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HomeMy Public PortalAboutORD11345 .. #� i , i' � •i `'r: f:' ,y}' i t hl J! 5 .�. �.' ,i ,."{ J,{,r�yt '.yf i "•'3 '••�'{ 41 `�i1r� `��rr��'•�rryv�j •t"•/����y�?�� .Jr h 1 Jr,t'•.:.;•j}��hr. •r.. .J : ,. z •F� d• z�. I BILL NO. 89-144 SPONSORED BY COUNCILMAN SCHEULEN ORDINANCE NO. 'r AN ORDINANCE OF THE CITY OF JEFFERSON, MISSOURI, AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE AN AGREEMENT WITH EMPLOYEE BENEFIT y ADMINISTRATORS FOR THE ADMINISTRATION OF HEALTH CARE PLAN AND I; CAFETERIA PLAN FOR THE CITY. 3 { BE IT ENACTED BY THE COUNCIL OF THE CITY OF JEFFERSON, MISSOURI, ` AS FOLLOWS: Section 1. The Mayor and City Clerk are hereby authorized and }' directed to execute an agreement with Employee Benefit Administrators for the administration of health care plan and I . cafeteria plan for the City. Section z . The agreement shall be substantially the same in form and content as that agreement attached hereto as Exhibit A. vim Section 3 . This Ordinance shall be in full force and effect from and after the date of its passage and approval . ' . Passed Approved L,,-46= zr iding ficer Mayor t ATTEST: 4 City Clerk i �f I 4 Q!`t i ¢ nh �1''"fi r� �"xr?•�'t• ,'��dtfz �' r!rss i.Jr' .b�y"�>.,.:.+• a�•J i5 .t ��� °� � t�C�� "y� , > ,�' ?x,9�fCj�>j+''��p uY y�s�rR a � � ;•°' r� ,,� �° >'4��f'���t'�y�� �*�rr3�t�'�••k��`,�x�`'ti�'!���;•��st���r�r 4.���9�� , r. � ��, �.�•r •�y �t�� y�H u�St�k�l,,t34,���`��x 4 J�tt F� a�•t 7'ys}�f„ �� �' . �p� r�r�•��js.z ���� , r�F 1.s � r� t � � },. k�:t��>"!Yc�r� '��a�•i!f `i r�� }"�t ..,�,'.,,b�t f�,,,�.rry ..e'� ,.S��t'frr�t,�t��( ��.�t i�fw Y r, f.f}��..�/r „1�i�.t33�,y��}�>� 1.4. `} +. ,;J ,� fFa z r .0..,. S;*Ft„'• ;;,r,-.a'< '•art �t�i �.... s IN3 yt nt !l t .. <' 1 f tq. ; 3!. y . ,4 �{ t y (¢ ([�.,Y q.Nq .y .. '7: M,���. .•t, t1 l�, � 4b i}l q# � E{ +'t� S��� AVT t-�.Prtk r { ,. ', 1/f. � ".'�. •Y, ..1 t b,{tlry G1nH. GrY: 'c lk4�. &fl 7.' ADMINISTRATIVE AGREEMENT %A .,. � This Agre ent, made and entered into this day of Is L , 1989, by and between the City of Jefferson, a; . Missouri, hereinafter referred to as "City" ; and Employee Benefit Administrators, Inc. , hereinafter referred to as "EBA" . WITNESSETH, k � WHEREAS, City as { y a program, of medical, hospital, and health . t benefits (��Plan'o) ' for certain of its employees and annuitants; and WHEREAS, the City has adopted a Flexible Benefits Plan , %Y • (hereinafter the "Cafeteria Plan") under the Section ':,• ) provisions of ,fy 125 of the Internal Revenue Code of 1954 ; and ;1,jFty WHEREAS the City desires t ate t: , o delegate certain administrative functions in connection with the aforesaid plan; and WHEREAS City has re y guested EBA to furnish administrative r,; t;; ,-�• � _ services in connection with the Plan and the Cafeteria Plan and t WHEREAS it is the U purpose of this Agreement to establish an agency relationship whereby EBA will undertake to act as agent. ."r�;1`°� „� ,?n for Cit y in (i) ' receivin g and :,. ' processing claims for benefits M, under the Plan and Cafeteria Plan; (ii) disbursing claim payments ? 4 under the Plan and Cafeteria Plan; and iii ;�, : additional duties as set forth herein. ( . ) Performing such NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, it is hereby agreed as follows: `f �g SECTION 1. HEALTH PLAN ADMINISTRATORS ? Sec 1-1. Duties and Responsibilities of City. ' t.. (a) The City shall be the Plan Administrator [within the F meaning of Section 3 (16) (A) of the Employee Retirement Income Security Act of 1974 and Section 414 (g) of the Internal Revenue Code of 1954) of the Plan, but it delegates all ministerial duties associated therewith to the Claims Administrator. (b) The City shall have final authority in the decision regarding the insurance company or companies chosen to provide the insured protection under the Plan. (c) The City shall have final authority regarding the choice of benefits and provisions in the Self-Funded portion of the Plan, ' as outlined in the Plan Document. The City agrees to abide by and observe the provisions of the Plan Document. \ 4V' •.ntt, g r e{ F � � i'+1f�•1�ye')���+^5�[ f� �.(F rl(Lt�aTJ�i.4 r���=��J Y # (, i' j S .7 41Y C ;,? ? t .xi{ yt`� .,5�•5 Y?i'v�'..,fI{'` ° ''1t` .ns.t�`•`f'za<. {r( } .t S , t! t. E3`. r. Y t ': �i�d c1 mom! =t't t�xt'�'e tt'� �#, # rii� r �.'7 o-°'z r r#t 1 t :•. + r ! t .t' 7iy to t t � �� 4 X.t zl{tsi �':.,1 = ti t✓:,r ,1 .': " t :st'' r ,; t (1 '72T ! 'F ,nv , 1. ,;p tit v „ry6 t+1 �•� , I�f�rnl�i'(s�t• � F • vl.Y r 1,, �r t rt .i j r.y r. h 7 Gt I tt:. t f Y,ji1t t' 't `Yk` P •= t t { .t a 3 t k t s v' Y v+, }'+�'+• 4 ' r k 7 rYtrf o „ �•+, S�4� @t� f 11'tpt r i a, r q c. ` r y v fit', .v � ��k r: '..,t}�2 l 7 `, f t u { { ] i a , '.. :Jt,�y ' •E} J,ierL;t', '�, k� f��`�,.