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07-0522 Gaster
10.c4 D si CITY OF TYBEE ISLAND BUILDING PERMIT DATE ISSUED: 12-12-2007 PERMIT#: 070522 WORK DESCRIPTION: MAJOR ADDITION WORK LOCATION: 1314 SECOND AVE B OWNER NAME AMY GASTER ADDRESS PO BOX 365 CITY,ST,ZIP TYBEE ISLAND GA 31328-0365 PHONE NUMBER CONTRACTOR NAME THE COTTAGE COMPANY ADDRESS P 0 BOX 2947 CITY STATE ZIP TYBEE ISLAND GA 31328 FLOOD ZONE BUILDING VALUATION SQUARE FOOTAGE 500 OCCUPANCY TYPE P TOTAL FEE'S CHARGED $1,265.00 PROPERTY IDENTIFICATION # PROJECT VALUATION $125,000.00 TOTAL BALANCE DUE: $1,265.00 It is understood that if this permit is granted the builder will at all times comply with the zoning,subdivision,flood control,building,fire, soil and sedimentation,wetlands,marshlands protection and shore protection ordinances and codes whether local,state or federal,including all environmental laws and regulations when applicable,subsequent owners should be informed that any alterations to the property must be approved by the issuance of another building permit. Permit holder agrees to hold the City of Tybee Island harmless on any construction covered by this permit. This permit must be posted in a conspicuous location in the front of building and protected from the weather. If this permit is not posted work will be stopped. The building contractor will replace curb paving and gutter broken during construction. This permit will be voided unless work has begun within six months of the date of issuance. Signature of Building Inspector or Authorized Agent: P.O.Box 2749-403 Butler Avenue,Tybee Island,Georgia 31328 (912)786-4573-FAX(912)786-5737 www.cityoftybee.org I I I '... . . ‘ 1 . ' Report _ Cg ,i,-;,i'- Tybee Island -103 Butler Ave. P.o. Bo: 2749 Bybee Isiand, GA 31328 P il Al'de: (9 12) 736-4573 ext. 114 FL- x-.: (912) 78f3-0539 7 ,---) .:------) ---, Date Requested 2 o & , - Date Needed Q - 13- O Gen, CG ritractorLq S-Q 0.0 Subcontractor Cf)nfact Au VII ber ci ,5---rz44 22 / 3 - R5) -7. I ti -72 Location ,..2 4_ _1 - L ) _.- t-P e Dv\(--1 AY I/W.Petit°r 1/4 ate o st--.ctor I ype... of )" ,11-7-pection ---V--. 104 , r te.it,e ,e„, v‘i la & lin 0911 I / IP-- i_sa<al. \40 i)€' si).c7eP eN ,oe) _ PS - Inspection Report City ot Tybee Island 403 Butler Ave. P.O. Box 2749 Tybee Island, GA 31328 Phone: (912) 786-4573 ext. 114 Fax: (912) 786-9539 Pew.nlit No. 0 n ri 31 0 Wh Date Requested ■ _ _ outmerrs Name C::_Th 5 `--e.)--# Date Needed () - 0 S) . Gen, Contractor( n*40 (_)0 Subcontractor Contact Number 0-1-4- _ Locaturn 1 S 114 AcVE) . r Twzipector._ Date of Inspection e7; (7776275. Type of inspection _ _ fTh • 6, ( (0 I ct Pass E.] OIL --I- Fail Z 6 H Z".;1)E4(a07- 4-1 I e‘' ■e ` , ; ity Ps- )‘, (;)0 v(1-u .,-)- , . Inspection Report City of Tybee Island 403 Butler Ave. P.O. Box 2749 Tybee Island, GA 31328 Phoaie: (912) 786-4573 ext. 114 Fax: (912) 786-9539 Permit No. 1,) 1 i --1 --) 6- -"":- Date Requested _ 7 ' 3 0 - OcE Owner's Name ,- )a 5 4er" Date Needed "7 - 3 I ..i_. Gen. Contractor v ...QS.12 Cg_ ' Subcontractor — Contact N umber C .-is--A.- ; ) 3 -; S' I 9' Location 134_4 :B________ e_ ._ Inspector 14 e)dne _____ Date of Inspection , Type of Inspection op.ss P , rs, o. e P e . .,f- _k''‘) - ...--\-- Pass Fai1 p..ss ( CT CA \,■\:) —?ftc S e —\ \ :r, ---0 s \)-•II 'J ( <2....k, i -f. r 0 ( I ..1 ev-- • c"-E \\ , ' ,‘ ) L-r ' ■ ■,, , I . I.--N., ( ',----.) * .4 - '-_,--) i ' ' :1,. • ..,:, ., ,..',:;;••*1,:.‘:,„ 1 ., . .• :, .. . 1 Inspection Report, 1 i City of Tybee Island 1 403 Butler Ave. PS...). Box 2749 1 Tybee Island, GA 31328 Phone: (912) 786-4573 ext. 114 I Fax: (912) 786-9539 ,---, ,r-1 --- — - Permit M 0,.. ( .) f 0 Z` 2_ rintP RequiPc-ctPd OS- 2-0 - a? Owner's Name (----, 0 c-t -E )---. Date Needed CD 5 - 2 LC q i —4- , rien. Contractor f 0 e 1• Q NA.- ( O. Subcontractor Contact Number 'D C 04-4— -3 1 3 - 'i? q I 9 Lzrcation i .') 1 ti -- 17)) ' C Ovm (t £/e. . „-•-),a ..-- InspeCtOr f/ i Date cff Inspection 7--1-1 ;71 ' Type nit Inspertinll //I .(-■ .5 (.) 0- . 0 el Pass I 1 i - '1-- 1 I \ PI-FLIF_I-Is u p..)`b-i-E.„7.2• Fail 1::} ,.'\.'1 0"3-2-)0 iPirv)-4S - .,j7);-- i 777_5 1 1 / , ----\ , I 1 T,- ,-- T--_-_-; t -f7<- ,, - . . . . _ . •,----, &_...) i .:`-f . •::::, . I 1 Inspection Report 1 City of Tybee Island 1 403 Butler Ave. 1 .-- P.O. Box 2749 Tybee Island, GA 31328 Phone: (912) 786-4573 ext. 114 Fax: (912) 786-9539 r-) 7 r)5" -) 2 Permit i !,34o, ---" - -- -/--- Date RequestPd -(D5 I ( (--) (" Owner's name ("1(2 -1--e- I.S. Date Needed 0 :.) - 1 . - 018' I-) 1 Gen_ Contractor L. crrILA C) . Subcontractor 4----- Contact Number 3 C - 4-+" ,, /'3 7 1 9 Location ( 3 1 4 - b c:p. coin eL A vei . inspector Date of Inspection 4c.,ss 7 ypc... of Ingpection i.--e (-5-0e, c-k- T,--3,J(3.)(,-, A....2 c 4,-, — Ty-i---_--;--), p.ss i r e . + r 1.--, p i,..) ,"..,c-,.I'm 6" ' -r--,-)P r '._. ---- ' q-■'V- ) 1 .• 4- 1 r p , i- I)0 r r .- *C e.: 1 r a y. . • 4e 8 (I) , 115H......i 7,) ,...? H, ( I'A) i 1---• ,,_ __ _ _ _ _ ___ 1 .. .„.:‘,.'••.1. ....• 1 .-:,•••• •.".> : •‘--••• •••.,• I ., • :, Llizport City of Tvbee Island .. 403 Butler Ave. I P.O. Box 2749 Tyhee Island, GA 31328 Phone; (912) 786-4573 ext. 11.4 I Faw: (912) 786-9539 Permit Pio,. L.,"--; - `-' ,--- f---\c--- i '< ......K-, Date Reg:tested _t----).-) -- I -)-U6 rt Owners Pia MP Ok.c-1-e--5— Pate Needed 0 S - i to - 0 E 1 - , Gen. Contractor Lio, i,0 W2 C-1-0 ' 9 :hcotractor Contact tlximber ‘, 0- ':)44- 3L-3 - gc3i 9 `)2C0 d A -Location rj.) iN ve.) . ) ' Inspector_ •"1/(-/ Date of Inspection Type of :Inspection Pass 0 ..., _. 1*---:i it P44 ( PTE. ---\12'44/ 'N e- rl''9 '--lea)(0 6O 2,. S ''''''' ' --,?; 01... 1 tA, 1 (1,) Fail El 1 ! Pr(-.)1.)1 bF, 6r j4 V TE,krr r1,7( -14-)0-‘, I 5t11 )1 1 i ( A_ 7 0 ,.),5\--, ,c) k,e c _.... \--- e t-,,n o , .-.1 c-....54_.) ...... - 1— i -----, i . OA)n.) - ----I H i\) 1,. 1--).1 4,--)G- u 11--) - 1 cit»e-C(5-jc-/ c:724- 4-/°). ) i 1 • 1 i k l i M,IL — c € 11'.. 0 , r., •z..4-t-3---- \-„Aii \ ---\-- I ..._, -.. -7-17:::," ---- ,•!:-,-, ;-}*C 2.,C;(,)‘2 3/2,, ,--- . •-■Y\ I • -....c r c.--, vy, `, r --\--- ,. ....-. ,: co i4)::._ -\":::5\ cx. c..i 1'3 G, 4-4. 'DI a•-pleiic--734AA, -174P4c)ix;•.; c)r , i '. eyokie.21. I Fcl.... _) --i- 1-_,__30 &I.4 ....., p7:7_, 1,-,Y1.> ,---)G- VArCR: i '1-, 14--7?1----. __. _ I • , .4,__ . • ,... — 1 t ( -.. . . . ...,,.. ::.:,: 1 ,,,„..,i ,.. Inspection Report or,g_k_4- -1? Q7 City ot Tybee Island 403 Butler Ave. P.O. Box 2749 Tybee Island, GA 31328 Phone: (912) 786-4573 ext. 114 Fax: (912) 786-9539 Permit No 0 i--.)