable on notice to the
dards. "contractor". If the sum of the advance and
This condition applies not only to us, but also to any audit premiums paid for the policy term is
rating, advisory, rate service or similar organization greater than the earned premium,we will return
which makes insurance inspections, surveys, re-
the excess to the "contractor".
ports or recommendations. c. The"contractor"must keep records of the infor-
7. Legal Action Against Us.
mation we need for premium computation, and
send us copies at such times as we may request.
No person or organization has a right under this 11. Separation Of Insureds.
Coverage Part:
a. To join us as a party or otherwise bring us into a Except with respect to the Limits of Insurance, and
"suit" asking for damages from an insured; or any rights or duties specifically assigned in this Cov-
rage Part to the first Named Insured,this insurance
e
b. To sue us on this Coverage Part unless all of its applies:
terms have been fully complied with. a. As if each Named Insured were the only Named
A person or organization may sue us to recover on an Insured; and
agreed settlement or on a final judgment against an
insured obtained after an actual trial; but we will not b. Separately to each insured against whom claim
be liable for damages that are not payable under the is made or "suit" is brought.
terms of this Coverage Part or that are in excess of the 12. Transfer Of Rights Of Recovery Against Others To Us.
4
If the insured has rights to recover all or part of any tained primarily to provide mobility to perma-
payment we have made under this Coverage Part nently mounted:
those rights are transferred to us. The insured must (1) Power cranes, shovels, loaders, diggers or
do nothing after loss to impair them. At our request, drills; or
the insured will bring "suit" or transfer those rights
Aft to us and help us to enforce them. (2) Road construction or resurfacing equipment
SECTION V—DEFINITIONS
such as graders, scrapers or rollers;
1. "Auto" means a land motor vehicle, trailer or semi- e. Vehicles not described in a., b., c. or d. above
trailer designed for travel on public roads, including that are not self-propelled and are maintained
any attached machinery or equipment. But "auto" primarily to provide mobility to permanently at-
does not include "mobile equipment" tached equipment of the following types:
g. "Bodily injury" means bodily injury, sickness or dis- (1) Air compressors, pumps and generators, in-
cluding spraying, welding, building clean-
ease sustained by a person, including death result- ing, geophysical exploration, lighting and
ing from any of these at any time. well servicing equipment; or
3. "Contractor"means the contractor designated in the (2) Cherry pickers and similar devices used to
Declarations. raise or lower workers;
4. "Impaired property" means tangible property, other f. Vehicles not described in a., b., c. or d. above
than work performed for you, that cannot be used or maintained primarily for purposes otherthan the
is less useful because: transportation of persons or cargo.
a. It incorporates work performed for you that is However,self-propelled vehicles with the follow-
known or thought to be defective, deficient, in- ing types of permanently attached equipment
adequate or dangerous; or are not "mobile equipment" but will be consid-
b. You have failed to fulfill the terms of a contract or ered "autos":
agreement; (1) Equipment designed primarily for:
if such property can be restored to use by:
(a) Snow removal;
a. The repair, replacement, adjustment or removal (b) Road maintenance, but not construc-
of the work performed for you; or
tion or resurfacing;
b. Your fulfilling the terms of the contract or agree- (c) Street cleaning;
ment.
5. "Insured contract" means: (2) Cherry pickers and similar devices mounted
i on automobile or truck chassis and used to
a. A lease of premises; raise or lower workers; and
b. A sidetrack agreement; (3) Air compressors, pumps and generators, in-
c. An easement or license agreement in connection cluding spraying, welding, building clean-
with vehicle or pedestrian private railroad cross- ing, geophysical exploration, lighting and
ings at grade; well servicing equipment.
d. Any other easement agreement, except in con- 7• "Occurrence" means an accident, including contin-
nection with construction or demolition opera- uous or repeated exposure to substantially the same
tions on or within 50 feet of a railroad; general harmful conditions.
e. An indemnification of a municipalityas required 6• "Property damage" means:
by ordinance,except in connection with work for a. Physical injury to tangible property,includingall
a municipality; resulting loss of use of that property; or
C An elevator maintenance agreement. b. Loss of use of tangible property that is not phys-
6. "Mobile equipment" means any of the following ically injured.
types of land vehicles, including any attached ma- 9. "Suit" means a civil proceeding, brought in the
chinery or equipment: United States of America (including its territories
a. Bulldozers, farm machinery, forklifts and other and possessions), Puerto Rico and Canada, in which
vehicles designed for use principally off public damages because of "bodily injury" or "property
roads; damage"to which this insurance applies are alleged.
b. Vehicles maintained for use solely on or next to "Suit" includes an arbitration proceeding alleging
such damages to which you must submit or submit
premises you own or rent; with our consent.
c. Vehicles that travel on crawler treads; 10. "Work" includes materials, parts or equipment fur-
d. Vehicles, whether self-propelled or not, main- nished in connection with the operations.
5
CL 405
(5.86)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CG 28 40 05 86
AMENDMENT OF POLLUTION EXCLUSION
This endorsement modifies insurance provided under the following:
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART
The following is added to exclusion j. of COVERAGES (Section 1):
Subparagraphs (a) and (d)(i) of paragraph (1) of this exclusion do not apply to "bodily injury" or "property damage"
caused by heat, smoke or fumes from a hostile fire. As used in this exclusion, a hostile fire means one which becomes
uncontrollable or breaks out from where it was intended to be.
