HomeMy Public PortalAbout2018 City of Waltham HOME Program Security Deposit Program ApplicationCity of Waltham
(r'^
Housing Division
HOME PROGRAM Security Deposit Program
The City of Waltham administers HOME funds from the Federal Department of Housing
and Urban Development (HUD) to provide rental assistance to eligible Waltham residents
who lease residences in the HOME Consortium Communities of Bedford, Belmont,
Brookline, Concord, Framingham, Lexington, Natick, Needham, Newton, Sudbury,
Waltham, Watertown or Wayland. Eligible applicants cannot own property. An eligible
applicant is one who does not have sufficient deposits of their own for a security deposit
in the above area, whose income is within the guidelines set by HUD and one who has
documented income for rent payments to a landlord of a home in the above area.
HUD Income Guidelines
Area
Median
Income
1
person
2
person
3
person
4
person
5
person
6
person
7
person
8
person
VIAEr
51,780
58,260
64,680
69,900
75,060
80,220
83,380
80%
AMI
57,333
69,040
77,680
86,240
93,200
100,080
106,960
111,173
In order to be eligible for Program assistance, beneficiaries must meet income limits
established by HUD. Under this Program, annual income is defined in 24 CFR 5.609 which
is used by a variety of federally -assisted programs. The Part 5 definition of annual
income is the gross amount of income of all adult household members (over 18) that is
anticipated to be received during the coming 12 -month period. The three principal steps
in the income verification process for the Program include the following:
1. Document applicant's source(s) of income. Sources of income may include:
employment/unemployment, social security, alimony, pension, monthly rental payments,
child support, etc. (See Sources of income used to calculate household i e below.)
2. Calculate the applicant's projected income using the source documen tion ubmitted
in step 1. This calculation includes all sources of income including assets': below)
and any regular financial contributions and gifts from persons not living the
household. f.,,
3. Compare the applicant's household projected income with HUD's income limits.
Applicants whose household income does not exceed the 80% income limit, based on
household size, are determined to be income -eligible for Program assistance. Ninety (90)
percent of available funds will be reserved for household income limits of 60% of the
area median income or below.
Calculating annual income: Inclusions and exclusions
Sources of income
24 CFR 5.609 (b)
Sources of income that are included in calculating household income
The full amount, before any payroll deductions, of wages and salaries,
1. Income from wages, overtime pay, commissions, fees, tips and bonuses, and other compensation
salaries, tips, etc. for personal services. Overtime earnings must be based upon the average of
the year to date and projected over the next 12 months.
The net income from the operation of a business or profession. Expenditures
for business expansion or amortization of capital indebtedness shall not be
used as deductions in determining net income
Interest, dividends, and other net income of any kind from real or personal
3. Interest and dividend property. If assets in excess of $5,000, annual income shall include the
greater of the actual income derived from all net family assets or a % of the
value of such assets based on the current passbook savings rate, as
determined by HUD.
The full amount of periodic amounts received from SS, annuities, insurance
policies, retirement funds, pensions, disability or death benefits, and other
similar types of periodic receipts, including a lump -sum amount or
prospective monthly amounts for the delayed start of a periodic amount .
2. Business income
income
4. Retirement and
insurance income
5. Unemployment and
disability income
6. Welfare assistance
7. Alimony, child, gift
support,
8. Armed Forces
Sources of income
24 CFR 5.609 (c)
Income of children
Foster Care payments
Inheritance and
insurance income
Medical expense
reimbursements
Income live-in aides
Gifts
Payments in lieu of earnings, such as unemployment and disability
compensation, worker's compensation, and severance pay (except as
provided in number 3 of Income Exclusions).
If the welfare assistance payment includes an amount specifically
designated for shelter and utilities that is subject to adjustment by the
welfare assistance agency in accordance with the actual cost of shelter and
utilities, the amount of welfare assistance income to be included as income.
Periodic and determinable allowances, such as alimony and child support
payments, and regular contributions or gifts received from organizations or
from persons not residing in the dwelling.
All regular pay, special day and allowances of a member of the Armed
Forces.
Sources of income that are excluded from calculating household income
(Partial fist. Other exclusions include reparations; income from full-time students;
adoption assistance payments; deferred periodic social security and SSI benefits;
property tax refunds; home care assistance and other federal exclusions.)
Income from employment of children (including foster children) under the
age of 18 years.
