HomeMy Public PortalAboutGIRMA FY2020 Property Insurance- Invoice Eff date 5-1-19Georgia Interlocal Risk Management Agency
GMA Property & Liability Self -Insurance Program
CONTRIBUTION PAYMENT TERMS
CITY OF TYBEE ISLAND
RLFC# TY3
INVOICE NUMBER 284189
EFFECTIVE DATE 05/01/2019
INVOICE AMOUNT $301,574
PROPOSAL NUMBER RTY3-PR2019-1
PAYMENT TERMS:
OPTION 1: Full Amount Due on Binding
OPTION 2: 50% Down — Balance due in 30 days
OPTION 3: 25% Down — Balance due in 4 monthly installments. The entire contribution
must be paid within 6 months of the effective date.
Checks should be made payable to GIRMA. Please sign and return with your check to:
Georgia Interlocal Risk Management Agency
P.O. Box 105377
Atlanta, Georgia 30348
Please sign and date on the lines below that you have read and accept the limits and deductibles
outlined in the renewal terms. Please return the signed invoice with your initial payment to the GIRMA
address above.
Authori1Signature Date
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Georgia Interlocal Risk Management Agency
GMA Property & Liability Self -Insurance Program
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
TY3
403 Butler Avenue
Tybee Island, GA 31328
Coverage Period:
May -01-2019 to May -01-2020
Presented by:
GEORGIA
MUNICIPAL
ASSOCIATION
201 Prior Street
Atlanta, GA 30303
Quote Date:
4/4/2019
Administered by:
Willis Insurance Services of Georgia
Concourse Corporate Center Five, 18th Floor
Atlanta, GA 30328
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
General Liability and Law Enforcement Liability
Each Occurrence
Personal & Advertising Injury
Products / Completed Operations
Failure to Supply Utilities
Fire Legal Liability
Law Enforcement Liability
General Aggregate
Products / Completed Ops Aggregate
Failure to Supply Utilities Aggregate
Medical Payments
Form
General Liability Deductible
Law Enforcement Liability Deductible
Employee Benefits Liability
Employee Benefits Aggregate
Form
Deductible
Coverage Features:
• No premium Audits
• Defense Costs Outside the Limit
• Special Events Liability
• Athletic Participants Liability
• Fireworks Display Liability
• Cemetery Professional Liability
• Limited Pollution Liability
• Non -Owned Aircraft
• Non -Owned Watercraft
• Host Liquor Liability
• Worldwide Territory
Limit of Liability
$2,000,000
$2,000,000
$2,000,000
$2,000,000
$2,000,000
$2,000,000
Unlimited
$10,000,000
$10,000,000
Excluded
Occurrence
$2,500
$2,500
$2,000,000
$10,000,000
Occurrence
$2,500
• Garage Liability
• Garage Keepers Liability
• Personal Injury Liability
• Authorized Moonlighting by Police
Officers
• Jail Cell Operations
• Police Animal Liability
• Assault and Battery
• Inmate Medical Coverage
• Sexual Abuse Coverage
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
Public Officials / Errors & Omissions Liability Limit of Liability
Each Wrongful Act or Occurrence $2,000,000
Aggregate Limit $10,000,000
Form Occurrence
Deductible $2,500
Coverage Features:
• No Premium Audits
• Defense Costs Outside the Limits
• Pay on Behalf Basis
• Personal Injury — to include:
o Mental Anguish
o Shock
o Humiliation
• Employment Practices Liability — including coverage for:
o Libel
o Slander
o Defamation
o Sexual Harassment
o Sexual Abuse
• Americans with Disabilities Act (ADA)
• Zoning Claims Seeking Monetary Demands
• Civil Rights Violations
• Services Performed Under a Mutual Aid Agreement
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
Disclaimer:
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
Automobile Liability Limit of Liability
Combined Single Occurrence Limit $2,000,000
Uninsured Motorists Liability $0
Hired & Non -Owned Liability $2,000,000
Medical Payments Excluded
Deductible $2,500
Uninsured Motorist Deductible
Automobile Physical Damage Limit of Liability
Limit Actual Cash Value
Hired Physical Damage Included
Vehicles Covered Per Schedule
Comprehensive Deductible $2,500
Collision Deductible $2,500
Hired Physical Damage Deductible $2,500
Coverage Features:
• Automatic Coverage for Vehicles up to $100,000 in value
• Automatic Liability Coverage for new vehicles
• Deductible Per Occurrence
Limit of Liability
Crime / Fidelity
Blanket Employee Dishonesty $500,000
Forgery or Alteration $500,000
Computer Crime $500,000
Money and Securities $500,000
Deductible $2,500
Coverage Features:
• Faithful Performance Included
• Includes all local and state required bonds
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
Property Limit of Liability
Total Insured Values $31,714,695
Blanket Building & Contents 530,371,925
Mobile Equipment 51,342,770
Computers("EDP") Included
Flood Limit — Including Zones A and V $10,000,000
Earthquake Limit $10,000,000
Coinsurance Provision None
Locations Covered Per Schedule
Valuation — Building & Contents Replacement Cost
Valuation —Mobile Equipment Actual Cash Value
Deductible — Buildings & Contents (All Perils) $10,000
Deductible — Mobile Equipment 52,500
Automatic Coverage Extensions:
Business Interruption $500,000
Extra Expense $500,000
Computers ("EDP") $500,000
Builders Risk $500,000
Property in Transit 5500,000
Valuable Papers $500,000
Equipment Breakdown Limit of Liability
Limit Per Occurrence 530,371,925
Ordinance or Law Limit $30,371,925
Hazardous Substance $250,000
Deductible $2,500
Automatic Coverage Extensions
Ammonia Contamination 51,000,000
Expediting Expenses 510,000,000
Service Interruption 530,371,925
Spoilage / Consequential Damage 510,000,000
Water Damage 51,000,000
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
Police Animal Mortality Coverage
Scheduled Limit
Limit of Liability
$0
Deductible Nil
Risk Management Services
Type of Service Annual Contribution
Loss Control & Safety Training
On Site Visitation Included
Awareness Training Included
Awareness Through Safety Bulletins Included
Automobile Drivers Training Included
Access to Safety Videos Included
Safety Grant
Based on a Contribution Volume and up to
$10,000
Subject to Approval & Requirements
Included
Employment Practices Help Line
Legal Advice Included
Property Appraisals
Building Valuations Included
Content and Historical Valuations Included
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
Georgia Interlocal Risk Management Agency
RENEWAL TERMS FOR 2019-2020
CITY OF TYBEE ISLAND
Contribution Summary
Line of Coverage Annual Contribution
General Liability $75,658
Law Enforcement Liability — Before Credit $66,074
Law Enforcement Initiative Credit Amount $13,215
Law Enforcement Liability—After Credit $52,859
Public Officials Liability $66,534
Automobile Liability $64,462
Automobile Physical Damage $21,607
Property — Buildings & Contents $56,432
Mobile Equipment $3,495
Police Animal Mortality $0
Crime / Fidelity $3,094
Boiler & Machinery $3,675
Uninsured Motorist $0
Sub Total $347,816
Less Renewal Credit $46,242
Total $301,574
Disclaimer:
These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor
as a legal evidence of coverage. The provisions of the actual coverage document will prevail.
LINE OF COVERAGE
Georgia Interlocal Risk Management Agency
Member Contribution Breakdown
Contribution Contribution
Breakdown Total
City of Tybee Island (TY3)
Effective Date 05/01/2019
GENERAL LIABILITY
Grants Administered $0
GROSS OPERATING EXPENDITURES $64,580
PARK ACREAGE $0
HOUSING AUTHORITIES - UNITS $0
PUBLIC UTILITIES - CABLE / TELECOM $0
PUBLIC UTILITIES - ELECTRIC $0
PUBLIC UTILITIES - GAS $0
PUBLIC UTILITIES - SEWER $6,924
PUBLIC UTILITIES - WATER $4,154
REFUSE COLLECTION $0
SCHOOLS - ALL OTHER STUDENTS $0
SCHOOLS - TRADE OR VOCATIONAL STUDENTS $0
WATER RELATED ACTIVITIES - # BEACHES, LAKES, POOLS $0
GENERAL LIABILITY TOTALS $75,658
LINE OF COVERAGE
Georgia Interlocal Risk Management Agency
Member Contribution Breakdown
Contribution Contribution
Breakdown Total
AUTOMOBILE LIABILITY
Number of Contrib Per
Vehicles Vehicle Total Contribution
Trucks - Van, Pickups, Light Trucks 28 $418.80 $11,726.40
Trucks - Medium Weight 5 $557.27 $2,786.35
Trucks - Heavy Weight 4 $697.43 $2,789.72
Trucks - Extra Heavy Weight 2 $697.43 $1,394.86
Trucks -Ambulances or Paramedic 0 $0.00 $0.00
Vehicles
Trucks -Garbage 1 $1,673.51 $1,673.51
Trucks - Fire Trucks 5 $1,673.51 $8,367.55
Private Passenger - Fire Cars 0 $0.00 $0.00
Private Passenger- Police Cars 30 $1,116.24 $33,487.20
Private Passenger - All Other Type Cars 1 $418.80 $418.80
Trailers - Semi Trailers 0 $0.00 $0.00
Trailers - Trailers 7 $140.16 $981.12
Buses - Public Transit Buses 0 $0.00 $0.00
Buses - School Buses 0 $0.00 $0.00
Motorcycles 3 $278.63 $835.89
AUTO LIABILITY TOTALS 86 $64,461
LINE OF COVERAGE
Georgia Interlocal Risk Management Agency
Member Contribution Breakdown
Contribution Contribution
Breakdown Total
AUTOMOBILE PHYSICAL DAMAGE
Number of Contrib Per
Vehicles Vehicle Total Contribution
Trucks - Van, Pickups, Light Trucks 25 $168.95 $4,223.75
Trucks - Medium Weight 3 $168.95 $506.85
Trucks - Heavy Weight 4 $168.95 $675.80
Trucks - Extra Heavy Weight 2 $168.95 $337.90
Trucks - Ambulances or Paramedic 0 $0.00 $0.00
Vehicles
Trucks - Garbage 1 $339.04 $339.04
Trucks - Fire Trucks 5 $507.99 $2,539.95
Private Passenger - Fire Cars 0 $0.00 $0.00
Private Passenger - Police Cars 29 $422.95 $12,265.55
Private Passenger - All Other Type Cars 1 $168.95 $168.95
Trailers - Semi Trailers 0 $0.00 $0.00
Trailers - Trailers 7 $41.95 $293.65
Buses - Public Transit Buses 0 $0.00 $0.00
Buses - School Buses 0 $0.00 $0.00
Motorcycles 3 $85.04 $255.12
PHYSICAL DAMAGE TOTALS 80 $21,607
LINE OF COVERAGE
Georgia Interlocal Risk Management Agency
Member Contribution Breakdown
Contribution Contribution
Breakdown Total
UNINSURED MOTORIST LIABILITY $0
LAW ENFORCEMENT LIABILITY $2,114.36 per officer $52,859
PUBLIC OFFICIALS LIABILITY $66,534
PROPERTY (including Mobile Equipment and Boiler & Machinery) Values / Rates $63,602
Total Insured Value $31,714,695
Rate per $100 of Value $0.2005
POLICE ANIMALS $0 $0
CRIME $30.04 per employee $3,094
TOTAL CONTRIBUTION*
* Figures may be off by $1 due to rounding
$347,816