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HomeMy Public PortalAbout2018.10.11 Closing DocumentsAmerican Land Title Association ALTA Settlement Statement — Buyer Adopted 05-01-2015 File No.: 696962-MC Printed: 10/11/2018, 3:35 PM Officer/Escrow Officer: Stacy Kriz/sk Settlement Location: 616 North 3rd Street Suite 101, McCall, ID 83638 First American Title Company 616 North 3rd Street Suite 101 McCall, ID 83638 Phone: (208)634-4705 Fax: (208)6344405 Estimated settlement Statement Property Address: Not Addressed, ID Buyer: City of McCall Seller: Cory Walker, Megan Walker Lender: Settlement Date: 10/15/2018 Disbursement Date: Suter= Description Debit Credit Financial Sale Price 3,182.00 Prarations/Adjustments County Taxes 01/01/18 to 10/15/18 @$182.16/yr 143.23 Title Charges & Escrow / Settlement Charges Policy -Owner's Policy to First American Title Company 220.00 Settlement or Closing Fee to First American Title Company 300.00 Courier and Handling Fee Buyer to First American Title Company 42.00 Government Recording and Transfer Charges Recording Fee -Deed 15.00 e-document filing fee 4.50 Subtotals 3,763.50 143.23 Due From Buyer 3,620.27 Totals 3,763.50 3,763.50 Acknowledgement We/I have carefully reviewed the Estimated ALTA Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements to be made on my account or by me in this transaction and further certify that I have received a copy of the Estimated ALTA Settlement Statement. This Estimated Settlement Statement is subject to changes, corrections or additions at the time of final computation of Escrow Settlement Statement, We/I authorize First American Title Company to cause the funds to be disbursed in accordance with the Final ALTA Settlement Statement to be provided to me/us at closing. Copyright 2015 American Land Title Association. All rights reserved Page 1 of 2 Printed on 1o/upon at 3:35 PM File fl 696962-MC Buyer(s): City of McCall By - ame: Jackie . Aymon Title: Mayor v G Escro fficer: Stacy Kriz Copyright 2015 American Land Title Association. File # 696962-MC All rights reserved Page 2 of 2 Printed on 10/11/2018 at 3:35 PM A Ni e First American Title Company CLOSING ESCROW INSTRUCTIONS PURCHASE Escrow No.: 696962-MC Officer: Stacy Kriz Buyer: City of McCall Date: Id To: First American Title Company, 616 North 3rd Street Suite 101, McCall, ID 83638 I/We hereby agree to purchase the hereinafter property as described in Schedule A of Commitment No. 696962- MC situated in Valley County, Idaho for a total consideration of $3,182.00 and will on or before closing hand you said consideration, which is payable as follows: Earnest Money Deposit $N/A Balance of Sales Price in the amount of $3,182.00 (closing costs and/or fees are additional) I/We will deliver to you any additional funds and execute any instruments which are necessary to comply with the terms hereof, all of which you may use when you hold for me a Warranty Deed from: Cory Walker and Megan Walker, subject to the community interest of their spouse, if married August 28, 2017, the date of acquiring title You are authorized and instructed to issue the specified title insurance policy or policies, in the specified amounts, to -wit: OWNERS ALTA HOMEOWNER'S $ OWNERS STANDARD $3,182.00 LENDERS STANDARD $ on the property described on attached Order No.: Showing title vested in: City of McCall LENDERS EAGLE $ OWNERS EXTENDED $ LENDERS EXTENDED $ 696962-MC Subject to: 1. Paragraphs 1-17 of Schedule'B' of Owner's Commitment for Title Insurance Order No. 696962-MC, dated September 13, 2018, Revision No. FIRST, a copy of which is attached hereto. 2. Additional documents creating exceptions that will be recorded at the time of closing: N/A I have read the above referenced preliminary title commitment and approve the policy of title insurance to be issued as required by instructions to include the above vesting and exceptions: Page 1 of 6 Buyers Initials: e9A— Seller(s) and Buyer(s) hereby acknowledge that all contingencies and conditions on the Buy/Sell Agreement dated 09/28/18 and addendums dated on or after 09/28/18, have been either satisfied or negotiated outside of this escrow. Seller initials: PRORATE AND/OR ADJUST THE FOLLOWING AS OF 10/15/2018 -CHECK THOSE WHICH APPLY - (A Buyer initials: ___' 1. Taxes based on the amount of the tax statement set forth below under type of taxes for the year therein specified of the Tax Collector which has been issued prior to the close of escrow. No liability is assumed for the errors, omissions, and/or changes in the amount of the General County Taxes assessed on real and personal property by the County Assessor and/or Taxing Authority. (If the amount of the new tax bill issued by the Tax Collector after the close of escrow is more or less than the amount used for proration purposes, the difference, if any, will be adjusted by the parties herein outside of escrow.) Sellers are to FORWARD to buyers any present or