Payments received for the care of foster children or foster adults (usually
persons with disabilities, unrelated to the tenant family, who are unable to
live alone).
Lump -sum additions to family assets, such as inheritances, insurance
payments (including payments under health and accident insurance and
worker's compensation), capital gains and settlement for personal or
property losses (except as provided in number 5 of Income Inclusions).
Amounts received by the family that are specifically for, or in reimbursement
of, the cost of medical expenses for any family member.
Income of a live-in aide (as defined in 24 CFR 5.403).
Temporary, nonrecurring, or sporadic income (including gifts).
+l
2
Eligible Rental Property
• Applicants are not restricted to rental housing in Waltham. The HOME Consortium
allows for a housing search in all Consortium Communities. Bedford, Belmont,
Brookline, Concord, Framingham, Lexington, Natick, Needham, Newton, Sudbury,
Waltham, Watertown and Wayland.
• The property must be the primary residence of all of the applicants for the full term
of the rental lease.
itt
The rent must not exceed the Housing Choice Standard Rates rent limits as
determined by the Housing Division and The Waltham Housing Authority.
Rent
Limit
Efficiency
1 BR
2BR
3BR
4BR
Per
month
$1,378
$1,563
$1,914
$2,410
$2,607
Rents are based on the Waltham Housing Authority Housing Choice Voucher Payment Standard and includes
all utilities. The maximum rent for units, that do not include utilities supplied by the owner will be determined
by the Housing Division when it is disclosed what utilities are a responsibility of the ten.; . utility
allowance will be applied to all rent amounts.
• The property must meet Housing Quality Standards established by HUD.
• Property must comply with Federal and State lead paint regulations.
• Lead Paint Grant Assistance is available to the landlord/homeowner.
Security Deposit, First and or Last Month's Rent Assistance
• Applicants must have income to provide rent payments to landlord.
• The program can provide two month's rent payments directly to the landlord on
behalf of the approved household. These payments are for any combination of a
security deposit, first month's rent and last month's rent. In the case of a subsidized
rental unit. The security deposit and rental payment will be determined by the local
housing authority.
• It is the responsibility of the tenant to make full rent payments to the landlord for the
lease term. The City is not responsible for any other rent payments other than the
security deposit, first month and / or last month's rent. This payment will not exceed
the value of two months of rent.
• The assistance is in the form of a grant. There is no repayment due to the City. The
security deposit will be returned to the tenant at the end of the lease term as long as
all lease requirements have been fulfilled by the tenant.
• The security deposit payment will be refunded to the City by the landlord if the tenant
has not complied with the terms of the lease.
3
DRAFT
• The property must be the primary resident of the household for the entire term of the
lease.
• The lease term must be for at least one year.
• The property must meet HUD Housing Quality Standards (HQS) and city building code.
• Program assistance is one time only and the amount of TBRA assistance cannot
exceed an amount that is above two months' rent payment. Program Staff will
determine the assistance provided on a case by case basis.
• Eligible households will have 60 days to find an apartment once approved. Extensions
can be provided if there are program funds available at that time.
Application Process
• A potential borrower must fill out an application, which includes the submission of
all required materials
• Applications will be reviewed for initial eligibility in order of submission.
• All applicants will be notified by mail that either they are not eligible or are granted
a preliminary eligibility determination. A preliminary eligibility determination by the
City is not a financial or legal commitment on the part of the City to issue assistance.
• Once an applicant receives a preliminary determination of eligibility, funds will be set -
aside in his or her name if the City has funds available. If there is no money available
at that time, the applicant's name will be placed on a waiting list.
Apartment Rental
1) When an applicant is notified that s/he is eligible and that funds are available, s/he
is then must find an apartment/house to rent. The City does not provide assistance
in finding housing.
2) An applicant must receive approval from the City prior to entering into a lease
agreement with a landlord.
3) Borrowers must first have approval from the City before entering into any housing.
Additional requirements must be understood before the tenant can proceed. These
requirements include non -displacement of current tenants, lead paint law and rent
limits that will be imposed upon landlord and tenant. The City has the right to deny
funding if the property is not affordable to you at your current rate of income.
4) Landlords and tenants cannot be related.
5) The Waltham Housing Department will also inspect the property to determine if it
meets Housing Quality Standards and if repairs are required to meet these standards.
No property can be occupied with federal funding that is not up to HQS Standards.
4
Acceptance of Housing
You must contact the Housing Office prior to signing a lease agreement. The following
information is important and your funding could be at risk if you do not follow the
following guidelines.
Lead Paint
The landlord must provide proof that the property is lead paint compliant or agree to
inspect the property for lead paint. If there is lead paint, the landlord can apply for a de -
leading grant to abate the unit as long as he/she agrees to lease to a program participant
for at least one year.
Once an application is accepted you will be required to schedule an appointment for
interview. This interview will allow Housing Staff to obtain required signatures from
applicant(s) to verify all financial information submitted. The verification process can
take 2-4 weeks to be completed. All applicant and co -applicants must attend the
scheduled interview for the process to begin.
Additional information and applications can be found on our website at
http://www.city.waitnam.ma.us/Housingimaex.htmi
DRAFT
Program Contact:
John Shirley,
Waltham Housing Department,
25 Lexington Street, Waltham, MA 02452,
(781) 314-3380
Affirmative Marketing
In accordance with 24 CFR 92.350, and to further the City's commitment to
nondiscrimination and equal opportunity, the City of Waltham will not discriminate on
the basis of race, color, national origin, religion, or sex. The City will follow all procedures
outlined in West Metro Consortium Affirmative Marketing Policy.
DRAFT
5
•WALT HAM •
EQUAL HOUSING
OPPORTUNITY
Tenant Selection Criteria
C7
RAFT
Application and Review Process
Application and copies of this Tenant Selection Criteria Policy are available from the City of
Waltham Housing Division. Applicants are encouraged to call with questions or to review a
submitted application. All applications must be fully completed including your correct
mailing address and current telephone number.
Staff will review applications to determine eligibility. This review will by based upon the
applicant's stated income(s), household size, etc. Applicants will either be qualified and
placed on the waiting list, or rejected because they do not appear to meet the minimum
criteria.
Applicants must have verifiable income that is sufficient to pay rent on the leased unit. No
applicant will be provided security deposit funds if rent payments are not affordable to the
household. An applicant must use no more than 30% of their household income towards
rent. This calculation will be made by the Housing Division once an income determination
has been completed and all housing expenses are considered in the calculation.
In accordance with applicable equal opportunity statutes, Executive Orders, and regulations,
the City does not discriminate against any person because of race, color, religion, sex,
national origin, age, national origin, ancestry, marital status, sexual orientation, genetic
information, veterans history, source of income, families with children or disability;
excluding the income limits, size of households and other criteria established in this
document.
TBRA Waiting List
If funding is not available, an annual waitlist will be maintained for qualified applicants. At
the end of the one year period waitlisted applicants will be notified that the waitlist will be
discarded and they must re -apply if they want to be considered for TBRA Security Deposit
Assistance. It is the applicant's responsibility to notify the Housing Office if there is any
change of address for proper notifications to be received.
Minimum Qualification Guidelines
1. Households must meet income limits.
HUD (US Department of Housing and Urban Development) determines the median income.
Total household income, in relationship to household size is considered when approving an
application. Ninety percent of TBRA funding is reserved for those households that are at or
below 60% of the Area Median Income. Ten (10) percent of TBRA funds will be used for
households up to 80% of the area median income if those households are facing an
emergency housing situation. Definition of an emergency housing situation is one that finds
the household homeless or near homeless due to a natural disaster such as fire,
displacement from a home due to code violations that make the property uninhabitable or
a dangerous living situation due to domestic violence.
BF/AC-
6
(oc&
ncome limits for 2018 are:
FY18
FY2018
Income
Limit
Category
Persons in Family
-d--
e a s-4 9 5 4 0
7 63 -,:
60%
AMI
80%
AMI
45,300
51,780
58,260
64,680
69,900
75,060
80,220
83,380
60%
AMI
57,333
69,040
77,680
86,240
93,200
100,080
106,960
111,173
80%
AMI
2. Households must provide verifiable landlord references to landlords.
All landlord references will be verified by the landlord. Unfavorable or unsubstantiated
landlord reference may be grounds for rejection of applications.
3. Banking and credit references are required by landlords.
Credit reports from established credit bureaus could be obtained by the landlord.
Unfavorable reports may be grounds for rejection of applications.
4. County and/or Town residency preference.
Applicants must have established Waltham residency.
The definition of a resident is someone who currently lives in Waltham, or works in
Waltham or has accepted a bona fide job offer in Waltham.
Victims of Domestic Violence are exempt from this criteria.
Applicants who have been accepted into an affordable housing lottery in Waltham are also v s;
exempt from this criteria.
5. Household size must be appropriate to the unit size.
Generally, households will be placed in a unit size so that it will not be necessary for
persons of the opposite sex, other than husband and wife (or those in a similar living
arrangement), to occupy the same bedroom, with the exception of children under the age
of six.
The following guidelines apply:
Unit Size
Studio
One Bedroom
Two Bedrooms
Three Bedrooms
Four Bedrooms
Household Composition
One to two adults, One adult with one child
One to two adults with one young child
One to two adults with up to two children
One to two adults with up to four children
One to two adults with up to six children
7
6. Applicants must provide a valid Social Security card.
Valid U.S. Social Security numbers are required for all applicants and all members of the
applicant household. Although undocumented immigrants are not eligible for HUD
housing assistance if at least one member of a household has an eligible immigration
status, the housing can receive pro -rated assistance.
7. Applicants must be willing and able to enter into a lease agreement.
8. Landlords must agree to use the HOME Lease Addendum.
Application Rejection Criteria: Any applicant that is in rent arrears or owes a public
Housing Authority funding is ineligible for the program.
The Housing Division may reject any and all applications for one of more of the following
reasons:
1. Applicants unable to meet one or more of the Minimum Qualification Guidelines listed
above.
2. Applicant's rent exceeds the approved rent limits for this program.
3. Applicants submit an incomplete, unsubstantiated or unreadable application.
4. Applicants submit false or unsubstantiated information about themselves or any
household member, or misrepresent the size and configuration of the household.
5. Any household member has a poor landlord reference including:
a. Indication of habitual late payment of rents due.
b. Violation of previous lease or rental agreements.
c. Indication of conflict with management and/or other residents.
6. Any household member is a convicted felon or convicted of repeated misdemeanors, or
is currently accused of any crime in a court of law.
Rents cannot exceed the following Fair market Rent limits.
Rent Allowances*
Rent
Limit
Efficiency
1 BR
2BR
3BR
4BR
Per
month
1,378
1,563
1,914
2,410
2,607
*Rents are based on the Waltham Housing Authority Housing Choice Voucher Payment
Standard and includes all utilities. The maximum rent for units that do not include
utilities supplied by the owner will be determined by the Housing Division when it is
disclosed what utilities are a responsibility of the tenant. A utility allowance will be
applied to all rent amounts.
Payments are in the form of a HOME Grant that does not have to be re -paid by the
applicant. The City provides security deposit payment directly to the landlord. OSecurity
deposits are returned to the tenant when they move.
Applicants must not be obligated to a Housing Authority for any past due funds.
TBRA payments do not assist with Pet deposits.
TBRA payments do not assist with Rental Agent/Realtor fees.
8
Approved applicants must find housing.
Housing must meet Housing Quality Standards and City Code.
Lease Agreements must be for at least 1 -year.
Housing must be Lead Paint Compliant.
Housing must be in Bedford, Belmont, Brookline, Concord, Framingham, Lexington, Natick,
Needham, Sudbury, Waltham, Watertown and Wayland.
Assistance is provided one time only.
The City is not responsible for any rent payment past the security deposit and first month's
rent for the Security Deposit Program.
Applicants determined to be eligible will provide the Housing Division with a completed
request for unit approval form. This form will be provided to the applicant prior to their
housing search. When permanent housing is located the applicant will ask the landlord to
complete the form.
The tenant will provide to the Housing Division the completed form and a copy of the
landlords lease agreement. The Housing Division will inspect the property for HQS
Standards and complete the contract for the security deposit and first month's rent with the
landlord. The tenant will be responsible for signing the lease with the landlord. The landlord
must agree to use the HOME Program Lease addendum as part of their lease agreement. The
lease agreement must be for at least one year.
The City will issue a security deposit and first month's rent payment to the landlord upon
receipt of a signed lease agreement between the tenant and the landlord.
Full rental assistance provided through the HOME Program is specific to persons who are
referred through Homeless Agencies identified by the City of Waltham.
U
9
APPLICATION FOR
TENANT -BASED SECURITY DEPOSIT RENTAL ASSISTANCE
Please complete all information requested in ink. Do not leave blanks or we may be unable to process your application. Always keep
your application information and address up to date with this office. Please print. Thank you and we look forward to assisting you.
Return to:
City of Waltham
Housing Department
25 Lexington Street
Waltham, MA 02452
Telephone numbers: 781-314-3380
PLEASE USE THE APPLICATION
CHECKLIST AT THE BACK OF THIS
APPLICATION AND SUBMIT ALL
APPLICABLE INCOME
DOCUMENTATION WITH THIS
APPLICATION.
Date of Application
Email Address
I. Applicant Information
Applicant Name Date of Birth
Address (where you live now)
Mailing Address (if different)
City State Zip Code
Age
Social Security No.
Telephone
City State Zip Code
II. Household Member Information: Please list all persons who will live in the TBRA-assisted unit beginning with the applicant.
Name
Relationship
Sex to Applicant
Date of Place of Social Security
Birth Birth Number
*Race: White, Black, American Indian/Alaska Native, Asian or Pacific Islander, Hispanic, Other
*Race
or Hispanic
You are not required to answer if someone in your household has a disability. However, if a household member has a disability you
may qualify for additional deductions in your rent amount. Does any household member have a disability? UYes UNo If yes, list
Name
You can voluntarily provide information on an alternate contact person. If we are unable to contact you, we will try to contact the
Alternate person on your behalf. NAME: TELEPHONE NUMBER:
ADDRESS:
10
III. Household Income:
0/?
Please provide all income/earnings information below for all household members. This income may include but is not limited to:
Employment Income, Self -Employment Income, Unemployment Compensation, Social Security, TANF, Disability Income, Child
Support, Pensions, Baby -Sitting Income, etc. If you have no income, write NONE below.
Name of Employment or Weekly Social Security/ TANF Child Other Income
Household Self -Employment Unemployment SSI Monthly Monthly Support List -Type and
Member Gross Weekly Benefits Benefits Income Monthly Monthly Amount
Receiving Income and Income
Income Employer Name
Does anyone in your household have any other earnings/income or receive any money not listed above? ❑Yes L': No
If yes, list type and amount monthly:
Does anyone help you pay your bills? ❑Yes ❑No If yes, list name and monthly amount:
Do you file income tax returns? Yes No
IV. Assets:
Do you have a checking account? ❑Yes ❑No Balance Bank
Do you have a savings account? ❑Yes ❑No Balance Bank
Do you own any real estate/property? ❑Yes ❑No Type Value Address
Do you have any of the following: Money Market Account? ❑Yes ❑No Certificate of Deposit? ❑Yes ❑
No IRA Account? ❑Yes ❑No Stocks? ❑Yes ❑No Bonds ❑Yes ❑No Other (list)
Have you disposed of any assets for less than Fair Market Value during the two preceding years? :Yes ❑No
If yes, please list
Do you have any life insurance? Yes No If yes, please provide insurance name and address:
DRAFT
I1
V. General Information:
Do you currently live in subsidized housing? ❑Yes ❑No If yes, give name of agency or complex?
Do you have a Section 8 Voucher? ❑Yes ❑No
Have you previously lived in subsidized housing? ❑Yes ❑No Approximate date, address and agency name of each instance.
Do you owe money to any Housing Agency? EYes ❑No If yes, list agency and amount owed.
Have you or anyone in your household been evicted from federally or state assisted housing, including public housing, for any reason
which interfered with the health, safety or right to peaceful enjoyment of the premises by other residents in the last three years?
❑Yes ❑No If yes, give names, dates and details of incidents for each occurrence:
All applications will be verified with the Waltham Housing Authority for good standing. If you owe funding to a Housing
Authority you will not be eligible for assistance.
VI. Signatures/Certification of True and Correct Information:
By completing and returning this application, you will automatically be placed on a waiting list for Tenant -Based Rental Assistance.
Wait list applicants are kept on file for one (1) year only.
I/We hereby affirm that the answers to the foregoing questions are true and correct, and that I/we have not knowingly withheld any
fact or circumstances which would, if disclosed, affect this application unfavorably. I/We hereby authorize inquiries to be made to
verify the information given in this application. Please be sure you have answered all questions. Otherwise, we will be unable to
process your application.
