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HomeMy Public PortalAboutORD16277BILL NO. 2022-059 SPONSORED BY Councilmember Henslev ORDINANCE NO. A0273 AN ORDINANCE OF THE CITY OF JEFFERSON, MISSOURI, AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE AN AGREEMENT WITH CENTRAL BANK OF JEFFERSON CITY, MISSOURI, FOR BANKING SERVICES. WHEREAS, Central Bank has become the apparent lowest and best offer for banking services. NOW, THEREFORE, BE IT ENACTED BY THE COUNCIL OF THE CITY OF JEFFERSON, MISSOURI, AS FOLLOWS: Section 1. The offer of Central Bank of Jefferson City, Missouri is declared to be the lowest and best offer for banking services. Section 2. The Mayor and the City Clerk are hereby authorized and directed to execute an agreement with Central Bank of Jefferson City, Missouri for banking services. Section 3. The agreement shall be substantially the same in form and content as the agreement attached hereto as Exhibit A. Section 4. The Ordinance shall be in full force and effect from and after the date of its passage and approval. Passed: O Presiding Officer ATTEST: bIitCity Clerk Approved. 2 2'a Z ti �TIIA� I Mayor Carrie Tergin APPROVED AS TO FORM: vo`�_ City ney CITY OF JEFFERSON CONTRACT FOR BANKING SERVICES THIS CONTRACT, made and entered into the date last executed by a party as indicated below, by and between the City of Jefferson, a municipal corporation of the State of Missouri, hereinafter referred to as "City", and Central Bank hereinafter referred to as "Bank". WITNESSETH: THAT WHEREAS, the City desires to engage the Bank to render certain banking services, hereinafter described in Exhibit A. WHEREAS, Bank has made certain representations and statements to the City with respect to the provision of such services and the City has accepted said proposal to enter into a contract with the Bank for the performance of services by the Bank. NOW THEREFORE, for the considerations herein expressed, it is agreed by and between the City and the Bank as follows: 1. Scope of Services. The City agrees to engage the services of the Bank to perform banking services as set forth herein and attached as Exhibit A, and as stated in the specification and bid proposal for banking services and in the Bank's proposal. The Bank's entire proposal shall be referred to for any terms not covered by this Contract. In the event of a conflict between this Agreement and any attached exhibits or the Bank's proposal, the provisions of this Agreement shall govern and prevail. 2. Payment. The City will pay the Bank for the services rendered according to the charges as set out in the Bank's proposal. The City agrees to pay the Bank in accordance with the rates set forth in the Bank's proposal which shall constitute full and complete compensation for the Bank's services hereunder. 3. Term. This contract shall be effective October I, 2022 through September 30, 2027. 4. Additional Services. The City may add to Bank services or delete therefrom activities of a similar nature to those set forth in herein and the Bank's proposal, provided that the total cost of such work does not exceed the total cost allowance as specified in paragraph 3 hereof. The Bank shall undertake such changed activities only upon the direction of the City. All such directives and changes shall be in written form and approved by the Finance Director and shall be accepted and countersigned by the Bank or its agreed representatives. The Bank will perform any additional work requested by the City which is not specifically covered in the scope of work as defined herein at a reasonable fee or compensation to be agreed to between the City and the Bank at the time any such service may be required. S. Personnel to be Provided. The Bank represents that the Bank has or will secure at its expense all personnel required to perform the services called for under this contract by the Bank. Such personnel shall not be employees of the City or have any contractual relationship with the City, except as employees of the Bank. All of the services required hereunder will be performed by the Bank or under the Bank's direct supervision, and all personnel engaged in the work shall be fully qualified and shall be authorized under state and local law to perform 2 have any contractual relationship with the City, except as employees of the Bank. All of the services required hereunder will be performed by the Bank or under the Bank's direct supervision, and all personnel engaged in the work shall be fully qualified and shall be authorized under state and local law to perform such services. None of the work or services covered by this contract shall be subcontracted without the written approval of the City. 6. Bank's Responsibility for Subcontractors. It is further agreed that Bank shall be as fully responsible to the City for the acts and omissions of its subcontractors, and of persons either directly or indirectly employed by them, as Bank is for the acts and omissions of persons it directly employs. Bank shall cause appropriate provisions to be inserted in all subcontracts relating to this work, to bind all subcontractors to Bank by all the terms herein set forth, insofar as applicable to the work of subcontractors and to give Bank the same power regarding termination of any subcontract as the City may exercise over Bank under any provisions of this contract. Nothing contained in this contract shall create any contractual relations between any subcontractors and the City or between any subcontractors. 7. Independent Bank. The Bank is an independent Bank and nothing contained herein shall constitute or designate the Bank or any of its agents or employees as agents or employees of the City. 8. Benefits not Available. The Bank nor its agents or employees shall not be entitled to any of the benefits established for the employees of the City nor be covered by the Worker's Compensation Program of the City. 9. Nondiscrimination. The Bank agrees in the performance of the contract not to discriminate on the grounds or because of race, creed, color, national origin or ancestry, sex, religion, handicap, age or political affiliation, against any employee of the Bank or applicant for employment, and shall include as similar provision in all subcontracts let or awarded hereunder. 10. Illegal Immigration. Prior to commencement of the work: a. Bank shall, by sworn affidavit and provision of documentation, affirm its enrollment and participation in a federal work authorization program with respect to the employees working in connection with the contracted services. b. Bank shall sign an affidavit affirming that it does not knowingly employ any person who is an unauthorized alien in connection with the contracted services. C. If Bank is a sole proprietorship, partnership, or limited partnership, Bank shall provide proof of citizenship or lawful presence of the owner prior to issuance of the Notice to Proceed. 11. Notice to Proceed. The services of the Bank shall commence upon execution of this Agreement, and shall be undertaken and completed in accordance with the schedule contained in Exhibit A. 12. Termination. If, through any cause, the Bank shall fail to fulfill in a timely and proper manner its obligations under this contract, or if the Bank shall violate any of the covenants, agreements, or stipulations of this contract, the City shall thereupon have the right to terminate this contract by giving written notice to the Bank of such 3 termination and specifying the effective date thereof, at least five (5) days before the effective day of such termination. In the event of termination, all finished or unfinished documents, data, studies, surveys, drawings, maps, models, photographs, and reports or other materials prepared by the Bank under this contract shall, at the option of the City, become its property, and the Bank shall be entitled to receive just and equitable compensation for any satisfactory work completed on such documents and other materials. Notwithstanding the above, the Bank shall not be relieved of liability to the City for damages sustained by the City by virtue of any such breach of the contract by the Bank. 13. Waiver of Breach. Failure to insist upon strict compliance with any of the terms covenants or conditions herein shall not be deemed a waiver of any such terms, covenants or conditions, nor shall any failure at one or more times be deemed a waiver or relinquishment at any other time or times by any right under the terms, covenants or conditions herein. 14. Authorship and Enforcement. Parties agree that the production of this document was the joint effort of both parties and that the contract should not be construed as having been drafted by either party. In the event that the City successfully enforces the terms of this contract through litigation, the City shall be entitled to receive, in addition to any other relief, its reasonable attorney's fees, expenses and costs. 15. Severability. If any section, subsection, sentence, or clause of this contract shall be adjudged illegal, invalid, or unenforceable, such illegality, invalidity, or unenforceability shall not affect the legality, validity, or enforceability of the contract as a whole, or of any section, subsection, sentence, clause, or attachment not so adjudged. 16. Assignment. The Bank shall not assign any interest in this contract, and shall not transfer any interest in the same (whether by assignment or novation), without prior written consent of the City thereto. Any such assignment is expressly subject to all rights and remedies of the City under this agreement, including the right to change or delete activities from the contract or to terminate the same as provided herein, and no such assignment shall require the City to give any notice to any such assignee of any actions which the City may take under this agreement, though the City will attempt to so notify any such assignee. 17. Existing Data. All information, data and reports as are existing, available and necessary for the carrying out of the work, shall be furnished to the Bank without charge by the City, and the City shall cooperate with the Bank in every reasonable way in carrying out the scope of services. 18. Confidentiality. Any reports, data or similar information given to or prepared or assembled by the Bank under this Contract which the City requests to be kept as confidential shall not be made available to any individual or organization by the Bank without prior written approval of the City. 19. Indemnity. To the fullest extent permitted by law, the Bank will defend, indemnify and hold harmless the City, its elected and appointed officials, employees, and agents from and against any and all claims, damages, losses, and expenses including attorneys' fees arising out of or resulting from the performance of the work, 4 provided that any such claim, damage, loss or expense (1) is attributable to bodily injury, sickness, disease, or death, or to injury to or destruction of tangible property (other than the work itself) including the loss of use resulting therefrom and (2) is caused in whole or in part by any negligent act or omission of Bank, any subcontractors, anyone directly or indirectly employed by any of them or anyone for whose acts any of them may be liable, regardless of whether or not it is caused in part by a party indemnified hereunder. Such obligation shall not be construed to negate, abridge, or otherwise reduce any other right or obligation of indemnity which would otherwise exist as to any party or person described in this paragraph. 20. Insurance. Bank shall provide, at its sole expense, and maintain during the term of this Agreement commercial general liability insurance with a reputable, qualified, and financially sound company licensed to do business in the State of Missouri, and unless otherwise approved by the City, with a rating by Best of not less than "A," that shall protect the Bank, the City, and the City's officials, officers, and employees from claims which may arise from operations under this Agreement, whether such operations are by the Bank, its officers, directors, employees and agents, or any subcontractors of Bank. This liability insurance shall include, but shall not be limited to, protection against claims arising from bodily and personal injury and damage to property, resulting from all Bank operations, products, services or use of automobiles, or construction equipment at a limit of $500,000 Each Occurrence, $3,000,000 Annual Aggregate; provided that nothing herein shall be deemed a waiver of the City's sovereign immunity. An endorsement shall be provided which states that the City is named as an additional insured, and stating that the policy shall not be cancelled or materially modified so as to be out of compliance with the requirements of this Section, or not renewed without 30 days advance written notice of such event being given to the City. 21. Documents. Reproducible copies of tracings and maps prepared or obtained under the terms of this contract shall be delivered upon request to and become the property of the City upon termination or completion of work. Copies of basic survey notes and sketches, charts, computations and other data prepared or obtained under this contract shall be made available, upon request, to the City without restrictions or limitations on their use. When such copies are requested, the City agrees to pay the Bank its costs of copying and delivering same. 22. Books and Records. The Bank and all subcontractors shall maintain all books, documents, papers, accounting records, and other evidence pertaining to costs incurred in connection with this Contract, and shall make such materials available at their respective offices at all reasonable times during the Contract and for a period of three (3) years following completion of the Contract. 23. Nonsolicitation. The Bank warrants that it has not employed or retained any company or person, other than a bona fide employee working solely for the Bank, to solicit or secure this contract, and that it has not paid or agreed to pay any company or person, other than a bona fide employee working solely for the Bank, any fee, commission, percentage, brokerage fee, gifts, or any other consideration, contingent upon or resulting from the award or making of this contract. For breach or violation of this warranty, the City shall have the right to annul this contract without liability, or, in its discretion, to deduct from the contract price or consideration, or otherwise recover the full amount of such fee, commission, percentage, brokerage fee, gifts, or contingent fee. 24. Delays. That the Bank shall not be liable for delays resulting from causes beyond the reasonable control of the 5 Bank; that the Bank has made no warranties, expressed or implied, which are not expressly set forth in this contract; and that under no circumstances will the Bank be liable for indirect or consequential damages. 25. Amendments. This contract may not be modified, changed or altered by any oral promise or statement by whosoever made; nor shall any modification of it be binding upon the City until such written modification shall have been approved in writing by an authorized officer of the City. Bank acknowledges that the City may not be responsible for paying for changes or modifications that were not properly authorized. 26. Governing Law. The contract shall be governed by the laws of the State of Missouri. The courts of the State of Missouri shall have jurisdiction over any dispute which arises underthis contract, and each of the parties shall submit and hereby consents to such courts exercise of jurisdiction. In any successful action by the City to enforce this contract, the City shall be entitled to recover its attorney's fees and expenses incurred in such action. 27. Federal Funds to be Used. The City of Jefferson is a recipient of federal grant funds. Therefore, the grant requirements in Exhibit B shall be fully considered in preparing responses and performing work under any resulting award. 28. Notices. All notices required or permitted hereinunder and required to be in writing may be given by first class mail addressed to the following addresses. The date and delivery of any notice shall be the date falling on the second full day after the day of its mailing. If to the City: City of Jefferson Department of Law 320 East McCarty Street Jefferson City, Missouri, 65101 If to the Bank: Name: Central Bank Attn: Kari Less & Dave Meyer 238 Madison St Jefferson City, MO 65101 [Signatures to Follow on Next Page] CITY OF JEFFERSON, MISSOURI h Carrie Tergin, Mayor Date: q. .11. .19L u ATTEST: APPROVED AS TO FORM: Ci torney CENTRAL BANK Date: ATTEST: Title: EXHIBIT B — FEDERAL CLAUSES No Government Obligation to Third Parties — (1) The City and contractor acknowledge and agree that, notwithstanding any concurrence by the US Government in or approval of the solicitation or award of the underlying contract, absent the express written consent by the US Government, the US Government is not a party to this contract and shall not be subject to any obligations or liabilities to the City, the contractor, or any other party (whether or not a party to that contract) pertaining to any matter resulting from the underlying contract. (2) The contractor agrees to include the above clause in each subcontract financed in whole or in part with FTA assistance. It is further agreed that the clause shall not be modified, except to identify the subcontractor who will be subject to its provisions. Program Fraud and False or Fraudulent Statements or Related Acts — (1) The contractor acknowledges that the provisions of the Program Fraud Civil Remedies Act of 1986, as amended, 31 USC 3801 et seq. and USDOT regulations, "Program Fraud Civil Remedies," 49 CFR 31, apply to its actions pertaining to this project. Upon execution of the underlying contract, the contractor certifies or affirms the truthfulness and accuracy of any statement it has made, it makes, it may make, or causes to be made, pertaining to the underlying contract or FTA assisted project for which this contract work is being performed. In addition to other penalties that may be applicable, the contractor further acknowledges that if it makes, or causes to be made, a false, fictitious, or fraudulent claim, statement, submittal, or certification, the US Government reserves the right to impose the penalties of the Program Fraud Civil Remedies Act (1986) on the contractor to the extent the US Government deems appropriate. (2) If the contractor makes, or causes to be made, a false, fictitious, or fraudulent claim, statement, submittal, or certification to the US Government under a contract connected with a project that is financed in whole or in part with FTA assistance under the authority of 49 USC 5307, the Government reserves the right to impose the penalties of 18 USC 1001 and 49 USC 5307(n)(1) on the contractor, to the extent the US Government deems appropriate. (3) The contractor shall include the above two clauses in each subcontract financed in whole or in part with FTA assistance. The clauses shall not be modified, except to identify the subcontractor who will be subject to the provisions. Federal Changes — The contractor shall comply with all applicable FTA regulations, policies, procedures and directives, including without limitation those listed directly or by reference in the Master Agreement between the City and FTA, as they may be amended or promulgated from time to time during the term of the contract. The contractor's failure to comply shall constitute a material breach of the contract. Disadvantaged Business Enterprise (DBE) — a. This contract is subject to the requirements of Title 49, Code of Federal Regulations, Part 26, Participation by Disadvantaged Business Enterprises in Department of Transportation Financial Assistance Programs. The national goal for participation of Disadvantaged Business Enterprises (DBE) is 10%. The City's overall goal for DBE participation is listed elsewhere. If a separate contract goal for DBE participation has been established for this procurement, it is listed elsewhere. b. The contractor shall not discriminate on the basis of race, color, national origin, or sex in the performance of this contract. The contractor shall carry out applicable requirements of 49 CFR Part 26 in the award and administration of this contract. Failure by the contractor to carry out these requirements is a material breach of this contract, which may result in the termination of this contract or such other remedy as the municipal corporation deems appropriate. Each subcontract the contractor signs with a subcontractor must include the assurance in this paragraph (see 49 CFR 26.13(b)). c. Since no separate contract goal has been established, the contractor will be required to report its DBE participation obtained through race -neutral means throughout the period of performance. d. The contractor is required to pay its subcontractors performing work related to this contract for satisfactory performance of that work no later than 30 days after the contractor's receipt of payment for that work from the City. In addition, the contractor may not hold retainage from its subcontractors or must return any retainage payments to those subcontractors within 30 days after the subcontractor's work related to this contract is satisfactorily completed or must return any retainage payments to those subcontractors within 30 days after incremental acceptance of the subcontractor's work by the City and contractor's receipt of the partial retainage payment related to the subcontractor's work. e. The contractor must promptly notify the City whenever a DBE subcontractor performing work related to this contract is terminated or fails to complete its work, and must make good faith efforts to engage another DBE subcontractor to perform at least the same amount of work. The contractor may not terminate any DBE subcontractor and perform that work through its own forces or those of an affiliate without prior written consent of the