�,°.���a?`.C�'�' �`}'��"`� .C,j� �� �i�'jY �� � ; °r� r. (d) The City shall be responsible for payment of all premiums required by the insurance companies, the expense of the Claims t;Yy r Administrator as hereinafter agreed to and the contributions to the Trust Account or Fund described in Section 1-3 hereof, if one is established. In addition, the City shall be responsible for >f' � withholding any amounts from the pay of employees in the event t.H• ; employee contributions are required under the Plan and a payroll }ter deduction or similar procedure is utilized therefor. t ,,' }. (e) The City agrees to take the following actions with respect to the Plan to facilitate proper administration by the Claims Administrator: ;. ` (1) Supply the Claims Administrator with all informationfi�r4;: required with respect to employees and dependents eligible to participate in the Plan and notify the Claims r; Administrator of all changes occurring thereafter with respect to the eligibility status of all Plan participants. (2) Advise the Claims Administrator promptly upon acquisition of any new or different insurance contract or upon changes in the City's organization which might affect the ;•1>, status of the Plan as in effect at the time. " 3 Provide the Claims Administrator with such additional information with respect to matters incidental to the Plan as may be requested by the Claims Administrator from time to time. `'1 r (f) The City shall be the named fiduciary under the Plan with �s the authority to manage, acquire or dispose of the assets of the plan on a discretionary basis although such authority may be ;cs delegated, in whole or in art to other fiduciaries as provided g ► P ► P ".: in the Trust Agreement, if there is one, or otherwise by anf, appropriate writin ' g• The City shall be the final determiner of all appeals or denied claims insofar as the Self-Funded portion of the Plan is t concerned. #' (h) The City shall be responsible for the status of the Plan e}r under state insurance laws and under local, state and Federal tax laws. , k Sea. 1-2. Duties and Responsibilities of Claims Administration. � ;4 (a) Upon receipt of a claim for benefits, EBA shall review the 1, j claim and determine whether it has been properly filed and the amount, if any, which is due and payable with respect thereto. 2 eta .i '4 6°3 i 5�r � $ k tg 5}yit}"< 'rYJJtt't ?. i tt :J� r f tlt i .tt1 ] x • ``. ,y9�[ 4 !¢ex�} t•„l .,J ��]�,�ti.�.rt{nA {,i1} f Kt l I 1 5 t"'.. 1 / >.7, 7 ' ', � A 5 ' t 'Ifi'!�T Y '! '4`{ l�'�5.,�."�.f` t..�``ty{ir ,tee 'Y. �r )�� Jyht 1 i'1, r 1 " 1 .,r is r... ti I'.s .'r r x >•.,.i �1 r � '{h ;.atrF•``;R'y') 'tu'tt :fir(({S fifty s "i' C ;l.. ..J;t b?, : 3' r +' rt L { �S rrtt`fltfra �,yl.� + it y;•:l .j�•a 15t�t Ir. , ' ..t`:'41({ lfl. l 5•. .<:if,.;r•�,o.4. ..,}y,:3 '°'}}`�'yy 3��,;b ,kt{ t 3'i;',4�,gyc,•. .�'. �:G>`,y9".�` . sYNZv=�'-iij hi, 1. •i.,f ` " � t > r ]': � t.+', 3 t � s ,t I r-„'t n�,y Y�:;''...J,Y.+� 1i'W'��` Via.°�'� '� 1 �.� K.i ..y..k�.a;.,Y�,ii u,�:d ;�3 t., }' i?, s•?^: w..;, '7�1. n] .i..,r;.,�';.Iry } l t. r5•.' / `F 13].'J- St ^!i ,' s .. (�.r. t ` 4 #tT``.', `tC i F i tr. I 5.! 7+ H tx•� 4 � r'' �sJ k �, , ,, .. �-, mss, • .r: � 3,ti � yx�rJ9tt v rtes �� etc k��y�i i'l,�,ts�n� A`A,•J r, .t , tY� S�fa.,�. #, tl r.7, 4 hi. r + r ...�.... .'k .,,. �Y.1L.i ,.Sit',« at J( s:�✓.:?t'�fYvL¢d i3:.. Ya „ . �.ne .. J. `i (b) EBA on behalf of the City shall disburse claim payments ,y that EBA determines to be due in accordance with the provisions of the Plan to the person or assignee entitled thereto. °> r- (c) EBA shall take all reasonable steps to process claims and disburse claim payments accurately, and expeditiously. (d) EBA also agrees to the following list of duties and `. responsibilities: ?. - _r (1) Notification to claimants and City of rejected claims '± and reason for the rejection. , (2) Advising and aiding claimants in meeting requirements for trio. additional information and proper completion of claim forms. (3) Claim investigation. f7 (4) Performing on a sample basis internal audits on claim payments. ; t , n (5) Discussion of claims, where applicable, with physicians and other providers of services. (6) Obtaining and furnishing information, as necessary, } §: regarding non-duplicating or coordination of benefits. t: (7) Application of claims control procedures necessary to the 4 :. effective implementation of the basic principles of the Plan. is r7 (8) Preparation of monthly, quarterly, and annual claim y` reports on a timely basis. (9) Preparing for City information reports required in connection with claim a p yments under the Plan to providers of health care services pursuant to Section 6041, IRC. L: (10) Preparing a reconciliation of drafts cleared for the ` Plan. (11) Design and print Plan document. (12) Design Plan booklets describing benefits of the Plan and -' deliver booklets to City for issuance to employees eligible under the terms of the administration Agreement. (13) Periodic review of claim experience and provision of r underwriting advice. 