--- 0 5 2-'2- Date Requested D L1 - 21 (-) - Owner's Name _ (1.54e.5-- Date Needed 0 14 - 2 3-OF Gen. Contractor ( _ 44'aciL Co, Subcontractor u -- Contact Number -.-C_.- - %-A- 31 3 - FI'll 9 Location _ I 3 i Li - 1; S-',.. c . ,-,,,4 Av( ) . / , Inspector ifi Date of Inspection 47 2-7' 08 — t / Type of Inspection el : 1 , q-4 r,, r- ,..... / Pass Ei r ,....) c3 )-, nets, c.-. 1-,, — p(.7.,-4 d 1 --- Fail El Al4 / / k --) 1(/ _ . e k° • /,,lit r c Li -, ..._. 1 / V01' k0 1 , , rs F p(---J I \' V<7 1 .'"? -1. _... • ( ( r„-) 1 ) 5 1 f-7 CLF--t • C4 I - I -1" r O. fr," ., r• '-) - —r J 1 ,_____ — - . Inspection Report City ot Tybee 403 Butler Ave. ■0\ P,.0, BON 2749 Tybee Island, GA 31328 frbotie:; (912) 786-4573 ext. 114 Fax: (912) 786-9539 Permit No, Q 1 • O.S 2-2 Date Requested - 2 0 o Owner's Name a s -9_ - Date Needed 03 -211 - Gen_ Contractor U0 4--\--a Cc Subcontractor • Contact Ngiri)twr 04-Jr 3 3- / • Location Inspector '7 Date of Inspection Type of inspf?Iction • Pass 4,041 s 3 ' c Fail E (," (96 5;71-) 3 6) 3 1 _ . I , ■ 9----.., 0 --.::, • -.: , . ,..• Inspection Report C a i I 5-c +4-- • city -of Tybee Island _ _9 r a cce _CS 4.03 Butler Ave. PO. Box 2749 Tybe Island, GA 3132t Phone: (912) 786-4573 ext. 114 I Fax: (912) 786-9539 1 Permit NA „--, nm,e---, m.1Fr/4-... *---,0c v--- Date Needed I 0 -4- C,en_ (A--(51t:.4--10-=-Yr 1/4 ,D De__COL__ Ssil 11'1”In,ntracto r Contivc. t NLimhPr ‹C 044' 3 ) 3 - F 9) / 9 Catit)11 ri; 1 4 B Sle' .- .. ci- A ve) i Inpctor ,-----7A se z Dale of Inspertioo Type ot 2 n-Tipe.ctirtzi 1 Ps [__j Fad p 6, i tA5iprEc___.)_i cidL , , 1 /oat ; I • Inspection Report City of Tybee Island 403 Butler Ave. P.O. Box 2749 Tybee Island, GA 31328 Plone: (912) 786-4573 ext. 114 Fax: (912) 786-9539 - 'IC Permit No. _ Or-1 - Date Requested C Owner's Name C-1 0 •-\-e5- Date Needed ( ) 2 - or) Gen r-orttrar tor Subcontractor Contact Number IC 2 Y'N - 601- 0 '33 3 Location C - C 02-) Inspector_ Date. of inspection Type of I nspertft) D 4zixs Pass / ..-1:-2-F7.34 TO Fail • .• January 3, 2003 Page 1 of 1 Dianne Otto O'rl - o S2,2_ From: Jimmy C. Brown Sent: Tuesday, December 18, 2007 3:26 PM To: Nalene E. Conway; Dianne Otto; Dispatch;April Moore; mburner @chathamcounty.org; McAlister, Searle M. Subject: Address Change TO: Amy Gaster P.O.Box 365 Tybee Island,Georgia 31328 DATE: December 18,2007 TELEPHONE NUMBER: N/A REFERENCE: ADDRESS CHANGE It has come to our attention that there is a House Numbering problem in the block in which you reside. This causes a Public Safety (Police, EMS and Fire) problem of a critical nature: therefore it is necessary to change the address of your house. Please be advised that effective immediately the address of your house will be changed: FROM: # 1314 Second Avenue Lower Unit/ Upper Unit TO: # 1314 Second Avenue Unit A (Lower Unit) Unit B (Upper Unit) Please change your records to reflect this address change and place the correct number on the outside of your house so it can be clearly seen from the street. A copy of this letter will be sent to the Police and Fire Departments, Electric Company, Telephone Company and Water Billing to update their records to reflect the address change of the property. Please notify any other agencies you deem necessary. We apologize for any inconvenience this may cause. Thank You for your cooperation. Office: 912-786-4573 X 112 Fax: 912-786-5330 Jimmy Brown 12/18/2007 Page 1 of 1 Dianne Otto From: Jimmy C. Brown Sent: Thursday, December 13, 2007 9:26 AM To: Dianne Otto Subject: RE: duplex Yes 1314 # A will be ground floor and 1314 # B will be the second floor. Thanks! Original Message From: Dianne Otto Sent: Wednesday, December 12, 2007 4:44 PM To: Jimmy C. Brown Cc: Brannyn G. Allen Subject: duplex Jimmy: Please look at 1314 Second Avenue. It is owned by Amy Gaster. Scott Efird has applied for a building permit for a major addition to the top of the building. He said that the bottom of the building is a rental property.There are two water bills for the building. So that water billing and building permit records correctly identify the units, and for emergency purposes, would you please formally assign each unit an address? 1314-A and 1314-B? Let me know. Thanks, Dianne K. Otto Administrative Assistant Building&Zoning dotto @cityoftybee.org Phone: (912) 786-4573 ext. 114 Fax: (912)786-9539 12/13/2007 CITY OF TYBEE ISLAND, GEORGIA APPLICATION FOR BUILDING PERMIT (�''�I �I/ I ( 4O 1 un � ( ®� e. PIN# ywl - 15 -- 13 Location: 3 l� ��� A��' NAME ADDRESS TELEPHONE Owner ANN( GAS lz ( 3 (4 19,, D AUC- 112- - tiyl -7519 Architect or Engineer 6AD MAW 0651611.S p0 . Box 3° 14143 31y10 $' g— J 39 Building 2313 I-c- 1,14i3G n StiA Si Contractor 1(46 4o11A& CornlA7,1 sn JAMVA H r G A. 3 l'10/ 3 l 3 . 5 919 — (Ch all that apply) Repair Radial ❑ Footprint Changes Renovation P'S,, gle . ily iscovery ❑ inor Addition 4 Duplex {�✓Demolition Substantial Addition ❑ Multi-Family 12 -(2-o d p(Qic po" ❑ Other ❑ Commercial Con ti crya-4-, o e► Wf cc-0+4- GCrrd Details of Project: REt- ooAL 4 PnESErtil S217J.114 1ROO( . FPAnu6 ,JEv1/41 "OE -t ADD 3P-6 Sion-I-1 54. Fdv 1,16E To e'izr",4 •-,1t�t.S i2 PAE-SEr4 xTFrid'o1L h'A(LS • T N 57 A LL & - -- 5.1011'42 pe . AO P to - -ii-blt "It' pr 5f-P,T f o tJ>VV'TYa J 70 57AfN61/ /0 Estimated Cost of Construction: $ /2 5, o o U - AD PAv.6n 0hdi. 1- 131"/. scE PlAYNi f) - R6 ■ 1)6 WIN 001 .S c�1 ST60 e ,'' Construction Type , (Enter appropriate number) A--x'" ""'' AD 0 '^'E".. yv_V``rvwQ. (1) Wood Frame (4) Masonry (6) Other(please specify) (2) Wood &Masonry (5) Steel &Masonry (3) Brick Veneer -- Proposed use: riv• i:r-.r.br-_ Remarks:16wrtc. 6EAi1E 167 Ftoot- 1, PhE5k.'rd7 GOT' . T.11r). wza. CE-AUf Frvrvi STAZhs. Itl_) 11/q.CE--4^-t 4C- P-ca+OVC SS06 STO2A, 6 5H6.O , QEAit. S1O 6- ‘to (.c, ilbm A1Nfoul &Da iv.x tti �14T.zorsi ATTACH A COPY OF THE CERTIFIED ELEVATION SURVEY OF LOT and complete the rzEmoUbo following information based on the construction drawings and site plan: #Units Z #Bedrooms 5 #Bathrooms 3 Lot Area APP. 4y7.s o Living space(total sq. ft.) oi-o 23S0/1,v6,.,/ :' 30123Vii # Off-street parking spaces (o 2.8SO Trees located &listed on site plan Access: 2.)-ho AU E Driveway (ft.) With culvert? With Swale? Setbacks: Front ,10 Rear /D Sides (L) /D (R) )0 #Stories 3 Height '' � Vertical distance measured from the average adjacent grade of the building to the extreme high point of the building, exclusive of chimneys,heating units, ventilation ducts, air conditioning units, elevators, and similar appurtances. During construction: On-site restroom facilities will be provided through 70i.)