(Applicant Signature)
(Spouse Signature)
CRAFT
(Date)
(Date)
WARNING: Section 1001, of Title 18 of the U.S. code, makes it a criminal offense to make willful false statements or
misrepresentation to any department or agency of the United States as to any matter within its jurisdiction
12
INTAKE APPLICATION ADDENDUM
HOME Investment Partnerships Program
Beneficiary Name:
Project Address:
The City of Waltham Housing Division HOME program requests this information in order to comply with HUD's required reporting requirements.
Although we would appreciate receiving this information, you may choose not to furnish it. You may not be discriminated against on the basis of this
information, or on whether or not you choose to furnish it. If you do not want to provide this information, please initial below.
I do not wish to provide information composition.
Applicant Initials
Household Composition
Ethnicity Codes:
A - Hispanic: a person of Cuban, Mexican, Puerto Rican, South or Central American, or other Spanish culture or origin, regardless of race. Terms
such as "Latino" or "Spanish Origin" apply to this category.
B - Not Hispanic
Race Codes:
A - White
B - Black -African American
C - Asian
D - American Indian/Alaskan Native
E - Native Hawaiian/Other Pacific Islander
F - American Indian/Alaskan Native/White
G - Asian/White
H - Black/African American/White
I - American Indian/Alaska Native/Black- African American
J - Other Multi -Racial
Special Needs Codes:
A- Elderly
B - Person with Disabilities *
C - Person with HIV/AIS
D - Person with Alcohol /Drug Addiction
F - Victim of Domestic Violence
G - Homeless
H - Public Housing Resident
*Disabled Definition: A physical or mental impairment which substantially limits one or more major life activities; a record of such an impairment; or
being regarded as having such an impairment. Does not include current illegal use of or addiction to a controlled substance.
Household member
(Use codes above)
Gender Age Ethnicity Race Special Needs
1
2
3
4
x
6
y
13
The following is a list of information needed to determine income -eligibility for Program
assistance. Please provide all applicable information with your completed application.
All adult (over 18 years of age) household members must provide all income
documentation. Thank you.
Income Tax Documentation:
Copies of recent year of signed, filed, income tax returns (both MA and IRS) documents (1040,
1098, All schedules) including W-2 forms and 1099 statements for all adult household members.
Applicants must have filed federal income tax returns in the most recent year prior to the application by
April 15. If extensions are filed, we must wait until the return has been filed.
Tax Returns are not an acceptable profit and loss statement.
If self-employed, include year-to-date Profit and Loss statements (2 complete years) and
last four (4) quarterly tax payment documents. Self-employed applicants may be required to
provide additional information if necessary.
Financial Institution Account Information:
Copies of last six (6) months of information (All checking, savings, IRA, etc.)
Copies of interest/dividend income of over $100.00/annually
Copies of any stock statements for previous three months
Verification of Income:
Payroll stubs — 8 most recent consecutive weeks
Alimony
Child support
Social Security (annual benefit statement)
Pension statement
Social Security Disability Insurance
(If not receiving SSDI, applicant may be required to submit evidence of disability)
Unemployment
Government assistance (this includes any benefit awards for housing subsidies)
Identification - please provide proof of identification for all household members,
(Copy of Driver's license, passport, birth certificate, etc.)
Life Insurance policies (identify policy and type)
Full time student status
(if you have any children over 18 that are full time students you must provide notice from the
school of their full time student status)
Please provide proof of any benefits your household receives (SNAP, Section 8 Contract, Fuel
Assistance, etc.)
You may provide any additional information if you feel it is applicable to you and your household.
The City of Waltham may request additional information if necessary to
make a determination of eligibility.Failure to provide the necessary
income documentation will delay the processing of your application.
14
DRAFT
Next Steps
1. You have a completed application with all required income
documentation ready
2. You will contact the Housing Office to schedule an intake
appointment. No application will be accepted unless you have an
appointment.
Please allow 30 minutes to one hour for the intake appointment as
all documents will be reviewed by staff. Staff will explain how the
program will work for you and you may be asked to sign some
documents related to the program during the appointment.
The Housing office can be reached at 781-314-3380. The office is located
at 25 Lexington Street, Waltham, next door to the Waltham Museum. You
will find Public Parking directly across the street. 25 Lexington Street is
handicap accessible, Housing can be located on floor 2A from the
elevator.
15