City. Incorporation of Federal Transit Administration (FTA) Terms — All USDOT-required contractual provisions, as stated in FTA Circular 4220.IF, are hereby incorporated by reference. Anything to the contrary herein notwithstanding, all FTA mandated terms shall be deemed to control in the event of a conflict with other provisions contained in this contract. The contractor shall not perform any act, fail to perform any act, or refuse to comply with any request that would cause the City to be in violation of FTA terms and conditions. Prompt Payment — The prime contractor agrees to pay each subcontractor under this prime contract for satisfactory performance of its contract no later than 30 days from the receipt of each payment the prime contract receives from the City. The prime contractor agrees further to return retainage payments to each subcontractor within 30 days after the subcontractors' work is satisfactorily completed. Any delay or postponement of payment from the above referenced time frame may occur only for good cause following written approval of the City. This clause applies to both DBE and non -DBE subcontracts. Debarment and Suspension (Executive Orders 12549 and 12689) - A contract award will not be made to parties listed on the government wide exclusions in the System for Award Management (SAM), in accordance with the OMB guidelines, 2 CFR 180. SAM exclusions contain the names of parties debarred, suspended or otherwise excluded by agencies as well as parties declared ineligible under statutory or regulatory authority other than Executive Order 12549. Access to Records - The City, the federal granting agency, the Comptroller General of the United States, or any of their duly authorized representatives, shall have access to any books, documents, papers and records of the contractor which are directly pertinent to a specific program for the purpose of making audits, examinations, excerpts and transcriptions. Energy Policy and Conservation Act - The contractor must comply with standards and policies relating to energy efficiency which are contained in the state energy conservation plan (Missouri Office of Administration's Comprehensive State Energy Plan) issued in compliance with the Energy Policy and Conservation Act (Pub. L. 94A 163, 89 Stat. 871). Compliance with Federal, Local and State Laws - The contractor shall be bound by, and comply with all applicable federal, state, and local laws and regulations, including but not limited to 2 CFR Part 200 Appendix II (Contract Provisions for non -Federal Entity Contracts Under Federal Awards) and 24 CFR Parts 570. Reporting Requirements - The contractor shall comply with all notices of the awarding agency requirements and regulations pertaining to reporting. Retention Requirements for Records - The contractor shall retain financial records, supporting documents, statistical records and all other records pertinent to the financial assistance agreement for a period of three years starting from the date of submission of the final payment request. Authorized representatives of federal awarding agencies, the Federal Inspectors General, the Comptroller General of the United States, the City or any of their designees shall have access to any pertinent books, documents, and records of contractor in order to conduct audits or examinations. The contractor agrees to allow monitoring and auditing by the City and/or authorized representative. If any litigation, claim, negotiation, audit, or other action involving the records has been started before the expiration of the three-year period, the contractor shall retain records until all litigations, claims or audit findings involving the records have been resolved and final action taken. Procurement of Recovered Materials - The contractor must comply with section 6002 of the Solid Waste Disposal Acts as amended by the Resources Conservation and Recovery Act. The requirements of this section include procuring only items designated in guidelines of the Environmental Protection Agency (EPA) at 40 CFR part 247 that contain the highest percentage of recovered materials practicable, consistent with maintaining a satisfactory level of competition, where the purchase price of the item exceeds $10,000 or the value of the quantity acquired during the preceding fiscal year exceeded $10,000; procuring solid waste management services in a manner that maximizes energy and resource recovery; and establishing an affirmative procurement program for procurement of recovered materials identified in the EPA guidelines. Termination 1. Termination for Cause. The City may terminate this agreement, in whole or in part, at any time before the date of completion whenever it is determined that the contractor has failed to comply with their obligations under this agreement or if the contractor violates any of the covenants, agreements, or stipulations of this agreement. The City shall promptly notify the contractor in writing of such a determination and the reasons for the termination, together with the effective date. In such event, all finished or unfinished documents, data, studies, surveys, drawings, maps, models, photographs, reports, or any other items prepared by the contractor shall, at the option of the City, become property of the City and the contractor shall be entitles to receive just and equitable compensation for any work satisfactorily completed hereunder. Notwithstanding the above, the contractor shall not be relieved of the liability to the City for damages sustained by the contractor by virtue of any breach of contract by the contractor, and the City may withhold any payments to the contractor for the purpose of set-off until such time as the exact amount of damages due to the City from the contractor is known. 2. Termination for Convenience — Both Parties. Both the City and the contractor may terminate the agreement, in whole or in part, when both parties agree that the continuation of the project would not produce beneficial results commensurate with the further expenditure of funds. 3. Termination for Convenience — City. The City reserves the right to terminate the contract at any time, for the convenience of the City, without penalty or recourse, by giving written notice to the contractor at least thirty (30) calendar days prior to the effective date of such termination. The contractor shall be entitled to receive compensation for services and/or supplies delivered to and accepted by the City pursuant to the contract prior to the effective date of termination. Training and Employment of Lower Income Residents of Project Area 1. The work to be performed under this contract is subject to the requirements of Section 3 of the Housing and Urban Development Act of 1968, as amended, 12 U.S.C. 1701 u. Section 3 requires that to the greatest extent feasible, opportunities for training and employment be given to lower income residents of the project area and contracts for work in connection with the project be awarded to business concerns which are located in, or owned in substantial part by persons residing in, the area of the project. 2. The parties to this contract will comply with the provisions of said Section 3 and the regulations issued pursuant thereto by the Secretary of Housing and Urban Development and all applicable rules and orders of the City issued hereunder prior to the execution of this contract. The parties to this contract certify and agree that they are under no contractual or other disability that would prevent them from complying with these requirements. •1mm1371n3'1.'t• 06 Kari Less, Vice President Central Bank 238 Madison St, Jefferson City, MO 65101 C) Central Bank Strong roots. Endless possibilities. July 25, 2022 Office of the Purchasing Agent City of Jefferson Leigh Ann Corrigan, Purchasing Agent 320 E McCarty St. Jefferson City, MO 65101 Re: Banking Services RFP4051 On behalf of Central Bank, we appreciate the opportunity to submit our proposal for the Banking Services contract through the City of Jefferson. Central Bank, a leader in banking services, is pleased to offer to the City a competitively priced banking services proposal backed by an experienced staff who understand the complexity of this important contract. Recently ranked as the fourth "Best Bank in America," and the best bank in the State of Missouri, Central Bank recognizes the importance of delivering exceptional service, while developing meaningful, long-lasting partnerships with our clients. Our foundation is strongly rooted in our commitment to innovation, our loyal and sound reputation and our understanding of complex state government banking requirements and expectations. This proposal highlights a proven deposit processing system and a seasoned account management approach by experienced team 9 members you know and can trust. We are proud of our valued partnership with the City of Jefferson and look forward to continuing to provide our superior service and long-term attention to detail. Our History We have a vast understanding of the Citys banking services. Account Management AS PART Of CENTRAL RANCOMPANY We have provided local, efficient, reliable and safe processing to the City for over 59 years. Our Government Division has been working with the City accounts for years. They understand the complexities of this contract and their dedication to the City can be evidenced by their daily partnership with City staff. We are confident this history remains unmatched along with our commitment to service - not just in words but in actions. Our Innovative Solutions We come to the table with new ideas. Account Safeguards • We safeguard the City's accounts from unauthorized debits, through ACH Positive Pay and Check Positive Pay. With this new system, ACH debit blocks and filters in place today ensure an unauthorized debit never reaches the City's accounts. • We provide an added service to the City with our utility bill printing and mailing along with an integrated lockbox processing system. Our Extraordinary Service We ensure that exceptional customer service Is Instilled in our day-to-day operations. Flexible Approach • Our flexibility enables City employees to know they have a strong partner bank to support them, so they can focus on serving our City's citizens. Unparalleled customer Experience • Central Bank's approach in managing large relationships is to put in place an experienced team of experts to contact. Our customers gain confidence in knowing their phone calls, emails or in -person meetings with our subject matter experts gives them prompt and friendly service. Unlike other vendors, our implementation team is the same team that serves you throughout the contract period. This continuity is an asset to the City's success. The undersigned has the authority to bind Central Bank in this proposal and the subsequent contract. We certify this proposal and pricing will remain in effect until a contract has been finalized and awarded by the City. We appreciate the opportunity to respond and remain confident the attached proposal meets the stated requirements. Central Bank employees are poised to answer questions or provide additional information at your request. Sincerely, Y David V. Meyer Senior Vice President Government Division Table of Contents QUALIFICATIONS AND EXPERIENCE.............................................................................................................1 Experience, Expertise, and Rellabilty........................................................................................................1 CentralBank History ..............................................................................................................................1 Qualifications and Expertise of Key Personnel..................................................................................... 8 ExemplaryService - References......................................................................................................... 11 GeneralAccount Information................................................................................................................. 13 Depositors-Payroll...............................................................................................................................13 ZeroBalance Account(ZBA)............................................................................................................... 13 Depositors -Main Operating Account..................................................................................................14 InvestmentAccount........................................................................................................................... 14 Depositors -Federal or State Grants................................................................................................... 16 Depositors -Legal Account.................................................................................................................. 16 BusinessOnline Services........................................................................................................................ 16 BusinessUnk....................................................................................................................................... 18 AutomatedClearing House(ACH) ...................................................................................................... 21 Wires.................................................................................................................................................. 31 CheckSearch...................................................................................................................................... 42 PositivePay........................................................................................................................................ 43 eStato m e n ts....................................................................................................................................... 44 Lockbox.............................................................................................................................................. 45 Statementsand Advice Frequency..................................................................................................... 46 Collateral................................................................................................................................................ 48 DepositServices..................................................................................................................................... 49 CoinCounting - Parking...................................................................................................................... 49 CoinCounting -Transit ....................................................................................................................... 49 NightDeposits.................................................................................................................................... 49 InvestmentServices............................................................................................................................... 49 CreditCards/Merchant Services............................................................................................................. 49 PurchasingCard System......................................................................................................................... 50 UtilityBilling and Lockbox Services ........................................................................................................ 56 EmployeeHealth Savings Accounts(HSA).............................................................................................. 58 Electronic Pay Option/Accounts Payable............................................................................................... 61 OtherOptional Services......................................................................................................................... 62 ATTACHMENT A — PROPOSAL FORM........................................................................................................ 65 ATTACTMENT B —AFFIDAVIT OF COMPLIANCE........................................................................................ 69 ATTACHMENT C — DISADVANTAGED BUSINESS UTILIZATION AGREEMENT ........................................... 86 ATTACHMENT D —AUTHORITY TO EXECUTE............................................................................................ 88 ATTACHMENT E—ANTE-COLLUSION STATEMENT.................................................................................... 89 QUALIFICATIONS AND EXPERIENCE Experience, Expertise, and Reliability A. Central Bank History Central Bank was founded on January 9,1902, and has been in business continually for over 120 years. Central Bank has been a cornerstone of our Missouri communities, as both a corporate and civic citizen. Decisions are made locally to meet each customer's specific needs and our financial strength, having over $2.3 billion in capital, provides assurance to our partners that we have significant backing with long-term strength. Vision Central Bank is committed to being the leading financial service provider in mid -Missouri by providing our customers with quality financial solutions and exceptional customer service. Core Values • Honesty — Doing what we say we're going to do. As Mark Twain said, "If you tell the truth, you don't have to remember anything." • Sincerity — Valuing each person, their ideas and differences. Communicating in an open and honest manner in an effort to meet each customer's individual long-term banking needs. • Enthusiasm — Striving for excellence in all we do while truly enjoying the opportunity to serve our customers. • Persistence — Making certain we work across business lines, utilize all available resources, and continue to develop new products and services to provide our customers with the finest banking experience. • Success — Helping our customers achieve their goals will assure the achievement of our goals. Mission Our mission is to enhance shareholder value by focusing on the customer. We will empower well -trained, knowledgeable employees to deliver the best financial solutions and exceed customer service expectations. We will employ a disciplined, forward -thinking strategy to ensure efficient and cost-effective operations. 1IPage Founding Fatheis Central Banlc's legacy began on January 9, 1902, with the formation of the Central. Missouri Trust Company. Lon Stephens, a Cooper County banker who came to Jefferson City as Missouri's State Treasurer in 1893, was elected Governor of the state in 1896 and served in that position until January 1901. He was one of the leaders in the creation of the Central Missouri Trust Company and was chosen as its first president. Central Missouri Trust Company The second president of the Trust was Lester Parker, a businessman who moved from Chicago to Jefferson City during the 1890s to operate a factory inside the walls of the Missouri State Penitentiary. Parker served as president until Sam Baker Cook replaced him in 1905. Cook moved to Jefferson City in 1900, after being elected Missouri's Secretary of State. Upon leaving state office in 1905, he assumed the presidency of the Central Missouri Trust Company, beginning a legacy of service to Central Bank and the community that continues today. Cook agreed to make available to the state up to $1 million, so Saving the State Capital state employees could be paid Cook's greatest contribution to Jefferson City was land Missouri could secure leading the fight to ensure it remained the state federal relief funds. capital. Controversy over Missouri's permanent seat of government surfaced repeatedly throughout the nineteenth century and reemerged in the early twentieth century, after the capitol building was struck by lightning and destroyed by fire on February 5, 1911. With Cook at the helm, Jefferson City leaders fought to secure the city's future by preserving it as the state capital. On August 1, 1911, Missourians voted to issue $3.5 million in bonds to build a new capitol in Jefferson City. Late that night, when victory appeared certain, a crowd of Jefferson City revelers aroused Cook from his slcep and persuaded hire to march at the head of an impromptu victory parade. Surviving the Great Depression Howard Cook took over the bank in the heart of the Great Depression, a period when the country's economic problems caused many banks to go out of business and threatened the core of Jefferson City's economy — state government. By mid -September 1933, the Depression had taken its toll on state income. With a roughly $4 million shortfall in revenue, the state had only $15,000 in its general revenue fund, clearly not enough to meet the monthly state payroll of $300,000. In addition, 2Page state officials were notified that Missouri needed to come up with $250,000 to make the state eligible to receive federal relief funds. Under Cook's leadership, the state of Missouri survived a financial crisis. On September 15, 1933, Cook agreed to make available to the state up to $1 million, so state employees could be paid and Missouri could secure federal relief funds. The bank was prepared to pay its depositors in full at all times, operating continuously through the Depression without corporate changes or reorganization. Jefferson City began the Depression with six banks, and Central Missouri Trust Company was one of only two that survived. Business Boom Sam B. Cook assumed the presidency in 1961. Central Bank kept growing and became part of a larger and growing corporation. In 1970, Central Bancompany, hie. was formed, with Cook and his brother, Jefferson City attorney Howard Winston Cook, serving as registered agents. Central Bancompany is proud to share that a charter consolidation occurred in October 2021, consolidation all individual charters into one under the Central Bank name. Central Bank currently operates 13 markets throughout Missouri, Illinois, Kansas, Colorado, South Carolina, Florida, and Oklahoma with $20 billion in assets and total capital of $2.3 billion. This Century and Beyond As the twenty-first century progresses, Central Bank officials have the same vision for the future that guided their predecessors over a century ago. Central Bank Financial Center We continue to grow. Central Technology Services (CTS), our technology subsidiary, continues to expand and enhance our technology and backroom functions for our affiliate banks. Central Bank's Financial Center is in Jefferson City's central business district and easily accessible to our customers. This building houses lending, trust and financial services. Central Bank Snapshot Number of full and art -time emj2loyees 2,850 Number of full -service facilities 206 Number of ATMs 193 Current asset size $20 billion Current capital (with no debt) $2.3 billion As the twenty-first century progresses, Central Bank will continue to offer more than banking services — we will take a central role in our community. 