4 3 �'Ikti ox'��tn' n thy' " ..... 1",9dt w jt,aJ: ,. 1."q jet 1 8�,,t r'_�* l z r a k.r ti .S ,n ti,t.t,t 1 Y�r t k j•'+s t3"t v Pr'' 4 .t,. ��i,". �'�.1yL�;y, it g� .ir J:tz:rz'�.. ,i L'�k t.,,. �l.u, .�,,:�,•r�,,.t.�' Jf,., .,3.1 .0 ^Y l s a iz} Y Yi ccLL"� a: .tTS tYS♦ ' '�,�} ritr''J%�{{'.i.3 t � , ,v /,k ��Y' A r� fti7�°n °Y'y �1 4,�1�Pt[�,�'r:3.�t<<e� 2 Wf fir, r � .•brs. « r., . , . 9 (14) Evaluation and payment or declination of the amount- of r f NY. claim presented, based on a schedule of benefits and ' taking into account, as necessary, the Coordination of Benefits provision. 't (15) Investigation of claims whose charges appear higher than regular and customary. z* (16) Storage of claim payment records. 'r A (17) Reporting to the IRS of payments to addressees as required. . t 4' (18) Return of all claim files and related information to the C` City upon termination of the Agreement. `�? : %d` ♦♦ -,' �•, �!',fly,, 'S'f:"k) (19) Provide copies of employees claim payment record to City a �; tr3i for its information. ; r �41 5. (20) Provide periodic educational classes for City employees s, on the health insurance plan. .r,s, (21) Administration of Consolidated Omnibus Budget Reconciliation Act (COBRA) , including notification to employees and billing. (22) Solicitation of quotes from reinsurers as needed or directed by City. (23) Filing of claims with reinsurers. Sec. 1-3. Method for Payment of Claims � ,1 fit (a) City shall maintain a Clearing Account with Central Trust t: Bank or such other bank as City shall select, hereinafter "Bank", on behalf of the City which EBA shall utilize. The City will provide, through EBA, sufficient funds at all times to pay expenses incurred by the Plan. Any remaining balance and accrued interest on the account is the property of the Plan. EBA shall keep the City informed as to the balance in the clearing account and shall ' notify the City if additional deposits are needed to ensure prompt < ° payment of claims. b Claims under the Plan shall be _ ( ) paid by a check payable through Bank prepared by EBA as agent for City. A (c) In the event EBA pays any person less than the amount to which he is entitled under the Plan EBA will promptly adjust the underpayment. In the event EBA overpays any person entitled to benefits under the plan, or pays benefits to any person not entitled to them, EBA shall take all reasonable steps to recover y the overpayment except that EBA shall not be required to initiate 4 '� •� � 1 � ;j *k�{'r� i� trA}t�4�+�r+�r tt i}.vr?, it� " t ti d', ts. . t. S .. .Y 1 �' /rY n�' "t t tSt W t2 I t .1]1 t r r rtG .S t k s ° roan r1rrS1 11", F¢rµarl: J r '��", d �t;,{'a '1l(p,5�'." kr'(j. r•r r{+ J �S;kK.nya,��„ i s ; ; {Yt. 11r �G 1 pljS,s;l��it� t�X }�r' t t �. d.,:r .�, J.:"f.'ey��':u;l��% !j Nr.�'t^ m;t,i 5 .^ .sr,,j +Ja 1, � t t �r.:` r ysty c`'$�7n^+ait L.i•...rsirr� gg Tq '�, 47Y�o .� ft 1. v 9-r{ ��"''e"(� :Y ..1•`�. ,,� '} �R � ' <r.,,i �yk i .s a Pty r�t��.}1,,p4{�fy��,'rr.','�"§iii; + � � ° i?? i!/ � +n�t ,r''w.n.:.Y,T•'• !'; a r r i .yr�{5 5 !. '.•` 5 •f �sa lJ�rr'y .J`E`.t }.{a s r!� PP's Pr is �v` .Ft �•,r` j t!,{. Xf. 1.y. .� r.Y' r raj i au . rr pr}y S t G1,r�1f P'.x � (F nk . ;.�,54.(, >3�,Gyc�,,.•py�j�"y"�{ )!{]r 4�+e. �'i {i� 't r z . t`i Y; is ��,, .r�Y�, F:r. 3 }r i .!. t t". }k ;! i rY."rY'�f.";t��';;�� �,�j t' .�,• t�( 1 t} P`t ,.fr; t..l. .. ..{, ; t.4 {1 i,��,� .t �! }.,5,�•, \r.a. .'S hr.',.;t{y ..r��.{N ��1�� �• .++a Y v �.+ .. v�:.tt i r 'tr'jy�ftA at]+N �.,; ,y ,• 7.- , ' .. ,, � .. +, ik�, F(airjl2.Y'+P L1Pt•ar' £ r Y ! �r'; t:.t t1n.a r. ! a: , 4.a 'e>• hd,v{f...'t.. �s;u.. �'1 1,.+ Poi, 1k�.�•, NY court proceedings to recover an overpayment. EBA shall promptly notify the City if it is unsuccessful in recovering any overpayment. ' d The determination of the extent of the benefits to which ' '? any claimant is entitled under the Plan shall initially rest with fip7 :ur: EBA. However, in the event that the City determines that EBA has Y! misinterpreted the Plan and so informs EBA in writing, all claims ;: t reported after delivery of such writing to EBA shall be processed and paid in accordance with City's interpretation as set forth in such writing. ' s? Sec. 1-4. Administration Charge . (a) The charge of City for services by EBA under this Agreement shall be $4. 