(-{� s On-site waste and debris containers will be provided by SA jt N�a N SAN iY i.1oi Construction debris will be disposed by -pump s r� a-- by means of I understand that I must comply with zoning, flood damage control,building, fire, shore protections and wetlands ordinances, FEMA regulations and all applicable codes and regulations. I understand that the lot must be staked out and that the stakes will be inspected to ensure that the setback requirements are met. I understand also that a certified plot plan showing elevation must be attached to this application and that an as-built elevation certification is due as soon as the habitable floor level is established. Drainage: I realize that I must ensure the adequacy of drainage of this property so that surrounding property is in no way adversely affected. I accept responsibility for any corrective action that may be necessary to restore drainage impaired by this permitted construction. Date: I t/11101 Signature of Applicant: Note: A permit normally takes 7 to 10 days to process. The following is to be completed by City personnel: Zoning certification NFIP Flood Zone Approved rezoning/variance? Street address and number: New Existing Is it in compliance with City map? If not, has street name and/or number been reported to MPC? FEMA Certification attached State Energy Code Affidavit attached Utilities and Public Works: Describe any unusual finding(s) Access to building site Distance to water main tap site _ q Distance to sewer sb site eX/ S ) Water meter size Storm drainage Approvals: 1 Si.: .,•.(e Date FEES Zoning Administrator V_`,> % /,Z--,5,1e:.7 Permit (o • Code Enforcement(6if /l •za-bq. Inspections 3 7S,cs? Water/Sewer 410 Water Tap 4i4 Stonii/Drainage ' Sewer Stub N/A Inspections ! Aid to Const. _ , _" SD.°° City Manager 5co s 717 04 dd; io,..1 A 1.1-644 I a�--O' X•So = 150.pO ,4zc_ TOTAL (,‘J;(( 04- fue.d Q C':0, ptr C J C k 'Foy . .. ::. . .., SECOND AVENUE 60' R/W 4. WOOD. BLDG _....14_. 1_ ,6> N 21°4)0'00"E 60.14.: [--------\; 2/2" +4, ■■• ....... ---X , ------.A_____x_______, J x__.4 6sp." RBF c? 59.5' ,,s■-. ,,, t 4: ,., 1 I E—. `5. •q :g 1;., 1 f...1 +,-cyco._ ...- fal 'l —111M117 . 1 (i_u_fillij ,,:b - i z ., +44... ' .,2:6• °' /y1"c CA 4- 44- PORCH co ctA r•-• 7 <" 1"4" tl .c' ' -'"..,&c` • c, + c, LOT 49–B - tx '4'' .,S. 1 7 c? r., LOT 50—B / '-,..1c=,._,,. LOT 51–B 0 ,',s:b ,,, 0. 3 STORY '4-./■ . tri u T BLOCK & FRAME ,s2 BUILDING + .,.. -)•_10'b ,,- '-- £ 3 .'' DECK .7::::.: -1--t I. 4, — #LDG, ' , ■": .;'. 41, „4‘41 + v ry ) SER--'1.,, 4-V `b. 1/2” RBF 0 1/2" RBF S 21°09'27"W 59.80' AMAGE ELEVATIOh LOT 50–A ALLOWED 8-115—' /ab PLAT OF LOT 50-B f WARD NO. 4, TYBEE ISLAND, CHATHAM COUNTY, GEORGIA STREET ADDRESS: 1314 SECOND AVENUE FOR: AMY GASTER REVISED NOVEMBER 26, 2007 TO SHOW ELEVATIONS AND TREES, ACCORDING THE F.1.R.M. DATED 6/17/66 THIS LOT IS WITHIN FLOOD ZONE AB, BFE 12. EQUIPMENT: TOPCON AP–L1A. ERROR OF CLOSURE: LINEAR. 1/– /,,GSORG,t4 N ANG: –"/ANGLE ALANCED BY: — J. WHITLEY REYNOLDS / ,,,,,c., 64# i */..1., PLAT: 1/48.700 c...., LAND SURVEYOR t( '0. 22i, 2.; I 0 20 E-------7---1 636 STEPHENSON AVENUE tzi '- o 'c SUITE C \ ,:s'1:^0 4/ .e .. ..•i SCALE: 1" ,, 20' ;It12.1/41:,--"c,, DATE: AUGUST 27, 2007 SURVEY SAVANNAH, GEORGIA 31405 TELEPHONE: 912-352-0464 \ -11.1LEN. Xi,t.i DATE: AUGUST 31, 2007 PLAT FAX 912--352-7787 , — ' to ki FILE NO. 0 -107 • • U.S.DEPARTMENT OF HOMELAND SECURITY ELEVATION CERTIFICATE OMB No. 1660-0008 Federal Emergency Management Agency Expires February 28.2009 National Flood Insurance Program Important: Read the instructions on pages 1-8. SECTION A-PROPERTY INFORMATION For Insurance Company Use: Al. Building Owner's Name Amy Gaster Policy Number A2. Building Street Address(including Apt.,Unit,Suite,and/or Bldg. No.)or P.O.Route and Box No. Company NAIC Number 1314 Second Avenue City Tybee Island, State GA ZIP Code 31328 A3. Property Description(Lot and Block Numbers,Tax Parcel Number,Legal Description,etc.) Lot 50-B,ward no.4 A4. Building Use(e.g.,Residential,Non-Residential,Addition,Accessory,etc.) Residential A5. Latitude/Longitude:Lat. N 31 deq 59.758 min Long.W 80 deg 50.956 min Horizontal Datum: ❑ NAD 1927 ® NAD 1983 A6. Attach at least 2 photographs of the building if the Certificate is being used to obtain flood insurance. A7. Building Diagram Number 1 A8. For a building with a crawl space or enclosure(s),provide A9. For a building with an attached garage,provide: a) Square footage of crawl space or enclosure(s) n/a sq ft a) Square footage of attached garage n/a sq ft b) No.of permanent flood openings in the crawl space or b) No.of permanent flood openings in the attached garage enclosure(s)walls within 1.0 foot above adjacent grade walls within 1.0 foot above adjacent grade c) Total net area of flood openings in A8.b sq in c) Total net area of flood openings in A9.b sq in SECTION B-FLOOD INSURANCE RATE MAP(FIRM)INFORMATION B1.NFIP Community Name&Community Number B2.County Name B3.State Tybee Island 135164 Chatham GA B4.Map/Panel Number B5.Suffix B6.FIRM Index B7. FIRM Panel B8.Flood B9. Base Flood Elevation(s)(Zone Date Effective/Revised Date Zone(s) AO,use base flood depth) 135164 0002 C 6/17/86 6/17/86 A8 12 B10. Indicate the source of the Base Flood Elevation(BFE)data or base flood depth entered in Item B9. ❑FIS Profile ®FIRM ❑Community Determined ❑Other(Describe) B11. Indicate elevation datum used for BFE in Item B9: ®NGVD 1929 ❑ NAVD 1988 ❑Other(Describe) B12. Is the building located in a Coastal Barrier Resources System(CBRS)area or Otherwise Protected Area(OPA)? ❑Yes No Designation Date ❑CBRS ❑OPA SECTION C-BUILDING ELEVATION INFORMATION(SURVEY REQUIRED) C1. Building elevations are based on: ❑Construction Drawings* ❑ Building Under Construction* ®Finished Construction *A new Elevation Certificate will be required when construction of the building is complete. C2. Elevations-Zones A1-A30,AE,AH,A(with BFE),VE,V1-V30,V(with BFE),AR,AR/A,AR/AE,AR/A1-A30,AR/AH,AR/AO. Complete Items C2.a-g below according to the building diagram specified in Item A7. Benchmark Utilized local Vertical Datum NGVD 1929 Conversion/Comments Check the measurement used. a) Top of bottom floor(including basement,crawl space,or enclosure floor)_ 8.5 ®feet ❑meters(Puerto Rico only) b) Top of the