HomeMy Public PortalAboutJONES AV_1411-1.pdfU.S. DEPARTMENT OF HOMELAND SECURITY ELEVATION CERTIFICATE OMB No. 1660-0008
Federal Emergency Management Agency Expires February 28. 2009
National Flood Insurance Program Important: Read the instructions on pages 1-8.
SECTION A - PROPERTY INFORMATION For Insurance Company Use_
Al- Building Owner's Name Dan & Kay Petty Policy Number
A2. Building Street Address (including Apt., Unit, Suite, and/or Bldg. No.) or P.O Route and Box No. Company NAIC Number
1411 Jones Avenue
City Tybee Island, State GA ZIP Code 31328
A3. Property Description (Lot and Block Numbers, Tax Parcel Number, Legal Description, etc.)
Lot 109, ward no. 4
A4. Building Use (e.g., Residential, Non -Residential, Addition. Accessory, etc.) Residential
A5. Latitude/Longitude: Lat. N 31 deq 59.7030 min Long. W 80 deg 51.0370 min Horizontal Datum: ❑ NAD 1927 R NAD 1983
A6. Attach at least 2 photographs of the building if the Certificate is being used to obtain flood insurance.
A7. Building Diagram Number 1
A8- For a building with a crawl space or enclosure(s), provide A9. For a building with an attached garage, provide:
a) Square footage of crawl space or enclosure(s) 0 sq ft a) Square footage of attached garage n/a sq It
b) No, of permanent flood openings in the crawl space or b) No. of permanent flood openings in the attached garage
enclosure(s) walls within 1.0 foot above adjacent grade , walls within 1.0 foot above adjacent grade
c) Total net area of flood openings in A8.b sq in c) Total net area of flood openings in A9.b sq in
SECTION B - FLOOD INSURANCE RATE MAP (FIRM) INFORMATION
rTB1. NFIP Community Name & Community Number B2. County Name B3. Slate
ybee Island 135164 1 Chatham GA
64. Map/Panel Number
B5. Suffix
B6. FIRM Index
B7. FIRM Panel
B8. Flood
B9. Base Flood Elevation(s) (Zone
R feet ❑ meters (Puerto Rico only)
c)
Date
I
Effective/Revised Date
Zone(s)
AO, use base flood depth)
135164 0002
C
1/14172
6/17186
A8
13
B10. Indicate the source of the Base Flood Elevation (BFE) data or base flood depth entered in Item B9.
❑ FIS Profile R FIRM ❑ Community Determined ❑ Other (Describe)
Bi 1 _ Indicate elevation datum used for BFE in Item 69: R NGVD 1929 ❑ NAVD 1988 ❑ Other (Describe)
612. Is the building located in a Coastal Barrier Resources System (CBRS) area or Otherwise Protected Area (OPA)? [-]Yes RNo
Designation Dale _ ❑ CBRS ❑ OPA
SECTION C - BUILDING ELEVATION INFORMATION (SURVEY REQUIRED)
Cl, Building elevations are based on: ❑ Construction Drawings` ❑ Building Under Construction" R Finished Construction
"A new Elevation Certificate will be required when construction of the building is complete.
C2. Elevations -Zones At -A30, AE, AH, A (with BFE), VE, V1 -V30, V (with BFE), AR, AR/A, ARAE, ARW-AW, ARIAH, AR/AO. Complete Items C2.a-g
below according to the building diagram specified in Item A7
BenchmarkUtilized local Vertical Datum NGVD 1929
Conversion/Comments
Check the measurement used.
a) Top of bottom floor (including basement, crawl space, or enclosure floor)_
7.7
R feet ❑ meters (Puerto Rico only)
b)
Top of the next higher floor
n/a_
R feet ❑ meters (Puerto Rico only)
c)
Bottom of the lowest horizontal structural member (V Zones only)
n/a.T
® feet ❑ meters (Puerto Rico only)
d)
Attached garage (top of slab)
n/a.-
R feet ❑ meters (Puerto Rico only)
e)
Lowest elevation of machinery or equipment servicing the building
7.8
ED feet ❑ meters (Puerto Rico only)
(Describe type of equipment in Comments)
f)
Lowest adjacent (finished) grade (LAG)
6.6
® feet ❑ meters (Puerto Rico only)
g)
Highest adjacent (finished) grade (HAG)
7.1
R feet ❑ meters (Puerto Rico only)
SECTION D - SURVEYOR, ENGINEER, OR ARCHITECT CERTIFICATION
This certfication is to be signed and sea{ed by a land surveyor, engineer, or architect authorized by law to certify elevation
IMPORTANT: In these spaces, copy the corresponding information from Section A. Far Insurance Company Use:
Building Street Address (including Apt„ Unit, Suite, andlor Bldg. No,) or P.O. Route and Box No. Policy Number
1411 Jones Avenue
City Tybee Island, State GA ZIP Code 31328 Company MAIC Number
SECTION D - SURVEYOR, ENGINEER, OR ARCHITECT CERTIFICATION (CONTINUED)
Copy both sides of this Elevation Certificate for (1) community official, (2) insurance agent1company, and (3) building owner.