3 1 P a g e Central Bank is a full -service community bank offering products and services ranging from simple bank accounts to the detailed management of large customer portfolios. Information regarding all of the products and services offered by Central Bank can be found on our website at www.centralbank.net. We have highlighted and provided summaries for the three areas of the bank that primarily service this contract to give you a better understanding of our government expertise. Government Division Central Bank is very proud to have the only Government Division in the Central Missouri area to serve the banking and investment needs of government, public fund and not -for -profit sectors. Our innovative financial services, including cash flow management, online banking, investment management, lockbox services and financing options, provide maximum benefit for our customers. Commitment Central Bank's commitment to the Government Division is evidenced by its unparalleled government expertise, customer service orientation, customized pricing, rates and product line. The Government Division embraces one of Central Bank's 14 legendary service standards of — Know No Boundaries. Great pride is taken in finding and developing solutions and products to meet government and association needs. Experience Central Bank's Government Officers are seasoned project management professionals who have over 75 years combined experience in meeting the needs of government and association customers. All of the officers have direct experience in customer service, government and banking, along with community involvement experience. Flexibility Central Bank starts by listening to the customer's needs. If existing products or services do not meet government or association requirements, the Government Division works collaboratively with other bank departments and our own technology company, Central Technology Services, to find a solution. You will find that one of Central Bank's greatest assets is our flexibility. Because all decisions are made locally, Central Bank can accomplish tasks efficiently and effectively. One phone call to a Government Officer will set in motion the appropriate steps to resolve any issue or concern that arises. Investment Division Central Bank's Investment Division works on each client's portfolio with a customized approach. Our focus is on the client's needs and requirements. We do not offer a large commodity -type business and account assets are not co -mingled. Each client is reviewed by our Investment Management Team frequently with primary and secondary officers assigned to each client to provide daily services, such as discussion of economic trends, portfolio goals and various investment instrument options. ... -...... ... 4 1 P a g e Central Bank maintains a long-term view of its customer's portfolio objectives and serves the customer as a portfolio manager to help develop and implement an investment strategy and set investment parameters that govern the investment types, quality, diversification and term to realize the following objectives: • Maintain compliance with investment policies by monitoring asset allocation, investment grade of securities, time horizon and limitations • Promote long-term growth of assets • Preserve the purchasing power of assets • Produce income and liquidity for the customer's needs • Provide stable cash flows for budgetary purposes • Communicate purchaseAale transactions • Provide transactional information, such as purchase yield, purchase price, and investment grade • Review and revise investment policies annually • Integrate with portfolio's spending policy Central Bank's Investment Division has many years of experience providing for customer investment needs. As an investment firm within a banking environment, we provide an extension of service to our banking customers and communities with customized portfolio management expertise. Our portfolio management experience includes the various investment objectives and strategies: • Short Duration • Total Return • Long Term Capital Appreciation • Long Duration • Receivership Liquidation • Asset — Liability Matching0cfeasance • Tax Efficient Total Return Our methodology is to customize the management of each portfolio to the client's risk and return objectives with a focus on long-term relationships and performance. Our investment managers are seasoned and experienced. We are not a marketing department with day traders or underwriters and we do not work with securities below investment grade. Available Services Central Bank offers a sophisticated portfolio accounting, safekeeping and front office system with the following benefits; • Monthly Management Reporting Package o Portfolio market values by sector o Analysis of weighted average life o Maturity by portfolio security type o Market value by weighted average life o Cash Flow Forecasting 5 1 P a g e • Execution Services (over $3.1 billion per month in execution through numerous relationships with primary, regional, and boutique securities -dealers provides our clients with excellent execution) • Complete Bond Accounting o Provide monthly accruals using constant effective yield method of accounting o Ability to account for complex security types o A system with the capability to account for generic or very complex securities, including Mortgage -Backed Securities • Cash Management (BusinessLink allows customers to wire monies, transfer funds between accounts, view account balances, place stop payments, etc.) • Monthly Graphic Reports o Illustrates the portfolio's performance o Illustrates policy compliance o Provides an easily readable format for persons unfamiliar with the investment process • Economic Outlook o Central Bank maintains a unique perspective of the economy because of its community banking ties a We provide a methodical approach in determining the economy's direction and its effect on asset returns o Central Bank's independent outlook maintains a macro -economic focus using various outside sources as inputs • Central Bank reviews various economic indicators prior to the purchase of investment instruments, including relative value, historical spread analysis, assumed reversion to the mean, underlying stock prices, third party credit ratings, and various internal or external research o Used to develop short and long-term interest rate trends or projections o Used in cash flow management o Used in duration management o Used in Credit Analysis o Used in goal setting — expected returns • Investment policy creation and monitoring • Personalized and convenient services o Central Bank is available at any time to help with problems or work through new or creative ideas o Central Bank works in a team environment providing a high level of consistency when working with our customer base o Portfolio managers and banking representatives attend investment committee meetings Central Technology Services Like Central Bank, Central Technology Services has a rich history and vision. In 1967, Central Data Company opened with two employees and a $300,000 computer. Central Bank moved the Data Processing and Operations center, expanding to a 43,000-square-foot facility during the early 1990s. In 1998, Data Processing and Operations was consolidated into a separate affiliate, Central Technology Services. Central Technology Services opened a second office in Springfield, Missouri, to provide services to Central Bancompany banks in southwest Missouri in 2000. Over 40 years later, Central Technology Services has expanded to a 93,000-square-foot state-of-the-art facility employing 215 Missourians and operating 24 hours per day to meet the needs of Central Bancon;pany's customers. Central Technology Services also employs associates in Branson, Springfield, St. Louis, Columbia and Tulsa, Oklahoma. With extraordinary vision, the company's management has strategically continued to be at the forefront of data processing and information retrieval. Today, the company provides operations and data processing services to Central Bancompany affiliates and their clients throughout the Midwest. Services include: Central Technology Services • Custom application design, development and support • Networking and data communications • A centralized service technical support desk for a wide variety of desktop software and hardware • Processing and support for over 250,000 accounts • Centralized banking operations No major hardware or application system failure has ever prevented the bank from timely completion of customer business processing. This success is due to a qualified and experienced staff of data processing professionals and their many years of experience, ISDN dial-up/fail-over if a dedicated communication line fails, dual/redundant Uninterruptible Power Systems (UPS), and a dual -engine diesel generator. Our system configuration and back-up facilities complete the elements that contribute to our unrivaled system reliability. 7 1 P a g e NO Ken Theroff President and CEO, Central Bank Professional Expertise Mr. Theroff has over 20 years of experience with Central Bank. Beginning in 2002, he spent his first four years with the bank in Fulton as the Community Bank President. In 2006, he was named the Senior Vice President of Commercial Banking. Continuing his career with the Central Bank family, Mr. Theroff became the Executive Vice President and Chief Lending Officer at Jefferson Bank in 2009, which led to his position as President and CEO of Jefferson Bank from 2012 to 2022. In February 2022, Ken Theroff was announced as the new President and CEO of Central Bank. Education and Training Mr. Theroff is a of Westminster College and an Honor Graduate of the ABA Graduate School of Lending. In his spare time, he is involved in numerous community activities and serves on several boards. 8Page Kari Less, AAP Vice President, Government Division (573)556-6821 Professional Experience Kari has over 15 years of banking experience with extensive knowledge in government and public fund finance, retail services, consumer loans, customer service and project management. During her time in banking, she has working as a teller, teller supervisor, customer service representative, consumer loan officer, branch manager, business development officer, human resources officer and government and public fund finance officer. She develops and maintains financial relationships with governmental entities and interacts with state and local agencies, statewide associations and a variety of public institutions including non-profit organizations and foundations. She also responds to request for proposals to gain new business opportunities. Educational Experience Kari received a Bachelor of Science degree in Business Administration with an emphasis in Human Resources Management from Columbia College. In 2003, she was selected as one of the University of Missouri's student ambassadors. In 2019, Kari earned the Accredited ACH Professional designation (AAP). Kari is active in civic and church organizations including extensive involvement with her church's youth group. She serves on the American Red Cross Heroes Committee as the logistics chair, in which she earned the 2017 MVP award and also the 2017 American Red Cross Central and Northern Chapter spirit award. She also is the treasurer of the Concord Baptist Association. In 2015, she was selected for Central Bank's Leadership 865, an innovative leadership program designed to identify and develop potential leaders for Central Bank and in February 2011 she received Central Bank's employee of the month. Beth Light Government Accounts Officer, Government Division (573) 634-1145 Beth has over 7 years of experience with Central Bank, of which 3 years have been spent in the Government Division. She has extensive knowledge in customer service and product management. During her time with Central Bank, she has served as a teller, customer service representative Government Operations Specialist, and now a Government Accounts Officer. She received Employee of the Month for her work to serve the Government/Public Fund clients for Central Bank in December 2019. She develops and maintains financial relationships with governmental entities including public institutions and non-profit organizations. Beth is also active in civic organizations through her volunteerism. She has served as a volunteer on the Goldschmidt Cancer Society Foundation, she served as the Central Bank United Way Campaign Chair in 2020, in which 101Page her and her team raised the most funds to date for Central Bank. In 2021, she volunteered to serve on the United Way Funding Allocation Panel. Cindy Pearson Government Accounts Administrator, Government Division (573)634-1695 Cindy has been with Central Bank for 24 years. She was part of the Central Bank Accounting department for 18 years and has spent the last 6 years in the Government Division. She handles the Government Department's accounting functions along with funds management and payment processing. Cindy's extensive knowledge of accounting and Central Bank as a whole makes her an invaluable asset to the division and its customers. Cindy also serves as an active member of her community through her involvement with her church where she volunteers with the children's department. She teaches Yd and 4 h grade Sunday School and volunteers with the Vacation Bible School program for the youth group. C. Exemplary Service -References 1. City Of Jefferson Shiela Pearre, 320 E McCarty Street Jefferson City, MO 65101 Central Bank has been providing services to the City of Jefferson since 1963. The services being provided include: • Deposit Services • Collateral Services • Check Clearing Services • Positive Pay Services • Zero Balance Account Services • Wire Transfer Services • ACH Services • Business Online Services (BusinessLink) • Account Transfers • Custom Systems Account Analysis Reporting, Other Online reporting • Utility Postcard Printing and Mailing • Lockbox Processing • Purchasing Cards • Integrated Accounts Payable • Merchant Services 2. Missouri State Treasurer's Office Jocelyn Oligschlaeger, 301 E. High Street Jefferson City, MO 65105-0311 Central Bank has been providing services to the State Treasurer since 1989. The services being provided include: • Deposit Services • eDeposit Services • Cash Management Sweep Services • Collateral Services • Check Clearing Services • Positive Pay Services • Payee Positive Pay Services • Zero Balance Account Services • Wire Transfer Services • ACH Services • PEP+ Control Total Services • Business Online Services (BusinessLink) • Account Transfers • Custom Systems — SACH, Account Analysis Reporting, Other Online reporting, Paid Item Image File Transfer 3. Missouri Consolidated Health Care Plan (MCHCP) Stacia Fischer, PO Box 104 355 Jefferson City, MO 573-5264062 Central Bank has been providing services to MCHCP since 1993. The services being provided include: • Deposit services • Electronic banking services — wire transfer, ACH, electronic funds transfers, business online services, positive pay services, account reconciliation, file transmission support and customized reports • Investment management • Security Safekeeping Services • Reporting — Bond Accounting • Merchant Services • Purchasing Cards • Health Savings Accounts 121Page General Account Information Central Bank has successfully performed the requirements of the City of Jefferson's banking contract for many years. We are in a unique position to fully understand, and agree to, all the contractual requirements of this RFP. With Central Bank's extensive experience with the City of Jefferson we have successfully implemented the following: • A purchasing card program and accounts payable system that has on average returned a revenue sharehebate back to the City of approximately $16,000 over the last 21 years. • Have continued to provide monthly utility postcard printing and mailing, lockbox processing, and a customized payment file sent securely to the City to be imported into the City's Accounting System, Springbrook. • Continue to enhance the efficiencies for ACH processing and bill payment processing from Central Bank and it's affiliates. • Implemented new merchant service integrations for Courts and Parks and Rec to streamline payment processing and reconsolidations. A. Depositors -Payroll The City's payroll transactions are currently being processed by Central Bank's Automated Clearing House (ACH) system, transmitted via our online cash management product, BusinessLink. BusinessLink provides for a familiar, convenient and efficient payroll processing solution by the City's finance department. This powerful cash management tool is described in depth, including screenshots later in this section of the proposal. B. Zero Balance Account (ZBA) Central Bank will continue to offer the convenience and flexibility of a Zero Balance Account (ZBA) to the City. Central Bank's Zero Balance Account (ZBA) automatically transfers balances from subsidiary accounts into a master account at the end of each business day bringing the collecting account to a zero balance. The ZBA is a subsidiary system to Central Bank's Cash Management System (CMS) that gives customers flexibility to manage separate accounts and minimize idle cash in multiple checking accounts. The ZBA mechanism works to eliminate the manual task of monitoring and transferring account balances and improves funds usage. There can be.as many ZBAs tied to the designated master account as needed and transactions can flow both ways (deposits and disbursements) from ZBAs to the designated master account. ZBA Features • Sweeps balances into and out of designated accounts as checks are written and deposits are made • BusinessLink transfer capability on all ZBAs • Real-time reporting of all ZBA and master account balances at anytime • Separate accounting and segregation of funds, without the need to specifically fund disbursements • Quickly assess cash position at any time during the day 13 1 Page • Automated transfer of funds requiring no manual intervention • There can be as many ZBAs as needed and deposits and disbursements flow from the ZBAs to the master account • Subsidiary system to the Cash Management System • In 2023, Central Bank will have implemented an option to leave a specific balance in ZBA accounts and will be able to sweep balances over the specified amount. C. Depositors -Main Operating Account The City's main operating account will continue to be used for the purpose of issuing checks, wiring funds for bond payments and wiring funds for investments to other banks. The account will be limited to the compensating balance, as needed, and the balance of the account will be swept to the investment account nightly. Same day credit will be provided to the City on funds deposited to this account. Central Bank will continue to offer ACH and Check Positive Pay and e-Statements for the City's account. D. Investment Account The investment account, currently maintained by the City at Central Bank, will continue to be invested nightly by Central Bank in overnight repurchase agreements. Central Bank's Cash Management (Sweep) System is an account that provides customers with: • Liquidity • A competitive rate of interest • Convenience • Complete reporting functionality All collected funds in a business checking account are "swept" into an overnight repurchase agreement (RP). At the end of each business day, all of the transactions (deposits, securities activities, checks, ACH activity, wire transfers, etc.) are posted to your accounts. Once deposit availability is assigned, all remaining collected funds are automatically invested in an RP. The screen shot below shows flow of funds. All investments are secured by acceptable securities as required by Missouri law. Collateral is specifically assigned to the customer and priced to market via the integration of Central Bank's bond accounting and pricing system. By pledging these RPs to your account, balances above FDIC insurance limits are secured. The repurchase agreement amounts are then simultaneously integrated with Central Bank's bond accounting and pricing system in which securities are automatically assigned by market value. Securities are listed on the daily repurchase agreement confirmation wiih the investment amount and interest rate paid overnight. 141Page BAP0595 REPORT NO. 11 01 C121TRAL AAHR PAGE 69 POINTED 06/20/29 22.08.56 INTEGRATED PLEDOL EIPOAT PROCE63 DATE 06/20 22 cCJ 1 c1TT or or►rta3a4 JCJ 1 CITY Or JL/►aRHON P011C "M ACCT NOAHER ID of= HARE PLO RLFO IMO H COARINT BALANCE COLL 6ALLHCE COARCUT AVERAGE COLL AVERAGE DDA CITY Or JETTED 0.00 0.00 CAD 0.D0 0,00 DDA CITY Or JIrrIA 0.00 0.00 0.00 0.00 0.00 DDA CITY Or JEFFAR 1,219.31 0.00 C'M 0.Do 0.00 DDA CITY or Jum 43,533,426.03 30,235.00 0.00 94,113.40 0.00 ISL CITT Or Jtr►ER 0.00 86.723.06 56,723.65 S6,723.58 59,723.05 DDA CITT Or JEA2A 0.00 233.667.23 255, 667.33 253,878.43 253,875.43 DDA CITY Or Jt"ER 0.00 44,491.23 44,491.13 34,190.00 34,130.73 DDA CITT of Jtr►1A 6, 732,$43. 