next higher floor 16.3 ®feet ❑meters(Puerto Rico only) c) Bottom of the lowest horizontal structural member(V Zones only) n/a. ®feet ❑meters(Puerto Rico only) d) Attached garage(top of slab) n/a. ®feet ❑meters(Puerto Rico only) e) Lowest elevation of machinery or equipment servicing the building 8.5 ®feet ❑meters(Puerto Rico only) (Describe type of equipment in Comments) f) Lowest adjacent(finished)grade(LAG) 8.2 IN feet ❑ meters(Puerto Rico only) g) Highest adjacent(finished)grade(HAG) 8.7 ®feet ❑meters(Puerto Rico only) SECTION D-SURVEYOR, ENGINEER,OR ARCHITECT CERTIFICATION This certification is to be signed and sealed by a land surveyor,engineer, or architect authorized by law to certify elevation information. /certify that the information on this Certificate represents my best efforts to interpret the data available. /understand that any false statement may be punishable by fine or imprisonment under 18 U.S.Code,Section 1 001. nif4t ® Check here if comments are provided on back of form. Certer's Name J.Whitley Reynolds License Number 2249 11022, ',Title Land Surveyor Company Name J.Whitley Reynolds,Land Surveying Address 636 : ephen .uite C City Savannah, State GA ZIP Code 3140 _ � �, its Signat Date November 26,2007 Telephone 912-352-0464 IMPORTANT: In these spaces,copy the r 'esponding information from Section A. For Insurance Company Use: Building Street Address(including Apt.,Unit,Suite, _:id/or Bldg. No.)or P.O.Route and Box No. Policy Number 1314 Second Avenue City Tybee Island, State GA ZIP Code 31328 Company NAIC Number SECTION D-SURVEYOR, ENGINEER,OR ARCHITECT CERTIFICATION(CONTINUED) Copy both sides of this Elevation Certificate for(1)community official,(2)insurance agent/company,and(3)building owner. Comments Sig -ture Date 11/26/07 ❑ Check here if attachments SE TION E-BUILDING ELEVATION INFORMATION(SURVEY NOT REQUIRED) FOR ZONE AO AND ZONE A(WITHOUT BFE) For Zones AO and A(without BFE),complete Items E1-E5. If the Certificate is intended to support a LOMA or LOMR-F request,complete Sections A,B, and C. For Items E1-E4,use natural grade,if available. Check the measurement used. In Puerto Rico only,enter meters. El. Provide elevation information for the following and check the appropriate boxes to show whether the elevation is above or below the highest adjacent grade(HAG)and the lowest adjacent grade(LAG). a)Top of bottom floor(including basement,crawl space,or enclosure)is ❑feet ❑meters ❑ above or❑below the HAG. b)Top of bottom floor(including basement,crawl space,or enclosure)is ❑feet ❑meters ❑ above or❑ below the LAG. E2. For Building Diagrams 6-8 with permanent flood openings provided in Section A Items 8 and/or 9(see page 8 of Instructions),the next higher floor (elevation C2.b in the diagrams)of the building is ❑feet ❑meters ❑above or ❑ below the HAG. E3. Attached garage(top of slab)is ❑feet ❑meters ❑ above or ❑below the HAG. E4. Top of platform of machinery and/or equipment servicing the building is ❑feet ❑meters ❑ above or❑below the HAG. E5. Zone AO only: If no flood depth number is available,is the top of the bottom floor elevated in accordance with the community's floodplain management ordinance? ❑Yes ❑ No ❑ Unknown. The local official must certify this information in Section G. SECTION F-PROPERTY OWNER(OR OWNER'S REPRESENTATIVE)CERTIFICATION The property owner or owner's authorized representative who completes Sections A,B,and E for Zone A(without a FEMA-issued or community-issued BFE) or Zone AO must sign here. The statements in Sections A,B,and E are correct to the best of my knowledge. Property Owner's or Owner's Authorized Representative's Name Address City State ZIP Code Signature Date Telephone Comments ❑Check here if attachments SECTION G-COMMUNITY INFORMATION(OPTIONAL) The local official who is authorized by law or ordinance to administer the community's floodplain management ordinance can complete Sections A,B,C(or E), and G of this Elevation Certificate. Complete the applicable item(s)and sign below. Check the measurement used in Items G8.and G9. G1.❑ The information in Section C was taken from other documentation that has been signed and sealed by a licensed surveyor,engineer, or architect who is authorized by law to certify elevation information. (Indicate the source and date of the elevation data in the Comments area below.) G2.❑ A community official completed Section E for a building located in Zone A(without a FEMA-issued or community-issued BFE)or Zone AO. G3. ❑ The following information(Items G4.-G9.)is provided for community floodplain management purposes. G4.Permit Number G5. Date Permit Issued G6. Date Certificate Of Compliance/Occupancy Issued G7.This permit has been issued for: ❑New Construction ❑Substantial Improvement G8.Elevation of as-built lowest floor(including basement)of the building: ❑feet ❑meters(PR)Datum G9.BFE or(in Zone AO)depth of flooding at the building site: ❑feet ❑meters(PR)Datum Local Official's Name Title Community Name Telephone Signature Date Comments SECOND AVENUE 60' R/W WOOD. BLDG. N 21°00'00"E 60.14' 1/2" x—�— A ___Iii. RBF 59.5' x o N O w V i / / w Cd <,JAPL_,ay 4 1 cn Z_ m PORCH I o )-- . O o LOT 49-B J.I . LOT 50-B LOT 51-B tii * 3 STORY 11 BLOCK & FRAME mx Co BUILDING 6 N x a 12.7 p 10.7' BLOCK DECK I BLDG. ib m SHOWER 1/2" RBF. v v —x....—:cam.—x m „ /2" RBF S 21°09'27"W 59.80' LOT 50-A PLAT OF LOT 50-B, WARD NO. 4, TYBEE ISLAND, CHATHAM COUNTY, GEORGIA STREET ADDRESS: 1314 SECOND AVENUE FOR: AMY GASTER • ACCORDING THE F.LR.M. DATED 6/17/86 THIS LOT IS WITHIN FLOOD ZONE A8, BFE 12. EQUIPMENT: TOPCON AP-L1A ERROR OF CLOSURE: LINEAR: 1/- GSOR ANG: -"/ANGLE BALANCED BY: — J. T Y OLD5 * 4 •LAT: 1/48,700 LAND SURVEYOR N2Az 0 20 636 STEPHENSON AVENUE q I N SCALE: 1" = 20'SUITE C d DATE: AUGUST 27, 2007 SURVEY SAVANNAH, GEORGIA 31405 DATE: AUGUST 31, 2007 PLAT TELEPHONE: 912-352-0464 �% EY FAX: 912-352-7787 ---�?f1 07 FILE NO. 07-107 File No.041206111 *3111111 " 3 ` 1 4 -..--1114r, '144 - APPRAISAL OF REAL PROPERTY LOCATED AT: 1314 2ND AVENUE LOT 50B,WARD 4,TYBEE ISLAND TYBEE ISLAND.GA 31328 FOR: AMY GASTER 1314 2ND AVENUE AS OF: NOVEMBER 29,2006 BY: Johnnie Ganem Appraisal Company Form GA2—'WinTOTAL"appraisal software by a la mode.mc.