uate
❑ Check here if attachments
SECTIO E - BUILDING ELEVATION INFORMATION (SURVEY NOT REQUIRED) FOR ZONE AO AND ZONE A (WITHOUT BFE)
For Zones AO and A (without BFE), complete Items E1 -E5. If the Certificate is intended to support a LOMA or LOMR-F request, complete Sections A, 8,
and C. For Items E1 -E4, use natural grade, if available. Check the measurement used. In Puerto Rico only, enter meters.
El. Provide elevation information for the following and check the appropriate boxes to show whether the elevation is above or below the highest adjacent
grade (HAG) and the lowest adjacent grade (LAG).
a) Top of bottom floor (including basement, crawl space, or enclosure) is ❑ feet ❑ meters ❑ above or ❑ below the HAG.
b) Top of bottom floor (including basement, crawl spare, or enclosure) is ❑ feet ❑ meters ❑ above or ❑ below the LAG.
E2. For Building Diagrams 6-8 with permanent flood openings provided in Section A Items 8 and/or 9 (see page 8 of Instructions), the next higher floor
(elevation C2.b in the diagrams) of the building is _ _ ❑ feet ❑ meters ❑ above or ❑ below the HAG.
E3. Attached garage (top of slab) is _ _ ❑ feet ❑ meters ❑ above or ❑ below the HAG.
E4. Top of platform of machinery andlor equipment servicing the building is _ ` ❑ feet ❑ meters ❑ above or ❑ below the HAG.
E5. Zone AO only: If no flood depth number is available, is the top of the bottom floor elevated in accordance with the community's floodplain management
ordinance? ❑ Yes ❑ No ❑ Unknown. The [oral official must certify this information in Section G.
SECTION F - PROPERTY OWNER (OR OWNER'S REPRESENTATIVE) CERTIFICATION
The property owner or owner's authorized representative who completes Sections A, B, and E for Zone A (without a FEMA -issued or community -issued BFE)
or Zone AO must sign here. The statements in Sections A, 8, and E are correct to the best ofmy knowledge.
Property Owner's or Owner's Authorized Representative's Name
Address City State ZIP Code
Telephone
Comments
❑ Check here if attachments
SECTION G - COMMUNITY INFORMATION (OPTIONAL)
The local official who is authorized by law or ordinance to administerthe community's floodplain management ordinance can complete Sections A, B, C (or E),
and G of this Elevation Certificate. Complete the applicable item(s) and sign below. Check the measurement used in Items G8. and G9.
G1. ❑ The information in Section C was taken from other documentation that has been signed and sealed by a licensed surveyor, engineer, or architect who
is authorized by law to certify elevation information. (Indicate the source and date of the elevation data in the Comments area below.)
G2. ❑ A community official completed Section E for a building located in Zone A (without a FEMA -issued or community -issued BFE) or Zone AO.
G3. ❑ The following information (Items G4. -G9.) is provided for community floodplain management purposes.
04. Permit Number G5. Date Permit Issued G6. Date Certificate Of Compliance/Occupancy Issued
G7. This permit has been issued for: ❑ New Construction ❑ Substantial Improvement
G8. Elevation of as -built lowest floor (including basement) of the building: - LI feet ❑ meters (PR) Datum
G9. BFE or (in Zone AO) depth of flooding at the building site: ❑ feet ❑ meters (PR) Datum
Local Official's Name Title
Community Name Telephone
Signature Date
Comments
❑ Check here if attachments
FEMA Form 81-31, February 2006 Replaces all previous editions
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JONES AVENUE 60' R/W
PLAT OF LOT 109, WARD NO. 4, TYBEE
ISLAND, CHATHAM COUNTY, GEORGIA
STREET ADDRESS: 1411 JONES AVENUE
FOR: DAN & KAY PETTY
ACCORDING TO THE F.LR.M. DATED 6/17/86
THIS IAT IS WITHIN FLOOD ZONE A8, BFE
13.
