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ORD11884
V., BILL NO. 92-165 SPONSORED BY COUNCILMEN WRIGLEY ORDINANCE NO. 11884 AN ORDINANCE OF THE CITY OF JEFFERSON, MISSOURI, ESTABLISHING THE PROCESS FOR ISSUANCE OF ECONOMIC ASSISTANCE LOANS. BE IT ENACTED'BY THE COUNCIL OF THE CITY OF JEFFERSON, MISSOURI, AS FOLLOWS: Section 1. Purpose. The purpose of this ordinance is to advance the health, safety and welfare of the people of the City of Jefferson and Cole County by encouraging growth and expansion of private enterprise within the community, recognizing that the community benefits by the creation of new jobs, stimulation of N economic activity and an increase in private sector investment. In order to achieve ........... and carry out this purpose, the following loan process is established. Section 2 Qualified Business. A "qualified business" includes any new or existing corporation, partnership, proprietorship, cooperative or association which demonstrates the ability to add jobs and repay any loan funds. M Section 3. Application. Before any qualified business shall be eligible for a loan as set out, it shall first make an application in writing on forms to be provided, to the City Administrator. All applications shall be made on or before June 1 of each year. Upon submission of an application, the City Administrator in conjunction with the Finance Director shall promptly review the same and determine whether or not the applilcant is deemed "qualified" and eligible for a loan. Applicants shall promptly provide all supporting data and documents reasonably requested by the City Administrator. Upon determining that an applicant is a "qualified business", this qualification shall be certified to the City Council for its action. Section 4. Priority. Recognizing that funds of the City are limited, the following items and applications shall be given priority: A. Businesses located within the city limits shall be given priority over businesses in adjoining areas. B. Jobs created within the City of Jefferson shall be given priority over jobs created in adjoining areas. C. Priorit y of funding will also be given in the consideration based on the number of new jobs created by the qualified business. Lit �7.,7_17'i 7T -7- 1 M, 019 ll�,Aq V Cr fp lit zI k4y�,,,oyp� U.3 .ffig P't iii A ZX1 I Ji P f �, 4S r ,�!�•kS��r. ;Fr�4,�!q �*1�t3'ugy, c] .k ' Section 5. Final Review and Determination. The Finance Committee of the Council shall review all applicants following certification as a qualified business. A' Section 6, Mo DAG Rules. All rules promulgated for compliance with the Mo DAG program shall be observed in the granting of any loans. Section 7. Interest Rate. Interest rates charged on any loans made under .. this program shall be at the prime rate plus or minus 1%. The prime rate shall be ` the average of that utilized in the local community as established by averaging the Central Trust Bank, United Missouri Bank and Exchange National Bank's prime rates in effect at the time of making the loan. Section 8. Right to Reject. Nothing contained in this ordinance shall require the City to grant any loan. The City's right to reject any and all applications shall not be affected by this ordinance. Section 9. This Ordinance shall be in full force and effect from and after the date of its passage and approval. �Tl Passed: �' /9 9'J Approved: Presi Officer or ATTEST: City Clerk Mpg— r. j y�', 4.,,*.,'x'A'i �. ;r, a ?r�`:, "�ti Y �' e. . ^� �, �+ +'zrlt�'�` s �'i74 tit f�aa�'S?�t�"i'; � {�. .� � a t;e• , y at ixrr��'`:`Stl�'�,y�'�yt"�s !}y� i#�,y i t rr .�dY y P � :7 }` r y . .a t " i•n .'x %3f� `'�t2• 4" Q .rirL`tt4 k 4'q tf� $. s��r rs y.r {�`!%1 3 �S t,y�J x tri:.. r a4��t• 5.i i r i `•.-t.' !r ., i r :'1-. t. )� .1•.}tix%' 'G % r. `•b z a i 1}r_,r {.a, ."t,r 'I t `° r 7i -� (a ?.>:.7.. s' r.-., tit.. '1 t '� ;., ,r, : •y.°. -04z�y v.VAef�!tTMltlM14Xa•1u .j;!;.s: .i»....,.>ei�lnw.ax...al�vuaa.�' z � .. 1j 7y: CITY OF JEFFERSON, MISSOURI '' APPLICATION FOR BUSINESS LOAN Individual Full Address Name of Applicant Business Tax I.D.No.or SSN Full Street Address of Business Tele.No.(inc.A/C) city County State Zip Number of Employees (including subsidiaries and affiliates) Type of Business Date Business Established At Tir:�e of Application ;;' * u Bank of Business Account and Address n If Loan is Approved u€ ?tK Subsidiaries or Affiliates p (Separate from above) r3 ' Use of Proceeds: Loans R ested (Enter Gross Dollar Amounts Rounded to Nearest Hundreds Land Acquisition +.. New Construction/Expansion Repair ;.e r Acquisition and/or Repair of Machinery and Equipment f• V + 'y' Inventory Purchase F Working Capital(including Accounts Payable) F. bl S{ µ1. Acquisition of Business ` Term of Loan-(Requested Maturity) Fears :t> If you or any principals or affiliates have 1) ever requested Government Financing or 2) are delinquent on the repayment of any Government Debt complete the following: Approved Name of Agency Original Amount Date of or Balance Current or of Loan Request Declined Past Due `cur, $ $ A-z t Y f, w�wrw,•f•v+r+t,,-•r-v-^ r ,=mlA+wrnar.��--�' -"^"!'—""*t�-�-�s. zr-a-- ' '%5� �,���,, ,t 5,�{`.1r7i�r F o 4 �t •%y, i t.{' t ; . ti i i }o- it t 'r { y { i sg s�t"��7i' '�'4�b� �r tV t Y r r 1�r, K •� }:•f n Y 1 .! i ..G �r t } .r.�'.zN'f %t T i'n s C � 1 .y t`7' 1. 9 }. ,! • tt5 i 4 v ..0 i sxFS.i z "'7 `�f. ,•r , ;• 1,:,It.." .t; "T..�W A.t ,t'F.Fa k. .t p .r ? S'. r„n i t.t '3 1 3a. .•C .T;y,�,',.�.f. 1 . . �ts�r .i �y r�' f.!}�. ,1'y ��s S 'W a t.: 1 7 i. s'1 t r a o ? s 7t's 'F . r �.�+r'#ry'•�'�1'1.7{.•r,'-,.,d�"C. u� o P�,c rtfl 6 t�,�icY .�'•ti.} u�°,:r yl 3 fJ, i �>3 3`y r. ::If f rj� y r .Sint, kj '.�.,,L 3 ! .�l(�1}, Sy't4£ i"V`'�k,�r: Ni;! kk dXl •t P 't 1 .z .�r i r 4 <0. XI l yy if Fl.' z ALL EXHIBITS MUST BE SIGNED AND DATED BY PERSON SIGNING THIS FO.R119( BUSINESS INDEBTEDNESS: Furnish the following info►-mation on all installment debts,contracts,notes,and ''' mortgages payable. Indicate by an asterisk N items to be paid by loan proceeds and reasons for paying same (present balance should agree with the latest balance sheet submitted) 'ox.t=gr,:•. Original Original Present Rate of Maturity Monthly Current or To Whom Payable Amount Date Balance Interest Date Payment security Past Due t b,' 1 Aect 1 .Q .,:ti.