25 per participating employee per month, plus $ -0- per participating dependent unit per month. This charge shall remain in effect for 1991 and 3.992 unless significant changes `. ' in duties are directed and agreed upon. iy (b) By the 10th of each month, the City shall submit to EBA a statement showing additions and deletions of the named employeesLA}{g �G� . 3 along with payment for that month of the administration charge ,_,;'.a:> determined on the basis set forth in the preceding paragraph ; ;r ,, ,, Est - (c) Not less than ninety (90) days prior to renewal of any Alft year in which this Agreement is in effect, EBA may propose int,L4 'i writing a revision in the administration charge for the following � } year with exception noted in paragraph (a) above. City shallot, •Y; advise EBA in writing as to the acceptability of such proposal within thirty (30) days after receipt thereof. If agreement is not I- reached with respect to such proposal at' least thirty (30) days prior to such renewal, this Agreement shall terminate effective as of midnight of such renewal date. The foregoing shall be subject >. to any revisions in the administration charge pursuant to Sections ' 4 or 12 hereof. As used herein, "year" means any period of twelve �{ consecutive months commencing on the effective date. I' SECTION 2. FLEXIBLE BENEFIT PLAN ADMINISTRATION �f! r:. Sec. 2-1. Duties and Responsibilities of City. I (a) The City, or appointed representative of the City, shall perform the following services necessary for the administration of the Cafeteria Plan: rF (1) Submit initial setup information as requested by EBA. t, i� (2) Secure a signed Administrative Service Agreement on the !¢ provided contract form with EBA. t r r +r t +• tl 1, f y'ti6�9'if �C�,7 f . rrf Y,. k :j.+, S , ��',;i.i- i �'1 't} 4}L,t'r iii-af5''��t` f �,.,'• r, .fi j F ) i y '1 F .r't r,5 .r. i`y . r.r• ng,{7u a- 4>t, ("y14x'r'(1`S�ctit�r'ff' t+, .tUktr. a •j3;'t ",;tarp} <4r ', ;r}ts,r. �`:1i ..1: i i� t1 ,�t. 't �Y ;•�' ,t''i) < f � 7"'7�1'y'ff�?:F4 rII t L n. r fe " w 'ff tS �. rati �• .r; : •, '.,t ! •, .'fr � �,�,yj�tza � .d{ _ 1*t r t I e Ic tF �r •ri .,.. r2 . t I } . '. :. + ,..,,: t t 4. rt,' St tt S':.:+�: t.N3'..s�>''.3. } "Wl"', I�,,,t .3K1�,'. �1�.19Jirr t6�, �:`!,� a�v�C�`.�'l�.'�.a (3) Ensure that the Flexible Benefits Plan documents are t executed and provide a copy of all such documentation to EBA. ' (4) Ensure that salary reduction agreements are signed by the employee and provide copies of these agreements to EBA. (5) Enroll and submit new employee in accordance with the eli g ibilit y re quirements and re-enrollment periods > �, •4� specified in the plan documents. ,Rs:Y. (6) Ensure that completed employee expense vouchers and receipts are returned on a timely basis to the City and F, a copy provided to ESA of these vouchers. ( ) Review and counsel with employees whose vouchered ;w==.r-<<.,•, expenses are not equal to reimbursements. Take an appropriate and legal action to ensure that employees are during not reimbursed more than actual expenses L. P g the ,> Cafeteria Plan year or secure the return of any overpayment in accordance with the Cafeteria Plan documents. ?' (8) Conduct an annual review of employee benefit elections. Advise EBA of any changes in employee benefits under the ,Y. ,t•„�;},. • Cafeteria Plan. Provide EBA a copy of all changes and Cf¢sF �y7 44''t signed Salary Reduction Agreements reflecting these ;+��}, changes. (9) Make necessary changes in the payroll in accordance with each employee's Salary Reduction Agreement and ensurek y that employee W-2 forms will reflect new Fn gross taxable �;i , ; wages after the salary reduction. (10) Provide information on employee terminations to EBA so zr as to reflect the termination. (11) Provide pertinent information to EBA that is requested . ,: for tax reporting or Cafeteria Plan administration. .' YS;ry1 V,.t{ See. 2-2. Duties and Responsibilities of EBA (a) EBA shall perform the following clerical and accounting .2 services necessary for the administration of the Cafeteria Plan: t (1) Establish a database of all pertinent employee and ' employer information based on information to be provided by the City. �•`tip '. : (2) Update database monthly for employee changes terminations, new employee, benefit election changes,, etc. ) based on information to be provided by the City. '0 . 6 },,�, � L�•. .K 'i'd }Y;” Ftr�y;.N$,..,r,;... �.f• .q;r ., r*..t Nil+we. •l aL 4�',Sf"�jN�14� i'i!�p z. Ott `£f� }f i �.t 1 Tat N y N7' t a { h h 1� !:r �a� 1 l+t,tt . t Y. °`Y!t' I .-r {.. r. .r r: r,; a 'rt• �•. !tY,,r :y 7 1! •c°�t: itl r.�r` i `'•4.r: S _,ti 1 ! r t'i 1r { ' i �.;{ i• rL:. li:i,C t. % �<. {yh �,"$�`G .tA:° •;tat'. f .I. .i ''! ! ` .v s' s'. l, , 1 }. •.p . , t { 4 rt � ''+t( �� a��,.'{'��tP 4ti��}.4�1Y �lt'��''a t �,1' � 3 d.; BLS •:i � s�l� 'r'.l ' t. � r t t, ?.r � '!,.