�` Copyright, insurance services office, Inc., 1986
. �. ,\ i, c 1. ii , . is r:•, � r i� ,. a
FIDELITY AND GUAR , SURANCE COMPANY
Ids o pit:
PERFORMANCE BOND
BOND NUMBER 70-0120-11108-89-0
~' KNOW ALL MEN BY THESE PRESENTS,That we, Don Schnieders ecu e
..............................•..•.Ex":•t'ii'iri'T'riplica e
Excavating Company, Inc., a Missouri corporation, 1309 Fairgrounds„Rd.,,,Jeffersgr},Ci M0.
... ..
(hereinafter called the Principal),and FIDELITY AND GUARANTY INSURANCE COMPANY,a Iowa corporation(hereinafter called the Surety), i
are held and firmly bound unto City of,,Jefferson City, ,320 East; Nc.gArt y,,.Jp,ff argon.Gity...............
MO. 65101
..............................................................................................................................
••••......•.••.•....•..•..•..••.•.•.....•..........•...•.....••..•......••.•...•....•......................•......•........••. 'tt:
(hereinafter called the Obligee),In the full and just sum of. Sixty—Seven Thousand One Hundred Forty,-F(?ur and
67 144.00
no/100
...........-..—. ”."..—.-..—.. .. .. .. .`....-.'.....`..—. -..—..—. ".� �. )..—.....— Dollars,
lawful)money of the United States,for the payment of which,well and truly to be made,we bind ourselves,our heirs,administrators,executors,
successors and assigns,jointly and severally,firmly by these presents.
N=
WHEREAS,said Principal has entered Into a certain contract with the Obligee ..... 19 1989 ,,,,,,,,,,,,,,,
for 1989 Knight Valley-Cimarron Stormwater Detention Project.
..............................................................................................................................
..............................................................................................................................
NOW,THEREFORE,The condition of the foregoing obligation is such that if the said Principal shall well and truly indemnity and save
harmless the said Obligee from any pecuniary loss revilting from the breach of any of the terms,covenants and conditions of the said contract
on the part of the Principal to be performed,then this obligation shall be void;otherwise to remain in full force and effect in law;PROVIDED,
however,that this Bond is issued subject to the following conditions and limitations:
1. The Obligee shall, in every case,obtain the written consent of the Surety before making to the Principal the final payment provided
for under the contract herein referred to.
2. In the event of any default on the part of the Principal In the performance of any of the terms, covenants or conditions of the said
contract,the Obligee shall promptly,and in any event not later than thirty days after knowledge of such default,deliver to the Surety
at its office in the City of Baltimore, written notice thereof with a statement of the principal facts showing such default and the date
thereof.
3. In case of any default on the part of the Principal the Surety shall have the right,if it so desires,to assume and complete,or procure
the completion,of said contract,and in case of such default,the Surety shall be subrogated and entitled to all the rights and properties
of the Principal arising out of the said contract and otherwise, including all securities and indemnities theretofore received by the
Obligee,and all deferred payments, retained percentages and credits, due to the Principal at the time of such default,or to become
due thereafter by the terms and dates of the contract.
4. In no event shall the Sure be liable for greater sum than the
Surety g penalty of this Bond,or subject to any suit,action or other proceeding
thereon that is Instituted later than .......
5. In no event shall the Surety be liable for any damage resulting from,or for the construction or repair of any work damaged or destroyed
by an act of God, or public enemies,or mobs,or riots, or civil commotion or by employes leaving the work being done under said
contract,on account of so-called"strikes"or labor difficulties.
6. The Surety shall not be obiligated to furnish any bond or obligation other than the one executed.
Signed,sealed and delivered ,September 19, 1989
DON
Witness as to SCHNIEDE.RS EXCAVATING COMPANY, INC. OW
.j ..• •.•... ...••...........• • •.• .�....• ••.•..(SOW)
Principal BY.:. �. (Seal)
j: ............................................ ..... .... FI ELITY AND G ARANTY INSURANCE CbMPANY (Seal)
• �A e Hammerschmidt, Attorney-lri-fact
convect SW(4.89)
i' iti is{°\, .r'! f;ikkv
CERTIFIED COPY
FGICGENERAL POWER OF ATTORNEY
NO. FGIC 133
KNOW ALL MEN BY THESE PRESENTS:
That FIDELITY AND GUARANTY INSURANCE COMPANY, a corporation organized and existing under the laws
of the State of Iowa, and having its principal office at 100 Light Street, Baltimore, Maryland 21202, does hereby constitute
and appoint Alice Hammerschmidt
of the City of St . Louis , State of Missouri
its true and lawful Attorney-in-Fact, with power and authority to sign its name as surety to,and to execute,seal,acknowledge
and deliver any and all bonds, undertakings, recognizances or other written obligations in the nature thereof; and the said
FIDELITY AND GUARANTY INSURANCE COMPANY hereby ratifies and confirms all of the acts of said Attorney-in-
fact, pursuant to these premises.
This appointment is made under and by authority of a by-law of the said FIDELITY AND GUAiRAi�ITi NSURANCE
COMPANY, a certified copy of which is hereto annexed and made a part of this Power of AttorrlPy.
IN WITNESS WHEREOF,the said FIDELITY AND GUARANTY IN����,,�����CE COMPANY has paused this instrument
to be sealed with its corporate seal, duly attested by the signature of its Nicel'�esident and Assistant Secretary, this 26th
day of February , 19 88 .
FIDELITY AND GUARANTY INSURANCE COMPANY
(Signed) By.' W. J . D . Somerville, Jr.
......................... ... .. ..........
A 8 s is
Vice-President,
(SEAL) (Signed) ..Michael P . Hmmond
......................a.....................
Assistant Secretary.
