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HomeMy Public PortalAboutC-21-093 - FAMILY PROMISE OF THE SOUTH BAY AMENDMENT NO. 1AMENDMENT NO. 1 TO AGREEMENT FOR CONTRACT SERVICES THIS AMENDMENT TO THE AGREEMENT FOR CONTRACT SERVICES (“Amendment”) by and between the CARSON HOUSING AUTHORITY, a public body formed under the California Housing Authorities Law (Health & Safety Code Sections 34200 et seq.) (“Authority”), and FAMILY PROMISE OF THE SOUTH BAY, a California nonprofit corporation (“Consultant”), is effective as of the lst day of _July __, 2022. RECITALS A. Authority and Consultant entered into that certain Agreement for Contract Services dated July 28, 2021 (“Agreement”) whereby Consultant agreed to provide administration and case management services for the Park Granada Program, as that term is used in the Agreement. The term of the Agreement was set to expire on June 30, 2022. B. Authority and Consultant now desire to amend the Agreement to extend the term by one year, to June 30, 2023, and to increase the Contract Sum by $34,800, from $23,200 to $58,000. TERMS 1. Contract Changes. The Agreement is amended as provided herein (additions shown in bold italics, deletions in strikethreugh). A. Section 2.1 (Contract Sum) of the Agreement is amended to read in its entirety as follows: “2.1 Contract Sum. For the services rendered pursuant to this Agreement, Consultant shall be compensated in accordance with the “Schedule of Compensation” attached hereto as Exhibit “C” and incorporated herein-by this reference, but not exceeding the maximum contract amount of Fifty- Eight Thousand Dollars ($58,000) Fwenty—Fhree Thousand Awe Hundred DeHars-$23,2009) (“Contract Sum”).” B. Section 3.4 (Term) of the Agreement is amended to read in its entirety as follows: “3.4 Term. Unless earlier terminated in accordance with Article 7 of this Agreement, this Agreement shall continue in full force and effect until completion of the services but not exceeding June 30, 2023 Fane 30,2022.” The last paragraph of subsection B of Section I of Exhibit “A” (“Scope of Services”) of the Agreement is amended to read as follows: “The Park Granada program will be available only for extremely low, very low, and low, income households (up to 80% of area median income 01007.0001/785352.1 (AMI)). Authority Gity and Consultant anticipate that Consultant will serve ten four unduplicated households through the course of this Agreement. The ten four households identified have received notices as described in subsection (B)(i), above, related to the closure of Park Granada and need Assistance Resources to remain housed.” D. Section I of Exhibit “C” (“Schedule of Compensation”) of the Agreement is amended to read in its entirety as follows: “I. Consultant shall perform the following Services at the following rates: RATE TIME SUB-BUDGET A. Case Hourly rates Ongoing as $30,000 Management specified in needed by each Services Exhibit “C-1,” Park Granada $42,000 not to exceed program $3,000 per recipient household household throughout term of Agreement aa E, Section II of Exhibit “C” (“Schedule of Compensation”) of the Agreement is amended to read in its entirety as follows: “II. In addition to the compensation set forth in Section I of this Exhibit “C,” Consultant shall be entitled to compensation to defray its indirect costs (administration and overhead) of providing the Services detailed in Section I, in an amount not to exceed $28,000 $44,209, or ten percent (10%) of the sum of the total amount of Assistance Resources disbursed by Consultant and the total amount of case management service fees properly charged by Consultant pursuant to this Agreement, whichever is less. Such indirect cost charges shall be billed on a monthly basis in connection with the corresponding case management services provided, and the amount billed for the indirect cost charges in any given invoice shall not exceed ten percent (10%) of the sum of the total amount of Assistance Resources disbursed by Consultant and the total amount of case management service fees properly charged by Consultant for the relevant billing period, as reflected in Consultant’s invoice for such billing period, subject to the not- to-exceed cap of $28,000 $14,200.” F. Section VII of Exhibit “C” of the Agreement is amended to read in its entirety as follows: “VII. The total compensation for the Services shall not exceed $58,000 $23,200, as provided in Section 2.1 of this Agreement.” 01007.0001/785352.1 2. Continuing Effect of Agreement. Except as amended by this Amendment, all provisions of the Agreement shall remain unchanged and in full force and effect. From and after the date of this Amendment, whenever the term “Agreement” appears in the Agreement, it shall mean the Agreement, as amended by this Amendment to the Agreement. 3. Affirmation of Agreement; Warranty Re Absence of Defaults. Authority and Consultant each ratify and reaffirm each and every one of the respective rights and obligations arising under the Agreement. Each party represents and warrants to the other that there have been no written or oral modifications to the Agreement other than as provided herein. Each party represents and warrants to the other that the Agreement is currently an effective, valid, and binding obligation. Consultant represents and warrants to Authority that, as of the date of this Amendment, Authority is not in default of any material term of the Agreement and that there have been no events that, with the passing of time or the giving of notice, or both, would constitute a material default under the Agreement. Authority represents and warrants to Consultant that, as of the date of this Amendment, Consultant is not in default of any material term of the Agreement and that there have been no events that, with the passing of time or the giving of notice, or both, would constitute a material default under the Agreement. 4. Adequate Consideration. The parties hereto irrevocably stipulate and agree that they have each received adequate and independent consideration for the performance of the obligations they have undertaken pursuant to this Amendment. 