HomeMy Public PortalAbout07-0388 Gann o Y
CITY OF TYBEE ISLAND
BUILDING PERMIT
DATE ISSUED: 09-7-2007 PERMIT#: 070388
WORK DESCRIPTION: MAJOR RENOVATION
WORK LOCATION: 1307 JONES
OWNER NAME TINA GANN
ADDRESS 1307 JONES
CITY,ST,ZIP TYBEE ISLAND GA 31328
PHONE NUMBER
CONTRACTOR NAME CHATHAM HOME BUILDERS
ADDRESS PO BOX 3570
CITY STATE ZIP SAVANNAH GA 31414
FLOOD ZONE
BUILDING VALUATION
SQUARE FOOTAGE
OCCUPANCY TYPE P
TOTAL FEE'S CHARGED $399.00
PROPERTY IDENTIFICATION#
PROJECT VALUATION $48,000.00
TOTAL BALANCE DUE: $399.00
it is understood that if this permit is granted the builder will at all times comply with the zoning,subdivision,flood control,building,fire,
soil and sedimentation,wetlands,marshlands protection and shore protection ordinances and codes whether local,state or federal,including
all environmental laws and regulations when applicable,subsequent owners should be informed that any alterations to the property must be
approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction
covered by this permit.
This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted
work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided
unless work has begun within six months of the date of issuance.
)(:) 66.
Signature of Building Inspector or Authorized Agent: /,
P.O.Box 2749-403 Butler Avenue,Tybee Island,Georgia 31328
(912)786-4573-FAX(912)786-5737
www.cityoftybee.org
Jf
Il +
Inspection Report
City of Tybee Island
403 Butler Ave.
P.O. Box 2749
Tvbee Island, GA 31328
Phone: (912) 786-4573 ext. 114
Fax: (912) 786-9539
Permit No. (2q- OS Date Requested _
Owner's Name _.� Date NeededJ��
Gen. Contractor C/ m . Subcontractor
Contact Number C y ! C I1 a t /(J ._ 0/g'6
Sr)Location / 7 r0,ve
{ Inspector 1 ) ( _ Date of Inspection q ( U u
Type of Inspection -----��/ A C r Q _
C En ut c Pass
112c . ; ef-A-6 I mot.
FAIL
-FA4
2.00
I 5 P
QPSS 1 QP5 '.� Bon n G+l
�G S at L 1'\ S LS�. e
G I ) LeckAA r(-1-2bYr1
ofolf)
SEE
CITY OF TYBEE ISLAND
BUILDING PERMIT
REINSPECTION FEE
DATE ISSUED: 09/18/08 PERMIT#: 070388
WORK DESCRIPTION MAJOR RENOVATION
WORK LOCATION 1307 JONES
OWNER NAME TINA GANN
ADDRESS 1307 JONES AVE
CITY,ST,ZIP TYBEE ISLAND GA 31328-9634
PHONE NUMBER
CONTRACTOR NAME TINA GANN
ADDRESS 1307 JONES AVE
CITY STATE ZIP TYBEE ISLAND GA 31328-9634
FLOOD ZONE
BUILDING VALUATION
SQUARE FOOTAGE
OCCUPANCY TYPE P
TOTAL FEES CHARGED $459.00 �C)
PROPERTY IDENTIFICATION#
PROJECT VALUATION $48,000.00
REINSPECTION FEE—FINAL ELECTRIC TOTAL BALANCE DUE: $ 30.00
It is understood that if this permit is granted the builder will at all times comply with the zoning,subdivision,flood control,building,fire,
soil and sedimentation,wetlands,marshlands protection and shore protection ordinances and codes whether local,state or federal,including
all environmental laws and regulations when applicable,subsequent owners should be informed that any alterations to the property must be
approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction
covered by this permit.
This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted
work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided
unless work has begun within six months of the date of issuance.
Signature of Building Inspector or Authorized Agent: ZLIejsiv..3 ,,- '
P.0.Box 2749-403 Butler Avenue,Tybee Island,Georgia 31328
(912)786-4573-FAX(912)786-9539
www.cityoftybee.org
hD,. •
CITY OF TYBEE ISLAND
BUILDING PERMIT
REINSPECTION FEE
DATE ISSUED: 01/28/08 PERMIT#: 070388
WORK DESCRIPTION: MAJOR RENOVATION
WORK LOCATION: 1307 JONES
OWNER NAME TINA GANN
ADDRESS 1307 JONES
CITY,ST,ZIP TYBEE ISLAND GA 31328
PHONE NUMBER
CONTRACTOR NAME TINA GANN
ADDRESS 1307 JONES
CITY STATE ZIP TYBEE ISLAND GA 31328
FLOOD ZONE
BUILDING VALUATION
SQUARE FOOTAGE
OCCUPANCY TYPE P
TOTAL FEE'S CHARGED $429.00
PROPERTY IDENTIFICATION# ri
t
PROJECT VALUATION $48,000.00 �\`
REINSPECTION FEE— TOTAL BALANCE DUE: $ 30.00
FINAL PLUMBING
it is understood that if this permit is granted the builder will at all times comply with the zoning,subdivision,flood control,building,fire,
soil and sedimentation,wetlands,marshlands protection and shore protection ordinances and codes whether local,state or federal,including
all environmental laws and regulations when applicable,subsequent owners should be informed that any alterations to the property must be
approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction
covered by this permit.
This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted
work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided
unless work has begun within six months of the date of issuance.
Signature of Building Inspector or Authorized Agent:
P.O.Box 2749-403 Butler Avenue,Tybee Island,Georgia 31328
(912)786-4573-FAX(912)786-5737
www.cityoftybee.org
. 1
s„,,i,olfeir,
inspection Report
City ot Tybee Island
403 Butler Ave.
PA). Box 2749 Jo i
Tvbee isidnd, GA 31328
Phone: (912) 786-4573 ext. 114 ti)O
F4Nr: (912) 786-9539
Permit Ma C-) - C23 R E Date Requested j5 r) . ,2?, Zoo S'
Owner's Name Gc3n/i Date Needed •-/ 0 . 30 200 8
/
Ge rt, IA/ntractit rNLY,4 ani 409 Subcontractor
Contact Number -ke,/ 71/1 G .3 io 3 4 e. -e. 6— _3J-3 - 6c) 2
Location /30 ‘.7a-9 e 6 4
Inspector__ 1 -. Date of Inspection
Type of Inspection ° r-I A/
Pass EI
AP"; Ar C 7
C-? 3'
• ‘ e . , secc . \ ,./ ,...-, 1(.2 , r cs. 4 ,---5-e ,.,. -I-,
1'A
-:••-:-.r"•••IA•
•• . ••
f•■ ••• •"
• •••• :::;"
t,
Inspection Report
city at Tybee isiand
403 Butler Ave.
P=.0,. Box 2.149
Tvbee ISidud, GA 31328
Nicpiae. (912) 786-4573 ext. 114
Fax: (912) 786-9539
Permit Or-7- 0 3 3 nate 1-Ttequested C-11 -0 g
Owner's Name (3 ki Date deeded 01
.11 II
Gen.: Co ntracto r0r10 114(.) ;1{41 ,
Subcontractor
Contact hi timbfw 4/104.4- (40 3 7- 5 S-0
Location /3 0 7
yisppctp r -715_ aarp O11fl5pICIICfl fi
Type of Inspectiorl
y-e „-
C)
Pass E::1
IDT 1,14 i . Z.5 L)T77:—?.Z• 6333
ir.),() , u(",0
tAi
•
1 ,
4:2)7
1 , ;
1 ,)
! Af.",...
.6 •- -.-,,,,
•,`V;:ji,-.--,,
Inspection Report
City o Tybee Island
403 Butler Ave.
P.O. Box 2749
Tybee Island, GA 31328
Phone: (912) 786-4573 ext. 114
NIX: (912) 786-9539
Permit No ry7-- 033 F Date Requested ( .2111
Owner's Name 0,4 n (1 Date Needed r) (' 4•-/-- 0?
_________
7)
(-)
Gen. Contractor(.--)1 0-4116.VA H01 . Subcontractor
Contact Number 0,...) ,.., r id -47/f -irz5 ;3
....,...-
Location j 3 0-7 ,..)0,--../.5-
Inspector "i/4 Date of Inspection
Rikss,
Type of Inspection ';5 _cr., a i kni 6-4) , --* . . I
T-
____
Pass E
Faii Li
,.._, / (7) • i / _ 0,),.., ,,, : 6„ 5D )- (- -/' 7 — F-41 1 --.
I ,-, (" . -I-9 -.. g- --r- '-) . '
.; J...}- , fikiz
,
"I-
: ot.4. --- 111-)„1 .... p.i- \, ,A-r-c_... ) 04- CD034-ItC.-71---b
-'5W-0014. -p-arc.6so-zr-E:,----, z.,-6.---,
(1
64' - 1 v 'tt.- --irc, \q) . -- ',\ zs--E- (:&--) dr7 -. F;! 34-A
ilt..c zeo - so, (ot4 3
-1-0) (-E.-\--- ) -1--c. ik,00---E 4.7) .. oo(36 4 0.c,s--- . .
,.
•
•• •
1•I:`11.).;
W.4-04:••■••
Inspection Report
City of "Tybee Island
403 Butler Ave.
P.O. Box 2749
Tybee Island, GA 31328
Phone: (912) 786-4573 ext. 114
Fax: (912) 786-9539
Permit W . 0'9: Fci5 Date Requested :41. 2—a . ) 7w
Owner's Name (-7(9,(/// Date Needed
Gen. Contract°r ell/ `71A /// . S u!lc°ntracto r 0 an L. e- .
Contact N um tier 14 3i3 -3 6,c.)--)-
Location /30? ,77DA/e. A ve_
ns pecto r ) Date of Inspection , <
Type of Inspection.
MAAp Pass I:3
Fait
. 1C?