future tax bills on property herein. TYPE OF TAXES: El Real Property 2018 0 Mobile Home 0 Personal Property O 2. Rents/Security Deposits O 3. Condo or Homeowner's Association Dues O 4. City Water/Sewer O 5. City/County SID's (State Specific) O 6. Other Seller initials: Buyer initials: LOAN CALCULATIONS/PAYOFFS Loan amounts shown in seller(s) and buyer(s) settlement statements were determined from information provided to First American Title Company by the lender, or escrow provider, copies of which are available to the parties for inspection. Any inaccuracies or deficiencies in the calculation of these amounts by the lender or escrow provider remain the responsibility of the party legally obligated thereunder. Seller initials: Buyer initials. WATER RIGHTS The parties acknowledge that First American Title Company is not responsible for the transfer of any water, or water rights. I hereby agree to hold you harmless from the failure of the transfer of water to myself regardless of the reason or cause. If any transfer of water is being done, it is an accommodation for me. I understand that you have not made a search of the water rights to this land. I further understand that you are not making any representation and warranty concerning said water rights. Seller initials: Buyer initials GENERAL PROVISIONS AUTHORIZATION TO FURNISH COPIES Page 2 of 6 You are authorized to furnish m copy of these instructions, amendments thereto settlement statements and any other documents deposited in this mscnuw, except as noted in the paragraph immediately below, only to \ender(s), real estate agent(s), broker(s) and/or attorney(s) involved in this transaction ("interested third parties") upon request. The Closing Disclosure will not be provided to interested third parties orto an outside party. This is mandated by the new privacy regulations, lenders' requirements, and for the protection of NPPI (Non -Public Personal Information). First American Title Company is hereby authorized and instructed to insert appropriate addresses on any and all documents generated bvthis escrow, that may ormay not have been previously signed by buyers and/or sellers herein. MISCELLANEOUS FEES Escrow Holder may incur certain additional costs on behalf ofthe parties for services performed by third party providers. The fees charged by Escrow Holder for such services may include mark up over the direct cost of such services to reflect the averaging of direct, administrative and overhead charges of Escrow Holder for such services. RECONVEYANCE in the event alender who ispaid infull |nconnection with this escrow, fails totimely forward the paid Note and request for reconveyanmwcfthe paid Deed ofTrust, the escrow holder acting ostrustee and title insurer may use the procedures outlined in state statutes and regulations to effect a neconveyance of the Deed of Trust, Among other provisions ofthis chapter isthe following: "The neconveyanceofatrust deed pursuant tothis chapter shall not itself discharge any personal obligation that was secured bythe trust deed atthe time ofits reconveymncw." DEPOSIT OF FUNDS AND DISBURSEMENTS All disbursements shall be made byyour check. You are authorized not to close escrow ordisburse until good funds, as provided for in state statutes and regulations have been confirmed. All funds received inthis escrow shall be deposited in one or more of your general escrow accounts with any bank doing business in said State may be transferred to any other general escrow account oraccounts. Upon specific instructions from all parties hothis escrow, you may hold funds nsotherwise instructed herein. CLOSE OF ESCROW The expression "close of escrow" means the date on which instruments referred to herein are filed for record unless otherwise indicated herein. Recordation of any instrument delivered through this escrow, if necessary or proper in the issuance of policy of title insurance called for, is hereby authorized. CONFLICTING DEMANDS OR CLAIMS Should you, before or after the close of escrow, receive or become aware of any conflicting demands or claims with respect to this escrow or the rights of any of the parties hereto, or any money or property deposited herein or affected hereby, you shall have the right Uzdiscontinue any or all further acts on your part until such conflict is resolved to your satisfaction, and you shall have the further right to commence or defend any action or proceedings for the determination of such conflict. The provisions hcn:|n shall include, but are not limited to, conflicting demands or disputed claims relating to the real estate commissions and/or brokerage fees. ATTORNEYS FEES, COST/SUIT IN INTERPLEADER The parties hereto jointly and severally agree to pay all costs, damages, judgments and expenses, including reasonable aUornmY'sfees suffered or incurred by you in connection with, or arising out ofthis escrow, including, but without limiting the generality of the