--Li ,. Acct F f MANAGEMENT(Proprietor,partners,officers,directors and all holders of outstanding stock in excess ; Vi of 696). Use separate sheet if necessary. Name and Social Security Number and Position Title Complete Address 90 Owned ?,;; ;;`,::. • r. Fr ^�aY2 THE FOLLOWING EXHIBITS MUST BE COMPLETED WHERE APPLICABLE. ALL QUESTIONS ANSWERED ARE MADE A PART OF THE APPLICATION. E 1. Is any collateral to be used as security for this loan? Yes No 72 If so, complete Exhibit A. 2. Complete Exhibit B, Personal Financial Statement. ._ 3. Complete Exhibit C, Financial Information. :, 4. If you are applying as an existing business, give a brief history of the business in Exhibit D. If you are applying as a new business, describe your future business plans. b. Describe the educational,technical and business background for owners and management of the business in Exhibit E. 6. Do you have any co-signers and/or guarantors for this loan? Yes No 4 If so, please submit their names, addresses, tax Id Numbers, and current personal balance sheet(s) as it Exhibit F. r .. �r. 4 f,i +, by:t3•' 1 5r[+7�i r F.a '2L+ t t > f r'" K t + r fJ pia'"y '4',t:,?�"��t; YL° <.� � kr ��sr+ i' 9''',rr r�K �< s. ..} Rr r tS ' t .—•..-; t. t.� � r. +'e"z v +•r � .r'r�`�` �?'}f� r�.' , �� !�. t'tt'�tl}:.7� S +t t ,cy I 'i t ? Nt 7. if irti``xxkfri ap''d}•a.�. t '} T. ,. 1 N.vv,!�1 t� F�,Y,Ki+�,>} .�T s!•7.tp -� 3 iL ( t t'+ t .7 F�1 + i! Z +t�-.r'v t'• '�'r'+ p '�'.. {i ;! f y�;.y,•F �'t}FY?M �+lY tl\Jtc+`n�t5 'f! S t N K i t Z F r i r S :J'' "� F��• Y�:���?�� •.r; ) ,r. �$ 1, k z7�•. /# ti F 6 w �ti o t r* t t. 6r {T" 't t. .t*, .°�,,<Y t•i�'c'r }����r 4 ,� Sf d G. .+I is}4�'!,i' � � � r . i'.. � . i.'r v. * .s ,.i3i�'+�? .�s}, � ,i �i�:t`` F - t,.' .`+`;ci+ �,.f�+✓`df t�.�r.'r:.ii f f�klt ty>{ "}ts.•.Y ..i'F 1 f ,� f �4 f 4.t;� r ..:+jt' ,ii�fri fir. t 11 t�9 1 ,� fi rn* r } x St 7 t sx sift t# *p4�S�' .'` =mMAId'111111111 1111 i milim IN! WANUM L . 4. �+ s% M,� 'k`"+{a�tn'�s`{ S7LY'+��• it�A< s j q ' zc: s ate` t.a: !' `.'` r. � �.„ �.r{�..•..+s*FPr�V „ 9n4 7 �yts�. 3 7. Are you buying machinery or equipment with your loan money? Yes No If so,you must include a list of equipment and cost as quoted by the seller and his name and address as Exhibit G. S. Have you or any officer of your company ever been involved in bankruptcy or insolvency proceedings? ?r` Yes _,_,_ No - If so, please provide the details as Exhibit H. 9. Are you or your business involved in any pending lawsuits? Yes No If yes, provide the details as Exhibit I. ' 10. Does your business, its owners or majority stockholders own or have a controlling interest in other businesses? Yes No If,yes, please provide their names and the relationship with your company along with a curren t balance ' : sheet and operating statement for each as Exhibit J. ��•,E CONSTR.IUCTION LOANS ONLY 11. Include as separate exhibit, Exhibit K, the estimated cost of the project and list the source(s) of any t ' additional funds. 12. Provide copies of preliminary construction plans and specifications. Include them as Exhibit L. Mnal plans will be required prior to disbursement. ? }��'} ��` F`,' AGREEA+iEENTS AND CERTIFICATIONS 13. A Complete Exhibit M Participation Agreement. 1' B. All information in this appbcation and the Exhibits are true and complete to the best of m x knowledge and are submitted to the City of Jefferson so the City of Jefferson can decide whether to grant a loan. I agree to a for or reimburse the City of Jefferson for the cost of an surveys, ` f'T pay tY Y Y .: title or mortgage examinations,appraisals, credit reports,etc.,performed by non-City of Jefferson ; T' >` Y personnel provided I have given my consent. r,... C. As consideration for any Management,Technical,and Business Development Assistance that may !j be provided, I waive all claims against the City of Jefferson and its consultants. -- ---- ----.'----------------------------------------------------------------------------------------------------------------------------- - �. i If Applicant is a proprietor or general partner, sign below If Applicant is a Corporation, sign below: a g t By: g _ Date Corporate Name and Seal Date By: Signature of President Y ATTEST: B } y: Signature of Corporate Secretary ..thNN /YFrj .. •f :���i .��¢{C�t. ��. }� Y'{ L i +a '1S"��t ..tyy'•��i r .. �:.'Ci".'-....'^°�i'iTr�,t;"�.'e7 t. ...t< =,!r' ,�i ni^` �' .�y`"y'�r*'}t�rit� 1.E ?�r 52. { 51."+X«U1wR .f in r i � .S gar �! }��Z}"z�#s��y��uiFi�ny' +y�r�,i f .sr•i .V ..�,}_"}�E, ty� �' tC ,��, its r 7� t 31': ,t rt5 i r� #�siT1 ai .,f}��3�9{>���`+ {���`•`?`Fl�'q�'�y� '�3 � t ;r�'�iii { 4•�(�"itS.fOC�x#�41�'� i+Si` E{>jllt 54f y:�i �y�r <i 4�+ 5 aitC:�' �t f��. �t+��� Yg7.2 s'h a •,j ,yir. M r SN t, C{) t s + jt t ri ✓ ti.t�.rh�'."�s 3 { )I 1�`r��f' . ' w�2 � � �sr�v "i r��' t i�rc k �'f �' � # � � ri +;JU s'Tt'i r ; 5t5,s•�1 t f�55 `�ik�Z lj i l`'� i� i t �IT 3, ,.' r r} !t 5 t E -.. t s y{�..i s. X:=Ss',L s.^u'� : , _ ✓'S?. '. :: '�; .. ., t< 3�'t r S.L.•y.; .its �C [,.�,'N!�;.ty Cam, ir�1r 7 yj¢� S Ft,{d fk�1*,�T���rS{}�!..Staj�T ��'.q»��p,3�{atin�. } ,y 1(t. { '!. .,,, t T 1 � l4 ,,t i yl...q i.•�s7..�nb.e.-�a x. Its '�I1 I I � :� 3� ,+5. t� �u �P` ,�r�l l'��stif t (i' .,r t� t 3 :lrl ':{.+ ! -� i s,Y} •1�.. r•r ni;. e�' +' E '..� 3.;t�Q �j• k1��*�E .�+, �jtY�1 �`. rt a1 .'(� �. � 4 ' i s I 1.:� i �"� �t i � r :"'tr s:�+" ���' •,� ,s ��y.?;7t4�N '� � .r`. s�'rt 3Y t t...� +, .�.�:.z ����sf�. �:fi;<tr"�J�a:`v5 ..n .t�r us�R,''„^�a,t � '� /f SCHEDULE OF COLLATERAL Exhibit A LIST ALL COLLATE TO BE USED AS SECURITY FOR THIS LOAN �1 d fir,. Secta.on I Real Estate }' Attach a copy of the deed(s) containing a full legal description of the land and show the location , (street address) and city where the deed(s) is recorded. Following the address below, give a {, f .. type of construction,use,number of stories, ; . brief description of the improvements, such as size, - and present condition (use additional sheet if more space is required). LIST PARCELS OF REAL ESTATE , Amount of Year Original Market Name of Value n Lienholder Acquired Cost Li© ,=fl `! ,�F� Address �9 `Ss 3�i r1't f' t Description(s) i .+ l• S r. r�'eA' • LrY�4 ! h,;1 form\loan\exhibit.a •'a s• pti�/7 tyt' t 'rf: 7 � a���,'-�"',���� r' �I.F-rf�,i 'S + 3' n+ 3 4 }4�.7 ri k t !w� iH,+y� yt 1 '11 Y< k r• -{(Kr r r a k � ..'-�' ?f.Y `� r� ���e•� }� � � t a �..r 1 r r .r-t T, .. �., � '� `,kt .r4 t �+ 'A b Y�' I ✓{Y{�( il+ y �'�r� l C x f'' 4 ,�. n t 'S � � u4 r� J �1K'a �( S{t +3r k'S" /s 1St + I 1 t > � F .a 7 •� ! }KS t is t � ;:ht)Y t}Ra1�. .xr ;� ' sria' •+{lt{ ;Yh .,Y .{'zOTt; ., t3> +T �. �it f i t 7 1 4 ��� ti,:,!yiyxnna .,,..:...�. ,.,..,._.n-.++:twin.�t�vAtntfi� � `•.... t�xq.,�t�r...`,a�;��r�'t�l1d#�:s sv$�ta` ' s t +,t q.'