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HomeMy Public PortalAbout073-1983 - Establish Heath Insurance FundORDINANCE NO. 73-1983, AS AMENDED AN ORDINANCE TO ESTABLISH A HEALTH INSURANCE FUND AND PROVIDE FOR A SURVIVING SPOUSE OR RETIREE TO PARTICIPATE IN THE INSURANCE PROGRAh; WHEREAS, the City of Richmond has a self -insured health insurance plan administered by a health insurance carrier which is offered to the City employees; and WHEREAS, the City of Richmond pays 70 percent and the employees pay 30 percent of the premium as established annually in December each year forthe following year. NOW THEREFORE BE IT ORDAINED by the Common Council of the City of Richmond, Wayne County, Indiana: SECTION 1. That the fund known as the Health Insurance Fund be established; and, SECTION 2. That the employee's share (30 percent) be placed into the fund at the time it is withheld by the City along with the City's share (70 percent) from the respective employee's department budget; and, SECTION 3. That a surviving spouse of an employee of the City of Richmond may elect to continue the health insurance at 30 percent payment of premium to be placed in this fund for a period not to exceed: One year from the month of death; and, SECTION 4. That a retiree's electing to continue the health insurance without lapse in coverage, may pay into this fund 100 percent of the premium plus a 30 percent surcharge. A retiree from the City employment with a minimum of ten (10) years service, and be a minimum age of 55 years, except the City's Police and Fire Depart- ment employees, who must have served twenty (20) years, regardless of age, or become disabled while on duty, both being certified bythe Pension Board. A surviving spouse may participate on the same basis as a retiree after the expiration of the time limits set forth in Section 3; participation is limited to age 65 or eligibility for medicare; and SECTION 5. That any lapse in coverage by a surviving spouse or retiree voids his/her opportunity to participate in the City insurance plan. Any surviving spouse or retiree will have ninety (90) days to enroll in this plan from date of passage of this Ordinance. No additional dependents may be added for coverage without furnishing evidence of insurability for coverage under Sections 3 or 4 above, except those unborn children who were conceived on or prior to the date of death or retirement of the City employee; and, SECTION 6. That any retiree or surviving spouse who is on or qualified for other Group Health Insurance coverage can not participate in this fund; and, SECTION 7. That this Ordinance be subject to acceptance by claims administrator, specific deductible excess carrier and/or aggregate stop loss carrier. PASSED AND ADOPTED by the Common Council of the City of Richmond, Indiana, this (a t� day of Z/ 1984. / I r sident of Comm -on Council ATTEST: City CLIerk PRESENTED by the City Clerk to the Mayor of the City of Richmond, Indiana, this ,?,?,ho{day of �p 1984. City C]Aerk APPROVED by me, Frank H. Waltermann, Mayor ofthe City of Richmond, Indiana, this , �dday of � L,�y , 1984. ATTEST: City(/Clerk AMENDMENTS ORDINANCE NO. 73-1983 Section 3. 1. Delete 100 percent and add 30 percent in line 3. 2. Delete (1) Two years from the month of death if death occurred in the line of duty, or (2) One year from the month of death if the death was by natural causes; and, 3. Add: One year from the month of death; and, Section 4. 1. Add "while on duty" after disabled in line 8. 2. Add to end of Section 4 "participation is limited to age 65 or eligibility for medicare; and, Section 5. 1. Add "for coverage without furnishing evidence of insurability" in lines 6 and 7. Section 6. Add new Section 6 reading: That any retiree or surviving spouse who is on or qualified for other Group Health Insurance coverage can not participate in this fund; and, Section 7. Add new Section 7 reading: That this Ordinance be subject to acceptance by claims administrator, specific deductible excess carrier and/or aggregate stop loss carrier. AMENDMENTS TO ORDINANCE NO. 73-1983 1. Amend the Title by striking the word "account" and adding the word "fund", and by striking the words "widow or widower" and adding the words "surviving spouse". The title will read: "AN ORDINANCE TO ESTABLISH A HEALTH INSURANCE FUND AND PROVIDE FOR A SURVIVING SPOUSE OR RETIREE TO PARTICIPATE IN THE INSUR- ANCE PROGRAM. 2. Section 1 - Strike the word "account" and use the word "fund", and strike the words "within the Payroll Fund". 3. Section 2 - Strike the word "account" and substitute the word "fund". 4. Section 3 - Change the words "widow or widower" to "surviving spouse"; change the words "if electing" to "may elect"; add the word "to" before "be (placed)", and strike the words "account (not to exceed") and substitute the words "fund for a period". Section 3 will now read: "That a surviving spouse of an employee of the City of Richmond may elect to continue the health insurance at 100 percent payment of premium to be placed in this fund for a period not to exceed: 1) Two years from the month of death if death occurred in the line of duty, or 2) One year from the month of death if the death was by natural causes; and, Section 4 - Strike the word "account" and substitute the word "fund"; change the "eight" years of service to "ten" years of service; change the minimum age of "50" to minimum age of "55" years and add the following additional sentence to the Section: "A surviving spouse may participate on the same basis as a retiree after the expiration of the time limits set forth in Section 3." Section 4 will now read: "That a retiree's electing to continue the health insurance without lapse in coverage, maypay into this fund 100 percent of the premium plus a 30 percent surcharge. A retiree under this Ordinance is an individual