• V:
1111-1 N
�i V:-.14-1/411
RELEASES FOR ELECTRIC SERVICE FROM TYBEE ISLAND
FOR SAVANNAH ELECTRIC. FAX TO: Lynn Brennan 9-12444=3S37 Phone 912-443-5063
30(0- 4)4.(So
Or1-o3
Location Address: I 3 O 7 J o u2 S Ay c. • Lot# Release Date: I- 3-0 $
Type of Release: Temporary ✓ Permanent Subd Name:
Electrician: ,M. L, S (oar l 2e, . Electrician Phone Number: 31 3 - 54 RS
Owner/Builder: —71,r,a C Phone Number: 2 3(0 - 514
Location Address: 1 0 E? - `j-4-. Lot# Release Date: I -3 - 08"
Type of Release: V Temporary Permanent Subd Name:
Electrician: A. L. S l o a r Electrician Phone Number: 313-54? S
OwnerBuilderr vav, a r S Phone Number: 2 7 2- 3104
Location Address: Lot# Release Date:
Type of Release: Temporary Permanent Subd Name:
Electrician: Electrician Phone Number:
Owner/Builder: Phone Number:
•
•-•;;:fi.v....z
:
• .„
• ,
Vaq••• •
I
Inspection Report
City of Tybee Island
403 Butler Avenue
P.O. Box 2749
Tybee Island, GA 31328
Pbotiee! (912) 786-4573 extension 114
(912) 786-9539
Permit No. 01 Date Requested 10 - 29 - o7
Owner's Name C "'N yTh Date Needed i n - 30
Gen. Contractor :14),..)'. c\.k.rS Subcontractor
n 3 Li - -c
rontart:il timber
Location 0-1
c, S ve)A .
inspector__
Date of Ins ection
0+80
Type of Inspection 1 0, vv• 2 .
Pass _Ea
Fad
( ata•
,-----',
, ....„ ‘ .,
. ,
„z1,r,li}N i■-s
e,'..P.' . is‘R-•
, 'V +. ■
'■.•.,3 ,
'4'',., • 27::'
-j?••
Inspection Report
City of Tybee Island
403 Butler Avenue
P.O. Box 2749
Tybee Island, GA 31328
Phone: (912) 786-4573 extension 114
fax: (912) 786-9539
Penult No 0--1 - 03gg
Date Requested 10- 5- 0.1
.”'
Owner Nme cf.')ay-, r-N Date Needed ) 2 co- 0 --)
C k 0-0-0, 4, v-t
Gen. Contractor ?-) c I-5 . Subcontractor ( ) ) 1 \ —
Contact Number --Q- \2 ‘,--- -7-);, — 3399
_—
Location \ 3 (_ 1 - ----; \--Ns s ,..ki.
Inspector 11_ Date of Inspection
Type of Inspection r11.- --: _ L L
_I
Pass
Fail E
v •,
• IsN....„. ' i
'''4't,. • ',.' %'
Inspection Report
City of Tybee Island
403 Butleir Avenue
2149
cviIima Tc .iimdi, A. 11328
Piteimfe: (912) 7116-4513 extension 114
fox: OW 736-9539
er-m--) ,-,-2 G (}
10-2
p„.mit N::-.,,. ,...,.., , - (....i ,..-.) o GI rlatiF Reql.oP5te4.1.
- -
te-\
a V:\ Date Needtici
C \,--.. c 41,o i'.■-- i4,--
n.. Contractor 7')._t_a T S.. Subcontractor
.........---,
0 ---7 A •
Location 1 ,_i ,-, i 1 0 il_lz•„s' "---\.v ej ,
....„- -
---z: i
rilspec t(i r _ , . , Date 0 f
Type c..4 InspPctici -, ' 71 0 , .) co 1---,. 9._ la C . f )
Pass _El
Fail
, .
r a
( e 3., Li _S- 2- 3
-\,._. ,.. . .. . ,
. \._ / 8
0 il r o ; 1 A 5 ,,. ,..)
1
I
1
1
1
1
LITY OF TYBEE ISLAND, GEORGIA
APPLICATION FOR BUILDING PERMIT
ice' i
0`7-03E8'
Location: 1307 Jones Avenue, Tybee Island PIN# 4-0007 -13-006
NAME ADDRESS TELEPHONE
Owner Janet Royal 102 North Gamble Road
Tina Gann Savannah, GA 31405 912-236-8514
Architect
or Engineer n/a
Building Chatham Home P.O. Box 3570
Contractor Builders Savannah, GA 31414 912-234-3568
(Check all that apply)
n Repair Ix Residential ❑ Footprint Changes
Renovation 1 Single Family I I Discovery
n Minor Addition [11 Duplex ❑ Demolition
n Substantial Addition ❑ Multi-Family
Other _ n Commercial
Details of Project: Remodel master bath and guest bath, install new windows & light
fixtur r.
Thstall new floor covering. Paint interior and exterior dwelling.
Increa:e electrical to 150 amp service. Install central HVAC.
Estimated Cost of Construction: $ 48,000.00
C nstruction Type (Enter appropriate number)
(1) ood Frame (4) Masonry (6) Other(please specify)
(2) \x d & Masonry (5) Steel & Masonry
(3) Brick eneer
Proposed use.
Remarks:
TACH A COPY OF THE CERTIFIED ELEVATION SURVEY OF LOT and complete the
folio. *ng information based on the construction drawings and site plan:
# Units #Bedrooms # Bathrooms
Lot Area Living space (total sq. ft.)
# Off-street parkin. .aces
Trees located & liste. , site plan
Access:
Driveway (ft.) With culvert? With swale?
Setbacks: Front Rear Sides (L) (R)
# Stories Height— \ertical distance measured from the average adjacent
grade of the building to the extreme high`ppint of the building, exclusive of chimneys, heating
units, ventilation ducts, air conditioning unit§,,elevators, and similar appurtances.
During construction:
On-site restroom facilities will be provided through Tony's Jons
On-site waste and debris containers will be provided by Savannah Sanitation
Construction debris will be disposed by Say. Sanitatiorby means of dumpsters
I understand that I must comply with zoning, flood damage control, building, fire, shore
protections and wetlands ordinances, FEMA regulations and all applicable codes and regulations.
I understand that the lot must be staked out and that the stakes will be inspected to ensure that the
setback requirements are met. I understand also that a certified plot plan showing elevation must
be attached to this application and that an as-built elevation certification is due as soon as the
habitable floor level is established. Drainage: I realize that I must ensure the adequacy of
drainage of this property so that surrounding property is in no way adversely affected. I accept
responsibility for any corrective action that may be necessary to restore drainage impaired by this
permitted co struction.
b Ch Li HI IL•�, d-
Date: Signature of Applican : %> • M _; rFA v
17 hae oncul
Note: A permit normally takes 7 to 10 days to process.
The following is to be completed by City personnel:
Zoning certification NFIP Flood Zone
Approved rezoning/variance?
Street address and number: New Existing
Is it in compliance with City map?
If not,has street name and/or number been reported to MPC?
FEMA Certification attached
State Energy Code Affidavit attached_
Utilities and Public Works:
Describe any unusual finding(s)
Access to building site
Distance to water main tap site
Distance to sewer stub site
Water meter size —
Storm drainage
Approvals: Sign.ture Date FEES
Zoning Administrator All Permit cQ5j o0
Code Enforcement Officer 7,,,.. 0?`ZB-D;t Inspections I If 9.
Water/Sewer Water Tap t4(4
Storm/Drainage Sewer Stub
Inspections Aid to Const.
a er `1.' ���
City Manager
319.o
|
(p 1 ; I
. L Ali Electri'pallnatrallatIoni mist • -62-4.-/ ,__.A,24,,,1-- 1- 1
- ' ccimOy ih The Natkonal Eleetrt,c I 1
' |
! ` / i
. .
I .,„1,-_ L-- -- - mi.____ _III !. ._____, 7._im__ - - 1_,___ i__41,0740__,;__________;,
id
j _ 1___ _ _ Lli [LIR 11#11. ,... - -...,.... , _i 1 I ' .
'toarccle111—brr 1
w
..-_______!__ ___ __.- 1 1 134T :RI F.,ORICOIE_e07,Tirat
t_____r_i_ e__, 1
I , 1 I ...;—:, . --I-- 1 1 I review ..,nd ipermi r shioulki ript be on trned.I____ __.L.__
, 141..........1AF IllpllrEE,IpE - ,,,,,,,, i
4.41t_ 4 .4. _ 1. , ir A't ' -., , . sir - -it. .
i i i i i i i i 4 Ar' ! 111111IlitI ' I__ 1._ 1 1-1.4___. ' .. . 1 _ I
' ' ka-e0iiit-R-U-STIO-N-Mus 1,,L4m_pAly , , .,
I, !.
1 , '1 , ' stm 10_-41' .imbilifiRC E ANo TWO . - 4,--
i 1
.. p
1 EL,
_. _.
0 I
FAIR' I.-'—ry_p_vyELI,. I COE !2-41,(vi EDITIONj 1
■1
Aio STATE OR GEORGIA AMENDMENTS ,
,
, i
L
1....._:...___.4._..±....._...,___.....,..,. : 1 1 , ; 1
,
. ' ' ' 1.1‘al thetallations muet , , , , •
-Aillie'cIT A- ' l'-Etetfi,e t jez4,44,. , , i . :
. • comply vilih Theations• , ;
I 1 ,. •--- : „.,.....
\
,.
I ! -ir
____ ,
_
--codel 2,c0'.5 E0-tio-n-apd§tatO , ,,..., -, -t-o- i
G_elt,A11,!enInliOnts I, ! 1
. L
• ' TZ_ . - i i I I i 1 . I-% ,' ;c --•--
I_ : , i
, ! . , .
1 1 --kj
- • 1 I I , bhk 1 t-
•. -..,___i__,
I 1 i
1 !
1 i . i
1 I
L__ .
' '- 'I— - -/1/4-11C'4 2-1371 1--
I I ,- , i _. . .
,
, ___L_ : -1 -' j —
1, I , It i IT- .1
411/0 li
i I ,
Alt Pkinabittg-itstallatiang-mupt- --- ' , , . .
It- 11.-)
, ,
demi*wilt: Tile IriternetiOal Plumbin0 , i I
, j .1 1 .
-- ---,--- -c-oid76- Edition atpertate - ! ------il---i ----t---, . f
I \_of_6eIrcjiall_Atrienci ,
i
lr
I - . I I I I I I i - i
1 I • 1 ! - I
_
- I • i 1 i i I _,._ _ ; - .
i l•
1 1 i 1 I
_ I Il 1
i
, —--.........mr-' . 01 ---'
i 1 : i
I
I 1 1 L I ' 1 .