U. WHrr' •n, i REYNOLDS
LAND SURVEYOR
636 STEPHENSON AVENUE
SUITE C
SAVANNAH, GEORGIA 31405
TELEPHONE: 912-352-0464
FAX: 912-352-7787
EQUIPMENT:
TOPCON AP—LLA
ERROR OF CLOSURE:
LINEAR: 1/_
ANG: —"/ANGLE
BALANCED BY:—
PLAT: 1/51,500
0 20
SCALE: 1" = 20'
DATE: MAY 15, 2008 SURVEY
DATE: MAY 20, 2008 PLAT
FILE NO. 08-50
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This report form is designed to report an appratsal of a one -unit property Or a one -unit property with an accessory unit;
including a unit in a planned unit development (PUO). This report form is not designed b report an appraisal of a
manufactured home or a unit in a condominium or cooperative project.
This apprasM report is subject to the following scope of work, intended use. Intended user, detmition of market value.
statement of assumptions and limiting conditions, and c"mailons. Modifications, additions. or deletions to the intended
use, Intended user, definition of market value, or assumptions and limiting conditions are not permitted Tl,e appraiser may
expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisa?
assignment. Modifications or deletions to the certifications are also not permitted_ however, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those rested to the appraisers
conbrit ing education or membership in an appralsal organzatlon. are permitted.
SCORE OF WORK' The scope Of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporflng requirements of this appraisal report form, including the following definition of market value, statement of
assumptions and Iimltng conditions, and certiflcallons. The appraiser must, at a minimum: (1) perform a complete visual
inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the
comparable sales from at least the street. (4) research, verity, and analyze data from reliable public and,or private sources,
and (5) report his or her analysis. opinions, and conclusions In MIS appraisal report.
INTENDFO USF: The intended use of this appraisal report is for the lender/client to evaluate the property that is the
subject of this appraisal for a mortgage finance transaction.
INTENDED USER: The intended user of this appraisal report is the lender, cheat.
DMN I'110N OFMARKFTVALUF: The most probable price which a property should bung In a competrtve and open
market under all conditions regtpsiie to a fair sale, the buyer and seller, each acing prudently. knowledgeably and assuming
the price is not affected by undue stimulas. Implicit m this definition is the consummation of a sate as of a specified date and
the passing of title from seller to buyer under conditions whemby: (1) buyer and seller are typically motivated: (2) bath
parties are well Informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a
reasonable Erne is allowed for exposure In fie open market; (4) payment is made in terms of cash in U. S. dollars or In terms
of finantral arrangements comparable thereto, and (5) the price represents the normal crosrdaratlon for the property sold
unaffected by special or creative Nnancrng or setas concessions` granted by anyone associated with time sale.
'Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area: these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adsustments can be made to the comparable property by comparisons to ffnancng terms offered by a third party Institutional
lersder that is not aiready involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of amy adjustment should approximate the market's
reaction to the financing or cancessons based an the appraisers judgment_
STATI-7WNT OF ASSUMP11ONS AND LIMITING CONDITIONS: The appraiser's certification In this report is
subject to the following assumptions and limiting coruirdons-
1. The appraiser all not be responsible for matters Of a legal nature that affect either the property being appralsed or the title
to it. except lot Information Thal he or she became aware of during the research involved In performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about tie titre
2_ The appraiser has provided a sketch in this appraisal report to shovw the approximate dimensions of the lmproverrients.
The sketch Is included only to assist the reader in visualizing the property and understanding the appraisers determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has rioted Ir, this appraisal report whether any portion of the subject site is located In an
identified Special Flood Hazard Area. Because the appraiser Is not a surveyor, he or she makes no guarantees, express or
irmplied, regarding this detemnination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question.
unless specilic arrangements to do so have been made beforehand, or as otherwise required by law.
5- The appraiser has noted in ails appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes. toxic substances, etc.) observed during the inspection of the subject property or that he or
She became aware of during the research Involved In ped rming the appraisal. Untess otherwise stated in this appraisal
report the appraiser has no know=edge of any hidden of unaeparent physical deficiencies or adverse conditions of the
property (such as. but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
actwerse environmental conortlons. etc.) trial wo uid make the properly km valuable. and has assumed that there are no such
conditions and makes no guarantees or warranlies, express or implied The appraiser will not be responsible for any sucti
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist
Because the appraiser is not an expert In the field of enoronmenml hazards, this appraisal report rust not be considered as
an environmental' assessment of the property.