—1.800-ALAMODE AMY GASTER 1314 2ND AVENUE Re: Property: 1314 2ND AVENUE TYBEE ISLAND,GA 31328 Borrower: AMY GASTER File No.: In accordance with your request.we have appraised the above referenced property. The report of that appraisal is attached. The purpose of this appraisal is to estimate the market value of the property described in this appraisal report,as improved.in unencumbered fee simple title of ownership. This report is based on a physical analysis of the site and improvements,a locational analysis of the neighborhood and city,and an economic analysis of the market for properties such as the subject. The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and limiting conditions attached. It has been a pleasure to assist you. Please do not hesitate to contact me or any of my staff if we can be of additional service to you. Sincerely, . , I (File No.04120611 l Uniform Residential Appraisal Report Fde#04120611 There are comparable properties currently Offered for sale in the subject neighborhood ranging in price from$ to$ . There are comparable sales in the subject neighborhood within the past twelve months ranging in sale price from$ to$ . FEATURE ' SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Address 1314 2ND AVENUE 905 JONES AVENUE 1516 2ND AVENUE 1307 BUTLER AVENUE TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328 1 TYBEE ISLAND,GA 31328 TYBEE ISLAND,GA 31328 Proximity to Subject 0.41 miles NE 0.28 miles SW 0.08 miles SE Sale Price ,S s 635,0001 $ 795,0001 5 824,000 Sale Price/Gross Liv.Area 5 sq.ft $ 391.25 sq.ft. 15 394.35 sq.R IS 257.50 sq.ft. _ Data Source(s) TI MLS,LENDER,APPRAISER ;MLS,LENDER,APPRAISER MLS,LENDER,APPRAISER Verification Source(s) [DATA,PUBLIC RECORDS DATA,PUBLIC RECORDS 'DATA,PUBLIC RECORDS VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$Adjustment ' DESCRIPTION +(-)S Adjustment , DESCRIPTION +(-)$Adjustment Sales or Financing CONVENTNL CONVENTNL CONVENTNL Concessions LOAN LOAN LOAN Date of 5aleTime 9/14/06 3/20/06 7/11/06 Location iTYBEE ISLAND TYBEE ISLAND ,TYBEE ISLAND TYBEE ISLAND Leasehold/Fee Simple Fee Simple FEE SIMPLE 'FEE SIMPLE FEE SIMPLE Site 4,728 SF j 6,600 SF/SIM ,4,740 SF/SIM 4,722 SF/SIM View ,NEIGHBORHOC�NEIGHBORHOC iNEIGHBORHOC NEIGHBORHOC +24,720 Design(Style) ISLAND ;2 STY/DETNG 2 STY/DET/GD 2 STY/DET/GD Quality of Construction FRAME/GD FRAME/GD FRAME/GD FRAME/GD Actual Age 1930/RNVD'00 1940 1930/RNVD'05 12005 Condition VERY GOOD ,GOOD +63,5001 VERY GOOD I VERY GOOD -24,720 Above Grade Total Bdrms Baths Total Bdrms. Baths Total Bdrms Baths Total Bdrms Baths Room Count 112 5 3 1 7 4 2 +5,0001 7_ 4 4 -5,000: 8 5 4.1 -7,500 Gross Living Area 2,475 sq.tt/ 1,623 sq.ft. +29,820: 2,016 suit. +16,070 3,200 sq.ft. -25,380 Basement&Finished !NONE NONE NONE Rooms Below Grade =Functional Utili AVERAGE AVERAGE AVERAGE AVERAGE "Heating/Cooling FWA/CAC FWPJCAC FWA/CAC FWA/CAC Energy Efficient hems STANDARD STANDARD STANDARD STANDARD t Garage/Carport ,4 OFF STREET',4 OFF STREET 12GAR/4OFFST .2GAR/4OFFST =PorchjPatio/Deck ISCR PORCH SCR PORCH PORCH +5,000;PORCH +5,000 o KIT+ RO,DW,FH,DS +15,000,RO,DW,FH,DS +15,0001KIT+ ul a POR,DECK PATIO +10,000,0B DECK -15,0001 NONE +10.000 a E Net Adglstment(Total) I X+ J- $ 123,320 7+ =;- $ 16,070 1+ X - $ -17,880 N Adjusted Sale Price j Net Adj. 19.4% Net Adj. 2.0% Net Adj. 2.2% of Comparables I Gross Adj. 19.4%$ 758,3201 Gross Adj. 7.1%$ 811,070'Gross Adj. 11.8%$ 806,120 N I g-did did not research the sale or transfer history of the subject property and comparable sales.ti not.explain j .. My research did R did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data Source(s) MLS,DAILY AND PUBLIC RECORDS. My research i did 'g did not reveal any prior sales or transfers of the comparable sales for tie year prior to the date of sale of the comparable sale. Data Source(s) MLS,DAILY AND PUBLIC RECORDS. Rxort the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales(report additional prior sales on page 3). ITEM SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Date of Prior Sale/Transfer NO SALE WITHIN NO SALE WITHIN NO SALE WITHIN NO SALE WITHIN Price of Prior Sale/Transfer LAST 36 MONTHS 1 PRIOR YEAR PRIOR YEAR PRIOR YEAR Data Source(s) PUBLIC RECORDS PUBLIC RECORDS PUBLIC RECORDS PUBLIC RECORDS Effective Date of Data Source(s) 11/30/06 11/30/06 11/30/06 11/30/06 Analysis of pnor sale or transfer history of the subject property and comparable sales THERE WAS NO SALE FOUND OF THE SUBJECT PROPERTY IN THE LAST 36 MONTHS.NONE OF THE COMPS HAD A PRIOR SALE FOR THE YEAR PRIOR TO THE DATE OF SALE OF THE COMPARABLE SALE. Summary of Sales Comparison Approach ALL COMPARABLES WERE TAKEN FROM THE SUBJECTS GENERAL AREA AND WERE CONSIDERED TO BE THE MOST COMPATIBLE WITH THE SUBJECT PROPERTY. THEY GIVE A VALID INDICATION OF VALUE AFTER ADJUSTMENTS, ALL SALES WERE VERIFIED TO BE CLOSED TRANSACTIONS.GLA ADJUSTED$35 PSF DIFFERENCE. COMPS 2&3 EXCEED THE DESIRED SIX MONTH SALE/DATE GUIDELINE,AND THEY CONTINUE TO PROVIDE VALID MARKET DATA AND WARRANT NO TIME ADJUSTMENT. COMP 3 WAS ADJUSTED UPWARD FOR BEING LOCATED ON HEAVILY TRAVELED BUTLER AVENUE AT 3%OF SALES PRICE. CONDITION ADJUSTMENTS WERE MADE AT 5%TO 10%OF SALES PRICE,DEPENDING ON HOW EACH COMPARED TO THE SUBJECT. Indicated Value by Sales Comparison Approach$ 800,000 Indicated Value by:Sales Comparison Approach$ 800,000 Cost Approach(if developed)S 847,990 Income Approach(if developed)$ z 0 a a This appraisal is made R`"as is", E subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been z completed, subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed,or subject to the o following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: 0 w o! Based on a complete visual inspection of the interior and exterior areas of the subject property,defined scope of work,statement of assumptions and limiting conditions,and appraiser's certification,my(our)opinion of the market value,as defined,of the real property that is the subject of this report is S 800,000 ,asof NOVEMBER 29,2006 ,which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 Page 2 of 6 Fannie Mae Form 1004 March 2005 Form 1004—'WinTOTAL"appraisal software by a la mode.Inc.—1-800-ALAMODE rmormin Uniform Residential Appraisal Report Fde#04120611 0, Z w 0 0 -- 1 0 O COST APPROACH TO VALUE(not required by Fannie Mee} Provide adequate information for the lender/client to replicate the below cost figures and calculations. Support for the opinion of site value(summary of comparable and sales or other methods for estimating site value) u ESTIMATED _^'REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE =$ 225,000 o Source of cost data DWELLING 2,475 Sq.Ft.@$ 228.63 =5 565,859 E Quality ratug from cost service Effective date of cost data Sq.Ft.