STATE OF MARYLAND
BALTIMORE CITY ss:
On this 26th day of February ,19 88, before me personally came
W. J. D. Somerville, Jr. Ass t ., Vice President of FIDELITY AND GUARANTY
INSURANCE COMPANY and Michael P . Hammond , Assistant
Secretary of said Corporation, with both of whom 1 am personally acquainted, who being by me severally sworn, said that
they, the said W. J. D. Somerville , Jr . , and Michael P . Hammond
sst .
were respectively the ice President and Assistant Secretary of the said FIDELITY AND GUARANTY INSURANCE
COMPANY, the corporation described in and which executed the foregoing Power of Attorney; that they each knew the
seal of said corporation; that the seal affixed to said Power of Attorney was such corporate seal; that it was�e affixed by
authority of the by-laws of said corporation; and that they signed their names hereto like authority as Ace resident and
Assistant Secretary, respectively, of the Corporation.
My Commission expires the first day of July, 1990
(SEAL) (Signed) Margaret M. Hurs.t
........................... ...........
NOTARY PUBLIC
FS 83(11.87)
Copy Of By-Law
"Article V1, Section 7 - Execution of Instruments.
The Chairman of the Board, the President, any Executive Vice President, any
Vice President, including the Financial Vice President, or any Assistant Vice
President, in conjunction with the Secretary or an Assistant Secretary, shall have
power on behalf of the Company:
(a) to execute, acknowledge, verify and deliver all contracts, obligations, in-
struments and documents whatsoever in connection with its business, including,
without limiting the foregoing, any and all bonds, guarantees undertakings,
recognizances, stipulations, policies of insurance, deeds, leases, mortgages, re-
leases, satisfactions and agency agreements;
(b) to appoint one or more persons for any or all of the purposes mentioned in
the preceding paragraph (a), including affixing the seal of the Company."
I Michael P. Hammond , Assistant Secretary of
FIDELITY AND GUARANTY INSURANCE COMPANY, hereby certifyy that the foregoing is a full, true and correct copy
of the original power of attorney given by said company to Alice Hamme r s chmid t
of St . Louis . Missouri , authorizing and empowering her
to sign bonds as therein set forth, which power of attorney has never been revoked and is still in full force and effect.
And I do further certify that said Power of Attorney was given in pursuance of a by-law of said Company, and that the
foregoing is a true and correct copy of said by-law.
In Testimony Whereof, I have hereunto set my hand and the seal of FIDELITY AND GUARANTY INSUR-
ANCE COMPANY this 19th day of September , 1989
.......... j ,.. Ayrluanr Sn nip y.
I
I
i
I
THE AMERICAN INSTITUTE OF ARCHITECTS
BOND NO. 70-0120-11108-89-0
Executed in Triplicate
AIA Document A312
Payment Bond
Any singular reference to Contractor, Surety, Owner or other party shall be considered plural where applicable.
CONTRACTOR (Name and Address): SURETY (Name and Principal Place of Business):
Don Schnieders Excavating Company, Inc. Fidelity and Guaranty Insurance Company
1309'Fairgrounds Rd. 100 Light Street
Jefferson City, MO. 65101 Baltimore, MD. 21202
OWNER (Name and Address):
City of Jefferson City, Missouri
320 East McCarty
Jefferson City, MO. 65101
CONSTRUCTION CONTRACT
Date: September 19, 1989
Amount: $67,144.00
Description (Name and Location): 1989 Knight Valley-Cimarron Stormwater Detention Project.
BOND
Date (Not earlier than Construction Contract Date): September 19, 1989
Amount: $67,144.00
Modifications to this Bond: U None O See Page 6
CONTRACTOR AS PRINCIPAL SURETY
Company: (Corporate Seal) Company: (Corporate Seal)
DON SCHNIEDERS EXCAVATING COMPANY, INC. FIDELITY AND GUARANTY INSURANCE COMPANY,
Signature:BY Signature:BY' ,
Name and Title: Name and Title:A ice Hammerschmidt
Attorney-in-Fact
(Any additional signatures appear on page 6)
(FOR INFORMATION ONLY—Name, Address and Telephone)
AGENT or BROKER: OWNER'S REPRESENTATIVE (Architect;'Erlginee(dr
ISU/Corporate Insurance Management other party):
3107 Green Meadows Way
Columbia, MO. 65203
r,
AIA DOCUMENT A312•PERFORMANCE BOND AND PAYMENT BOND•DECEMBER 1964 ED.•AIA• i
THE AMERICAN INSTITUTE OF ARCHITECTS,Ins NEW YORK AVE„N.W.,WASHINGTON,D.C.20004 A31,2#11 4 4_
THIRD PRINTING•MARCH 1967
Contract 373 112.07)
'a
y ti.
m`7
I The Contractor and the Surety, jointly and severally, 6 When the Claimant has satisfied the conditions of
bind themselves, their heirs, executors, administrators, Paragraph 4, the Surety shall promptly and at the
successors and assigns to the Owner to pay for labor, Surety's expense take the following actions:
materials and equipment furnished for use in the perfor- 6.1 Send an answer to the Claimant,with a copy to
mance of the Construction Contract, which is Incorpo- the Owner, within 45 days after receipt of the claim,
rated herein by reference.
stating the amounts that are undisputed and the basis
2 With respect to the Owner, this obligation shall be for challenging any amounts that are disputed.
null and void if the Contractor: 6.2 Pay or arrange for payment of any undisputed
2.1 Promptly makes payment,directly or indirectly, amounts.
for all sums due Claimants, and 7 The Surety's total obligation shall not exceed the
2.2 Defends, indemnifies and holds harmless the amount of this Bond,and the amount of this Bond shall be
Owner from claims, demands, liens or suits by any credited for any payments made in good faith by the Surety.