6. The appraiser has based his or tier apprarsa: report and valuation conclusion for an appraisal that is subject to satisfactory
comoletlo n, repairs, or alterations on the assumption that the eompletlon, repalm, or alterations of the subject properly will
be petiormed In a professional manner.
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APPRAISFR'S CFRPIPICAPON' The Appraiser certrfles and agrees that -
1_ I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. 1 performed a complete visual Inspection of the mtenor and edenor areas of the subject property I reporled the condition
of the improvements in factual, specific terms. I Identitied and reported the pnysical detciemles that could affect ate
iivability, soundness, or structural integrity of the property.
3 1 performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were In
place at the Ume this appraisal report was prepared -
4 1 developed my opnion of the market value of the real property Plat Is the subject o>l this report based on the sales
comparison approach to value. I have adequate comparabe market data to develop a reliable was comparison approach
for this appraisal assignment I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. 1 researched, verified, analyzed, and reported on any current agreement for sale for the subject property. any offering for
sale of the subject property in the twelve months prior to the effecltve date of this appraisal, and the prior sales of the subject
property for a mlalmum of three years prior to the elleolve date of this appraisal, unless otherwise indicated in this report
b_ 1 researched, verified, analyzed, and reported on the prior sales of the comparable sales tot a minimum of one year prior
to the date of sale of the comparable sale, unless Otherwise Indicated in this report.
7. 1 selected and used comparable sales that are locationaliy. physically, and lunctmaily the most similar 10 the subject properly.
S 1 nave not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or wilt be built on the land.
9. 1 have reported adjustments In the comparable sales that refect the markers reaction to the differences between the subject
property and the comparat le sales.
10 1 verified, from a dlsinlareslad source, all infomhaton In this report that was provided by parties who nave a financial interest in
the sail or financing of the subject properly.
11. I have knowledge and experience in appraising this type of property in this market area.
12. 1 am aware of. and have access to, the necessary and appropnate public and private data sources. such as multiple listing
services, tax assessment records, public land records and other such data sources for the area In which the properly Is located.
13- 1 obtained the information, estimates, and opinions furnished by other partes and expressed in this appraisal report from
reliable solaces that I believe to be true and correct.
14. 1 have taken Into consideration the factors that nave an Impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market valise I
nave noted In itis appraisal report any adverse conditions (such as. but not fmiled b, needed repairs, detenoralion, the
presence of hazardous wastes, toxic substances, adverse environmental condttrons, etc) observed during the Inspection of the
subject property or that I twame aware of during the research Involved In performing this appraisal I have considered these
adverse conditions In my analysis of the property value, and have reported on the effect of the condflons on the value and
marketability of the subject property.
15. 1 have not knowlrgly wfthheid any significant information from this appraisal report and, to this best of my knowledge, all
statements and inhxmabon in this appraisal report are true and correct.
16. 1 stated in this appraisal report my own personal, unbiased, and professionai analysis, opinions, and conclusions, which
are subject only to the assumptions and llrmleng conditions In this appraisal report.
17. 1 have no present or prospective interest In the property that Is the subject of this report, and 1 have no present or
prospective personas interest or bias with respect 10 the participants in the transaction. I did not base. either panAiy or
comoletety. my analysis andlor opinion of market value In iris appraisal report on the race. color. religion, sex, age, marital
status, handicap, familial status. or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinly of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not
conditioned on any agreement or understanding. written or otherwise. that I would report (or present analysis supporting) a
predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of
any party, or the attainment of a speclivc result or occurrence of a specific subsequent event (such as approval of a pending
mortgage loan app4catlon)
19. 1 personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal reWL If t
,retied on significant real property appraisal assistance from any individual or Individuals in fie performance of this appraisal
or tie preparation of In is appraisal report I have named such individuals) and disclosed the sPKItic tasks performed in this
appraisal report. I certify that any Individual so pained Is quailbed to perform the tasks I have not authorized anyone to make
a change to any item in this appraisal repos; therefore. any change made to this appraisal is unauthorized and I wilt take no
responsibility br d.