who has retired from City employment with a minimum of ten years service, and be a minimum age of 55 years, except the City's Police and Fire Department employees, who must have served twenty (20) years, regardless of age, or become disabled, both being certified by the Pension Board. A surviving spouse may participate on the same basis as a retiree after the expiration of the time limits set forth in Section 3; and, Section 5 - Substitute the words "surviving spouse" for the words "widow or widower" throughout this section and add the sentence, "No additional dependents may be added for coverage under Sections 3 and 4, above, except those unborn children who were conceived on or prior to the date of death or retire- ment of the City employee." AMENDED ORDINANCE NO. 73-1983 AN ORDINANCE TO ESTABLISH A HEALTH INSURANCE FUND AND PROVIDE FOR A SURVIVING SPOUSE OR RETIREE TO PARTICIPATE IN THE INSURANCE PROGRAM. WHEREAS, the City of Richmond has a self -insured health insurance plan administered by a health insurance carrier which is offered to the City employees; and, WHEREAS, the City of Richmond pays 70 percent and the employees pay 30 percent of the premium as established annually in December each year for the following year. NOW THEREFORE BE IT ORDAINED by the Common Council of the City of Richmond, Wayne County, Indiana: SECTION 1. That the fund known as the Health Insurance Fund be established; and, SECTION 2. That the employee's share (30 percent) be placed into the fund at the time it is withheld by the City along with the City's share (70 percent) from the respective employee's department budget; and, SECTION 3. That a surviving spouse of an employee of the City of Richmond may elect to continue the health insurance at 100 percent payment of premium to be placed in this fund for a period not to exceed: 1) Two years from the month of death if death occurred in the line of duty, or 2) One year from the month of death if the death was by natural causes; and, SECTION 4. That a retiree's electing to continue the health insur- ance without lapse in coverage, may pay into this fund 100 percent of the premium plus a 30 percent surcharge. A retiree under this Ordinance is an individual who has retired from City employment with a minimum of ten years service, and be a minimum age of 55 years, except the City's Police and Fire Department employees, who must have served twenty (20) years, regardless of age, or become disabled, both being certified by the Pension Board. A surviving spouse may participate on the same basis as a retiree after the expiration of the time limits set forth in Section 3; and, SECTION 5. That any lapse in coverage by a surviving spouse or retiree voids his/her opportunity to participate in the City insurance plan. Any surviving spouse or retiree will have ninety (90) days to elect to enroll in this plan from date of passage of this Ordinance. No additional dependents may be added for coverage under Sections 3 or 4, above, except those unborn children who were conceived on or prior to the date of death or retirement of the City employee. PASSED AND ADOPTED by the Common Council of the City of Richmond, Indiana, this day of , 1984. resident of Common Counci ATTEST: City Cler PRESENTED by the City Clerk to the Mayor of the City of Richmond, Indiana, this day of , 11984. ity Cler APPROVED by me, Frank H. Waltermann, Mayor of the City of Richmond, Indiana, this day of , 1984. yor ATTEST: City Cler ORDINANCE NO. 73-1983 AN ORDINANCE TO ESTABLISH A HEALTH INSURANCE ACCOUNT AND PROVIDE F)R A WIDOWER OR RETIREE TO PARTICIPATE IN THE INSURANCE PR^GRA"1. L1HEREAS, the City of Richmond has a self -insured health insurance plan administered by a health insurance carrier which is offered to the City employees; WHEREAS, the City of Richmond pays 70 percent and the employees pay 30 percent of the premium as established annually in December each year for the following year. NO'l THEREFORE BE IT ORDAINED BY THE COM^10N CCiUNCIL OF THE CITY Or RICHMON9, '.IAYNE COUNTY, INDIANA: SECTION 1. That the account known as the Health Insurance Account within the Payroll Fund be established; and SECTION 2. That the employee's share (30 percent) he placed into the account at the time it is withheld by the City along with the City's share (70 percent) from the respective employee's department budget; and SECTION 3. That a widow or widower of an employee of the City of Richmond if electing to continue the health insurance at 100 percent payment of premium, be placed in this account (not to exceed: 1) Two years from the month of death if death occurred in the line of duty, or 2) One year from the month of death if the death was by natural causes); and SECTION 4. That a retiree's electing to continue the health insurance without lapse in coverage, may pay into this account 100 percent of the premium plus a 30 percent surcharge. A. retiree under this Ordinance is an individual who has retired from City employment with a minimum of eight years service, and be a minimum age of 50, except the City's Police and Fire Department employees, who must have served twenty (20) years, regardless of age, or become disabled, both being certified by the Pension Board; and SECTION 5. That any lapse in coverage by a widow, widower, or retiree Voids his/her opportunity to participate in the City insurance plan. Any widow, widower, or retiree will have ninety (90) days to elect to enroll in this plan from date of passage of this Ordinance. PASSED AND ADOPTED by the Common Council of the City of Richmond, Indiana, this day of , 19_ President of Common Council ATTEST: City Clerk PRESENTED by the City Clerk to the Mayor of the City of Richmond, Indiana, this day of _, 19__ City Cler APPROVED by me, the Mayor of the City of Richmond, Indiana, this —day of , 19 tlayor ATTEST: City Cler