� •�.it .s SECTION II - Personal Property �+ j All items listed herein must show manufacturer or mare, model, year, and serial number. u . Items with no serial number must be clearly dentified (use additional sheet if more ace is y r required). ti_F, t ,.., :+ Description - Show Manufacturer, Year Original Market Current Lien Name ofZ �; kb;: '`' �7t Model, Serial No. Acquired Cost Value Balance Lienholder r Zs v i: ,:% one j'yY�`r_ li a 1 t1 1`• � M �H • t H� tt� 4� �4( `NS All information contained herein is TRUE and CORRECT to the best of my knowledge. Date Date { F� 2 form\loan\exhibit.a t it r�mt r Y r r, '!�3 r44 `;i#i�� "� `r!!Y'yY.F''x„LS (S I�+ rt+r„'^!`. 1�2 itir t"•rtyx4 A(}}. }tt .S;". F rJb 3L4FtF tir�. yS. '>E53n: ��+r.¢t3! ,� x e•$ �P 'f $ t r � 7 k t�<�'t'� p( 'Fd '!� •�icY,�y!r {�Y,��ixt S �`ff4�! Yx�-�4tn13'�{]t'44'�:�i # Yc e 15 ? � ".-f '� �tiF zU' t ' r. "f }'¢'}} {ns,"�t`' t +,i,�5�F yt r�xi.J jt ; s J }� Y tii S r 1 .t.'.f ��.it tit�{�'r.�r•,t�e� � Y# ra}y( �' Sty,}�4Y� i '�r 9 pt',• s ex4U'S t�tS 6t'F�I 2� r�i n "'n ., t .t i"t + >,r4�sv rA r� K4 � +.ra�..tw.+. i � 1: � !r♦35�}c t,`r�?`�'•' �4+�?"tr3�N� ff� ,� ,��., y r y}yy{ypµ��y}�i,�y n�yp y.,�wN .. y y,���n�.n x . v'i�l•4 i4 3�'�i ,'.S9RRfA+aMT1:ffi'+.4�F'[X+Uy�.YiLr'�.ii.>�P::y'i,�V'�"�ltt il �V � 1 l7 Fi.33+M:) �.t .h:f A{! �N:•iri t'$Ir� `' >t it '.f v 3 �,+c;•�.__' ......._....._..,...�,,, .,,w.n.�,.,kr,'�b` .er ..v .' �:t5j.. �t .•r'�.� ...^�`Si..t, + �+l9,...... �.`}T°�1��.�`,+i � t� PERSONAL FINANCIAL STATEMENT Exhibit B =° :'' Complete this form for;(1)each proprietor,or(2)each limited partner who owns 20%or more interest and each general partner,or , � `` to j (3)each stockholder owning 20%or more of voting stock and each corporate officer and director,or(4)any other person or entity Providing a guaranty on the loan. ? Name Business Phone'( Residence Phone Residence Address ( ) �i �C ,• City,State&Zip Code Business Name of Applicant/Borrower ASSETS ('Omit Cents) LLA.BI(L[MS (Omit Cents) Cash on hand and in Banks . . . . . . . . . .. .. . $ Accounts Payable Savings Accounts. . . . . . . . . . . . . .. . . . .. .. . $ Notes Payable to Banks and Others . . . . . . . $ ' IRA or Other Retirement Account . . . .. .. .. . $ (Describe in Section 2) 1 Accounts &Notes Receivable . . . . . . . . . .. .. . $ Installment Account(Auto) . . .. . .. .. .. . . . Life Insurance-Casb Surrender Value Only . . . $ Mo.Payments $ (Complete Section 8) Installment Account(other) . . .. . . . .. .... . $ Stocks and Bonds $ Mo.Payments (Describe in Section 3) Loan on Life Insurance . .. .. .... ... . . . . . $ ' Real Estate . .. . . . . . .. . . . . . . . . . . .. .. .. . $ Mortgages on Real Estate . .. . . .. . . . .. . . . i (Describe in Section 4) (Describe in Section 4) Automobile-Present Value . . . . . . .. . .. .. .. . $� Unpaid Taxes $ Other Personal Property . .. . . .. . . . ... . .. . $ (Describe in Section 6) (Describe in Section b) Other Liabilities . Other Assets . . . . . . . .. . .. . . . . . . .. . . . . . . $ (Describe in Section 7) (Describe in Section b) Total Liabilities . . .. . .. .. .. .. ... .. .. ... ' Net Worth . .. . . . .. . . . . . . . . . ... .. .. .. $ F tir 3c. � i t . . $ Total Total . .. . . .. . . .. .. . . lip ft,3 : u ;i Section 1. Source of Income Contingent Liabilities Salary . .. .. .. . . .. . . .. . . . . . . . . . . . . . .. . $ As Endorsers or Co-Maker. .. .. . . . . . .. . . . �3t trk tff:. $Net Investment Income Legal Claims&Judgments Real Estate Income . . . .. ... . . . . . .. . . . .. . $ Provision for Federal Income Tax $ . .. . . . . . . . ... .. . . .. . � Other Income(Describe below) . . . . . . . . .. . _ Other Special Debt :i Description of Other Income in Section 1. `'ii+ '' 11 3 ~ *Alimony or child support payments need not be disclosed in"Other Income"unless it is desired to have such payments counted ;�r X` PPo P Y P toward total income. Section 2.Notes Payable to Bank and Others. (Use attachments if necessary. Each attachment must be identified as a part of t•, .% . . , this statement and signed.) ' Original Current Payment Frequency How Secured or Endorsed ;r Name and Address of Noteholder(s) Balance Balance Amount (monthly,etc.) Type of Collateral J iit 1r;5 form\loan\exhibit.b H rz ri �`' ��� •,;7 Ri `��>tr:i t � rL ..':t .tl ,7 � Jia{� ,• r �St�i } Air +1 r, d! '.: {� �.o-� �: ,iii �,�? ` ��� i�+r � '1r ' �' 't f' c� 7 i� r i yi. t t.,, •��2 i rr,�� .•a' �Fx .�. a..�s u{�i .'1 rt ,�3.; $ =-.d,t'�� 1l � r ' c. 7r�tic�r3�". ta. "S� ' {i � �y S"rrh �s 1�"�t`�2f yip i�r t , it rer �'h�Y� >1• �. �,7+ '1d K 1t r Y .E r7.j \�1 h i .it.S J"�riot gjy��;.1 �•. ',• ' 4 :�srk�i��E''ra•'� 3'si�}L :..F; t � ;' y t j ' t�rs����x�y�" f � i Vii• 'i�I ➢¢f{ •t�gt,�vl�n.YA t .). ! f.Y. f i\4 .. .r. t i� Li\(�3IfL�+. �! & ..}'yb��i✓ S s f r' try f ,\t.. - 3 �i}} tt i{{{S,�ySk�t i 3 yl�y • x idafa4,.,f 4 j x P43 - rF ONO 'rc +W, w r x. .>r' � sv� �., $ mwvxseFkP3SA� a �tjilFS uh i....,r,t, ..tr: Y4.Sk �rz Section 3.Stocks and Bonds. (Use attachments if necessary. Each attachment must be identified as a part of this statement and signed.) a Market Value Date of c Cost Quotation/Exchange Quotation/Exchange Total Value j Number of Shares Name of Securities `'. jS tit+i� , • "1'�(w: Section 4. Real Estate Owned. (List each parcel separately. Use attachments if necessary. Each attachment must be identified as a part of this statement and signed.) ; `� C Property C {� '< ,? } . Property A Property B `�.''j1i'if'`,, ' Type of Property Name&Address of Title Holder I•%•,,_'.t;%;.`sr:. , S' Date Purchased z. Original Cost Present Market Value Name&Ad dreas of Mortgage Holder RV is y gip•,+:: Mortgage Account Number t SS Mortgage Balance Amount of Payment per Month/Year x Status of Mortgage •I Z• . Jr Section 5.Other Personal Property and Other Assets. (Describe,and if any is pledged as security,state name and address of lien holder,amount of lien,terms of payment,and if delinquent, describe delinquency.) <' t•,; r R. Section 6. Unpaid Takes. (Describe in detail,as to type,to whom payable,when due,amount,and to what property,if any,a tax w lien attaches.) i Q Y i form\loan\exhibit.b j{ -J.•:,t, .;.i S d f. i '� ^ .: aitt t � 'r '-r S is 'rr-I r p5 ? Sri Y• '•� < t��g,}�+ tie s 5. }�[ y xs,r �- r j 4 ! r t 1 „. t r !t' {wfrt �'r,s,,f��Tn"� . tt�ir i y 1 ID t• ' S�+�,,�; - r'✓!{�{'t�dk�}},e Sin��t``'({+TF a 11+�4 24 rS�••a-'},1 h{r�YIxh ti�TW7°�r t`qti'r,'"!6�C�. r i )? t S 7 y 1��+ t.�j t•r tiT t r r u;t Y 3R i 7t�r}�t r�1rfk y t.Sr y r�nxr - 0 f y j�i r .yV�b•4,+J, h '', R'� .-:•'? ., ' �' j r rt P' r t i�. d� riaF,7' t1 t y ri .; .t'. _ r o L ✓'�'C 1 rl 7 ! . .r'' xY �t }� Xr a 7rt .ts .k fi,r5 K r.�,rid 1• ,yr 8 L`z �:. t '-f:' d f'1 i „ j .� F i. tv �. 4 = •� r a x c @ 9� i �r l�� + �•t�rva�` �Fer� � �: t� Fr rt t � � ,� r �gg t t t.. t ��t r tM�t � F I r1';.pf�t V,F�y;,xt�t r. s at 1` '.3, i .