{i..l" :) :t t .�� r"•�;.�rY :�l -9+ rt. it•,(r;'�K7'Y•1:tY't YS "y;j;. ....1 ?� 1 f :'st y i. ( i' {.r y `l 1!! t .l�»'1 + J," �'a,a �t •xY$.r„` �';;;' P.}Yt f' ;)•1 ,i'• �5 5�ti ,t t „fit t t �,t•:s ; �:{: �isrti,t',,.t' a .:: J ��1ss , .,. , { t �' �t,:.}� � r' ,rk r!. ` :t� 1, � s :' t }tt �j�71'�•`t.i'r3"4 +tg 5^�yY�,�`�,<:,� t y ,�,. r:tat', �ll. r`'}{ Y { l r t ,+.r�a, .r. ,1 / ( ,x } rtyh tS,�T' (��i�,�x `� 4�}k � pDy.) r g ?t� � �• I O.r Vy .h A w ..�' !i J{_ ,t{} {. .'.5.1Y..I, ! Y.n..,. h.,. Y�r n..v.u.l.ei.t 1,.Y"12;•.Y .,�lr: ., 5. �1 (3) Where appropriate, as determined by EBA, EBA shall ;. provide a monthly statement of benefit accounts for each employee with reimbursement check prepared by EBA on the F employer account. This will be sent by EBA to the b em ess designated nated employee. This statement will g Y each to i P Y � 4 J also be the voucher for the actual expenses incurred by the employea. This voucher and actual receipts will be a,4, returned to EBA on a monthly basis. A copy of the original survey form signed by the employee along witht ' ,n Ax instructions for completing the voucher will be sent with this statement. (4) Provide a review verifying compliance with federal discrimination rules based on information received from the City. , ', x, (5) Assist City in preparation of an annual report to be sj{•"Ak s :4 filed in accordance with the Internal Revenue Service. 'Mt9t ..3 1 :. I{ eyNO{x}.xr ' 6 Assist City in preparation of Department of Labor r a: reporting requirements, and other reporting requirements ti as may hereafter be established, if any, on a timely ., basis. Sec. 2-3. Administration Charge. �. (a) EBA shall receive, as compensation for its services under ,7 the Cafeteria Plan, a charge of 4.00 per participating employee per month. ' t f •"{:r SECTION 3. PRECERTIFICATION FOR HOSPITALIZATION ,y (a) Pre-authorization of hospital confinement and surgeries ` shall be a requirement with a 20% reduction of benefits for failure of the employee to obtain pre-certification. 'r> (b) It shall be a requirement to obtain second opinions on x non-emergency surgeries. Deductibles shall be waived and benefits paid at 100% for second and third surgical opinion. If this requirement is not met, benefits shall be paid at 60%. * '{ (c) EBA shall receive as compensation for its - recertification program,, a charge of ,$2. 00 per participating :�.,:.... p P 9 � g P , ' employee per month. r,+;fit SECTION 4. ADDITIONAL DUTIES OF EBA (a) The duties set forth herein may be modified by mutual i _ agreement. The revised duties and the administration charges F t4 7 �'''�' ,''•�rr,tu•}!. "{` ''�;s,•r�iti� x1 r4 .fx� ., +{}? -i.a; 13"": ,i:F' t-. 5 • 'Tj 'cam gg r �fit r�yriS�S`+p�s j7t'rrv'iy�i 1 , p. S 7 'T 'c. i � "k F�z' � �• �r�Ctt�vf w�s,�t?'c� G>f F T i' 7 '<'+ r , z r .r Fr� r 11St. ., rP}t„L,5'JZ�� y lr { {,.4 i' � �.;t 4.N�'/�41,. {AY:7i.'� r tY � 7{�%" h *} { CSJ i, i N"4 lit� Fy'lit(' ry yl i�J Y t } 1 •� `'''.N .1 I r ,� d a .1. �:x t { , ..{r ! rf a (1 (' 1 .4 .� i 1 1 4th`i.•4j ,+°r i M p�r�±'{, } r t MOAN `r,.,r�3 F. .f�� ) Kti z, r .t t' 1 ( „ Y r •V+tr3 .a41•5�{`'t�R qSS�Y¢'l.�r'>t ..+ `i'(M f,� y.w.tl i�✓i {i .f� r.l ', i } £ r`} ' 3. .l r.r '�� + r �'' 1�} `S 1 t r, ,r. Jr` }.,:d F "• et,., r1 , t d <•.,( .: li ! ✓1+1.'1+ +'t ly;j�i fjl��t� '��� �,' #.. ORONO A2 � s}t a , = x �j 1 �t ` •t + , i �... .. 'a z .ttis,.,,�}r> �F . 'v3 ','r' S ti '�o�s � ;:F�, .; �}�. ... .'�'`d ., � � � fh��� `�'?i+��E���d�3�rk"�rX� �7^J.��"`e���'" •,?���8'. 'ri*.�."�ry�'yc �'���,. .�} 1 ;.kkJl .a„ ;.�,..$,a. .va^zn.c �,x .,. �;��kndi; •'; .c ..t �+.,._,kf.-'H w.. �1 f;a •f therefore, if any, shall be evidenced by written agreement between the parties hereto. (b) If any change in law or regulations imposes greater duties or obligations on EBA than contemplated by the Agreement in forces ;: : } at the time of such change, EBA shall promptly notify the City, and r" a change to this Agreement, including charges if required, will be rz_ negotiated. !n.' SECTION S. DETERMINATION OF ELIGIHTLITY a tt ,yr7"; In determining any person' s right to benefit under the Plan sit s or Cafeteria Plan, EBA shall rely on eligibility information furnished by City prior to submission of the claim. It is mutually understood that the effective performance of this Agreement by EBA will require that it be advised by City periodically, but not less v!