- 1 -
I 1 , ' - .-----
'11 1 111 '
.---, ---, • ' --' I - 1111M I! • I
I I
--'---- — ,—---'
' Ell , \ I ) ' ' ) \ •0 11
' q---
, t T . li ' - -1--1 I .
I ;
! H I- I 1 I
_4. _ _,______ _ 1 _ ..... • a A 1
i i I • 1 i jtV' :' ' I I IM pi Ili,• - - - - i --, ! .
; 1 -- i ; , t..)
,
1 1_,
-,- :
; 1 -1 TICAlci,-1 1 ,
- 1 1 I , vs, ; .
, _ ...., , ]--- - 1--
,
_
, 1 ),
1 1 . -1 1 .. : 1
4_._.(___i , __, , i ,. _, _1 i
.
, 1 GFpi Fprotg, ioln rquitiLed 'for 1 I , ,t
i redleptgefel . i : I -.
, L "
-in-ItYaltiradrns ga rag ,,., _ -
I i . Icr
outdoors, land!aiohg t'citchen_l ' '
•-7-I coqntet-to s. ' - \ ! - I 1 - - I 1- 1 7iL. #41117141Al2• 1,./ -11. j!''.
\ I .
-- —7 I 1--
1 i ' :
- '' ;
., 1 1 i ----jMilthafn-Cpunt*: i
1 , . A)
I I , sl. .
_
, lis III
I 1 ' , 1 ' I I I at A
'
\ • 1 I I I I _,. 't , i
i
-i-1 ii----4 31:1EW7F9R7C07- i-i,
I I'm uurr;liTANFI- -- 1
;
HrLI
4 ,
! 1
--, — —
I ' [
1 I Evry I effOrt hats eeni maide , o de tify i , ,
,11. i
_ , •
----1, co e IritiLash4oiniq, .(nv-elisiTtlio -h-e-i, - -i
I 1 I i
' _. 1._r_e_lever 4. I" citiri)j_liu, hoitk
1. . ,
I i
to1 vicliate, lc. ce , date o . :lent lasi.e i 1
\ I 1 I i 1
-, I i '
[ '/ i 2-1----— . pi- uafte i ..-
' i , 1 : 1 ,
- ,____, _ .___(__ _ revie and *e .d.t shciuld no bka o.ns ruOd
. 1 ; i : as! a *arranty a. = iantee. 1 I I , I I ;
I : i j,, 1 • i 1 . !
- -• . -, - —1
" i ‘
' Ii i i , i it ill ... ji
i 1 i 4 ,,_ I el-29-01 1 1 ,
III ______(_______1. i .
i i :. --ilewes., Byl..iii...........1.4.0.6.-----Tiate ......r. i ___ _
I ; _ _ i. _ .
• pp I I i
.
_ -----i - . j
• 1 I i si I -1 1
I 1 , 1 • I
,
,
L I I I 1
: ! i ,
I
11, 11 ) ' , /1 / to- . ! , I „, . , „ ,, , I , , , i,
wk.. , . .1
.-- ,
I ,
, 4., Cri
lj :. 4/11E ° — . AIN'T; j.'r ' 1 miillim u_1_,--e. . , f =111______I __
., - -I --r- 1 I
111111111E - A-i-7 .1
I____J._.1____1____I____
, , , , „ , i ___
I - , -1 .- . I, I 1 1 1 1 1
`t � 4
CITY OF TYBEE ISLAND
BUILDING & ZONING DEPARTMNET
P.O. Box 2749
Permit Number Tybee Island, GA 31328
Phone (912) 786-4573 • Fax (912) 786-9539
MECHANICAL P hRMIT APPLICATION
Date August 16, 2007
Location of work(street address) 1307 Jones avenue, Tybee Island
Contractor Conrad's HVAC
Address of Contractor 11 Barksdale Drive, Savannah, GA 31419
Telephone number of Contractor 912-920-8523
Name of Property Owner Janet Royal & Tina Gann
Mailing address of Property Owner 102 North Gamble Road, Savannah, GA 31405
Telephone number of Property Owner 912-236-8514
Date work will be ready for inspection, if known unknown
Estimated cost of construction $4,100.00
New Work X Replacement
Oil Gas X Electric
Absorption Unit x Heat Pump
Air Conditioning Unit Oil Burner
Boiler—Complete Refrigeration System
Conversion Burner Space Heater(Vented)
Distribution System Unit Heater
Exhaust Hood Wall Heater
Floor Furnace Warm Air Furnace
Gas Dryer Water Heater
Gas Piping Distribution Other
, .. ' µ1-I .
Ar
- CITY OF TYBEE ISLAND
45-. IV\
BUILDING & ZONING DEPARTMENT
i P.O. Box 2749
'`,,,; / Tybee Island, GA 31328
y
'r V Phone (912) 786-4573 • Fax (912) 786-9539
PLUMBING PERMIT APPLICATION
Date August 16, 2007
Location of work(street address) 1307 Jones Avenue, Tybee Island
Contractor Quill Plumbing Co. , LLC
Address of Contractor 2540 Courthouse Road, Guyton, GA 31312
Telephone number of Contractor 912-772-8263
Name of Property Owner Janet Royal & Tina Gann
Mailing address of Property Owner 102 North gamble Road, Savannah, GA 31405
Telephone number of Property Owner 912-236-8514
Date work will be ready for inspection, if known unknown Permit Number
Estimated cost of construction $2,416.80
New Work x Replacement Oil Gas Electric
Backflow Preventor
Disposal Unit
Domestic Water Connection to Main
Drain Roof or Area
Drainage or Vent Piping
Fire Protection Sprinkler System; Number of Heads/Nozzles
Grease/Oil Trap
Hose Bib
x Hot Water Heater
Icemaker
Lawn Sprinkler System
x Plumbing Fixture
Residential House Sewer Connection to Main
Sewer Cleanout
Sewer Stub
Vacuum Breaker
. Water Meter
Water Service Line—New Residence
Water Service Line—Replacement
Water Softener
x Other r _• 11—•
•—• • • n•• •• • •- . ii. - - - •- -•
•
't'fsa`'` CITY OF TYBEE ISLAND
v ' BUILDING &ZONING DEPARTMENT
P.O. Box 2749, Tybee Island, GA 31328
Phone (912) 786-4573 • Fax(912) 786-9539
ELECTRICAL PERMIT APPLICATION & TEMPORARY SERVICE AFFIDAVIT
Date August 16, 2007 _ New Work X_ Replacement
Location of work(street address) 1307 Jones Avenue
( ) Tybee Island
Contractor Living Power, Inc. Telephone 912-352-3866
Address of Contractor P.O. Box 14609, Savannah, GA 31416
Property Owner Janet Royal & Tina Gann Telephone 912-236-8514
Date work will be ready for inspection, if known unknown Permit Number
Estimated cost of construction $5,000.00
A/C Unit and Heat Pump Range Hood—commercial
Attic Ventilation Fan x Service: 15D amps
Bell Transmitter—low voltage - Sign Circuit-wattage
Border/Outline Lighting Smoke Detector—low voltage
Building Saw Spa or Tub—grounding
Exit Lights—life safety Special Outlet
x Heat Pump Swimming Pool—grounding
Meter Box _ x Water Heater
Motor(s): hp Welder—220 volts circuit
Outlets— 110 volts circuit _ Well Pum — rounding
Parking Lot Lights
Pool Lights—grounding x Other replace all decorative fixtures
x Range—MiiiiIantil residential
APPLICATION FOR TEMPORARY SERVICE REQUEST
In requesting temporary electrical service, the undersigned understands and agrees:
1. Connection of temporary electrical service does not remove the requirement to comply with all State of
Georgia minimum construction codes.
2. Temporary electrical power is intended for completion of the construction process and testing equipment
installed within the structure.
3. Issuing approval for temporary power connection does not constitute approval to occupy the structure.
A Certificate. :` Occupancy must be issued by the City of Tybee Island prior to any occupancy.
4. The ow e and contra cr are hereby held responsible for any violations of this policy. A violation of this
policy, : res tin ■ onnection of the electrical service until all violations and deficiencies are corrected.
�br 8-16-07
Owner/I ontractor Signature Date
Keith Smith
Owner/Contractor Printed Name
♦ c
APPROVAL Fee
Code Enforcement Date
s
CITY OF TYBEE ISLAND Date
/ CONTRACTOR REGISTRATION New
` 6 APPLICATION Renewal
License#
Business Name Chatham Home Builders
Location 2247 E. Victory Drive - Savannah
Mailing Address P.O. Box 3570 - Savannah - GA - 31414
Phone Email
(912) 234-3568 chathamhomebuilders @comcast.net
Federal ID# 58-1472273 NAICS Code
Business Type (circle one): Sole Proprietor Partnership Corporation LLC Other:
Describe the business you would like to register:
General Contractors
Has this business or anyone connected with this business been cited or charged with any violation of Georgia Law,
Federal Law, Local Ordinance, or any Rule or Regulation of the State Revenue Commissioner or any Rule or Regulation of
the City or County within the past 12 months? (circle one) YES or(NO (If YES, list details)
1. Include a copy of your local business license.
2. Any business that requires state licensing must include a copy of state license.
Applicant Signature 19 r AO/11 7 id"/ / : / l�P /:� Date 8-6-07
Printed Name Stephen N. Koncul, President
Received by Date
ROUTING APPROVAL BY DATE FEE
Administrator REQUIRED Contractor Registration 20.00
Zoning Approval REQUIRED
Reason for denial:
City of Tybee Island
403 Butler Avenue
Attention: Contractor Registration, P.O. Box 2749,
Tybee Island, Georgia 31328-2749
Telephone (912) 786-4573 FAX(912) 786-9539
www.cityoftybee.org
POST IN A CONSPICUOUS PLACE '
rN.,. .N......„.3 .:,........:N,....1:,...N1....,....,.4....N1s.N.......,.......,...N.N.N.N...,,........:.N.N.N.N....„..,1,,,,..,N.N...,.............,....1s1..... :!,.:vs..1.1........sisr..........,
TOWN (of THUNDERBOLT
2821 RIVER DRIVE
THUNDERBOLT, GEORGIA 31404
(912) EXT. 652
FAX: (912) 354-2038
Business Registration/Occupation
�� �� rt`�^ f
CHATHAM HOME BUILDERS / ���� ��(�/ �|�������e 000075
^ :
__
^ mo' -_� _-
POST OFFICE BOX 3570 1 /O1 /2007
Vvi Date m Issue:__ _-
SAVANNAH GA 31414
STEPHEN KONCif.