�P t �•r :.t;'�� }f %t�y�,,'^s.���'�tt ��=r�.4�' r �i re K., R t•� S 1 ltr. r .e,,�su ,n�•y.h e,r l i i ,tt x r�``b s�Lik���/?,¢�� ` F='i,��i{� r`�;p�'��*'�t.�r'� �S.. � ",�� �3a�3i�;),�� F � x� •., 4 tit11lF`� tir.. 14 1 1 section 7. Other Liabilities. (Describe in detail). 'vY 4 •I section 8. Life Insurance Ileld• (Give face amount and cash surrender value of policies-name of insurance company and t beneficiaries.) _ ;x `J I authorize City of Jefferson/Lender to make inquiries to verify the accuracy of the statements made and to determine my creditworthiness. I certify the above and the statements contained in the attachments are true and accurate as of the stated date(s). These statements are made for the purpose of either obtaining a loan or guaranteeing a loan• r, Signature: Date: Social Security Number: Signature: Date: Social Security Number: ; k N ` • d 4} f' t f rf� form\loan\exhibit.b ..^b.:,fir' y''�•y�':.�5f��,`>.,�»t�? '�t� ap�.4 � + ;�� �� � id hw.,�?�., its [' t. `,J�N+, ft� t ��rilt'x.SF ;=> �`.`•�✓1k�455. I�l. r�'�j e �C;nr � � , 5 �, .' r'T}�, 1i'� .. �' ., � j' ,,... . .•� y�x , a x +� _.rte'o {'' y, .. 1. 1Jr 'r t/z� •,r,t � tt. 0�' 4r i"i4 �1' �..a. t � �,ii ,i:t tt} 42.�. ,7p DEBIT C F±� FINANCIALrp ►.TION � X41 t important part of your loan application. All financial data must be This is the mos p Incomplete or 4 9 : prepared in accordance with generally accepted accounting principles. ; tements may result in the entire application being returned without -; }' inaccurate financial statements You must comply with. one of the 7 action. Please read the following instructions carefully. Y -' paragraphs below: 1. IF YOU ARE APPLYING AS AN EXISTING BUSINESS: ' ce the start of the business, ' tl �, A. Attach hereto financial statements consisting �fsBal�Ce Sheet AND Profit Loss Statement for the past three fiscal years o whichever is less. AND Statement older than Sheet Profit and Loss no o an B. Attach hereto a Balances 90 days fr om date of filing application. C. Reconciliation of Net Worth: "t. 19 Current Yr to Date 19 Beginning S urplus or Net Worth . . . . . � Profit or Loss . . . . . . . . . . . . . . . . . . . . 3 Dividends . . . . . . . 1t11draWals . . . . . . . . . . . . . . . . . . . Paid an . . . . . . . . . . . . . . . . . . . . . . . / e,Y1,•;�; Evaluation of Assets . . . . . . . . . . . . . . tit a: ..`..•.t: Additions dditions (Explain) . . . . . . . . . . •s�P ,� '�•r�s;�;a�s d�j may:,j4tin��`�tr'.f-.' '.•� "r Ending , ha Accounts Accounts Accounts . ;� D. Note: Receivable Payable " T Under 30 days Accounts Receivable an Accounts Payable must 30-59 days 60-89 days reconcile with current Balance Sheet to be pro- 90-119 days # ' pplication 120 days & over M vided with A Uncollectible .. 7d':•fl 4 Totals Wa°i t loanvorm\exhibit.c ` 1 h dR t�., s,b;. 1 S,!d l r ( y • , 1 t t i,j 7�2 e'C f�( T ��i� '�' ��''��,,f,A^t�,i•s ) .fit y �s '6j n 7'le` c' .'' 1 i '��i Eft �°"�+� `}`�,' ,. Y' `� {it¢=kit' i?S��W rr �" r c.y 7,.✓ dd�k�, t� ts" r w .t i 1.} t 9 :> ' k`� e�i �7,i�fsi .e�trt`�, C• t z y t 1��,�5'q�rr��+�, #y t k2 , .r qe, t a t r '7 `7 `�1 ;, .. '. l fv v :..� r 31� �t�`5 �t•�`� !it �, � �� Y' k6#', � d • 1 i5t� ..1� ! ' d i '..r " 7'.` .t v t, t r I,t.�.^ti. •. .}rt z. Y�s 2•t x. t c r.}a d77..If tilt l �1 1, +"k!r;�y s s ...t ?: a. }1 f 6. s Fs h 4 P', l t to Y«,l•,f'.t i r :ca', ~ {.i¢i ,�'��S�ti` ts��rC>t'� �• .�1 '4� ,i� '` C t .. ,r t '• tl�!{i'i i t��.;{i`ik�'��3�� '� S' Sl� yPyFt4X y. tr. ji� �.: "�.. •. _ .�,. .:: r' i ,. i �'t.�_s��p'f�4"gin. ,Z �y r �.t:>w ss .�y75 ,: —_ .0 1 _ _� J_ .. .. .. _._l. 11_d�:C:a1�`�....rU-A.�. .k '1 :• �h r ,+t? ,ct..mtrlAYt4!' ° .'itwi' ;.., a .r a Nav^• r `%tai ` witd;'-"P' 4 rn .l fy i ' ,y? t,. �r7!^era•6,n,..:.=':: �•,..t u�nn.:va#{.,r+�+t+t�i<&^.."�"., ?4t..�..:�•��..s..,rd�"cr�f't�!i�tt?:!cza�'4�,+,{'� { -� + pp t {1•` NOTE: (a) All of the above financial statements MUST be signed and dated by the .: j owner, a partner or an officer of the business. I (b) If financial statements are not available for P rior years, or are inadequately prepared, copies of the business Federal Income Tax { Returns (including ALL schedules) may be substituted. These too ., q should be signed and dated. ' (c) All personally owned assets and liabilities such as home, household goods and so forth should not be included on the business financial s statements. 'I (d) If past earnings do not show the ability to repay the loan proposed and existing obligations, attach a projection of earnings with a NARRATIVE �;. ATTACHED EXPLAINING BASIS FOR PROJECTED NUMBERS. a • ... 2. IF YOU ARE APPLYING FOR A LOAN TO START A NEW BUSINESS OR BUY AN �Yv, ,. EXISTING BUSINESS: A. A detailed projection of earnings must be attached hereto with a NARRATIVE EXPLAINING BASIS FOR PROJECTED NUMBERS. 5{ <x r B. State below the reason the present owner (seller) is selling his business: C. Attach copies of Sellers Profit & Loss Statements (or Federal Income Tax Returns) for the past three years. s:;,1y' D. Attach hereto a copy of the Purchase Agreement. ' E. State below the amount of investment (down payment so to speak) to be made from personal resources or credit of the proposed business owner, partners or officers: ;;,,,{, ;,:.$ 4.... ' From Savings $ Borrowed from Friends/Relatives Other $ Explain: ' TOTAL PERSONAL INVESTMENT ;. TOTAL CITY LOAN APPLICATION TOTAL COST OF BUSINESS $ ; . 4t NOTE: The total personal investment together with the City of Jefferson loan being requested, should equal total, turnkey, cost of new business to be ;�:; .'�, �.t•. established or acquired. s fi.t ti4 Iv� 1•° n S.4} 2 r # loan\form\exhibits S Will 4:r p rl G!.i ffi k �;• Y t�tW�k�,�4������}���4ijz#i +� .� jt s�+:��:t .,. t�f.� � .:i,� t '".z ' > . y'��c?Z ��+�5t,'x��i �'; �) r.v n�.r k1 �p4 yr�h ' r .�i 3r7�1�{ � �, •.. r ���n � .1�:• r� ��• `�H'�'' '4' �v'z7��' l��f!. xt ,:r:S f f � �r� ..t t f .l� 2 7 f t 5 Y 'L i �,• 7r.?C 4�.��.'j�,r7:,��r�a5?rJ' }".t{?St � }. i '{ V y'��',�a"-?t,'T$'�i ..�,t,1i4 �,..'e.� .1111 � .r,r� 'fi ] ''��+� ` '"'°�y�'t .r t r�i�tl } �rA," "' � ��;�Y'}F hiti'�i•8 F .�,5yu'4�+�P���'}y.,}a���.f�( 15{4 '�; -�'k. k .5.. F 5. ,t{, ttcy.y y f . Tt" ar r "r ��i 'CIkYMf�ttiN•iWS,ruissuSti+':'ISC'..rit+`pr'm41ba"kr�iriilft�d MR. e� .f. . ESTIMATED PROJECTION AND FORECAST OF THREE YEARS EARNINGS f s (Attach Narrative Explaining Basis for Figures .., Showing Receipts, Expenses and Profits) YEAR W. Gross Receipts $ ri i 4u: Merchandise Coat y F� . ;,• Gross Profit Expenses ' Officer's Salaries ` (If Corp.) !e'r ' Employee Wages >;. Accounting & Legal Fees tsy Advertisingk �tq Rent _ Depreciation Supplies ,t.. Electricity Telephone i Interest Repairs r, Taxes Insurance Bad Debts - r **Miscellaneous - )uY (Postage,Postage etc.) LSi'"l av Y Total Expenses r- Net Profit x t. Less Income Taxes ; 2 Net Profit After Taxes Y r fq i w d 3 Y, loan\form\exhibit.c l�I' k y r�, t. '"'•�9T' M "���'`MI5'�ttiv.y <��`��t �r� �•F �` '�?' (,� f'uy`z?.