HomeMy Public PortalAbout8/19/1997 specialCity of Greencastle
City Hall
® Four East Walnut Street
Greencastle, Indiana 46135
Pamela S. Jones
Clerk- Treasurer
GREENCASTLE COMMON COUNCIL
SPECIAL SESSION
TUESDAY, AUGUST 19, 1997 6:30 P.M. CITY HALL
The Greencastle Common Council met in Special Session Tuesday, August 19, 1997, 6:30 p.m.
at City Hall. Mayor Michael called the meeting to order. On the Roll Call, the following were
found to be present: Councilor Roach, Councilor Hammer, Councilor Green, Councilor Baynard
and Councilor Masten. Also present was City Attorney Zeiner, Police Chief Wood and Fire
Chief O'Hair.
Motion to approve minutes fro n the July 30, 1997 Special Meeting was made by Councilor
Masten, seconded by Councilor Baynard. Vote was unanimous.
Neal Seitz and Cindy Williard were present to present the final Health Insurance Analysis to the
Council. Mr. Seitz explained that Employers' Health went down due to having a current census
to work with. Life insurance is required with this policy. The advantage to Acordia is that the
deductibles cross apply because they are the current carrier. The other companies do not cross
appiv. Co -pays will have to be restarted with other companies and then again in January.
Deductibles will carry over. Mr. Seitz continued that with a 90% co -pay and stronger out -of-
pocket expenses and a weliness benefit makes Humana - Employers' Health a very strong
contender to Acordia. Central Insurance left a lot of questions unanswered. Mr. Seitz's
recommendation is that the Council strongly consider EHI - the rates are firm until October 1.
Councilor Masten stated that he is willing to set aside some of the savings in the premiums to
cover any co -pays incurred through December 1997. Councilor Masten made the motion to
proceed with the application process with Humana -EHI, seconded by Councilor Hammer with
the amendment to include self - insurance for the 3 month period - October to December 1997 -
for co -pays, if needed. Councilor Masten agreed with the amendment. Vote was unanimous.
Councilor Roach asked for Mr. Seitz to explain the roles of a consultant vs. broker /agent. Mr.
Seitz explained that an agent should provide services, that should be the main function.
Employees should be trained to call the 800 number first, then agent and if not satisfied should
talk to Clerk- Treasurer. Mr. Seitz stated that a consultant works for the person that hires and
usually does not accept a commission and therefore, is always looking for better plans.
Councilor Roach asked about the cost of a consultant vs. agent. Mr. Seitz stated that you won't
0 pay more or less for a consultant.
® Councilor Masten stated that he prefers to keep the policy with HBG - they are local taxpayers
and would prefer to keep this local. Councilor Hammer stated that he agrees.
Mr. Seitz stated that Betty Crossland asked for the opportunity to present her credential to the
Council and submitted a list of questions that could be used for interviewing agents. Councilor
Masten asked that Rick Bittles answer the questions now. Rick Bittles proceeded to answer
detailed questionnaire. Councilor Hammer made the motion to stay with the commission based
bid with HBG with Rick Bittles as agent and make effective September 30th so that HBG can
get the additional $1,500.00 bonus. Motion seconded by Councilor Masten. Vote was
unanimous.
Councilor Masten stated that a debt of gratitude is owed Clerk - Treasurer Jones for her hours
spent on this and the dollars that are going to be saved by the City.
Being no further business, Councilor Baynard made the motion to adjourn, seconded by
Councilor Masten. Vote was unanimous.
O
mcy A. Ichael, Mayor
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