.14) Ownn
''ii in consideration of which Thunderbolt, Georgia, has granted a certificate for carrying
on the business of
ii' _CONSTRUCT -,7_GEN00{L_ - -_ .___. .....
-
A This Certificate Expires On
Wit --s ly hand and sc-al ith thy and year a,:oye written
;,„',1 Business' icense Clerk
12:11i This Certificate is not transag 1:0 fs'sidgjet"irt)ciiteRrlevoked if abused.
`
TAX BASED ON: EMPLOYEL:.S VOLUME OF : 4
`
i
'
'
US.DEPARTMENT OF HOMELAND SECURITY ELEVATION CERTIFICATE I OMB No.1660-0008
Federal Emergency Management Agency Expires February 28.2009
National Flood Insurance Program Important Read the instructions on pages 1-8.
SECTION A-PROPERTY INFORMATION - For Insurance Company Use:
Al_ Building Owner's Name Policy Number
.7 ixt n.h--7-1- K a-I Pt F..
A2. Street Address(mdudirg Apt,Una,Suite,andlor Bldg.No.)or P.O_Route and Box No. Company NAtC-Number
I3 a, 3 E)NCS firNtje
• �``1 Q eE �.s -*>, C we:.cat-4 t g ZIP Code 3112-9
A3. Property Description Cot and Block Numbers,Tax Parcel Number,Legal Desrej` tiorh.etc.)
L oS 1 0 G`t g s-o • L 4 f3 SL.taAr�*J
A4. Building Use(e.g.,Residential,Non-Residential,Addition,Accessory,etc.) le E S ID Ee + AL..
ra
A talitudelLorgi ude.tat. N 31° s-9.goo. t ong. W 8 CI °SO,°1911 ' Horizontal Datum:0 t4AD 1927 Q*NAD 1983
A6. Attach at least 2 photographs of the building tithe Certificate is being used to obtain food insurance.
A7_ Build-mg Diagram Number t
A8. Fora building with a crawl space or endosure(s).provide: 4-1 A9. For a building wits an attached garage,provide: f�
a) Square footage of crawl space or enclosure(s) sq ft a) Square footage of attached garage sq it
b) No.of permanent flood openings in the crawl space or ® b) No.of permanent flood openings in the attache .gwage
enclosure(s)walls within 1.0 foot above adjacent grade walls within 1A foot above adjacent grade C3
C) Total net area of flood openings in At3b -----er- sq in c) Total net area offload openings in A9.b <I sq in
SECTION B-FLOOD INSURANCE RATE MAP(FIRM)INFORMATION
(31.NFIP Community Name&Community Number - BZ.County Name 138.State
, T`t (3 ' Ssc. *z. 1 35 164 _ . i ter" Gsat26 I P(
84.Map/Panel Number B5.Suffix . 88.FIRM Index 87_FIRM Panel 88.f=lood ' B9.Base Flood Elevationts)(Zone
Date EtlectivelRevised Z s) AO,use base flood depth)
13'5`GI--pao7 6- 11-8G 60 - 1,- 84 r t. 1 2 . 0
B10. Indicate the source off tie a Flood Elevation(BFE)data or base flood depth entered in Item B9.
0 FIS Profile N'ARM Q Communiky Q Other(Describe)
611. Indicate elevation datum used for BFE In Item B9:{ IGW 1929 0 NAVD 1988 QOfier(Describe)
1312. Is the building located in a Coastal Barrier Resources System(CBRS)area or Otherwise Protected Area(OPA)? [3 Yes it'Ao
Designation Date 0 CBRS 0 OPA
SECTION C-BUILDING ELEVATION INFORMATION(SURVEY REQUIRED)
C1. Building elevations are based on: ❑Construction Drawings' ❑Budding Under Construction' [ shed Construction
A new Elevation Certificate wll be required rrben constriction of the building is complete.
C2. Elevations-Zones A1-A30,AE.AH,A(with BFE),VE,V1-V30.V(with BFE),AR,ARIA,ARIAE,AR/A1-A30,ARIAH,AR/A0. Complete Items C2_a-g
below according to the building diagram specified in item A7_ qt
Benchmark Utilized tom.o Goy L Vertical Datum / G V Q I°1'a.
C,onversiorutomnents MP,
Check the measurement used.
a) Top of bottom floor(including basement,crawl space,or enclosure floor) / Meet ❑ Rico meters(Puerto co only)
b) Top of the next higher floor /..14 CS L.+feet ❑meters(Puerto Rico only)
c) Bottom of the lowest horizontal structural member(V Zones only) iNtill U feet ❑meters(Puerto Rico only)
d) Attached garage(top of slab) f �'feet ❑meters(Puerto co only)
e) Lowest elevation of machinery or equipment servicing the building Ri
❑meters(Puerto Rico only)
(Describe type of equipment in Comments)
i) Lowest adjacent(finished)grade(LAG) 7 --� 0 meters(Puerto Rico Orly)
g) Highest adjacent(finished)grade(HAG) ❑meters(Puerto Rico only)
SECTION D-SURVEYOR,ENGINEER,OR ARCHITECT CERTIFICATION
This certificaliion is to be signed and sealed by a land surveyor.engineer,or architect authorized by law to certify elevation
• information_ !certify that The information on this Certificate represents my best efforts to interpret the data available.
I understand that any false statement may be punishable by fine or imprisonment under 18 U S.Code,Sec on 1001_
` ;
Check here if comments are provided on back of form. ,,,,35;'.
,p; CI, t 0 7 `L
E i"� ; 1
7 -
Certlfte ame License Number c k ,
V-t jJ c dely- -' 1'-'k�'l-n-..1,.-t 1 ti`�2-. e
Title Company Name it
L,Prr SbvItAtE`fS)R \ S):�13.�� :t
State ZIP Code n
Address - ' So./°j jet A i-t l R. 3 t'4{9 "° ,�C ti. .;.
v �`
Signature Date " 13-�� T�q Z.j 9 2.S--35Z3 � ...0--
�}
-fin
FEMA Form 81-31,February 2006 See reverse side for continuation_ Replaces all previous editions
Building Photographs
See Instructions for Item A6.
For Insurance Company Use:
Building Street Address(including Apt, Unit, Suite, and/or Bldg. No.)or P.O. Route and Box No. Policy Number
1307 JONES AVE
City TYBEE ISLAND State GA ZIP Code 31328 Company NAIC Number
If using the Elevation Certificate to obtain NFIP flood insurance, affix at least two building photographs below according to
the instructions for Item A6. Identify all photographs with: date taken; "Front View" and "Rear View"; and, if required, "Right
Side View" and "Left Side View." If submitting more photographs than will fit on this page, use the Continuation Page,
following.
FRONT VIEW 8-13-07
,1" r
•�'� "�� � fi
s ¢ ✓ [ .
' f
f317
r
140 it%
REAR VIEW 8-13-07
�` ,it T r .1
Fkogie
– — t
-_: z.
III
,. .
, ,
. . . ,
. . .
r. . .. . , ...1,,. ., ., i , ,
..i. , '.-0 '
v .V
e ) a
! ! comp[y.WITH THE
! : IAND STATE!OT TGEQRGIAIMEt7MENTS- - 1 , i• i H 1 1 1 1
I ii"/"t tAt e 1 •
: , _ ___ :_of Geolii3_Ar$1 n'Orrentsi . , ,.
i i 1 IA),,4_01i-__ I 1 _ , ___,..-1._ 4-
- ' '-----— , -',----i-a-kr` --;--11, ---; '1 : -Nem i . i • C1)--- ,
: -----(:°aLet -rdliOn Pi--.1d•Ztille I I 1 I I , 1 [ ,1 1 I 1 *) 1 IDI -t
,_2_1 1 L 1 1. i i 1
I 101
-C 111111 40111 ! i
l 1.---' 1-6] -LH 7- i • ril AR 1
1 0 , 1 1 i - •,
.
| | ] _ Lizi. . 1,___,i _ .,_,___, , ;:i__ ,
. ' r'uct•ed 'oarlsarldr-bar-1 1 . 1 ! -tho ._:t._ I .
' -� .
' ±1-
I 1 1,....---It-allatillanr -7"`N.Irr 4', 4,70
•
•
� ! L / ' ' / 1 |
- i- _,
-
i / ' ! i -� �r
• ! ` ! ' �` / ! | �� ~ | ' ' '
- ! !
, ' ! i |
-�� � . � . ,e. . ' ' '.
� ] ■ �� - - ' � ! i r • T-
� l / � i � � ' / ' / / / / ' ! � / !
— - — ---� ! -- '— - '— '- ' — - 1- i - ! /- - - l'
/ ' | ! | ! � ! , |
� | � | ' | | L ] '
_ . . �_ � _+ _^ _� �- � | (
�-- '- -l-'�--� - '-'-- -- '- ' '- - -�- ---T- ^— � `r-r- , '- ��-- - �� /
� | I ` | | ` I . | ' | ^ � v| / � | ' / . ' ' | ' ' � ' | ' ' � ' | / 1i , |, ., !. .
. -_-�
` / | |
.. __ | _ r l 1
i 0�� � |��
|
i • | ��� | | |
-�-- ' --�"�^����" �--'' �~�� ^ 1 | ---'--
| , . Iird/ri
| ~~/ / ' ��� . | | | | i
Mile No,A86957031 Page#21
Koiic'> t
WILLIAMS,MAXHEIMER&ASSOCIATES
REAL ESTATE APPRAISERS
POST OFFICE BOX 6577
SAVANNAH,GA 31414
OLDE SAVANNAH MORTGAGE
3107 EAST VICTORY DRIVE
SAVANNAH,GA 31404
Re Property: 1307 JONES AVENUE
TYBEE ISLAND,GA 31328
Borrower: TINA D.GANN
File No.: A8695703
In accordance with your request,we have appraised the above referenced property.The report of that appraisal is attached.