�'q��±;r �v +�� L .kY•'lii�.D��Yy fy. �Y 1 ��l Lt 1M{� � �1' v:L� 1 ; t Ili ,k 1' d �y(F 1f�i t}��'hk i 4F2'_G±t4.�!�tY ? rl Y K�kq , `>• ';Tnatt"'{. '� .ri#�'.1'S.1a`s.(z 1'r t� i+�;y�X`gxr;, "' i c 't�'� hJ� G.I%y°'r/���,J*?o-�.{ " .",'�'�y t 7' 7 f D�.��yl+r•t`'Iit.i:t a �v;� •r:�. + .Y F ���E .�.rr qqpph S&'2�'�`t`.,r� �!' S ` fi 'r y t �"�b 1 ill' �' ''J i.-�.: 1�� R Yt rii 1� �(.:;' +,� _ � A;. 5 t'YS'N� '>ti`�`i) Yf \•!d`¢i i y ,. �r,: `' � i � ,gip y' .ar„•, ,,,,,�w • �( F"I'lFm i OA u .'f�,- '43; 'jk 41. �M EXHIBIT D BRIEF HISTORY OF BUSINESS OR FUTURE BUSINESS PLANS ------------ ------------ ..................... ----------------- EXHIBIT E Provide below a bzief descliption of the educational, techn background for all the people involved in the ownership or management of the ical and business , ;'s business: ------------- EXHIBIT F Please Provide below the names and signatures Of an Y co-signers and/or guarantors for the loan. Yourself? Partners? Officers? Directors? others? Ors NAME SIGNATURE ADDRESS 2. 3. ------------- 4. ------------- (personal financial statement must be attached hereto for each individual listed above. formMoaMexhibit 7 izg' 1�En, ., ' i �`k ya' 1•'' , '� "+�J1 t� , til'.f •'� �f�'�}�� ur 'ti i Y,5a it ` .�•. re, >K;1 is is IT- n'> i ,j� T+y Y.•, ,l A� �. '� •'`�� III i ,C`'�'"rc.t •• ,C.. Tr � c�ri '� 'dt �'�-'i :` •f�r`� 3 �'�.� c�t :r �".•.. Sit,. !r._'�,i;.:' I1� Y ;yy•sj. t ar i+i .tyti: 'tti dr � t�. { } }. r � } )�� + r �t}I ay1�1 P,{" °PS'�f•"' ati,., �L'+��. 1.' lit: 1 ci 3 it�,}'y' d} r s .t. M� EXHIBIT D BRIEF HISTORY OF BUSINESS OR FUTURE BUSINESS PLANS EXHIBIT E Provide below a brief description of the educational, techni cal and business background for all the people involved in the ownership or management of the business: EXHIBIT F Please provide below the names and signatures of any co-signers and/or guarantors for the loan. Yourself? Partners? Officers? Directors? Others? �N ADDRESS SIGNATURE NAME 2. 3. 4• nt must be attached here to for each individual listed (Personal financial statement above. fbm\1oan\exhibit ti R-O" RIUM Aft MEN, 4 f, 1 �f r Y yi jEfF, 4 i A ti i i >z. l= i+ 1: �1 L M p 1f r 5 f' +7.,� t,C£�� r^n+:��c'� +.a� i'r,ro 5,y y .y s ,x�f :�`'1?�'',i n'r +�n ylsliC+y;'�F??�•iti.f�;`�+,i.tiCilk '`�by 1 'X M17: i .7 .4r T'+�Y2.,�;b"�'F'`.ta5`•��nf�".,•.,�, `.S�y pr".!t}•�'?t :i2t?�.4:��=:se 4� r ,{ t yt� +� 1�� �`l,f`}i'.'Sti,�y�i }y..���:t+.,0. �t i'. r'.y 1 1 i )>f 4. i� }� •>3-r�rs,�.1+?iq*;ptP+i`i{'��[•,,�+-,>:N'•�,:��y r..,'x� ;S,Vt r Y ry,�y�,6r 1fSe�fl"5�,;y��'raV�.,� .��r�y,fl7�. ;x. r i t + � .� of '� .>•. r� y {"� �!.f�FQ' �� �':ii � ,+ �. ?��' 4 n ;,� ? � ' f � k r�. 'r. + t e,y ,s/' ,! S � rst� � s r.>v � 4� =:y� l�. ,kr7i e ..0 t.', �,,., r •; t t ,J.3,c �iF! 7=,�; .,�`�"�` "L ."�*`z,�`�.�s��`•- " p '. tr .d. i3s ;, ��k t .�;<n r� is c 'e� tt '4q,1 i�y<?r,rr F`,t,'" e <3;�, •�, t ,Y .4j+'!' t .'1 ." •�' �, �''°>�`�''"fX;}t��.;.i;;u•y� '<�y ,i,1 t I:� ar �W i �Z:,`z� j +f�;S``s.�T �.s„• `�. ,� s> �+" rti ity"t,,,�-+��IXi'' f tSv �� r p :r f• r. i�F`.f3i S '� •;3r#rr y'��C.h..",. s ,.... Sv r'xn [!' ��f F�Y PM,t,iSY y �.�•?�>r i ! JMV�, �' 1�� }'>y�i1 Y+�1 1' r r r r ! >f ..i ,"�! t t �r't��'�+''���'7 4 f} '• `�7+� �?}�Yi� Se•A f � �3 a'{ry•���u��0."v'�'},'!�a �rl 1 r Yf r ' �' a, :t: ;� �it�J t5 r a 7''y�,�� f..?ft tfi'+S'�� r .,qG(�� E^ '�E �+' '"'{' �`� 3FAt`}r�(��s'uei.�t•>i,�F�`e?tr° .r +t $� �i; , ' .+t.e:. F rF�ft• y.�r 4'.FX'�= J ,tt t i � � .rt .',fi' a�r?�•�•1-�.�3rft�rF',�'drr.:! �'ti.?24 �1 A „i i � t t ` , iq^�4+�+`�Y,rt Y ■tS. •�✓ti� �� tA. "14+c ,t,` ` ra # y ..F.' �iy dA, i w is L:. , }`x s s����t'"'�.��`��try"'��tt irk '4 }.y � v . i,t-Y,,".v 7 i i't '� i t.i s t 'n•.' 4r��': 5�t•M°.+xM .:K .r. L �L�A,•• g�� ��t�, .r1 ,"'� � � .kJ1� it f ..at 1t �^q+tl � ✓i ..tld • :� {z` .vG.�'�; , .h�,.. .h` � jtt �t, tiii }t' �{t¢ .A tU.g,�i'brya lr f 7 k " �" t• :51•.;:rx � ti'*�� a tit ` f EXHIBIT J Complete the following information on businesses in which principals of applicant have an ownership interest. Balance Sheets &Profit and Loss Statements or Federal { . ; . Income Tax Returns should be provided for all Affiliates and Subsidiaries. If�dONE, , SO STATE. NAME ADDRESS %OWNERSHIP TYPE OF BLW� &9S � zy 2. I 3. 4. 5. .t >=,' EXHIBIT K '<z � Estimated cost of the Project and list of any additional funds. ,. �4eI17j r �w'.{{'• -ta ? EXHIBIT L and specifications. e FrR? Preliminary construction plans { " ' All information contained herein is TRUE and CORRECT to the best of my knowledge. , � L Fly. Date Signature t 4 I i 3 formMoaMexhibit R _,,. MI * T` 't �P+�l`.��+�"rj y ,y f'$rl;!'�}r�x�M},'�WF J+ '•Y�T ,�t .¢ ' f},J 1 n U'J�P S Y i�'�"f{`�j"N'����""�1✓I�'. s'h*..� ��� Y .d.t' 1[.: ^� `� � � �"µ`. '�,� .� ���t � F s� �:4 r `� t}r ,SS '��'i�i:� �• � �:s1„"ti���."j� �r?�.f iii�nc'k�+�T�? q�?ha�."�'x'. <tx':�r�F�lr:9"r�c,q� a�'�,k �'f of s tx �7 r � }��`t''��� •, 5F rt q,� ;. x � e!"r•; s e�r; at � 1 '��'`ey r4 iL-J`•t� � � ��r}�;:±t 1i� ��rx r^�'�tryv�( "f�'!�,�a s�r,�'!'*��r�3''�.r'}f3�'R o?•. 4; {,' + � # d J r , Y.+ f Ct 1.: 5✓Lrr#`f + 4 ' ! b7 sya rt } ( t9f� f tf'k ;yt p � �'xc'�x4 �•���`pea yp i� r t, s: a � s „ Y y�i��4I � • r .y t , '•;' ,;°< EXHIBIT M All. ��. . Y _ PARTICIPATION AGREEMENT Company Name: ' In consideration of the benefits to be derived by the company from the project as the above named company(hereafter"company")hereby proposed in this application, ` •uF;tty 4, certifies and agrees to the following: tr Y /i ,f 1. Definitions ; a. Application - The documents, forms, certifications, engineering reports, company financial statements, and other information submitted by the k company to City regarding the project. b. Capital Expenditures - The funds expended by the company (or lessor) } for real and personal property improvements related to the project. C. City - The City of Jefferson, Missouri. ' d. Company - The.company specified at the heading of this agreement, es'« which will be involved in the project specified in the application. ' e. Commencement of the ]Project - The date indicated on the "Funding ;t Approval"portion of the grant agreement executed between the company and the City. r f. Financial Statements - Current and/or projected balance sheets, profit and loss, cash flow and other financial information about the company w4 prepared under generally accepted accounting principles in the United States. Such projections must be consistent with those submitted to lenders, stockholders, partners, or other parties having an interest in .