@$ =5 a Comments on Cost Approach(gross living area calculations,depreciation.etc.) 2APPLS,SPOR.CPOR,DK,LNDY,STG,MISC. =5 100,000 Garage/Carport Sq.Ft.@ 5 =5 ° Total Estimate of Cost-New =$ 665,859 Less Physical Functional External Depreciation 52,869 =$( 52.869) Depreciated Cost of Improvements =5 612,990 • • 'As-is"Value of Site Improvements =5 10,000 • _Estimated Remaining Economic Life(HUD and VA only) 116 Years INDICATED VALUE BY COST APPROACH =S 847,990 INCOME APPROACH TO VALUE(not required Fannie.Mae) o Estimated Monthly Market Rent$ X Gross Rent Multiplier =$ Indicated Value by Income Approach Summary of Income Approach[including support for market rent and GRM) • PROJECT INFORMATION FOR PUDs(apPikaide) Is the devetoper@uilder in control of the Homeowners'Association(HOA)? T.,Yes 7.No Unit type(s) 7 Detached 117 Attached Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit. Legal Name of Project o Total number of phases Total number of units Total number of units sold Total number of units rented Total number of units for sale Data source(s) Was the project created by the conversion of existing buiiding(s)into a PUD? `'Yes `No B Yes.date of conversion o Does the project contain any multi-dwelling units? :^Yes No Data Source Are the units,common elements.and recreation facilities complete? __Yes No If No.describe the status of completion. 0 Are the common elements leased to or by the Homeowners'Association? Yes No If Yes,describe the rental terms and options. Describe common elements and recreational facilities. Freddie Mac Form 70 March 2005 Page 3 of 6 Fannie Mae Form 1004 March 2005 Form 1004—'WinTOTAL°appraisal software by a la mode inc.—1-800-ALAMODE (File No.041206111 Uniform Residential Appraisal Report FileN 04120611 This report farm is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property. (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. • Freddie Mac Form 70 March 2005 Page 4 of 6 Fannie Mae Form 1004 March 2005 • Form 1004—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE • Fie No.041206111 Uniform Residential Appraisal Report Ftle#04120611 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically,and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified,from a disinterested source,all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of,and have access to,the necessary and appropriate public and private data sources, such as multiple listing services,tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report,and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individuals) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 Page 5 of 6 Fannie Mae Form 1004 March 2005 Form 1004—°WmTOTAL"appraisal software by a la mode.inc.—1-800-ALAMODE ' t (File No.041206111 Uniform Residential Appraisal Report F'de#04120611 21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises: other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower,the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part • of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my"electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment,have read the appraisal report,and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to,the appraiser's analysis,opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser(or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my"electronic signature,"as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and • valid as if a paper version of this appraisal report were delivered containing my original hand written signature. • APPRAISER SUPERVISORY APPRAISER(ONLY IF REQUIRED) Signature Signature Name Name Company Nam Company Name Company Address Company Address Telephone Number Telephone Number Email Address Email Address Date of Signature and Report December 07,2006 Date of Signature Effective Date of Appraisal NOVEMBER 29,2006 State Certification# State Certification# or State License# • or State License# State or Other(describe) State# _ Expiration Date of Certification or License State Expiration Date of Certification or License SUBJECT PROPERTY ADDRESS OF PROPERTY APPRAISED Did not inspect subject property 1314 2ND AVENUE �_ Did inspect exterior of subject property from street TYBEE ISLAND,GA 31328 Date of Inspection APPRAISED VALUE OF SUBJECT PROPERTY$ 800,000 Did inspect interior and exterior of subject property LENDER/CLIENT Date of Inspection ----- Name COMPARABLE SALES Company Name AMY GASTER Company Address 1314 2ND AVENUE 7 Did not inspect exterior of comparable sales from street Did inspect exterior of comparable sales from street Email Address Date of Inspection Freddie Mac Form 70 March 2005 Page 6 of 6 Fannie Mae Form 1004 March 2005 Form 1004—'WinTOTAL'appraisal software by a la mode.Inc.—1-800-ALAMODE bi aKti4•milil Subject Photo Page Borrower/Ghent AMY GASTER Trcipt Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA Zp Code 31328 Lender AMY GASTER r.; Ill'"° v, Subject Front . . err "*.' t ire li r 1314 2ND AVENUE " ` £ I 1 Sales Price y G.L.A. 2.475 d` M .= P Tot.Rooms 12 "1 , '',... -#.. Tot.Bedmu. 5 Tot.Bathrms. 3 : w f ` ;r t_ Location TYBEE ISLAND . View NEIGHBORHOOD "" " Site 4.728 SF - Quality FRAME/GD Age 1930/RNVD'00 s V vair. 4i 4!' P, ;,,r ,*wllrly f r iir 11. , ' lid Subject Rear , t-'..:`..F _ •+Iii. f fR. 1 t I i ■• 1 %5' c ' Subject Street IL !P! , d: 'ther. ,ry' t. Y y" {♦ Farm PIC4xS.SR—"WinTOTAL"appraisal software by a la mode.inc.—1-800-ALAMODE i IFie No.04120611 Subject interior Photo Page Borrower/Client AMY GASTER Pry Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 Lender AMY GASTER Subject Interior 1314 2ND AVENUE Sales Pnce G.L.R. 2,475 Tot,Rooms 12 Tot.Bedrms. 5 Tot.Bathrms. 3 Location TYBEE ISLAND View NEIGHBORHOOD Site 4,728 SF Quality FRAME/GD Age 1930/RNVD'00 33 Subject Interior • •w Subject Interior • Form PIC4x631—"WinTOTAL"appraisal software by a la mode,inc—1-800-ALAMODE Ale No.041206111 Subject Interior Photo Page Borrower/Client AMY GASTER Property Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA 3p Code 31328 Lender AMY GASTER Subject Interior 1314 2ND AVENUE Sales Price G.L.A. 2.475 Tot Rooms 12 Tot.Bedrms. 5 T .Bathmts. 3 Location TYBEE ISLAND Yew NEIGHBORHOOD Site 4.728 SF Quality FRAME/GD Age 1930/RNVD'00 Subject Interior ally A ri Subject Interior • irk 1.!M4 - Form PIC4x6.S1—°WinTOTAL^appraisal software by a la mode,Inc.—1-800-ALAMODE f Isle No.0 41 20611 1 Comparable Photo Page Borrower/Ghent AMY GASTER Property Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 Lender AMY GASTER - Comparable 1 .,.. 