The purpose of this appraisal is to estimate the market value of the property described in this appraisal report,as improved,in unencumbered fee simple title of ownership.
This report is based on a physical analysis of the site and improvements,a locational analysis of the neighborhood and city,and an economic analysis of the market for
properties such as the subject.The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice.
The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and hmitmg conditions attached
It has been a pleasure to assist you.Please do not hesitate to contact me or any of my staff if we can be of additional service to you.
{l
Sincerely, q\
//`'SHAWN SIMS
■ Williams,Maxheimer&Associates,LLC IFile No.A86957031 Pane#31
uniform Residential Appraisal Report • F.A8695703
The purpose of this summary appraisal report is to provide the lender/client with an accurate,and adequately supported,opiriiori of the market value of the subject property.
Property Address 1307 JONES AVENUE City TYBEE ISLAND State GA Tip Code 31328
Borrower TINA D.GANN Owner of Public Record PATRICIA MCCOURY County CHATHAM
Legal Description LOTS 120 WARD 4 TYBEE ISLAND SAVANNAH BEACH
Assessor's Parcel# 4-4-9-1 Tax Year 2007 R.E.Taxes$ 6,159.03/EST.
U Neighborhood Name TYBEE ISLAND Map Reference 4-7-13-6 Census Tract 111.03
Occupant ❑Owner ®Tenant ❑Vacant Special Assessments$ 0.00 ❑PUD HOA$NONE ❑per year ❑per month
m Property Rights Appraised ®Fee Simple ❑Leasehold ❑Other(describe)
°'Assignment Type ®Purchase Transaction ❑Refinance Transaction ❑Other(describe)
Lender/Client OLDE SAVANNAH MORTGAGE Address 3107 EAST VICTORY DRIVE,SAVANNAH,GA 31404
Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ®Yes ❑No
Report data source(s)used,offering price(s),and date(s). THIS IS A(FSBO)WITH THE LISTING PRICE NOT BEING PROVIDED TO THE APPRAISER.
I ®did ❑did not analyze the contract for sale for the subject purchase transaction.Explain the results of the analysis of the contract for sale or why the analysis was not
performed. THE SUBJECT IS A(FSBO)AND IS CURRENTLY UNDER CONTRACT FOR$353,000 WITH THE SELLER PAYING NO CLOSING COSTS.
I—
CC Contract Price$$353,000 Date of Contract 03/11/2007 Is the property seller the owner of public record? Z Yes ❑No Data Source(s) TAX ASSESSOR
z Is there any financial assistance(loan charges,sale concessions,gift or downpayment assistance,etc.)to be paid by any party on behalf of the borrower? ❑Yes ®No
o
ci If Yes,report the total dollar amount and describe the items to be paid. NONE
Note:Race and the racial composition of the neighborhood are not appraisal factors.
Neighborhood Characteristics One-Unit Housing Trends One-Unit Housing Present Land Use%
Location ❑Urban ®Suburban ❑Rural Property Values Z Increasing [❑Stable ❑Declining PRICE AGE One-Unit 75%
o Built-Up ®Over 75% ❑25-75% ❑Under 25% Demand/Supply ❑Shortage ®In Balance f j Over Supply $(000) (yrs) 2-4 Unit 15%
o Growth ❑Rapid ®Stable ❑Slow Marketing Time ❑Under 3 mths ®3-6 milts ❑Over 6 mths iso Low NEW Multi-Family %
Neighborhood Boundaries TYBEE ISLAND IS BORDERED TO THE NORTH BY SAVANNAH RIVER:TO THE EAST BY 2MR, High 75 Commercial 5%
m ATLANTIC OCEAN;TO THE SOUTH BY TYBEE CREEK;AND TO THE WEST BY CHIMNEY CREEK 400 Pred. 15 Other 5%
6 Neighborhood Description SEE ADDENDUM
w
Z
Market Conditions(including support for the above conclusions) NO ABNORMAL MARKETING CONDITIONS EXIST IN THE AREA.THE DEMAND FOR HOUSING IN THE AREA IS
AVERAGE.NO UNUSUAL CONCESSIONS APPEAR TO BE NECESSARY.
Dimensions 53'X 110' Area 5,830 SF APPROXIMATE Shape RECTANGULAR View SIMILAR PROPERTIES
Specific Zoning Classification R-2 Zoning Description SINGLE FAMILY RESIDENTIAL
Zoning Compliance®Legal ❑Legal Nonconforming(Grandfathered Use)❑No Zoning ❑Illegal(describe)
Is the highest and best use of subject property as improved(or as proposed per plans and specifications)the present use? IS)Yes ❑No If No,describe
Utilities Public Other(descrbe) Public Other(describe) Off-site Improvements-Type Public Private
(Electricity ® ❑ Water N ❑ Street ASPHALT ® ❑
Ch Gas ❑ ❑PROPANE Sanitary Sewer ® ❑ Alley NONE ❑ ❑
FEMA Special Hood Hazard Area ®Yes ❑No FEMA Flood Zone An FEMA Map# 135164 0002 C FEMA Map Date 06/17/86
Are the utilities and off-site improvements typical for the market area? ®Yes ❑No If No,describe
Are there any adverse site conditions or external factors(easements,encroachments,environmental conditions,land uses,etc.)? ❑Yes ®No If Yes,describe
NO APPARENT ADVERSE EASEMENTS OR ENCROACHMENTS WERE NOTED THAT SHOULD AFFECT MARKET VALUE.THESUBJECT IS IDENTIFIED AS BEING IN THE FLOOD
HAZARD AREA.SUBJECT TO SURVEY.
General Description Foundation Exterior Description materials/condition Interior materials/condition
Units®One❑One with Accessory Unit Z Concrete Slab ❑Crawl Space Foundation Walls CONCRETE Floors VINYL/AVG
#of Stories 1 ❑Full Basement BLOCK/VINYL Basement Exterior Walls CON BLOCK/VYL Walls DRY BLK AVG
Type®Det ❑Att. ❑S-Det/End Unit Basement Area N/A sq.ft.Roof Surface ASPHALT/ROLL Trim/Finish WOOD/AVG
IX1 Existing U Proposed I—I Under Const.Basement Finish N/A %Gutters&Downspouts DIVERTERS Bath Floor CERAMIC/AVG
Design(Style) 1-STORY/AVG [Outside Entry/Exit n Sump Pump Window Type METAL,S/H Bath Wainscot FIB GLS/AVG
Year Built 1960 Evidence of n Infestation N/A Storm Sash/Insulated TYPICAL Car Storage f1 None
Effective Age(Yrs) 10 ❑Dam ness ❑Settlement Screens PARTIAL iZ Driveway #of Cars ADEQ
Attic X None Heating r I FWA II .1 HWBB 0 I Radiant Amenities I I Woodstove(s)# Driveway Surface UNPAVED
❑Drop Stair ❑Stairs ❑Other I Fuel ❑Fireplace(s)# ®Fence WOOD ❑Garage #of Cars
D Floor I-1 Scuttle Cooling n Central Air Conditioning X Patio/Deck CV PAT 1X1 Parch SCREEN n Carport #of Cam
to❑Finished ❑Heated ID Individual I[31 Other WNDUNIT Iii Pool ®Other STORAGE ❑Att. ❑Det. ❑Built-in
Z Appliances_Refrigerator ■ Range/Oven ■ Dishwasher ❑Disposal ❑Microwave ❑Washer/Dryer Z Other(describe) FAN/HOOD
'. Finished area above grade contains: s Rooms 3 Bedrooms 1 Bath(s) 1,256 Square Feet of Gross Living Area Above Grade
oo Additional features(special energy efficient items,etc.). SCEEN PORCH;COVERED SIDE PATIO;THREE BEDROOMS;ONE FULL BATH;FENCED YARD;COMBINED LIVING/DINING
CL ROOMS;AND OFF STREET PARKING.
M Describe the condition of the property(including needed repairs,deterioration,renovations,remodeling,etc.). A 16.67%PHYSICAL DEPRECIATION ADJUSTMENT WAS MADE
FOR NORMAL AGING.THERE WAS NO FUNCTIONAL OR EXTERNAL OBSOLESENCE TO BE CONSIDERED.THE SUBJECT IS EXISTING CONSTRUCTION AND 15 CONSIDERED TO BE
IN OVERALL AVERAGE CONDITION
Are there any physical deficiencies or adverse conditions that affect the livability,soundness,or structural integrity of the property? I j Yes IN No If Yes,describe
Does the property generally conform to the neighborhood(functional utility,style,condition,use,construction,etc.)? ®Yes 0 No If No,describe
Freddie Mac Form 70 March 2005 Page 1 of 6 Fannie Mae Form 1004 March 2005
Form 1004—"WinTOTAL"appraisal software by a la mode,inc,—1-800-ALAMODE
(File No.A86957031 Paae#41
uniform Residential Appraisal Report Fite#A8695703
There are 175+1- comparable properties currently offered for sale in the subject neighborhood ranging in price from$ 299,900 to$ 2.30 MIL .
There are 65+1- comparable sales in the subject neighborhood within the past twelve months ranging in sale price from$ 279,000 to$ 2.25 MIL •
FEATURE 1 SUBJECT 1 COMPARABLE SALE#1 COMPARABLE SALE#2 ( COMPARABLE SALE#3
Address 1307 JONES AVENUE 705 BUTLER AVENUE 1507 2ND AVENUE 6 SOUTH CAMPBELL AVENUE
TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328
—Proximity to Subject 0.61 miles NE 0.21 miles S 1.3 miles N
Sale Price $ S353.000I '$ 399,900 $ 360,000 $ 320,000
Sale Price/Gross Liv.Area $ sq.ft.$ 357.05 Sq.ft. $ 303.54 sq.ft. $ 271.19 sq.ft.