� the company or the project. g. LMI - "bow and Moderate Income" persons, as defined by City for this program. A person is considered LMI if total family income (prior to employment with the company on new job creation projects)is below the established limits. h. New Jobs - The number of new full-time, permanent employees of the ' company, who will be employed due to the project. Two part-time, year- round,permanent jobs maybe considered the equivalent of one full-ti me form\1osn\exhibit.m n; .cr is;66" ;�- ,}r+ / �.r. (''N �=.���., 1's g' � t•e.rY` tt �:. ., {,�� .� •.�,:�•}���f'�!r.i;'4�`"#p a ,�i-��, i 1. .y. �' "N`.a p,v."'• .., .,,,.: .rte., '•17` r ..p`,"k �s�. ` 'try.• .+{ wt(p'Y„ ,.PY�i_r•'Y. r� �. �r,✓ f. 1 r�• �Y'f' i x.4 tt ±K.. ✓`' .A•) r.t' � 7, iii" �. .7 "' F ,.».�a3#;f`',1,^.tJf+ ,,Y.n, thiSy,', s>}r..Sn" 'd .:d�1 .{3 +,:f ...? .f,.t.•.r` Y:. M;.,» .. 'l3 ,,,,�-kY'' r R• .a, .+• > ' p �SQb' � �'i} P�. CQy,q�,?'. 'ti� .ib�• � � `.#�T't? �7.t�x.r >• r J` o.,. cy � J trk # ,AryusY,>;a,fy '„�k+&x�`� ' 11.,.:`t' ��3},1s t�.i.L�?t (jr..vr' Tt '.. ..`.. .•. .. .. .., ? r pl.q�'f �-fitr..� }!(^,r ` b 1 y.i tY�51C + Y r,.... tt t . htSi6 .�y� ?'�.t��3s �-�:,r,R•,t}' .r, i +r.,tL...,3r'...:..»-�� , t,. jobs" is th f "new e _? job for the basis of this program. The number o ent e addition over current employment, and net of decreased employm companies in the State of other locations of the company or affiliate com P Missouri which is due to the project. A majority of the new jobs created }M must be residents of the City. i, pr_ oject- The construction, reconstruction, purchase, and/or installation equipment, utilities, streets, furniture, and of buildings, machinery, equip. 4 other real estate or personal property improvements to be located at the �z t 'cated in the application, whether owned or leas®d by the -° site in di . or City, as detailed in the application. company . Bgtained Jobs - The number of current full-time, permanent 1 employees j' who will be terminated if the project of the company � In the event less than 100% of the employees of the entire facility would ' specific employees who would be retained must be be terminated, the � must be established between their ' a direct relationshipr ,� ' named, and project. termination and the proje ro osed terrain P P income (after t� s actual net rye ;✓.yV ,'�t:: i 7 k, Unforeseen Economic Events - The company' rior to taxes)was significantly less than was projected by the company P y. the commencement of the project due to factors beyond the company's herefore maybe unable to create or retain the number of jobs control, t , Net profits (income) after taxes would be documentedr indicated herein. P t based on generally ' by financial statements prepared in a forma k:= accepted accounting principles in the United States, and in the same application. City may ; ro ections submitted in the app r,.,, format as financial P j require audited financials, tax returns, other s compared toriginal s, company to document the level of profitability, at rojections. The financial information must reflect the activity only s, p application, and not include other sites, the facility referred to in the app ' subsidiaries or parent company. t 7. has reviewed the entire contents of this completed `r 2. Actors - The company application including all attachments, except for information that rmation other companies that may be included, and hereby is true and accurate, and can be verified upon + that relates to the company 4 c _ request by proper officials of the City. agrees to provide reasonable access to g, Access to Records - The company information ..` in order to verify records by proper officials of City company application and requirements set forth in this agreeme nt. submitted in this app 2 ` form\loan\exhibA-m ��{ p ° .�w.�++++,.•-•r+.c-7, L�'�'°r v�`T�� w s. t rt+ .tz r ty S } a �i tr} (�,;�i t'�5 ..t�L+� #; ,ry ;c i*'t.sSr?,la} }t� S �} c� x��G,�'t i:. y a ..a. i:. i tt N : it>•, �' .i�(•� � y,�, t i it' �, � .V.Ji Sr'N '�� cpp � c A. t•. � t .S i. t # > T F �t,y z � , ,. � z w cY� a5 rg"�. . r"`slrr 5 t� � r s c} t '� t.r o-t#. ? sr�'��• t} C,2��{�ro �t r •7Y.�ry k �� tf'µj `Ylr�'^4�.}i4"tswro (, n fit r : yy :f� ���i, t r..1 � �. ♦ f i.y 1@ yF°(r qy 5 s'Y it r� t` r t11.N F 7 l�' IY 4 j' � ,♦ J i1 2 i !i ( ( F Y l F:� i .'Ct �G LPtlt$�1 X,7�ld'vl+� tF f4 L tj ✓jib t'�' t4 ' y't t,! ^'q� } " �}tir .•l��.t'xt�)�y��a�y;,S�+y+�xr *3r } >aF � '�#et;i' !."7 ri' 3 0 (+ } ':r r ' t tl f 4 �! t•s et �'x Jdy�(�v_��yy� t �i`Z�k�� 1 �'P1 i 4�� � �r �4l t i.: i� .''; a . .. .. w • A�h'�`.�i�'t�jr � _t!"zE!#G'4���z�r"?t� t-�F al...t. tfi + � �+ae it 4' rcret II y .s r .tz4ar dt' 1 i i" � il {{ t' 2 s}t�y.4Al Y' un \3. r555�M; r., .;f:•t{ r ,i , >�. rt sa���S�}S - r4e.. , ,7 ,.�;> .;"..�a...:.i..:u..W«:,nMin�ks "�'kf•'Z '�;�"7A�a'yf'�.,.�7`"�3,.,��. _ x. ' ` "Reasonable access" shall be considered access at the company's normally business hours with at least three days notice by the City. 4. Low and Moderate Income Benefit - The company agrees that at least 51% of 4 ` all new or retained jobs (as applicable) as a result of the project will be from families classified as "low and moderate income" (LMI) as defined by the City. `'`' This requirement shall be in effect until the company has reached projected full employment, 1 p yment, or two years after commencement of the project, whichever is first. r. i • . Y The company also agrees to survey new.or retained employees, as applicable, for LMI determination, and provide adequate documentation of LMI benefit job creation and retention, and capital investment to the City in a manner prescribed in the program guidelines. :.;. 5. New Job Creation Projections (If Applicable) - The -ompany will create, at a nge minimum, new, full-time, permanent jobs in addition to rj.�r� , l existing jobs, within 24 months of commencement of the company's project. The company has the intent and ability to maintain that level of employment �} Y':.r.,= . (at a minimum) for a period of at least five years from the time of .n r commencement of the project. (Two permanent part-time jobs may qualify as �?v one hall-time.) ' •H ,��:.,4.t 4:��Y�� The company also certifies that but for the proposed assistance described in the application, the company's project will not be done at the proposed site, ` and the new jobs proposed could not be created. 6. Retained Jobs (If Applicable) - The company certifies that existing jobs would' :k be terminated if the project is not completed. The company also certifies that ! if the project is completed, it has the capacity and intent to maintain jobs, and that it will not reduce employment at this location for a period of five years from the commencement of the project. :tr A._t 7. Proposed Capital Expenditures - The company certifies that the proposed capital expenditures for the company's project, as identified in the application, will not(or did not)commence prior to written approval from the City and that '14. commencement of the company's project must occur at the same time or before { work begins on City-funded activities, unless otherwise provided for by the City in waiting. The company also certifies that it will expend, at a minimum, $� in capital expenditures for the project, and provide paid invoices substantiating fir?; said expenditures to the City, 7t �S 3 form\loan\exhibit.m r 'y,f ' `i'� �{t"'.J'r`,� t r�ry� � r7'y ��•. i .,.. ., wt+-^'^•""",..^.'*rv+^,+^�m'- :i• ;u"f na i E r V i `�i�t5?iS' si �•1 ���r 1 4Y", } ' !'4•'. .. j,. �,Y Y: +;���.:i'� rs. ;`F.• t�a,��rrti �.� 1 .�; C �,� �E ti aTt .t1 ,� 1t r:. ����t�s'�ti S t!�`t,"���!Y�r� � t .T1. i.. r} .�:� its iy d '�1 qtr rb� jgxi+�: r z ,tr, {. VOX .� `E�' 4��n atr �� ._q!r y :}_1. ���.. ,Y ( _:� 6 a t r r/1. .r+ 1 .r r..}.0 r )fi.. •.4 y �i tx Kal y3 a• :jc3s !,Z� .., Sa�s. r :z f p it S ;! G t t d c. E , t ; . ; .':w' :�lS Zt t �i Zj. �{ ..• (�'� i c4a�lr1 ;`'� ya rt.j ,v t. i'.,�k ti � }'�� ''I:� s,ti r :� f s�t 4.�r a lzt������� ,.L� ��y�y q, sa �` .r:g 4 ���`h Y.1`r �i. :{' 1„ .��, •-2 ��,1.,'�jiMY�`Fk �' 7 y �`#Y rh 77 7 8. Penalties The penalties for non-compliance with this Agreement are as follows: a. New Job Creation - For every new job less than the number stated in item 5 of this Agreement which is not created by the company within 24 months (or longer period as allowed by City in writing) after commencement of the project, the company agrees to provide as penaltieg to the City, within 60 days written notice by the City, an amount equal to $10,000 plus 10% interest compounded annually accrued from the date City funds were first received by the company, P any expenses associated with the collection of funds from the company due to this penalty. b. Retained Jobs - For every job less than the total number of current employees indicated in item 6 of this Agreement in any period more than six consecutive months between the time of commencement of the project and four years thereafter, the company agrees to provide as penalties to the City, within sixty (60) days written notice by the City, an amount equal to $10,000 plus 10% interest compounded annually accrued from the date City funds were first received by the company, plus any expenses associated with the collection of funds from the company due to this penalty. �0011, C. LMI Benefit- In the event the company fails to comply with the low and t moderate income requirements, as indicated in item 4 of this Agreement, the company will provide to the City, within sixty (60) days written notice by the City, an amount equal to 100% of the City funds n provided by the City for the project, plus 10% interest compounded annually accrued from the date City funds were first received by the company, plus any expenses associated with t he collection of funds from q. the company due to this penalty. d. Other Requirements - In the event the company fails to comply with other provisions of this Agreement(not including items 8 a,b and c),the company agrees to provide to City, within sixty (6 0) days written notice by City, an amount equal to 100%of the City funds provided by t he City for the project, plus 10% interest accrued from the time City funds were received by the company, plus any expenses associated with the collection of funds from the company due to this penalty, or a lesser amount, as determined by the City based on the severity of the non- ' ` compliance. 4 forrn\1oan\exhibit.m oli, NAIV F""zV 01 EW. 0: K 2 �o"4l r -V 6 A �fff;4-l-."�'ll,��,-�,�:,��,�'I'l� ' o ,p e. Reduction of Penalties - City, at its sole discretion,may reduce or waive .rt� ' x, • the penalties specified in Sections 5a or 8b of this Agreement in the x event the company experienced unforeseen economic events, as defined Y ` in Section 1j herein. The company must submit current and two year projected balance sheets and profit and loss statement in the application ` (prior to final approval by the City)in order to be eligible for a reduction of penalties. This information must reflect the activity only at the ' facility referred to in the application, and not include other sites, t ' subsidiaries, or parent company. An unforeseen economic event must be due to actions beyond the company's (or its parent or subsidiary) ' control. In the event the company elections not to submit the current p . and projected financial information in the application, the City is not '3 obligated to determine if a reduction in penalties would be warranted. 9. Proper Authorization - The company, and the officers or representatives who sign below on the company's behalf, has entered into this Agreement with the full knowledge and authorization of the company under proper procedures AiYT prescribed by articles of incorporation, partnership agreements, or other f; ' applicable documents. The persons involved in.the authorization of this Agreement certify that they Y : are aware that intentional misrepresentation of fact may cause penalties (as herein described) to be enforced. # APPROVED ON BEHALF OF THE COMPANY: All Name (signed) Date Named & Title (typed) Date On this day of , 19 ,before me , a Notary Public,personally appeared ,known to me to be ; the person who executed this Agreement. . Notary Public (SEAL) My Commission expires 5 formMoan\exhibit.m L r + .. C. •b,1"�k, .WFf�:KU;-�d�f�Ir�*�c±F 1 v+tn ba;�y�"�`�'�`�'ttt Z ,.j • i"�k"`�� ��,,�ro'�Y�. T{{ t7 it'3.t'���3�21xr�.� 4��n C• Iwf "SS'' L 7�.,�l t`;�lri i`�>iS�1 fl�-1�i � 'f .'hlL.h 5� r` rte .<r r!�, f r v �'4�trt Fh. r9 tj.�t� ,. s�+,'y�xt y�• # t ;;v },5-Ii#If fir h/' f }'t-?-"1+rf 4" 1��h,i',��•- k� $ ~ `�,� (\ .h. { 2 � :,.:�nr1 j ,. . r �I ; -t?.„ P f �t.•y r .+..-f �.��� t r i, z r } .}�'�r s t�' r, �, s;4"`��{ fr t-a L 7 4 ' r �"k +�1ep• 7,2 b .�r� v,7 T.`t} ty} Ti;{ i .r t.t FSt r �, .'} l y. t"".. � .1 . lut, t�2.. hi✓ � .�a:.r�, iY ;3 ?.Y:+��;5q'�+� t �t�� � } }'�'��tn�i:�tt lr t 'ri ?1 ri t t i yN !r • 'i r}a, 5 �' . R�a. �. '�,�'.� } .,�.�P 4}# i •syRiika4 `# Y�`'S�r7 ✓. {'t .�`7r.'Jt�ur`� l f.F,s°'s!`'1� :t.,>' 1.i,�n 1}r, . `}i t'� Fy3`:f�,';' r i�` �?t .4 t�c�yi ,k3:t� .