foregoing, as suit in interp\ender brought by you. The parties expressly agree that you, as escrow holder, have the absolute right, atyour election, to file on action in interp|eader. You are authorized to deposit with the Clerk of Court all documents and funds held in this escrow. RIGHT OF CANCELLATION If any party to this escrow elects to cancel these instructions because of the failure of any party to comply with any of the terms hereof within the time limits provided herein, said party so electing to cancel shall deliver a written notice lnthe other party and escrow agent demanding that said other party comply with the terms hereof within ten days from the receipt of said notice by escrow agent that these instructions shall hereupon become cance}ed. When the written notice isdelivered toescrow agent bythe party yoelecting tocancel, escrow agent Page 3of6 shall within 5 days thereafter send a copy of said notice to the other party in the manner provided by law and the usual practices of the escrow agent. In the event said other party shall fail within said ten day period to comply with all of the terms hereof, these instructions shall become canceled and escrow agent is thereupon authorized: (a) first, to pay to the party electing to cancel any earnest money deposited hereunder by said other party, after deducting any charges: (b) second, to pay to said other party, any other money deposited hereunder by said other party, after deducting any charges remaining unpaid; (c) third, to pay to the party electing to cancel, any money deposited by said party, after deducting any charges remaining unpaid; and (d) fourth, to return all documents deposited hereunder to the party who delivered the same except documents executed by more than one party, which shall be marked "canceled" and retained in the files of escrow agent. LEGAL ADVICE Both Seller and Buyer acknowledge by their signatures hereon the following: I have been specifically informed that First American Title Company (hereinafter designated as "First American Title Company") is not licensed to practice law and no legal advice has been offered by First American Title Company or any of its employees. I have been further informed that First American Title Company Is acting only as escrow agent and that it is forbidden by law from offering advice to any party regarding the merits of this escrow transaction or the nature of the instruments utilized, and that it has not done so. I have not been referred by First American Title Company to any named attorney or attorneys or discouraged from seeking advice of any attorney, but have been requested to seek legal council of my own choosing at my own expense, if I have doubt concerning any aspect of this transaction. CONSUMER COMPLAINTS If you have a concern or complaint about the settlement services or title insurance you received from us, please contact our compliance team at: cfpb@titlefc.com or Title Financial Corporation Compliance Department P.O. Box 580 Blackfoot, Idaho 83221 PREPARATION OF FORM DOCUMENTS I further declare all instruments to which I am a party, if prepared by First American Title Company, have been prepared under the direction of my attorney, agents acting in my behalf, or myself, at my direction or request, and particularly declare that copying legal descriptions from title reports onto forms of deeds, etc., or reforming of legal descriptions or agreements, is or will be solely at my direction or request. PERSONAL PROPERTY TAXES No examination or insurance as to the amount or payment of personal property taxes is required unless specifically requested. TAXPAYER REPORTING INFORMATION The Seller(s) acknowledges that Federal Law requires First American Title Company to report this transaction to the Internal Revenue Service on Form 1099. FACSIMILES/ELECTRONIC DOCUMENT DELIVERY In the event Seller and/or Buyer utilize facsimile or electronically transmitted documents, Seller and Buyer agree to accept and instruct First American Title Company to rely upon documents as if they bore original signatures. Seller and Buyer agree to provide the documents bearing the original signatures within 5 days of transmission. Seller and Buyer acknowledge and agree that any documents necessary for recording may not be accepted by the County Clerk and Recorder, with facsimile or electronically transmitted signatures, thus delaying the close of escrow. AMENDMENTS TO ESCROW INSTRUCTIONS Any amendments of and/or supplements to any instructions must be in writing. If any "Earnest Money Agreements," "Receipt and Agreements to Purchase" or the like are attached to these instructions and one or more terms of said agreements conflict with or vary from these instructions, these instructions shall nevertheless, control. Page 4 of 6 FINANCIAL SOLVENCY Both Seller and Buyer hereby agree to hold First American Title Company harmless from all liability due to the financial status or