Data Source s LENDER/APPRAISER DATA LENDER/APPRAISER DATA LENDER/APPRAISER DATA
Verification Source(s) MLS/PUBLIC RECORD MLS/PUBLIC RECORD MLS/PUBLIC RECORD
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$Adjustment DESCRIPTION +(-)$Adjustment DESCRIPTION +(-)$Adjustment
Sales or Financing I CONVENTIONAL CONVENTIONAL CONVENTIONAL
Concessions JOAN LOAN LOAN
Date of Sale/Time 1 09/26/2006 07/03/2006 06/05/2006
Location TYBEE ISLAND TYBEE ISLAND TYBEE ISLAND TYBEE ISLAND
Leasehold/Fee Simple FEE SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE
Site 5,830 SF/I'YPIC EQUINTERIOR EQL/INTERIOR EQIIINTERIOR
--View SIMILAR PROP SIMILAR PROP SIMILAR PROP SIMILAR PROP
Design(Style) 1-STORY/AVG 1-STORY/AVG 1-STORY/AVG 1-STORY/AVG
Quality of Construction AVG/BLK&VIN AVG/FRAME AVG/SIDING AVG/VINYL SID
Actual Age 1960 1930 1947 1958
Condition AVERAGE GOOD -19995 AVERAGE FAIR TO AVG +16,250
Above Grade Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths +5,000 Total Bdrms. Baths
Room Count 5 3 I 6 3 1 5 2 1 5 3 1
Gross Living Area 1,256 sq.ft. 1,120 sq.ft. +3,400 1,186 sq.ft. +1,750 1,100 sq.ft. +1,900
Basement&Finished NONE NONE NONE NONE
-Rooms Below Grade
Functional Utili AVERAGE AVERAGE AVERAGE AVERAGE
qHeating/Cooing NONE/WD UNTS CENTRAL -5,000 CENTRAL -5,000 NONE
O2 Energy Efficient Items STANDARD STANDARD STANDARD STANDARD
Garage/Carport OFF STREET OFF STREET OFF STREET i-CARPORT +1,000
z Porch/Patio/Deck SCR PCH,PATIO ENTRY,SCR PCH ENTRY,SCR PCH COVD ENTRY +2,500
2 FENCES,EXTRAS FENCE,CV PATIO FENCE +1,500 FENCE,POOL -6,500 FENCE,STORAGE
M APPLIANCES RO,FHLDW TYPICAL TYPICAL TYPICAL
E Net Adjustment(Total) I ❑+ ® - $ -20,095 ❑+ ®- $ -4,7501 ®+ ❑- '$ 21,650
Adjusted Sale Price I Net Adj. 5.0% Net Adj. 1.3% Net Adj. 6.8%
of Comparables I Gross Adi. 7.5%.$ 379,805 Gross Adj. 5.1% $ 355.250,Gross Adj. 6.8%I$ 341,650•
iCO I ®did ❑did not research the sale or transfer history of the subject property and comparable sales.If not,explain
My research ❑did [5'y did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal.
Data Source(s) MLS/APPRAISER DATA,PUBLIC RECORDS
My research ®did El did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale.
Data Source(s) MLS,APPRAISER DATA,PUBLIC RECORDS
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales(report additional prior sales on page 3).
ITEM SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3
Date of Prior Sale/Transfer NO SALE WITHIN NO SALE WITHIN 09/06/2005 NO SALE WITHIN
Price of Prior Sale/Transfer PRIOR 3 YEARS PRIOR YEAR $300,000 PRIOR YEAR
- Data Source(s) PUBLIC RECORD PUBLIC RECORD (UBLIC RECORD PUBLIC RECORD
Effective Date of Data Source(s) CURRENT I CURRENT I CURRENT CURRENT
Analysis of prior sale or transfer history of the subject property and comparable sales THE SUBJECT HAS NOT SOLD IN THE PAST THREE YEARS.AT THE TIME OF INSPECTION
OF COMPARABLE 42 THE SUBJECT WAS DEMOLISHED AND NEW CONSTRUCTION HAS BEEN STARTED.ANY PRIOR YEAR SALES FOR COMPARABLES ARE NOTED ABOVE
Summary of Sales Comparison Approach ALL OF THE COMPARABLE SALES WERE TAKEN FROM THE SUBJECTS IMMEDIATE MARKETING AREA AND WERE CONSIDERED TO
— BE MOST COMPATIBLE WITH THE SUBJECT PROPERTY.THEY GIVE A VALID INDICATION OF VALUE AFTER ADJUSTMENTS AND WERE VERIFIED TO BE CLOSED TRANSACTIONS.
SEE ADDITIONAL COMPARABLE AND COMMENTS.
Indicated Value by Sales Comparison Approach$ 355,000
Indicated Value by:Sales Comparison Approach$ 355,000 Cost Approach(if developed)$ 363379 Income Approach(if developed)$ N/A
THE SALES COMPARISON APPROACH WAS GIVEN THE MOST WEIGHT ON ARRIVING AT THE VALUEAS IT BEST REPRESENTS TT)E ACTIONS OF BUYERS AND SELLERS IN THE
ZO MARKET PLACE.THE INCOME APPROACH IS INAPPLICABLE DUE TO THE LACK OF VERIFIABLE DATA.
This appraisal is made®"as is", ❑ subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been
z completed, ❑subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed,or❑subject to the
o following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration qr repair: ASSUMES THAT ALL MECHANICAL
SYSTEMS FUNCTION PROPERLY AND ALL STRUCTURAL MEMBERS WERE SOUND AT THE TIME OF INSPECTION.
Based on a complete visual inspect on of the interior and exterior areas of the subject property,defined scope of Work,statement of assumptions and limiting
conditions,and appraiser's cerhfica ion,my(our)opinion of the market value,as defined,of the real property that is the subject of this report is
11$ 355,000 ,as of 03/22/2)07 ,which is the date of inspection and the effective date of this appraisal. I
Freddie Mac form 70 March 2005 Page 2 of 6 Fannie Mae Form 1004 March 2005
Form 1004—inTOTAL"appraisal software by a la mode,inc.—1-800-ALAMRpE
File No.A86957031 Paae#51
uniform Residential Appraisal Report File#A8695703
EXPANDED"SCOPE OF WORK"COMMENTS(HE APPRAISER IS PERMITTED TO EXPAND THE"SCOPE OF WORK"FOR CLARIFICATION PURPOSES OF WHICH THE FOLLOWING IS
PROVIDED FOR SAID PURPOSES):A"COMPLETE VISUAL INSPECTION OF THE INTERIOR AND EXTERIOR AREAS OF THE SUBJECT PROPERTY"WAS PERFORMED BY THE
APPRAISER BASED ON CONDITIONS READILY OBSERVABLE EXCLUDING ALL HIDDEN OR OBSTRUCTED AREAS AND NOT AS A PROFESSIONAL HOME INSPECTOR.THE TERM
"COMPLETE"IS NOT AN ALL INCLUSIVE TERM RELATIVE TO THE ENTIRE AMC AND,IF APPLICABLE,THE ENTIRE CRAWL SPACE AND OTHER NON-HABITABLE AREAS AS A
COMPLETE DETAILED PHYSICAL INSPECTION OF EVERY PART OF THE AFOREMENTIONED AREAS IS NOTA FUNCTION OF THE INSPECTION PROCESS RELATIVE TO RESIDENTIAL
APPRAISING BUT IS RELATIVE TO THE INSPECTION PROCESS BY A PROFESSIONAL HOME INSPECTOR.THE APPRAISER IS NOT A PROFESSIONAL TERMITE OR WOOD DESTROYING
ORGANISM INSPECTOR OR ENVIRONMENTAL INSPECTOR OR PROFESSIONAL MECHANICAL OR SYSTEMS INSPECTOR OR PROFESSIONAL WELL AND SEPTIC SYSTEMS
INSPECTOR.IMPROVEMENT RATINGS AND COMMENTS REGARDING IMPROVEMENTS,SYSTEMS,EQUIPMENT AND REAL PROPERTY DO NOT REPRESENT ANY GUARANTEES
AND/OR WARRANTIES EXPRESSED OR IMPLIED AS GUARANTEES AND/OR WARRANTIES ARE NOT A PART OF THE SCOPE OF THIS APPRAISAL.IT IS NOT A PART OF THE SCOPE OF
THIS APPRAISAL FOR THE APPRAISER TO PERFORM DUTIES RELATIVE TO THAT OF AN ATTORNEY-AT-LAW REGARDING ABSOLUTE VERIFICATION OF ALL LEGAL ASPECTS
PERTAINING TO THE SUBJECT PROPERTY IT IS NOT A PART OF THE SCOPE OF THIS APPRAISAL FOR THE APPRAISER TO PERFORM DUTIES RELATIVE TO THAT OF A
PROFESSIONAL SURVEYOR REGARDING ABSOLUTE VERIFICATION OF ALL ASPECTS CONSIDERED AND DISCOVERIES MADE BY A PROFESSIONAL SURVEYOR RELATED TO THE
SITE AND IMPROVEMENTS OF THE SUBJECT PROPERTY.ATTEMPT OF DISCOVERY OF POTENTIAL ADVERSE INFLUENCES AS A RESULT OF HUMAN BEHAVIOR IS NOT PART OF
THE SCOPE OF WORK OF THIS APPRAISAL.❑ •
z
0
U
J
Q
z
0
0
❑
Q
COST APPROACH TO VALUE(not required by Fannie Mae)
Provide adequate information for the lender/client to replicate the below cost figures and calculations.