person or entity whose claim, demand, lien or suit is
for the payment for labor,materials or equipment fur- 8 Amounts owed by the Owner to the Contractor under
nished for use in the Performance of the Construction the Construction Contract shall be used for the perfor-
Contract, provided the Owner has promptly notified mance of the Construction Contract and to satisfy claims,
the Contractor and the Surety (at the address if any, under any Construction Performance Bond. By
described in Paragraph 12) of any claims, demands, the Contractor furnishing and the Owner accepting this
liens or suits and tendered defense of such claims, Bond,they agree that all funds earned by the Contractor
demands, liens or suits to the Contractor and the in the performance of the Construction Contract are
Surety, and provided there is no Owner Default. dedicated to satisfy obligations of the Contractor and
the Surety under this Bond,subject to the Owner's prior-
3 With respect to Claimants, this obligation shall be ity to use the funds for the completion of the work.
null and void if the Contractor promptly makes pay-
ment, directly or indirectly, for all sums due. 9 The Surety shall not be liable to the Owner, Claimants
4 The Surety shall have no obligation to Claimants or others for obligations of the Contractor that are unrelat-
under this Bond until: ed to the Construction Contract.The Owner shall not be
liable for payment of any costs or expenses of any Claim-
4.1 Claimants who are employed by or have a direct ant under this Bond,and shall have under this Bond no obli-
contract with the Contractor have given notice to the gations to make payments to,give notices on behalf of,or
Surety(at the address described in Paragraph 12)and otherwise have obligations to Claimants under this Bond.
sent a copy, or notice thereof, to the Owner, stating
that a claim is being made under this Bond and,with 10 The Surety hereby waives notice of any change,
substantial accuracy, the amount of the claim. including changes of time, to the Construction Contract
4.2 Claimants who do not have a direct contract or to related subcontracts, purchase orders and other
with the Contractor: obligations.
.1 Have furnished written notice to the Con- 11 No suit or action shall be commenced by a Claimant
tractor and sent a copy, or notice thereof, to under this Bond other than in a court of competent juris-
the Owner, within 90 days after having last diction in the location in which the work or part of the
performed labor or last furnished materials or work is located or after the expiration of one year from the
equipment included in the claim stating,with date(1)on which the Claimant gave the notice required by
substantial accuracy,the amount of the claim Subparagraph 4.1 or Clause 4.2.3, or(2)on which the last
and the name of the party to whom the labor or service was performed by anyone or the last mate-
materials were furnished or supplied or for rials or equipment were furnished by anyone under the Con-
whom the labor was done or performed;and struction Contract,whichever of(1)or(2)first occurs. If the
provisions of this Paragraph are void or prohibited by law,
.2 Have either received a rejection in whole or the minimum period of limitation available to sureties as a
in part from the Contractor,or not received defense in the jurisdiction of the suit shall be applicable.
within 30 days of furnishing the above no-
tice any communication from the Contractor
by which the Contractor has indicated the 12 Notice to the Surety, the Owner or the Contractor
claim will be paid directly or indirectly;and shall be mailed or delivered to the address shown on the
signature page. Actual receipt of notice by Surety, the
.3 Not having been paid within the above 30 Owner or the Contractor, however accomplished, shall
days, have sent a written notice to the Surety be sufficient compliance as of the date received at the
(at the address described in Paragraph 12)and address shown on the signature page.
sent.a copy, or notice thereof, to the Owner,
stating that a claim is being made under this 13 When this Bond has been furnished to comply with a
Bond and enclosing a copy of the previous statutory or other legal requirement in the location where
written notice furnished to the Contractor. the construction was to be performed,any provision in this
Bond conflicting with said statutory or legal requirement
5 If a notice required by Paragraph 4 is given by the shall be deemed deleted herefrom and provisions con-
Owner to the Contractor or to the Surety, that is suffi- forming to such statutory or other legal requirement shall
cient compliance, be deemed incorporated herein. The intent is that this
AIA DOCUMENT A312-PERFORMANCE BOND AND PAYMENT BOND-DECEMBER 1984 ED -AIA*
THE AMERICAN INSTITUTE OF ARCHITECTS,1735 NEW YORK AVE,N W,WASHINGTON,D C 20006 A312-1984 5
THIRD PRINTING-MARCH 1987
.
Bond shall be construed as a statutory bond and not as a Construction Contract,architectural and engineering
common law bond. services required for performance of the work of the
p Contractor and the Contractor's subcontractors, and all other items for which a mechanic's lien may be Upon request by any person or entity appearing to be a
potential beneficiary of this Bond, the Contractor shall asserted in the jurisdiction where the labor,materials
promptly furnish a copy of thI5 Bond or shall permit a copy as as
or to be made. equipment were furnished.
15 DEFINITIONS 15.2 Construction Contract:The agreement between
the Owner and the Contractor identified on the sig-
15.1 Claimant:An individual or entity having a direct nature page, including all Contract Documents and
contract with the Contractor or with a subcontractor of changes thereto.
the Contractor to furnish labor, materials or equip- 15.3 Owner Default: Failure of the Owner,which has
ment for use in the performance of the Contract.The neither been remedied nor waived, to pay the Con-
intent of this Bond shall be to include without limita-
tion in the terms"labor,materials or equipment"that tractor as required the Construction Contract or to
part of water, gas, power, light, heat, oil, gasoline, perform and complete or comply with the other terms
telephone service or rental equipment used in the thereof.
MODIFICATIONS TO THIS BOND ARE AS FOLLOWS:
(Space is provided below for additional signatures of added parties, other than those appearing on the cover page.)