5. Authority. The persons executing this Amendment on behalf of the parties hereto warrant that (1) such party is duly organized and existing, (ii) they are duly authorized to execute and deliver this Amendment on behalf of said party, (iii) by so executing this Amendment, such party is formally bound to the provisions of this Amendment, and (iv) the entering into this Amendment does not violate any provision of any other agreement to which said party is bound. [SIGNATURES ON FOLLOWING PAGE] 01007.0001/785352.1 IN WITNESS WHEREOBF, the parties hereto have executed this Amendment on the date and year first-above written. AUTHORITY: CARSON HOUSING AUTHORITY, a public body formed under the California Housing Authorities Law Lula Davis-Holmes, Chairwoman ATTEST: Dr. Khaleah K. Bradshaw, Authority Secretary APPROVED AS TO FORM: ALESHIRE & WYNDER, LLP Sunny K. Soltani, Authority Counsel [brj] CONSULTANT: FAMILY PROMISE OF THE SOUTH BAY, a California nonprofit corporation By: hp Oy Name: Ted Oden Title: Board Presiden Name: Nancy Johnson Title: Board Secretary Address: 2930 El Dorado St. Torrance, CA 90503 Two corporate officer signatures required when Consultant is a corporation, with one signature required from each of the following groups: 1) Chairman of the Board, President or any Vice President; and 2) Secretary, any Assistant Secretary, Chief Financial Officer or any Assistant Treasurer. CONSULTANT’S SIGNATURES SHALL BE DULY NOTARIZED, AND APPROPRIATE ATTESTATIONS SHALL BE INCLUDED AS MAY BE REQUIRED BY THE BYLAWS, ARTICLES OF INCORPORATION, OR OTHER RULES OR REGULATIONS APPLICABLE TO CONSULTANT’S BUSINESS ENTITY. 01007.0001/785352.1 CALIFORNIA ALL PURPOSE CERTIFICATE OF ACKNOWLEDGMENT A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document, to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California } County of Los Angeles } On June 2, 2022, before me, TRINA PETTUS, Notary Public, personally appeared, TED ODEN and NANCY JOHNSON, who proved to me on the basis of satisfactory evidence to be the persons whose names are subscribed to the within instrument and acknowledged to me that they executed the same in their authorized capacities, and that by their signatures on the instrument the persons, or the entity upon behalf of which the persons acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS MY HAND AND OFFICIAL SEAL. TRINA PETTUS Trina Pettus, Notary Public / Notary Public - California s ; Los Angeles County z = AGS — Commission # 2366002 S crow” My Comm. Expires Jul 16, 2025 OPTIONAL NAME OF DOCUMENT: AMENDMENT NO. 1 TO AGREEMENT FOR CONTRACT SERVICES NUMBER OF PAGES: 5 (4+ 1 NOTARY PAGE) My commission expires: JULY 16, 2025 IN WITNESS WHEREOPF, the parties hereto have executed this Amendment on the date and year first-above written. AUTHORITY: CARSON HOUSING AUTHORITY, a public body formed under the California Housing Authorities Law 2 Thy Davis-Holmes, Chairwoman ATTEST: ¥ e ar ; j *Y A) | S ARE unin Bo Dr. Khaleah K. Bradshaw, Authority Secretary APPROVED AS TO FORM: ALESHIRE & WYNDER, LLP Sunny K. Soltani, Authority Counsel [brj] CONSULTANT: FAMILY PROMISE OF THE SOUTH BAY, a California nonprofit corporation By: hd : ae Name: Ted Oden Title: Board Presiden py. WAWWACU CROWN Name: Nancy Johnson Title: Board Secretary Address: 2930 El Dorado St. Torrance, CA 90503 Two corporate officer signatures required when Consultant is a corporation, with one signature required from each of the following groups: 1) Chairman of the Board, President or any Vice President; and 2) Secretary, any Assistant Secretary, Chief Financial Officer or any Assistant Treasurer. CONSULTANT’S SIGNATURES SHALL BE DULY NOTARIZED, AND APPROPRIATE ATTESTATIONS SHALL BE INCLUDED AS MAY BE REQUIRED BY THE BYLAWS, ARTICLES OF INCORPORATION, OR OTHER RULES OR REGULATIONS APPLICABLE TO CONSULTANT’S BUSINESS ENTITY. 01007.0001/785352.1 CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy or validity of that document. STATE OF CALIFORNIA COUNTY OF LOS ANGELES On 2022 before me, , personally appeared , proved to me on the basis of satisfactory evidence to be the person(s) whose names(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. . WITNESS my hand and official seal. Signature: OPTIONAL Though the data below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent reattachment of this form. CAPACITY CLAIMED BY SIGNER DESCRIPTION OF ATTACHED DOCUMENT INDIVIDUAL CORPORATE OFFICER TITLE(S) TITLE OR TYPE OF DOCUMENT PARTNER(S) [] LIMITED GENERAL ATTORNEY-IN-FACT TRUSTEE(S) NUMBER OF PAGES GUARDIAN/CONSERVATOR OTHER O O O O oO oo SIGNER IS REPRESENTING: DATE OF DOCUMENT (NAME OF PERSON(S) OR ENTITY(IES)) SIGNER(S) OTHER THAN NAMED ABOVE 01007.0001/785352.1 DATE (MM/DDIYYYY) at" ACORD CERTIFICATE OF LIABILITY INSURANCE 7/4/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. |. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER RON LAGT Arthur J. Gallagher Risk Management Services, Inc. E 200 Jefferson Park 9 {AIG No, Ext); 800-350-8005 (NG, No): 973-921-2876 Whippany NJ 07981 ADDRESS: INSURER(S) AFFORDING COVERAGE NAIC # INSURER A: GuideOne Insurance Company 15032 INSURED FAMIPRO-23) sURERB : Family Promise of the South Bay 2930 El Dorado Street INSURER Gs: Torrance, CA 90503-6062 INSURER D: INSURERE: INSURERF: COVERAGES CERTIFICATE NUMBER: 1867184941 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL|SUBR POLICY EFF | POLICY EXP LTR TYPE OF INSURANCE INSD | WvD POLICY NUMBER (MM/DDIYYYY) | (MM/DD/YYYY) LIMITS A | X | COMMERCIAL GENERAL LIABILITY Y | Y | 010026229 3/9/2022 3/9/2023 | EACH OCCURRENCE $ 1,000,000 DAMAGE TO RENTED CLAIMS-MADE OCCUR PREMISES (Ea occurrence) $ 300,000 MED EXP (Any one person) $20,000 PERSONAL & ADV INJURY | $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 3,000,000 X | pouicy [| TRO [| Loc PRODUCTS - COMP/OP AGG | $3,000,000 OTHER: 5 A | AUTOMOBILE LIABILITY Y | y | 010026230 3/9/2022 3/9/2023 | GOMBINED SINGLE LIMIT | s 1,000,000 X | ANY AUTO BODILY INJURY (Per person) | $ OWNED SCHEDULED i BEE aie | | cee BODILY INJURY (Per accident)| $ HIRED X | NON-OWNED PROPERTY DAMAGE 5 | “ | AUTOS ONLY AUTOS ONLY | (Per accident) $ A | X | UMBRELLALIAB Xx OCCUR 010026231 3/9/2022 3/9/2023 EACH OCCURRENCE $ 2,000,000 EXCESS LIAB CLAIMS-MADE AGGREGATE $ 2,000,000 DED | Xx | RETENTION $ 9 sng $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS' LIABILITY YIN STATUTE | ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L. EACH ACCIDENT $ OFFICER/MEMBEREXCLUDED? [| N/A (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE| $ If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT | $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Please refer to General Liability endorsement (GCG 65 10 07 14)which provides Additional Insured status and Waiver of Subrogation language required by the Certificate Holder and Auto Liability endorsement (HGCA 23 00 02 19) provides Additional Insured status and Waiver of Subrogation language required by the Certificate Holder. City of Carson, its elected and appointed officers, employees, volunteers and agents are included as Additional Insured as respects General Liability and Auto Liability policies, pursuant to and subject to the policy's terms, definitions, conditions and exclusions. The insurance provided in the General Liability policy is primary and any other insurance shall be excess only, and not contributing. Waiver of Subrogation applies to Additional Insureds as respects to General Liability and Auto Liability policies, pursuant to and subject to the policy's terms, definitions, conditions and exclusions. Please refer to General Liability endorsement (#GCG 65 10 07 14)which provides Additional Insured status and Waiver of Subrogation language required by the Certificate Holder and Auto Liability endorsement (#GCA 23 00 02 19) provides Additional Insured status and Waiver of Subrogation language required by the Certificate Holder. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE INSURANCE APPROVED THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Carson RG 701 E Carson Street Carson CA 90745 7/7/2022 AUTHORIZED REPRESENTATIVE Coy ML © 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 01-0026-229 NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT THIS DOCUMENT IS AN ENDORSEMENT THAT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM A. Expected Or Intended Injury - Property Damage Exception The following is added to Exclusion a. Expected Or Intendéd Injury of Paragraph 2. Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability: This exclusion does not apply to "property damage" resulting from the use of reasonable force to protect persons or property. B. Aircraft, Auto Or Watercraft Under Paragraph 2. Exclusions of Section | - Coverage A - Bodily Injury And Property Damage Liability, Subparagraph (2) of Exclusion g. Aircraft, Auto Or Watercraft is replaced by the following: (2) A watercraft you do not own that is: (a) Less than 50 feet long; and (b) Not being used to carry persons or property for a charge; C. Extended Property Damage In Section I - Coverages, Section II] - Limits Of Insurance, Section IV - Conditions and the definition of “insured contract” in the Definitions section; except where it is used in the term “hostile fire’, the word fire is changed to: fire, explosion, smoke or leaks from automatic fire protective systems. D. Incidental Publishing, Broadcasting Or Telecasting Exception The following is added to Exclusion j. Insureds In Media And Internet Type Businesses of 2. Exclusions under Section I - Coverage B - Personal And Advertising Injury Liability: This exclusion does not apply to publishing, broadcasting or telecasting that is incidental to your business. E. Additional Exclusions The following exclusions are added to Paragraph 2. Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability, Paragraph 2. Exclusions under Section | - Coverage B - Personal And Advertising Injury Liability and Paragraph 2. Exclusions under Coverage C - Medical Payments of Section I - Coverages: This insurance does not apply to: 1. Special Events Or Fundraising Events “Bodily injury”, “property damage” or “personal or advertising injury” arising directly or indirectly out of fund raising events or activities or “special events” or activities: a. Authorized and conducted by any insured; Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 1 of 10 b. Authorized by you and conducted on your behalf by others, including but not limited to an “employee”, “temporary worker’, “volunteer worker”, member, trustee, director, licensee, subcontractor, independent contractor, or vendor. c. Not authorized by you and conducted on your behalf by others, including but not limited to an “employee”, “temporary worker”, “volunteer worker’, member, trustee, director, licensee, subcontractor, independent contractor, or vendor. We have no obligation to defend, pay on behalf of, indemnity or incur any cost or expenses for any insured or any other person or organization seeking coverage under this insurance for that portion of any claim arising out of any fund raising event or activity or “special event” or activity. This exclusion does not apply to any fund raising event or activity or “special event” or activity for which coverage is provided by an attached endorsement. Medical Or Healthcare Services Any claim or "suit" arising out of the rendering of or failure to render "medical or healthcare services". Medically Derived Injury Any claim or "suit" arising out of a "medically derived injury”. Violation Of Any Statute Or Regulation Any liability arising out of the willful or intentional violation of any statute or regulation including but not limited to the fines and penalties assessed by a court or regulatory authority. Misconduct, Molestation Or Harassment Any "bodily injury", "personal and advertising injury", mental or emotional pain or anguish, or any defamation or slander, sustained by any person arising out of or resulting from any actual or alleged act of “abuse“, "sexual misconduct or sexual molestation" or "sexual harassment" of any kind. We have no right or duty to investigate, settle, defend or pay any claim or "suit" asserting any act of “abuse”, "sexual misconduct or sexual molestation", "sexual harassment" or any breach of duty contributing to or arising from such act. Professional Services Any liability arising out of any act or omission in the providing of or failure to provide "professional services". Statutory Enforcement Any liability or responsibility to meet the requirements or standards of care enforced by any department of human services, department of elder care or similar regulatory body, regardless of the law or statutory basis of such enforcement. Guaranteeing Results Including but not limited to any contract or agreement guaranteeing the results of any “professional services” or any type or form of counseling or any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, or any other similar treatment. Abuse Any claim or "suit" arising out of "abuse". Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 2 of 10 F. Supplementary Payments - Broadened Paragraph 1. of Section | - Coverages - Supplementary Payments - Coverages A and B is amended as follows: 1. Cost Of Bail Bonds The maximum amount we will pay for the cost of bail bonds as described in Subparagraph b. is increased to $2,500. 2. Expenses Incurred By The Insured The maximum amount we will pay for loss of earnings incurred by the insured at our request to assist us in the investigation or defense of a claim or “suit”, as described in Subparagraph d., is increased to $500 a day. 3. Damage To Personal Property Of Others With respect to any claim we investigate or settle, or any "suit" against an insured we defend, we will also pay up to $1,000 for “property damage” to personal property of others while in the temporary care, custody or control of an insured and caused by any person participating in your organized activities. For purposes of this supplementary payment, “property damage" does not include disappearance, wrongful abstraction or loss of use. This supplementary payment shall only be paid on or for the account of the.owner and only when other coverage or insurance is unavailable. This payment will not reduce the limits of insurance. 4. Key And Lock Replacement We will pay for the cost to replace keys and locks at the "clients" premises due to loss to keys entrusted to you by your "client", up to a $10,000 limit per occurrence and $10,000 policy aggregate. We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that you or any of your partners, members, officers, "employees", "managers", directors, trustees, authorized representatives or anyone to whom you entrust the keys of a "client" for any purpose commit, whether acting alone or in collusion with other persons. The following, when used in this Supplemental Payment, are defined as follows: a. "Client" means an individual, company or organization with whom you have a written contract or work order for your services for a described premises and have billed for your services. b. "Employee" means: (1) Any natural person: (a) While in your service or for 30 days after termination of service; (b) Who you compensate directly by salary, wages or commissions; and (c) Who you have the right to direct and control while performing services for you; or (2) Any natural person who is furnished temporarily to you: (a) To substitute for a permanent "employee" as defined in Paragraph (1) above, who is on leave; or (b) To meet seasonal or short-term workload conditions; while that person is subject to your direction and control and performing services for you. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 3 of 10 c. “Employee” does not mean: (i) Any agent, broker, person leased to you by a labor leasing firm, factor, commission merchant, consignee, independent contractor or representative of the same general character; or (ii) Any "manager", director or trustee except while performing acts coming within the scope of the usual duties of an "employee". "Manager" means a person serving in a directorial capacity for a limited liability company. G. Additional Insureds Required By Written Contract 1. Section Il - Who Is An Insured is amended to include as an additional insured the following person(s) or organization(s) when you have agreed, in a written contract, that such person or organization be added as an additional insured on your policy, provided the written contract is initiated prior to an "occurrence" resulting in damages, a. Engineers, Architects Or Surveyors Any architect, engineer or surveyor engaged by you but only with respect to liability for “bodily injury”, “property damage” or “personal and advertising injury” caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf in connection with your premises or in the performance of your ongoing operations. However, with respect to the insurance afforded to these additional insureds, the following additional exclusion applies: so This insurance does not apply to “bodily injury”, “property damage” or “personal and advertising injury” arising out of the rendering of or the failure to render any professional services by or for you, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the “occurrence” which caused the “bodily injury” or “property damage”, or the offense which caused the “personal and advertising injury”, involved the rendering of or the failure to render any professional services by or for you. b. Owners Of Leased Land Any person or organization from whom you lease land but only with respect to liability arising out of the ownership, maintenance or use of that part of the land leased to you. With respect to the insurance afforded to these additional insureds, this insurance does not apply to: (1) Any "occurrence" which takes place after you cease to lease that land; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of the additional insured. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 4 of 10 c. State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations Any state or governmental agency or subdivision or political subdivision, but only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. With respect to the insurance afforded these additional insureds, this insurance does not apply to: (1) “Bodily injury’, “property damage” or “personal and advertising injury” arising out of operations performed for the federal government, state or municipality; or (2) “Bodily injury’ or “property damage” included within the “products-completed operations hazard”. d. Contractual Obligations Any person or organization where required by a written contract executed prior to the “occurrence”. Such person or organization is an additional insured for "bodily injury”, "property damage" or "personal and advertising injury" but only for liability arising out of the negligence of the Named Insured. e. Manager Or Lessor Of Premises Any person or organization with respect to their liability arising out of the ownership, maintenance or use of that part of the premises leased or rented to you subject to the following additional exclusions: This insurance does not apply to: (1) Any “occurrence” which takes place after you cease to be a tenant in that premises; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of that person or organization. f. Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You Any person or organization from whom you lease equipment when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily injury", "property damage" or “personal and advertising injury’ caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. With respect to the insurance afforded to these additional insureds: 1) A person's or organization's status as an additional insured ends when their contract p g or agreement with you for such leased equipment ends; and (2) This insurance does not apply to any “occurrence” which takes place after the equipment lease expires. g. Vendors Any person or organization but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 5 of 10 (1) With respect to the insurance afforded these vendors, the following additional exclusions apply: (a) "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (b) Any express warranty unauthorized by you; (c) Any physical or chemical change in the product made intentionally by the vendor; (d) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; (e) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products; (f) Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; (g) Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or (h) "Bodily injury" or "property damage” arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: i. The exceptions contained in Subparagraphs (d) or (f); or ii. Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. (2) This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. Funding Source Any person or organization with respect to their liability arising out of premises they own, maintain or control while you lease or occupy those premises. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations Relating To Premises Any state or governmental agency or subdivision or political subdivision but only with respect to the following hazards for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization in connection with premises you own, rent or control and to which this insurance applies: Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 6 of 10 (1) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar exposures; (2) The construction, erection, or removal of elevators; or (3) The ownership, maintenance, or use of any elevators covered by this insurance. However, (i) A person or organization is an additional insured under this provision only for that period of time required by the written contract; (ii) No such person or organization is an insured under this provision if such person or organization is included as an insured by an endorsement issued by us and attached to the Commercial General Liability Coverage Form; (iii) The insurance afforded to such additional insured only applies to the extent permitted by law; and (iv) The insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. 2. With respect to the insurance afforded to these additional insureds, identified in Paragraph G.1. of this endorsement, the following is added to Section III - Limits Of Insurance: The most we will pay on behalf of the additional insured is the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This provision shall not increase the applicable Limits of Insurance shown in the Declarations. H. Newly Acquired Or Formed Organizations The following is added to Paragraph 3. of Section Il - Who Is An Insured: Coverage provided to a newly acquired or formed organization under this provision is afforded only when the newly acquired or formed organization operates or conducts the same or similar business as you. 1. Limits Of Insurance Paragraph 1. under Section III - Limits Of Insurance is replaced by the following: The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: 1. Insureds; 2. Claims made or “suits” brought; 3. Persons or organizations making claims or bringing “suits”; or 4. Policies involved. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 7 of 10 Non Stacking Of Limits The following is added to Section Ill - Limits Of Insurance: If two or more policies or Coverages issued by us apply to the same insured and these policies or Coverages also apply to the same claim or “suit”, the maximum amount we will pay as damages under all of the policies or Coverages will not exceed the highest applicable Limit of Insurance that applies to any one of the policies or Coverages. This condition does not apply to any insurance that was purchased specifically to apply in excess of the applicable Limits of Insurance shown in the Declarations. . Transfer Of Rights Of Recovery Against Others To Us The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us under Section IV - Commercial General Liability Conditions: The insured may waive the insurer's rights of recovery prior to the occurrence of a loss, provided the waiver is made in a written contract. Liberalization The following is added to Section IV - Commercial General Liability Conditions: If we revise this Coverage Form to provide more coverage without additional premium charge, we will automatically provide your policy the additional coverage as of the day the revision is effective in your state. . Bodily Injury The definition of “bodily injury” in the Definitions section is replaced by the following: "Bodily injury" means physical injury, sickness, or disease sustained by a person, including death of a person resulting from any of these. “Bodily injury’ also means mental injury, mental anguish, humiliation, or shock sustained by a person, if directly resulting from physical injury, sickness, or disease sustained by that person. Coverage Territory The definition of “coverage territory” in the Definitions section is replaced by the following: “Coverage territory" means anywhere in the world provided that the claim is made, and any "suit" that may arise therefrom is filed, within the United States of America (including its territories and possessions), Puerto Rico or Canada, unless further restricted by endorsement. . Additional Definitions The following are added to Definitions section: 1. “Abuse” means any actual, threatened, or alleged act, error, omission, conduct or misconduct that a claim or “suit” alleges: a. To be, or to constitute, any form of “abuse” (including but not limited to elder “abuse”, child “abuse”, patient “abuse” or “abuse” of a dependent person) under any applicable state or federal statute; and b. Any non-sexual assault, non-sexual battery, or non-sexual “abuse” directed at a person; and Conduct or misconduct described above constitutes “abuse” regardless of whether or not it is alleged to be negligent, reckless, knowing, intentional, fraudulent, oppressive, malicious, or otherwise. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 8 of 10 However, “abuse” does not include employment-related "sexual harassment". "Foster care services" means the provisions of personal care or training to a "foster child" including but is not limited to activities of any insured or of any "temporary worker", licensee, subcontractor, independent contractor, vendor or others in investigation, evaluation, counseling, treatment, training, material aid, supervision or monitoring of individuals or families, with respect to placement of a “foster child” as required by any Federal, State, or local code, regulation or ordinance. “Foster child” means a child whose care and upbringing are entrusted to an adult other than the child's natural or adoptive parents. “Medical or healthcare services” means any type of treatment or services provided for physical, mental, veterinary or dental care, including but not limited to: a. Any type or form of psychiatric counseling; b. Any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, hospice, veterinary or any other similar treatment; or c. The operation of a hospital, clinic open to the general public, or other medical facility or laboratory; or d. The providing, prescription, dispensing, or using of drugs or medical appliances or devices. "Medically derived injury" means a physical, pathologic or psychiatric trauma resulting from "medical or healthcare services" provided by a “medical professional”, including death resulting therefrom, to your care recipient. “Medically derived injury" includes an aggravation of a preexisting disease or mental disorder. "Medically derived injury" does not include "property mon damage", "personal and advertising injury”, or any injury arising from “abuse”, "sexual misconduct or sexual molestation" or "sexual harassment". “Medical professional” means an anesthesiologist, chiropodist, chiropractor, dentist, medical technician, midwife, nurse anesthetist, nurse, optometrist, pharmacist, physician, podiatrist, psychiatrist, psychologist, surgeon, veterinarian, x-ray therapist, or any other individual who provides preventative, curative, or rehabilitative health care services, and is licensed where required by law. "Professional services" means any service that: a. Involves specialized education, knowledge, labor, judgment, and skill, and is predominantly mental or intellectual (as opposed to physical or manual) in nature; and b. Is provided as part of the Named Insured's operations as a nonprofit or human services organization; and , c. Subject to Paragraphs a. and b. above, "professional services" includes but is not limited to the following: (1) Advice, guidance, or assistance; (2) Counseling; (3) “Social work"; (4) Therapy; (5) Daycare: (6) "Foster care services"; and (7) Job training, job placement, job referral, or vocational services. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 9 of 10 10. 11. However, “professional services" does not include any of the following: "medical or healthcare services" or any person or organization acting in the capacity of a “medical professional”, accountant, attorney, architect, engineer, real estate manager, immigration counselor, or investment manager. “Sexual harassment” means unwelcome sexual advances, requests for sexual favors, or other verbal, visual or physical conduct of a sexual nature when such conduct: a. ls linked implicitly or explicitly with a decision affecting a term or condition of any individual's employment; b. Interferes with any individual's job performance; c. Creates an intimidating, hostile or offensive working environment for any individual; or d. Arises out of or is related to an unlawful employment practice as codified at 42 U.S.C. § 2000e, et seq., or any similar state, municipal or local code, regulation or ordinance. “Sexual misconduct or sexual molestation" means any activity which is sexual in nature (whether permitted or not permitted); and includes, but is not limited to: sexual assault, sexual battery, sexual relations, sexual acts, sexual activity, sexual handling, sexual massage, sexual exploitation, sexual exhibition, sexual stimulation, fondling, intimacy, exposure of sexual organs, lewd or lascivious behavior or indecent exposure, fornication, unauthorized touching, or the photographic, video or other reproduction of sexual activity. However, "sexual misconduct or sexual molestation" does not include employment-related "sexual harassment". "Social work" means any activities or methods of any insured or your “employees”, agents, representatives, “volunteer workers”, "temporary workers", licensees, subcontractors, independent contractors, vendors or others providing social services, including but not limited to: a. Investigation, treatment, or material aid for the economically, physically, mentally, or socially disadvantaged, or anyone else; and b. Activities such as child welfare, community physical or mental health, adoption services, personal counseling services, recreational activities, temporary housing or shelters or other similar activities. “Special Event” means a sporting, cultural, business or other type of unique activity, in a certain place occurring during a limited or fixed interval of time (one-time, annual) and presented to a live audience brought together to watch or to participate. “Special events” include, but are not limited to, street fairs, music festivals, revenue generating or public relations activities, regardless of the location or relationship to the operations of any insured. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCG 65 10 07 14 Copyright 2014 GuideOne Insurance Page 10 of 10 POLICY NUMBER: 01-0026-230 GuideVantages™ Auto Enhancement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART Following is a summary of the Limits of Insurance and additional coverage provided by this endorsement. This summary identifies the maximum amount of coverage for each coverage extension shown below. For complete details on coverage, refer to the actual provisions of this endorsement and the entire policy. Liability Coverage Extensions Lit eo A. Who Is An Insured-Broadened Additional Insured by Contract or Agreement Included Board Members Included Newly Acquired Entities Included Employees as Insureds Included Lessor of Leased Autos Included B. Supplementary Payments Coverage Extensions Bail Bonds $5,000 Loss of Earnings $500 per day Cc. Fellow Employee Coverage Included Physical Damage Coverage Extensions lithe A. Towing $100 per disablement B. Glass Repair — No Deductible Included . $100 per day/$2,000 Cc. Transportation Expenses pieehcuiia . . $100 per day/$1,000 D. Hired Auto Physical Damage-Loss of Use mpd E. Rental Reimbursement $100 per day for 30 days F. Personal Effects Coverage $500 . . ACV/Cost to Repair or G. Hired Auto Physical Damage Replace/$50.000 H. Safety Equipment Coverage $500 lL. Vehicle Return Coverage $500 J. Lock Recalibration $1,000 K. Auto Loan / Lease Gap Included L. Accidental Airbag Discharge Included M. Electronic Equipment — Broadened Coverage $1,000 N. Original Equipment Manufacturer (OEM) Parts Replacement Included O. Physical Damage Deductible With Vehicle Tracking System included Exception Business Auto Conditions Included A. Blanket Waiver of Subrogation Included B. Two Or More Coverage Forms Or Policies Issued By Us Included GCA 23 00 02 19 Page 1 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright 2019 GuideOne Insurance Coverage extensions under this endorsement only apply in the event that no other specific coverage for these extensions are provided under this policy. If such specific coverage apply, the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under this policy, unless otherwise noted in this endorsement. LIABILITY COVERAGE EXTENSIONS A. WHOIS AN INSURED - BROADENED Paragraph A.1.c. of Section Il - Covered Autos Liability Coverage is replaced by the following: c. Anyone liable for the conduct of an "insured" described above but only to the extent of that liability. In addition: (1) Any person or organization is included as an additional "insured" when you have agreed in a written contract or agreement to include such person or organization as an additional "insured". (2) Such person or organization is an additional "insured" only to the extent such person or organization is liable for "bodily injury" or "property damage" because of the conduct of an "insured" under Paragraphs a. or b. under Paragraph A.1. Who Is An Insured of Section Il — Covered Autos Liability Coverage, caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto". The following are added to Paragraph A.1. Who Is An Insured of Section Il — Covered Autos Liability Coverage: d. Board Members When any symbol is indicated in the Declarations for Liability Coverage, board members (or their spouses) while renting an "auto" while conducting business for the insured. e. Newly Acquired Entities Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company or any organization excluded either by this Coverage Part or by endorsement, and over which you maintain ownership or majority interest of more than 50 percent will qualify as a Named Insured. However: (1) This insurance does not apply to any newly acquired or formed organization that is an "insured" under any other automobile policy or would be an "insured" under such policy but for its termination or the exhaustion of its Limit of Insurance. (2) Coverage under this provision does not apply to "bodily injury", "property damage”, expense or "loss" that occurred before you acquired or formed the organization. (3) Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier. f. Employees as Insureds Any "employee" of yours is an "insured" while using a covered “auto” you don't own, hire or borrow in your business or your personal affairs. g. Lessor of Leased Autos The lessor of a "leased auto” is an "insured" only for "bodily injury” or “property damage" resulting from the covered acts or omissions by: Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 2 of 8 (1) You; (2) Any of your "employees" or agents; or (3) Any person, except the lessor or any "employee" or agent of the lessor, while operating a "leased auto" with the permission of any of the above. Any "leased auto" identified in the policy schedule will be considered a covered "auto" you own and not a covered "auto" you hire or borrow. The coverages provided under this endorsement applies to any "leased auto" identified in the policy schedule until the expiration date of the lease, or when the lessor or his or her agent takes possession of the "leased auto," whichever occurs first. For the purposes of this coverage endorsement, "leased auto" means an "auto" leased or rented to you, including any substitute, replacement or extra "auto" needed to meet seasonal or other needs, under a written leasing or rental agreement that requires you to provide direct primary insurance for the lessor. B. SUPPLEMENTARY PAYMENTS COVERAGE EXTENSIONS Paragraphs A.2.a.(2) and A.2.a.(4) of Section Il - Covered Autos Liability Coverage are replaced by the following: (2) Up to $5,000 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day because of time off from work. C, FELLOW EMPLOYEE COVERAGE Paragraph B.5. Fellow Employee exclusion of Section Il — Covered Autos Liability Coverage does not apply. PHYSICAL DAMAGE COVERAGE EXTENSIONS A. TOWING Paragraph A.2. Towing of Section Ill — Physical Damage Coverage is replaced by the following: We will pay up to $100 for towing and labor costs incurred each time a covered "auto" is disabled. However, the labor must be performed at the place of disablement. No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. B. GLASS REPAIR The following is added to Paragraph A.3. Glass Breakage — Hitting A Bird Or Animal — Falling Objects Or Missiles of Section Ill — Physical Damage Coverage: No deductible applies to a "loss" for glass used in the windshield or windows if such glass is repaired rather than replaced. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 3 of 8 C. TRANSPORTATION EXPENSES Paragraph A.4.a. Transportation Expenses of Section Ill — Physical Damage Coverage is replaced by the following: We will pay up to $100 per day, subject to a maximum limit of $2,000, for temporary transportation expenses incurred by you because of the total theft of a covered "auto." We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy’s expiration, when the covered “auto" is returned to use or we pay for its "loss." It is agreed and understood and it is our stated intent that expenses incurred by you under the Transportation Expenses Coverage Extension will not also be covered or paid under the Rental Reimbursement coverage provided by this endorsement or any rental reimbursement coverage added by separate endorsement to this policy. D. HIRED AUTO PHYSICAL DAMAGE - LOSS OF USE The Limit of Insurance in Paragraph A.4.b. Loss of Use Expenses of Section III — Physical Damage Coverage is increased to $100 per day to a maximum of $1,000. E. RENTAL REIMBURSEMENT The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: c. Wewill pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of "loss" to a covered "auto", subject to the following provisions: (1) Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". (2) No deductible applies to this coverage. (3) We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the expiration date of the policy, with the lesser of the following number of days: (a) The number of days when the covered "auto" has been repaired or replaced; or (b) 30 days. (4) Our payment is limited to the lesser of the following amounts: (a) Necessary and actual expenses incurred. (b) The maximum rental expenses indicated below: (i) $100 for any one day; or (ii) $3,000 because of "loss" to any one covered "auto". (5) This coverage does not apply while there are spare or reserve "autos" available to you for your operations. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 4 of 8 F. PERSONAL EFFECTS COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: d. We will pay up to $500 per person for theft of personal effects which are: (1) Owned by an "insured"; and (2) In or on your covered "auto". This coverage applies only in the event of the total theft of your covered "auto". No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. G. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph A.4. Coverage Extensions of Section Hl — Physical Damage Coverage: e. If hired "autos" are covered "autos" for Covered Autos Liability Coverage and if Physical Damage Coverage is provided for any “auto” you own, then the Physical Damage coverages provided are extended to "autos" you lease, rent, hire or borrow from someone other than your "employees", partners or members of their households subject to the following: (1) The most we will pay in any one "loss" is the lesser of: (a) The actual cash value of the "auto"; (b) The cost to repair or replace the "auto"; or (c) $50,000. (2) Paragraph (1) above is subject to a deductible. The deductible shall be equal to the amount of the highest deductible applicable for that coverage to any owned "auto". No deductible will apply to "loss" caused by fire or lightning. (3) Hired Auto Physical Damage Coverage is subject to the following: (a) If symbol 8 is shown in the Covered Auto section of the Declarations page for any of the Physical Damage coverages, then the Hired Auto Physical Damage coverage described in this endorsement does not apply. (b) Other than indicated in Paragraph (a) directly above, coverage provided under this provision will be excess over any other collectible insurance or coverage. H. SAFETY EQUIPMENT COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: f. Wewill pay up to $500 per "loss" toward the replacement or recharging of any of the following safety equipment that is stolen, discharged, or destroyed while secured on or in your covered "auto." (1) First aid kits; (2) Fire extinguishers; Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 5 of 8 (3) Flashlights; (4) Flares; (5) Portable reflectors; and (6) Child safety seats. Payment under this coverage will be considered primary with respect to other available insurance coverage. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. |. VEHICLE RETURN COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: g. In addition to the reasonable expenses incurred to protect your covered "auto" from further damage, we will pay up to $500 toward the cost of returning your covered "auto" to the location where it is usually garaged; if (1) The "auto" has been stolen and is recovered more than 50 miles from the location where it is usually garaged; or (2) The "auto" is disabled through physical damage, other than collision, more than 50 miles from the location where it is usually garaged. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. In addition, if symbol 2 or symbol 7 is entered next to the Physical Damage Collision coverage on the Declarations, then this coverage will apply to your covered "auto" that is disabled by collision more than 50 miles from where it is usually garaged. J. LOCK RECALIBRATION The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: h. We will pay up to $1,000 for the recalibration of all professionally installed ignitions or locks in your “autos” that you undertake due to an act of theft, attempted theft or vandalism. This coverage will only apply if the recalibration is done within 10 days of discovery of such act of theft, attempted theft or vandalism. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. K. AUTO LOAN/LEASE GAP COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section Ill — Physical Damage Coverage: In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered "auto", less: (1) The amount paid under the Physical Damage Coverage; and (2) Any: (a) Overdue lease or loan payments at the time of the “loss”; Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 6 of 8 (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the lessor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; or (e) Carry-over balances from previous loans or leases. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. L. ACCIDENTAL AIRBAG DISCHARGE Paragraph B.3.a. of Section Ill — Physical Damage Coverage is replaced by the following: a. Wear and tear, freezing, mechanical or electrical breakdown. However, this exclusion does not apply to accidental discharge of an airbag. This coverage is excess over any other collectible insurance or warranty providing such airbag coverage. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. _ ELECTRONIC EQUIPMENT - BROADENED COVERAGE Paragraph B.4.c. of Section III - Physical Damage Coverage is replaced by the following: Cc. Any electronic equipment, without regard to whether this equipment is permanently installed, that reproduces, receives or transmits audio, visual or data signals. This exclusion does not apply to any global positioning system, navigation system or telematics unit. The most we will pay for all “loss" to any global positioning system, navigation system or telematics unit as a result of any one "accident" is the lessor of: (1) The actual cash value of the damaged or stolen property at the time of the "loss": (2) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality; or (3) $1,000. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage ORIGINAL EQUIPMENT MANUFACTURER (OEM) PARTS REPLACEMENT The following is added to Paragraph C.1. of Section Ill — Physical Damage Coverage: However, if the covered "auto" has less than 20,000 miles on its odometer, we will pay the cost to replace the damaged parts (excluding glass and mechanical parts) with new original equipment manufacturer (OEM) replacement parts, but only if the damaged parts cannot be repaired. PHYSICAL DAMAGE DEDUCTIBLE WITH VEHICLE TRACKING SYSTEMS EXCEPTION Paragraph D. Deductible of Section Ill —- Physical Damage Coverage is replaced by the following: Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 7 of 8 D. Deductible For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations. Any Comprehensive Coverage deductible shown in the Declarations: 1. Does not apply to "loss" caused by fire or lightning; and 2. Will be reduced by 50% for any "loss" caused by theft if the vehicle is equipped with a radio frequency tracking device and that device was the method of recovery of the vehicle. BUSINESS AUTO CONDITIONS A. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph A.5. Transfer of Rights of Recovery Against Other To Us of Section IV — Business Auto Conditions: However, we waive any right of recovery we may have against a person or organization because of payments we make for “bodily injury" or "property damage" when you and such person or organization have agreed in writing in a contract or agreement to waive such right of recovery, provided: a. Such written contract or agreement was: (1) Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property damage"; and (2) Was in effect at the time of the covered "bodily injury" or “property damage". b. The covered "bodily injury" or "property damage" must arise out of the operations specified in such written contract or agreement. c. At our request you must provide us with a copy of the aforementioned written contract or agreement. B. TWO OR MORE COVERAGE FORMS OR POLICIES ISSUED BY US The following is added to Paragraph B.8. of Section IV — Business Auto Conditions: lf a “loss" covered under this Coverage Part also involves a "loss" to another property from the same "accident", which is covered under a Commercial Property Coverage Part or Inland Marine Coverage Part issued by us or any other member company of ours for you, only the highest deductible applicable to those coverages will be applied to the "accident". Includes copyrighted material of Insurance Services Office, Inc., with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 8 of 8