�i �arft ysv�jk tslt t, ry 4 5 s't45 +.`� � °}.�j-,z i (�h7�.•� i} <Ft .. �� r�� � �,f�,�-��,.vf v"`'}�� p�,�'�, � �i�?i'etr 3�'-w' i X ttt },�zs.. tfi'� r�,� �i3t sr K�'.H,• ma>3: PROMISSORY NOTE N t , Jefferson City, Missouri :.' 1993 , jointly and severally promises to FOR VALUE RECEIVED, the undersign ed J one of the United States of America to the order of THE CITY OF pay in lawful money 1 Jefferson City, Missouri, the sum of ' JEFFERSON, MISSOURI, at City Hall, .;p , )for money loaned at a rate of three and s. and 00/100 DOLLARS ($..�---- s:,....y percent(31/2%)for the five year��of the loan. Principal and interest are i. one-half pj°` Yi4SV / due on the first and fifteenth day of each month commencing er the attached amortization schedule which is incorporated herein y 1993, F d reference and referred to as Exhibit A., until the remaining 1 11 101 balance of principal an interest accrual shall be paid in . ° entered into between THE eement en The terms and conditions of the loan agi' CITY OF JEFFERSON and dated . 1993, . .. is attached hereto as Exhibit B and incorporated by reference as if more fully set out �•�- nt shall constitute a default and the herein. A violation or breach of said agr eeme ! ' able on the occurrence of said default entire balance of this note shall be due and pay nt. Failure to declare a default for a breach or in accordance with the loan agreeme violation of the loan agreement shall not constitute a waiver of the right to exercise . it at any other time. Failure to make any interest or principal payment when due shall, at the option of the owner of the note, render the entire balance or principal and interest formmoan\promisry , 'r 'r�. �'tt• 'sir. � r• frs!!i%jDy �"s�t� i { A S ti(f ro�il fs. fstt`€M of 4 yytt ,.... 1i •I t`I� -'tt � �� '� �)S t4.. y��..e,35(x; �Y,l „.�fi�F� ',$1�`fiii �5A •y1� r III s i•r' a is ?fi'�h�� ,Ft t akcY�':>� �,, .arF�"ch�F.#�.�t. <ric c, �t of date to a p yment due and payable. Failure to exercise this option shall not ar constitute a waiver of the right to exercise it at any other time. The makers sureties, and endorsers of this note, jointly and severally, hereby waive notice of and consent to any and all extensions of this note or any part thereof without notice, and each hereby aives demand,, presentment for Payment, notice of non-payment and protest, and any and all notice of whatever kind � or nature and the execution of legal remedies hereon, and waive valuation, exemption and homestead rights, and agree to pay a reasonable attorney's fee, which may be incurred in collecting or securing said note after its maturity. �lt f* . Y• President FATTEST: n , 4 BY: M 2 form\loan\promisry l ' �E�y��..5 ",o .ix 5,�, �#3r{�tz ,.�' � z+ i�e�j "� zr•�,rr",:,�,, ar .x.z"'�.t'� ,"r tin."' r i GUARANTY TO: City of Jefferson, Missouri BORROWER: G'rUARA�T�R» FOR VALUABLE CONSIDERATION, and in order to induce the City of Jefferson, Missouri ("City") to make a loan to , a Missouri corporation, in the amount of Dollars ($�), represented by a note dated , a copy of which is attached hereto as Exhibit A and incorporated herein by reference as if more fully set out herein, the undersigned Guarantor unconditionally guaranbees and promises to pay to City, or order, on demand, in lawful money of the United States, said above referred to indebtedness including nterest thereon and the cost of collection of same if any, including g � y g reasonable.attorney's fees. This Guaranty does not include any additional sums loaned to a a Missouri corporation, by City. Guarantor expressly waives notice of acceptance of this Guaranty. { Presentment, demand, notice or dishonor and protest are hereby waived by Guarantor. City may, with or without notice of any kind, sell, assign or transfer all or any of the indebtedness of Borrower,and the assignee will have the same right under this Guaranty" as City. r 1oan\form\guaranty 4'r1 Y I i "� t��s� ,�.,�t s�F� � i ?v �}!��'�`dta7.�.ti +�.dJf?�ar��li"kx•�+f6t F.�'fK�a��s'y.Y ;};"fit,i+r�ti 1K yat'f''cl��-�`}.. N��,�`�•�.da$�,i%t.i .., ,M,. x,as y " Y Guarantor waives the benefit of any statute of limitations affecting Borrower's liability from any indebtedness, and any bankruptcy of Borrower which discharges Borrower's liability as to any indebtedness, and any other liability of City to collect from Borrower by reason of any bankruptcy proceeding or similar proceedings affecting Borrower or any discharge of Borrower therein,and any unenforceability r against Borrower of any indebtedness. Guarantor waives any right to require City to proceed against Borrower, to proceed against or exhaust any collateral or security held from Borrower or to pursue any other remedy in City's power whatsoever. This Guaranty shall insure to the benefit of, and may be enforced by City, its successors and assigns, and any party to whom all or any party of the above referred dx; . F � indebtedness may be sold, transferred, negotiated or assigned. rp All notices required to be given hereunder must be either personally delivered, or must be mailed by certified mail, return receipt requested. Any notice mailed shall I�yS be deemed to have been received by the party, even though not actually received by r the party, if it is mailed in accordance with the requirements of this paragraph. Notices shall be mailed to the parties at their respective addresses: To City: Finance Director 320 Fast McCarty Jefferson City, MO 65101 To Guarantor: loan\form\guaranty RIAR g)q R IQ ,' !�'(''h+Yrt`r` i 4 4+'�'. k .� f' ..[ 1. `'f+dP x4 t l#( ! 'I i' �♦ lry '�� � • 1 • 1 1 • r t i 3 a. 5 Y. 1 11 1 1 / 1 1 • • `�d! r'94 1 � / ;i i / t1 1/ 1 • '�'�; 1 t iit: A4 ,•t i•j E Ry- iP, 1 r•. i r t i ! t t�ltafu��:7"�F°� .S,Eir���Y.�'jf r h��p;,,f tai' �+Gy a.. � t+rl,�' ,.s� rof}• ( jTyi so got 0 4 on ..� t 't ��r t � '`i•1 y'��,r i. i ;r{a^j, iy:nYy,izsam "t+�x•u sJ h.°,. t�Y,} �:• .t m rt j'r'sx 1 y rroi^J •�,.L, �.�� 'k tx'•f n�i 3; 4 +fib.4• '+5,;�^�s,s,". ie.,'Y;�-}," a+ur'J.a 1: '' i 'i..'d�*'--'.' `t•' ` R��. ,�`i t r J. r i.i.•.G, .i;,:ra w .`".1}.!'�?tnrttti"ri .,rt�' iS. :t•.��� •�l.,.i+t�Y�}{'ri�af»4.f ;hy`ty . .S�eh.. 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S t S i' 4 }•' h�ir�,fi .�.M� � +7 ��i#Jf�� .�t i� ,'5�� Rt�. �lt.r,"i�Y".� �..y S t F {�"}h. ', ) i. w t .ti f , t Yti?• { �rU"t `t:.x fY r. - > .i" F r+v s.w'Ss Y i jf i}x >i f i 9 t 7 r j :� �+ t t r i -1, .i'F �t r •�°$' t�' {.�'xd''y_ � i ,J i�'=;,. "fx�r Gb.Y I f i J .o:!t � 4�i a �R s S 7S'.iz'?'Y Yr�Y >5 "�KF�,t, "t{Zj," t �Y,?i:�. � �$r ftt•!•('ut�� h? (t . .r t• �� <} N4$It�!Wn"t{ �'%a .! 'A•' t •,� t �• �. -.F .� iffi.�;f "{}�R`t 1�R�ar.ii�v5ti z � 4 {� t. '��: