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HomeMy Public PortalAboutGIRMA FY2020 Property Insurance- Invoice Eff date 5-1-19Georgia Interlocal Risk Management Agency GMA Property & Liability Self -Insurance Program CONTRIBUTION PAYMENT TERMS CITY OF TYBEE ISLAND RLFC# TY3 INVOICE NUMBER 284189 EFFECTIVE DATE 05/01/2019 INVOICE AMOUNT $301,574 PROPOSAL NUMBER RTY3-PR2019-1 PAYMENT TERMS: OPTION 1: Full Amount Due on Binding OPTION 2: 50% Down — Balance due in 30 days OPTION 3: 25% Down — Balance due in 4 monthly installments. The entire contribution must be paid within 6 months of the effective date. Checks should be made payable to GIRMA. Please sign and return with your check to: Georgia Interlocal Risk Management Agency P.O. Box 105377 Atlanta, Georgia 30348 Please sign and date on the lines below that you have read and accept the limits and deductibles outlined in the renewal terms. Please return the signed invoice with your initial payment to the GIRMA address above. Authori1Signature Date 4( c2 Di 01 Georgia Interlocal Risk Management Agency GMA Property & Liability Self -Insurance Program RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND TY3 403 Butler Avenue Tybee Island, GA 31328 Coverage Period: May -01-2019 to May -01-2020 Presented by: GEORGIA MUNICIPAL ASSOCIATION 201 Prior Street Atlanta, GA 30303 Quote Date: 4/4/2019 Administered by: Willis Insurance Services of Georgia Concourse Corporate Center Five, 18th Floor Atlanta, GA 30328 Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND General Liability and Law Enforcement Liability Each Occurrence Personal & Advertising Injury Products / Completed Operations Failure to Supply Utilities Fire Legal Liability Law Enforcement Liability General Aggregate Products / Completed Ops Aggregate Failure to Supply Utilities Aggregate Medical Payments Form General Liability Deductible Law Enforcement Liability Deductible Employee Benefits Liability Employee Benefits Aggregate Form Deductible Coverage Features: • No premium Audits • Defense Costs Outside the Limit • Special Events Liability • Athletic Participants Liability • Fireworks Display Liability • Cemetery Professional Liability • Limited Pollution Liability • Non -Owned Aircraft • Non -Owned Watercraft • Host Liquor Liability • Worldwide Territory Limit of Liability $2,000,000 $2,000,000 $2,000,000 $2,000,000 $2,000,000 $2,000,000 Unlimited $10,000,000 $10,000,000 Excluded Occurrence $2,500 $2,500 $2,000,000 $10,000,000 Occurrence $2,500 • Garage Liability • Garage Keepers Liability • Personal Injury Liability • Authorized Moonlighting by Police Officers • Jail Cell Operations • Police Animal Liability • Assault and Battery • Inmate Medical Coverage • Sexual Abuse Coverage Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND Public Officials / Errors & Omissions Liability Limit of Liability Each Wrongful Act or Occurrence $2,000,000 Aggregate Limit $10,000,000 Form Occurrence Deductible $2,500 Coverage Features: • No Premium Audits • Defense Costs Outside the Limits • Pay on Behalf Basis • Personal Injury — to include: o Mental Anguish o Shock o Humiliation • Employment Practices Liability — including coverage for: o Libel o Slander o Defamation o Sexual Harassment o Sexual Abuse • Americans with Disabilities Act (ADA) • Zoning Claims Seeking Monetary Demands • Civil Rights Violations • Services Performed Under a Mutual Aid Agreement Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. Disclaimer: Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND Automobile Liability Limit of Liability Combined Single Occurrence Limit $2,000,000 Uninsured Motorists Liability $0 Hired & Non -Owned Liability $2,000,000 Medical Payments Excluded Deductible $2,500 Uninsured Motorist Deductible Automobile Physical Damage Limit of Liability Limit Actual Cash Value Hired Physical Damage Included Vehicles Covered Per Schedule Comprehensive Deductible $2,500 Collision Deductible $2,500 Hired Physical Damage Deductible $2,500 Coverage Features: • Automatic Coverage for Vehicles up to $100,000 in value • Automatic Liability Coverage for new vehicles • Deductible Per Occurrence Limit of Liability Crime / Fidelity Blanket Employee Dishonesty $500,000 Forgery or Alteration $500,000 Computer Crime $500,000 Money and Securities $500,000 Deductible $2,500 Coverage Features: • Faithful Performance Included • Includes all local and state required bonds Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND Property Limit of Liability Total Insured Values $31,714,695 Blanket Building & Contents 530,371,925 Mobile Equipment 51,342,770 Computers("EDP") Included Flood Limit — Including Zones A and V $10,000,000 Earthquake Limit $10,000,000 Coinsurance Provision None Locations Covered Per Schedule Valuation — Building & Contents Replacement Cost Valuation —Mobile Equipment Actual Cash Value Deductible — Buildings & Contents (All Perils) $10,000 Deductible — Mobile Equipment 52,500 Automatic Coverage Extensions: Business Interruption $500,000 Extra Expense $500,000 Computers ("EDP") $500,000 Builders Risk $500,000 Property in Transit 5500,000 Valuable Papers $500,000 Equipment Breakdown Limit of Liability Limit Per Occurrence 530,371,925 Ordinance or Law Limit $30,371,925 Hazardous Substance $250,000 Deductible $2,500 Automatic Coverage Extensions Ammonia Contamination 51,000,000 Expediting Expenses 510,000,000 Service Interruption 530,371,925 Spoilage / Consequential Damage 510,000,000 Water Damage 51,000,000 Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND Police Animal Mortality Coverage Scheduled Limit Limit of Liability $0 Deductible Nil Risk Management Services Type of Service Annual Contribution Loss Control & Safety Training On Site Visitation Included Awareness Training Included Awareness Through Safety Bulletins Included Automobile Drivers Training Included Access to Safety Videos Included Safety Grant Based on a Contribution Volume and up to $10,000 Subject to Approval & Requirements Included Employment Practices Help Line Legal Advice Included Property Appraisals Building Valuations Included Content and Historical Valuations Included Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. Georgia Interlocal Risk Management Agency RENEWAL TERMS FOR 2019-2020 CITY OF TYBEE ISLAND Contribution Summary Line of Coverage Annual Contribution General Liability $75,658 Law Enforcement Liability — Before Credit $66,074 Law Enforcement Initiative Credit Amount $13,215 Law Enforcement Liability—After Credit $52,859 Public Officials Liability $66,534 Automobile Liability $64,462 Automobile Physical Damage $21,607 Property — Buildings & Contents $56,432 Mobile Equipment $3,495 Police Animal Mortality $0 Crime / Fidelity $3,094 Boiler & Machinery $3,675 Uninsured Motorist $0 Sub Total $347,816 Less Renewal Credit $46,242 Total $301,574 Disclaimer: These terms are not to be construed as an exact or complete analysis of the coverage agreement, nor as a legal evidence of coverage. The provisions of the actual coverage document will prevail. LINE OF COVERAGE Georgia Interlocal Risk Management Agency Member Contribution Breakdown Contribution Contribution Breakdown Total City of Tybee Island (TY3) Effective Date 05/01/2019 GENERAL LIABILITY Grants Administered $0 GROSS OPERATING EXPENDITURES $64,580 PARK ACREAGE $0 HOUSING AUTHORITIES - UNITS $0 PUBLIC UTILITIES - CABLE / TELECOM $0 PUBLIC UTILITIES - ELECTRIC $0 PUBLIC UTILITIES - GAS $0 PUBLIC UTILITIES - SEWER $6,924 PUBLIC UTILITIES - WATER $4,154 REFUSE COLLECTION $0 SCHOOLS - ALL OTHER STUDENTS $0 SCHOOLS - TRADE OR VOCATIONAL STUDENTS $0 WATER RELATED ACTIVITIES - # BEACHES, LAKES, POOLS $0 GENERAL LIABILITY TOTALS $75,658 LINE OF COVERAGE Georgia Interlocal Risk Management Agency Member Contribution Breakdown Contribution Contribution Breakdown Total AUTOMOBILE LIABILITY Number of Contrib Per Vehicles Vehicle Total Contribution Trucks - Van, Pickups, Light Trucks 28 $418.80 $11,726.40 Trucks - Medium Weight 5 $557.27 $2,786.35 Trucks - Heavy Weight 4 $697.43 $2,789.72 Trucks - Extra Heavy Weight 2 $697.43 $1,394.86 Trucks -Ambulances or Paramedic 0 $0.00 $0.00 Vehicles Trucks -Garbage 1 $1,673.51 $1,673.51 Trucks - Fire Trucks 5 $1,673.51 $8,367.55 Private Passenger - Fire Cars 0 $0.00 $0.00 Private Passenger- Police Cars 30 $1,116.24 $33,487.20 Private Passenger - All Other Type Cars 1 $418.80 $418.80 Trailers - Semi Trailers 0 $0.00 $0.00 Trailers - Trailers 7 $140.16 $981.12 Buses - Public Transit Buses 0 $0.00 $0.00 Buses - School Buses 0 $0.00 $0.00 Motorcycles 3 $278.63 $835.89 AUTO LIABILITY TOTALS 86 $64,461 LINE OF COVERAGE Georgia Interlocal Risk Management Agency Member Contribution Breakdown Contribution Contribution Breakdown Total AUTOMOBILE PHYSICAL DAMAGE Number of Contrib Per Vehicles Vehicle Total Contribution Trucks - Van, Pickups, Light Trucks 25 $168.95 $4,223.75 Trucks - Medium Weight 3 $168.95 $506.85 Trucks - Heavy Weight 4 $168.95 $675.80 Trucks - Extra Heavy Weight 2 $168.95 $337.90 Trucks - Ambulances or Paramedic 0 $0.00 $0.00 Vehicles Trucks - Garbage 1 $339.04 $339.04 Trucks - Fire Trucks 5 $507.99 $2,539.95 Private Passenger - Fire Cars 0 $0.00 $0.00 Private Passenger - Police Cars 29 $422.95 $12,265.55 Private Passenger - All Other Type Cars 1 $168.95 $168.95 Trailers - Semi Trailers 0 $0.00 $0.00 Trailers - Trailers 7 $41.95 $293.65 Buses - Public Transit Buses 0 $0.00 $0.00 Buses - School Buses 0 $0.00 $0.00 Motorcycles 3 $85.04 $255.12 PHYSICAL DAMAGE TOTALS 80 $21,607 LINE OF COVERAGE Georgia Interlocal Risk Management Agency Member Contribution Breakdown Contribution Contribution Breakdown Total UNINSURED MOTORIST LIABILITY $0 LAW ENFORCEMENT LIABILITY $2,114.36 per officer $52,859 PUBLIC OFFICIALS LIABILITY $66,534 PROPERTY (including Mobile Equipment and Boiler & Machinery) Values / Rates $63,602 Total Insured Value $31,714,695 Rate per $100 of Value $0.2005 POLICE ANIMALS $0 $0 CRIME $30.04 per employee $3,094 TOTAL CONTRIBUTION* * Figures may be off by $1 due to rounding $347,816