12 0.00 0.00 18,141.09 10,141.e9 TOTAL DEPOSITD 18.273, 160.16 395,L1741 300,002.31 303,761.79 389,971.9E —_--- OtCORITI£6 PLEDGED ACCT UMWR PLO TX NO COSIP 0000042729 31418DU34 0000041709 313OW910 OOOOD39D31 01413OP40 OOOOw905e S1 AW40 CCOOD42634 3135LDC60 GOW049716 3140=03 OCOOD42449 S130W0V6 OCCO040620 3130MM 00000S0741 2 2a1LOJ7 00000411619 3L30LIMOD DOOOO 8T42 313CALW7 TOTAL HUNICIPALS TOTAL OECORITIEO OAT VALVE DIP RP/REP COOPON SPT DESCRIPTIOU MATURITY PAR VALVE DOOR VALVE EECI. THY RATE eOLL VAL TrPE VAL VH MKA UE04 O71RT 1D TEAR 1t/01/2030 3,423,244 3,510,206 3,244,044 98 3,001,861 064 2.000 2.000 L/H FMI OOPER IHr 15 YEAR 10/01/027 343,721 346,073 829,046 98 003,35E 064 2.300 2.120 1/e ►RDA OHw INr 15 YEAR 03/01/2038 10,070,090 Sl,w1, 43+ 10,085,602 98 9,501,227 064 2.000 4. 120 L/H TNHA GEw IN? 15 YEAR w/01/2038 7,952,316 8,032,036 7,366,910 93 6,093,669 054 2.000 4.120 L/21 rim 8a0 DLW HOLTI 7+ 02/01/2026 1,410,7L1 1,416,560 1,410,560 98 1,340,032 Ca3 3.120 0.000 L/H ►RSA um INT 15 YEAR 03/03/2035 3,175,913 1,041,033 3,603,190 98 3,422,030 054 3,9CO 0.000 1/H rm PA29- HR0 VIOA MULTI 7 00/01/2022 403, 101 402,10E 401,263 98 301,1D3 083 3.313 O. 62a I/H FEDERAL ROM LWX DANKB G9/01/2023 3,272,727 9,212,406 3,169,044 98 3,105,624 111 0,120 O.Gw L/H ►EOERAL HOER WAN DAM 03/33/2036 Da,112,000 14,112,ODa 13,820,319 90 1$,280.L00 Ill 1.000 O.WO 1/H Tula" HOES LOAN DAM 09/OL/1023 4,090,909 4,090,SD7 3.961,I85 98 1,062,010 Ill 0.310 0.000 1/u TEDERIL SMEI LOAD DAVR3 03/23/2026 314121800 3,411,000 3.0S31020 V8 219911960 Ill 1.D00 0.000 0 0 0 84,196403 a4,496,30L 50,325,152 48,820,0W COLLATERAL DISPOSITIa1 ------ Central Bank uses InTrader® as its operating system for securities. InTrader® is a completely integrated trading, accounting, analytics and safekeeping system, developed by FIS. InTrader®'s Fixed Income system connects the General Ledger, Order Management System, Customer Reconciliation, and Confirmation Systems into one single platform allowing us to enjoy automated full straight -through -processing of our front -to -back office capabilities in a single interface. The highlights of this system include: • Designed for fixed income investment • Integrated processing for all asset types including repurchase agreements • Engineered for high volume • Single point of entry • Integrate accounting, data, analytics • Comprehensive Reporting Prices/ Factors/ Rates Integration • Indicative data integration • Data downloads to external systems • Deal allocation (paperless trade entry) • Customer safekeeping • Custodial interfaces/reconciliation The system produces information and output that complies with AI1WR requirements for calculation of performance returns although performance returns are not computed directly. STATE HOODT A69 151Page OR AA+ VA AA+ OR A►+ OR AD* E. Depositors -Federal or State Grants Central Bank will continue to open other accounts for Federal or State Grants, as needed by the City. These accounts will allow deposits by wire transfer and checks written on the accounts. F. Depositors -Legal Account Central Bank will continue to honor this requirement to open separate bank accounts when legal requirements or administrative efficiencies require their use. Business Online Services In today's business world, online banking is essential. With Business Online Services, managing cash flow and transactions real-time allows customers to be as efficient as possible. Our goal is to provide the most up-to-date systems to allow your staff to efficiently manage your accounts through a safe and secure online experience. Central Bank continues to be forward thinking by investing in technologies that serve you today and for years to come. Fraud prevention tools, such as PhoneFactor and Positive Pay along with the newest in mobile token access, demonstrate Central Bank's commitment to delivering the latest technology with you and the security of your funds in mind. In keeping with Central Bank's focus on state-of-the-art technology and goal to design systems with secure and user-friendly access, Central Bank offers a suite of banking services customized to fit the needs of our customers. 161Page I BusinessLink In today's business world, online banking is essential. With BusinesSLink, you can manage day- to-day banking online — day or night. • Kew Account Acth ity • Perform Stop Payments • Create Account Transfers • View online statements or ACH reports • Pay Gills online ACH Initiate ACH transactions Wires Initiate wire transactions Check Search Save time by quickly locating and viewing an image of a check you wrote — without having to search through all of your activity. Positive Pay/Payee Positive Pay Don't let check fraud affect your daily business. Positive Pay ensures your funds reach the right recipients. This sophisticated fraud management system forms an alliance between the bank and you in the war against check fraud. estatenrents Go paperless while enjoying the convenience and safety of online statement storage. Laelrbox Access your real-time lockbox items as soon as they are scanned. 171 Page A. BusinessLink With BusinessLink, you can manage day-to-day banking from your computer in a real-time environment. Central Bank's BusinessLink tool gives you the option to electronically: Oversee all financial accounts and cash flow activities in one view count Summary Acty,IA J_ P4 count .4 kilwl '4tli a T; YOU hM 0 ACtMty items awaftlng approval There are 0 ActMly Items awaking your approval Deposits CTS TWACCr Central Bank Checking $47.89 jAccount6g�y M. TEST CHECKING Central Sank Chackft MI." Account A��v View real-time account activity and balances. Select Account CTS TEST ACCT _y Projected Balance $3.57 Cleared Activity Entersearrh cilrerla below. start Date End Date 07/0112022 Keyword I - V -Advanced Search 10 An Types Min Amount Max Amount 10 ArCoLmt Transfers BACH Min Chi # Max Check# AYM Bill Payments 0 spu results into Deposits and Withdrawals Previous 30 _64 Schedule transfers to and from accounts (immediate, future -dated or reoccurring) -------------- 18 1 Page Create Transfer ICreate'llansfer }(�CNjI _IS —r L—..—2—...�—u IIDIIAt01 ww11"M Vol — From Account - Select Account v To Account Select Account - Sated Transfer Type QSingleTransfer Recurrtng Transfer Rate 07/01/2022 Amount 0.00 Memo * denotes a required held. :;�IclIT>rafer: Cancel. Initiate stop payments on checks Add Stop Payment Stop Payment Information The stop payment service vilthln Bustnessunk is designed for stopP payment requests for physical checks written on your account. Stop payments on physical checks are vafld for six (b) months. You admov&dge that it the Item for which you have requested a stop payment has already been paid or is In the process of being paid. orycu have sub tined incorrect Information regarding the Item(s) covered byyourstop payment request, the bank is unable to processyour stop paymentrequest. Please contact the bank It you wish to request a stop payment for an electronic deblt from your account U. a. automatic withdrawal). Requests to stop an ekuonk debit fromyouraccount should stotbe submitted online and wNl not be honored. Account Number — PleaseSelectanAccourst--y r Check Number 10 Amount 10.00 payee �— r Reason +denotes a required field. 19Page • Multi -dimensional security controls • Assign an administrator of the account for your organization who can set controls on each user's access • Establish dollar limits for account transfers, ACH origination and wire transfers • Limit access to view balances, transfer to/from account and stop payment entry at the account level • Set transaction dollar limits and daily limits for users and the organization ^�irN;.;:rxg�:;;;"•v{�AFtyi�!} iC_'t1.�'f•i:'•1;+,:��:;,�.:i•�,,et� ..@.:.:^ - �:.ir;'.�.i". i........ ..K:�:"_.....L. iLS4s.lso?�a.+`a:!i✓.'•fi4:Y,r::: ...-�: . ��..�. J..-•r"'Q`q'�e Profile inforlmNon- Privilege Settings BusinesslimRAdminharator(P Yes Y ViewAu tWEV Yes Y VlewReporrsV I AccountTransfer TransrarAdnWaatar e Yes v AppmuTraasyYiuns@ Yes V MaxitansaaWn W 10(10 Flam use Yode dollar amount £x_ 250 max D34 Debt 40 11000 PWsa use whole dollar amount Ex: 250 Bill Pay Bi3PayAdmtnkwaWQ) WY B719 Pay Ap MVar 4 sawdula payment e Stop Payment Appro-1 aur* ad 4) FEE Approve Stop Paffinents Q Yes v Check Deposit MakeDeposilsPAW100 Rkr, App—IRegairsd40 FEE SdumWeTYarmg3cdom rd Yes Y I paymerdAppmaval Required � �,��,.,��.,,'X,�,� 20-i..Page Add User Profile Flse Profiles BanlmCA- Lop Admin Audit lnf,- AccourK Mtkyrrmis aepo�[AuounL• =—t WV.04 3anz Acccun :w�ya Bvirce Azccunt TmnArTO Account TmnshrFrw Stop Pane -_ Nu" D&�ast 611 tl/opde; F Pay 5�^�� TrAntw on C*ftNwationNO&O Ccmral MAMR ❑ ❑ ❑ ❑ ❑ / ❑ Apr Bank ACCOUW Central E.IPENSE ❑ ❑ I [7 ❑ 00 ❑ Bank ACCOUNT Nen ® [te WA9 Cnakaowes B. Automated Clearing House (ACH) Our secure ACH system allows you to initiate transactions efficiently. • Set up and receive email alerts when the following occurs o When a payment has been set-up and modified o When a payment needs to be approved * Create customized alerts • Automatically send email notifications to recipients • Establish reoccurring payments • Uses the latest Secure Socket Layer (SSL) technology with EV SSL certificates Q Central Bank �,• ; _,,:rt,Y �...� Sign into Central i3ank's website. Log Into your account ' • • • Enter your User ID and Porwd I rasr,eu select Log In. _ • • • Enter in your Password and PIN received from the Token device screen. (i.e. ® 612345403580) RC.[,i frAlTL1nM.V'1 Il,:':n'Rrf •.j. Token Password = 612345 Taken PIN v 403580 Click Go Central Bank utilizes an added layer of security known as multi -factor authentication. Multi -factor authentication is a term used to describe an authentication mechanism in which more than one piece of inforn-tation is requircd to authenticate a user. We have chosen a small, digital token device to provide users with a random code that changes every few 211Page seconds. The user utilizes this unique code, combined with his or her User ID and 'Password, to access Business Online Services. Your User ID in combination with your password and the PIN displayed on your token device will grant you secure access once you have been "authenticated". Central Bank offers three options for token access — hard, soft or mobile. These options give our customers the same high level of security in three unique devices. Below is an example of the token you would use to gain your PIN. Central Bank offers two other security features that are highly recommended for ACHs and wires: Dual Approval - One authorized user enters the transaction which is held until a second authorized user approves the transaction. This functionality helps prevent internal fraud and enhances the confirmation of accurate transactions. Phone Factor — Creates an out -of -band approval process used to prevent man -in -the - middle external fraud attacks in which hackers hijack a user's authentication credentials to send fraudulent ACH transactions. This sophisticated yet simple to use technology generates an automated telephone call to a pre-programmed phone number immediately after the initiator inputs the ACH transaction. The automated phone call instructs the user to enter a PIN and appropriate yes or no response to approve or reject the transaction. 221 Page 0 Central Bank Buminoe�s Online Services IMrYk+ Y.•.�m�e.Fr• uM y+. rA�( A([ctls U4M-mA3ni ' L.e++.�+tu w.•.�xslwaw�, ram. xa� lan A--, Addm nll Sery c[ N..IA BGAtl(s11M.11yIC1 4tl vuW ���-.•_ r -. a..r. IlemnE .a.. r.,a.�•....mnccr lr .,..H.�e< Gmrlc� �Iwi �.TJ•Ias L•pelx IC fK011 fwtl. I.blr.lwnlrwxl:n 14{fRS SIY) [nndnlr,rr: oe.wmrs a..tw wxl+lnl. Ib�ws Ilnn.s s...11n rmn � � �..�on Ilaw [MI EM�LIs•E...1 Wr�lw &XXCexl/Lv —" I &re L, I u�Nsu _ Tmn xk •.y <rmn : r wI o Select the BusinessLink record you would like to access. 231Page 10 Central Bank Payments Loan Payments Bill Pay \E� S.ne6 letl PEYmen[: IAELe inY2 !ayumu G.I, Imo,,. s Account Summary M.L. ta P' eo Pay Crat—de, W0 swlp w�nR s—Zlv— SWf&f r.r t hay ACH / ltit'QS My t' w, ate:r a[" i nxes UeVusns EEnnTe hi+ ---+aEslKlkTilF - �- -.• iBlfa• plan - _, iaar"n;NaN l7LS1 G[ei faet.•¢a•( I E Ill I NCCfeb.1 - °r,.eYF I —n Select the Payments tab and select Access ACH/Wires. A new window will appear that takes you to the Businesstink Corporate home page. A new browser window will open when you select the link. The permissions you have been assigned determine your navigation options. • Users with administrative capabilities will see the Administration link. • Users who can create and submit Wire Transfers will see the Wire Transfer link. • Users with permissions to originate ACH transactions will see the ACH link. ^�^ -.T—i. 'C" •° " �" «r, To initiate and approve AcHto Welcome to BusinessLink Wires & ACH click you will need click on the ACH tab, The Message and Alerts Center are ways for the bank to communicate specific information regarding wire transfers or ACH. 24 1 Page ,6...a" a ti"T. .I A- l -n...*. r.rdr Sl� Eim.h,.r Ap A ,l, ' 11lVpU /Iu1M� NCH: Profile Maintenance Piafl4 msWou— fw ACH P.M. Shim Prara.Trn. v.ym.+u Heen.d Payment A• _ `t .tV '+r C ..•z,. �°.lr. yti .yf&5::1'G� �. .._�� % 'CAi1t06 LE OM {�' l + 20N u u �h on -.. halts - Cbrpee.l. F Y r•G.•Ward. � �:v., CASN MwTwMnON Jtdl TRY Hasa. °M1T KH mk3.6dd - . chm � - MN. '�ChRf�nw3 n iR'.I�'!LO C'1 1016 1 rd - GC"penr. Tnv4 .M BH ,wMDO11 CI%. 001 4� .. "is pd p[W. Frcn ~ Camum.r 0.yn.nl ld.V.d. tlM�ru _ HtV:fSH°.U2r°°L9[T - IiVr - tp131.•,w. x]41sfy�pd,. _ mo uixs.•.wrn S .�.....� ......._......,..w it°3 dd dd.,...•.rww� yTyu \. S.a4 0 d s W.. ,IC ."hym.nl•Md..d. E T! °N1 oepF air- OI M1GI Select the Profile Maintenance talc to create an "ACM Profile". To create a profile, you need to identify the type of ACH payment you need to create. K r r. - r` fj� ��',':rfi'h.;.Jh>tr`41,a.43� f K-Y.r.. }Il�, _ 1 c 1 1 r ., , _� :>•...r:a9. ;,�Su. r.- .a.3',. .t J Direct Deposit Send payments to a person. A common use for Direct Deposit is sending payroll payments. e �,v A . n om:a �etsohia..A t of �Ywc;_,', � dkft. r���r.f��? Y �k� .. h • T�ryri r" Y� .�.irl'.']t+,:.:� .x �kh°$'..l Cash Concentration Pull money from a business. !v '. '. ' • . .-.� Disbursement. ez s rAA t rel 61 r dS �{� y " `i C t''ifJ Z iV 3 �'e7 � s rr5 l Scrui`ri�oney: ��t sin r a's t. `)3'' z T<tx Send tax payments to federal and state Governments. Verldi�t: `,cnd payme��ts to a bu5ir��s5 and in�Iucle uivoice lnfor-mation. Child Support Send payments for child support. Tciephoc Initiated Sbxit.pyentnianl;liin. Web Initiated Submit payments initiated through a website. lnternatiohaMCH : Submit payments to..r ec i ients bankink,hi ai €'orelgii country. Re -presented Check Convert a paper check to an ACH payment. 251Page MrilWo.ibn �..1Y.. trvih.. I F411 I .. . NWD T.eueGnS..rt� ..s>-:rr r...i.7— ,.0" CH: Profile Maintenance *V. mr4naunn I., ACH e pmAle U.- �y W� pmfir, uewpub SieW4 9mrik hp! 19,YmmtFSrM.d r,yrnenlT Fd4. cs.....0 r.,.,.w•Rcl,�t. u.n wir.[rRAsnav F.w so�sdYr OQ .' F[Nr.. CAW WPPM am02a0000 KN 1 Z .tx• ",i t F?7P12a',i1'r:, 'g5 — — 7ois Leh - F.thf Gn,pM.lf lfNr wNh Lprf .mood CTx 4 ! i - rnupd mtssd F,w. c,...,w rn.i.nNui.nL rwwnioFlEtp owR. FCH .. _........ .... - hr pryer... • e !"�L^Lr? 2175 dd , - d1 61 •ir.. [p/.Yi...r r,yrr...•,eFW, Ficf uF.olR A. CH: select Profile Type ieea tirld.xrh ea • re .qu'rej (dd.. Seim emfie tYK Fi— m—r.r, dha ri c3.1 I slt7NU O] CEHTnnt pniiK Pi Yi118r1�1•SPIfiOd '. C.� On the Profile Maintenance tab, select the © icon to create a new profile. Select Direct Deposit as the Payment Method and select "Next" 261 Page Enter the Profile Name (1- :w.,..e:_ 15characters,mayInclude ,nrtalra.sr..en Mm•.ry Ih.V 10— AV [Ile_ hullw Z: Add Profile for Consumer Payment -Addenda A alpha and numeric} that Reid Ile4k •ii - • a.e rerdrd Relda. Add prd'e. fw ar'.leed vaywrnta mHhoJ descrlbes the profile being F I established, The Description field will help to describe the profile celuran T— --.. being set-up(1-50 %V,nent rnfar utlUc - ' ::. '. .�.. •, - .': characters, may Include _ _ F 1 alpha and numeric). --camhRrmtrr[leu.Ivva��-. � .duntiornYora.:� .,1. - ar«essinp Erlarmadcn. ' - Select the Account Number WIC Vd1aI n,M End D 1 -- r ��. i and enter a Company Entry r ukn �_ I co..,a EadFxc[o a,s j Description. — WaminyU y .' U c6ne.ndw r;, Renate Re9uGed I NOH4 recelver By, Eman ) 0IICld;O (tecord7 4 Approv$ Rep k d <,, r i ScheCole fNaa�rcd Optional Services: panne t tt cncd ar'� I ❑ rr. _ • Select the Notify panne 1 Tyne r�— j Receiver by Email En 1 n n I, lmu , rHi I6 K c tolnme r 0 {The email message 11 can be customized by ra...daa G.d[f clicking on the n f r -..:; I, i;,, f -, c . If an approval process is ,•naeiaiG�ei, 31Y.r ti't..<w - ..�e� .. .> .:_ .-r...l.:..;,s _.„� .� :�.:... to the a -'ate. needed submit ❑ H.aav enaa.,Pe. �.e•ram owM .he MC-MF' 'C d7 I payment, then the Approval Required box must be selected. U® j • Select the Scheduled Information to set-up a reoccurring payment. To add a payee, select the ©Icon under Transactions. 271 Page .Trensatiloii--Add _ — - �, �g?f7+sSui?'::t���i'^', - 5[atue Transaoons�- '.Credcto,!' TTansactlotl lL Aet[Iver Roma' - i ~- Recelvar ID* I Aec Iyer Account i• - . - .-. . -. .. , Actu'Inf TYPe! , I Ch*cknp Bank R/T' I Stniu9 - 'Atlly — "Amotint• -- -----� Trandactipn Type 'Credit l.. ! Nold $o f i -_-. _- FIDSd Unh!- i Receiver Emdil Id' I -- - - - i F! Addenda .., 'Free Fermat Addenda .l _Add $ 6Qntlnua , .AdCancel�] - - 'Users- +i �l gin 10 ,E Create Payment _ oer I D u er 16� ❑ vt ID F P �`d.~!9 ,•1 '_. I.i::rLYrLai'�Z�fd:: 1+r�i,s,.r5.: .s< �i. /ed.:?!y"..:A#.r...., w.wr.�irnfr..h s..nnrn s..rarr�.n AAnrst �a Ir/nA CH: Profile Maintenance F"hle —enrNnrn r" AJ4 E A! V rrofile wnu a Dexrbnon sdtm vreriefro. P mu! nrllw.W Pirmenl Yhll ,. T6L'¢ av , ar y idt.w AAM OyMw V.Y.unb.w6l.d.V ar W u e3 ,t. P.A4r CorICF•f11AnaN AOl 1C1f dAd dfE - - AIM l.vrv.t - aLLe alA`Aoifr - ACM w FROM 7- • - MN clv aSs A -. r. — rr.s..Ak Ep. " VY CTX ` too od - - S13Ad Alin C.nr.—ATtia-AddM4r nA CNr11rf1MMGG lr AOl RPM ZFE" - loll Wim rw rrr Atllw, in rq+w.h TAX ACH V Ito"~ AAMh.` mwninrr.vnrd-NMrA 0WIM0 mrr ACH , Enter the following required information: • Receiver's Name • Receiver Ib • Receiver Account • Account Type ■ Bank R/7 • Amount On the Permissions and Approval structure section, select the users who can create ACH payments for this profile by placing a check mark in the Create Payment box. If approval is required for this profile, select the drop down box to select an a pprova I level for users you wish to designate as approvers. If no approval Is necessary, leave the approval level set to None. Your Profile has now been created and added to the list of profiles. 281 Page BusinessLink ACH allows you the opportunity to initiate ACH payments at any time. Use the drop -down list to e Payment display all active ACH - profiles and choose the Profile name that is appropriate for this viz E..i �nreVc „(o..r P.v ion of t� r ar, transaction. gar — FF_ i 291Page 301 Page NCH: Summary iax e....Y om m,..l !may'":u{•I:e.. �.,^Y.lrt .lni: .�:�.:��s :�. Your ACH has now been submitted. C. Wires Our secure Wires system allows you to initiate transactions efficiently. • Set up and receive email alerts when the following occurs o When a payment has been set-up and modified o When a payment needs to be approved • Create customized alerts • Automatically send email notifications to recipients • Uses the latest Secure Socket Layer (SSL) technology with EV SSL certificates 31Page Q Central Bank Business Online Se,Jk.s K¢etsBw�oslinY Kress Nltliilonalfemses dtraepm 6uvness Nu1/[w unr�•�wr.�vuae+mn� 4u4 wnpxn io w..�r.p.. fwW M6rpxenuxum ra�mmO C¢Mi1Mu �nhmuauuup,w. onevc aenn� f win titan as tunas, ¢nu.wutv.:o-'¢AI tw L� I uNau. i vnr.v x.ansvv � �n9^=Y 114 Y9 Click on the BusinessUnk record you would like to access. 321Page Q Central Bank„ Pay,ncnts lwn Paymemu NII ray Aaanm Sunnn:ny ""' %t.[O.4UNNnM1 .M �HC!.Mev ACII/Woes N.r..H,/..m... n•v°u.s u«.:unrw.n ua nro eron.. xnI I .uu I . — I .—..e.tr. I •,m I .. ,mee. many Select the Payments tab and select Access ACHMres. A new window will appear that takes you to the Businesslink Corporate home page. A new browser window will open when you select the link. The permissions you have been assigned will determine your navigation options. • Users with administrative capabilities will see the Administration link. • Users who can create and submit Wire Transfers will see the Wire Transfer link which is the link you would use to initiate and approve Wire Transfers. • Users with permissions to originate ACH transactions will see the ACH link. to Businesslink Wires & ACH To initiate and approve wire transfers, you will need to select the Wire tab. The Message and Alerts Center are ways for the bank to communicate specific information regarding wire transfers or ACH. 331Page ury••... 0°wMuirvuiw ':'trueu Meb.ti�iJ.. LM 4nM Ne:ud Mrw::'. ' Transfer, Profile Maintenance Select the Profile Maintenance tab to _ create a 'Wire Transfer Profile". <. M'�a}9i;:'`it IMMINE >ltlN3'Q�2".-�Jm"€rt'.:SI��:""l +H > To create a profile, you need to identify the type of wire transfer you need to create. �7n hot1lC'Tr r a i w.jrt t WOW r .. . Non-Repetitive A free -form wire template, where all of the information will be manually entered each time a wire is created. .fiS..K'•J '"�Yw TX �Ze ( � 4 Y 'T f,(i T is' a. � •N WHY, v ��,r . ollar'amountbeig`snt�r eiirf�„tt r �,. ,rggg .. ;in.J�r} }:. , F.^sr•-y.0 .i�?`'.�'�.i `�:.i t ,F ;+i.. i1n!% , t'K:1 Use the semi -repetitive wire transfer when initializing the same basic transfer with only slight modifications. While these wire transfers also consist of predefined Semi- information, parts of the wire may be changed in addition to the dollar amount. Repetitive Editable fields would include: Dollar Amount, Beneficiary Information, Beneficiary Bank Information, Correspondent Bank and Intermediary Bank Information. r itsea standing order for a repetitive wire tr msfer [hilt will always be sent $ta6dmg Order '-"toinatically at a regularly scheduled interval (i.c. weekly, monthly, etc,) and " -with a predetermined amount. 341Page r. rs:;,. ,. ,�.° ':�'� . :!::, - . � : vim.'