insolvency of any other party, or any misrepresentation made by any other party and any loss or impairment of funds that have been deposited in escrow that are in the course of collection or while those funds are on deposit in a financial institution if such loss or impairment results from the failure, insolvency or suspension of a financial institution, or any loss or impairment of funds due to the invalidity of any draft, check, document or other negotiable instrument delivered to the escrow agent. We have been afforded adequate time and opportunity to read and understand these escrow instructions and all other documents referred to therein. I/We approve of the foregoing instructions, agree to be bound thereby, and will deliver to you documents, instructions and/or funds required within the time limits specified herein, which you are authorized to deliver when you can issue your policy of title insurance as set forth above. You are instructed to use the funds and record the documents to comply with said escrow instructions and to pay all encumbrances of record necessary, without further approval including prepayment penalties, to show title as herein provided. I agree to pay your usual escrow fees, drawing of documents and such other charges which are advanced for my account regardless of the consummation of this escrow. I also agree to pay title insurance premiums and recording fees which are properly /chargeable to me; Dated: / O / % / BUYER(S): City of McCall By: N e: Jackie J. T, e: Mayor Address: 216 East Park Street McCall, ID 83638 SELLER(S): Cory Walker and Megan Walker Cory Walker Megan Walker Address: 3750 E. Black Canyon Emmett, ID 83617 Page 5 of 6 American Privacy Information We Are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain Information. We understand that you may be concerned about what we will do with such Information - particularly any personal or finandal information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our subsidiaries we have adopted this Privacy Policy to govern the use and handling of your personal Information. Applicability This Privacy Policy governs our use of the Information that you provide to us. It does not govern the manner in whidm we may use Information we have obtained from any other source, such as Information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source. First American calls these guidelines its Fair Information Values. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include: Information we receive from you on applications, forms and In other communications to us, whether in writing, in person, by telephone or any other means; Information about your transactions with us, our affiliated companies, or others; and Information we receive from a consumer reporting agency. Use of Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such Information indefinitely, Including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis, We may also provide all of the types of nonpublic personal Information listed above to one or more of our affiliated companies. Such affiliated companies Indude finandal service providers, such as title insurers, property and casualty Insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies or to other finandal Institutions with whom we or our affiliated companies have joint marketing agreements. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your informabon. We restrict access to nonpublic personal information about you to those individuals and entitles who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your Information will be handled responsibly and in accordance with this Privacy Policy and First American's Fair Information Values. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal Information. Information Obtained Through Our Web Site First American finandal Corporation Is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Intemet. In general, you can visit First American or its affiliates Web sites on the World Wide Web without telling us who you are or revealing any Information about yourself. our Web servers collect the domain names, not the e-mail addresses, of visitors. This infomation is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. First American uses this information to measure the use of our site and to develop ideas to improve the content of our site. There are times, however, when we may need Information from you, such as your name and email address. When information is needed, we will use our best efforts to let you know at the time of collection how we will use the personal information. Usually, the personal information we tolled is used only by us to respond to your inquiry, process an order or allow you to access specific account/profile Information. If you choose to share any personal Information with us, we will only use It in accordance with the policies outlined above. Business Relationships First American Financial Corporation's site and its affiliates' sites may contain links to other Web sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Cookies Some of First American's Web sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie Is an element of data that a Web site can send to your browser, which may then store the 000kle on your hard drive. FirstAm.com uses stored cookies. The goal of thls technology is to better serve you when visiting our site, save you time when you are here and to provide you with a more meaningful and productive Web site experience. Fair Information Values Fairness We consider consumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy. Public Record We believe that an open public record creates significant value for society, enhances consumer choice and creates cahsumer opportunity. We actively support an open public record and emphasize Its importance and contribution to our economy, Use We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data. Accuracy We will take reasonable steps to help assure the accuracy of to data we collect, use and disseminate. Where possible, we will take reasonable steps to Correct Inaccurate information. When, as with the public record, we cannot correct Inaccurate Information, we will take ail reasonable steps to assist consumers in Identlfying the source of the erroneous data so Mat the Consumer can secure the required corrections. Education We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will Instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage. °timers in our Industry to collect and use information in a responsible manner. Security We will maintain appropriate fadlities and systems to protect against unauthorized access to and corruption of the data we maintain. Form 50-PRIVACY (9-tee) Page 1 of 1 _..1 Privacy Information ( 2001-2010 First American Finareal Corporation) Page 6 of 6 First American Title Company TAX AGREEMENT Date: October 09, 2018 File No.: 696962-MC (sk) Property: Not Addressed, , ID The tax value shown on the attached closing statement is based on ESTIMATES. Buyer and Seller herein affirm and agree that First American Title Company, its employees, agents, or assigns have not made any warranties as to the accuracy of these tax figures. Further, Buyer and Seller agree that should the actual tax, as shown on the tax statement forwarded by the Valley Assessor/Treasurer's Office during the year of the sale differ from the figure represented on the attached closing statement, the following will occur: 1. In the event Buyer has received excess credit based on the "estimated tax", Buyer agrees to reimburse Seller; or 2. In the event Buyer has not received sufficient credit based on the "estimated tax", Seller agrees to reimburse Buyer. 3. Payment of the pro -rated portion, due, if any, shall be made by the respective party (directly to the party) within thirty (30) days after notification of the actual tax assessed. 4. In the event there is no proration due to the property's status at the time of sale, parties agree to prorate outside of escrow, per their agreement. 5. PAYMENT OF ANY SUBSEQUENT TAX STATEMENTS WHICH MAY BE RECEIVED AFTER DATE OF CLOSING ON THIS TRANSACTION WILL BE HANDLED DIRECTLY BETWEEN THE RESPECTIVE PARTIES, AND FIRST AMERICAN 1 i t LE COMPANY DOES NOT ASSUME ANY LIABILITY OR RESPONSIBILITY IN CONNECTION THEREWITH. Further, Buyer and Seller herein agrees to hold First American Title Company harmless from any loss, liability, or responsibility in the event the prorated tax figures are based on a Homeowner's Tax Exemption, (I.C. 63- 105DD), do or do not apply for the year in which the sale occurs. It is agreed that it is the buyer's responsibility to investigate the status of and qualify for the Homeowner's Tax Exemption as it may apply to the property being purchased. 2017 Real Property Tax(es) for Parcel No. RPM00000177975 Tax Amount $183.16 Dated: is day of 4C.340 (0.0 , 2045 Cory Walker Megan Walker City of McCall me: sac e: Mayor Page 1 of 2 Page 2 of 2 Form 5030016-A (9-14-17) ALTA Commitment for Title Insurance Issued By First American Title Insurance Company Transaction Identification Data for reference only: Issuing Agent and Office: First American Title Company 616 North 3rd Street Suite 101 McCall, ID 83638 (208)634- 4705 Issuing Office's ALTA ® Registry ID: 0046117 Loan ID No.: Issuing Office Commitment/File No.: 696962-MC READ & ,APPROVED. Property Address: Not Addressed , ID Revision No.: SCHEDULE A 1. Commitment Date: September 13, 2018 at 7:30 A.M. 2. Policy (or Policies) to be issued: Premium Amount reflects applicable rate (a) ® 2006 ALTA ® Standard Owner's Policy Proposed Insured: City of McCall Proposed Policy Amount: $3,200.00 Premium Amount $ 220.00 Endorsements: $ (b) ❑ 2006 ALTA ® Loan Policy Proposed Insured: Proposed Policy Amount: $ Endorsements: (c) ❑ ALTA ® Policy Proposed Insured: Proposed Policy Amount: $ Endorsements: Premium Amount $ $ Premium Amount $ 3. The estate or interest in the Land described or referred to in this Commitment is fee simple. 4. The Title is, at the Commitment Date, vested in: Cory Walker and Megan Walker, subject to the community interest of their spouse, if married August 28, 2017, the date of acquiring title This page is only a part of a 2016 ALTA ® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 696962-MC Page 4 of 9 ALTA Commitment for Tide Insurance (8-1-16) 5. The Land is described as follows: A parcel of land situate in Government Lots 4 and 7 of Section 17, Township 18 North, Range 3 East, Boise Meridian, City of McCall, Valley County, Idaho, more particularly described as follows: Commencing at a brass cap marking the West 1/4 Corner of Section 17, Township 18 North, Range 3 East, Boise Meridian, City of McCall, Valley County, Idaho; thence, S. 89°50'33" E., a distance of 2,674.40 feet to a 5/8 inch diameter rebar marking the Center 1/4 Corner of said Section 17, the REAL POINT OF BEGINNING: Thence, N. 72°18 43 E., a distance of 80.00 feet to a 5/8 inch diameter rebar, Thence, S. 79°34'05" E., a distance of 143.35 feet to a 5/8 inch diameter rebar on the northerly boundary of The Reserve on Payette River as shown on the official plat thereof on file In the office of the Recorder of Valley County, Idaho, in Book 12 on Page 42 of Plats, also being the south right-of-way boundary of Deinhard Lane, Thence, S. 68°42'10" W., a distance of 233.49 feet along the south right-of-way boundary of Deinhard Lane to a found 5/8 inch diameter rebar, Thence, N. 00°13'49" E., a distance of 86.45 feet to the Point of Beginning. By: Authorized Countersignature (This Schedule A valid only when Schedule B is attached.) This page is only a part of a 2016 ALTA ® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 696962-MC Page 5 of 9 ALTA Commitment for Title Insurance (8-1-16) Form 50300016-BI(5-9-17) ALTA Commitment for Title Insurance Issued By First American Title Insurance Company SCHEDULE B, PART I Requirements All of the following Requirements must be met: 1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions. 2. Pay the agreed amount for the estate or interest to be insured. 3. Pay the premiums, fees, and charges for the Policy to the Company. 4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records. 5. If any document in the completion of this transaction is to be executed by an attorney -in -fact, the Power of Attorney must be submitted for review prior to closing. 6. We require proof of proper tax foreclosure proceedings divesting the title of the vestee. 7. We require an adequate quiet title action wherein the title is quieted in either the name of the proposed insured or the vestee. This page is only a part of a 2016 ALTA © Commitment for Ttle Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 696962-MC Page 6 of 9 ALTA Commitment for Title Insurance (8-1-16) Form 5030030-BII (8-16-17) ALTA Commitment for Title Insurance Issued By First American Title Insurance Company SCHEDULE Et, PART II Exceptions THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN. The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records. 2. Any facts, rights, interests, or claims which are not shown by the Public Records but which could be ascertained by an inspection of said Land or by making inquiry of persons in possession thereof. 3. Easements, claims of easement or encumbrances which are not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title including discrepancies, conflicts in boundary lines, shortage in area, or any other facts that would be disclosed by an accurate and complete land survey of the Land, and that are not shown in the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any liens, or rights to a lien, for services, labor or material theretofore or hereafter furnished, imposed by law and not shown by the Public Records. 7. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I - Requirements are met. This page is only a part of a 2016 ALTA ® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 696962-MC Page 7 of 9 ALTA Commitment for Title Insurance (8-1-16) 8. 2018 taxes are an accruing lien, not yet due and payable until the fourth Monday in November of the current year. The first one-half is not delinquent until after December 20 of the current year, the second one-half is not delinquent until after June 20 of the following year. Taxes which may be assessed and entered on the property roll for 2018 with respect to new improvements and first occupancy, which may be included on the regular property, which are an accruing lien, not yet due and payable. General taxes as set forth below. Any amounts not paid when due will accrue penalties and interest in addition to the amount stated herein: Year Original Amount Amount Paid 2017 $182.16 $182.16 Homeowners Exemption is not in effect for 2017. Circuit breaker is not in effect for 2017. Parcel Number RPM00000177975 9. Easement for Sanitary Sewer granted to City of McCall, recorded October 15, 1984, as Instrument No. 138611. 10. Provisions in deed to Thomas H. Sweet, recorded December 27, 2000, as Instrument No. 251785. 11. All matters, covenants, conditions, restrictions, easements and any rights, interests or claims which may exist by reason thereof, disclosed by Record of Survey recorded February 10, 1995, as Instrument Number 209495, but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin to the extent such covenants, conditions or restrictions violate 42 USC 3604(c). 12. Joint Use of Access Agreement upon the terms, conditions and provisions contained therein: Parties: Michael Eckhart and Thomas H. Sweet and Renee A. Sweet Recorded: April 21, 2003, Instrument No. 271008 13. Any claim arising from the difference in the mean high water line of the North Fork Payette River and the meander line as shown by the Original Government Survey. 14. All matters, and any rights, easements, interests or claims which may exist by reason thereof, disclosed by survey recorded August 30, 2006, as Instrument No. 312754. 15. All matters, and any rights, easements, interests or claims which may exist by reason thereof, disclosed by survey recorded August 30, 2006, as Instrument No. 312755. 16. All matters, and any rights, easements, interests or claims which may exist by reason thereof, disclosed by survey recorded March 18, 2014, as Instrument No. 383833. 17. Vestee's title depends upon the sufficiency of tax foreclosure proceedings purporting to divest the title of Cory Walker and Megan Walker, whose rights and the rights of those claiming thereunder, including, but not limited to consensual and non-consensual lien or judgment holders, are excepted. This page is only a part of a 2016 ALTA ® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment iS not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 696962-MC Page 8 of 9 ALTA Commitment for Title Insurance (8-1-16) INFORMATIONAL NOTES This page is only a part of a 2016 ALTA ® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and a counter -signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association, File No. 696962-MC Page 9 of 9 ALTA Commitment for Title Insurance (8-1-16) RECORDING REQUESTED BY First American Title Company AND WHEN RECORDED MAIL TO: First American Title Company 616 North 3rd Street Suite 101 McCall, ID 83638 ace Above This Line for Recorde s Use On! WARRANTY DEED File No.: 696962-MC (sk) Date: October 09, 2018 For Value Received, Cory Walker and Megan Walker, subject to the community interest of their spouse, if married August 28, 2017, the date of acquiring title, hereinafter called the Grantor, hereby grants, bargains, sells and conveys unto City of McCall, hereinafter called the Grantee, whose current address is 216 East Park Street, McCall, ID 83638, the following described premises, situated in Valley County, Idaho, to -wit: A parcel of land situate in Government Lots 4 and 7 of Section 17, Township 18 North, Range 3 East, Boise Meridian, City of McCall, Valley County, Idaho, more particularly described as follows: Commencing at a brass cap marking the West 1/4 Corner of Section 17, Township 18 North, Range 3 East, Boise Meridian, City of McCall, Valley County, Idaho; thence, S. 89°50'33" E., a distance of 2,674,40 feet to a 5/8 inch diameter rebar marking the Center 1/4 Corner of said Section 17, the REAL POINT OF BEGINNING: Thence, N. 72°18'43" E,, a distance of 80.00 feet to a 5/8 inch diameter rebar, Thence, S. 79°34'05" E., a distance of 143.35 feet to a 5/8 inch diameter rebar on the northerly boundary of The Reserve on Payette River as shown on the official plat thereof on file in the office of the Recorder of Valley County, Idaho, in Book 12 on Page 42 of Plats, also being the south right-of-way boundary of Deinhard Lane, Thence, S. 68°42'10" W., a distance of 233.49 feet along the south right-of-way boundary of Deinhard Lane to a found 5/8 inch diameter rebar, 'Thence, N. 00°13'49" E., a distance of 86.45 feet to the Point of Beginning. SUBJECT TO all easements, right of ways, covenants, restrictions, reservations, applicable building and zoning ordinances and use regulations and restrictions of record, and payment of accruing present year taxes and assessments as agreed to by parties above. TO HAVE AND TO HOLD the said premises, with its appurtenances, unto the said Grantee, and to the Grantee's heirs and assigns forever. And the said Grantor does hereby covenant to and with the said Grantee, that the Grantor is the owner in fee simple of said premises; that said premises are free from all encumbrances except current years taxes, levies, and assessments, and except U.S. Patent reservations, restrictions, easements of record and easements visible upon the premises, and that Grantor will warrant and defend the same from all claims whatsoever. Page 1 of 2 READ & APPROVED: Ajfinvit