CONTRACTOR AS PRINCIPAL SURETY
Company: (Corporate Seal) Company: (Corporate Seal)
Signature: Signature:
Name and Title: Name and Title:
Address: Address:
AIA DOCUMEW A312•PERFORMANCE BOND AND PAYMENT BOND•DECEMBER 1964 ED.•AIA
THE AMERICAN INSTITUTE OF ARCHITECTS,1735 NEW YORK AVE.,N.W.,WASHINGTON,D.C.20006 A312-1964 6
THIRD PRINTING MARCH 19117
p b
® CERTIFIED COPY
FGICGENERAL POWER OF ATTORNEY
NO. FGIC 13 3
KNOW ALL MEN BY THESE PRESENTS:
That FIDELITY AND GUARANTY INSURANCE COMPANY, a corporation organized and existing under the laws
of the State of Iowa, and having its principal office at 100 Light Street, Baltimore, Maryland 21202,does hereby constitute
and appoint Alice Hammerschmidt
of the City of St . Louis , State of Missouri
its true and lawful Attorney-in-Fact,with power and authority to sign its name as surety to,and to execute,seal,acknowledge
and deliver any and all bonds, undertakings, recognizances or other written obligations in the nature thereof; and the said
FIDELITY AND GUARANTY INSURANCE COMPANY hereby ratifies and confirms all of thez.acts pf said Attorney-in-
fact, pursuant to these premises. y �f
This appointment is made under and by authority of a by-law of the said FIDELITY AND G14ARAN_TY INSURANCE
COMPANY, a certified copy of which is hereto annexed and made a part of this Power of Attorney,
IN WITNESS WHEREOF,the said FIDELITY AND GUARANTY IN��, CE COMPANY has caused this instrument
to be sealed with its corporate seal, duly attested by the signature of itsNice- resident and Assistant Secretary, this 26th
day of February , 19 88 .
® FIDELITY AND GUARANTY INSURANCE COMPANY
(Signed) By.. W. J. D . Somerville , Jr.
... ................
Vice-President.
(SEAL) (Signed) Michael P . Hmmond
..........................a.........................
Assistant SecrerarY
STATE OF MARYLAND
BALTIMORE CITY ss:
On this 26th day of February ,19 88, before me personally came
W. J. D. Somerville , Jr. Asst ., Vice President of FIDELITY AND GUARANTY
INSURANCE COMPANY and Michael P. Hammond , Assistant
Secretary of said Corporation, with both of whom 1 am personally acquainted, who being by me severally sworn, said that
they, the said W. J. D. Somerville, Jr. , and Michael P . Hammond
were respectively the D %
ice Aident and Assistant Secretary of the said FIDELITY AND GUARANTY INSURANCE
COMPANY, the corporation described in and which executed the foregoing Power of Attorney; that they each knew the
seal of said corporation; that the seal affixed to said Power of Attorney was such corporate seal; that it wso affixed by
authority of the by-laws of said corporation; and that they signed their names hereto like authority as Ice resident and
Assistant Secretary, respectively, of the Corporation.
My Commission expires the first day of July, 1990
(SEAL) (Signed) Marg.aret. M. Hurst. . . ......
...
...... . ............... . . . .
NOTARY PUBLIC
FS 83(11.87)
Copy of By-La
Article VI, Section 7 - Execution of Instruments.
4` The Chairman of the Board, the President, any Executive Vice President, any
Vice President, including the Financial Vice President, or any Assistant Vice
President,in conjunction with the Secretary or an Assistant Secretary, shall have
power on behalf of the Company:
(a) to execute, acknowledge, verify and deliver all contracts, obligations, in-
struments and documents whatsoever in connection with its business, including,
without limiting the foregoing, any and all bonds, guarantees undertakings,
recognizances, stipulations, policies of insurance, deeds, leases, mortgages, re-
leases, satisfactions and agency agreements,
(b) to appoint one or more persons for any or all of the purposes mentioned in
the preceding paragraph (a), including affixing the seal of the Company."
I Michael P. Hammond , Assistant Secretary of
FIDELITY AND GUARANTY INSURANCE COMPANY,hereby certify that the foregoing is a full, true and correct copy
of the original power of attorney given by said company to Alice Hammers chm i d t
of St . Louis , Missouri , authorizing and empowering her
to sign bonds as therein set forth, which power of attorney has never been revoked and is still in full force and effect.
And I do further certify that said Power of Attorney was given in pursuance of a by-law of said Company, and that the
foregoing is a true and correct copy of said by-law.
In Testimony Whereof, I have hereunto set my hand and the seal of FIDELITY AND GUARANTY INSUR-
ANCE COMPANY this 19th day of September , 1989
......... .,. ...............
-�. r istant Swetary.
qh �
A(."0 R 1) RIT I 1 LATE ('J F' I r,IS'U 1-i('111 1-. (A R 1) 2 13 88
i'+ws cr-:R*nr-:-.(cA*1"E IS ISSUI.-HA) A A ON1...Y AND CONFERS' INK)
RT(341* ) UF"'0N "I'HE (*.IF RT FT CA TE 1-1-11 G C.-R1"(1=°.I: NOT AMEND, E:X-I-END
40 ALTEI--i THE COVERAGIE AFF0RD1'-.D BY THE r3c:.LOW.
NOME AND ADDR471311:3 OF AFiE---'N(:'Y.- C0VEf-%'A-(.-)E"
FRED VOGEL INSURANCE, INC.