905 JONES AVENUE '+`- � Prax,to Subj. 0.41 miles NE "' 1' Sy je} ` .• '. Sales Pnce 635,000 r v G.L.A. 1.623 x ` • Tot.Rooms 7 Tot.Bedrms. 4 . Tot.Bathrms. 2 Location TYBEE ISLAND -.... View NEIGHBORHOOD Site 6,600 SF/SIM Quality FRAME/GD Age 1940 g `Ii 1,i'tIt,'1 t Comparable 2 1516 2ND AVENUE Prox.to Subj. 0.28 miles SW Sales Pnce 795,000 .r . g. __ G.L.A. 2.016 Tot.Rooms 7 ' Tat.Bedrms. 4 Tot.Batlttms 4 �_ Location TYBEE ISLAND View NEIGHBORHOOD Site 4,740 SF/SIM "-War - Quality FRAME/GD - ,I ! ' 'i Age 1930/RNVD'05 ,a Comparable 3 1307 BUTLER AVENUE Prox.to Subj. 0.08 miles SE Sales Price 824,000 G.L.A. 3,200 it Tot.Rooms 8 Tot.Bedrms. 5 Tot.Batnrms. 4.1 Location TYBEE ISLAND • View NEIGHBORHOOD Hie . - Site 4,722 SF/SIM 4 Quality FRAME/GD ... c a _ Age 2005 ' Y I.� it Form PIC4x6.CR—°WinTOTAL"appraisal software by a la mode.Inc.—1-800-ALAMODE 1File No.04120611i Location Map Borrower/Client AMY GASTER Property Address 1314 2ND AVENUE _ City TYBEE ISLAND County CHATHAM State GA Zip Code 31328 Lender AMY GASTER M80r'oinY Hayy� =1/.7 v d s Q ' ff -0* rA, 8 ham C.404 t a! q as Ep H 4, Cengarade 90S3310tSAYEn11E -0 0.42 mites nt 3, pads t a Y'�ryyQ � ltra��dCyH Su4R,t tai 131A?so A"ntIF Comparable 2 0:18rtWre SW ;ea b:aedr 131I 0.1*�miemile AVENGE .¢ 5TS»ea BM11 ty� 'Ra R 61%.ya T6, . as4R A r t a s t i r b c e x n Form MAP.LOC—"WinTOTAL"appraisal software by a la mode.inc —1-800-ALAMODE I I Ale No.041206111 Location Map Borrower/Client AMY GASTER Property Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA Lp Code 31328 Lender AMY GASTER 14 14,-... er::--44,1.,. , ' ::*--4.._ -7 : -,'",,, i,- - - P, s rF a : i mod:`�, 3 .. •; _ is �.. . ` a ; �` = + 3 e = 2 tt /Six. ' .. -.....P, •1. a .i 4 Q T - 99 414 ?ett .,s«. . __.?�; ! A%---:--_...:. _ .. 42 ., 'a w Y. iiiiiti �'' t_+ — 12 aj r�. 1 ti < 4 dy a ft SO ry rt # �yyyp rt v Form MAP.LOC—'WinTOTAL"appraisal software by a la mode.inc.—1-800-ALAMODE Building Sketch Borrower/Client AMY GASTER Property Address 1314 2ND AVENUE City TYBEE ISLAND County CHATHAM State GA 3p Code 31328 Lender AMY GASTER Z5.3 ti l3 a A 13 47- Sc'_tZnJ QDRCN - t2 x 3ta,3 a 1`Z � 4 p! . 2 8r tR. O J • II,. x 3f0.3 CPI4 8£311Fl©.RINTERS INC. 100712$$•7'71—In Los Angeles12181484.1212 Form SKT.BIdSkI—"WInTOTAL°appraisal software by a la mode,inc.—1-800-ALAMODE (File No.04120611 DEFINITION OF MARKET VALUE: The most probable pnce which a property should bring in a competitive and open market under all conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby:(1)buyer and seller are typically motivated,(2)both parties are well informed or well advised, and each acting in what he considers his own best interest:(3)a reasonable time is allowed for exposure in the open market;(4) payment is made in terms of cash in U.S.dollars or in terms of financial arrangements comparable thereto;and(5)the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions'granted by anyone associated with the sale. -Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area;these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutions lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the markets reaction to the financing or concessions based on the appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND UMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and,therefore,will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency(or other data sources)and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor,he or she makes no guarantees,express or implied,regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question.unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value.These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions(such as,needed repairs,depreciation,the presence of hazardous wastes,toxic substances,etc.)observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report,the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions(including the presence of hazardous wastes,toxic substances,etc.)that would make the property more or less valuable,and has assumed that there are no such conditions and makes no guarantees or warranties,express or implied,regarding the condition of the property.The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards,the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion,repairs,or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report(including conclusions about the property value,the appraiser's identity and professional designations.and references to any professional appraisal organizations or the firm with which the appraiser is associated)to anyone other than the borrower;the mortgagee or its successors and assigns:the mortgage insurer,consultants;professional appraisal organizations;any state or federally approved financial institution;or any department,agency,or instrumentality of the United States or any state or the District of Columbia;except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s)without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising,public relations,news,sales,or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 10048 6-93 Johnnie Ganem Appraisal Company Form ACR DEFD—•WinTOTAL"appraisal software by a la mode,Inc —1-800-ALAMODE File No.04120611] APPRAISER'S CERTIFICATION: The appraiser certifies and agrees that: 1. l have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to,or more favorable than,the subject property.I have made a negative adjustment to reduce the adjusted sales price of the comparable and,if a significant item in a comparable property is inferior to,or less favorable than the subject property,I have made a positive adjustment to increase the adjusted sales price of the comparable 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe,to the best of my knowledge,that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal,unbiased,and professional analysis,opinions,and conclusions,which are subject only to the contingent and limiting conditions specified in this form. 4. I have no present or prospective interest in the property that is the subject to this report,and I have no present or prospective personal interest or bias with respect to the participants in the transaction.I did not base,either partially or completely,my analysis and/or the estimate of market value in the appraisal report on the race,color,religion,sex,handicap,familial status,or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. I have no present or contemplated future interest in the subject property.and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,the amount of the value estimate,the attainment of a specific result,or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal.I did not base the appraisal report on a requested minimum valuation,a specific valuation,or the need to approve a specific mortgage loan. 7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,with the exception of the departure provision of those Standards,which does not apply.I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report.unless I have otherwise stated in the reconciliation section, 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements,on the subject site,or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report.If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report,I have named such individuals)and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks I have not authorized anyone to make a change to any item in the report;therefore,if an unauthorized change is made to the appraisal report,I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report,he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report,have reviewed the appraisal report,agree with the statements and conclusions of the appraiser,agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 1314 2ND AVENUE,TYBEE ISLAND,GA31328 APPRAISER: SUPERVISORY APPRAISER (only if required): Signature: Signature Name: Name:___.,......_.. Date Signed: D m 07 2006 Date Signed: • State Certification#: State Certification#: or State License#. or State License#: State: State: Expiration Date of Certification or License: _ Expiration Date of Certification or License: Did 7.1 Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 100413 6-93 Form ACR_DEED—"WinTOTAL'appraisal software by a la mode.inc.—1.800•ALAMODE SAGIS Mw Color Selection Property Analysis Tools 0 Map Tools LAI 1 I n 1 Q i® l i Ai o a Map Size • Property Information t Parcel!D: 4-0007-15-013 •• ,;; �` _'�`'• 8 3 ` GASTER AMY -*ro,.. ~° , y" • f Owner Name: JEANNETTE 4t.� ,3 4 /1,17,24,.. r� s ? •,,.4 "f7 , -'• Property Card 1 f- i' 44 ' Link: � $`- 4 78'9 Property w! r 4. Address: 2ND AV 001314 li a #, ` 3„ "--, �, Zoning: •4 a .: to 79 j ; Aldermanic Unincorporated ` �1e � _ rc�`` 'r1` + '3e1 9 Code: Chatham County 1 i ` * r r s , Commissioner 4 ;12 3'' �.. g Patrick 5 Farrell ? ., 1 "`./ Code: Phone:355 6699 "1�e• PrAir ,Zip Code: 31328 P; •"",, �" a o • 0 r • Neighborhood '� 2 7 •Code: 02022500 r , t; !• a 4 45 f '�$7.5 E1 Calculated 13 '' 2 , 12 4 R Acreage: .fin ,,�Land Value: $282,000 r 19 _' a I ' R Building Value: $202,01 Selected Property:4-0007-15-013 0 i 55 ft Real-estate Value: $484,000 „ „_-___,.. ._ .,__ C Property Comparison - PARCEL ID SEARCH:4-0007-15-013 MEM Print Information isclaimer: HIS WEBSITE IS A PUBLIC ESOURCE OF GENERAL Select the option to view property details REC; PARCEL#OWNER ADDRESS 4-0007-15-013 1 GASTER AMY JEANNETTE 2ND AV 001314 INFORMATION.SAGIS MAKES NO Records 1 to 1 of 1 jay +( a.4 IMMO ARRANTY,REPRESENTATION OR GUARANTY AS TO THE CONTENT, EQUENCE,ACCURACY,TIMELINESS R COMPLETENESS OF ANY OF THE ATABASE INFORMATION PROVIDED EREIN.THE READER SHOULD NOT RELY ON THE DATA PROVIDED EREIN FOR ANY REASON. SAGIS XPLICITLY DISCLAIMS ANY REPRESENTATIONS AND WARRANTIES, INCLUDING,WITHOUT LIMITATION,THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ©Copyright 2002-2003 BinaryBus, Ltd. _40.. 7.,, . t _ } �p s 4` • 4 i a R y�t 0 4i ilikA t: .A, t ° . 111 ,111,1P-rt ® - - -- - J ' W`1' 'tk ... or4P 4. N ' . ._ . f r. . ..___ ...,..:...„ • 4ralpai ,,, lardpri,....741- NillirAM10-. . 0 ,..,r, . • , * • vArrie.k. .... . .A0r- , r,.. , ,lit , , .ir . 41 i , ,,,, virr7.-74-4-- ill . . 4 �. 11 f Chatham County Board of Assessors Page 1 of 2 4-0007-15-013 Property Record Card Published on 6/15/2007 10:30:20 AM I Information Only-Not an Official Document-Tax Year 2007 LOT 50B WARD 4 TYBEE ISLAND SAVA NNAH GASTER AMY JEANNE 1'1'E PO BOX 365 TYBEE HS22 REMOVED NJV 10-27-97 ADD CNG PER FAX BEACH* ISLAND GA 31328 �� 10/16/06 APW 13142ND AV Style TWO STORY 3ASAAA3 3ABAA3 ' Land Value 282000 Building Use SINGLE FAMI I 8 SwP(64) 8WOD(64) Misc Value 6,000 Exterior Wall SIDING 3 3 3 6AAP.AAAAAAA36AAAAAAAA8AA' Bldg Value 196,000 Roof Type GABLE 6 3 Total Value 484,000 Roof Cover METAL AAAAAAA28AAAAAAAAA, 3 06AA' 3 3 Value by Cost-Market Heating HEAT PUMP 3 3 3 3 Adj. Interior SHEET ROCK I 3 16 THREE(4 4 8)) 16 28 3 3 3 3 1 Foundation MODERATE 19SWP(114) 3 3 Effective Area 2,464 CL 3 3 A 1 AAAAAAA28AAAAAAAAA0 3 Points 0.0000 Floor Cover ALLOWANCE 3 6 3 Bldg Rate 93.54 CONCRTE A6 . '."36AAAAAAAAt1AA' RCN 230,486 Sub Floor 3 SLA 3 12 SPO(432) 12 %Depreciation 0.1500 Fixtures 13 FIXTURES 3 SLAB 3 3 3 OBSOL 0.0000 Rough Ins 1 ROUGH IN AAAAAAAAAAA36AAAAAAAAMA0 Building Value 195,910 'Bedrooms 3 "EA FLAT EFF% E/AREA ACTS A/AREA EA/AA HEATED Bathrooms 3 TWO 560 1.00 560 2.00 1120 1120 1120 Book Page Date QS Sales Price Quality AVERAGE THREE 448 1.00 448 3.00 1344 1344 1344 280N 028 1204 UQ SWP 178 1.00 178 1.00 178 178 Quality Factor AVER 1.00 SLAB 432 1.00 432 1.00 432 432 187T 0267 0997 Q 63,500 Actual Year Built 1930 SPO 432 1.00 432 1.00 432 432 **Additional Subareas Exist, See Draw Summary Screen** permit No Type Date Amount 'EffectiveYrBuilt 1990 TWO(L36D6THREE(D16R28U16L28)R28D16L2806SWP(U19L6D19R6) 'Normal Deprec. 55-YEAR LIE SLAB;SPO(D12R36U12L36)R36U28)ADD(L20SWP(U8L8D8R8)R20)A 98-00081 AD 0498 DD(WOD(U8L8D8R8)).APARTMENT ON GROUND FLOOR 97-257 RN 1097 6,000 Functional Obs. 000000 INTERIOR SPRINKLERS BEING INSTALLED HOUSE WAS ABOUT Economic Obs. 000000 GUTTED FIRST OF YEAR PER WORKERS — — 12/98 TALKED TO MR WISE UFA OF TS TONY CURRENT Appraiser SANDERS Cost Multiplier COS Loc.Multiplier FRAME L.Insp Date 05/09/02 Obsvd Cond 000000 j 0006 Use Code RESIDENTIAL 20225.00 T225 NBHD TYBEE L100 M100 B200 History Values Tax Year Appraised Value 2006 467,500 2005 391,000 1 2004 350,500 j' SECOND AVENUE 6( -t WOOD. BLDG. r- \f t t-. N 21°Q0'00"E 60. 14' 59.;' tea? ---x ± -` -_ x l� f-�.'-J 1 W t, X12 ,_,_,,p x T i 3 �L �" 13.3{ - t a ! ! 1 .� 2 .Q Q' r CO El 1 43 L PORCH 1 ,cat71 a. LOT �:�-B p o, �� 3� LOT 50 — B oz; 3 STORY x g:.3.0"."' BLOCK & FRAME 03-1 I 7`b e BUILDING to $2.7 r- 1i 0 � " tBLOCK _ r DECK a + D G. { _4,- iso Y • .,�? S WER --'- ^,� t4). .-+,�; S 21°09'27"W 59.80' LOT 50-A PLAT OF LOT 50 — B , WARD Is ISLAND , CHATHAM COUNTY, I