.: F•�t-�W..1 n.w„ 4un Mu4m,e✓u !•rA Wn !!P'wM p.T.�. Profile Maintenance On the Profile Maintenance tab, select the® Icon to create a new profile. ,w.o-�,. Ue;oersr < ° fYiiie",t':Ui� ',,xdhYrfai4.2e"u s Enter the Profile Name (1- 15 characters, may Include Transsfer:fer:Select Profile Type Y mv..w.,'.n,w:„a naa..l.raona.+rne alpha and numeric) that describes the profile being established. 0 The Description field will help to describe the profile sw�!„+T,d s z „ ,,,,„�„• h�C',ny�y�., e L being set-up (1-50 �^ �r•�^sak- �-"1""7, '-' -_,:( characters, may Include r��•„nn, I-1-- ���, r�;sih, �`¢tt , y alpha and numeric). Select Repetitive as the A Profile Type and identify In -� the Payment Method field ?; if It is a Domestic or ..•j international Wlre. j NOTE., Please enter the 1 Information in ALL CAPS. Also, Itls not odvlsnhle to - use special characters (% $, !1 etc). 35Page 1234SSM - GERIM ACCOUNT STEWART DRIVE FED ABA V Wire Transfer: Select Financial Institution 5dect Financial Indhiflon Rimadal InstRullon MIR I MiN%-, btlr- M IV Select the Sending Account Number and enter the Amount for the Wire profile you are creating. You will have the ability to edit the amount later when creating the Wire payment. Enter the Beneficiary 11 � ! ' Information. Beneficiary Name and [V Account Number are required fields based upon the Bank Secrecy Act The FI ID Is the Beneficiary Financial Institution (FI) — the final destination Financial Institution. If you know the F1's routing number (or ABA number) enter that In the FI ID field. Or you may enter the F1 Name In the field provided. Select the Select F1 box. This will give you a pop-up screen to search a predefined list of financial Institution names and ID(s). Only United States financial Institutions are listed; you w5tae cannot search for International Financial Institutions. When you locate the R. financial Institution, double JM,: click on It and the ilk > Information will be populated In the FI fields. If you do not see the Financial Institution you are looking for, please contact the bank directly. 36 Page On the Other Information section, you may enter any optional Information In the Additional Information fields. You have the ability to edit this later when creating the oavment. _ _ .. 37 .1 P .a g e us�is P771 of wrvev, a..0 Myf. m+a. dp,Ndtl•ita+/v ewnwprt Nire Transfer: Profile Maintenance PW& Wa ww. On the Permissions and Approval Structure section, select the users who can create Wire Transfer payments for this profile by placing a check mark in the Create Payment box. If approval is required for this profile, selectthe drop down box to select an approval level for users you wish to designate as approvers. If no approval is necessary, leave the approval level setto None. When finished, select Save. Your Profile has now been created and added to the list of profiles. BusinessLink Wire Transfer allows you the opportunity to initiate Wire Transfer requests at any time. You can create a single Wire Transfer request or send multiple Wire Transfers at one time. 38Page 391Page sender Wormaton se dl,y Att...txumben' Cuvenry Code Llsv I:. NsmC 99a C'r'I'll IIPGRAIIF Address:l�l �'IlW rONIVt n ' - II rLi0.50n C111 NA G51119 y it ar ss 9a; e'. 7.11ms 9 udrtfi JJEry ACC . 11: fQ3 HN'1 sr tl cilaarv11 1Nva111:• .Ilupuull1 Bei•R13ry'Addr 9 2 B111 dlas Y AddrersJ bon�fuar/F1 lJ 1"p Aln •I� � _ r[Ir ��. N INLIiA Y n m • ySSSyy§3t ?' 1 A lrlrr« me fmu6av i —�_ 1 � 4. Py yIl �I rlrtson m If10rs'd a,n rr ��^ ur I�. T Y�. JkH,iY 1. n4'rTftiJ# C'v"A.�L�ii' Enter the Amount you would like to Wire Transfer. In the Other Information section, you may add Additional Information if necessary. 40Page Sr.wy uunlMhinNe NW,Imn roo'wa .:aN n.,a. xenon. _ _ fire Transfer: Verify Wire Transfer rry Mre irwb F Verify that all the Information is correct. r-1 If all Information Is correct, select Submit & Continue _ _ _ __' to submit more Wires or .: Submit &End if you don't �t f a trh ,r�i� have additional Wiresto Ndlnp Ia 1�Ypm1� nld5gdp ae Ml, c4 - v' , a'�aa5 submit. u�no:h rorcrsiarwwne n S pipwgar a y e Otherwise, you may select ,+ 'yas `$7 t �.n tk^�,ieeiyd`yf,t tdY p( Y ���°..» rurY t' Modify to modify Information on this screen orCancel tocancel the transfer. _ 411Page Transfer Status Update -rntimpN ben 1 .uol moa ro-uwmanrn ' ^� aw� e S Oeaelld ryHame.aP LLlllx<OA ��..�9lIM I Ad. xddN I11 a6uo , . _.- �JeWlo.ee ate— e.ou Rub�one rov:Tr.oe 195NM 091[➢/LACCpM? O Vj ✓frt k� ikY 0 After you select Submit & End, your Mrs has now been submitted. Select OK to be taken back to the Wlre Transfers Summary screen or to submit another Wire Transfer, D. Check Search Allows users to save time by quickly locating and viewing an image of a check without having to search through all of the activity. Features include: • Search by account • Search by ranges, such as date, amount or check number • View and print images of cleared checks • 18 month archive of check images stored online • 24/7 access 421Page Select Account CTS TEST AC r v Projected Balance $3.67 Cleared Activfty Enter search criteria below. Start Data 06125/2022 1 End Data 07/01/2022 K%wrd I -Advanced seam, i9 All Types r- Mln Amount MGX Amount r �i Account Tr4mters B ACH Min Check 0 Max Check # P% ATM @% EMU Payments ❑ split results into Deposits and Withdrawals Seard . : Rrevbus.30 # fgt k 3:0� li t s icii: Ce: �' 'C) ►'/:�'a Y.:H f,Y ..A'l.ii';•1*tq�6'.�r _ � _ J{�'%�' -r ' ( q ! r�E � 3 '= -� 7.3�.. - �" � •� `�•� ...,....r�._ra..r�a�}��..r:,�YTt W St��i.5...,.a.A.�s.:'����•.rvt,.:...7,Ci+�°LF��.....Ytti.7.:,Y. E. Positive Pay Positive Pay is a fraud detection service that protects your account against check ftaud. It provides added security to your business by identifying checks that were not legitimately issued or have an altered dollar amount. We can also check payee name with Payee Positive Pay. The City sends Central Bank an electronic check issue file containing information about each check issued, including the account number, check number, dollar amount, and payee name. As the bank processes .checks presented for payment on your account, each check is compared to your outstanding checks issued list to determine if they are valid checks. Checks received that are not on your outstanding checks list are presented to you to decide if the item should be paid or sent back to the depositing bank. Following are a few benefits to Positive Pay for your business: • Reduces or eliminates the potential for fraudulent or altered checks to be paid • Ensures that stale -dated, voided, or stop -pay checks are not paid • Allows intervention by management regarding questionable checks • Inexpensive compared to the potential losses from fraud, the time that is involved in dealing with the fraud when it occurs, and the time and expenses associated with having to close and reopen a new account • Online access to inquire on the status of checks, place stop payments, print an image of a cleared check and add checks to the issued file • As an extension of this product, we can provide you a report at the end of the month showing checks cleared and outstanding, or we can send you an electronic file that includes all of your paid check information for the month. Either report can aid in reconciling your account. 431Page In 2021, Central Bank launched its own ACH Positive Pay feature, which enables authorized individuals to make decisions on pending transactions, search and manage existing authorization records. By default, customers with ACH Positive Pay have the ability to block ACH debits that are attempting to post to the account if the company has not been previously authorized. Central Bank will still offer, if the State Treasurer's Office would like to continue, the current process today in which Central Bank's ACH department and the Government Division manage the debit blocks, filters and presented items. F. eStatements eStatements provide an easy way to go paperless while enjoying the convenience of secure online statement storage. eStatement features include: • Statements available sooner than paper statements • Secure access through Business Online Services • No need to store paper files — stored online for seven years • eStatements reduce paper and conserve resources • View, search, save or print statements • Receive email notice when statements are available • Mirror paper statement format • Delivery is more dependable than mail Q Central Bank 4roq M F.w6rr pn.,Sixyr' Home My Accounts Account5ummary A mnt summary Ac Wnt A"ry &.Sammy A<r Ad* Pending Awvty ACCWmintornW SPUaM OA[ONIY Qfmi awYnng aFUrt mare aeoAnn:ry rzam; anawgyar Manage Alerts eeposf s Add t ENt Alerts MW TM 0 E « Wme irauferr P>fmm� Odor Strnr. Aamnl$QaOtr. Statements and Did You Know? Documents You on add idem to aummat"Iy A.State maM nwyyou"l paymwuand Nomea nanstemare madeordmey fail. ViewG uped Smwmerm CkkWAddrEdrt Alerts Mamie Paper PrefueM • Choose checking account, banking statement, date to view statements. 441Page O6130M22 Banking statement 05131/2022 Banking Statement 04I M12022 Barddng Statement G. Lockbox Lockbox provides you with an automated system to process stubs and checks that eliminates your staff from spending countless hours manually processing the work. With Central Bank's lockbox product we help you: • Receive and manage your payments • Deposit them directly into your account on the same day • Make your funds available faster • Boost security and satisfy internal controls through independent collection services • View invoice and check images online • Generate and export reports • Reduce company time and effort spend on mail -in check processing To access lockbox activity, log in to Business Online Services and select Lockbox. 45 Page Business Online Services Access BusinessLink Access Additional Services securemad Positive Pay Online Reports epayroll Cash Concentration ACH Cm"! Business Analyzer Find right products and services for your business ��C�et Started Helpful Links ACH Overview Dena BusinessUnk Add/Modiiy User Permissions Direct connect Demo Positive Pay Overview Dena Wire Trarlsrer Overview Dena More._ To view stub and check images, simply select lockbox prints and enter in the specific criteria you're wanting. Web R—Kh �Smm uw a an* u.a er�'u H. Statement and Advice Frequency Central Bank currently provides the City of Jefferson the convenience of eStatements. When the City's statements are generated an automated email notification is sent, delivering the statement quicker than paper statements. The City's statements are archived and available online via BusinessLink. The statements include images of all paid checks in check number sequence, images of all deposit tickets and all wire transfers and other transactions. Illustrated below is the bank statement currently received. 461Page nN QCentralBank wuni Jw w..n<4h��'•fn•�nn nM ma ppJNIJbJ t61VRK6IIPICCBZQVESit0 N alps 1.901& ItnsltxW NYp:AaenNA�9�lyNunm nUltlYl{b/:�Na t26QAC11dPG'J Clean digNe,{ {p,l%<atU Nng11 sofa WsostuBwaK>rmaoxpas. saa I t�46Address mrromv » o,na Beaosns rll A financial summary is included on cant ppoAA«wMs: allbankstatementr.Thlssection Cheetbq S 7.424.00 details the types ofaxountaand mnS Deposit Tohl S 7.481A0 thebalancesineach, twshnalt Prodlds: Investmentdmbs•wltkdbyeFMMtk4af Y BR7S0,731.t1 rvestmmt Pramdab Tol3 S 60 To678111 'olalAccdr. $ 7da4.60 5 80,758$IB.it 'eMiMW N6btb NlMPtY!!Y( YM/GYIF»eNW OTtlObfMflltlNH.M/tlMIY%Yf VIMefRM ✓./p MYC»nl ve »n. foe»aNieeNeecO.tn rvanMfMMK1,TlYfnesem+as an M»saat A detailed explanation of bank Begrnky Balaxe Wy31, 2011 S 21A8740 deposits is included in the following Mellon. Ibis includes all Tm deposits made Into the account law reprdless trthey were physical or same sow electronic. CD»t1 oae sale ..,.._ _lNuck Nn N5] A mw dme Srlte •ylais my 00t11 laN is 2,11W1 MIS .Met: e,111.0 a ,X»e01 1,110w Mm d is Won eases .arlef4 4,111A1 wtroasYestaoVeraug� Thissectlon outlines the cbeckaIn checknunbersequeoca that clearedthoaccount. This section outlines all other withdrawals and other charges assessed be, the=uuntbyvarlogs companies. 471Page agedIS# ing stop uojui oms aT smogs luomams 3inq oU •Tgtal po3o onign 40311Buz pug 4uauUn2issg igmmiioo `mgt isaaaiut'palsomT junoum sg gong uoquuuo�ut sapniout ov u Apup ag,I, •sluamjins *mq Appow pug swgou �jpp Aq s;uauIsanut Jo SaqIoda.1 ii% san12 osP MOISAs ag i1 •S oral.! 04 asuodm ut imap m pauigidxo st utalsAS juamoga pq gsg[) s,3jueS p4mo •ug. Msno fqnd p ipp mo tplm lun000u mo gSnoxti4 SutztigtaWiioo .to uosiaoap jo 40 agl jo autgu alp ut lunoom ApolsnZ) tutor Qqundos u jo smut Xq J1410 agl % junvU00 u9Tsse off. sugtpolsno 14nd parlgl onnl sgq �ittiag ig�1 � •sonssi papodat ou TYA SMOX AuBuz .zoi spaau pu0juiioo s,AI!D agl. oliumdo of tualsAs stqR pasn sgti Twoig uaa 'MISAS Sup -Lid pug guq. m000v puoa s(.VmS IRMOD jo uOwj2ajut agl Btn onpA p3jm ,u of paoud st pauSisse piolvIioo aqd, •suaaouoo oougtnsut �1Q3 �utztuttutux iotuolsm qow of Allwgtoads jujoppo suStssu ABpo; osn in utalsAs Impiioo oqZ 'aapto aauenbas K3942 ulspap IP pug Japzo FQgp uI sdlls ilsodap ilg jo sa8gutl y1aBq pug 2uov MR sapnpul uoias WI aqy a�rM�Mf•rM1 W ��7M7 �ZW� tCC19Gli wtecy 11au�N/�f fY[116Ii1'13� �l11►�OO�n p/� M1/1D�11r.1 13W M1 CAW . j� � *f Mld.ai t7t1lfl�l �Y'W +! >l�iiii{0: Lii•10i� �i nnm � nmi� INuiil�i� u��� ii �lpiln IIIIIOIIiII I1nC�ICnfllN�f�i Illllalllll�11all,�iiiiiii� �i�iIII I'll�ll;f 1������i�,i,,. IIII �I 111 II i' ago& "mem., rm�� also gives you a "total" picture of the daily activity. All of the above reporting and the daily pricing of securities comply with the Government Securities Act of 1986. Deposit Services A. Coin Counting — Parking As the current contractor, Central Bank has procedures and security processes in place to perform this requirement. Coin from the City of Jefferson's parking system will continue to be processed at our Motor Bank facility conveniently located within two blocks of the City's offices using ample security and internal controls. Central Bank will count and deposit the parking meter coin once per week or more often if requested by the City. B. Coin Counting — Transit As the current contractor, Central Bank has procedures and security processes in place to perform this requirement of the RFP. Central Bank will continue to process the Transit System fare money. Central Bank will unlock and count each vault separately, deposit the fiords and submit a report to the Director of Transportation for each vault. The Bank will continue to maintain adequate security and internal controls to safeguard the City's money. C. Night Deposits Night deposits can continue to be made to Central Bank's Motor Bank facility as they are today. Central Bank will continue to provide the City access to night deposits as part of its service. Central Bank will count and verify the deposit tickets the next worldng day and notify the City's Finance Department of any errors. Investment Services Central Bank will continue to provide the City of Jefferson comprehensive investment services including "zero account balancing", repurchase agreements, purchase and sale of acceptable investment securities as outlined in the City's investment policy, investment advisory services and comprehensive investment reporting on the City's accounts. Central Bank will continue to calculate and deposit interest due daily to the investment account for reinvestment. Credit Cards/Merchant Services Central Bank's Bankcard Services, located in downtown Jefferson City, is the current merchant card processor for the City of Jefferson. As the only bank with a local credit card servicer, Central Bank has a distinct advantage in managing this important relationship with the City. Our familiarity with the merchant accounts and direct proximity cannot be matched by our competition. As the current provider, there will be no additional hardware cost to the City, creating a uniform transition to the next banking contract. In addition, Central Bank is also integrated into many of the companies providing system services to the City of 49 1 Page Jefferson. By re -awarding this important contract to Central Bank, the City of Jefferson will not have to work through implementation and integration with a new processor because everything is already in place today with Central Bank. Purchasing Card System Central Bank currently provides carded accounts for purchases of commodities and many services. Central Bank's purchasing card program meets the City's expectations outlined in the RFP: • Numerous sub -accounts can be established and maintained with varying monthly limits assigned to each sub -account. Central lank will ensure that the City's overall limit is set to $500,000.00. • Central Bank will continue to accept checks from the City for each departmental statement processed. • Electronic statements are provided online for each department account in addition to electronic individual statements. • Central Bank understands the process for receipts and pay authorizations at the City. • Central Bank understands the restrictions on travel, use of other cards, declining balance/event planner cards, mobile applications, convenient checks or cash advances and international travel. • Central Bank will continue to provide online access for control and reporting on all cards. • Central Bank's current custom card design includes the City of Jefferson's logo and the Missouri State Tax Identification number on the face of the card. • Central Bank's cards will be valid for three years. • Central Bank understands the specific rules for card limits, training of employees, individual cardholder responsibility to reconcile, unauthorized card transactions, use of personal funds, lost/damaged/stolen cards and the rebate program. The information below describes how users will access the system and use it to meet all the expectations outlined by the City. Accessing MyCentralPay • Initial access to the MyCentralPay application requires cardholder registration and four key pieces of data to register a new user. Once entered, the data is checked against data maintained by MyCentralPay and the user creates a User ID and password. If users forget their User IDs or passwords, they can retrieve and reset the information from the login page. o Organization ID o Name on Card o Account Number o Social Security number or Employee ID 50 1 Page () Cenlml Bonk I Comma kd PoymenY VMnrm� 1��MN OIYNYIbn W fryr6NmmY.npiN.la ' ❑ amMlnrm. MyCentralPay also uses two factor authentication that utilizes a single -use security code to authenticate users the first time they access MyCentralPay from a browser or device. o The security code is emailed to the address associated with each user's profile and generated by selecting the "Send Me a Security Code" button presented during an initial login. o Once retrieved from the email, the user may enter the security code into the login page to proceed to the site. Once authenticated, a cookie will be installed on the user's browser and the home page will be presented. If a user accesses MyCentralPay via a different browser or different device, a new security code is needed. o After a single use, the security code is deactivated and will not be used again. If the security code entered by the user does not match the security code emailed by the system, an error message is presented and the user is advised to either request a new security code or to contact the program administrator for assistance. The MyCentralPay login page offers tips to users who might experience difficulty logging in. o Case sensitive: Ensure the CAPS LOCK key is off. The User ID is not case sensitive, but the password is case sensitive. o Browser cookies: Cookies must be accepted. If cookies are not being accepted correctly, users will be logged out of their accounts when they navigate to a different page. o Supported Browsers and Platforms: MyCentralPay supports Microsoft Edge, Google Chrome, and Safari o Acceptable but not Supported Browses: Mozilla and Firefox. o Browser Requirements: Secure Socket Layer (128-bit encryption), JavaScript enabled. 511Page • If users continue to encounter difficulty, they should contact their program administrator. Card coordinators should contact their Central Bank account manager or the customer service center. Functional levels of user login User logins are setup during implementation and later maintained by the authorized card coordinators based on functional roles established by the City. MyCentralPay allows for an unlimited number of roles. However, we recommend limiting the number of functional roles so they can be properly managed. Typical functional roles include: • Citywide Card coordinators • Group/Department Managers • Cardholders Once a card coordinator'is logged in to MyCentralPay, the home page below appears. From this page, coordinators have access to all the information they need at their fingertips, including reports, adjusting user access, ecommerce/virtual card, ordering new cards, managing card limits and restrictions and statements. MyCentralPay is a user-friendly portal that gives coordinators the access and control they need to manage their department's card and ecommerce/virtual card programs. .Hello, Clayton - ` - , Mnouncernents 1 Cardholder ' � quick Unks i --. a. I I f wn�m �wwm• _ 4500.00 USn 0 6 I•i u�a My links ..�. .�......o..s Reports Establishing strategies and performing maintenance All cardholder strategies can be established at various hierarchical levels including department, division, etc. This is accomplished by creating custom roles assigned to the various hierarchical levels. The custom roles limit the access of individual cardholders and establishes specific strategies for the individual cardholder assigned to the role. We recommend that individual cardholders only have view access to their individual account information and all maintenance for individual cardholders be performed by the administrative card coordinators and/or the Central Bank customer service center. 52Page Administrative card coordinators could have the ability to perform maintenance on the accounts and authorize strategies within the program. Maintenance and strategies that can performed by card coordinators include the following: • Add, delete and edit cardholder accounts o Both *employee and emergency cards can be added, deleted and edited. • Request new cards o Except for emergency cards, cards will be issued in the navies of employees. • Cardholder credit limits o Cardholder credit limits can be changed at any time by a card administrator. o' Emergency cards could be set to over -ride all strategies with no credit limit. Then, when the cards are needed the credit limit could be added within 20 minutes through MyCentralPay and be ready for immediate use. This provides an added layer of security to the emergency cards. • Spending limits by time o The City can control how much a cardholder can spend each day or each cycle. The City can also control the number of transactions an individual can initiate each day or cycle. • Single purchase limits o The City can control the maximum an individual can spend in a single transaction. • Temporary spending limits o The City can assign a temporary credit limit that overrides the individual's permanent credit limit. The temporary limit is established with a start and end date. When the start date is reached, the temporary credit limit is evoked. When the end date is reached, the individual's credit limit reverts back to their permanent credit limit. • Merchant Category Code (MCC) restrictions o ' High -risk merchant category codes can be blocked, and card coordinators can move MCCs from a blocked status to an unblocked status. o Central Bank adheres to all governmental and banking regulations (OFAC, Reg E, etc.) which may restrict usage of the City's program. Central Bank does not allow the following MCC codes participate in the program (7273 — Escort Services, 7297 — Massage Parlors and 7995 -- Online Wagers). o Central Bank may also implement fraud strategies that restrict usage at locations that have been identified as high fraud risk. • Merchant YD or group ID limitations o Restrict purchases to a specific merchant or groups of merchants, such as liquor stores, or only allow purchases at a specific merchant or groups of merchants, such as hotels or gas stations • Department Level Restrictions o All the cardholder controls can be established at various hierarchical levels including department, etc. Custom roles can be assigned to the various hierarchical levels. The custom roles limit the access of individual cardholders and establish specific controls for the individual cardholder assigned to the role. 53 1 Page Below is the home page for someone in the program's coordinator role. You can see that this user has access to several maintenance and reporting functions through MyCentralpay. Hell.mrtmm , A%audfNf�p (ak, ! AcccwkaPaya6le tl (m.d Itv l9b,d, l- ,l ,y.IC® .;� �(b,AW Fe,tVIM[YubNIVN, x,e SA[l.N � rtMb ROlit, ,M �� m�mwx,omm Below is the home page for someone in the cardholder role. You can see that this user's access is limited to cardholder information only. Canmwabl Yaynynl, ::Hello, Clayton '7 Announcements Cardholder l { Quick Links .. _..dodo - .. q ....hold. _....._... ... ..._... - w j 4000.O0 USD 1 5 �= My Links Reports � Requesting new cards One of the greatest benefits to Central Bank's Commercial Payments is the ability for the City to have control over the entire program (account maintenance, credit limits, Cardholder controls, AP payments, etc.) through MyCentralPay. A majority of the changes made in MyCentralPay take effect within 20 minutes. When a new card is needed, an authorized program coordinator can go into MyCentralPay and create a new account. If the City prefers, an authorized card coordinator also may call the 24/7 customer support center to have a new 541Page account created. If there are numerous new accounts, we recommend using the bulk file upload process. Reporting capabilities Commercial Payments provides a suite of standard reports and the ability to create any ad hoc report you need from over 800 data fields using our Report Wizard. This includes the custom report we have created for the City's 1099 process. Standard Reports Below is a listing of the standard reports: • Accounts: Shows accounts with credit limit, current balance, and current statement accounts • Expense Log: Shows transactions with financial code breakdowns by cardholder • Transactions: Shows transactions by cardholder • Users: Shows basic user information Accounts Payable Reports o Accounts Payable Merchants: Basic information about Accounts Payable o Accounts Payable Reconciliation: Review merchant logs by transaction posting date. o Accounts Payable Remits Bounce back: Shows Accounts Payable Remits Bounce back o Exact Match Audit: Details about applying the card rules for exact match o Merchant Audit: Details about what has changed for a given merchant over time o Merchant Log Audit: Details about what has changed for a given merchant log over time o Merchant Logs: Shows merchant logs with invoice detail and posted transactions • Admin Reports: Admin specific reports o Account Settings History Report: Lists changes to account settings configuration o MCC Group Profiles Assigned to Cards: Basic card information with the MCC group profiles assigned to the card o MCC Summary with Transactions: Total transaction amounts summarized by the MCC assigned to each transaction o Notification Report: List subscribers to notifications o Statement Notification Emails: basic information about the emails assigned for statement notifications o User Activity: Review actions taken by users on MyCentralPay Ad Hoc Reports Our Report Wizard is available to generate ad hoc reports. The Report Wizard has over 800 data fields that can be used to generate any type of report required by the City. Central Bank 55Page will assist the City in building ad hoc reports when needed. The customized 1099 report is already in place today. Reports can be schedule to run on a regular basis. Scheduled reports be distributed via email to any individual or groups within your organization. Distribution is determined by the email groups the City creates for a scheduled report, Record Retention Historical information is stored on MyCentralPay for 18 months. Information older than 18 .months can be accessed through a request to Central Bank. Rebates A complete rebate schedule can be found in the pricing section of our proposal. Utility Billing and Lockbox Services As the current provider of this service, Central Bank is happy to continue providing this specialized service to the City through our partnership with Brown Printing. As part of the Modern Litho Family of Companies, Brown Printing has stood the test of time serving the local business community of Jefferson City. As a sister company to Modern Litho (Jefferson City) and Modern Litho St Louis (St Louis, MO), Brown Printing compliments their large format offset printing, publishing and mailing services with variable data digital print, web -to -print solutions, and marketing and direct mail campaigns. Additional specialty commercial printing services include wide format and display graphics. Brown Printing has embraced the local community of Jefferson City both as a company and as individuals. They are an integral part of the Modern Litho family of companies. They are also known for their following successes and unique corporate certifications. • USPS Detached Mail Unit (DMU). Plant load certified with point-to-point mail entry at a USPS • Sectional Center Facility (SCF) • Printing Impressions Top 400. Provides the industry's most comprehensive ranking of the leading printing companies in the United States and Canada. • Central Missouri United Way Pacesetter Company • Member, Missouri Chamber of Commerce • Member, Graphic Arts Alliance Outlined below is the current process that will remain with the award of this contract. 561 Page City -of Jefferson. Lockb.ox Proces'i% Central Bank developed a process with the City of .leffersonv to.ensure their Financial needs were, and continue to be; rnet.wlthaut hassle: 1 2 DEVELOP POSTCARD PICKUP POSTCARDS Our Cantrat Ben* staff PosicarcIg for ude e mks up the rml and MICR lin@ sam$ to our Central 'automated Technology Services tuocoselm for processing. 3 DEVELOP PROCEDURES Central Banc worked alongside CRY Staff on proper processing Procedures. 4 SETUP FILE± EXCHANGE A Me exchango system was btAt so that the City could use Spcingbrook to exchange Mso for . automated payments. 5 6 AUTHORIZED EXCEPTION USERS CAN LOG PROCEDURES IN The City Is able to The City can view process any all Invoices and exceptions that checks onttne. come h :t.. t:. l7S. .. ¢.. :+Y.� .�. t'Yi:v.�::�,•�•T. �: �1'/•:.:.;� •t.. ..f.: �''t�.':; }: 4� '•r'. 'x_ •�•: ..i r .y.-,. � S,i: '.•j:.. t•7'r�:• .r_ .}: �•:�'� l.� t. •• •f.' �,.. ��. :i- _ ''�• !.'i'.'' .-t t t. fS%•.:gr';:}`: ..�.,.��'�: .'s' .�;.ti•. Ci.�r••r.. ,1 r.`..`, . aI .♦ .. .tl:... .. ... .... .. . .. n.. .. •.�,.e. ":h. 1•� .. ^,4''f•... .:.G:�. :. i". .ti il::.•: •s:,:i•:..c.y1:.�•'.C'....._. �'ii'�'.•'{K ,y4 .;...sK,�.•:-. .:'G'?:._t•, •�•�.:i r•:1�_;. µi: ;:� Below is a sample of the files that are uploaded from the city for automated payments. This file Is a fixed width fonnat Fte!!� C�stOmer Amount e..._. <...._....... _... 23._.._..._. LPDI.......�......._......_......__... ....._..._... . 06@60@6968@886001133811020 00888008866880601817@11020 06086088088860603676011020 688898891@0888802916011020 8886@88026B888B01133011020 . 00800900008000003734011020 B6608B866BBOBB806173011820 8988888918881HIM133011020 088880803906M802672011020 000068008889138005579011020 Below you will find a sample of the current Utility Billing Postcard developed by the City of Jefferson and Central Bank. 571.P..age Jefferson City Utilities P.O. Box 1278 Jefferson City, MO 65102 573-634-6328 Amt. No. Account Number Bill Period 3I7/2o17-3131/2017 Due Date 4/15/2017 X Amt Due $353.38 Sewer March 2017. Autopsy is available. Pay at www.je0ersoncitymo.gov/payments Service A d s: Remit this portion Service Address and payment to: Am. No. 031394.000 Bill Period 311/2017. 3/31/2017 Due Date 4115120t7 031391 Beg. Bat. 353.38 Payments-353.38 Adyl-ale Fees 0.00 Se Sewer 353.38 Return Service 4 ice Requested Amt Due $353.35 (Please keep this for your records, return bottom portion) 000035338 I �n' l ll' I�I�n"'l ll 111 1pu 1p"I llg ll��gl ll l n r�111�1tu ��') Address Block Address line 3 City, State ZIP Employee Health Savings Accounts (HSA) Health Savings Accounts Central Bank is proud to provide City of Jefferson employees with Health Savings Accounts (HSAs). Most importantly, we are proud to provide local customer service and attend employee benefits fairs to ensure employees understand all the advantages of an HSA. HSAs are paired with High Deductible Health Plans to help employees reduce their tax exposure and provide more affordable health insurance coverage. HSAs create unique tax benefits for account holders. 581Page Contributions are 100% tax-deductible. o You choose when to make contributions and how to invest. o Contributions may be your employer are excluded from your gross income. o Funds roll over from year to year o The interest or other earnings on the assets in the account are tax -deferred. o Funds can be used at any time for qualified expenses, tax-free HSA Contributions Below are the annual contribution limits for HSAs. Contributions are increasing for 2023, Individual Coverage $3,650 $3,850 Family Coverage $7,300 $7,750 Other Benefits With our mobile and online banking options, including Bill Pay and mobile check deposit, and MasterCard® debit cards, employees can bank anytime, anywhere. Here is an outline of our HSA product: • Debit Card: Central Bank provides a free MasterCard* debit card with Apple Pay® for each account holder and his or her authorized signers. The card is accepted anywhere MasterCard° is accepted to pay for any qualified medical expenses. Bill Pay: Bill Pay allows users to pay bills or ig reimburse themselves online or through a mobile device without having to worry about checks, envelopes or stamps. Simply enter the payee information online and the check is sent on the participant's behalf. Users can: o Control who gets paid and when o Save time by setting up monthly recurring payments o Avoid late fees by using expedited payments Investments: Central Bank allows participants to invest excess funds in a wide range of mutual funds to grow their HSA funds. HSA Investments allows participants to invest a portion of their health care dollars in a grouping of widely recognized mutual funds in a spectrum of asset classes. Central Bank provides and easy -to -use online hub, myHSAinvesments, to help participants manage, protect, and grow health care dollars on their terms with the tools needed to make smart investing decisions. o Learn— Understand the most appropriate investments for your objectives and risk tolerance. o Research — Find educational resources to help you understand basic investing concepts and strategies. 591Page o Invest — Access mutual fund prospectuses and Morningstar® reports to help you understand the strategies and risks associated with each fund, and how the available funds have performed historically. Additionally, participants who want to speak with an investment advisor rather than using an online tool may speak with one of our Central Investment Advisors to development an HSA investment plan. • Interest: All funds in an HSA earn interest. HSA interest is considered part of the HSA hinds for tax purposes meaning any earnings from an HSA grow tax free. Interest is earned by the participant on a monthly basis. • IRS Reporting: Central Bank's secure, online portal provides participants year-to-date contributions, so participants can track their spending throughout the year. Additionally, Central Bank provides IRS forms 5498SA and 1099SA through the HSA Central Portal for participants. Form 5498SA reports the contributions and rollovers made during the previous calendar year. Form 1099SA reports the distributions to the account holder or medical providers made from the health savings account. • Additional features: o The HSA Central mobile app, available through the App Store and Google Play, makes it easy to check balances, view transactions, and manage funds and investments. The. mobile app provides the ` Lt following features: a = > ■ View real-time account - balances ■ Pay bills • Transfer funds • View and manage investments • Add and track expenses for each family member with Expense Tracker • Scan UPC codes to check item eligibility with the Eligible Expense Scanner • Monitor tax year contribution limits • Add text or email activity alerts • Order debit cards ■ Add beneficiaries • Use HSA Quick Help, a chat hot to help answer frequently asked questions. • Mobile wallet- allows consumers to a securely add their HSA Central debit card to their mobile device for contactless payments, i.e. Apple Pay, Google Pay, Samsung Pay. HSA Central account holders will also have the ability to send various push notifications to themselves. 601Page Electronic Pay Option/Accounts Payable Central Bank's Commercial Payments Ecommerce/Virtual card system operates on a state- of-the-art platform. The platform has been in operation for over 24 years and is rated as a best in class solution within the financial services industry. The process flow below shows how it works: Step Q Central Rank CPmercmPaymEnt Procmesses Payment t'ostlaatertial Payments File bya:3D p.m. Step 1 Customer Initiates Payment to Vendor before 33 p.m. I Step ID Bank readues payment from Customer & pays rebate. 00 Step 9 Commensal Payments Sends Daily Reports to Bank R Customer Q Step Commerelal Payments Releases AP Fls Funds Slope Commercial Payments toads Virtual Cards wab Authonaed Amount QCentral Bank raamsmaial Payments Central Bank Step 5(neet day) Commercial payments Sends ® CommemiliPayments Remittance NOBce to Vendor 6 or Step VendRecePayment Step Rank Reconciles using QCentral Bank Comments] Payment tmg. Commercial Payments Taale Step y Maate' it Settles wtth Bank as Vendors PuIVPum Payment With Central Bank's solution, the City can choose to push or pull payments. • Push: You can take advantage of the unique Deposit Pay functionality, which allows you to push a payment to a vendor's account. • Pull: Secure email is used to notify a vendor that a payment is ready to be pulled via the MasterCard network using a dedicated or single -use ghost account. o Dedicated Ghost Account: A dedicated virtual (ghost) account number assigned to a specific vendor for use when pulling payments o Single Use Ghost Account (SUGA): A one-thne use virtual (ghost) account number assigned to a specific transaction with a specific assigned dollar amount for use when pulling payments. With Central Bank's Commercial Payments, you have the ability to manually and programmatically apply specific funds to a ghost account or single -use account to make payment to a vendor. Central Bank will set up a $0 MasterCard ghost account for all participating vendors or single -use MasterCard accounts. 611Page Participating vendors are flagged within your accounting system as an alternate payment type. By flagging the vendors, it allows for approved payments to flow outside of the current check payment run into a separate payment sent through Central Bank. The file is sent via secure file transfer protocol or is uploaded directly to the ecommerce/vi teal cards solution at AOC. Two important steps occur once the file is received. • First, a merchant log is created and the vendors' ghost accounts are funded by Central Bank to the exact penny of the payment being made. For example: The City is paying a vendor $10,000. The payment file coming from the City would include one or more lines depending on whether one or multiple invoices are being paid. The lines contain necessary information for the vendor to match payment with their invoice. Standard information is invoice number, dollar amount, discounts taken, etc. • Second, Central Bancompany will send an electronic payment advice to the vendor outlining settlement payment information for reconciliation needs. This electronic payment advice can be customized by the City to meet specific needs. Common information in the payment advice, includes invoice numbers, dollar amounts, how to process the payment and any other pertinent information the vendor would need for the payment. This information is typically what would have been provided to the vendor on a check stub. Vendors prefer this type of payment over standard ACH payments because more information is provided on what is being paid thereby reducing staff time spent on accounts payable processes. In addition, a vendor's time spent on accounts receivables is reduced and they realize the time value of money. Once the payments are made to the vendors and the billing cycle ends, Central Bank will provide an electronic statement to the City showing the transactions made and how much is due. Rebates A complete rebate schedule can be found in the pricing section of our proposal. Other Optional Services eDeposit eDeposit allows customers to create images of checks received throughout the day and deposit them in the bank electronically. The process is simple: • Use the small tabletop scanning device along with eDeposit software to create images of checks • The software automatically verifies each check using advanced handwriting recognition software • Complete and balanced deposits are transmitted to the bank via a secure Internet connection 621Page It's the SPEEDY WAY TO DEPOSIT cusuanor xon UensmR psys �aM —► check In —► 8 x�e k now ct�eGc oeoposk Dorms The benefits of eDeposit: • Easy to use • Needs a high speed Internet connection • Depositing money is streamlined and accurate • Faster funds availability • Extended cutoff time for same day business • Secure encrypted transmission • No more driving to the bank Business Mobile Check Deposit Deposit checks anywhere, anytime with your smartphone or tablet. Features • Easy to use • Depositing money is I - streamlined and accurate $ 5� ° • Faster funds c). I • availability (Money .azsysevev: rszsysue sysz/ / - � will be available for I -- 111 LLL use on the next business day if the deposit was made before 6 p.m. CST) • Secure encrypted transmission • No more driving to the bank or waiting in line 1 Process • Login to Central Bank's mobile App • Enter the check information and capture an image of the front and back of the check • The deposit is transmitted to the bank via a secure internet connection Deposit Guidelines • Only one check per deposit transaction • The name on the check must match the name on the account • All deposits must have a U.S. routing number • Third party checks are not eligible for Mobile Check Deposit 631Page • Foreign checks and savings bonds are not eligible For Mobile Check Deposit ............641 Page ATTACHM(ENT A - PROPOSAL FORM (Revised) Numbers in red have been updated based off 2021 activity from our current provider for banking services. Only the "Total" column has been updated. Base Bid, Method of Proposal: Fixed Estimated Annual Volume Proposal Mjl�$,Nlg W. �qA&: 0 '. �' k �4'. n .;fY " '4- .♦ xr t :1:EVi.:� . ti ,, ;P-A Account Maintenance 12 12 96 105 $7.00 $735.00 Checks Paid 50 8,200 400 7,314 $0.09 $658.26 ACH Transfers 17,000 27,000 500 430911 $0.05 $29,195.55 ACH Files Processed 90 60 L204 $0.00 ACH Returns 15 100 68 _$0.00 $2.00 $136.00 Deposited Items 86,200 53,288 $0.09 $4795.92 DMosits 8o900 99,311 $0.09 $837.99 Deposit Items -Returned 55 22 $2.50 $55.00 Wire Transfers - Incoming & 12 61 Outgoing $7.00 $427.00 Combined Coin Counting - Parking/Transit 31,364 rolls 17.,848 $0.01 $178.48 number of rolls Electronic Listing of Paid Items 0 12 0 12 $0.00 $0.00 Paid Item Listing (Imaging) 50 8,200 400 7,314 $0.00 $0.00 Deposit Item Listing (Imaging) - 8,900 1 %311 $0.00 $0.00 Positive Pay 50 8,200 400 7,226 $0.02 $108.39 Safe Deposit Box (small) $0.00 $0.00 Zero Balance Accounts 3 $7.00 $21.00 Electronic Balance & Transaction Reporting Service $.00 $0.00 Total Service Charges 651 Page Estimated Annual Volume Proposal Misc. _ Banking Payroll General Small Total Charge per Est Annual Service Account Account Accounts Item Charges Depositories (5) Electronically __.._ Placed Stop 150 22 $5.00 $110.00 Payments Overnight Sweep Accounts 6 $0.00 $0.00 Credit Card Receipt Merchant Services (9 $500,000 locations, See notes See notes MasterCard/Visa/ Discover) [1] Procurement Cards (approx. $50,000/mo $50,000/mo $0.00 $0.00 105 cards) Procurement Card Rebate 121 ($7,125) Electronic Accounts Payable ($17,500) Rebate [31 Utility Billing and Lockbox $0.00 $0.00 Printing and 20,500/mo 245,689/yr Processing $0.095 $23,340.46 postcards NCOA 20,500/mo 245,689/yr $0.01 $2,456. 