213. 1 idenbffed the tenderlclent in the appraisal report who is the Individual: organization, or agent for Ilia organization that
ordered and will receive this appraisal report
Freddie fila c Farm 70 March 2005 UAQ Version 912011 Page 5 of 6 farx►e Mae form t 004 March 2M
Form 1apxtue—1YinT0TpL' apprara safrware tri. a b rrode. rx — t-1>Ip�kt�llApt)E
Uniform RWdendal
Appraisal Report FIIr+F 241635732
21 The Ienderclient may disciose or distribute this appraisal report to, the borrower another lender at the request of the
borrower; the mrriginee or its successors and asssgrns; mortgage insurers: government sponsored enterprises. other
secondary market participants; data collection or reporting services; pxrNBsWnal appraisal organi7alms: any department,
agency. or instrumentality of the United States; and any state, the DlsVict of Columbia, or other jurisdictions: without having to
obtain the appraiser's or supervisory appraisers (d applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party (including, but not lim:ted b, the pubic through advertising, public
refations, news, sales, or tither media),
22 1 am aware that any disclosure or dlstntwtlon of Cris appraisal report by me or the lenderclient may be subject to certain
taws and regulations, Further. I am also subject to the provisions of the Uniform Standards of Professionals Appraisal Practice
that pertain to disclosure or distribution by me
23. The borrower, another ienrfer at the request of the borrower, the mortgagee or As successors and assigns, mortgage
insurers, government sponsored enlefprlses, and other secondary market participants may rely on this apprasal report as part
of any mortgage finance transaction that Involves any ofle or more of these parties.
24- If this appraisal report was transmitted as an "electronic record' containing my "electronic Signature," as those terms are
defined in applicable federal andior state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a cagy or represertatlon of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
25 Any Intentional or negligent awsrepresentatlon(s) contained In this appraisal report may result in civil Ilabarty and/or
criminal penalties including, but not Ilmlted to, tine or Imprisonment or bath under the provisions of Title 18, United States
Code, Seclior. 1001, at seq., or similar state laws
SUPERMSORYAPPRAIf;ER'SCER741CATION- The Supervisory Appraiser certifies and agrees that.
1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraisers
analysis, opinions, statements, conclusions, and the appraisers cerffication
2. 1 accept full responsibility fix the contents of this appraisal report including, but not linbted lo. the appraiser's analysis. opinions,
statements. conclusions. and the appraisers rxrtlllcatm. -
3. The appraiser identhed In this appraisal report is either a sutrcootractor or an employee of the supervisory appraiser (or the
appraisal firm), ss qualified to perform this appraisal, and is acceplable to perlorm this appraisal under the applicable state law
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisai
report was prepared.
5, It Inns appraisal repot was transmltfed as an "electronic record" containing my *electronic signature," as those terms are
Wined in applicable federal ard•er state laws (excluding audio and video recordings), or a facsirrule transmission of this
appraisal report containing a copy or representaton of my signature. the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER
Sngnalufe _ _ ....,_..,�--
Name D riehbA"._ We hr,' r r
Company Name lomro Lko%t AtVramal
Company Address 718 GrbmkJ SS 5oe 720
Detroit, M148226
TeiephoneNumber s- 37
Erlall Address sial rrietrowesra r.cnm
Date of Signalum and Report t Ili?i2018
FfiecirveDate ofAppraisal iiii w2oto
Slate Certlica4on #
OrState Llcense * L2M10
orOther (describe) State rt
state a
Expiration slate of C:ert,ficatoo or License 10/112017
ADDRESS OF PROPERTY APPRAISED
1411 Jones Ave _ _ _ ••--,--•
APPRAISED VALUE DE SUBJECT PROPERTY S 35o 040
LENDEF CLIENT
Nar11e TSI a�xr
COmpary Name QuickenLoons Inc.
Company Address 12ao wrx,d—rd Ave r)ei gni __4A22s ---
Errlail Address
SUPFFMSORY APPRAISER (OH Y F RFQtAF FD)
Slgnature
Name --._
Company Name
Com pan y Address
Telephone Number
£mast Address
Dale of Signature
State Certification
or State License #
Slate
Expiration Date of Codification or License
SUBJECT PROPERTY
1 Did not inspect sutifect property
Did Inspect exterior of subject property from street
Date of kispecthon
Did Inspect interior and exterior of Bulb? t property
Date of Inspection
COMPARABLE SAI FS
Reddle Mac Form 70 Match 2005 UAD Version 9/2011 F aoe 6 of o
Did not inspect exterior of comparable saies from street
Did inspect exterior of comparable sales from street
Form IOMAU—'WihTOTAl' avraisa software a a ra mme. ox—1-8eo-1W_AAM
Farxle alae Form 1004 March 20%