Support for the opinion of site value(summary of comparable land sales or other methods for estimating site value)
0 ESTIMATED ❑REPRODUCTION OR ®REPLACEMENT COST NEW OPINION OF SITE VALUE =$ 250,000
o Source of cost data MARSHALL AND SWIFT RESIDENTIAL HANDBOOK DWELLING 1,256 Sq.Ft.@$ 90.00....... _$ 113,040
ce
Quality rating from cost service AVG Effective date of cost data CURRENT N/A Sq.Ft.@$ =$
a Comments on Cost Approach(gross living area calculations,depreciation,etc.) APPL,SCR PCH,PATIOS,FENCE,ETC. =$ 14,500
U)MARSHALL AND SWIFTS RESIDENTIALCOST HANDBOOK WAS USED AS THEDATA Garage/Carport Sq.Ft.@$ =$
U SOURCE FOR REPRODUCTIONCOST NEW INFORMATION. Total Estimate of Cost-New =$ 127,540
Less Physical Functional External
Depreciation 21,261 =$( 21,261)1
Depreciated Cost of Improvements ___—___._.__...._.___.__._ =$ 106,279
"As-is"Value of Site Improvements =8 7,500
_Estimated Remaining Economic Life(HUD and VA only) so Years INDICATED VALUE BY COST APPROACH _ _$ 363,779
INCOME APPROACH TO VALUE(not required by Fannie Mae)
Estimated Monthly Market Rent$ N/A X Gross Rent Multiplier N/A =$ N/A Indicated Value by Income Approach
Summa of income A11 oach includins su I sort for market rent and GRM'
PROJECT INFORMATION FOR PUQs(if applicable)
Is the developer/builder in control of the Homeowners'Association(HOA)? ❑Yes X No Unit type(s) ®Detached ❑Attached
Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit
- Legal Name of Project
o Total number of phases Total number of units N/A Total number of units sold
R Total number of units rented Total number of units for sale N/A Data source(s)
2 Was the project created by the conversion of existing building(s)into a PUD? ❑Yes ❑No If Yes,date of conversion.
o Does the project contain any multi-dwelling units? ❑Yes ❑No Data Source
z Are the units,common elements,and recreation facilities complete? ❑Yes ❑No If No,describe the status of completion.
0
a
Are the common elements leased to or by the Homeowners'Association? ❑Yes ❑No If Yes,describe the rental terms and options.
Describe common elements and recreational facilities. NONE.TIES IS NOT A PIJD.
Freddie Mac Form 70 March 2005 Page 3 of 6 Fannie Mae Form 1004 March 2005
Form 1004—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMQDE
'File No.A8695703I Page#61
uniform Residential Appraisal Report File#A8695703
This repgrt form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit;
including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a
manufactured home or a unit in a condominium or cooperative project.
This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value,
statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended
use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may
expand the scope of work to include any additional research or nalysis necessary based on the complexity of this appraisal
assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's
continuing education or membership in an appraisal organization, are permitted.
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal repgrt form, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual
inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the
comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources,
and (5) report his or her analysis, opinions, and conclusions in this appraisal report.
INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the
subject of this appraisal for a mortgage finance transaction.
INTENDED USER: The intended user of this appraisal report is the lender/client.
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open
market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming
the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and
the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both
parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a
reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms
of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale.
*Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions abodt the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements.
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (s ch as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or
she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisaj that is subject to satisfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will
be performed in a professional manner.
Freddie Mac f=orm 70 March 2005 Page 4 of 6 Fannie Mae Form 1004 March 2005
Form 1004—''WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMOpE
IFile No.A86957931 Pane#71
uniform Residential Appraisal Report File#A8695703
APPRAI§ER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for
sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject
property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally,physically,and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. 1 have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified,from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of,and have access to,the necessary and appropriate public and private data sources,such as multiple listing
services,tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the
subject property or that I became aware of during the research involved in performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital
status, handicap,familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not
conditioned on any agreement or understanding, written or otherwise, that I would report (9r present analysis supporting) a
predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of
any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending
mortgage loan application).
19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I
relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal
or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this
appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make
a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no
responsibility for it.
20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this appraisal report.
Freddie Mac Form 70 March 2005 Page 5 of 6 / Fannie Mae Form 1004 March 2005
Form 1004—"wnTOTAL"appraisal software by a la mode,inc.—1-800-ALAMppE
(File No.A86957031 Page#8]
uniform Residential Appraisal Report File#A8695703
The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the
borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other
secondary market participants; data collection or reporting services; professional appraisal organizations; any department,
agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to
obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party(including, but not limited to, the public through advertising, public
relations, news, sales, or other media).
I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage
insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part
of any mortgage finance transaction that involves any one or more of these parties.
If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as If a paper version of this appraisal report were delivered containing my original hand written signature.
Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States
Code, Section 1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
I directly supervised the appraiser for this appraisal assignment,have read the appraisal report,and agree with the appraiser's
analysis, opinions, statements, conclusions, and the appraiser's certification.
I accept full responsibility for the contents of this appraisal report including, but not limited to,the appraiser's analysis, opinions,
statements, conclusions, and the appraiser's certification.
The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm),is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
if this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER SUPERVISOYAP AISER(ONLY I KQUIRED)
Signature Si _ .�.
_g � Signatur
Name HAWN SIMS Name DO 1GLdS Ch�WA'^"^
Company Name WILLIAMS,MAXHEIMER&ASSOCIATES LLC Company Name WILLIAMS,MAXHEIMER,&-ASSOc1ATES iic
Company Address P.O.BOX 6577 Company Address PA.BOX 6577 _
SAVANNAH,GA 31414 SAVANNAH,GA.31414
Telephone Number (912)355-1096 Telephone Number (912)355-1096
Email Address shaansimsabellsouth.net Email Address
Date of Signature and Report March 26,2007 Date of Signature March 26 2007
Effective Date of Appraisal 03/22/2007 State Certification#
State Certification# or State License# 5907
or State License# 261463 State GA
or Other(describe) State# Expiration Date of Certification or License 3/31/2007
State GA
Expiration Date of Certification or License 9/30/2007 SUBJECT PROPERTY
ADDRESS OF PROPERTY APPRAISED ❑ Did not inspect subject property
1307 JONES AVENUE El Did inspect exterior of subject property from street
TYBEE ISLAND,GA 31328 Date of Inspection
APPRAISED VALUE OF SUBJECT PROPERTY$ 355,000 ® Did inspect interior and exterior of subject property
LENDER/CLIENT Date of Inspection 3/22/2007
Name HOLLY ANDREWS
Company Name OWE SAVANNAH MORTGAGE COMPARABLE SALES
Company Address 3107 E ST VICTORY DRIVE.SAVANNAH,GA 31404 ❑ Did not inspect exterior of comparable sales from street
® Did inspect exterior of comparable sales from street
Email Address pnwcssor 6)eoldesa`annahmortgpe.com Date of Inspection 03/22/2007
Freddie Mac Form 70 March 2005 Page 6 of 6 Fannie Mae Form 1004 March 2005
Form 1004—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAM0PE
• (File No.A86957031 Paae#91
' uniform Residential Appraisal Report File#A8695703
FEATURE COMPARABLE SALE#4 COMPARABLE SALE#5 COMPARABLE SALE#6
Address 1307 JONES AVENUEI
403 JONES AVENUE
TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328
Proximity to Subject 0.89 miles NE
Sale Price $ x353,000 $ 357,000 $ I$
Sale Price/Gross Liv.Area $ sq.ft.$ 262.89 SQ.ft. $ sq.ft. $ sq.ft.
Data Source(s) LENDER/APPRAISER DATA
Verification Source(s) ML5,PUBLIC RECORD
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$Adjustment DESCRIPTION +(-)$Adjustment DESCRIPTION +(-)$Adjustment
Sales or Financing CASH I '
Concessions SALE
Date of Sale/Time 04/19/2006
Location TYBEE ISLAM) TYBEE ISLAND
U Leasehold/Fee Simple FEE SIMPLE FEE SIMPLE
w Site 5,830 SFTIYPIC EQL/INFERIOR
Q.
tL View SIMILAR PROP SIMILAR PROP
Q
z Design(Style) I-STORY/AVG 1•STORY/AVG
Quality of Construction AVGBLK&VIN AVG/FRAME
Actual Age 1960 1960
5 Condition AVERAGE AVERAGE
o Above Grade Total Bdrms.'Baths Total Bdrms. Baths Total•Bdrms,Berns Total Bdrms.'Baths
0 Room Count 5 3 1 5 3 1
w
Gross Living Area 1,256 sq.ft. 1,358 sq.ft. -2,550 sq.ft. sq.ft.
")Basement&Finished NONE NONE
Rooms Below Grade
Functional Utility AVERAGE AVERAGE
Heating/Coaling NONE/WD LINTS CENTRAL -5,000
Energy Efficient Items STANDARD STANDARD
Garage/Carport OFF STREET OFF STREET
PorcVPatio/Deck SCR PCH,PATIO ENTRY,SCR PCH
FENCES,EXTRAS FENCE,CV PATIO NONE +2,500
APPLIANCES RO,FH,DW TYPICAL
Net Adjustment(Total) ❑+ ® - $ -5,050 ❑+ ❑ - $ ❑+ ❑- $
Adjusted Sale Price Net Adj. 1.4 % Net Adj. % Net Adj. %
of Comparables Gross Adj. 2.8 %$ 351,950 Gross Adj. % $ Gross Adj. % $
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales(report additional prior sales on page 3).
ITEM SUBJECT COMPARABLE SALE#4 I COMPARABLE SALE#5 COMPARABLE SALE#6
Date of Prior Sale/Transfer NO SALE WITHIN NO SALE WITHIN
> Price of Prior Sale/Transfer PRIOR 3 YEARS PRIOR YEAR
p Data Sources) PUBLIC RECORD PUBLIC RECORD
(p Effective Date of Data Source(s) CURRENT CURRENT
TAnalysis of prior sale or transfer history of the subject property and comparable sales SEE PAGE TWO
J
Q
co
Analysis/Comments ADDITIONAL COMPARABLE#4 WAS PROVIDED TO FURTHER SUPPORT THE FINAL ESTIMATE OF VALUE ASSIGNED TO THE SUBJECT PROPERTY.
SOME COMPARABLES,ALTHOUGH EXCEEDING THE DESIRED 6 MONTH SALE/DATE GUIDELINE,CONTINUES TO PROVIDE VALID MARKET DATA AND WARRANTS NO TIME
ADJUSTMENTS
CONDMON ADJUSTMENTS=5%OF SATES PRICE..
COMPARABLE#3,ALTHOUGH SLIGHTLY EXCEEDING THE DESIRED 1 MILE RADIUS,IS LOCATED IN THE SUBJECTS IMMEDIATE MARKETING AREA ON TYBEE AND WOULD
COMPETE FOR THE SAME POTENTIAL HOMEBUYER.