99 Lockbox Services 5,405/mo 42,246/yr $0.47 $19.855.62 Health Savings Accounts (HSA) 80 80 $0.00 $0.00 Other Investment Charges (Specify) $0.00 $0.00 Programming Fees $100.00 $0.00 Total Service Charges $131.43 $31,322.69 661Page Provide the firm's best and most competitive fixed interest rate for all City balances for the five-year period. 2.65% Provide the firm's best and most competitive fixed interest rate based on $50 million for the five-year period. List the interest rate for all balances up to $50 million and the interest rate for balances above $50 million. For all collected balances over $50 million Central Bank will pay the City of Jefferson a rate of 75% of the 91-day Treasury Bill. List the best and most competitive investment management fee based on a $50 million base. 20 bps on assets under investment Any other alternate investment options may also be presented. Having familiarized ourselves with the requirements for the City of Jeffierson, we fully understand the amount and quality of services required and being duty authorized on beha 'of the company or firm below, hereby proposes to furnish services as specif ed herein and execute this proposal hereunder. Me the undersigned do herby certify that the information presented in this proposal is true and accurate and agree to provide the specified products and services at the price and time stated if awarded the bid. NAME OF COMPANY The Central Trust Bank AGENT AND TITLE David V. MUer Senior Vice President ADDRESS 238 Madison Street TELEPHONE 573-634-1153 DATE I EMAIL ADDRESS David.Me centralb .net SIGNATURE OF PROPOSER )Q, Form of Business: — Sole Proprietorship ^ Partn hip X Corporation ^ Limited Liability Corporation [1] Merchant Services Pricing Discount Rate: Authorization Fee: Voice Authorization Fee: Transaction Fee: Batch Processing Fee: On File Monthly Fee: Chargeback Fee: Retrieval Fee: DataGuardian Fee BankCard Cost of Interchange Plus 0.20% $ 0.151per authorization $ 0.10/per authorization $ 0.00/per transaction $ 0.00 $ 00.00/monthly $ 20.00/chargeback occurrence $ 5.00/occurrence $ 14.95/monthly 67 1 Page [2] Central Bank offers a rebate structure with the MultiCard program. On average for the last year the City of Jefferson has earned a rebate of $6,300.00. A full rebate structure is included below: Revenue Annual Net Card Volume •.. .••. Share bps Prefund (no cycle) Proposed Average Revenue Share S $2,25'.1 1 '. 11111 .'. `•• `•• oil off 11111 .',� ••• •• 1 ', 1111l1 1 111 [3] Central Bank offers a rebate structure for the Electronic Accounts Payable program. On average for the last year the City of Jefferson has earned a rebate of $15,000.00. A full rebate structure is included below: Revenue Share bps Proposed Average Annual Net Card Volume Prefund (no cycle) Revenue Share $ $2,500,011 to ,. "` "` 1 ', 111 111 1 111 * Central Bank combines the spend from the MultiCard Program (0) and the Electronic Accounts Payable program (#4) to provide a higher level of annual net card volume to maximize the revenue sharetrebate the City of Jefferson receives. Central Bank would also recommend running a second vendor campaign to maximize the total rebate the City receives. * We offer revenue share on Standard transactions, Level III, and Large Ticket transactions. Vendors pay less interchange for Level III and Large Ticket (Level III with a ticket size >$7,500) transactions. Level III transactions will receive revenue share of 60 bps (0.60%) and Large Ticket transactions will receive revenue share of 40 bps (0.400/o), as the city currently receives today. 681Page ATTACHMENT B Affidavit of Compliance with Section 285.525-285.550 RSMo For All Services in Excess of $5,000.00 State of Missouri ) ) ss County of Cole ) I, / , am an authorized agent of The Central Trust Bank (Bidder). This business is enrolled and pa Vicipates in a federal work authorization program for all employees working in connection with services provided to the City of Jefferson. This business does not knowingly employ any person that is an unauthorized alien in connection with the services being provided. Documentation of participation in a federal work authorization program (signature page of the MOU with Homeland Security) is attached to this affidavit. Furthermore, all subcontractors working on this contract shall affirmatively state in writing in their contracts that they are not in violation of Section 285.530.1 RSMo, shall not thereafter be in violation and submit a sworn affidavit under penalty of perjury that all employees are lawfully present in the United States. Aja;g I 7—PZ``.z Affiant ly Date Subscribed and sworn to before me this. ;26 day of J Notary Public B1.AKEAARQN KGEMNO NaPabtb� My commission expires:) c%f I CWmt !brCcb Ow*y WCWA*WM 701ir 1111*am If bidder is an individual and does not have any employees of any sort, complete this sectio I, the undersigned, being at least eighteen years of age, swear upon my oath that I am either a United States citizen or am classified by the United States government as being lawfully admitted for permanent residence. Date Signature Subscribed and sworn to before me this day of , Notary Public My commission expires: 69 1 Page mompstny Ium ©r:32 B8 Client Company ID Number: 461282 THE E»'VERIFY PROGRAM FOR EMPLOYMENT VERiFiCATION MEMORANDUM Oft UNDERSTANDING FOR EMPLOYERS USING A H-VERIFY EMPLOYER AGENT 96xlCL€1 PURPOSE AND AUTHORITY This Memorandum of Under -standing (Mall) .aefs fot#h the points of agmement behveen the Deportment of Homeland Security (DHS , e 1 8 ..��em..� a,.egay (Employer), and D LM (E-Verify Employer Ag�enty regarding. the Employer's and E-Verify Employer parliclpatlon In the Employment Eligibility Vdriflcation Program (E.Verify). Tills MOU explains certain features of the &Verify program and enumerates specitio responsibll#tles of DHS, tho Social Security Administration (SSA), the Employer, and the E-Vertfy Employer Agent. References to The Employer include the E-Verify Employer Agent vAhen acti291blIlly on behalf of the Employer. E-Verify la a program that electronically conlinns sn employee's to viark In the United States after completion of the Employment Eligibility Vedf:oatlon Form (Form i-S). For covered d+overnrrmont oontractore, E-Verify Is used to verify the employment aligibliity of all newly hired employees and all existing employees assigned to Federal contracts or to verify the entire workforce If the contractor so chooses. Authority !or the E-Verify prOrem Is found in 'Rile iV, Subtitle A, of .the Illegal Immigration Reform and Immigrant Responsibility Act of 1998 (IIRIRA), Pub. L. 104-208, 110 Slat. 3W9, as amended (8 U.&C. 9 1324s note). Authority for use of the E-Vedry program by Federal contreotors and subcontractors covered by the terms of Subpart 22.18, "Employment Eiiglbiilty Verification ; of the Federal Acquisition Regulation (FAR) (hereinafter referred to In tt% MOU as a 'Federal oontraotor with the FAR E•VWY 010901110 verify the employment ellgiblilty of certain employees•working on Federal contracts Is also found In Subpart 22.16 and in Executivo Order 12009, as amended. ART1ClE 11 FUNCTIONS TO BE PERFORMED A. RESPONSIBILITIES OF $SA 1. SSA agrAAA to provide tho Employer (through the E Vodry Employcr Agent) %vith Available Information that will allow the Employer to cont:rm 1119 accuracy of $ocial Seourlty Numbers provided by all employees vedfled under this MOU and the employment authorization of U.S. citizens. 2. $$A agrees to provide the Smproyer and E-Verify Employer Agent appropriate assistance with- opemlional problems Mat may arfse during the :Employer's parilclpation In E-Verily. $SA agrees to provide the E-Vvrify Employer Agent wlth nomoo, titles, addresses, and telephone numbers of SSA representatives to be contacted during the E•Vedry P81R ' Q 6 11i'V014 M01J br ptpyol (C oat} tra p a B.Vo�ify mployor/�vM I rtavkipr► 0�1 ODfOrtD� wwwAhs.govig-Voriiy . _ _ _. 701 Page aSedITL MAOA-31-hOO'81fp'MMM 6WIO�tBo ��Q l o?J! iwl {�t�adw� eA a 1sn (�uoq�} +dalsistt� aoi AM 1418A-3 11110 i 660d of seeJdg 0918 914a 'ujeJBold 141jaA.3 eill trf (1aiiadjoilied e4jobldW3. 041 selV01pul 014m 'esllou a (lue6v ishidwS AjuaA.g eyl WOW J8401dwq 041 of appid of saaJoe %ja 'b 891paA»S uo sluV918W Qulujoil epin01d 01 SOWdo SHa 1jppA.0 jo esn eqi uo suo1;a111ss) $uipmoui 'SHa pun d53 4ioq Jo; ei*uatusipbei pug seinp000Jd 's01011od AjpgA -S uo Gjapolem lqu01101u1eul 'jasnwJq q8M A)IJOA-3 eql uo pug offs 40M A)POA-] 04110 %uoOV JOA01dw9 AJ1JeA•3 041 40noJ41) JDAPOWS otil of alplieAg epw of 888JSv SHa 'S '690owd KJ1ae/ ll 041 SUPOP palaeluoo eq o1 SOADD1U668Jdw SHO jo suegwnu mWe1a1 pug `sesseappe '40911 'sowOu WOOV JDA01dwS AjpoA-8 at11 8p1no1d of emee SHa `AjpoA,g ul uoiledpiped s ohidw3 etli Oupnp e91Je Agw fs41 swslgord lauol giedo tplh% egu81619819 elapdaJdde 1UOOV mAdiduiS AMOAS Pus JGAOldwq 041 01 apinold of seeiQe SHO 'z '00oA61dwe do (olquIleAn ue4fi%) skoetlo u01113011PA 0104Cf . 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Mze a 04WN al AugdtttoO Q-4-M 7 GA, so . --% 1 E,Ver"'fY,-. r tr. oo company ID Number: 6018 Client Company ID Number., 461202 C.F.R. § 274e.2(b)(1)(B)) can be presented during the Form 1.9 process to establish identity.) It on employee objects to the photo tgqulrement for rellglous reasons, the Employer should contact E-VerRr at 1-800-464-1216. • if an employee presents Q DHS Form 1,561 (Permanent Reeldent Cord) or corm I. 766 (Employment Authorization Document] to complete the Form I-9, the Employer Agrees to make a plictocopy, of the document and to retain than photocopy with the employees Form 1.e. The photocopy must be of sufficient quality to allow for Volifir.atlon of the photo and written Information. The employer will use the Photocopy to verify the photo and to assist OHS with Ile review of photo non•matches that are contested by employees. Note that employees retain the right to present any Ust A, or List 8 and List C, documentation to complete the Form 1.9. DHS may In the future designate other documents that activate the photo screening tool. 6. Thu Employer understands that participation in E-Verify does not exempt the Employer from the rasponsiblllty to complete. retain, ;aand make available for tnspeo6on Forms I.9 that relate to Its employees, or from other requirements of applicable regulallons or laws, Including the oblloation to comply wish tho antidiscrimination requirements of section 274B of the INA with respect to Form 1.9 procedures, except for iha following modified requirements applicable by reason or the Employees parllcipaatlon In C Verify: (1) Identity documonte must have photos, as described In paragraph 4 above; (2) a rebuttable pluumption I$ astablIeNd that the Employer has nol violated section 274A(a)(1)W of the immigration and Nationality Act (INA) wilh respect to the hiring of any Individual if it obtains conflrmatlon of the identity and employment ell wily of the Individual ire good faith compllance with life terms and conditions of E-Vedfy; (S) the Employer must notify OHS 9 it continuos to employ any employee after receiving a final nonconfirmaticn, and Is s1101e01 to a civil money penalty between $650 and $1,100 for each failure to notify D148 of continued employment following a finest noneonflrmation; (4} the Employer is subject to a rebuttable presumption that It has knowingly employe an unauthorized sllen In violation of section 274A(a)(1)(A) ff the Employer continues to employ an emP1V(e8 after receiving a final nonaonfirmation; and (6) no person or entity participating .in E-Verify Is cluing or criminally liable under any law for any action taken in good faith based on information provided through the conflrniatlon system. DHS reserves the right to conduct Form 1.9 and E-Verify system compliance inspections during the course of E Verify, as well as to conduct any other enforcement activity authorized by law. 6, The Employer agrees to lnitlato E-Verify vedflcation procedures (through the E-Verify Employer Agent), for now employoos tivithin 3 Cmployer business days after each employee has been hired (but after both sections 1 and 2 of the Form 1-9 have been completed), and to complete as many (but only as many) steps of the E-Verify process as are necessary according to the E-Verify User Manual, or In the case of Fedem] contractors with the FAR E-Verify clause. the E-Verify User Manual for Federal Contractors. The Employer Is prohibited from Initiating verification procedures before the employee has been hired and tho Form 1.9 completed. if the automated system to be queatled Is temporarily unavailable, the "ay time period Is extended until It Is agaln operational In order to accommodate the Employees .attempting, In good faith, to matte P094 4 0 IS 1040* AM rot rirrsptoyor (01*nq using o LT-Vorgy Emp"rAgool I J(0*10n r)A10 g'ib1109 www.dl)8.gov1E-Vvrtfy 73Page law Company ID Numbor; 32066 Cilont Compalny ID Numbar: 451262 Inquiries during the pedod of unavallabpIty. Employers may Initiate verifloatlon, through the E-Verify Employer Agent, by notating the Form 1-9 to circumstances where the employee has applied for a S00181 Security Number (SSN) from the SSA and Is %vofting to -receive the SSN, provided that the Employer (through the E-Verify Employer Agent) performs en t Verify employment verification query using the employee's SSN assoon as the SSN becomes available. The Employer agrees not to use E»Verity procedures for preemployment screening of job applicants, In support of any unlawful employment practice, or for any other use not authorized by this MOU. Employers must us+e E-Verify (through Its 13-Verlfy Employer Agent) for all now employees, unless an Employer is a Federal oontractor that qualifies for the exceptions described In Article II.D,1.o. Except as provided to Article II.T?, the Employer will not verity selectively and will not vedfy employees hired before the effective date of this MOU. The Employer understands that If the Employer uses the E- Verify system for any purpose other than as authorized by this MOU, the Employer may be subject to appropriate regal action and termination of its access to M -and DHS Information pursuant to thls M0U. 8. The Employer (through its E»Verify Employer Agent) agrees to follow lappmprlate Procedures (see Article III, below) regarding tentative nonconflrmatlone, Including notifying emplQygvV in pt'i O of the fielding and providing them written notice of the findings, providing written refertal Instructions to employees, allowing employees to contest the finding, and not taking adverse action against employees If they choose to .contest the finding. Further, when entpk>yee$ contest a tentative nonconflrmatlon based Upon a photo nonmelch, the Employer Is required to take affirmative steps (see Adlcle IIi.B.-below) to contact DNS with Information necessary to resolve the challenge. g. The Employor agrees not to tske any adverse action Against an -employee based upon the employee`$ perceived employment eligibility status while SSA or DH5 Is processing the verification request unless the Employer obtains knowledge (as defined In 8 C.F.R. g 274a.10)) that the employee Is not work authorized, The Employer understands that an fnitial .Inability of the SEA or DHS automated verification system to vodfy work authorization, a tentative nonconfirmation, a case, In continuance (Indicating the need for additional time for the govemment to resolve a case), or the finding of a photo non• match, does not establish, and should not be interpreted as evidence, that the employee Is not work authorized. In any of the cases listed above; the employee must be provided a%dl and fate opportunity to contest the finding, and It ho or oho d000 oo, the employee may not be, terminated or suffer any adverse employment Consequences based upon the employee's perceived employment eligibility status (Including denying. reducing, or extending work hours, delaying or preventing training, requiring an employee to work In poorer conditions, refusing to assign the employee to a Federal contract or other assignment, or otherwise subjecting an employee to any assumption that he or she Is unauthorized to work, or otherwise mistreating an employee) until and unless secondary verification by SSA or DHS line been completed and a final nonconfirmation has been Issued. If the employee does- not choose to contest a tentative nonconfltmstlon or a reap$ G of fa I &Verify Mou for Employ*? (elval) u1ln9 a e►vaay SMAYorAggenl i Rovislon paw MU09 www.dhs.govJE-Varlfy ..Eftvo Company tD Numbon 32055 Client Company ID Number. 451282 Photo non -match or if a secondary veririostlon Is completed and a final nonconfirmatlon Is Issued, then the Employer can find the employee Is not work authorized and terminate the employee's employment. Employer$ or employees with questions about a final nonconfirmatlon may call E-Verify at 1-80 4044218 or 060 at I-OW258-0166 or I - 800-237-2616 (TOD). 10. The Employer agrees to *omply wlthMOO VII of the Civil Rights Act of 1984 and section 274E of the INA, as applicables, by not discriminating unlawfully against any indMdual in hiring, firing, or reorultrnent or referral practises because of ble or her national origin or, In the case of a protected lndlvldual as defined In section 2748()(3) of the INA, because of his or her cltIzenahlp status. The Employer understands that such 111e9at practices can Include selective verification or use of &Verify except as provided In part D belovr, or dlschsrgIng or refusing to hire employees because they appear or sound �fcrelgn" or have receiived tentative nonconflrmalions. The .Employer further understands that any Violation of the unfair Imrnigration!related employment practces provisions In section 274E of the INA could sub)ect the Employer to civil penalties, back pay awards, and other sanctions, and violations of Title Vil could subjeot the Employer to back pay awards, compensatory and punitive damages. Violations of either section 2748 of ttm INA or Title VII may also lead to tho termthaft of Ito particlpaiion In f~ Vorily, If ft Employer has any 4uesttons relating to the anti-dlsodmination provision, It Should contact OSC at 1.800-255.810$ 4r I-V44-237.20if (MD), 11. The Employer agrees to record the case vedlication number on the employetra Form 1-9 or to print the screen containing the case vedf ootlon number and attach It to the employeeW Form 1.9. 12. The Employer agrees that it will use the information it receives from 88A► or DHS (through the E-Verify Employer Agent) pursuant to E-Verify and this Mou only to confirm the employment eligibility of employees as authorized by this MAU. The Employer Gorges that It will safeguard this Information. and means bf aocess to It (such as PINS and passwords) to ensure that It Is not used for any other purpose and as necessary to protect Its confidentiality, #neluding .ensuring that #t Is not disseminated to any person other then employees of the Employer who are authorized to perform the Employet'a responsibilities under this MOU, except for such dissemination as may be authorized In advance by SSA or DHS for legithnate purposes. 13. Tihs i".mMayer acknowledges that tho Information which It receives through tho 9-Vorify Employer Agent from SSA is govemed by the Privacy Act (S U.B.C. § 552a(i)(1) and (3)) and the Social Security Act (42 U.S.C. 1348(a)), and that any person who obtains this Information under false pretenses or uses It for any purpose other than as provided for in this MQU may be subject to 06minal penalties. 14. the Employer agrees to cooperate with DNS and SSA In their compllence monitoring and evaluation of E-Verify, Including by permhUng DMS and BSA, upon reasonable notloe, to review Forms 1-9 and other employment records and to Interview it and Its Paco 0 or 1B 19•Vtdry Moll for LlradoW (Chny using Q E-VO* FhV1OyQt Algttst i Roulft nob* 00000 www.dhs. no vIE•Vo rl fy 751Page Company ID Numborr 32065 Client Company ID Number., 451262 employees regarding the Employeee use of E•V.erlfy, and to respond in a timely and accurate manner to DHO requests for Information relating to their pftrticipatlon in E. verify, D. RESPONSIBILITIES OF FEDERAL 0014TR40TORS WITH THE FAR C-VERIFY CLAUSE 1. The Employer understands that if it Is a Federal contractor subject to the employment . verification terms In Subpart 22.18 of the FAR It must verify the employment eligibility of any existing employee assigned to the Contract and all new hires, as discussed In the Supplemental Guide for Federal Contractors. Once an employee has been verified through E-Verify by the Employer, the Employer may not raverlfy the employee through E-Verify. a. Federal contractors with the FAR E»Vedlt�yy clause agree to become familler with and comply with the nnost recent versions of the E-Verify User Manual for Federal Contractors and the E.Verify Supplemental Guide for Federal Contractors. b. Federal contractors vAlh the FAR E-Verify clause agree to complete a tutorial for Federal contrmotors with the FAR EVedfy clause. o. Federal contractors with the FAR ENO* clause not enrolled at the time of contract award: An Employer that is not enrolled in E-Verify as a Federal contractor at the time of a contract award must enroll as a Federal contractor i4h the FAR E-Verify almne in E-Verify within 30 oalender days of contract award and, within 00 days of enrollment, begin to use E-Verify to Initlate veriflcatfon of employment 81191blllty of new hires of the Employer who are working In the United states, whether or not assigned to the contract. Once the Employer bsghis verifying new hire$, such vexlflcatlon of new hires must be Initiated wfthln 3 business days after the date of hire. Once enrolled in E•Verify as a Federal contractor with the FAR E-Verify clause, the Employer must Initiate Verification of employees assigned to the contract within 90 oalender days from the alms of enrollment in the system and then selecting which employees will be verified In E-Vorify or within 30 days of an employee's assignment to the contract, wlilchever date1s; later. d. Employer that ere Atrandy enrolled in E.Verify at the time of a contract award brit are not enrolled In the system as a Pederal contractor with the FAR E-Verify clause: Employers enrolled In E.Verify at, a Federal contractor for 90 days or more at ft time of a contract award must use E-Verity to Initiate vedfloatlon of employment eligibility for new hires of the Employer vrho era working In the United States, whether or not assigned to the contract, vAthln 3 business days after tho date of hire. Employers enrolled in E-Verify as other than a Federal contractor with tho FAR E-Verify clause, must update E-Verify to Indicate that they are a Federal contractor with the FAR E49d y clause within 30 days after Pago r of iG 1 Waft r.SOU fa aMbyor(C14nQ j,ft a fr•V(ify r raplo)wr Agent t Roywon Date 0wol)oa wwW.dhs.11ov19-vor11y 76 Page art � � Com na y 1D untbor; 3ENO. 0 Cltont Company iD Number. 