•;. +, .tr frequently than monthly during the term of t1zis Agreement, of the ra. identity of individuals eligible for benefits, the effective date or the termination date (as the case may be) of their eligibility and the extent of the benefits to which they are entitled. City shall also cause to be furnished to EBA such other information as may reasonably be required for the proper administration of the -+:X�•= , ;; Plan and Cafeteria Plan a '' (c) It is mutually agreed that EBA shall not be responsible it for delay performance of this Agreement or for the non- performance F . � y in the P g of this Agreement which delay or non-performance is caused or contributed to by the failure of City to furnish any such t information. SECTION 6. RECORD RETENTION AND REVIEW EBA shall maintain records covering claims submitted under the Plan and Cafeteria Plan, as well as payments disbursed by EBA. Any duly authorized representative or representatives of City shall have the right to examine or audit such records during the regular business hours of EBA. 'Y; SECTION 7. AGENCY AGREEMENT r� `t (a) It is mutually recognized that EBA, in performing its obligation under this Agreement, is acting only as agent of City 3 and shall not be designated or deemed the administrator with respect to the Plan or Cafeteria Plan for the purpose of the y Employee Retirement Income Security ACt of 1974 or any other " Federal or State law of similar nature. ;,•.' (b) In the event that its officers, directors, employees, or !f agents are made parties to any judiciary or administrative I•,. ,r:x tC.9''Y,'""" .0 $ '{Y �'d+r1..,..,5�;• ,r; y.-',av;ury.{•".n r, r. y ygy {idrf� '•i 4 ��l Yt�'�� J,/� i Tt �} Y a h� {f .;�t 5 j �. t { .� r! t i , �' t t•, �P;,�L <� a � jt`' fbt,;.:r t;'.�}4 i k tj.xF "f 1 i 'r .'.r" },i.r;, o✓'. S:4ti`��W, >�•rC'%'✓,,rY'r�t� {Srj rr,.°`7�'�. �.'c. t rt ; 'f�' s. ,!} i �r ,L•; t ' , a�S 1 4 i� F fa,.s+zt`..;X?,�;r}'rc�,x;�s, �ti� •`,Nr fi,ff F ,t,c: � > ir. t Jk,'•4,°� ��. :4`:. . .�{5\':r, �'' ��ri�{ifi �" tit t} ,,t � yttt t ;. 'r:ji t, "1.ri 1. 1 ik••:t.y Y:.. �Y,a<�{r f• �� �rI ti yp r 2 S 1 r } 5 sx r k tiY qt �'�, 5'S 1{ j4 t ' ,t' r '.'"><.?{ 9, tK1•'Yf'abFr .. t �,. 1z Y 01-4- WE t�r, - w), t kYYY �.t f•�'.,r.... .n G '�f i..+rr. S . iC. ba• i� :t proceeding arising in whole or in part out of any function r'- performed by one or more of them under this Agreement, City shall $' hold them harmless for all judgments, settlements, and costs ` (including attorneys' fees) which they incur or pay in connection tl` ;r therewith, except City shall not reimburse the amount of any judgment or award (or attorneys fees with respect thereto) if the '< court rendering the judgment or the agency making the award decrees ' that it was caused by the negligence, fraud, or criminal conduct of EBA its agents, employees, officers or directors. ; E,�.. r • ees g P Y , • (c) The defense of any legal action instituted on a claim for benefits under the Plan and/or Cafeteria Plan shall not be an obligation of EBA. EBA shall, however, cooperate with City by ` T furnishing such evidence as it has available in connection with the y :° defense of any such action. r' SECTION S. LAWS GOVERNING CONTRACT This Agreement shall be governed by and shall be construed in ; ,; ;< accordance with the laws of the State of Missouri. y�7f±F;t-k SECTION 9. TERM OF AGREEMENT This Agreement shall become effective on January 1, 1990, and end as of midnight December 31, 1990. It shall be renewed ;{k; : '• `:.. , a: ' t automatically for two successive periods of twelve (12) months ., unless City or EBA gives written notice to the other of intention ,r not to renew the Agreement at least ninety (90) days prior to the end of the then current period. r " r, SECTION 10. MODIFICATION OF AGREEMENT ¢ ' This Agreement constitutes the entire contact between the parties and no modification or amendment hereto shall be valid �h unless in writing and signed by the parties. r �y SECTION 11. MODIFICATION OF PLAN OR CAFETERIA PLAN (a) Any modification or amendment of the Plan or Cafeteria Plan shall be duly communicated in detail and in writing by City to EBA. Such communication shall also set forth the effective ` . date of the modification or amendment. (b) Any revision in the administrative charge shall be mutually agreed to in writing by EBA and the City. (c) City shall furnish EBA with a copy of each modification or amendment of the Plan or Cafeteria Plan as soon as is by< 9 .tM1 Y ��t:' d a.'r• ;xlf.�� i.tx,k?, � r '�°y� t t�' <tr. t1S-'4t.tt zr 'r ° r � 5� t t �t.i f r{ 'a jta t�?� "� ,� r� ,.�rr.tX r a ,•t?�'. a x`W*d't .,..N,:ltt}J4i':!:`./.,.�.eat •'��:. :F� � �.+( ,{,':r.,l yr a.�. � '.i k•r}rr. t t ., r$'•;r.' �;,+��.�" �' S . S',i t..;71 a}} ,�, r"`� •y.Lt� r��tf:t:`r�''S`'rY .Jr.r4 {`�JC't r ti,i 74(..` r J1 i .t. 2. tr.11 }�' tt ,k r' t'<ff>� -}�� �F�.A•'r}.}�{�'"�:'}'.r.T Y� �' S .�t •� r r.�41�;�i?S'.`H}.T.t'C,�}kJe,� '�.,`��•,!,y� r. '?G,rt .Y! ryr j !.� r r l�r: U r ri ,t! ;1. t :.l. { r� `+ .ti r)• ;•h �1`i.fir C�(Cl�� w.. � V `•-°xt t y '3 r"" !•{' tt t '> '! 7 %,.r, f ?t.,t {f t�. r 5 {S .r 1'F`l c t{ 1Ps .. ,�. ,.t't r r' : i ,', ld,c, �` �,.t.'- 1 ,t • , , .. ,i'ri /-. •..iY,Prtt °`;' �w tij4m ��.� ��� .d,,,�. ti � }} t;. r. +Jrrg' W r {y[ ,,,�tgrp , {.,; rF {;7 t4 � ��y ":`'�,;r„�eki. �!`t�a�',.sag t,�,r,=r(`� 'r4`f7t^�•1�tt������'�1 ��"kp�x4y�W'k`r'�g$€4 �y>*''�,�'��.�;. e;i���� .. �" JeN�:v.a�.�.•,t� tf'+}.b 1� 'y lS'�"tst✓rR �, r ' < Rltri j.Fi..is<�(, ;u y 1 uijC['r2'+.t,. t.�`t`.'wsC�ra`�.•.t. ?•.s +* 4' reties,+.Nft...t.l.Fr .1..• . f: .<r,+^f,.t S,'r .. t x�.:Fj x:, a.4{ �� ey$x r.wa.ti. .., i, 4: practicable and in advance of the effective date of such modification, if possible. After receipt by EBA of a copy of "they �= modification or amendment, the term "Plan" or "Cafeteria Plan" as , used in this Agreement shall include each such modification or amendment as of the implementation date agreed upon by the parties ° e hereto. ' �x < r SECTION 12. CONFIDENTIALITY ' EBA acknowledges that the City is under a legal obligation to •V ��ii �4'ii�{�4 4 maintain the confidentiality of employee records. EBA agrees to s comply with such reasonable procedures for maintaining ' •' '• confidentiality as shall be specified by the City. All employee information shall remain the property of the City and shall be surrendered entirely to the City in the event of the termination of this Amendment. EBA reserves the right to retain copies as to such information. EBA agrees to allow properly authorized employees of the City to inspect the records on reasonable notice during regular office hours upon request. The City acknowledges that it shall have no ownership or other interest in any computer software or programs purchased or created by EBA. 9 SECTION 13 . TERMINATION OF AGREEMENT (a) This Agreement shall terminate upon the earlier of the .0, following dates: p ` .� .• �t 5. xt�lY (i) Ninety (90) days written notice by the City or EBA. 4 , (ii) on any other date mutually agreeable to City and EBA. ^. } (iii) December 31, 1992 . r (b) In the event of termination of this Agreement, EBA shall complete processing of all claims for benefits under the Plan A and/or Cafeteria Plan received prior to termination of the Agreement. SECTION 14. INDEPENDENT CONTRACT RELATIONSHIP EBA is a duly registered corporation within the State of Kansas rendering administrative services to various employers and entities, including the City. For all purposes, EBA shall be i considered an independent contractor for payroll taxation, workmen's compensation and liability purposes, and no employee of t % ; EBA shall be considered for any purpose to be an employee of the City. EBA reserves to itself the right to determine duties, obligations and compensation of its employees and shall have the .i. 10 . r > +.Fr !Y iir x x a. xv >: s,•4 61y: rrxifin :..'7F 4.,•-,' ,< 2{ { K 2 •.k' � Ai:x..7..SS11.�� 1 t• i�� .��gx t9 ����4 t✓}•t'Y l'/F�417��r 4 y r y l F ` � I >lS: r %••.• N ✓f: r i .',/ qr a s?��.",.�}!'Gb�t'' ) l$'r�.,i'.a t+{S 1y•i 3 rtj?n #'.."tY.•r. lr�t;�7t1jy'b a f i' 1t �t C t t ",V �t f 1�.i. 4,°.jS C�:':i"sJ.�,.t S.tx y ✓' i .n�r.i= a t +S t t 1 t}.i E t F+o�r,{ar t rtt�'13�.'.f•lr„t^:'l w 3i';r• f t r1 f F { 3 t `s :F7• ycv r 1. 1 t 4 e. '•y} ° k�','rrP r 'xf� `^ st`'` ,,., k ✓ t eS�+F °i �,, �s,.; �.7'k,i,..i t1t y".. r 3 ,J .ti ,, ,r t .t 1. -rY sn a f ;j%�xr� ✓j,`M�•^,,i .'a y✓ :sxYrxl;.•`?1e � v>r �k .�fl � i::: t , 1 i� t �atgti�t✓ �i ✓���j� Cqt ��� 5 •f"i f� a f,ir ,'orb �\'• { .. t, ,. yr 1?r t} ., cnP t Y '� ��5°.� ' S r r�*t "',ij�SkQ�l �'},� hre •�i��7Y �i'f"� F .J lit t� y y �1 t .... � .. � .. ' f ... 4&Ly!�A�is'.}.y�iP''{��j°7'a'�� '' i�� �� I I t]I 1... .f }t s .{(' x i �„(-$y`�gt�t.SJ;Lw•-�`9. r! i r a � a �!i'!� 1 (t s Ya�§1�,� �I � q'�t• T5C i1�t n �tt�l{{jj,,�1`�}�'��•t .tlfF"F,,?x�i'��1"F.t} yt F 7q+9i��,i rA{ .t t jSr 5 t >r, t S' 1 °sp f �, i}�.! 7yr7+^/.y}';`�Qr'�„ �'1��C�I' � .Z ..+Y.,F�.'�ct37 t+�'�7`�t; •,'�' yl 't{ `Aa Sit �. t a� .�. F t'r..rt '�i f F}, y'�exF' f.„.t« a1 �, 1 ,ix,,.. .+�+ ' �[' rr. <at'; X,n widest possible discretion in selecting its methods of operation. rlt: `{ `v The duties of EBA in providing administrative services to the City on the Plan and Cafeteria Plan shall be independent o third ' severable from any insurance policies or benefits sold by `-. parties or by EBA. 1, rr:'/• SECTION 15. PLAN UPDATES EBA agrees to advise the City from time to time, as shall be necessary, of any changes in any law or regulation affecting r' �., Flexible Benefits Plans which shall come to the attention of EBA. z, f. f EBA shall not, without the consent of the City in writing, engage any professio the benefit of the nal services for City. a .If i'OSmw,xyC.., SECTION 16 CAPTION The captions or headings in this amendment are made for convenience and general reference only and shall not be construedk to describe, define .or limit the scope or intent of the provisionsg ,h ?. of this Agreement. ' . 17. NOTICE t SECTION i.red or allowed under the terms of this CD s Where notice is required { Agreement, such notice shall be mailed first class with postage ' prepaid as follows: 4 City: City of Jefferson u >, Attn: Personnel and Safety Officer 320 East McCarty t Jefferson City, Missouri 65101 <a; Employee Benefit Administrators, Inc. EBA: ` • ,�� p. O. Box 14970 v '*}rt Shawnee Mission, KS 66215 Aa. ,. SECTION 1S. INVALIDITY The provisions of this Agreement shall be severable and if 1. any provision shall be invalid or void of unenforceable in whole or in part for any reason, the remaining provisions shall remain .! in full force and effect. x i iti r „� ,t ���4�,S.rZi s'NSiE!'>��AV. �! `:.�'�4�x.37i.V:i,rr: f`f�•,.- r;. ,x{..' ¢v- i i..t .]; M �.'€' ' ;{ v°��,1�.��d,Y}�}'v,',{Sy� 1• '.S `�•k 't l 1. �f cy Sit '1 ! . t) i�l )t' 1 .� ( '�V^.r s �9 ..r } J. s�•,•F� mss'>?a t,i }(R S�tF ..F%.[�. tt,� w.. .ir 'S �l Si• ,f s .'l�..t t •, s 'fk i SfR xq t1'I"4!r 1 S fi a i r;S 1' ;, r sS°'X�'2.. V X s•t� t. � t+ 1 1. t,i t 1`Y fss i i.{f,:�i'a�alp�tit s�,l�,��.iyti 4.r±},�7� y�. c " t't' ,�.. R�,t!`?r�1.s`�i,3:2y'��t�}.!p"+,hl��;�tr�-e1?S.,.f'x}y� x4�.�f J`swtyU;l3ei,;yot e'.ts;si�, rt (t.��2; �t � e .�+.,�. .�a! ..'y.y'�rl.{`,t.tx,..;,��''s7+ i5; r•.w `"a�G�Y'. u,S x �V :t^=+, ,;�:��.�.._.{��.(� ',.F � �t. '{Sh}xc r ty:x.i;+Ut✓ .frtits .\ t.ly:tv'f a /. •3,.q�r,:�t;,•ir, ^'t'•t4 ;i'�•,.?,�e:ii^ t� t s Y 1 ` y t }1L""�5 ! a � s 1.Pi- a n � {.1.•,J , ,i} x s � kJ� 't f S �'. i �t ayS,, f it ik t is �j it y r"' { •y . ±r.1 tilt -.`y !' - ,.,, x�' .�i{t:•A%. it: i��:Y ..:5 t,�{ ,G .1P i7. .�" .`s' } ).t�.',:. { �.r' .ti4} -�9f' t .m•.K.n rK -a�+`� y rt, IN WITNESS WHEREOF, the parties hereto have caused this .`, e'x' Agreement to be executed in duplicate as of the date first above v ' written by their respective officers duly authorized to do so. CITY OF JEFFERSON EMPLOYEE BENEFIT ADMINISTRATORS, INC +. MAYO TITLE: ,qd, {' ATTEST: r IIJJr. �'�.�.��,✓,�, ���' V, Gt).off Pr � CITY CLERK TITLE it APPRO D AS ORM: a�. Y 0 NSE •r: a f. F y� 12 r» r a• }Vlt' .#�-*f,..n �A`a`H,'.i>rf,;`1{�'!K'�r>n.s R. t °%:•h�Y�l��tr. r tl Pil Sid i�=l t r u>i�T( d,'y,}•f� ,, rP f''t .�4 � :'cLYj 'V x+ .lr.^.5. 1t� d"�M1.S � •� }�i, zS�., '{n r,.ar� �: ,.S t ., §1�tl.r'.• i��� �ty#ti q'K,1. � gal �'� �_5i '#�tr .,. �„'44 t'.` e. •'�K ty ,r•y�.. :'s',�..tt Yr. �y�l.. ,5 ��,j{�+�°,4�-fF r# � 16�! - !" 1 t .. !� ,. .. .y !k ��•prU�:pt.��.' li�•� � �,.•. ADMINISTRATIVE AGREEMENT TABLE OF CONTENTS HEALTH PLAN ADMINISTRATORS • • • • • . ' 1 '' .. Duties and Responsibilities of City. • 2 Duties and Responsibilities of Claia►s Administration. 4 • • • • :> Method for Payment of Claims . . . . 5 "{. Administration Charge o t 5 ; FLEXIBLE BENEFIT PLAN ADMINISTRATION Duties and Responsibilities of City. 5 5 f?4 Duties and Responsibilities of EBA Administration Charge. F` 7 PRECERTIFICATION FOR HOSPITALIZATION . • • • • • ' 7 ' ADDITIONAL DUTIES OF EBA • • • • . +- g DETERMINATION OF ELIGIBILITY P i�+ • • • • • o • • • • • lr td i•.. 2a' RECORD RETENTION AND REVIEW • R ,{ a. AGENCY AGREEMENT • . . . • • • • j. 9 t.> LAWS GOVERNING CONTRACT • 1% TERM OF AGREEMENT . . r°<< . . • . MODIFICATION OF AGREEMENT 9 z MODIFICATION OF PLAN OR CAFETERIA PLAN 10 CONFIDENTIALITY . . . . . • - ;a .. .t�; ; TERMINATION OF AGREEMENT 10 gig'""?#;.',i�,•, w •,:,r' INDEPENDENT CONTRACT RELATIONSHIP • • • • ' ' ' :'. . . 11 c o PLAN .UPDATES . • • • • 11 CAPTION 11 NOTICE . . . . . . . . . . . . . . . . INVALIDITY o ' e rp� s!' 13 { ,r ` i d ry#• yy ,a . l�Sa i} o N iri r•'w((rr;`� ' .d &!t � p t3 � C rl�''nv4rt•�YF r !4�'' '( r ! t !°abCy' �' ,t •', 7�kij 1!'4tlk cs�7f f.h j 4>e,i+� i •. !, k> rile }'�1 t t {v ,i .`'�F's,>t''',(Y� s •wi.{t s { it, E i� {t. 7 3 a s-s I� j�c{ �,7 t H �.,33t,. 1y4�`i �lj 7..tc �c�4� S7 � ,�,{ .E' i l� t4,"h erg S�+ , .1 d��, t {t �. '7�'i iYt,)•Y{ ! �.. f s,� �, ]xj � 'tt {lr v n• t;q.r at � F 3 . ,r� re r x, ti i i� w,t. ,��t*5��: �yr t't t }�:14"r•u, �r�j s !' at�f'4 d'� `.�, t,}'t.n ri i i +1.,� J ?:. r (t ` :. c4Sbtf. {�Cary' ,f:1, �.{!'fl P 3Ly !?r C"!n s��- t`�#i•V!. tS�t• ilr ltiP 1, 1 tigt� � G .15,.tr: .rs�t (�.dtt sx 7 i }. yy I; t } E�n 7#'r�.{f � t apt,.i1 s � 1x�t,4 tif����} �ht/,..h r Y{-?'��f�I#�f {'.+!<tj, `.� f.t 7^ t: ..,+.:•I'•:�. t � '� �fi �t.r�,: ,7� ty Ak}4t s#i,�•�4�.t�`� � • ! :;.% a.. h �� int x r/ t �rh±7 �'t ,r S u , r,y t ,.� ! •r:� z ., j 3 i. + . rl•'�rtld k�".�'{t' .w '�4` t/y�x7 '{"1i+Ri RiSeiPJ ri;tf r. t r>r r c.,j (.t :.. "r?i�'d'�ii �t'a�'t"�4• rl �fJ1i � 1`.: .. ��� } i;�..i ri:47'..^ f�'.�}•.t•. .j� r�;=..t :}r/.,..l,,t �},�k(r .i;tKc a'�yt .d.ail+� r� {?tit v 1: ti`S I,• { i Ply.'119 ,11