301 MONROE STREET (.",0MF"A1'•JY A: Heart of America Fire/Cas
P. O. BOX 810
JEFFERSON CITY, MO 65101 C,(7)M F'-*,A N Y 1-'
C('.'1MF-'r4l\IY C
NAME AND ADDRESS 01- INSURED;
City of Jefferson COMP()NY D:
Dept. of Public Works
320 E. McCarty St. COMPANY E:
Jefferson City, MO 65101
===== COVERAGES
THIS 19 TO CERTIFY THAT POLICIES OF '(11SURf'.)NCE 1-ISTED BELOW HAVE BEEN I'S)SUED
TO THE I14SURED NAMED ABOVE FOR THE PE-RIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION ANY CONTRACT OR OTHER DOCUMENT WITIA
RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE
INSURANCE AFFORDED BY THE 1=,0LICIES DESCRIBED HEREIN IS SUBJECT TO ALL TERMS,
EXCLUSIONS, AND CONDITIONS OF SUCH POI.-ICIES. LIMITS SHOWN MAY HAVE BEEN
REDUCED BY PAID CLAIMS.
LIMITS OF LIABILITY
COMP TYPE POLICY NUMBER 11.1 THOUSANDS (000)
LETTER OF INSURANCE EFFECT IVE/EXPI RAT I ON DATE
AMh
MWA GENERAL LIABILITY BINDER
COMMERCIA1... GENERAL 09/19/e9 TO 09/19/90
LIABILITY
CLAIMS MADE X OCCURRENCE GENERAI... AGGREGATE" $ <0
PRODUCTS COMP/OPS AG13-
X OWNERS & CONTRACTORS PROTECTIVE
PERSONAL 84 ADVERTISING I1'-4JURY-.
EACH OCCURRENCE: $ 100
FIRE- DAMAGE (ANY I FIRE) :
MEDICAL.. EXPENSE (ANY 1. PERSON) :
AUTOMOBILE LIABILITY
ANY AUTO TO CSL:
ALI-. OWNED AUTOS BI :
SC'HEDUI ED AUTOS (EACH PERSON)
HIRED AUTOS
NON-OWNED AUTOS BI :
GARAGE LIABILITY (EACH ACCIDENT)
PROPERTY DAMAGE:
ACORD OF INSURANCE -- 1::'A()V 2
L.111ITS, OF L.1'ABIL.11"Y
MP TYPE POL.ICY NUMBER IN THOU SANDS (000)
TTER OF INSURANCE EFF'E(71-IVE/EXI-':''ERA-T-If.:)N DATE EA.
EXCESS L.IABIL.ITY
TO
OT'HEI:*,,' THAN
LJMBREL.L.A FORM
WORKERS COMPENSATION
AND *STATL)1"ORY*
EMPLOYERS' LIABIL-ITY TO
EACH ACCIDENT:
DISEASE POLICY i_imi"r-
DISEASE EACH EMPLOYEE:
OTHER
TO
DESCRIPTION OF OPERAT I ONS/L_OCAT 1:ONS VEH I CI-ES SPEC I AL IT.EMCG):
*******************************CORRECTED CERTIFICATE***************************
Project: 1989 Knight Valley—Cimarron Storm Water Detention Project
Contractor: Don & Ruth Ann Schnieders, Don Schnieders Excavating Co. , Inc.
1309 Fairgrounds Rd. , Jefferson City, MO 65109
CANCELL-Al"ION
SHOULD ANY OF THE ABOVE DESCRIBED POL.ICIE13 BE CANCEL-1...ED
BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING COMPANY
WIL.L. ENDEAVOR 1-0 MAIL. 10 DAYS WRITTEN NOTICE TO THE
BELOW NAMED CERTIFICATE HOL.DER, DUT FAILURE TO MAIL. SUCH
NOTICE SHAL.L. IMPOSE NO OBI_I GAT ION OR L.IABILITY OF ANY
KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTAT IVES.
CERTIFICAI-E HOLDER
City of Jefferson DATE ISSUED: 09/15/89
Dept. of Public Works
320 E. McCarty St.
Jefferson City, MO 65101
-)
AIJI-1-40RIZED REPRESENTATIVE
•
7
A("'Ol:'14) CERTIFICATE (31:-- INSUI:*�ANCE 1:3
=3 r
THIS CERTIF'ICATE' IS AIG A lylA'1""1T-T%' OF lNf-'-'0RMhTI(')N 0N1.._Y AND NO
UPON THE HOLDER. THIS D003 11(31" AMEI'91), EXTEND
jj ALT[z'R THE ("0Vl"RA('*1E (2)["'FORDED 13Y T(ll.in.' 1`13LICIA'i".3 f�`IFLUW.
NAME AND ADDRESIS (IF AGENCY: A[::*F'0Rl'.)IN[") C( V E[%,'A Gl"-.
FRED VOGEL INSURANCE, INC.
301 MONROE STREET f`,(]lvlF'0sNY A-., HEART OF AMERICA FIRE & CAS CO
P. O. BOX 810
JEFFERSON CITY, MO 65101 C,0 M F'Ai N Y T-.
C(311FIANY
NAME AND ADDRESS OF INSURED:
Don & Ruth Ann Schnieders COMPANY 1)
Don Schnieders Exc Co Inc.
1309 Fairgrounds Road COMPANY E:
Jefferson City, MO 65101
===== COVERAGES
THIS IS TO CERTIFY THAT POLICIES OF I I'd rIBURANCE LISTED BEI...OW HAVE F(EEN ISSUED
TO THE INSURED NAMED ABOVE FOR THE PERIOD INDICATE[). NOTWITHS'rANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR 01-HER DOCUMENT WITH
RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE
INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL TERMS,
EXCLUSIONS, AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN
REDUCED BY PAID CLAIMS.
LIMITS OF LIABILITY
COMP TYPE POLICY NLJl*lBER IN THOUSANDS (000)
LETTER OF INSURANCE EFFECTIVE/EXPIRATION DATE:
AML
WA GENERAL LIABILITY CPP2700082
X COMMERCIAL GENERAL 10/10/88 TO 10/10/89
LIABILITY
GENERAL. AGGREGATE: $ 1,000
CLAIMS MADE X OCCURRENCE
PRODUCTS COMP/OPS AGG. $ 1,000
OWNERS & CONTRACTORS PROTECTIVE
PERSONAL & ADVERTISING INJURY: $ 1,000
EACH OCCURRENCE-. $ 1,000
FIRE DAMAGE (ANY I FIRE) : $ 50
MEDI(.--Al- EXPENSE (ANY 1 PERSON) : $ 5
A AUTOMOBILE LIABILITY BAP2000045
X ANY AUTO 10/10/88 TO 10/10/89 CSL: $ 1,000
ALL OWNED AUTOS BI :
SCHEDULED AUTOS (EACH PERSON)
X HIRED AUTOS
X NON-OWNED AUTOS BI :
GARAGE LIABILITY (EACH ACCIDENT)
PROPERTY DAMAGE:
A(3'ORD CERTXzICAT*E OF INSURANG'I'" PAGE 2
LIMITS OF LIABILITY
0 MP TYPE F'01.,.I(.,Y NUMBER IN THOUSANDS (000)
TTER OF I NSURANCE Ef-'Frmc,,-r.T.k)F-*/EXF'IRA*I"IC)N DATE EA. OCCUR. /AG*GREGATE
EXCESS LIABILITY
TO
OTHER THAN
UMBRELLA FORM
A WORK'ERS COMPENSATION
AND WCP2500044 *STATUTORY*
EMPLOYERS' LIABILITY 10/10/88 TO 10/10/89
EACH ACCIDENT: s 100
DISEASE POLICY LIMIT: $ 500
DISEASE EACH EMPLOYEE: $ 100
A OTHER CPP2700082
Contractor' s 10/10/88 TO 10/10/89 $500 Ded.
Equipment Per Sch.
DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICL-CS/SPECIAL ITEMS-.
*****************************CORRECTED CERTIFICATE*****************************
Project: 1989 Knight Valley-Cimarron Storm Water Detention Project
CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED
BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING COMPANY
WILL ENDEAVOR 1-0 MAIL 30 DAYS WRITTEN NOTICE TO THE
BELOW NAMED CERTIFICATE HOLDER, BUT FAILURE TO MAIL SUCH
NOTICE SHALL IMPOSE NO OBLIGATION OR . LIABILITY OF ANY
KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES.
CERTIFICATE HOLDER
City of Jefferson DATE ISSUED: 09/15/89
Dept. of Public Works
320 E. McCarty St.
Jefferson City, MO 65101
AUTHORIZED REPRESENTATIVE
•
ACORD (_',ERTIFICATE OF 1Nf3'UR0N('-'A-- ( )CORD 2,313'
THIS"GE01FICOTE IS ISSUED AS' O•:. ONLY ANj) cc3Nr----ru.;33 NO
R'IGHT'S UPON THE CERTIFic.ATE HOL-DIER. :r. DOES) NOT AMEND E X T F.-.:N D
AL.TER THE COVE'RAGr-7 Al 1,-'ORD1-_-'D BY TliE
NAME AND ADDRESS OF AGENCY: COMPANIE'S' AF::'F0RDIN(.-3' COVERAGE.-
FRED VOGEL INSURANCE, INC.
301 MONROE STREET COMPANY A-. Heart of America Fire/Cas
P. O. BOX 810
JEFFERSON CITY, MO 65101 COMPANY B..
COMPANY C:
NAME AND ADDRESS OF INSURED:
City of Jefferson COMPANY 1).
Dept. of Public Works
320 E. McCarty St. COMPANY E:
Jefferson City, MO 65101
===== COVERAGES
THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED
TO THE INSURED NAMED ABOVE FOR THE PERIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUIVIENT WITH
RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE
INSURANCE AFFORDED BY THE POLICIES DESCRIHE*D HEREIN IS SUBJECT TO AL-I._ TERMS.,
EXCLUSIONS, AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE E(EEN
REDUCED BY PAID CLAIMS.
LIMITS OF LIABILITY
CO;1P TYPE POLICY NIJMBER IN THOUSANDS (000)
F ETTER OF INSURANCE EFFECTIVE/EXPIRATION DATE
A GENERAL LIABILITY BINDER
COMMERCIAL GENERAL 09/19/89 To 09/19/90
L1,ABILITY
GENERAL AGGREGATE: $ 1300
Cb
_AIM,9 MADE X OCCURRENCE
PRODUCTS COMP/OPS AGG:
X,] OWU-)NERS & CONTRACTORS PROTECT I VE
PERSONAL. & ADVERTISINE, INJURY:
EACH OCCURRENCE: $ 100
FIRE DAMAGE (ANY I FIRE) :
C7- MEDICAL EXPENSE (ANY 1. PERSON) .
AUTOMOBILE LIABILITY
ANY AUTO TO CSL:
ALL OWNED AUTOS BI :
SCHEDULED AUTOS (EACH PERSON)
HIRED AUTOS
NON-OWNED AUTOS BI :
GARAGE LIABILITY (EACH ACCIDENT)
PROPERTY DAMAGE:
ACORD CERTIFICATE 01:-- INSURANCE PA(-3E 2
LIMITS OF LIABILITY
1lip TYPE POLICY NUMBER IN 'THOUSANDS (000)
-. TTER OF I NS(..JRANrE EFFECTIVE/EXPIRATION DATE EA. OCCUR. /AGGREGATE.
EXCESS LIABILITY
TO
OTHER THAN
UMBRELLA FORM
WORP.'*.ERS COMPENSATION
AND *STATUTORY*
EMPLOYERS' LIABILITY TO
EACH ACCIDENT:
DISEASE POLICY LIMIT:
DISEASE EACH EMPLOYEE:
OTHER
TO
DESCRIPTION OF OPERAT I ONS/LOCAT I ONS/VEH I CLES/SPEC I AL ITEMS:
Contractor: Don & Ruth Ann Schnieders
Don Schnieders, Excavating Co. , Inc.
1309 Fairgrounds Rd.
Aft. Jefferson City, MO 65109
CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED
BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING COMPANY
WILL- ENDEAVOR 'TO MAIL 10 DAYS WRITTEN NOTICE TO THE
BELOW NAMED CERTIFICATE HOLDER, BUT FAILURE TO MAIL. SUCH
NOTICE SHALL. IMPOSE NO OBLIGATION OR LIABILITY OF ANY
K,IND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES.
CERTIFICATE HOLDER
City of Jefferson DATE ISSUED: 09/14/89
Dept. of Public Works
320 E. McCarty St.
Jefferson City, MO 65101
AUTHORIZED REPRESENTATIVE
AGURD CERTIFICATE (.)I:*-* INSURANCIE 2,583
THIS CERTIFICATE IS lSl::)LJED AS A MATTER C)I:*-" INFORMATION AND NO
RIGHTS LJF'(.'.)N THE 1--WA.-DER. TI-11S GER]"ll"U"A"I"ll 10ES NOT AMEND, EX"['F-.:Nl)
OW AL"I*ER "I'llE C0Yf-.RAU3E AFFORDE'D BY TIIE POLICIES BEI-13W.
NOME AND ADDRESS OF *AGENCY C'0YERAG1:.*'.
FRED VOGEL INSURANCE, INC.
301 MONROE STREET COMPANY Ps: HEART OF AMERICA FIRE & CAS CO
P. 0. BOX 810
JEFFERSON CITY, MO 65101 COMPANY 13"
C"
NAME AND ADDRESS CIF INSURED-
Don & Ruth Ann Schnieders COMPANY Dv
Don Schnieders Exc Co Inc.
1309 Fairgrounds Road COMPANY E."
Jefferson City, MO 65101
===== COVERAGES
THIS IS TO CERTIFY POLICIES OF' II\ISURAI',4CE I.-TS'"FED BELA3W HAVE Of.-.EN ISSUED
TO THE INSURED NAMED AE40VE FOR *THE PERIOD INDU-'ATED. NOTWITHSTANDING
ANY REQUIREMENT, TI----RM OR CONDITION OF AN*'T' CONTRACT OR OTHER DO('.,LJIIEN'F WITH
RESPECT TO WHICH -rwrs CERTIFICATE-' MAY ]-.*JE ISSUED OR MAY PERTAIN. THE
INSURANCE AFFORDED BY THE POLICIES DE'ESCRIBED HEREIN IS SUBJECT TO ALL TERMS,
EXCLUSIONS, AND CONDITIONS (*.)F SL)CH POLICIES. Limus SHOWN MAY HAVE BEEN
REDUCED BY PAID CLAIMS.
LIMITS OF' LIABILITY
13101111P TYPE POLICY NU11PER 11\1 THOUSANDS (000)
LETTER OF I NSURANCE EFFECTIVE/EXPIRATION DATE
*A GENERAL LIABILITY CPP2700082
X COMMERCIAL GENERAL 10/10/88 TO 10/10/89
LIABILITY
GENERAL. AGGREGATE: $ 1,000
CLAIMS MADE X OCCURRENCE
PRODUCTS COMP/OPS AGG.- $ 1,000
r
OWNERS & CONTRACTORS p rRoTECTIYE
PERSONAL. & ADVERTISING INJURY: $ 1,000
EACH OCCURRENCE: $ 1,000
FIRE DAMAGE (ANY I FI RE) t $ 50
MEDICAL EXI--,ENSE (ANY 1 PERSON) $ 5
A AUTOMOBILE LIABILITY BAP2000045
X ANY AUTO 10/10/88 TO 10/10/89 CSL: $ 1,000
ALL OWNED AUTOS BI :
SCHEDULED AUTOS (EACH PERSON)
X HIRED AUTOS
X NON-OWNED AUTOS EQ
GARAGE LIABILITY (EACH ACCIDENT)
PROPERTY DAMAGE:
ACORj) CENT IF'ICATE Cll= INEi(jRAN(.',E -- 17-'A("7'E 2
LIMITS (31:7 LIABILITY
MP TYPE POL..I('.,Y NUMBER IN 'THOUSONDS (000)
."I"T E R OF •NIS)URANCE EFFECTIVE/EXPIRATION DA'•E EA. OCCUR. /AGGREGATE
EXCESS LIABILITY
TO
OTHER 'THAN
UMBRELLA FORM
A WORKERS COMPENSATION
AND WCP2500044 *STATUTORY*
EMPLOYERS' LIABILITY 10/10/88 TO 10/10/E39
EACH ACCIDENT: $ 3.00
DISEASE POLICY LIMIT: $ 500
DISEASE EACH EMPLOYEE: $ 100
A OTHER CPP2700082
Contractor's 10/10/88 TO 10/10/89 $500 Ded.
Equipment Per Sch.
.DESCRIPTION OF OPERAT I ONS/LOCAT I ONS/VEH I CLES/SPEC I AL ITEMS."
AM
CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED
BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING COMPANY
WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE
BELOW NAMED CERTIFICATE HOLDER, BUT FAILURE TO MAIL SUCH
NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY
KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES.
CERTIFICATE HOLDER
City of Jefferson DATE ISSUED: 09/14/89
Dept. of Public Works
320 E. McCarty St.
Jefferson City, MO 65101
--AU'—Tad- RILED REPRESENTATIVE e)