461252 assignment to Cite contract. If the Employer 1s enrolled In E-Vedfy for 90 calendar daye or less of the time of contract award, the Employer mu8t, within 90 days of enrollment, begin to use E-Verify to Initiate verification of new litres of the contractor who are working in the United States, whether or not assigned to the oonimch Such veriltoation of new hires must be Initiated within 3 Wolness days after the date of hire. An Employer enrolled as a Federal contactor with the FAR E-Verify clause to E-Verify must initiate verification of each employee assigned to the contract within 90 calendar days after date of contract award or within 30 days after assignment to the contract, whichever is later. 0. Institutions of higher education, Stale, focal and tribal governments and suretles: Federal contractors with the PAR E-Vodfy clause that are Institutions of higher education (as detlned at 20 U.S.C. 1001(a)), State or local govemments, govemments of Federally recognized Indian tribes, or sureties performing under a takeover agreement entered into with a Federal agency pursuant to a Performance bond may choose to only verify now and wdsting employees asslgnod to tiro Federal ooniraot. Such Federal contractors with the, FIR G- Verify atau8e rquy, however, elect to verify ,all new hires, indlor all existing employees hired after November % 1986. The provisions of Artlole Il, part D, paragraphs I.a and 1,b of this MOU providing tintetrames for initiating employment verlttoation of emplpyqq8 affigned t4 a gontffict apply to gush Institutions of higher education, State, local , tribal governments, and sureties. I. VarNtcation of all employees: Upon enrollment, Employers who are Federal contractors with the FAR E-Verify clause may ejeot to verify employment ellgibffky of all existing employees working In the WHO States who were hired rafter November S. 1986. Instead of verifying only new employees and those existing employoos assigned to a covered Federal contract. Ater enrollment, Employers must elect to do So only In the manner designated by DAIS and Initiate E-Verify verification of all ex sting employees whhin 130 days after the eleotlon. It, Fortin 1.9 procedures for existing employees *r Federal conlractvr8 with the FAR E-Verify clause: Federal contractors with the FAR E-Verify clause (through their E-Verify Employer Agent) may choose to complete new Forms 1.9 for tail oxisting employees other than those that are completely exempt from this process. Fedoral contractors with the FAR E-Verify clause may also upstate prevlouely onmplated proms 1-9 to Inlfla14 E-Vattiy veffidellon .01 existing omployoco who are not completely exempt as long as that Form 1.9 is complete (Including the BSN), compiles with Article 11.0.4, the employee's work authorization has not expired, And the Employer has reviewed the Information reflected In the Fortin 1-9 either in person or In communications with the employee to ensure that the employee's stated basis in section 1 of the Form 1-9 for work authorization has not changed (including, but not limited to, a lawful permanent resident alien having become a naturalized U.S, cltlxen). If the Employer Is unablo to determine that the Form 1-9 compiles with Article 11.0.4, if the employee's basis Pago $ o! ib 16-V001Y MOM 1Cr CWtoy@t 011040 Who a E-Vottir Emplwar 4on1 t RWhIon Dab =to www.dhs.govlS-Verify 77 1 Page -&JP0A-WA00's4q•A+umm 00110160 (100 UaM.ADV i IUI6V AXAk" NM*Ah� n 6U"n (1U8I0) I6kdWa )o1 now Aiyo • i 1 @t fo 6 aftd .a azoan of )uewdinbe A,gssoaau alit. ulelgo of smes jug Jamldut3 AjpgA-3jIJOA 8q, 'a •u MoJd eql jo eon ponuijuoo woJj Woldwa pug jue6V WoldM A1P8A-14 041 juaAOJd 111M I0IJoln1 J8400)10J a sjeldwoo of eJnIjej •q 10108000 leJapad a of jedoidwq 84111 sJoloeJluoo leaopad lob elepoinl Aue dulpriloul `A1IJ8A-9 j0 osn panuiluoo jo ctolllpuoa a ee of 0oJd A111e11S 041 Aq poleiliul slepolnj Js►gawlaa 0qj ON01 IRII& B@AljajuBswdal jueoW Ja oldtu3 AjpgA-3 118 1041 $0049 IUSSV JeAajdwa AjueA-3 e41 •e ecopenb Aus $018111ul ISMIMPUI 1841 aJO)Oq IBllOM Ai16A-3 6111 apidwoo 111M $0110 b u00639ltaA IUGW toidWa twoped 111m oqm "1101UMdOW jueSV 10401dwa 441JOA-3 AUO 1841 seelBa jueBV Woldwg AllioA.9 otM 'g •seunpeaoJd pus 40110d A1l18A•3 clW AIdutoa pue 41YA JSII1WOJ QW000q uea JOA01dw3 o4j lath oe Ja4oldwg " of jenuatu auj jo Adoo a apinoJd pus tenuan aeon Aim -g 841 Calm 41dwaa pus LIP J011AU01 ewoasq aj 099189 1uet3V aadaldwg AMA-3 QU T AAA-3 AM vollowJojul Sui680008 04 I1I1A o4IA oomelueowdoi jua6vjoAoldwg A31i$t -a eta jo tusqutnu auo4dele) pus'sesBsJppe 's01111 'GOWO E 04j• SHQ PUB V89 ell of eplAoJd of emBe lueoW JaAoldWq I%IJeA.8 glib •I, INSOV WOWS AdIt13A•3 3HL do egun1SISN4dSaV '3 �sjuauteJinbeJ �ulje�aluaa 1sJepa�d 41 eou�alldWroa e,Ja�taldu oyj MetAej a1 pa lJa4lno 81e1al110 A"o Ja weoldo SuitaBAU00 01- nOW slgj JBpun 9e9111cSsuadom vopeo 1pm Oil 4W eouelldwoo 01 Sugele) u0001aolal ja 1000e19104j of sluesuoo JeAoldWq at1j pug 1100JIU00gns 10 joWjuno leJepe►d ec11 �o eWuej M .spun lu0weJinb8J eauguuOP8 a Of nOVY 81to 411M eoueltdwoo sji asnsla MJsA-3 Wd ells 411M J01084U0510Jep0d 0 91411! 1841 epuOjsaepun Jogoldwg aq.L •Z •es"la 49eA-3 Wd Gqt 181M JOIDI Jluoa leJepad o jou Of lgtlj aedoldwg Aue Aq a09'cldwa► sullslxe Aue jo uoijooi lai cipowas of Jo "now $1ul Jopun AaAoidWa low q AIrneu 8 OR poDuoA u8aq AIMOMA 004 OtM asAojdwo pauSlsse he Jo M&A-3 6ulsn u00609149A puaaas 0 WinboJ of panitsuoo eq Iloys uolpas 81% ul k4joN •91010MU00 IaJopad Jo} opine lejuawaiddhS eqj ul joafgns $1111 uo pamid aq Am IM suol1oNlsut Sulpewedne Jo leuo111ppe Auo of jaefgna `V0'11 8101W U1 PO4YOsep loaf Oulueam ojotld a41 eon Jo %oijaluawnaop leuollippe jo uoponpcud OW aJlnbaJ jou 119tls JeAoldwa a41 '8•1 W10.4 941 jo u0neldwoo of juanbesgns peJidxo 104j WJod Jo podasud •g n a so dons) uoll0jugWn00p 81os11w lnl *011 eloW 411M selldtuoa (slAMetljo uuoj 441 pue ejop-01•dn pue pilOA e81Aue410 Of 6.1 W10.4 04110 t u0113e9 jl Voljetwajul A:ossaa$u 841 epinoJd of 6•1 onalAald etp ejepdn Jo Iro•118iop ly 411A% jualelauoo 6.1,Kau V 8lotdwoo Iletis johidWg etil 48161dwooul OGINJO410 Of Jo NOS 4U sul0jUo9 $-1 luJoq 04111 J0 'ieaump Jo paJldxo soil t uollose ul pajselj0 so u0ljexu0lljnv )pom Jo) roast :JogWnH AI Au+edwoo Ju8110 Imosect :JaqWnN al Auedwo Il+er•M ♦ W r.•f L MA• 1 ll JGA—M, or�pany 1D Nurnbor: 82868 � Client Company ID Number:461262 8. The EVOW 4mployer Agent agrees to provide the ,Employer with the notices desrlibed In Article 11%4 above. 8. The E-Voriry Employer Agent agrees to initlats E-Verify procedures on behalf of the Employer in accordance With the E-Ve* Manual and E-Vedty Web -Based Tutodol. The E-VerNy Employer Agent will query the automated system «sing information provided by th+p Employer And will Immediately communicate the response back to the Employer. If the automated system to be querled Is temporarily unavallablo, the 3-4ay lime period Is extended until 11 to again operational In order to accommodate the E-Verity Employer Agent's attempting, in good felth, to make inquirlos on behalf of the Employer durtno the period or unavailability. In all cases, the E-Verify Employer Agent wlil use the S$A vormoatlon procedures first, and will use DHS verification procedures only as direoted by the 8SA verlffeatlon response, 7, The E-Vedfy Employer Agent agrees to cooperate %vith DHS And ESA In their compliance monitoring and evaluation of E•Verffy, Including by permitting DHS and 88A, upon reasonable Woo, to review Forms I-9 and other 9mptoyment recoils and to Interview It and its employeas regarding the use of E-Verify, and to respond In d timely and accurate manner to DHS requests for Information relating to their parodpattonn in S. Verify. REFERRAL OF INDIVIDUALS TO 0A AND VHS A. REFERRAL TO SSA I. If the Employer receives a tentative nonconflrmatlon Issued by SSA, the Employer must prinf the tentative nonconfkMation notice as directed by the ,automated system and provide It to the employee so that the employee mey determine whether he or she will contest the tentative nonconfirmallon• .2. The Employer will refer employees to 68A field offices only As directed by the automated system based on a tentative nonoonfirmation, and only alter the Employer records. the core verification number,, reviews the Input to detect any transaction errors, and determines that the employee contests the tentative nonconfirmatlon. The Employer (through ifie E-Verify Employer Agent), will transmit the Social Security Number to $SA for verlf 0011 agd{n If this review lndrcates a need to do to. The Employer Vil determine .whether the employee contests the tentative nonconfirmation as soon as possible sinter tho Employer receives It, 3. if the employee contests an SSA tentative nonconffrmation, the Employer will provide the employee with a system -generated referral letter and Instruct the omployee to visit on SSA office within 8 Federal Government work days. SSA will electronkally, transmit the result of the referrai to the Employer (through the E-Verify EmployerAgent) %vnhln 10 Federal Qovornment work days of the referral unless 4 determines that more than 10 "* 1► 01-151 v 0 j � f or �t�tMoysr (CQc�I) us�+b a �•vefiry employerR+gan1 j Rov�n Cato OD�01s09 79 1 Page a2ed108 6 #040 600 u�, as I lug 18llasdur �/t� 0 0u�ss► �w ? saRaia�a�,ot now f4! eA-a 19116 ft I bed olotld 0 q 0JO411041 ssuluualeP (1ue6dJOA01du19 Aju0A-S.eu1 uBnoxnj jo4oldwa ey1 j, •l J0! oleo!) lun000e 11ew sseJdxo pus La luauinaop 0411a (Ld000lo4d a oBuIpu S • Jo'luawnoap 041 Qulpeoldn pue BulumS :Aq MOIABJ M SHO 0199L-1 uuod Ja 09.1 waoJ 8,00Aoldwe 0qj jo Moo e puns 111h1(lusoy JoAoldw'a AJPOA-R 041 Jo) Jexoldtug 041 '4010W-uou 0104d a uadn passq uo1leuulluoouou oAp9jus, a sl�raluo0 09A01dwa ue 1l 1e41 saeJBe Je�toldwa 04,L •0 'ssjepdn 0980Jot.Aptilrift wels�teRjp6A-S"Xoayo 01 saaJBs j9401dura 04l ` 0sseo011 01 OADP " uetll eJaw 1041 sau1wJ01eP al 809jun II USM 041 1a stiejs . 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WO 01 '11 avajaw 'S 'b�Ss 811 woJJ JugwnN Ajpnoag Ini�a s " 10 u0t100311en usllw�t .ratllo Jo (luaplwnN at11) sseplop Jegwn14 fgnoag 18100E 0111 =4 lnolujid a uj0lgo of #9401dwo ay14su 01. lou saoJae .redoldwq etll 'V 886* Jot 'KnOw wolsAs ANJaA-9 rill 10940 01 seeJOU JeLoldtua ayy 'AJessom sf sAUP Z9S691r ;J0gwnN C11 Au0dwoo luollo 9989E *JOgwnN al Jiusdwoo --Aim i . Company ID Number: 32860 �...,,�..,....w..,"....'".".'.". Client Company 10 Number: 401262 non -match when comparing the photocopied L161 E document described In Article 11.CA with the image generated in E-Verify, the Employer (through the E*Veri y Employer Awl) must forward the employee's documentation to DHS using one of the means described fn the preceding paragraph, and alloy, DHS ►o resolve the oboe, SERVICE PROVISIONS The $SA and DHS WHI not charge the Employer or the 13•Verify Employer Agent for verification services performed under this MOU. DHS is not responsible for providing the equipment needed to make Inquiries. A personal computer with Internet access is needed to access the E•Ver(y System, &MCLE Y PARTIES A. This MOU is effective upon the signature of all partles, and shall continue In effect for as tong as the NA and DHS conduct -the E•Verily program unless moulted In wrong by the mutual consent of ail partles, or terminoted by any party upon 30 days prior wrftten notice to the others. Any and all oyslem enhOncemenls to the E•Verify proem by DHS or 6SA, Including but not limited to the E-Verify chedit against additional dates sources and tnsllluting new Verilioation procedures, will be covered under this MOU and Wit not cause the need for 0 supplemental MOU that outlines Giese changes. CH.S agrees to ►min employers an all changes mode to E-Verify through the use of mandatory refresher futodale and updates to the E•Vedfy User Manual, the E•Ve►ify User Manual for Federal Contractors, or the E»Verify Supplemental Guide for Federal Contractors, Even w;thout changes to E- venly, DMS reserves the right to require employers to take mandatory refresher Morlats. An Employer that is a Federal contractor with the FAR E-Verify clause may tenninate this MOU when the Federal contract that requires its participation in S-Verify is terminated or completed.. In such a circumstance, the Federal contractor with the FAR E-VBrlry clause must provide wtftten notice to DHS, if pan Employer that Is a Federal contractor with the FAR ErVe:iiy clgus+s faits to provide such notice, iha# Employer win remain a particlp nt In the E- Verlty program, wltl remain bound by tiro #arms of this MOU that apply to participants that are not 1=oderal contrACtors vtlth the FAR E-Verily clause, and vrilt be required to use the R- Verify procedures to v+artfy ►he employment eligibility of all newly hired employees. 8. Notwithstanding Article V, part A of this MOU, DHS may te►mtnate access to E•Verify If h Is darned necessary because of the requirements of law or policy, or upon a determination by SSA or DHS that there has been a breach of system integrity or security by the E•Vedly, Employer Agent or the Employer, or a failure on the part of ellher to comply with established procedures or legal requirements. 7110 Employer understands that if It Is a Federal contractor with the PAR E VeAfy Clouse, torminatton of this MOU by any party for any reason may negatively affect the Employer's performance of its conttootual rosponslW1111e9J P499 1201161 Ri-Vorsty MOV for Enj0opj (CGtrA) using o E•VOliy Enrpb)WAPNI I WUM Coto 001a www.dhs,gov/H-Verify - - -- 81 Page ..•.n...r .....", Pon Hans om!� Num 328�� " Client Cpany Id Numbor; 401252 C. Some or all SSA and 0148 +'Ssponslbllitles under this MOU may be performed by contractor($), and SSA and DHS may adjust verification responslblfitleS between each other as they may determine necessary. BY soparate agreement with DNS, SSA has agreed to perform Its responsibllltlee as described In this MOU. D. Nothing In this MOU Is Intended, or should be construed, to create any dght or benefit, substantive or procedural, enforceable at law by any INN party against the United States, its agencies, offluers, or employees, or sgalnet the E-Verify Employer Agent, the Employer, or their agents, officers, oremployeas. E. Each party shall be solely responsible for defending any olatm or Faction against It arieing out of or related to E-Verify or this MOU, whether civil or criminal, and for any gability wherefrom. including abut not limited to) any dispute between the E•Verlfy Employer Agent or the Employer and any other person or entity regarding the applicability of Section 4034dj of IIRIRA to any aatlon taken or allegedly taken by the E-Verify Employer Agent or the Employer. R. Participation in E#Verlfj Is not aonfidenitat information and may be disclosed as authorized or required by taw and OHS or NSA poficyy, Including but not limited to, Congressional oversight, E-Verify publicity and media Inqulrfes, determinations of compliance with Federal Contraotual requirements, and responses to Inquirles Wor tits Freedom of inforrnatlon Act (F01A). 0. The foregoing constitutes the full agreement on this subject between ©HS, the Employer and the Fri/9rffy Employer Agent. ant(gl 3 n (Employer] hereby designates and appoints �E»Verify Erbployar Agent], including Its officers and employees, as the E»Ver-fy Employer Agent for the purpose of carrying out Agat.3t_ San22MR9nv (Employer] responsibilities tinder the MOU between the Employer, the E-Verify Employer Agent, and pHS. �A 013 OF !b ! Vo&y MOU fat IrtrVoier(dffont) using o cwo,* r. SrorMehl lRo Wn Date Dwo m9 www.dhs.0ovIE•Vority 82 1 Page ' •. �1�l VIM N.�lIwl •, Company ID Numbor: ER Citeht Company ID Number: 461202 iho individuals whose signatures appear below represent that they are authorized to enter Into this MQU on behalf of the Employer, 111e S.Vedfy Employer Agent end OHS respectively. It you have any questions, contact E-Verify of 1-888•40.4216. Approved by; Employer Cmml sanc4X Fiaaro(P,k ata • pa"n1.: '3 ....W...w..�..�............ OVUM E-Vority EmployorAgont ARE, Ing,.flat Konnoth Hampton It"am TWO of ttfaeIM110a,1 ,8 noel „� �....._........_.w.. � uro "opartl»ont o o'nw "t ea rt rJty �- $r Icipoi ri sIon Uss`C`1'�3j�V�+u�r+1104Uon1DIVIVIon �AM*(llEAS*jy oorplif1l) �• ww«.r�...w�w �Ma�.o�Mw•w•+�.w.�w..w`.•�ry.rs�f T p ,a 0 --aGc�rfg 8!0nocl ./!► V/M �4.MY�MYN IJN�lM A :wv Information Required For the E-wrify E»Verify Employor Agent Program Information Mating to your Company: RP !A Or 16 I •Verily MQU rotEIVO) yar (01M) USIM a ITNO Y ftpbprAget I RoAloa Dag 00.101109 ww%V418,00VIII- ferify 83Page Company iD Ntli;Sora- 32865 Client Company 1D Number: 461262 m oft SUM Comrnny asite Contrnf Bancom to COMPORy F401111y J4ttdivae:L38�cffuon $tr„ cot Jt�tt, Cthr, Ma Comity or Forlsh.-COL Hnipioyor ldantlifcation NumUor:�Sa868�i� North Anlertoan lraclustly Close iooiton Systems Cxdo:821 AdmInlatrator Number of Employees: B,aoo to 4.999 Pg." 1001101 �•VbrUy ASQV for Lmp�oynr (CiEo�Ii vshg a f:V�►i1Srn�byur Jost J t�aris:on Qt�lo �9,'0! 1YwwAis-Oovie-Vori y1 1•��•q, M1•.�w• •.N _84 1 Page 0 L OQ Client Cornpavw Nate; cerft' Banmnpeny and Amriates CrIent 10 NUnther. 461252 Doing Bu4twss As A) Name: - DUNS Number. PhYsic21 LOMWn:' Address 1: 238 Wdison Sted Address 2: City: Jefferson City State: MC Zip Cade: 65101 County: COLS Addiflonal I fo mado : EMPIayer fdentfflca U n NuMbOr: 430959114 TOW Nwnber of EmPIOYees: 2, W 4, Parent CManhoffw. AdMims€rat+or aifing Address: Address 1: Address 2: c state: Zip Code: O rganim#ion Designation-. Client Company Ca%gory_ Federal COntm w u out FAR E-Verfr Ciewe B. The bidder must indicate the Disadvantaged Business Enterprise(s) proposed for utilization as part of this contract as follows: Name and Address of DBE Firms Nature of Participation Dollar Value of Participation Total Bid Amount Total DBE Amount Percentage of DBE Participation C. The bidder agrees to certify that the disadvantaged business firm(s) engaged to provide materials or services in the completion of this project: (a) is a bona fide Disadvantaged Business Enterprise; and (b) has executed a binding contract to provide specific materials or services for a specific dollar amount. A roster of bona fide Disadvantaged Business Enterprise firms will be famished by the City of Jefferson. The bidder will provide written notice to the Liaison Officer of the City of Jefferson indicating the Disadvantaged Business Enterprise(s) it intends to use in conjunction with this contract. This written notice is due five days after notification to the lowest bidder. Certification that the Disadvantaged Business Enterprise(s) has executed a binding contract with the bidder for materials or services should be provided to the DBE Coordinator at the time the bidder's contract is submitted to the DBE Coordinator. D. The undersigned hereby certifies that he or she has read the terms of this agreement and is authorized to bind the bidder to the agreement herein set forth. Name of Authorized Micer Signature of Au orized Officer Date 7-2-4�-2-2- 871Page Central ink certify that I am the secre��'�ny of the Corporation named as .� � � � nit' Proposer herein above; that , who signed the foregoing contract on behalf of the Proposer was then St I -)V e i'r�_-:iL"(&; of said corporation; that said bid was duly signed for and in behalf of said corporation by authority of its governing body, and is within the scope of its corporate powers. Signature�- (Corporate seal) Scanned copy; original may be presented upon request. 238 Madison Street -Jefferson City MO 65101 • (573) 634--1234 a Member FDIC ATTACHMENT E — ANIT-COLLUSION STATEMENT ANTI -COLLUSION STATEMENT STATE OF Missouri } COUNTY OF Cole ) being first duly sworn deposes and says that he is Sk_,n,yr VAe Prz � &04of The Central Trust Bank TITLE OF PERSON SIGNING NAME OF PROPOSER that all statements made and facts set out in the bid for the above project are true and correct; and that the Proposer (the person, firm, association, or corporation making said bid) has not, either directly or indirectly, entered into any agreement, participated in any collusion, or otherwise taken any action in restraint of free competitive bidding in connection with such bid of any contract which results from its acceptance. Affiant further certifies that Proposer is not financially interested in, or financially affiliated with, any other Proposer for the above project. (BY) (BY) Sworn to before me this 6 da yof � , 2022. '_-J IV 1. � Notary ub is My commission expires: ,r m 202,s- 8LWAVMK0fiTnM elm WMAW" se�1 Myc�ommleaionEa�I+ee�t �a A"M 89 1 Page