N
Z THE SUBJECT PROPERTY EXCEEDS THE NEIGHBORHOOD PREDOMINANT VALUE,BUT IS WITHIN MARKET RANGE AND IS NOT CONSIDERED TO BE AN OVERIMPROVEMENT.
w
E
0
U
ce
I
. , . , ,i
Freddie Mac Form 70 March 2005 Fannie Mae Form 1004 March 2005
Form 1004.(AC)—"WinTOTAL"appraisal software by a la mode,inc.—1-800-AI f MODE
(File No.A86957031 Page#101
Text Addendum File No.A8695703
Borrower/Client TINA D.GANN
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OLDE SAVANNAH MORTGAGE
NEIGHBORHOOD DESCRIPTION:
THE SUBJECT IS LOCATED ON TYBEE ISLAND,THE FURTHEST EAST ISLAND OF CHATHAM COUNTY'S MARKETING AREA.TYBEE
ISLAND IS A 20 MINUTE DRIVE FROM DOWNTOWN SAVANNAH,VIA U.S.HWY 80.SCHOOLS AND SOPPING ARE LOCATED
CLOSER IN ON WILMINGTON ISLAND.EMPLOYMENT CENTERS AND RECREATIONAL FACILITIES ARE NEARBY.POPULATION OF
THIS POPULAR RESORT AREA INCREASES FROM 3,000 YEAR ROUND PERMANENT RESIDENTS TO OVER 25,000 VISITORS
DURING THE SUMMER SEASON.
DISCLAIMERS
UNLESS OTHERWISE STATED WITHIN THIS REPORT,THE EXISTENCE OF HAZARDOUS MATERIALS,INCLUDING,BUT NOT
LIMITED TO TOXIC WASTE,ASBESTOS,RADON GAS,OR UREA FORMALDEHYDE FOAM INSULATION,WHICH MAY OR MAT NOT BE
PRESENT ON THE PROPERTY,WAS NOT RECOGNIZED BY THE APPRAISER. THE APPRAISER HAS NO KNOWLEDGE OF THE
EXISTENCE OF SUCH MATRIALS IN THE SUBJECT PROPERTY. THE APPRAISER,HOWEVER,IS NOT QUALIFIED TO DETECT
SUCH SUBSTANCES. THE CONCLUSIONS AND VALUE ESTIMATES HEREIN ARE PREDICATED ON TNE ASSUMPTION THAT THERE
IS NO SUCH SUBSTANCE ON OR IN THE PROPERTY THAT WOULD CONTRIBUTE TO OR CAUSE A FOSS IN VALUE. NO
RESPONSIBILITY IS ASSUMED FOR ANY SUCH CONDITIONOR FOR THE EXPERTISE REQUIRED TO DISCOVER THEM. THE CLIENT
IS URGED TO RETAIN AN EXPERT IN THIS FIELD,IF DESIRED.
THE APPRAISAL CONFORMS T THE UNIFORM STANDARDS OF PROFESSIONAL PRACTICE(USP )ADOPTED BY THE APPRAISAL
STANDARDS BOARD OF THE APPRAISAL FOUNDATION,EXCEPT THAT THE DEPARTURE PROVISION OF THE USPAP SHALL NOT
APPLY.
THE APPRAISAL CONTAINS A SIGNED CERTIFICATE REQUIRED BY THE USPAP,AND AN ADDITIONS STATEMENT THAT THE
APPRAISAL ASSIGNMENT WAS NOT BASED ON A REQUESTED MINIMUM VALUATION,A SPECIFICS VALUATION OR THE APPROVAL
OF A LOAN.
THE DIGITAL SIGNATURE ON THIS REPORT IS PROTECTED AND ONLY THE APPRAISER MAINTAINS CONTROL OF THE
SIGNATURE.THIS CONTROL IS MAINTAINED BYA PASSWORD.ELECTRONICALLY AFFIXING A SIGNATURE TO THIS REPORT
CARRIES THE SAME LEVEE OF AUTHENTICITY AND RESPONSIBILITY AS A LINK SIGNATURE ON A PAPER COPY REPORT.
f opn TADD—"WInTOTAL"appraisal software by a la mode,inc.—1-800-ALAMOJE
File No.A86957031 Pane#11
Building Sketch
Borrower/Client TINA D.GANN -
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OLDE SAVANNAH MORTGAGE
10.0'
I i
° I PATIO
° I I
I I
11.0'
4.0'
23.0' DEN 1
0
O`'
m
Fs: m
° BEDROOM LNDRY is
D��
�
g
3.7' v j
KITCHEN v I
BEDROOM
LIVING
BEDROOM DINING
8.8' _�',
11 6'
11'5 b I SCREEN PORCH I in
ai
17.0'
Sketch by Apex IV'
Comments:
AREA CALCULATIONS SUMMARY LIVING AREA BREAKDOWN
Code Description Size Net Totals Breakdown Subtotals
GLA1 First Floor 1255.72 1255.72 First Floor
P/P SCREEN PORCH 244.66 11.5 x 40.1 463.15
COV'D PATIO 104.00 3.7 x 14.7 54.39
PATIO 100.00 448.66 11.0 x 42.4 466.40
7.8 x 35.1 273.78
TOTAL LIVABLE (rounded) 1256 4 Calculations Total(rounded) 1256
Form SKT.BIdSkI "WinTOTAL"appraisal software by a la mode,inc.—1-800•ALMODE
• IFile F 9.¢86957031 Page#121
Plat Map
Borrower/Client TINA D.GANN .
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State, c Zip Code 31328
Lender OLDE SAVANNAH MOR OAOE
/ .
la
a
P
'A,
i
n
I1
,'" o
12
S
Y,
Form MAP.PLAT—."WinTOTAL"appraisal software by a la mode,inc.—1-800•ALAI100*
File No.A8695703I Page#13]
Location Map
Borrower/Client TINA D.GANN
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OLDE SAVANNAH MORTGAGE
*
MapPoirnt
Fort Pulaski
National
Monument
L,
8�1 Sti sA P
Sc Ito"
Fort Screven
CS' itk.
80 26 0-
Comparable#4
Comparable#3 y0 403 JONES AVENUE
6 SOUTH CAMPBELL AVENUE ? 2r+Ug 0.89 miles NE
Re. 1.3 miles N 2,
a $` t yTybee Island
St
StPr St
to
��St 80
4 Bin
9' ry 847 Subject
(j St 7 JONES;AVENUE
Comparable#1 '} 14
705 BUTLER AVENUE ;.c 12, .7
0.61 miles NE
1345.6
h 1�
1645.St ___ - Comparable#2
t^ 1507 2ND AVENUE
Ty1+n;e
S 0.21 miles S
Sea Islands 26
A t l a n t i c
O c e a n
sca
ml I 03 ' 0,6
OR
02007 tdierozoeCorp @2006 N4VIEQ,and JorsI!Atlas:Inc
Form MAP.LOC—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMOCE
File No.A8695703I Pane#14I
I Subject Photos
Borrower/Client TINA D.GANN
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OLDE SAVANNAH MORTGAGE
`+•, ' .off ;� w Subject Front It
�•`� y i, �.'� ., 1307 JONES AVENUE
A Sales Price 6353,000
t� Gross Living Area 1,256
Total Rooms 5
�.a�� Total Bedrooms 3
s
r , •%� a Total Bathrooms 1
- ;. - Location TYBEE ISLAND
r k - - View SIMILAR PROP
- Site 5,830 SF/TYPIC
Quality AVG/BLK&VIN
Age 1960 v4 144,
_.
a i
>3
_____________t
li, Subject Rear
r.i ,tc,1,.
a
_n
_ __
____
y
_______
Subject Street
.1
`
I
Fg nt PIC3X5.SR,"WinTOTAL"appraisal software by a Ia mode,inc.—1-B00•AI AMODE
I
r - , 'File No.A86957031 Page#15.1
Comparable Photos ##
Borrower/Client TINA D.GANN
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OLDE SAVANNAH MORTGAGE
4 6 Comparable 1
iv _r 705 BUTLER AVENUE
x y Prox to Subject 0.61 miles NE
- • -'. 7 • , Sales Price 399,900
.. -! 1 Gross Living Area 1,12o
` a', Total Rooms 6
° r .4 ',\ Total Bedrooms 3
__' , - Total Bathrooms 1
j Location TYBEE ISLAND
` _ ' flew SIMILAR PROP
I, [ Sde EQUIN ERIOR
:4.
,t" j Quality AVG/FRAME
it Age 1930
..•..6 u / ' la_ e ,' j .
:tea
Comparable 2
1507 2ND AVENUE
Prox to Subject o.21 miles s
Sales Price 360,000
Gross Living Area 1,186
Total Rooms 5
Total Bedrooms 2
Tptal Bathrooms 1
Location TYBEE ISLAND
View SIMILAR PROP
Site EQLWTERIOR
Quality AVG/SIDING
Age 1947
-i8 ''' C4 Y'l J f�i,. Comparable 3
.y' k 6 SOUTH CAMPBELL AVENUE
' ' __ t' *''' �,,4 i Prox.t0 Subject 1 3 miles N
w I 1 -I,, Sales Price 320,000
•, R
Gross Living Area Liao
'- s r r`4 Total Rooms s
• Total Bedrooms 3
'"I"�+.11 Total Bathrooms 1
"~--- ' "∎=._,.∎=11.1.M''- Location TYBEE ISLAND
View SIMILAR PROP
Site EQUINTERIOR
Quality 1950 VINYL SID
l Age 1958
e, _iirr- -721
AIMF • 1 •.
F i * ' yam, - - 'M..-./;
Form PIC3x5.CR—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMOOB
Vile No.A86957031 Pane#161
Comparable Photo Page
Borrower/Client TINA D.GANN
Property Address 1307 JONES AVENUE
City TYBEE ISLAND County CHATHAM State GA Zip Code 31328
Lender OWE SAVANNAH MORTGAGE
Comparable 4
403 JONES AVENUE
Pros.to Subject o.89 miles NE
.4 Wig; Sales Price 357,000
• Gross Living Area 1,358
• e , i Total Rooms 5
f ?" Total Bedrooms 3
Total Bathrooms 1
Location TYBEE ISLAND
~ View SIMILAR PROP
--- . Site EQU1NTERIOR
Quality AVG1FRAME
Age 1960
Comparable 5
Prox.to Subject
• Sales Price
Grqss Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Lpcatiop
View
Site
Quality
Age
Comparable 6
Pralc.to Subject
Sales Price
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Logatjan
View
Site
Quality
Age
Form PIC3x5.CR—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE